Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 154,022	$ 72,720
Interest bearing deposits in banks	1,873	1,595
Cash and cash equivalents	155,895	74,315
Investment securities - available for sale (at fair value)	123,978	125,889
Investment securities - held to maturity (fair value $204,541 at March 31, 2023 and $203,080 at December 31, 2022)	233,083	235,659
Restricted investment in bank stock, at cost	4,490	1,027
Loans held for sale	184
Loans	1,289,080	1,279,494
Unearned fees	(257)	(174)
Allowance for loan losses	(16,871)	(14,636)
Net loans	1,271,952	1,264,684
Premises and equipment, net	34,207	34,948
Goodwill and other intangibles	12,350	12,433
Bank owned life insurance	46,652	46,346
Deferred tax assets	11,356	10,605
Other real estate owned, net	4,598	4,733
Right of use asset	2,072	1,898
Trust receivable	1,970	8,244
Pension asset	8,416	8,001
Accrued interest receivable	6,519	6,051
Other assets	19,720	13,336
Total Assets	1,937,442	1,848,169
Liabilities:
Non-interest bearing deposits	468,554	506,613
Interest bearing deposits	1,122,731	1,064,120
Total deposits	1,591,285	1,570,733
Short-term borrowings	52,030	64,565
Long-term borrowings	110,929	30,929
Operating lease liability	2,536	2,373
SERP deferred compensation	7,227	7,194
Allowance for credit losses on off-balance sheet credit exposures	1,128	133
Accrued interest payable and other liabilities	18,105	19,250
Dividends payable	1,334	1,199
Total Liabilities	1,784,574	1,696,376
Shareholders' Equity:
Common Stock - par value $0.01 per share; Authorized 25,000,000 shares; issued and outstanding 6,688,710 shares at March 31, 2023 and 6,666,428 at December 31, 2022	67	67
Surplus	24,529	24,409
Retained earnings	167,229	166,343
Accumulated other comprehensive loss	(38,957)	(39,026)
Total Shareholders' Equity	152,868	151,793
Total Liabilities and Shareholders' Equity	$ 1,937,442	$ 1,848,169