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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Regulatory Matters  
Schedule of actual and required capital ratios

Minimum Capital

Minimum Capital

 

Required to be

 

Required - Basel III

Required - Basel III

 

Considered Well

 

Actual

Phase-In Schedule

Fully Phased In

Capitalized

(Dollars in thousands)

    

Amount

    

Ratio

    

Capital Amount

    

Ratio

    

Capital Amount

    

Ratio

    

Capital Amount

    

Ratio

 

December 31, 2019

    

    

    

    

    

    

    

    

Common equity Tier 1 to risk-weighted assets:

Consolidated

$

1,326,725

 

11.30

%  

$

822,225

 

7.00

%  

$

822,225

7.00

%  

$

763,495

 

6.50

%  

South State Bank (the Bank)

 

1,417,616

 

12.07

%  

 

822,218

 

7.00

%  

 

822,218

7.00

%  

 

763,488

 

6.50

%  

Tier 1 capital to risk-weighted assets:

Consolidated

 

1,438,995

 

12.25

%  

 

998,416

 

8.50

%  

 

998,416

8.50

%  

 

939,686

 

8.00

%  

South State Bank (the Bank)

 

1,417,616

 

12.07

%  

 

998,407

 

8.50

%  

 

998,407

8.50

%  

 

939,677

 

8.00

%  

Total capital to risk-weighted assets:

Consolidated

 

1,501,321

 

12.78

%  

 

1,233,338

 

10.50

%  

 

1,233,338

10.50

%  

 

1,174,607

 

10.00

%  

South State Bank (the Bank)

 

1,479,942

 

12.60

%  

 

1,233,327

 

10.50

%  

 

1,233,327

10.50

%  

 

1,174,597

 

10.00

%  

Tier 1 capital to average assets (leverage ratio):

Consolidated

 

1,438,995

 

9.73

%  

 

591,731

 

4.00

%  

 

591,731

4.00

%  

 

739,664

 

5.00

%  

South State Bank (the Bank)

 

1,417,616

 

9.59

%  

 

591,592

 

4.00

%  

 

591,592

4.00

%  

 

739,490

 

5.00

%  

December 31, 2018:

    

    

    

    

    

    

    

    

Common equity Tier 1 to risk-weighted assets:

Consolidated

$

1,335,826

 

12.05

%  

$

706,981

 

6.38

%  

$

776,293

7.00

%  

$

720,844

 

6.50

%  

South State Bank (the Bank)

 

1,427,764

 

12.87

%  

 

707,039

 

6.38

%  

 

776,356

7.00

%  

 

720,902

 

6.50

%  

Tier 1 capital to risk-weighted assets:

Consolidated

 

1,447,428

 

13.05

%  

 

873,330

 

7.88

%  

 

942,642

8.50

%  

 

887,192

 

8.00

%  

South State Bank (the Bank)

 

1,427,764

 

12.87

%  

 

873,401

 

7.88

%  

 

942,718

8.50

%  

 

887,264

 

8.00

%  

Total capital to risk-weighted assets:

Consolidated

 

1,503,561

 

13.56

%  

 

1,095,128

 

9.88

%  

 

1,164,440

10.50

%  

 

1,108,990

 

10.00

%  

South State Bank (the Bank)

 

1,483,897

 

13.38

%  

 

1,095,217

 

9.88

%  

 

1,164,534

10.50

%  

 

1,109,080

 

10.00

%  

Tier 1 capital to average assets (leverage ratio):

Consolidated

 

1,447,428

 

10.65

%  

 

543,506

 

4.00

%  

 

543,506

4.00

%  

 

679,383

 

5.00

%  

South State Bank (the Bank)

 

1,427,764

 

10.51

%  

 

543,387

 

4.00

%  

 

543,387

4.00

%  

 

679,234

 

5.00

%