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Allowance for loan losses (Tables)
 6 Months Ended
Jun. 30, 2018
Allowance For Credit Losses On Financing Receivables Table Text Block
For the quarter ended June 30, 2018
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$188,522$2,657$153,301$12,912$176,203$533,595
Provision (reversal of provision)10,364(2,193)6,9552,53026,74944,405
Charge-offs(11,502)(18)(12,847)(1,803)(31,151)(57,321)
Recoveries3,5423191,2726467,07712,856
Allowance transferred from covered loans [1]--33,422-18833,610
Ending balance$190,926$765$182,103$14,285$179,066$567,145
Specific ALLL$46,626$-$45,039$362$23,553$115,580
General ALLL$144,300$765$137,064$13,923$155,513$451,565
Loans held-in-portfolio:
Impaired non-covered loans$359,447$2,559$507,580$1,130$105,922$976,638
Non-covered loans held-in-portfolio
excluding impaired loans6,688,15194,6166,135,546870,9683,281,19817,070,479
Total non-covered loans held-in-portfolio$7,047,598$97,175$6,643,126$872,098$3,387,120$18,047,117
[1] Represents the allowance transferred from covered to non-covered loans at June 30, 2018, due to the Termination Agreement with the FDIC.

For the quarter ended June 30, 2018
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$33,422$-$188$33,610
Provision------
Charge-offs------
Recoveries------
Allowance transferred to non-covered loans--(33,422)-(188)(33,610)
Ending balance$-$-$-$-$-$-
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$-$-$-$-
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans------
Total covered loans held-in-portfolio$-$-$-$-$-$-

For the quarter ended June 30, 2018
Popular U.S.
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$47,859$7,092$4,727$652$13,043$73,373
Provision (reversal of provision)13,193(155)(346)(229)3,18615,649
Charge-offs(11,247)-(61)(14)(4,998)(16,320)
Recoveries1,115-432911,7223,171
Ending balance$50,920$6,937$4,363$700$12,953$75,873
Specific ALLL$-$-$2,476$-$1,283$3,759
General ALLL$50,920$6,937$1,887$700$11,670$72,114
Loans held-in-portfolio:
Impaired loans$-$17,901$9,728$-$6,563$34,192
Loans held-in-portfolio
excluding impaired loans4,542,395784,247723,85729,250447,4586,527,207
Total loans held-in-portfolio$4,542,395$802,148$733,585$29,250$454,021$6,561,399

For the quarter ended June 30, 2018
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$236,381$9,749$191,450$652$12,912$189,434$640,578
Provision (reversal of provision)23,557(2,348)6,609(229)2,53029,93560,054
Charge-offs(22,749)(18)(12,908)(14)(1,803)(36,149)(73,641)
Recoveries4,6573191,3152916468,79916,027
Ending balance$241,846$7,702$186,466$700$14,285$192,019$643,018
Specific ALLL$46,626$-$47,515$-$362$24,836$119,339
General ALLL$195,220$7,702$138,951$700$13,923$167,183$523,679
Loans held-in-portfolio:
Impaired loans$359,447$20,460$517,308$-$1,130$112,485$1,010,830
Loans held-in-portfolio
excluding impaired loans11,230,546878,8636,859,40329,250870,9683,728,65623,597,686
Total loans held-in-portfolio$11,589,993$899,323$7,376,711$29,250$872,098$3,841,141$24,608,516

For the six months ended June 30, 2018
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$171,531$1,286$159,081$11,991$174,215$518,104
Provision (reversal of provision)31,298(1,030)14,4195,44450,992101,123
Charge-offs(18,291)30(26,638)(4,316)(59,523)(108,738)
Recoveries6,3884791,8191,16613,19423,046
Allowance transferred from covered loans [1]--33,422-18833,610
Ending balance$190,926$765$182,103$14,285$179,066$567,145
Specific ALLL$46,626$-$45,039$362$23,553$115,580
General ALLL$144,300$765$137,064$13,923$155,513$451,565
Loans held-in-portfolio:
Impaired non-covered loans$359,447$2,559$507,580$1,130$105,922$976,638
Non-covered loans held-in-portfolio
excluding impaired loans6,688,15194,6166,135,546870,9683,281,19817,070,479
Total non-covered loans held-in-portfolio$7,047,598$97,175$6,643,126$872,098$3,387,120$18,047,117
[1] Represents the allowance transferred from covered to non-covered loans at June 30, 2018, due to the Termination Agreement with the FDIC.

For the six months ended June 30, 2018
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$32,521$-$723$33,244
Provision (reversal of provision)--2,265-(535)1,730
Charge-offs--(1,446)-(2)(1,448)
Recoveries--82-284
Allowance transferred to non-covered loans--(33,422)-(188)(33,610)
Ending balance$-$-$-$-$-$-
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$-$-$-$-
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans------
Total covered loans held-in-portfolio$-$-$-$-$-$-

For the six months ended June 30, 2018
Popular U.S.
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$44,134$7,076$4,541$798$15,529$72,078
Provision (reversal of provision)23,748(139)(464)(706)5,82528,264
Charge-offs(19,643)-(143)(171)(11,314)(31,271)
Recoveries2,681-4297792,9136,802
Ending balance$50,920$6,937$4,363$700$12,953$75,873
Specific ALLL$-$-$2,476$-$1,283$3,759
General ALLL$50,920$6,937$1,887$700$11,670$72,114
Loans held-in-portfolio:
Impaired loans$-$17,901$9,728$-$6,563$34,192
Loans held-in-portfolio
excluding impaired loans4,542,395784,247723,85729,250447,4586,527,207
Total loans held-in-portfolio$4,542,395$802,148$733,585$29,250$454,021$6,561,399

For the six months ended June 30, 2018
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$215,665$8,362$196,143$798$11,991$190,467$623,426
Provision (reversal of provision)55,046(1,169)16,220(706)5,44456,282131,117
Charge-offs(37,934)30(28,227)(171)(4,316)(70,839)(141,457)
Recoveries9,0694792,3307791,16616,10929,932
Ending balance$241,846$7,702$186,466$700$14,285$192,019$643,018
Specific ALLL$46,626$-$47,515$-$362$24,836$119,339
General ALLL$195,220$7,702$138,951$700$13,923$167,183$523,679
Loans held-in-portfolio:
Impaired loans$359,447$20,460$517,308$-$1,130$112,485$1,010,830
Loans held-in-portfolio
excluding impaired loans11,230,546878,8636,859,40329,250870,9683,728,65623,597,686
Total loans held-in-portfolio$11,589,993$899,323$7,376,711$29,250$872,098$3,841,141$24,608,516

For the quarter ended June 30, 2017
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$187,631$1,961$144,937$7,897$124,091$466,517
Provision (reversal of provision)(1,697)(2,858)23,6821,54421,50242,173
Charge-offs(21,575)(68)(21,493)(1,956)(28,002)(73,094)
Recoveries9,8302,4387405185,31318,839
Ending balance$174,189$1,473$147,866$8,003$122,904$454,435
Specific ALLL$41,982$-$47,954$487$21,999$112,422
General ALLL$132,207$1,473$99,912$7,516$100,905$342,013
Loans held-in-portfolio:
Impaired non-covered loans$333,936$-$505,244$1,668$103,798$944,646
Non-covered loans held-in-portfolio
excluding impaired loans6,822,15096,9045,313,039741,9353,157,99116,132,019
Total non-covered loans held-in-portfolio$7,156,086$96,904$5,818,283$743,603$3,261,789$17,076,665

For the quarter ended June 30, 2017
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$27,341$-$430$27,771
Provision--2,405-1092,514
Charge-offs--(606)-(17)(623)
Recoveries--1,144-21,146
Ending balance$-$-$30,284$-$524$30,808
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$30,284$-$524$30,808
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--521,066-15,275536,341
Total covered loans held-in-portfolio$-$-$521,066$-$15,275$536,341

For the quarter ended June 30, 2017
Popular U.S.
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$21,053$8,036$4,282$1,166$15,671$50,208
Provision (reversal of provision)6,623(1,508)302(471)2,8467,792
Charge-offs(151)-(845)(542)(4,786)(6,324)
Recoveries794-3838401,0783,095
Ending balance$28,319$6,528$4,122$993$14,809$54,771
Specific ALLL$-$-$2,194$-$694$2,888
General ALLL$28,319$6,528$1,928$993$14,115$51,883
Loans held-in-portfolio:
Impaired loans$-$-$8,896$-$3,229$12,125
Loans held-in-portfolio
excluding impaired loans3,891,273687,485725,61739,067486,0395,829,481
Total loans held-in-portfolio$3,891,273$687,485$734,513$39,067$489,268$5,841,606

For the quarter ended June 30, 2017
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$208,684$9,997$176,560$1,166$7,897$140,192$544,496
Provision (reversal of provision)4,926(4,366)26,389(471)1,54424,45752,479
Charge-offs(21,726)(68)(22,944)(542)(1,956)(32,805)(80,041)
Recoveries10,6242,4382,2678405186,39323,080
Ending balance$202,508$8,001$182,272$993$8,003$138,237$540,014
Specific ALLL$41,982$-$50,148$-$487$22,693$115,310
General ALLL$160,526$8,001$132,124$993$7,516$115,544$424,704
Loans held-in-portfolio:
Impaired loans$333,936$-$514,140$-$1,668$107,027$956,771
Loans held-in-portfolio
excluding impaired loans10,713,423784,3896,559,72239,067741,9353,659,30522,497,841
Total loans held-in-portfolio$11,047,359$784,389$7,073,862$39,067$743,603$3,766,332$23,454,612

For the six months ended June 30, 2017
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$189,686$1,353$143,320$7,662$125,963$467,984
Provision (reversal of provision)(1,114)(2,394)38,8542,59235,71373,651
Charge-offs(32,646)(3,655)(36,476)(3,297)(49,814)(125,888)
Recoveries18,2636,1692,1681,04611,04238,688
Ending balance$174,189$1,473$147,866$8,003$122,904$454,435
Specific ALLL$41,982$-$47,954$487$21,999$112,422
General ALLL$132,207$1,473$99,912$7,516$100,905$342,013
Loans held-in-portfolio:
Impaired non-covered loans$333,936$-$505,244$1,668$103,798$944,646
Non-covered loans held-in-portfolio
excluding impaired loans6,822,15096,9045,313,039741,9353,157,99116,132,019
Total non-covered loans held-in-portfolio$7,156,086$96,904$5,818,283$743,603$3,261,789$17,076,665

For the six months ended June 30, 2017
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$30,159$-$191$30,350
Provision--715-4401,155
Charge-offs--(1,837)-(110)(1,947)
Recoveries--1,247-31,250
Ending balance$-$-$30,284$-$524$30,808
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$30,284$-$524$30,808
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--521,066-15,275536,341
Total covered loans held-in-portfolio$-$-$521,066$-$15,275$536,341

For the six months ended June 30, 2017
Popular U.S.
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$12,968$8,172$4,614$1,343$15,220$42,317
Provision (reversal of provision)14,245(1,644)(134)(1,136)7,04018,371
Charge-offs(221)-(951)(583)(9,519)(11,274)
Recoveries1,327-5931,3692,0685,357
Ending balance$28,319$6,528$4,122$993$14,809$54,771
Specific ALLL$-$-$2,194$-$694$2,888
General ALLL$28,319$6,528$1,928$993$14,115$51,883
Loans held-in-portfolio:
Impaired loans$-$-$8,896$-$3,229$12,125
Loans held-in-portfolio
excluding impaired loans3,891,273687,485725,61739,067486,0395,829,481
Total loans held-in-portfolio$3,891,273$687,485$734,513$39,067$489,268$5,841,606

For the six months ended June 30, 2017
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$202,654$9,525$178,093$1,343$7,662$141,374$540,651
Provision (reversal of provision)13,131(4,038)39,435(1,136)2,59243,19393,177
Charge-offs(32,867)(3,655)(39,264)(583)(3,297)(59,443)(139,109)
Recoveries19,5906,1694,0081,3691,04613,11345,295
Ending balance$202,508$8,001$182,272$993$8,003$138,237$540,014
Specific ALLL$41,982$-$50,148$-$487$22,693$115,310
General ALLL$160,526$8,001$132,124$993$7,516$115,544$424,704
Loans held-in-portfolio:
Impaired loans$333,936$-$514,140$-$1,668$107,027$956,771
Loans held-in-portfolio
excluding impaired loans10,713,423784,3896,559,72239,067741,9353,659,30522,497,841
Total loans held-in-portfolio$11,047,359$784,389$7,073,862$39,067$743,603$3,766,332$23,454,612
Impaired Financing Receivables Table [Text Block]
June 30, 2018
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$698$698$5$-$-$698$698$5
Commercial real estate non-owner occupied93,22193,99821,78438,68453,175131,905147,17321,784
Commercial real estate owner occupied130,312178,4487,25321,06428,347151,376206,7957,253
Commercial and industrial68,64377,39917,5846,8259,46275,46886,86117,584
Construction---2,5592,5592,5592,559-
Mortgage447,479507,29445,03960,10178,901507,580586,19545,039
Leasing1,1301,130362--1,1301,130362
Consumer:
Credit cards33,32133,3215,363--33,32133,3215,363
Personal 70,59170,59117,847--70,59170,59117,847
Auto 1,0351,035200--1,0351,035200
Other975975143--975975143
Total Puerto Rico$847,405$964,889$115,580$129,233$172,444$976,638$1,137,333$115,580

June 30, 2018
Popular U.S.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Construction$-$-$-$17,901$18,128$17,901$18,128$-
Mortgage7,5208,2642,4762,2082,4049,72810,6682,476
Consumer:
HELOCs4,6704,6851,0431,1221,1475,792$5,832$1,043
Personal550550240221221771$771$240
Total Popular U.S.$12,740$13,499$3,759$21,452$21,900$34,192$35,399$3,759

June 30, 2018
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$698$698$5$-$-$698$698$5
Commercial real estate non-owner occupied93,22193,99821,78438,68453,175131,905147,17321,784
Commercial real estate owner occupied130,312178,4487,25321,06428,347151,376206,7957,253
Commercial and industrial68,64377,39917,5846,8259,46275,46886,86117,584
Construction---20,46020,68720,46020,687-
Mortgage454,999515,55847,51562,30981,305517,308596,86347,515
Leasing1,1301,130362--1,1301,130362
Consumer:
Credit Cards33,32133,3215,363--33,32133,3215,363
HELOCs4,6704,6851,0431,1221,1475,7925,8321,043
Personal71,14171,14118,08722122171,36271,36218,087
Auto 1,0351,035200--1,0351,035200
Other975975143--975975143
Total Popular, Inc.$860,145$978,388$119,339$150,685$194,344$1,010,830$1,172,732$119,339

December 31, 2017
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$206$206$32$-$-$206$206$32
Commercial real estate non-owner occupied101,485102,26223,74411,45427,522112,939129,78423,744
Commercial real estate owner occupied127,634153,49510,22124,63457,219152,268210,71410,221
Commercial and industrial43,49346,9182,98514,54923,97758,04270,8952,985
Mortgage450,226504,00646,35458,80775,228509,033579,23446,354
Leasing1,4561,456475--1,4561,456475
Consumer:
Credit cards33,67633,6765,569--33,67633,6765,569
Personal 62,48862,48815,690--62,48862,48815,690
Auto 2,0072,007425--2,0072,007425
Other1,0091,009165--1,0091,009165
Total Puerto Rico$823,680$907,523$105,660$109,444$183,946$933,124$1,091,469$105,660

December 31, 2017
Popular U.S.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,774$8,439$2,478$2,468$3,397$9,242$11,836$2,478
Consumer:
HELOCs3,5303,5427227617804,2914,322722
Personal542542231224224766766231
Total Popular U.S.$10,846$12,523$3,431$3,453$4,401$14,299$16,924$3,431

December 31, 2017
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$206$206$32$-$-$206$206$32
Commercial real estate non-owner occupied101,485102,26223,74411,45427,522112,939129,78423,744
Commercial real estate owner occupied127,634153,49510,22124,63457,219152,268210,71410,221
Commercial and industrial43,49346,9182,98514,54923,97758,04270,8952,985
Mortgage457,000512,44548,83261,27578,625518,275591,07048,832
Leasing1,4561,456475--1,4561,456475
Consumer:
Credit Cards33,67633,6765,569--33,67633,6765,569
HELOCs3,5303,5427227617804,2914,322722
Personal63,03063,03015,92122422463,25463,25415,921
Auto 2,0072,007425--2,0072,007425
Other1,0091,009165--1,0091,009165
Total Popular, Inc.$834,526$920,046$109,091$112,897$188,347$947,423$1,108,393$109,091

For the quarter ended June 30, 2018
Puerto RicoPopular U.S.Popular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$414$-$-$-$414$-
Commercial real estate non-owner occupied132,8421,681--132,8421,681
Commercial real estate owner occupied153,0071,596--153,0071,596
Commercial and industrial69,493702--69,493702
Construction3,426-8,951-12,377-
Mortgage509,2153,7899,40143518,6163,832
Leasing1,246---1,246-
Consumer:
Credit cards33,293---33,293-
Helocs--5,436-5,436-
Personal 65,796115773-66,569115
Auto 1,399---1,399-
Other1,338---1,338-
Total Popular, Inc.$971,469$7,883$24,561$43$996,030$7,926

For the quarter ended June 30, 2017
Puerto RicoPopular U.S.Popular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$78$1$-$-$78$1
Commercial real estate non-owner occupied117,7441,341--117,7441,341
Commercial real estate owner occupied160,0011,534--160,0011,534
Commercial and industrial63,558502--63,558502
Mortgage503,4464,8148,90922512,3554,836
Leasing1,736---1,736-
Consumer:
Credit cards36,812---36,812-
Helocs--2,570-2,570-
Personal 65,394-435-65,829-
Auto 2,075---2,075-
Other736---736-
Total Popular, Inc.$951,580$8,192$11,914$22$963,494$8,214

For the six months ended June 30, 2018
Puerto RicoPopular U.S.Popular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$344$-$-$-$344$-
Commercial real estate non-owner occupied126,2083,104--126,2083,104
Commercial real estate owner occupied152,7613,195--152,7613,195
Commercial and industrial65,6761,397--65,6761,397
Construction2,284255,967-8,25125
Mortgage509,15410,2299,34887518,50210,316
Leasing1,316---1,316-
Consumer:
Credit cards33,421---33,421-
HELOCs--5,054-5,054-
Personal 64,693254770-65,463254
Auto 1,602---1,602-
Other1,228---1,228-
Total Popular, Inc.$958,687$18,204$21,139$87$979,826$18,291

For the six months ended June 30, 2017
Puerto RicoPopular U.S.Popular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$79$3$-$-$79$3
Commercial real estate non-owner occupied118,5142,697--118,5142,697
Commercial real estate owner occupied161,1993,198--161,1993,198
Commercial and industrial60,6021,144--60,6021,144
Mortgage501,4608,1848,89866510,3588,250
Leasing1,763---1,763-
Consumer:
Credit cards37,029---37,029-
HELOCs--2,620-2,620-
Personal 65,610-329-65,939-
Auto 2,089---2,089-
Other821---821-
Total Popular, Inc.$949,166$15,226$11,847$66$961,013$15,292
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
June 30, 2018 December 31, 2017
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Non-covered loans held-in-portfolio:
Commercial$225,599$104,440$330,039$45,277$161,220$59,626$220,846$32,472
Construction-2,5592,559-----
Mortgage825,372141,753967,12547,515803,278126,798930,07648,832
Leases7643661,1303628633931,256475
Consumer95,30813,768109,07623,98993,91612,233106,14922,802
Non-covered loans held-in-portfolio1,147,043$262,886$1,409,929$117,143$1,059,277$199,050$1,258,327$104,581
Covered loans held-in-portfolio:
Mortgage$-$-$-$-$2,658$3,227$5,885$-
Covered loans held-in-portfolio$-$-$-$-$2,658$3,227$5,885$-
Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]
Popular, Inc.
For the quarter ended June 30, 2018For the six months ended June 30, 2018
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOtherReduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial multi-family-1---1--
Commercial real estate non-owner occupied-6--211--
Commercial real estate owner occupied323--342--
Commercial and industrial131--450--
Construction----1---
Mortgage2666722451010345
Leasing--1---1-
Consumer:
Credit cards180-3160311-3310
HELOCs-73--127-
Personal4681--6283--
Auto-21--22-
Other13---20-1-
Total69177751821,014131117355

Popular, Inc.
For the quarter ended June 30, 2017For the six months ended June 30, 2017
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOtherReduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied4---41--
Commercial real estate owner occupied18--39--
Commercial and industrial-15--221--
Mortgage1815114323221218100
Leasing-12--15-
Consumer:
Credit cards159--152285-1310
HELOCs-11--11-
Personal250---5124-1
Auto-311-421
Other81-1161-1
Total4404411818685463227413
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Popular, Inc.
For the quarter ended June 30, 2018
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family1$567$567$43
Commercial real estate non-owner occupied64,4604,464(46)
Commercial real estate owner occupied2615,09614,639845
Commercial and industrial3236,15335,97113,934
Mortgage12115,32514,016777
Leasing123237
Consumer:
Credit cards3433,4783,503398
HELOCs10860817107
Personal4697,2537,2511,720
Auto3605910
Other1346465
Total1,025$83,321$81,356$17,800

Popular, Inc.
For the quarter ended June 30, 2017
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied4$1,928$1,762$156
Commercial real estate owner occupied91,5461,53587
Commercial and industrial1550953549
Mortgage17920,01718,8191,226
Leasing312212034
Consumer:
Credit cards3112,5022,757332
HELOCs248648313
Personal2504,4364,443998
Auto51,9651,920348
Other101,8911,89155
Total788$35,402$34,265$3,298

Popular, Inc.
For the six months ended June 30, 2018
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family1$567$567$43
Commercial real estate non-owner occupied1327,44627,3876,754
Commercial real estate owner occupied4520,07018,908983
Commercial and industrial5447,22246,49413,824
Construction14,2104,293474
Mortgage20325,59822,9351,234
Leasing123237
Consumer:
Credit cards6246,4046,804852
HELOCs191,7251,673374
Personal63110,32510,3212,730
Auto419419133
Other2120320131
Total1,617$143,987$139,797$27,339

Popular, Inc.
For the six months ended June 30, 2017
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied5$2,069$1,901$145
Commercial real estate owner occupied122,7032,682143
Commercial and industrial238282,923468
Mortgage37141,08538,3322,240
Leasing623623566
Consumer:
Credit cards5964,9045,400644
HELOCs248648313
Personal5179,0349,0382,031
Auto72,0011,957354
Other181,9561,95664
Total1,557$65,302$64,907$6,168
T D R Loans Subsequent Default Table [Text Block]
Popular, Inc.
Defaulted during the quarter ended June 30, 2018Defaulted during the six months ended June 30, 2018
(Dollars in thousands)Loan countRecorded investment as of first default dateLoan countRecorded investment as of first default date
Commercial real estate non-owner occupied1$171$17
Commercial real estate owner occupied1503136
Commercial and industrial14676
Mortgage151,668324,240
Consumer:
Credit cards1021,0731252,155
Personal38578551,438
Auto122122
Other2828
Total161$3,420225$8,092

Popular, Inc.
Defaulted during the quarter ended June 30, 2017Defaulted during the six months ended June 30, 2017
(Dollars in thousands)Loan countRecorded investment as of first default dateLoan countRecorded investment as of first default date
Commercial real estate non-owner occupied1$1952$457
Commercial real estate owner occupied21,48331,749
Commercial and industrial1213565
Mortgage302,542625,896
Consumer:
Credit cards2734946648
HELOCs1972140
Personal551,095822,070
Auto119354
Other1919
Total119$5,810204$11,588
Financing Receivable Credit Quality Indicators Table Text Block
June 30, 2018
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico
Commercial multi-family$1,047$3,851$3,835$-$-$8,733$138,732$147,465
Commercial real estate non-owner occupied445,886289,659347,391--1,082,9361,230,5362,313,472
Commercial real estate owner occupied291,656123,521410,3842,376-827,937907,2481,735,185
Commercial and industrial614,880110,201209,89337592935,4411,916,0352,851,476
Total Commercial1,353,469527,232971,5032,751922,855,0474,192,5517,047,598
Construction-8893,896--4,78592,39097,175
Mortgage4,1042,481198,249--204,8346,438,2926,643,126
Leasing--3,662-343,696868,402872,098
Consumer:
Credit cards--29,024--29,0241,050,5101,079,534
HELOCs--349--3495,2745,623
Personal48044420,846--21,7701,217,3651,239,135
Auto--12,755-10012,855902,208915,063
Other 92-15,081-23515,408132,357147,765
Total Consumer57244478,055-33579,4063,307,7143,387,120
Total Puerto Rico$1,358,145$531,046$1,255,365$2,751$461$3,147,768$14,899,349$18,047,117
Popular U.S.
Commercial multi-family$41,569$6,260$6,749$-$-$54,578$1,265,820$1,320,398
Commercial real estate non-owner occupied71,1059,11338,540--118,7581,757,5361,876,294
Commercial real estate owner occupied37,5277,6918,459--53,677231,005284,682
Commercial and industrial4,041101100,741--104,883956,1381,061,021
Total Commercial154,24223,165154,489--331,8964,210,4994,542,395
Construction67,84515,18063,106--146,131656,017802,148
Mortgage--11,398--11,398722,187733,585
Legacy6003682,737--3,70525,54529,250
Consumer:
Credit cards------6969
HELOCs--4,243-11,65715,900141,893157,793
Personal--1,409-9092,318293,630295,948
Other --1--1210211
Total Consumer--5,653-12,56618,219435,802454,021
Total Popular U.S.$222,687$38,713$237,383$-$12,566$511,349$6,050,050$6,561,399
Popular, Inc.
Commercial multi-family$42,616$10,111$10,584$-$-$63,311$1,404,552$1,467,863
Commercial real estate non-owner occupied516,991298,772385,931--1,201,6942,988,0724,189,766
Commercial real estate owner occupied329,183131,212418,8432,376-881,6141,138,2532,019,867
Commercial and industrial618,921110,302310,634375921,040,3242,872,1733,912,497
Total Commercial1,507,711550,3971,125,9922,751923,186,9438,403,05011,589,993
Construction67,84516,06967,002--150,916748,407899,323
Mortgage4,1042,481209,647--216,2327,160,4797,376,711
Legacy6003682,737--3,70525,54529,250
Leasing--3,662-343,696868,402872,098
Consumer:
Credit cards--29,024--29,0241,050,5791,079,603
HELOCs--4,592-11,65716,249147,167163,416
Personal48044422,255-90924,0881,510,9951,535,083
Auto--12,755-10012,855902,208915,063
Other 92-15,082-23515,409132,567147,976
Total Consumer57244483,708-12,90197,6253,743,5163,841,141
Total Popular, Inc.$1,580,832$569,759$1,492,748$2,751$13,027$3,659,117$20,949,399$24,608,516
The following table presents the weighted average obligor risk rating at June 30, 2018 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:SubstandardPass
Commercial multi-family11.215.76
Commercial real estate non-owner occupied11.116.92
Commercial real estate owner occupied11.217.19
Commercial and industrial11.247.06
Total Commercial11.187.02
Construction11.667.83
Popular U.S. :SubstandardPass
Commercial multi-family11.007.29
Commercial real estate non-owner occupied11.016.71
Commercial real estate owner occupied11.177.42
Commercial and industrial11.846.45
Total Commercial11.566.86
Construction11.287.78
Legacy11.157.94

December 31, 2017
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$1,387$1,708$6,831$-$-$9,926$136,473$146,399
Commercial real estate non-owner occupied327,811335,011307,579--970,4011,434,1582,404,559
Commercial real estate owner occupied243,966215,652354,9902,124-816,7321,006,8821,823,614
Commercial and industrial453,546108,554241,695471126804,3922,086,9352,891,327
Total Commercial1,026,710660,925911,0952,5951262,601,4514,664,4487,265,899
Construction1104,1221,545--5,77789,59295,369
Mortgage2,7483,564155,074--161,3866,415,3936,576,779
Leasing--1,926-1,0482,974807,016809,990
Consumer:
Credit cards--18,227--18,2271,074,9941,093,221
HELOCs--257--2575,8306,087
Personal42965920,790--21,8781,200,4341,222,312
Auto--5,446-205,466845,347850,813
Other --16,324-44016,764140,824157,588
Total Consumer42965961,044-46062,5923,267,4293,330,021
Total Puerto Rico$1,029,997$669,270$1,130,684$2,595$1,634$2,834,180$15,243,878$18,078,058
Popular U.S.
Commercial multi-family$11,808$6,345$7,936$-$-$26,089$1,184,604$1,210,693
Commercial real estate non-owner occupied46,52316,56137,178--100,2621,588,0491,688,311
Commercial real estate owner occupied28,18330,8938,590--67,666251,309318,975
Commercial and industrial4,019603123,935--128,557876,4261,004,983
Total Commercial90,53354,402177,639--322,5743,900,3884,222,962
Construction36,8588,29454,276--99,428685,232784,660
Mortgage--14,852--14,852678,776693,628
Legacy6884263,302--4,41628,56432,980
Consumer:
Credit cards--11--1189100
HELOCs--6,084-8,91414,998167,087182,085
Personal--2,069-7042,773295,229298,002
Other ------319319
Total Consumer--8,164-9,61817,782462,724480,506
Total Popular U.S.$128,079$63,122$258,233$-$9,618$459,052$5,755,684$6,214,736
Popular, Inc.
Commercial multi-family$13,195$8,053$14,767$-$-$36,015$1,321,077$1,357,092
Commercial real estate non-owner occupied374,334351,572344,757--1,070,6633,022,2074,092,870
Commercial real estate owner occupied272,149246,545363,5802,124-884,3981,258,1912,142,589
Commercial and industrial457,565109,157365,630471126932,9492,963,3613,896,310
Total Commercial1,117,243715,3271,088,7342,5951262,924,0258,564,83611,488,861
Construction36,96812,41655,821--105,205774,824880,029
Mortgage2,7483,564169,926--176,2387,094,1697,270,407
Legacy6884263,302--4,41628,56432,980
Leasing--1,926-1,0482,974807,016809,990
Consumer:
Credit cards--18,238--18,2381,075,0831,093,321
HELOCs--6,341-8,91415,255172,917188,172
Personal42965922,859-70424,6511,495,6631,520,314
Auto--5,446-205,466845,347850,813
Other --16,324-44016,764141,143157,907
Total Consumer42965969,208-10,07880,3743,730,1533,810,527
Total Popular, Inc.$1,158,076$732,392$1,388,917$2,595$11,252$3,293,232$20,999,562$24,292,794
The following table presents the weighted average obligor risk rating at December 31, 2017 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.165.89
Commercial real estate non-owner occupied11.066.99
Commercial real estate owner occupied11.287.14
Commercial and industrial11.167.11
Total Commercial11.177.06
Construction11.007.76
Popular U.S.:SubstandardPass
Commercial multi-family11.007.28
Commercial real estate non-owner occupied11.046.74
Commercial real estate owner occupied11.107.14
Commercial and industrial11.826.17
Total Commercial11.596.80
Construction11.007.70
Legacy11.117.93