Exhibit 99.1

                                                   For Immediate Release
                                                    April 28, 2006

[LOGO]                                             For Information Contact:
FNB UNITED CORP.                               Michael C. Miller, 336-626-8300

P.O. Box 1328, Asheboro, NC 27204                  Phone 336-626-8300
101 Sunset Avenue, Asheboro, NC 27203                Fax 336-626-8374


       FNB Corp. and Integrity Financial Corporation Complete Merger

         Asheboro, N.C. - Michael C. Miller, Chairman, President and Chief
Executive Officer of FNB Corp. (FNB) (NASDAQ: FNBN) and W. Alex Hall, Jr.,
President and Chief Executive Officer of Integrity Financial Corporation
(Integrity) (NASDAQ: IFCB), today announced the consummation of the merger of
Integrity with and into FNB. In the merger, FNB changed its name to FNB United
Corp. (FNB United) and became a $1.8 billion bank holding company with 42
community offices in 17 counties extending from the central and southern
Piedmont and Sandhills to the foothills and mountains of western North Carolina.
         "We are pleased to complete the first phase of our partnership with
Integrity," commented Miller. "The merger improves our ability to serve our
customers and communities, expands career opportunities for our employees,
enhances shareholder value, and introduces our Yes You Can(R)-Yes We Can(R)
motto and philosophy of service in new and growing markets."
         FNB United's bank subsidiaries, First National Bank and Trust Company
and First Gaston Bank, including its divisions operating as Catawba Valley Bank
and Northwestern Bank, will continue to operate as separate subsidiaries until
August, when the banks are expected to merge. Meanwhile, efforts are firmly
focused on customer retention and expansion, service and product assimilation
and training.
         "We are greatly excited to officially join FNB United," said Hall. "I'm
so proud of employees from both teams for their hard work and cooperation, and
whose continued synergies will help us to operate as a bigger, better community
bank in great markets across central and western North Carolina."
         Integrity shareholders are receiving a combination of cash and stock in
the merger. The resulting company now has over 6,000 shareholders, 10.9 million
shares outstanding and a market capitalization exceeding $220 million.
         FNB United Corp. is the central North Carolina-based bank holding
company for First National Bank and Trust Company, First Gaston Bank, including
its divisions Catawba Valley Bank and Northwestern Bank, and Dover Mortgage
Company. Opened in 1907, First National (MyYesBank.com) operates 25 community



YES! Banks in Archdale, Asheboro, Biscoe, Burlington, China Grove, Ellerbe,
Graham, Greensboro, Hillsborough, Kannapolis, Laurinburg, Pinehurst, Ramseur,
Randleman, Rockingham, Salisbury, Seagrove, Siler City, Southern Pines and
Trinity. First Gaston Bank (firstgaston.com) commenced operations in 1995 and
operates five community offices in Belmont, Dallas, Gastonia, Mt. Holly and
Stanley. It also operates community offices as Catawba Valley Bank
(catawbavalleybank.com) in Hickory, Mooresville, Newton and Statesville and as
Northwestern Bank of Wilkesboro (nwesternbank.com) in Boone, Millers Creek,
Taylorsville, Wilkesboro and West Jefferson. Dover Mortgage Company
(dovermortgage.com) operates 10 mortgage production offices in Carolina Beach,
Charlotte, Goldsboro, Greensboro, Greenville, Lake Norman, Leland, Raleigh,
Waxhaw and Wilmington. Through its subsidiaries, FNB United Corp. offers a
complete line of consumer, mortgage and business banking services, including
loan, deposit, cash management, wealth management and internet banking services.
The Federal Deposit Insurance Corporation insures deposits up to applicable
limits.
         FNB United stock is traded on the NASDAQ National Market under the
symbol FNBN. Market makers are Scott & Stringfellow, Morgan Keegan & Company,
Howe Barnes Investments, Smith Barney, FIG Partners, Ferris Baker Watts, Keefe,
Bruyette & Woods, Sandler, O'Neil and Partners, Knight Securities, Goldman
Sachs, Stern, Agee and Leach and Ryan, Beck & Company.
         This news release contains forward-looking statements, including
estimates of future operating results and other forward-looking financial
information for FNB United. These estimates constitute forward-looking
statements within the meaning of the Private Securities Litigation Reform Act of
1995 and involve various risks and uncertainties. Actual results may differ
materially due to such factors as: (1) expected cost savings from the mergers
not materializing within the expected time frame; (2) revenues following the
mergers not meeting expectations; (3) competitive pressures among financial
institutions increasing significantly; (4) costs or difficulties related to the
integration of the businesses of FNB and Integrity being greater than
anticipated; (5) general economic conditions being less favorable than
anticipated; and (6) legislation or regulatory changes adversely affecting the
business in which the combined company will be engaged. FNB United does not
assume any obligation to update these forward-looking statements or to update
the reasons why actual results could differ from those projected in the
forward-looking statements.
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