<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>3
<FILENAME>gcb10k12312001ex21.txt
<DESCRIPTION>EXHIBIT 21  SUBSIDIARIES
<TEXT>
                                                                      EXHIBIT 21


                          SUBSIDIARY OF THE REGISTRANT

                                 Percentage Owned         State of Incorporation
                                 ----------------         ----------------------
Greene County Bank                    100%                      Tennessee

                       SUBSIDIARIES OF GREENE COUNTY BANK

Superior Financial Services, Inc.     100%                      Tennessee
GCB Acceptance Corporation            100%                      Tennessee
Fairway Title Company                 100%                      Tennessee

</TEXT>
</DOCUMENT>