XML 113 R99.htm IDEA: XBRL DOCUMENT v3.19.1
Note Allowance for loan losses (Allowance Movement) (Detail) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period $ 569,348 $ 623,426  
Provision (reversal) for loan losses 41,825 71,063  
Charge-offs (79,841) (67,816)  
Recoveries 19,296 13,905  
Balance at end of period 550,628 640,578  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 101,958 117,015  
General ALLL 448,670 523,563  
Ending balance: loans individually evaluated for impairment 1,034,037 981,223  
Ending balance: loans collectively evaluated for impairment 25,613,671 23,621,325  
Non-covered Loans held-in-portfolio 26,647,708   $ 26,507,889
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 26,647,708 24,602,548  
PUERTO RICO      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 19,996,350   19,883,472
PUERTO RICO | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 507,158 518,104  
Provision (reversal) for loan losses 31,454 56,718  
Charge-offs (70,622) (51,417)  
Recoveries 16,393 10,190  
Balance at end of period 484,383 533,595  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 97,722 113,324  
General ALLL 386,661 420,271  
Ending balance: loans individually evaluated for impairment 1,001,861 966,297  
Ending balance: loans collectively evaluated for impairment 18,994,489 16,773,383  
Non-covered Loans held-in-portfolio 19,996,350 17,739,680  
PUERTO RICO | Covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period   33,244  
Provision (reversal) for loan losses   1,730  
Charge-offs   (1,448)  
Recoveries   84  
Balance at end of period   33,610  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL   0  
General ALLL   33,610  
Ending balance: loans individually evaluated for impairment   0  
Ending balance: loans collectively evaluated for impairment   514,611  
Loans covered under loss-sharing agreements with the FDIC   514,611  
UNITED STATES      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 6,651,358   6,624,417
UNITED STATES | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 62,190 72,078  
Provision (reversal) for loan losses 10,371 12,615  
Charge-offs (9,219) (14,951)  
Recoveries 2,903 3,631  
Balance at end of period 66,245 73,373  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 4,236 3,691  
General ALLL 62,009 69,682  
Ending balance: loans individually evaluated for impairment 32,176 14,926  
Ending balance: loans collectively evaluated for impairment 6,619,182 6,333,331  
Non-covered Loans held-in-portfolio 6,651,358 6,348,257  
Commercial      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 239,115 215,665  
Provision (reversal) for loan losses 4,802 31,489  
Charge-offs (22,942) (15,185)  
Recoveries 3,514 4,412  
Balance at end of period 224,489 236,381  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 33,476 45,028  
General ALLL 191,013 191,353  
Ending balance: loans individually evaluated for impairment 383,494 352,064  
Ending balance: loans collectively evaluated for impairment 11,674,816 11,116,443  
Non-covered Loans held-in-portfolio 12,058,310   12,043,019
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 12,058,310 11,468,507  
Commercial | PUERTO RICO      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 7,391,122   7,372,643
Commercial | PUERTO RICO | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 207,214 171,531  
Provision (reversal) for loan losses (1,689) 20,934  
Charge-offs (19,461) (6,789)  
Recoveries 2,867 2,846  
Balance at end of period 188,931 188,522  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 33,253 45,028  
General ALLL 155,678 143,494  
Ending balance: loans individually evaluated for impairment 381,803 352,064  
Ending balance: loans collectively evaluated for impairment 7,009,319 6,770,732  
Non-covered Loans held-in-portfolio 7,391,122 7,122,796  
Commercial | PUERTO RICO | Covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period   0  
Provision (reversal) for loan losses   0  
Charge-offs   0  
Recoveries   0  
Balance at end of period   0  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL   0  
General ALLL   0  
Ending balance: loans individually evaluated for impairment   0  
Ending balance: loans collectively evaluated for impairment   0  
Loans covered under loss-sharing agreements with the FDIC   0  
Commercial | UNITED STATES      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 4,667,188   4,670,376
Commercial | UNITED STATES | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 31,901 44,134  
Provision (reversal) for loan losses 6,491 10,555  
Charge-offs (3,481) (8,396)  
Recoveries 647 1,566  
Balance at end of period 35,558 47,859  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 223 0  
General ALLL 35,335 47,859  
Ending balance: loans individually evaluated for impairment 1,691 0  
Ending balance: loans collectively evaluated for impairment 4,665,497 4,345,711  
Non-covered Loans held-in-portfolio 4,667,188 4,345,711  
Construction      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 7,424 8,362  
Provision (reversal) for loan losses 47 1,179  
Charge-offs (22) 48  
Recoveries 47 160  
Balance at end of period 7,496 9,749  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 19 474  
General ALLL 7,477 9,275  
Ending balance: loans individually evaluated for impairment 13,848 4,293  
Ending balance: loans collectively evaluated for impairment 777,472 889,098  
Non-covered Loans held-in-portfolio 791,320   779,449
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 791,320 893,391  
Construction | PUERTO RICO      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 91,372   85,955
Construction | PUERTO RICO | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 886 1,286  
Provision (reversal) for loan losses (81) 1,163  
Charge-offs (22) 48  
Recoveries 39 160  
Balance at end of period 822 2,657  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 19 474  
General ALLL 803 2,183  
Ending balance: loans individually evaluated for impairment 1,788 4,293  
Ending balance: loans collectively evaluated for impairment 89,584 89,565  
Non-covered Loans held-in-portfolio 91,372 93,858  
Construction | PUERTO RICO | Covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period   0  
Provision (reversal) for loan losses   0  
Charge-offs   0  
Recoveries   0  
Balance at end of period   0  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL   0  
General ALLL   0  
Ending balance: loans individually evaluated for impairment   0  
Ending balance: loans collectively evaluated for impairment   0  
Loans covered under loss-sharing agreements with the FDIC   0  
Construction | UNITED STATES      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 699,948   693,494
Construction | UNITED STATES | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 6,538 7,076  
Provision (reversal) for loan losses 128 16  
Charge-offs 0 0  
Recoveries 8 0  
Balance at end of period 6,674 7,092  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 0 0  
General ALLL 6,674 7,092  
Ending balance: loans individually evaluated for impairment 12,060 0  
Ending balance: loans collectively evaluated for impairment 687,888 799,533  
Non-covered Loans held-in-portfolio 699,948 799,533  
Mortgages      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 147,412 196,143  
Provision (reversal) for loan losses 6,298 9,611  
Charge-offs (13,425) (15,319)  
Recoveries 2,013 1,015  
Balance at end of period 142,298 191,450  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 43,139 46,915  
General ALLL 99,159 144,535  
Ending balance: loans individually evaluated for impairment 524,803 519,922  
Ending balance: loans collectively evaluated for impairment 6,682,377 7,045,405  
Non-covered Loans held-in-portfolio 7,207,180   7,235,258
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 7,207,180 7,565,327  
Mortgages | PUERTO RICO      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 6,375,588   6,433,323
Mortgages | PUERTO RICO | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 142,978 159,081  
Provision (reversal) for loan losses 6,061 7,464  
Charge-offs (13,174) (13,791)  
Recoveries 1,991 547  
Balance at end of period 137,856 153,301  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 40,779 44,419  
General ALLL 97,077 108,882  
Ending balance: loans individually evaluated for impairment 515,365 510,849  
Ending balance: loans collectively evaluated for impairment 5,860,223 5,844,857  
Non-covered Loans held-in-portfolio 6,375,588 6,355,706  
Mortgages | PUERTO RICO | Covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period   32,521  
Provision (reversal) for loan losses   2,265  
Charge-offs   (1,446)  
Recoveries   82  
Balance at end of period   33,422  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL   0  
General ALLL   33,422  
Ending balance: loans individually evaluated for impairment   0  
Ending balance: loans collectively evaluated for impairment   500,683  
Loans covered under loss-sharing agreements with the FDIC   500,683  
Mortgages | UNITED STATES      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 831,592   801,935
Mortgages | UNITED STATES | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 4,434 4,541  
Provision (reversal) for loan losses 237 (118)  
Charge-offs (251) (82)  
Recoveries 22 386  
Balance at end of period 4,442 4,727  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 2,360 2,496  
General ALLL 2,082 2,231  
Ending balance: loans individually evaluated for impairment 9,438 9,073  
Ending balance: loans collectively evaluated for impairment 822,154 699,865  
Non-covered Loans held-in-portfolio 831,592 708,938  
Legacy      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 969 798  
Provision (reversal) for loan losses (855) (477)  
Charge-offs 164 (157)  
Recoveries 551 488  
Balance at end of period 829 652  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 0 0  
General ALLL 829 652  
Ending balance: loans individually evaluated for impairment 0 0  
Ending balance: loans collectively evaluated for impairment 24,404 31,167  
Non-covered Loans held-in-portfolio [1] 24,404   25,949
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 24,404 31,167  
Legacy | UNITED STATES      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 24,404   25,949
Legacy | UNITED STATES | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 969 798  
Provision (reversal) for loan losses (855) (477)  
Charge-offs 164 (157)  
Recoveries 551 488  
Balance at end of period 829 652  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 0 0  
General ALLL 829 652  
Ending balance: loans individually evaluated for impairment 0 0  
Ending balance: loans collectively evaluated for impairment 24,404 31,167  
Non-covered Loans held-in-portfolio 24,404 31,167  
Leasing      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 11,486 11,991  
Provision (reversal) for loan losses (891) 2,914  
Charge-offs (2,096) (2,513)  
Recoveries 610 520  
Balance at end of period 9,109 12,912  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 321 448  
General ALLL 8,788 12,464  
Ending balance: loans individually evaluated for impairment 1,018 1,361  
Ending balance: loans collectively evaluated for impairment 962,214 837,022  
Non-covered Loans held-in-portfolio 963,232   934,773
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 963,232 838,383  
Leasing | PUERTO RICO      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 963,232   934,773
Leasing | PUERTO RICO | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 11,486 11,991  
Provision (reversal) for loan losses (891) 2,914  
Charge-offs (2,096) (2,513)  
Recoveries 610 520  
Balance at end of period 9,109 12,912  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 321 448  
General ALLL 8,788 12,464  
Ending balance: loans individually evaluated for impairment 1,018 1,361  
Ending balance: loans collectively evaluated for impairment 962,214 837,022  
Non-covered Loans held-in-portfolio 963,232 838,383  
Leasing | PUERTO RICO | Covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period   0  
Provision (reversal) for loan losses   0  
Charge-offs   0  
Recoveries   0  
Balance at end of period   0  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL   0  
General ALLL   0  
Ending balance: loans individually evaluated for impairment   0  
Ending balance: loans collectively evaluated for impairment   0  
Loans covered under loss-sharing agreements with the FDIC   0  
Consumer      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 162,942 190,467  
Provision (reversal) for loan losses 32,424 26,347  
Charge-offs (41,520) (34,690)  
Recoveries 12,561 7,310  
Balance at end of period 166,407 189,434  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 25,003 24,150  
General ALLL 141,404 165,284  
Ending balance: loans individually evaluated for impairment 110,874 103,583  
Ending balance: loans collectively evaluated for impairment 5,492,388 3,702,190  
Non-covered Loans held-in-portfolio 5,603,262   5,489,441
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 5,603,262 3,805,773  
Consumer | PUERTO RICO      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 5,175,036   5,056,778
Consumer | PUERTO RICO | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 144,594 174,215  
Provision (reversal) for loan losses 28,054 24,243  
Charge-offs (35,869) (28,372)  
Recoveries 10,886 6,117  
Balance at end of period 147,665 176,203  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 23,350 22,955  
General ALLL 124,315 153,248  
Ending balance: loans individually evaluated for impairment 101,887 97,730  
Ending balance: loans collectively evaluated for impairment 5,073,149 3,231,207  
Non-covered Loans held-in-portfolio 5,175,036 3,328,937  
Consumer | PUERTO RICO | Covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period   723  
Provision (reversal) for loan losses   (535)  
Charge-offs   (2)  
Recoveries   2  
Balance at end of period   188  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL   0  
General ALLL   188  
Ending balance: loans individually evaluated for impairment   0  
Ending balance: loans collectively evaluated for impairment   13,928  
Loans covered under loss-sharing agreements with the FDIC   13,928  
Consumer | UNITED STATES      
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Non-covered Loans held-in-portfolio 428,226   $ 432,663
Consumer | UNITED STATES | Non-covered loans      
Financing Receivable, Allowance for Credit Losses      
Balance at beginning of period 18,348 15,529  
Provision (reversal) for loan losses 4,370 2,639  
Charge-offs (5,651) (6,316)  
Recoveries 1,675 1,191  
Balance at end of period 18,742 13,043  
Financing Receivable Allowance For Credit Loss Additional Information Abstract      
Specific ALLL 1,653 1,195  
General ALLL 17,089 11,848  
Ending balance: loans individually evaluated for impairment 8,987 5,853  
Ending balance: loans collectively evaluated for impairment 419,239 457,055  
Non-covered Loans held-in-portfolio $ 428,226 $ 462,908  
[1]
The legacy portfolio is comprised of commercial loans, construction loans and lease financings related to certain lending products exited by the Corporation as part of restructuring efforts carried out in prior years at the Popular U.S. segment.