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Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest Income    
Interest and fees on loans $ 14,785 $ 16,959
Taxable income 3,059 2,669
Non-taxable income 14 15
Other interest income 212 350
Total interest income 18,070 19,993
Interest Expense    
Deposits 2,247 4,223
Retail repurchase agreements 4 8
Federal Home Loan Bank advances 382 279
Other borrowed funds 264 303
Total interest expense 2,897 4,813
Net Interest Income before Provision for Loan Losses 15,173 15,180
Provision for loan losses 110 3,067
Net Interest Income after Provision for Loan Losses 15,063 12,113
Noninterest Income    
Service charges on deposit accounts 1,376 1,816
Mortgage loan income 744 36
Cardholder and merchant services income 1,069 1,141
Trust and investment services 241 202
Bank owned life insurance 263 306
Other service charges, commissions and fees 258 254
Securities (loss) gains, net 2,377 (46)
Other income 205 117
Total noninterest income 6,533 3,826
Noninterest Expense    
Personnel expense 10,679 10,026
Net occupancy expense 1,831 1,561
Furniture, equipment and data processing expense 2,368 2,072
Professional fees 1,493 1,542
Stationery, printing and supplies 186 141
Advertising and marketing 665 129
Other real estate owned expense 883 5,519
Credit/debit card expense 425 410
FDIC insurance 670 598
Loan collection expense 1,572 746
Merger-related expense 1,509 2,258
Core deposit intangible amortization 352 352
Other expense 1,706 1,494
Total noninterest expense 24,339 26,848
Loss from continuing operations, before income taxes (2,743) (10,909)
Income tax expense (benefit) - continuing operations 1,853 (77)
Loss from continuing operations, net of tax (4,596) (10,832)
Loss from discontinued operations, net of tax 0 (27)
Net loss $ (4,596) $ (10,859)
Weighted average number of common shares outstanding - basic and diluted 21,698,115 21,102,465
Net loss per common share from continuing operations - basic and diluted $ (0.21) $ (0.51)
Net loss per common share from discontinued operations - basic and diluted $ 0.00 $ 0.00
Net loss per common share - basic and diluted $ (0.21) $ (0.51)