8-K

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K
                                 CURRENT REPORT


    Pursuant to Sections 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of Earliest Event Reported) September 30, 2007
                                 --------------


                                 FNB United Corp.
                             -----------------------
             (Exact Name of Registrant as Specified in its Charter)


            North Carolina             0-13823             56-1456589
- ------------------------------------------------------------------------------
      (State or Other Jurisdiction   (Commission File    (IRS Employer
          of Incorporation)             Number)         Identification No.)


          150 South Fayetteville Street, Asheboro, North Carolina 27203
- ------------------------------------------------------------------------------
               (Address of Principal Executive Offices) (Zip Code)


       Registrant's Telephone Number, Including Area Code (336) 626-8300
- -------------------------------------------------------------------------

                                       N/A
- ------------------------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)
- ---------------------------------------------------------------------------

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instructions A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)
[ ] Soliciting  material pursuant to Rule 14a-12 under the Exchange Act
    (17  CFR  240.14a-12)
[ ] Pre-commencement  communications  pursuant  to  Rule 14d-2(b)
    under the  Exchange  Act (17 CFR  240.14d-2(b))
[ ] Pre-commencement communications  pursuant  to  Rule  13e-4(c)
    under  the  Exchange  Act  (17 CFR 240.13e-4(c))



Item 5.02.  Departure of Directors or Certain Officers; Election of Directors;
Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

Robert O. Bratton, executive vice president and chief administrative officer of
FNB United Corp. and its bank subsidiary, CommunityONE Bank, N.A., retired
effective September 30, 2007.

A press release dated October 2, 2007, announcing the retirement of Mr. Bratton
as FNB United's chief administrative officer is attached as Exhibit 99.1 to the
report and is incorporated herein by reference.

Item 9.01.  Financial Statements and Exhibits.

Exhibits:

99.1     Press release dated October 2, 2007 announcing the retirement of Mr.
         Bratton as chief administrative officer of FNB United Corp.




                        SIGNATURES

   Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                            FNB UNITED CORP.

Date: October 2, 2007                       By /s/ Michael C. Miller
                                              -------------------------
                                               Michael C. Miller
                                               Chairman and President

EX-99

                                                                    Exhibit 99.1

                                                    For More Information
                                                    Mark Severson, 336.626.8351


                            [LOGO] FNB UNITED CORP.
_________________________________________________________________________
               FNB United Corp. P.O. Box 1328, Asheboro, NC 27204
               150 South Fayetteville Street, Asheboro, NC 27203

               Robert O. Bratton Retires from FNB United Corp.

     October  2, 2007 -  Asheboro,  NC - FNB  United  Corp.  (NASDAQ:FNBN),  the
holding company for  CommunityONE  Bank, N.A., today announced the retirement of
Robert O. Bratton,  Executive Vice President and Chief  Administrative  Officer.
The retirement was effective as of September 30.

     Bratton joined FNB United last year shortly after its merger with Integrity
Financial. He led the finance,  information technology, and operations functions
in his CAO role.  Those duties will be assumed by Chief  Financial  Officer Mark
Severson and Chief  Information  Officer David  Miller,  each of whom joined the
company  earlier this year.  Prior to joining FNB United last year,  Mr. Bratton
served as the CFO of First Charter Corporation for 25 years.

     "Bob has  provided  tremendous  assistance  in our  transition  to a larger
banking organization.  We thank him for his service and the contributions he has
made to our company and wish him well," said  Michael C. Miller,  President  and
Chairman.

     "It has been a  pleasure  working  with the  team of  professionals  at FNB
United,  and I am glad to have been able to help the company  over the past year
as it prepares to manage its growth," said Bratton.

     FNB United Corp. is the central North  Carolina-based  bank holding company
for CommunityONE Bank, N.A., and the bank's subsidiary,  Dover Mortgage Company.
Opened  in  1907,  CommunityONE   (MyYesBank.com)  operates  43  offices  in  35
communities throughout central,  southern and western North Carolina.  Opened in
1986, Dover, based in Charlotte,  NC, joined FNB United in 2003 and has a retail
origination  network in nine key growth  markets across the state in addition to
wholesale operations. Through these companies, FNB United offers a complete line
of consumer,  mortgage and business banking services,  including loan,  deposit,
cash management, wealth management and internet banking services.


Transmitted on Business Wire on October 2, 2007, at 6:30 a.m. EDT.


                                * * *