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Consolidated Balance Sheets (unaudited) - USD ($)
$ in Thousands
Mar. 31, 2016
Dec. 31, 2015
[1]
Assets    
Cash and due from banks $ 22,104 $ 23,852
Interest-bearing bank balances 41,474 15,323
Investment securities:    
Available-for-sale, at estimated fair value (amortized cost of $386,862 in 2016 and $398,815 in 2015) 385,994 390,434
Held-to-maturity, at amortized cost (estimated fair value of $145,853 in 2016 and $145,185 in 2015) 145,127 147,967
Loans held for sale 4,328 5,403
Loans held for investment 1,524,406 1,543,795
Less: Allowance for loan losses (14,240) (15,195)
Net loans held for investment 1,510,166 1,528,600
Premises and equipment, net 43,634 44,457
Other real estate owned and property acquired in settlement of loans 14,158 16,583
Core deposit premiums and other intangibles 5,273 5,208
Goodwill 4,205 4,205
Bank-owned life insurance 41,195 40,869
Deferred tax assets, net 136,912 141,716
Other assets 30,755 32,648
Total Assets 2,385,325 2,397,265
Liabilities    
Noninterest-bearing demand deposits 391,749 386,329
Interest-bearing deposits:    
Demand, savings and money market deposits 939,900 939,878
Time deposits of $250 or more 74,610 60,093
Other time deposits 548,931 561,237
Total deposits 1,955,190 1,947,537
Retail repurchase agreements 7,352 7,219
Federal Home Loan Bank advances 65,167 93,681
Long-term notes payable 5,435 5,415
Junior subordinated debentures 56,702 56,702
Other liabilities 14,328 13,673
Total Liabilities 2,104,174 2,124,227
Shareholders' Equity    
Common stock, no par value; authorized 2,500,000,000 shares, issued 24,292,051 shares in 2016 and 24,292,646 in 2015 490,243 490,075
Accumulated deficit (202,384) (206,298)
Accumulated other comprehensive loss (6,708) (10,739)
Total Shareholders' Equity 281,151 273,038
Total Liabilities and Shareholders' Equity 2,385,325 2,397,265
Preferred stock, Series A [Member]    
Shareholders' Equity    
Preferred stock 0 0
Preferred stock, Series B [Member]    
Shareholders' Equity    
Preferred stock $ 0 $ 0
[1] Derived from audited consolidated financial statements