Schedule of credit risk profile by risk grade of loans |
The following table presents the credit risk profile by risk grade of commercial loans by origination year: | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | (Dollars in thousands) | | | Amortized Cost Basis by Origination Year | As of September 30, 2021 | | 2021 | | 2020 | | 2019 | | 2018 | | 2017 | | Prior | | Revolving | | Total | Construction and land development | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 377,008 | | $ | 438,470 | | $ | 292,017 | | $ | 56,751 | | $ | 25,850 | | $ | 57,896 | | $ | 81,085 | | $ | 1,329,077 | Special mention | | | 530 | | | 22,102 | | | 2,240 | | | 432 | | | 1,600 | | | 2,266 | | | 489 | | | 29,659 | Substandard | | | 1,056 | | | 1,597 | | | 2,340 | | | 414 | | | 557 | | | 2,658 | | | 378 | | | 9,000 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 7 | | | — | | | 7 | Total Construction and land development | | $ | 378,594 | | $ | 462,169 | | $ | 296,597 | | $ | 57,597 | | $ | 28,007 | | $ | 62,827 | | $ | 81,952 | | $ | 1,367,743 | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial non-owner occupied | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 1,167,694 | | $ | 789,696 | | $ | 966,437 | | $ | 700,812 | | $ | 527,155 | | $ | 1,525,049 | | $ | 105,413 | | $ | 5,782,256 | Special mention | | | 10,793 | | | 40,062 | | | 54,369 | | | 103,747 | | | 43,820 | | | 120,378 | | | 27 | | | 373,196 | Substandard | | | 599 | | | 170 | | | 86,001 | | | 17,570 | | | 31,237 | | | 77,614 | | | 95 | | | 213,286 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 46 | | | — | | | 46 | Total Commercial non-owner occupied | | $ | 1,179,086 | | $ | 829,928 | | $ | 1,106,807 | | $ | 822,129 | | $ | 602,212 | | $ | 1,723,087 | | $ | 105,535 | | $ | 6,368,784 | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial Owner Occupied | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 737,933 | | $ | 803,398 | | $ | 929,557 | | $ | 612,697 | | $ | 499,342 | | $ | 1,155,376 | | $ | 63,823 | | $ | 4,802,126 | Special mention | | | 4,621 | | | 4,426 | | | 5,696 | | | 11,969 | | | 19,016 | | | 58,656 | | | 81 | | | 104,465 | Substandard | | | 6,553 | | | 2,814 | | | 8,982 | | | 3,395 | | | 13,408 | | | 46,656 | | | 65 | | | 81,873 | Doubtful | | | — | | | 1 | | | — | | | — | | | — | | | 25 | | | — | | | 26 | Total commercial owner occupied | | $ | 749,107 | | $ | 810,639 | | $ | 944,235 | | $ | 628,061 | | $ | 531,766 | | $ | 1,260,713 | | $ | 63,969 | | $ | 4,988,490 | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 1,160,453 | | $ | 730,547 | | $ | 404,385 | | $ | 296,118 | | $ | 195,771 | | $ | 241,506 | | $ | 874,108 | | $ | 3,902,888 | Special mention | | | 2,002 | | | 2,002 | | | 1,028 | | | 1,453 | | | 5,963 | | | 6,019 | | | 4,249 | | | 22,716 | Substandard | | | 654 | | | 6,306 | | | 8,609 | | | 2,776 | | | 2,782 | | | 4,742 | | | 8,214 | | | 34,083 | Doubtful | | | — | | | — | | | 1 | | | 2 | | | 3 | | | 32 | | | 1 | | | 39 | Total commercial and industrial | | $ | 1,163,109 | | $ | 738,855 | | $ | 414,023 | | $ | 300,349 | | $ | 204,519 | | $ | 252,299 | | $ | 886,572 | | $ | 3,959,726 | | | | | | | | | | | | | | | | | | | | | | | | | | Other income producing property | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 82,700 | | $ | 84,674 | | $ | 80,744 | | $ | 89,206 | | $ | 71,845 | | $ | 169,621 | | $ | 63,534 | | $ | 642,324 | Special mention | | | 616 | | | 1,926 | | | 1,422 | | | 767 | | | 1,039 | | | 14,477 | | | 301 | | | 20,548 | Substandard | | | 1,200 | | | 520 | | | 306 | | | 240 | | | 633 | | | 12,636 | | | 47 | | | 15,582 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 6 | | | — | | | 6 | Total other income producing property | | $ | 84,516 | | $ | 87,120 | | $ | 82,472 | | $ | 90,213 | | $ | 73,517 | | $ | 196,740 | | $ | 63,882 | | $ | 678,460 | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer owner occupied | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 1,641 | | $ | 6,267 | | $ | 2,424 | | $ | 89 | | $ | 64 | | $ | 2,075 | | $ | 17,395 | | $ | 29,955 | Special mention | | | 1,233 | | | 109 | | | 2,432 | | | 83 | | | — | | | 5 | | | 100 | | | 3,962 | Substandard | | | — | | | 17 | | | 239 | | | — | | | — | | | 225 | | | — | | | 481 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 145 | | | — | | | 145 | Total Consumer owner occupied | | $ | 2,874 | | $ | 6,393 | | $ | 5,095 | | $ | 172 | | $ | 64 | | $ | 2,450 | | $ | 17,495 | | $ | 34,543 | | | | | | | | | | | | | | | | | | | | | | | | | | Other loans | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 30,798 | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 30,798 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total other loans | | $ | 30,798 | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 30,798 | | | | | | | | | | | | | | | | | | | | | | | | | | Total Commercial Loans | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 3,558,227 | | $ | 2,853,052 | | $ | 2,675,564 | | $ | 1,755,673 | | $ | 1,320,027 | | $ | 3,151,523 | | $ | 1,205,358 | | $ | 16,519,424 | Special mention | | | 19,795 | | | 70,627 | | | 67,187 | | | 118,451 | | | 71,438 | | | 201,801 | | | 5,247 | | | 554,546 | Substandard | | | 10,062 | | | 11,424 | | | 106,477 | | | 24,395 | | | 48,617 | | | 144,531 | | | 8,799 | | | 354,305 | Doubtful | | | — | | | 1 | | | 1 | | | 2 | | | 3 | | | 261 | | | 1 | | | 269 | Total Commercial Loans | | $ | 3,588,084 | | $ | 2,935,104 | | $ | 2,849,229 | | $ | 1,898,521 | | $ | 1,440,085 | | $ | 3,498,116 | | $ | 1,219,405 | | $ | 17,428,544 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | (Dollars in thousands) | | | Amortized Cost Basis by Origination Year | As of December 31, 2020 | | 2020 | | 2019 | | 2018 | | 2017 | | 2016 | | Prior | | Revolving | | Total | Construction and land development | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 457,425 | | $ | 410,075 | | $ | 127,187 | | $ | 79,345 | | $ | 41,018 | | $ | 52,889 | | $ | 15,502 | | $ | 1,183,441 | Special mention | | | 20,912 | | | 5,668 | | | 707 | | | 1,757 | | | 1,815 | | | 7,293 | | | — | | | 38,152 | Substandard | | | 389 | | | 2,800 | | | 763 | | | 2,087 | | | 201 | | | 3,669 | | | — | | | 9,909 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 8 | | | — | | | 8 | Total Construction and land development | | $ | 478,726 | | $ | 418,543 | | $ | 128,657 | | $ | 83,189 | | $ | 43,034 | | $ | 63,859 | | $ | 15,502 | | $ | 1,231,510 | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial non-owner occupied | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 838,646 | | $ | 1,108,164 | | $ | 878,172 | | $ | 677,803 | | $ | 723,745 | | $ | 1,253,710 | | $ | 58,021 | | $ | 5,538,261 | Special mention | | | 42,492 | | | 76,890 | | | 111,466 | | | 44,790 | | | 38,983 | | | 131,015 | | | — | | | 445,636 | Substandard | | | 1,351 | | | 49,662 | | | 7,497 | | | 27,224 | | | 39,424 | | | 43,187 | | | — | | | 168,345 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 4 | | | — | | | 4 | Total Commercial non-owner occupied | | $ | 882,489 | | $ | 1,234,716 | | $ | 997,135 | | $ | 749,817 | | $ | 802,152 | | $ | 1,427,916 | | $ | 58,021 | | $ | 6,152,246 | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial Owner Occupied | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 804,895 | | $ | 957,412 | | $ | 719,111 | | $ | 601,471 | | $ | 455,065 | | $ | 1,041,668 | | $ | 42,239 | | $ | 4,621,861 | Special mention | | | 6,993 | | | 15,984 | | | 13,021 | | | 14,457 | | | 13,597 | | | 48,775 | | | 21 | | | 112,848 | Substandard | | | 5,729 | | | 4,185 | | | 4,690 | | | 20,122 | | | 15,093 | | | 48,127 | | | 36 | | | 97,982 | Doubtful | | | 1 | | | — | | | — | | | — | | | — | | | 5 | | | — | | | 6 | Total commercial owner occupied | | $ | 817,618 | | $ | 977,581 | | $ | 736,822 | | $ | 636,050 | | $ | 483,755 | | $ | 1,138,575 | | $ | 42,296 | | $ | 4,832,697 | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 2,723,320 | | $ | 595,310 | | $ | 450,238 | | $ | 308,442 | | $ | 223,532 | | $ | 419,555 | | $ | 247,169 | | $ | 4,967,566 | Special mention | | | 1,566 | | | 3,273 | | | 3,031 | | | 7,165 | | | 2,496 | | | 25,727 | | | 9,368 | | | 52,626 | Substandard | | | 347 | | | 1,070 | | | 6,202 | | | 7,718 | | | 2,808 | | | 5,723 | | | 2,240 | | | 26,108 | Doubtful | | | — | | | 2 | | | 1 | | | 3 | | | 3 | | | 1 | | | — | | | 10 | Total commercial and industrial | | $ | 2,725,233 | | $ | 599,655 | | $ | 459,472 | | $ | 323,328 | | $ | 228,839 | | $ | 451,006 | | $ | 258,777 | | $ | 5,046,310 | | | | | | | | | | | | | | | | | | | | | | | | | | Other income producing property | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 100,126 | | $ | 117,860 | | $ | 116,570 | | $ | 95,506 | | $ | 57,654 | | $ | 171,572 | | $ | 48,116 | | $ | 707,404 | Special mention | | | 3,531 | | | 2,645 | | | 1,901 | | | 1,655 | | | 1,738 | | | 17,188 | | | 292 | | | 28,950 | Substandard | | | 1,071 | | | 1,281 | | | 997 | | | 539 | | | 488 | | | 19,382 | | | 65 | | | 23,823 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 6 | | | — | | | 6 | Total other income producing property | | $ | 104,728 | | $ | 121,786 | | $ | 119,468 | | $ | 97,700 | | $ | 59,880 | | $ | 208,148 | | $ | 48,473 | | $ | 760,183 | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer owner occupied | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 7,590 | | $ | 3,527 | | $ | 356 | | $ | 339 | | $ | 1,076 | | $ | 1,290 | | $ | 15,502 | | $ | 29,680 | Special mention | | | 130 | | | 3,581 | | | 249 | | | 62 | | | — | | | 124 | | | 338 | | | 4,484 | Substandard | | | 113 | | | 387 | | | 142 | | | — | | | 5 | | | 326 | | | — | | | 973 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Consumer owner occupied | | $ | 7,833 | | $ | 7,495 | | $ | 747 | | $ | 401 | | $ | 1,081 | | $ | 1,740 | | $ | 15,840 | | $ | 35,137 | | | | | | | | | | | | | | | | | | | | | | | | | | Other loans | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 17,993 | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 17,993 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total other loans | | $ | 17,993 | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 17,993 | | | | | | | | | | | | | | | | | | | | | | | | | | Total Commercial Loans | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 4,949,995 | | $ | 3,192,348 | | $ | 2,291,634 | | $ | 1,762,906 | | $ | 1,502,090 | | $ | 2,940,684 | | $ | 426,549 | | $ | 17,066,206 | Special mention | | | 75,624 | | | 108,041 | | | 130,375 | | | 69,886 | | | 58,629 | | | 230,122 | | | 10,019 | | | 682,696 | Substandard | | | 9,000 | | | 59,385 | | | 20,291 | | | 57,690 | | | 58,019 | | | 120,414 | | | 2,341 | | | 327,140 | Doubtful | | | 1 | | | 2 | | | 1 | | | 3 | | | 3 | | | 24 | | | — | | | 34 | Total Commercial Loans | | $ | 5,034,620 | | $ | 3,359,776 | | $ | 2,442,301 | | $ | 1,890,485 | | $ | 1,618,741 | | $ | 3,291,244 | | $ | 438,909 | | $ | 18,076,076 |
For the consumer segment, delinquency of a loan is determined by past due status. Consumer loans are automatically placed on nonaccrual status once the loan is 90 days past due. Construction and land development loans are on 1-4 properties and lots. The following tables present the credit risk profile by past due status of consumer loans by origination year: | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | (Dollars in thousands) | | Amortized Cost Basis by Origination Year | As of September 30, 2021 | | 2021 | | 2020 | | 2019 | | 2018 | | 2017 | | Prior | | Revolving | | Total | Consumer owner occupied | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 847,923 | | $ | 744,512 | | $ | 465,003 | | $ | 286,721 | | $ | 269,570 | | $ | 906,571 | | $ | — | | $ | 3,520,300 | 30 days past due | | | — | | | 818 | | | 259 | | | 281 | | | 441 | | | 2,439 | | | — | | | 4,238 | 60 days past due | | | — | | | 804 | | | — | | | 61 | | | — | | | 1,281 | | | — | | | 2,146 | 90 days past due | | | 235 | | | — | | | 968 | | | 533 | | | 447 | | | 6,381 | | | — | | | 8,564 | Total Consumer owner occupied | | $ | 848,158 | | $ | 746,134 | | $ | 466,230 | | $ | 287,596 | | $ | 270,458 | | $ | 916,672 | | $ | — | | $ | 3,535,248 | | | | | | | | | | | | | | | | | | | | | | | | | | Home equity loans | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 6,014 | | $ | 5,948 | | $ | 5,831 | | $ | 3,254 | | $ | 1,261 | | $ | 27,762 | | $ | 1,107,937 | | $ | 1,158,007 | 30 days past due | | | 56 | | | 74 | | | 95 | | | 243 | | | — | | | 485 | | | 1,231 | | | 2,184 | 60 days past due | | | 75 | | | 16 | | | 1 | | | 80 | | | — | | | 164 | | | 662 | | | 998 | 90 days past due | | | — | | | 40 | | | 74 | | | 182 | | | 53 | | | 2,068 | | | 170 | | | 2,587 | Total Home equity loans | | $ | 6,145 | | $ | 6,078 | | $ | 6,001 | | $ | 3,759 | | $ | 1,314 | | $ | 30,479 | | $ | 1,110,000 | | $ | 1,163,776 | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 265,225 | | $ | 190,353 | | $ | 142,106 | | $ | 78,492 | | $ | 41,336 | | $ | 163,083 | | $ | 27,531 | | $ | 908,126 | 30 days past due | | | 137 | | | 110 | | | 128 | | | 238 | | | 80 | | | 753 | | | 114 | | | 1,560 | 60 days past due | | | 53 | | | 44 | | | 104 | | | 94 | | | 23 | | | 907 | | | 4 | | | 1,229 | 90 days past due | | | — | | | 80 | | | 105 | | | 160 | | | 298 | | | 887 | | | — | | | 1,530 | Total consumer | | $ | 265,415 | | $ | 190,587 | | $ | 142,443 | | $ | 78,984 | | $ | 41,737 | | $ | 165,630 | | $ | 27,649 | | $ | 912,445 | | | | | | | | | | | | | | | | | | | | | | | | | | Construction and land development | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 280,948 | | $ | 294,601 | | $ | 46,593 | | $ | 15,793 | | $ | 9,569 | | $ | 16,910 | | $ | 162 | | $ | 664,576 | 30 days past due | | | — | | | — | | | — | | | — | | | — | | | 207 | | | — | | | 207 | 60 days past due | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | 90 days past due | | | — | | | — | | | 39 | | | — | | | — | | | 166 | | | — | | | 205 | Total Construction and land development | | $ | 280,948 | | $ | 294,601 | | $ | 46,632 | | $ | 15,793 | | $ | 9,569 | | $ | 17,283 | | $ | 162 | | $ | 664,988 | | | | | | | | | | | | | | | | | | | | | | | | | | Other income producing property | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 17,482 | | $ | 5,675 | | $ | 5,218 | | $ | 5,626 | | $ | 6,031 | | $ | 41,419 | | $ | 1,452 | | $ | 82,903 | 30 days past due | | | — | | | — | | | — | | | — | | | — | | | 17 | | | — | | | 17 | 60 days past due | | | — | | | — | | | — | | | — | | | 109 | | | — | | | — | | | 109 | 90 days past due | | | — | | | — | | | — | | | — | | | 673 | | | 246 | | | — | | | 919 | Total other income producing property | | $ | 17,482 | | $ | 5,675 | | $ | 5,218 | | $ | 5,626 | | $ | 6,813 | | $ | 41,682 | | $ | 1,452 | | $ | 83,948 | | | | | | | | | | | | | | | | | | | | | | | | | | Total Consumer Loans | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 1,417,592 | | $ | 1,241,089 | | $ | 664,751 | | $ | 389,886 | | $ | 327,767 | | $ | 1,155,745 | | $ | 1,137,082 | | $ | 6,333,912 | 30 days past due | | | 193 | | | 1,002 | | | 482 | | | 762 | | | 521 | | | 3,901 | | | 1,345 | | | 8,206 | 60 days past due | | | 128 | | | 864 | | | 105 | | | 235 | | | 132 | | | 2,352 | | | 666 | | | 4,482 | 90 days past due | | | 235 | | | 120 | | | 1,186 | | | 875 | | | 1,471 | | | 9,748 | | | 170 | | | 13,805 | Total Consumer Loans | | $ | 1,418,148 | | $ | 1,243,075 | | $ | 666,524 | | $ | 391,758 | | $ | 329,891 | | $ | 1,171,746 | | $ | 1,139,263 | | $ | 6,360,405 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | (Dollars in thousands) | | Amortized Cost Basis by Origination Year | As of September 30, 2021 | | 2021 | | 2020 | | 2019 | | 2018 | | 2017 | | Prior | | Revolving | | Total | Total Loans | | $ | 5,006,232 | | $ | 4,178,179 | | $ | 3,515,753 | | $ | 2,290,279 | | $ | 1,769,976 | | $ | 4,669,655 | | $ | 2,358,875 | | $ | 23,788,949 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | (Dollars in thousands) | | Amortized Cost Basis by Origination Year | As of December 31, 2020 | | 2020 | | 2019 | | 2018 | | 2017 | | 2016 | | Prior | | Revolving | | Total | Consumer owner occupied | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 759,525 | | $ | 615,142 | | $ | 471,224 | | $ | 446,996 | | $ | 351,859 | | $ | 960,330 | | $ | — | | $ | 3,605,076 | 30 days past due | | | 4,933 | | | 7,744 | | | 2,776 | | | 2,070 | | | 3,203 | | | 9,294 | | | — | | | 30,020 | 60 days past due | | | — | | | 350 | | | 1,222 | | | 486 | | | 103 | | | 2,710 | | | — | | | 4,871 | 90 days past due | | | — | | | 176 | | | 264 | | | 994 | | | 875 | | | 5,254 | | | — | | | 7,563 | Total Consumer owner occupied | | $ | 764,458 | | $ | 623,412 | | $ | 475,486 | | $ | 450,546 | | $ | 356,040 | | $ | 977,588 | | $ | — | | $ | 3,647,530 | | | | | | | | | | | | | | | | | | | | | | | | | | Home equity loans | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 7,654 | | $ | 6,694 | | $ | 7,670 | | $ | 658 | | $ | 398 | | $ | 30,039 | | $ | 1,231,510 | | $ | 1,284,623 | 30 days past due | | | 134 | | | 52 | | | — | | | 79 | | | — | | | 272 | | | 2,324 | | | 2,861 | 60 days past due | | | — | | | — | | | — | | | — | | | — | | | 116 | | | 418 | | | 534 | 90 days past due | | | 155 | | | 93 | | | — | | | 157 | | | 330 | | | 1,886 | | | 1,502 | | | 4,123 | Total Home equity loans | | $ | 7,943 | | $ | 6,839 | | $ | 7,670 | | $ | 894 | | $ | 728 | | $ | 32,313 | | $ | 1,235,754 | | $ | 1,292,141 | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 291,305 | | $ | 201,330 | | $ | 115,203 | | $ | 62,485 | | $ | 38,272 | | $ | 147,101 | | $ | 32,874 | | $ | 888,570 | 30 days past due | | | 105 | | | 473 | | | 454 | | | 224 | | | 29 | | | 1,043 | | | 23 | | | 2,351 | 60 days past due | | | 68 | | | 143 | | | 93 | | | 61 | | | 37 | | | 376 | | | 47 | | | 825 | 90 days past due | | | 73 | | | 195 | | | 272 | | | 185 | | | 100 | | | 1,663 | | | 100 | | | 2,588 | Total consumer | | $ | 291,551 | | $ | 202,141 | | $ | 116,022 | | $ | 62,955 | | $ | 38,438 | | $ | 150,183 | | $ | 33,044 | | $ | 894,334 | | | | | | | | | | | | | | | | | | | | | | | | | | Construction and land development | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 370,457 | | $ | 163,728 | | $ | 63,521 | | $ | 18,530 | | $ | 4,497 | | $ | 25,399 | | $ | — | | $ | 646,132 | 30 days past due | | | 6,172 | | | 3,660 | | | 161 | | | — | | | 2,255 | | | 184 | | | — | | | 12,432 | 60 days past due | | | 282 | | | — | | | 438 | | | — | | | — | | | — | | | — | | | 720 | 90 days past due | | | — | | | — | | | — | | | — | | | — | | | 52 | | | — | | | 52 | Total Construction and land development | | $ | 376,911 | | $ | 167,388 | | $ | 64,120 | | $ | 18,530 | | $ | 6,752 | | $ | 25,635 | | $ | — | | $ | 659,336 | | | | | | | | | | | | | | | | | | | | | | | | | | Other income producing property | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 7,941 | | $ | 7,073 | | $ | 8,828 | | $ | 8,946 | | $ | 6,872 | | $ | 51,554 | | $ | 2,709 | | $ | 93,923 | 30 days past due | | | — | | | — | | | — | | | — | | | — | | | 240 | | | — | | | 240 | 60 days past due | | | — | | | — | | | — | | | 135 | | | — | | | 196 | | | — | | | 331 | 90 days past due | | | — | | | — | | | — | | | — | | | — | | | 223 | | | — | | | 223 | Total other income producing property | | $ | 7,941 | | $ | 7,073 | | $ | 8,828 | | $ | 9,081 | | $ | 6,872 | | $ | 52,213 | | $ | 2,709 | | $ | 94,717 | | | | | | | | | | | | | | | | | | | | | | | | | | Total Consumer Loans | | | | | | | | | | | | | | | | | | | | | | | | | Days past due: | | | | | | | | | | | | | | | | | | | | | | | | | Current | | $ | 1,436,882 | | $ | 993,967 | | $ | 666,446 | | $ | 537,615 | | $ | 401,898 | | $ | 1,214,423 | | $ | 1,267,093 | | $ | 6,518,324 | 30 days past due | | | 11,344 | | | 11,929 | | | 3,391 | | | 2,373 | | | 5,487 | | | 11,033 | | | 2,347 | | | 47,904 | 60 days past due | | | 350 | | | 493 | | | 1,753 | | | 682 | | | 140 | | | 3,398 | | | 465 | | | 7,281 | 90 days past due | | | 228 | | | 464 | | | 536 | | | 1,336 | | | 1,305 | | | 9,078 | | | 1,602 | | | 14,549 | Total Consumer Loans | | $ | 1,448,804 | | $ | 1,006,853 | | $ | 672,126 | | $ | 542,006 | | $ | 408,830 | | $ | 1,237,932 | | $ | 1,271,507 | | $ | 6,588,058 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | (Dollars in thousands) | | Amortized Cost Basis by Origination Year | As of December 31, 2020 | | 2020 | | 2019 | | 2018 | | 2017 | | 2016 | | Prior | | Revolving | | Total | Total Loans | | $ | 6,483,424 | | $ | 4,366,629 | | $ | 3,114,426 | | $ | 2,432,488 | | $ | 2,027,571 | | $ | 4,529,180 | | $ | 1,710,416 | | $ | 24,664,134 |
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