<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>4
<FILENAME>gcb10k12312000ex21.txt
<DESCRIPTION>EXHIBIT 21 SUBSIDIARY OF GREENE COUNTY BANK
<TEXT>

                                                                      EXHIBIT 21


                          SUBSIDIARY OF THE REGISTRANT

                                 Percentage Owned         State of Incorporation
                                 ----------------         ----------------------
Greene County Bank                     100%                      Tennessee

                       SUBSIDIARIES OF GREENE COUNTY BANK

Superior Financial Services, Inc.      100%                      Tennessee
GCB Acceptance Corporation             100%                      Tennessee
Fairway Title Company                  100%                      Tennessee

</TEXT>
</DOCUMENT>