Consolidated Statement of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Operating activities
Net income	$ 13,129	$ 10,667
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,320	2,111
Depreciation	3,115	2,435
Stock compensation	268	249
Gains on sales of other real estate owned	(160)	(260)
Write-downs of other real estate owned	1,459	1,356
Origination of loans held for sale	(20,668)	(10,866)
Proceeds from sales of loans held for sale	19,502	11,021
Gains on sales of loans held for sale	(150)	(88)
Loss on disposal of fixed assets	3	74
Net (accretion)/amortization of investment securities discounts and premiums- AFS	(3)	39
Net amortization of investment securities discounts and premiums- HTM	114	57
Net gain on sales of investment securities – available-for-sale		(113)
Amortization of deferred loan fees	(935)	(745)
Deferred tax expense	953	1,338
Earnings on bank owned life insurance	(2,257)	(1,162)
Amortization of operating lease right of use asset	277
Operating lease liability	(287)
(Increase)/decrease in accrued interest receivable and other assets	(190)	367
Increase in accrued interest payable and other liabilities	900	1,814
Net cash provided by operating activities	16,390	18,294
Investing activities
Proceeds from maturities/calls of investment securities available-for-sale	26,553	10,888
Proceeds from maturities/calls of investment securities held-to-maturity	8,124	6,741
Proceeds from sales of investment securities available-for-sale	21,872	2,005
Purchases of investment securities available-for-sale	(39,307)	(3,390)
Purchases of investment securities held-to-maturity	(8,207)	(7,176)
Proceeds from sales of other real estate owned	2,777	2,981
Proceeds from BOLI	2,125
Net decrease/(increase)in FHLB stock	979	(190)
Net increase in loans	(43,465)	(116,088)
Purchases of premises and equipment	(3,973)	(9,483)
Net cash used in investing activities	(32,522)	(113,712)
Financing activities
Net increase in deposits	74,504	28,137
Proceeds from issuance of common stock	170	119
Cash dividends paid on common stock	(3,125)	(1,911)
Net (decrease)/increase in short-term borrowings	(28,979)	28,862
Payments on long-term borrowings		(20,000)
Net cash provided by financing activities	42,570	35,207
Increase/(decrease) in cash and cash equivalents	26,438	(60,211)
Cash and cash equivalents at beginning of the year	23,541	83,752
Cash and cash equivalents at end of period	49,979	23,541
Supplemental information
Interest paid	11,485	8,110
Taxes paid	1,011	530
Non-cash investing activities:
Transfers from loans to other real estate owned	1,605	$ 534
Initial recognition of operating lease right of use assets at adoption	2,730
Initial recognition of operating lease liabilities at adoption	3,317
Operating lease right of use assets recognized	208
Operating lease liabilities recognized	$ 208