UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 12B-25

                           NOTIFICATION OF LATE FILING

                                                                SEC FILE NUMBER
                                                                 0-13823
                                                                CUSIP NUMBER
                                                                 302519103

(Check One): [   ] Form 10-K  [   ] Form 20-F  [   ] Form 11-K  [ X ] Form 10-Q
             [   ] Form N-SAR [   ] Form N-CSR

                  For Period Ended:   June 30, 2003

If the notification relates to a portion of the filing checked above, identify
the Item (s) to which the notification relates:

PART I - REGISTRANT INFORMATION

FNB CORP.
101 Sunset Avenue
Asheboro, North Carolina 27203

PART II - RULES 12b-25 (b) AND (c)

If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following should
be completed.

(Check box if appropriate)

          (a) The reasons  described  in  reasonable  detail in Part III of this
          form could not be eliminated without unreasonable effort or expense;

          (b) The subject annual report,  semi-annual report,  transition report
          on Form 10-K,  Form 20-F or 11-K, Form N-SAR or Form N-CSR, or portion
  [X]     thereof,  will be  filed  on or  before  the  fifteenth  calendar  day
          following the prescribed due date; or the subject  quarterly report on
          transition report on Form 10-Q, or portion thereof will be filed on or
          before the fifth calendar day following the prescribed due date; and

          (c) The  accountant's  statement  or other  exhibit  required  by Rule
          12b-25(c) has been attached if applicable.


PART III - NARRATIVE

State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q,
N-SAR, N-CSR, or the transition report or portion thereof could not be filed
within the prescribed time period.


The Corporation requires additional time to file its quarterly report on Form
10-Q for the quarter ended June 30, 2003 because of unexpected difficulties
encountered in verifying, reconciling and incorporating into the Corporation's
financial statements the financial procedures and results of Dover Mortgage
Company, which company the Corporation acquired during the second quarter of
2003.


PART IV - OTHER INFORMATION

(1) Name and telephone number of person to contact in regard to this
notification

Jerry A. Little            (336) 626-8300

(2) Have all other periodic reports required under Section 13 or 15(d) of the
Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of
1940 during the preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed?
If answer is no, identify report(s). [X] Yes [ ] No

(3) Is it anticipated that any significant change in results of operations from
the corresponding period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion thereof?
[ ]Yes [X] No

If so, attach an explanation of the anticipated change, both narratively and
quantitatively, and, if appropriate, state the reasons why a reasonable estimate
of the results cannot be made.

FNB Corp. has caused this notification to be signed on its behalf by the
undersigned hereunto duly authorized.



Date: August 15, 2003                       By /s/ Michael C. Miller
                                               ------------------------
                                                Michael C. Miller,
                                                Chairman and President