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Capital Matters (Tables)
 12 Months Ended
Dec. 31, 2012
Capital Matters [Abstract]  
Compliance with Regulatory Capital Requirements
Quantitative measures established by regulation to ensure capital adequacy require each bank to maintain minimum amounts and ratios (set forth in the accompanying table) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined). 
 
 
 
 
 
 
Minimum Regulatory Requirement to be Well Capitalized
(dollars in thousands)
 
Actual
 
For Capital
Adequacy Purposes
 
Under Prompt
Corrective Action
Provisions
 
Pursuant
to Order
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Ratio
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
158,993

 
12.34
%
 
$
103,051

 
 
 
8.00
%
 
N/A

 
 
 
 
 
 
CommunityOne Bank, N.A.
 
103,976

 
11.40

 
72,997

 
 
 
8.00

 
$
91,247

 
 
 
10.00
%
 
12.00
%
Bank of Granite
 
60,896

 
16.30

 
29,893

 
 
 
8.00

 
37,366

 
 
 
10.00

 
12.00

Tier 1 Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
119,242

 
9.26

 
$
51,525

 
 
 
—

 
N/A

 
 
 
 
 
 
CommunityOne Bank, N.A.
 
92,418

 
10.13

 
36,499

 
 
 
4.00

 
$
54,748

 
 
 
6.00
%
 
9.00
%
Bank of Granite
 
56,209

 
15.04

 
14,946

 
 
 
4.00

 
22,420

 
 
 
6.00

 
8.00

Tier 1 Capital (to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
119,242

 
5.45

 
$
87,567

 
 
 
—

 
N/A

 
 
 
 
 
 
CommunityOne Bank, N.A.
 
92,418

 
6.17

 
59,909

 
 
 
4.00

 
$
74,886

 
 
 
5.00
%
 
9.00
%
Bank of Granite
 
56,209

 
8.12

 
27,675

 
 
 
4.00

 
34,594

 
 
 
5.00

 
8.00

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
193,725

 
13.81
%
 
$
112,245

 
 
 
N/A

 
N/A

 
 
 
 
 
 
CommunityOne Bank, N.A.
 
136,761

 
14.52

 
75,363

 
 
 
8.00

 
$
94,204

 
 
 
10.00
%
 
12.00
%
Bank of Granite
 
54,647

 
12.04

 
36,305

 
 
 
8.00

 
45,382

 
 
 
10.00

 
12.00

Tier 1 Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
164,253

 
11.71

 
56,123

 
 
 
N/A

 
N/A

 
 
 
 
 
 
CommunityOne Bank, N.A.
 
124,639

 
13.23

 
37,682

 
 
 
4.00

 
$
56,522

 
 
 
6.00
%
 
9.00
%
Bank of Granite
 
54,633

 
12.04

 
18,153

 
 
 
4.00

 
27,229

 
 
 
6.00

 
8.00

Tier 1 Capital (to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
164,253

 
6.70

 
98,092

 
 
 
N/A

 
N/A

 
 
 
 
 
 
CommunityOne Bank, N.A.
 
124,639

 
7.39

 
67,426

 
 
 
4.00

 
$
84,282

 
 
 
5.00
%
 
9.00
%
Bank of Granite
 
54,633

 
7.19

 
30,410

 
 
 
4.00

 
38,013

 
 
 
5.00

 
8.00