Exhibit 99.1

                                                    For More Information
                                           Michael C. Miller, CEO 336.626.8300

                            [LOGO]    FNB UNITED CORP.
_________________________________________________________________________
FNB United Corp.  P.O. Box 1328, Asheboro, NC 27204
                                  150 S. Fayetteville Steet, Asheboro, NC 27203

                Hancock, Pugh Retire from FNB United Corp. Board

     December  31, 2007 - Asheboro,  NC - FNB United  Corp.  (NASDAQ:FNBN),  the
holding company for CommunityONE  Bank, N.A., today announced the retirements of
Wilbert L.  Hancock  and  Richard K. Pugh from the  Boards of  Directors  of FNB
United Corp. and its subsidiary, CommunityONE Bank, N.A., effective December 31,
2007.

     Hancock joined the board of First National Bank of Asheboro, predecessor to
CommunityONE  and FNB United,  in 1973. Pugh joined the boards of First National
and  FNB  United  in  1988.   First  National  Bank  and  Trust  Company  became
CommunityONE Bank, N.A. in June of this year.

     The retirements are in accord with the Company's governance  policies,  and
there are no disagreements with the board of either the holding company or bank.

     "These fine  businessmen  contributed  greatly in guiding the Bank's growth
and strategy during their terms of service," said Michael C. Miller,  FNB United
Chairman.

     FNB United Corp. is the central North  Carolina-based  bank holding company
for CommunityONE Bank, N.A., and the bank's subsidiary,  Dover Mortgage Company.
Opened  in  1907,  CommunityONE   (MyYesBank.com)  operates  43  offices  in  35
communities  throughout  central,  southern and western North Carolina.  Through
these  companies,  FNB United offers a complete  line of consumer,  mortgage and
business banking  services,  including loan,  deposit,  cash management,  wealth
management and internet banking services.



Transmitted on Business Wire on December 31, 2007  6:30 AM Eastern Time.



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