8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) December 22, 2010  

FNB United Corp.
(Exact name of registrant as specified in its charter)

North Carolina	000-13823	56-1456589
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

150 South Fayetteville Street, Asheboro, North Carolina	27203
(Address of principal executive offices)	(Zip Code)

Registrant's telephone number, including area code:   (336) 626-8300

N/A
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
	[    ]	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
	[    ]	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
	[    ]	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
	[    ]	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01. Other Events.

      On December 22, 2010, FNB United Corp. announced the retirement effective December 31, 2010, of William S. Bruton, chief credit officer of CommunityONE Bank, National Association, FNB United's bank subsidiary.

      The board of directors of CommunityONE Bank has appointed David C. Lavoie to succeed Mr. Bruton as chief credit officer. Mr. Lavoie will assume his new responsibilities on December 22, 2010.

      A press release dated December 22, 2010, announcing the retirement of Mr. Bruton and the appointment of Mr. Lavoie as chief credit officer for CommunityONE Bank is attached as Exhibit 99.1 to the report and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

Exhibits:

99.1 Press release dated December 22, 2010, announcing the retirement of Mr. Bruton as chief credit officer of CommunityONE Bank, N.A., and the appointment of Mr. Lavoie as chief credit officer of CommunityONE Bank, N.A.

SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FNB United Corp. (Registrant)
December 22, 2010 (Date)	/s/   MARK A. SEVERSON Mark A. Severson Executive Vice President and Treasurer (Principal Financial and Accounting Officer)

EX-99.1

EXHIBIT 99.1

Bruton Retires From CommunityONE Bank, N.A.

ASHEBORO, N.C., Dec. 22, 2010 (GLOBE NEWSWIRE) -- FNB United Corp. (Nasdaq:FNBN), the holding company for CommunityONE Bank, National Association, announced today that William S. Bruton, the bank's Chief Credit Officer, will retire effective December 31, 2010. Mr. Bruton has served in this position from 1995 until the present.  R. Larry Campbell, Interim President and CEO, offered thanks and appreciation to Mr. Bruton for his 23 years of service to the bank.

David C. Lavoie has been appointed as the bank's new Chief Credit Officer. Mr. Lavoie will assume his responsibilities on December 22, 2010. Mr. Lavoie has 25 years' experience in banking, with extensive risk management expertise in consumer and commercial real estate acquired while with a large, nationwide commercial bank.   His specialized skills will be advantageous as he directs the bank's credit department. He will work with both bank staff and customers to address the effects on loans and lending caused by the recession in the commercial and residential real estate markets. 

FNB United Corp. is the Asheboro, North Carolina-based bank holding company for CommunityONE Bank, N.A., and the bank's subsidiary, Dover Mortgage Company. Opened in 1907, CommunityONE Bank (MyYesBank.com) operates 45 offices in 38 communities throughout central, southern and western North Carolina. Through these subsidiaries, FNB United offers a complete line of consumer, mortgage and business banking services, including loan, deposit, cash management, wealth management and internet banking services.

This news release may contain forward-looking statements regarding future events. Forward-looking statements often address FNB United's expected future business and financial performance, and often contain words such as "expect," "anticipate," "intend," "plan," "believe," "seek," or "will."  These statements are only predictions and are subject to risks and uncertainties that could cause the actual events or results to differ materially.  These risks and uncertainties include risks of managing growth, changes in financial markets, changes in real estate markets, regulatory changes, changes in interest rates, changes in economic conditions being less favorable than anticipated, difficulties encountered in complying with regulatory directives, including those related to capital requirements, and loss of deposits and loan demand to other financial institutions.  Additional information concerning factors that could cause actual results to be materially different from those in the forward-looking statements is contained in FNB United's filings with the Securities and Exchange Commission.  FNB United does not assume any obligation to update these forward-looking statements or to update the reasons why actual results could differ from those projected in the forward-looking statements.

CONTACT:  FNB United Corp.
          R. Larry Campbell, Interim President/CEO
          336-626-8320