<DOCUMENT>
<TYPE>EX-21.1
<SEQUENCE>13
<FILENAME>g93743exv21w1.txt
<DESCRIPTION>EX-21.1  SUBSIDIARIES OF THE COMPANY
<TEXT>
<PAGE>
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                                                                  EXHIBIT NO. 21

                         SUBSIDIARIES OF THE REGISTRANT

<TABLE>
<CAPTION>
                                   Percentage Owned       State of Incorporation
                                   ----------------       ----------------------
<S>                                <C>                    <C>
Greene County Bank                       100%                    Tennessee

                                         100% of
Greene County Capital Trust I      Common Securities             Delaware
</TABLE>

                        SUBSIDIARIES OF GREENE COUNTY BANK

<TABLE>
<S>                                      <C>                     <C>
Superior Financial Services, Inc.        100%                    Tennessee

GCB Acceptance Corporation               100%                    Tennessee

Fairway Title Company                    100%                    Tennessee
</TABLE>

                                       1
</TEXT>
</DOCUMENT>