Income Taxes (Tables)

9 Months Ended

Sep. 30, 2018

Income Tax [Abstract]

Reconciliation of Statutory to Effective Income Tax Rates

The reconciliation between the statutory federal income tax rate and effective income tax rate for the nine-month periods ending September 30, 2018 and 2017 is as follows:

	September 30, 2018	September 30, 2017
Federal statutory rate	21.0%	35.0%
Tax-exempt income on securities and loans	(1.5)	(3.1)
Tax-exempt BOLI income	(1.7)	(3.5)
State income tax, net of federal tax benefit	5.2	4.5
Tax credits	(2.0)	(3.5)
Other	0.2	(0.5)
	21.2%	28.9%