8-K

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K
                                 CURRENT REPORT

Pursuant to Sections 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported) May 18, 2007
                                                 ------------


                                FNB United Corp.
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             (Exact Name of Registrant as Specified in its Charter)


      North Carolina                0-13823                    56-1456589
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(State or Other Jurisdiction    (Commission File              (IRS Employer
     of Incorporation)               Number)                Identification No.)


150 South Fayetteville Street,  Asheboro, North Carolina                   27203
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     (Address of Principal Executive Offices)                         (Zip Code)


Registrant's Telephone Number, Including Area Code       (336) 626-8300
                                                  ------------------------------

                                       N/A
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          (Former Name or Former Address, if Changed Since Last Report)

         Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instructions A.2. below):

[  ]  Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))





Item 8.01.  Other Events.

On May 18, 2007, First National Bank and Trust Company, the wholly owned bank
subsidiary of FNB United Corp., issued a press release announcing that as of
June 4, 2007 it is changing its name to "CommunityONE Bank, National
Association."

A copy of the press release dated May 18, 2007, announcing the name change is
attached as Exhibit 99.1 to this report on Form 8-K and is incorporated herein
by reference.


Item 9.01.  Financial Statements and Exhibits.

Exhibits:

99.1     Press release dated May 18, 2007 announcing the name change effective
         June 4, 2007 of FNB United's bank subsidiary, First National Bank and
         Trust Company.


This Current Report on Form 8-K (including information included or incorporated
by reference herein) may contain, among other things, forward-looking statements
within the meaning of the Private Securities Litigation Reform Act of 1995,
including, without limitation, (i) statements regarding certain of FNB United's
goals and expectations regarding earnings, income per share, revenue, expenses
and the growth rate in such items, as well as other measures of economic
performance, and (ii) statements preceded by, followed by or including the words
"may," "could," "should," "would," "believe," "anticipate," "estimate,"
"expect," "intend," "plan," "projects," "outlook" or similar expressions. These
statements are based upon the current belief and expectations of FNB United's
management and are subject to significant risks and uncertainties that are
subject to change based on various factors, many of which are beyond FNB
United's control.





                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                        FNB UNITED CORP.

Date: May 18, 2007                      By  /s/ Jerry A. Little
                                            -----------------------------------
                                            Jerry A. Little
                                            Secretary and Treasurer

EX-99.1

                                                                    EXHIBIT 99.1

First National, Catawba Valley, First Gaston and Northwestern Banks to
                    Have a New Name, CommunityONE

    ASHEBORO, N.C.--(BUSINESS WIRE)--May 18, 2007--FNB United Corp.
(NASDAQ:FNBN) today announced that effective Monday, June 4, 2007,
First National Bank and Trust Company, including its divisions Catawba
Valley Bank, First Gaston Bank and Northwestern Bank of Wilkesboro,
will change its name to CommunityONE Bank, National Association. The
new name is not the result of a new sale, purchase or merger, and no
community offices are closing.

    "Only our name is changing," stated Michael C. Miller, President
and Chairman of First National. "We're still the same friendly,
hardworking people, serving the financial lives of our customers and
communities, cheerfully and professionally every day. Who we are and
what we do is very much intact."

    The desire for a new name is the result of great growth in recent
years by acquisition, including last year's merger with Integrity
Financial Corporation. While the systems and charters of Integrity's
bank divisions, Catawba Valley, First Gaston and Northwestern, were
merged into First National in August 2006, the bank still operates as
four separate brands.

    "There are three main reasons we decided to change our name," said
Miller. "We wanted a name that was unique from our competition, a name
that better fits our personality, culture and brand promise of Yes You
Can(R) -Yes We Can(R), and a name that embraces and embodies the
diverse sum of our collective parts."

    In addition to the new name, the bank's logo and corporate mascot,
"Jack", has been refined to show some new style and energy. YES!
branding will be expressed in exciting new ways, and First National's
website, www.MyYesBank.com, will serve for all CommunityONE customers
beginning on June 4.

    Bank statements, stationery, checks and business cards will
reflect the new name and logo right away, while signs, merchandising
and marketing materials will be updated gradually over the next
several months. Through it all, business will continue as usual for
customers. Account numbers, checks, loan payments, online banking and
even community office phone numbers will remain the same.

    Commented Miller, "Our name has served us well for the past 100
years, and we look forward to a new century of service as
CommunityONE, a bank that cares about where our customers are going
and goes above and beyond to help them get there."

    Opened in 1907, First National Bank and Trust Company is a North
Carolina-based banking subsidiary of FNB United Corp., and operates 26
community offices as First National Bank, six as Catawba Valley Bank,
five as First Gaston Bank and six as Northwestern Bank of Wilkesboro.
A complete line of consumer, mortgage and business banking services is
offered, including deposit, loan, cash management, investment
management and personal trust services. Internet banking is available
at www.MyYesBank.com. First National Bank is an Equal Housing Lender,
Member FDIC.

    This news release may contain forward-looking statements. Such
statements are subject to certain factors that may cause FNB United's
results to vary from those expected, including the risks set forth
from time to time in FNB United's filings with the Securities and
Exchange Commission. Readers are cautioned not to place undue reliance
on these forward-looking statements, which reflect management's
judgment only as of the date hereof. FNB United does not assume any
obligation to update these forward-looking statements or to update the
reasons why actual results could differ from those projected in the
forward-looking statements.

    Factors that might cause such a difference include, but are not
limited to, competition from both financial and non-financial
institutions; changes in interest rates, deposit flows, loan demand
and real estate values; changes in legislation or regulation; changes
in accounting principles, policies or guidelines; changes in the
securities markets; the timing and occurrence (or non-occurrence) of
transactions and events that may be subject to circumstances beyond
the control of FNB United; and other economic, competitive,
governmental, regulatory and technological factors affecting FNB
United specifically or the banking industry or economy generally.

    CONTACT: FNB United Corp.
             Michael C. Miller, 336-626-8300