Exhibit 99.1

[LOGO]    FNB UNITED CORP.
_________________________________________________________
P.O. Box 1328, Asheboro, NC 27204  (336)626-8300


     For Information Contact:                       For Immediate Release
     Michael C. Miller/ (336)626-8300               September 26, 2006

          FNB UNITED CORP. ANNOUNCES EXECUTIVE LEADERSHIP POSITIONS

Asheboro,  N.C. - FNB United Corp.  (NASDAQ:FNBN)  today  announced that R. Mark
Hensley has been named as Executive Vice President and Chief Banking  Officer of
its banking subsidiary,  First National Bank and Trust Company,  and that Robert
O. Bratton has been named  Executive  Vice  President  and Chief  Administrative
Officer of FNB United Corp. and First National.

As Chief Banking Officer, Hensley will lead the business production efforts in
First National's 43 community office system. He joined First National five years
ago as Mortgage Division Manager following a 20-plus year career with Wachovia
Bank, where he led mortgage banking sales operations in two states.

As Chief Administrative Officer, Bratton will guide the organization's finance,
information technology and operations functions. He previously served as the
Chief Financial Officer for First Charter Corporation for 25 years as it grew
from less than $100 million to over $4 billion in assets.

FNB United President and Chairman Michael Miller commented: "We are indeed
fortunate to have individuals of this caliber guiding significant operations for
us. Mark Hensley has demonstrated terrific leadership and proved his
effectiveness within our growing bank. Bob Bratton has experienced first-hand
the growth issues that FNB United Corp. now faces with its recent acquisitions
of Integrity Financial and United Financial Corp. He is uniquely qualified to
guide the infrastructure that will support our present and future growth."

FNB United Corp. is the central North Carolina-based bank holding company for
First National Bank and Trust Company, including its divisions First Gaston
Bank, Catawba Valley Bank and Northwestern Bank, and Dover Mortgage Company.
Opened in 1907, First National (MyYesBank.com) operates 26 community YES! Banks
in Archdale, Asheboro, Biscoe, Burlington, China Grove, Ellerbe, Graham,
Greensboro, Hillsborough, Kannapolis, Laurinburg, Pinehurst, Ramseur, Randleman,
Rockingham, Salisbury, Seagrove, Siler City, Southern Pines and Trinity. It also
operates five community offices as First Gaston Bank (firstgaston.com) in
Belmont, Dallas, Gastonia, Mt. Holly and Stanley, six community offices as
Catawba Valley Bank (catawbavalleybank.com) in Hickory, Mooresville, Newton and
Statesville and six community offices as Northwestern Bank of Wilkesboro
(nwesternbank.com) in Boone, Millers Creek, Taylorsville, Wilkesboro and West
Jefferson. Dover Mortgage Company (dovermortgage.com) operates 10 mortgage
production offices in Carolina Beach, Charlotte, Goldsboro, Greensboro,
Greenville, Lake Norman, Leland, Raleigh, Waxhaw and Wilmington. Through its
subsidiaries, FNB United Corp. offers a complete line of consumer, mortgage and
business banking services, including loan, deposit, cash management, wealth
management and internet banking services. The Federal Deposit Insurance
Corporation insures deposits up to applicable limits.