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Capital Matters (Tables)
12 Months Ended
Dec. 31, 2015
Regulatory Capital Requirements [Abstract]  
Compliance with Regulatory Capital Requirements
At December 31, 2015, the Bank was designated as “well capitalized.”
 
 
 
 
 
 
Minimum Regulatory Requirement to be Well Capitalized
(dollars in thousands)
 
Actual
 
For Capital
Adequacy Purposes
 
Under Prompt
Corrective Action
Provisions
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
221,245

 
13.21
%
 
$
133,986

 
 
 
8.00
%
 
N/A

 
 
 
 
CommunityOne Bank, N.A.
 
225,510

 
13.48

 
133,839

 
 
 
8.00

 
$
167,299

 
 
10.00
%
 
Tier 1 Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
187,845

 
11.22

 
66,968

 
 
 
N/A

 
N/A

 
 
 
 
CommunityOne Bank, N.A.
 
209,541

 
12.53

 
66,893

 
 
 
4.00

 
99,944

 
 
6.00

 
CET 1 (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
187,845

 
11.22

 
66,968

 
 
 
N/A

 
N/A

 
 
 
 
CommunityOne Bank, N.A.
 
209,541

 
12.53

 
75,255

 
 
 
4.50

 
116,601

 
 
7.00

 
Tier 1 Capital (to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
187,845

 
8.19

 
$
91,744

 
 
 
N/A

 
N/A

 
 
 
 
CommunityOne Bank, N.A.
 
209,541

 
9.30

 
90,125

 
 
 
4.00

 
112,656

 
 
5.00

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
203,150

 
14.58
%
 
$
110,982

 
 
 
8.00
%
 
N/A

 
 
 
 
CommunityOne Bank, N.A.
 
206,474

 
14.88

 
111,013

 
 
 
8.00

 
138,767

 
 
10.00

 
Tier 1 Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
185,690

 
13.33

 
55,491

 
 
 
N/A

 
N/A

 
 
 
 
CommunityOne Bank, N.A.
 
189,081

 
13.63

 
55,507

 
 
 
4.00

 
83,260

 
 
6.00

 
Tier 1 Capital (to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
185,690

 
9.78

 
75,937

 
 
 
N/A

 
N/A

 
 
 
 
CommunityOne Bank, N.A.
 
189,081

 
9.94

 
76,068

 
 
 
4.00

 
95,085

 
 
5.00