The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 254 1,656 SH   SOLE   0 0 1,656
AMAZON COM INC COM 023135106 217 2,045 SH   SOLE   0 0 2,045
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 710 26,321 SH   SOLE   0 0 26,321
AON PLC SHS CL A G0403H108 270 1,002 SH   SOLE   0 0 1,002
APPLE INC COM 037833100 1,520 11,114 SH   SOLE   0 0 11,114
AUTOMATIC DATA PROCESSING IN COM 053015103 258 1,230 SH   SOLE   0 0 1,230
BLACKROCK CORE BD TR SHS BEN INT 09249E101 1,980 174,908 SH   SOLE   0 0 174,908
CHEVRON CORP NEW COM 166764100 346 2,392 SH   SOLE   0 0 2,392
DOW INC COM 260557103 27,413 531,162 SH   SOLE   0 0 531,162
DUPONT DE NEMOURS INC COM 26614N102 10,657 191,733 SH   SOLE   0 0 191,733
EXXON MOBIL CORP COM 30231G102 296 3,461 SH   SOLE   0 0 3,461
FIRST TR SPECIALTY FIN & FIN COM BEN INTR 33733G109 270 84,537 SH   SOLE   0 0 84,537
GABELLI EQUITY TR INC COM 362397101 64 10,478 SH   SOLE   0 0 10,478
HUNTINGTON BANCSHARES INC COM 446150104 322 26,751 SH   SOLE   0 0 26,751
INVESCO QQQ TR UNIT SER 1 46090E103 280 997 SH   SOLE   0 0 997
ISHARES INC MSCI GBL MIN VOL 464286525 1,546 16,364 SH   SOLE   0 0 16,364
ISHARES INC MSCI EMERG MRKT 464286533 5 89 SH   SOLE   0 0 89
ISHARES INC CORE MSCI EMKT 46434G103 269 5,487 SH   SOLE   0 0 5,487
ISHARES INC MSCI EMERG MKT 46434G889 17 398 SH   SOLE   0 0 398
ISHARES TR CORE S&P TTL STK 464287150 90 1,080 SH   SOLE   0 0 1,080
ISHARES TR TIPS BD ETF 464287176 24 212 SH   SOLE   0 0 212
ISHARES TR CORE S&P500 ETF 464287200 30 79 SH   SOLE   0 0 79
ISHARES TR CORE US AGGBD ET 464287226 25,220 248,030 SH   SOLE   0 0 248,030
ISHARES TR IBOXX INV CP ETF 464287242 415 3,775 SH   SOLE   0 0 3,775
ISHARES TR S&P 500 GRWT ETF 464287309 299 4,960 SH   SOLE   0 0 4,960
ISHARES TR 20 YR TR BD ETF 464287432 257 2,233 SH   SOLE   0 0 2,233
ISHARES TR MSCI EAFE ETF 464287465 4 67 SH   SOLE   0 0 67
ISHARES TR RUS MDCP VAL ETF 464287473 47 460 SH   SOLE   0 0 460
ISHARES TR RUS MD CP GR ETF 464287481 54 676 SH   SOLE   0 0 676
ISHARES TR RUS MID CAP ETF 464287499 6 95 SH   SOLE   0 0 95
ISHARES TR CORE S&P MCP ETF 464287507 105 465 SH   SOLE   0 0 465
ISHARES TR ISHARES BIOTECH 464287556 15 127 SH   SOLE   0 0 127
ISHARES TR RUS 1000 VAL ETF 464287598 36 247 SH   SOLE   0 0 247
ISHARES TR S&P MC 400GR ETF 464287606 3 43 SH   SOLE   0 0 43
ISHARES TR RUS 1000 GRW ETF 464287614 112 513 SH   SOLE   0 0 513
ISHARES TR RUS 1000 ETF 464287622 36 174 SH   SOLE   0 0 174
ISHARES TR RUS 2000 GRW ETF 464287648 29 138 SH   SOLE   0 0 138
ISHARES TR RUSSELL 2000 ETF 464287655 41 244 SH   SOLE   0 0 244
ISHARES TR CORE S&P US VLU 464287663 464 6,943 SH   SOLE   0 0 6,943
ISHARES TR U.S. REAL ES ETF 464287739 12 130 SH   SOLE   0 0 130
ISHARES TR CORE S&P SCP ETF 464287804 58 630 SH   SOLE   0 0 630
ISHARES TR SP SMCP600VL ETF 464287879 706 7,931 SH   SOLE   0 0 7,931
ISHARES TR MSCI ACWI EX US 464288240 7 160 SH   SOLE   0 0 160
ISHARES TR MSCI ACWI ETF 464288257 1,958 23,346 SH   SOLE   0 0 23,346
ISHARES TR EAFE SML CP ETF 464288273 2 33 SH   SOLE   0 0 33
ISHARES TR JPMORGAN USD EMG 464288281 5 58 SH   SOLE   0 0 58
ISHARES TR NATIONAL MUN ETF 464288414 677 6,368 SH   SOLE   0 0 6,368
ISHARES TR IBOXX HI YD ETF 464288513 31 416 SH   SOLE   0 0 416
ISHARES TR MBS ETF 464288588 23 233 SH   SOLE   0 0 233
ISHARES TR EAFE VALUE ETF 464288877 1,523 35,092 SH   SOLE   0 0 35,092
ISHARES TR MSCI INTL SML CP 46434V266 115 3,984 SH   SOLE   0 0 3,984
ISHARES TR MSCI USA SML CP 46434V290 191 4,063 SH   SOLE   0 0 4,063
ISHARES TR MSCI GBL MULTIFC 46434V316 3,090 99,484 SH   SOLE   0 0 99,484
ISHARES TR 0-5YR HI YL CP 46434V407 5 122 SH   SOLE   0 0 122
ISHARES TR MSCI INTL QUALTY 46434V456 149 4,826 SH   SOLE   0 0 4,826
ISHARES TR CORE TOTAL USD 46434V613 64 1,368 SH   SOLE   0 0 1,368
ISHARES TR CORE DIV GRWTH 46434V621 23 481 SH   SOLE   0 0 481
ISHARES TR YLD OPTIM BD 46434V787 309 13,999 SH   SOLE   0 0 13,999
ISHARES TR CONV BD ETF 46435G102 5 68 SH   SOLE   0 0 68
ISHARES TR MORTGE REL ETF 46435G342 6 220 SH   SOLE   0 0 220
ISHARES TR ESG AWR MSCI USA 46435G425 213 2,538 SH   SOLE   0 0 2,538
ISHARES TR FALN ANGLS USD 46435G474 18 719 SH   SOLE   0 0 719
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 164 3,370 SH   SOLE   0 0 3,370
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 110 2,215 SH   SOLE   0 0 2,215
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1 28 SH   SOLE   0 0 28
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 432 9,606 SH   SOLE   0 0 9,606
JOHNSON & JOHNSON COM 478160104 470 2,647 SH   SOLE   0 0 2,647
JPMORGAN CHASE & CO COM 46625H100 240 2,133 SH   SOLE   0 0 2,133
LAKELAND FINL CORP COM 511656100 344 5,178 SH   SOLE   0 0 5,178
LILLY ELI & CO COM 532457108 1,961 6,047 SH   SOLE   0 0 6,047
LINCOLN NATL CORP IND COM 534187109 289 6,170 SH   SOLE   0 0 6,170
MICROSOFT CORP COM 594918104 866 3,373 SH   SOLE   0 0 3,373
PEPSICO INC COM 713448108 244 1,466 SH   SOLE   0 0 1,466
PFIZER INC COM 717081103 246 4,692 SH   SOLE   0 0 4,692
PIMCO CORPORATE & INCOME OPP COM 72201B101 2,249 179,767 SH   SOLE   0 0 179,767
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 779 8,116 SH   SOLE   0 0 8,116
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 472 4,759 SH   SOLE   0 0 4,759
RPM INTL INC COM 749685103 9,362 118,925 SH   SOLE   0 0 118,925
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 24,417 552,549 SH   SOLE   0 0 552,549
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 113 1,943 SH   SOLE   0 0 1,943
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 133 1,860 SH   SOLE   0 0 1,860
SCHWAB STRATEGIC TR US REIT ETF 808524847 1 26 SH   SOLE   0 0 26
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 705 13,669 SH   SOLE   0 0 13,669
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 8 111 SH   SOLE   0 0 111
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 258 2,013 SH   SOLE   0 0 2,013
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 254 1,849 SH   SOLE   0 0 1,849
SELECT SECTOR SPDR TR ENERGY 81369Y506 420 5,877 SH   SOLE   0 0 5,877
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 70 2,221 SH   SOLE   0 0 2,221
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 37 426 SH   SOLE   0 0 426
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 49 908 SH   SOLE   0 0 908
SPDR GOLD TR GOLD SHS 78463V107 259 1,539 SH   SOLE   0 0 1,539
SPDR S&P 500 ETF TR TR UNIT 78462F103 695 1,843 SH   SOLE   0 0 1,843
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 891 21,115 SH   SOLE   0 0 21,115
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 465 6,178 SH   SOLE   0 0 6,178
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 84 243 SH   SOLE   0 0 243
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1 4 SH   SOLE   0 0 4
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2 18 SH   SOLE   0 0 18
VANGUARD INDEX FDS MID CAP ETF 922908629 14 70 SH   SOLE   0 0 70
VANGUARD INDEX FDS SMALL CP ETF 922908751 13 75 SH   SOLE   0 0 75
VANGUARD INDEX FDS TOTAL STK MKT 922908769 24,006 127,272 SH   SOLE   0 0 127,272
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 31 305 SH   SOLE   0 0 305
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,149 36,898 SH   SOLE   0 0 36,898
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 49 1,187 SH   SOLE   0 0 1,187
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 173 3,270 SH   SOLE   0 0 3,270
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 421 2,932 SH   SOLE   0 0 2,932
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,534 29,729 SH   SOLE   0 0 29,729
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 40 214 SH   SOLE   0 0 214
VANGUARD WORLD FDS ENERGY ETF 92204A306 6 58 SH   SOLE   0 0 58
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 54 703 SH   SOLE   0 0 703
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 12 51 SH   SOLE   0 0 51
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 203 1,241 SH   SOLE   0 0 1,241
VANGUARD WORLD FDS INF TECH ETF 92204A702 413 1,266 SH   SOLE   0 0 1,266
VANGUARD WORLD FDS MATERIALS ETF 92204A801 10 64 SH   SOLE   0 0 64
WALMART INC COM 931142103 214 1,757 SH   SOLE   0 0 1,757
WISDOMTREE TR US EFFICIENT COR 97717Y790 50,833 1,524,690 SH   SOLE   0 0 1,524,690