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Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest Income    
Interest and fees on loans $ 14,081 $ 14,785
Taxable income 3,695 3,073
Other interest income 151 212
Total interest income 17,927 18,070
Interest Expense    
Deposits 1,702 2,247
Retail repurchase agreements 3 4
Federal Home Loan Bank advances 469 382
Other borrowed funds 274 264
Total interest expense 2,448 2,897
Net Interest Income before Provision for Loan Losses 15,479 15,173
Provision for (recovery of) loan losses (684) 110
Net Interest Income after Provision for Loan Losses 16,163 15,063
Noninterest Income    
Service charges on deposit accounts 1,564 1,376
Mortgage loan income 174 744
Cardholder and merchant services income 1,113 1,069
Trust and investment services 358 241
Bank-owned life insurance 252 263
Other service charges, commissions and fees 352 258
Securities gains, net 0 2,377
Other income 130 205
Total noninterest income 3,943 6,533
Noninterest Expense    
Personnel expense 10,393 10,679
Net occupancy expense 1,553 1,831
Furniture, equipment and data processing expense 2,003 2,368
Professional fees 633 1,493
Stationery, printing and supplies 162 186
Advertising and marketing 153 665
Other real estate owned expense 261 883
Credit/debit card expense 595 425
FDIC insurance 639 670
Loan collection expense 657 1,519
Merger-related expense 0 1,509
Core deposit intangible amortization 352 352
Other expense 1,405 1,759
Total noninterest expense 18,806 24,339
Income (loss) before income taxes 1,300 (2,743)
Income tax expense 23 1,853
Net income (loss) $ 1,277 $ (4,596)
Weighted average number of shares outstanding - basic and diluted 21,935,566 21,698,115
Net income (loss) per share - basic and diluted $ 0.06 $ (0.21)