SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K
                                 CURRENT REPORT


    Pursuant to Sections 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of Earliest Event Reported) October 18, 2007
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                                 FNB United Corp.
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             (Exact Name of Registrant as Specified in its Charter)


            North Carolina             0-13823             56-1456589
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      (State or Other Jurisdiction   (Commission File    (IRS Employer
          of Incorporation)             Number)         Identification No.)


          150 South Fayetteville Street, Asheboro, North Carolina 27203
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               (Address of Principal Executive Offices) (Zip Code)


       Registrant's Telephone Number, Including Area Code (336) 626-8300
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                                       N/A
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          (Former Name or Former Address, if Changed Since Last Report)
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Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instructions A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)
[ ] Soliciting  material pursuant to Rule 14a-12 under the Exchange Act
    (17  CFR  240.14a-12)
[ ] Pre-commencement  communications  pursuant  to  Rule 14d-2(b)
    under the  Exchange  Act (17 CFR  240.14d-2(b))
[ ] Pre-commencement communications  pursuant  to  Rule  13e-4(c)
    under  the  Exchange  Act  (17 CFR 240.13e-4(c))



Item 5.02   Departure of Directors or Certain Officers; Election of Directors;
            Appointment of Certain Officers; Compensatory Arrangements of
            Certain Officers.

         (d) Robert P. Huntley, a director of FNB United Corp. and its bank
subsidiary, CommunityONE Bank, N.A., resigned from the boards of directors of
FNB United and CommunityONE Bank effective October 18, 2007.

         A press release dated October 22, 2007, announcing the resignation of
Mr. Huntley is attached as Exhibit 99.1 to the report and is incorporated herein
by reference.

         Also effective October 18, 2007, Hal F. Huffman was elected by the
Board of Directors of FNB United Corp. as a director of FNB United and of its
subsidiary, CommunityONE Bank, N.A.

         Mr. Huffman is the president of Huffman Enterprises, Inc., the Ace
Hardware distributor in Hickory, North Carolina.

         There are no other arrangements or understandings between Mr. Huffman
and any other person pursuant to which Mr. Huffman was selected as a director.
Mr. Huffman does not serve on any committees of the FNB United, although in the
future he may be appointed to serve on a committee or committees.

         A press release dated October 22, 2007, announcing the election of Mr.
Huffman to the FNB United and CommunityONE Bank boards of directors is attached
as Exhibit 99.2 to the report and is incorporated herein by reference.


Item 9.01.  Financial Statements and Exhibits.

Exhibits:

99.1     Press release dated October 22, 2007 announcing the resignation of Mr.
         Huntley as a director of FNB United Corp. and CommunityONE Bank, N.A.

99.2     Press release dated October 22, 2007, announcing the election of Mr.
         Huffman as a director of FNB United Corp. and CommunityONE Bank, N.A.




                        SIGNATURES

   Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                            FNB UNITED CORP.

Date: October 23, 2007                         By /s/ Michael C. Miller
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                                               Michael C. Miller
                                               Chairman and President