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Allowance for loan losses (Tables)
3 Months Ended
Mar. 31, 2017
Schedule Of Credit Losses Related To Financing Receivables Current And Noncurrent Table Text Block
ASC 310-30 Westernbank loans
For the quarters ended
(In thousands)March 31, 2017March 31, 2016
Balance at beginning of period$68,877$63,563
Provision for loan losses(322)1,791
Net charge-offs(2,011)(2,387)
Balance at end of period$66,544$62,967
Allowance For Credit Losses On Financing Receivables Table Text Block
For the quarter ended March 31, 2017
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$189,686$1,353$143,320$7,662$125,963$467,984
Provision58346415,1721,04814,21131,478
Charge-offs(11,071)(3,587)(14,983)(1,341)(21,812)(52,794)
Recoveries8,4333,7311,4285285,72919,849
Ending balance$187,631$1,961$144,937$7,897$124,091$466,517
Specific ALLL$51,276$-$41,067$522$22,331$115,196
General ALLL$136,355$1,961$103,870$7,375$101,760$351,321
Loans held-in-portfolio:
Impaired non-covered loans$348,823$-$501,647$1,803$106,236$958,509
Non-covered loans held-in-portfolio
excluding impaired loans6,715,50795,4595,368,071717,8403,120,84316,017,720
Total non-covered loans held-in-portfolio$7,064,330$95,459$5,869,718$719,643$3,227,079$16,976,229

For the quarter ended March 31, 2017
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$30,159$-$191$30,350
Provision (reversal of provision)--(1,690)-331(1,359)
Charge-offs--(1,231)-(93)(1,324)
Recoveries--103-1104
Ending balance$-$-$27,341$-$430$27,771
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$27,341$-$430$27,771
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--536,287-15,693551,980
Total covered loans held-in-portfolio$-$-$536,287$-$15,693$551,980

For the quarter ended March 31, 2017
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$12,968$8,172$4,614$1,343$15,220$42,317
Provision (reversal of provision)7,622(136)(436)(665)4,19410,579
Charge-offs(70)-(106)(41)(4,733)(4,950)
Recoveries533-2105299902,262
Ending balance$21,053$8,036$4,282$1,166$15,671$50,208
Specific ALLL$-$-$2,197$-$679$2,876
General ALLL$21,053$8,036$2,085$1,166$14,992$47,332
Loans held-in-portfolio:
Impaired loans$-$-$8,921$-$2,780$11,701
Loans held-in-portfolio
excluding impaired loans3,747,370735,846749,34840,688473,5395,746,791
Total loans held-in-portfolio$3,747,370$735,846$758,269$40,688$476,319$5,758,492

For the quarter ended March 31, 2017
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$202,654$9,525$178,093$1,343$7,662$141,374$540,651
Provision (reversal of provision)8,20532813,046(665)1,04818,73640,698
Charge-offs(11,141)(3,587)(16,320)(41)(1,341)(26,638)(59,068)
Recoveries8,9663,7311,7415295286,72022,215
Ending balance$208,684$9,997$176,560$1,166$7,897$140,192$544,496
Specific ALLL$51,276$-$43,264$-$522$23,010$118,072
General ALLL$157,408$9,997$133,296$1,166$7,375$117,182$426,424
Loans held-in-portfolio:
Impaired loans$348,823$-$510,568$-$1,803$109,016$970,210
Loans held-in-portfolio
excluding impaired loans10,462,877831,3056,653,70640,688717,8403,610,07522,316,491
Total loans held-in-portfolio$10,811,700$831,305$7,164,274$40,688$719,643$3,719,091$23,286,701

For the quarter ended March 31, 2016
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$186,925$4,957$128,327$10,993$138,721$469,923
Provision (reversal of provision)13,369(409)10,8691,68018,36243,871
Charge-offs(8,968)(544)(15,972)(2,127)(27,379)(54,990)
Recoveries6,2642331,2764896,08114,343
Ending balance$197,590$4,237$124,500$11,035$135,785$473,147
Specific ALLL$55,098$172$41,660$608$24,326$121,864
General ALLL$142,492$4,065$82,840$10,427$111,459$351,283
Loans held-in-portfolio:
Impaired non-covered loans$338,980$2,020$471,183$2,391$109,920$924,494
Non-covered loans held-in-portfolio
excluding impaired loans7,029,311103,1245,628,576640,7513,199,17116,600,933
Total non-covered loans held-in-portfolio$7,368,291$105,144$6,099,759$643,142$3,309,091$17,525,427

For the quarter ended March 31, 2016
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$33,967$-$209$34,176
Provision (reversal of provision)--(3,149)-44(3,105)
Charge-offs--(1,221)-(33)(1,254)
Recoveries--225-3228
Ending balance$-$-$29,822$-$223$30,045
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$29,822$-$223$30,045
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--606,711-18,419625,130
Total covered loans held-in-portfolio$-$-$606,711$-$18,419$625,130

For the quarter ended March 31, 2016
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$9,908$3,912$4,985$2,687$11,520$33,012
Provision (reversal of provision)(116)827344(450)3,4644,069
Charge-offs(495)-(441)(109)(2,648)(3,693)
Recoveries290-2113561,0351,892
Ending balance$9,587$4,739$5,099$2,484$13,371$35,280
Specific ALLL$-$-$1,592$-$581$2,173
General ALLL$9,587$4,739$3,507$2,484$12,790$33,107
Loans held-in-portfolio:
Impaired loans$-$-$7,909$-$2,247$10,156
Loans held-in-portfolio
excluding impaired loans2,860,098629,714871,53361,044549,7654,972,154
Total loans held-in-portfolio$2,860,098$629,714$879,442$61,044$552,012$4,982,310

For the quarter ended March 31, 2016
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$196,833$8,869$167,279$2,687$10,993$150,450$537,111
Provision (reversal of provision)13,2534188,064(450)1,68021,87044,835
Charge-offs(9,463)(544)(17,634)(109)(2,127)(30,060)(59,937)
Recoveries6,5542331,7123564897,11916,463
Ending balance$207,177$8,976$159,421$2,484$11,035$149,379$538,472
Specific ALLL$55,098$172$43,252$-$608$24,907$124,037
General ALLL$152,079$8,804$116,169$2,484$10,427$124,472$414,435
Loans held-in-portfolio:
Impaired loans$338,980$2,020$479,092$-$2,391$112,167$934,650
Loans held-in-portfolio
excluding impaired loans9,889,409732,8387,106,82061,044640,7513,767,35522,198,217
Total loans held-in-portfolio$10,228,389$734,858$7,585,912$61,044$643,142$3,879,522$23,132,867
Impaired Financing Receivables Table [Text Block]
March 31, 2017
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$79$79$29$-$-$79$79$29
Commercial real estate non-owner occupied103,811104,74023,84713,80727,503117,618132,24323,847
Commercial real estate owner occupied134,455173,70716,87330,97246,625165,427220,33216,873
Commercial and industrial53,28355,35210,52712,41616,06765,69971,41910,527
Mortgage424,770466,62941,06776,87794,113501,647560,74241,067
Leasing1,8031,803522--1,8031,803522
Consumer:
Credit cards37,95237,9525,686--37,95237,9525,686
Personal 65,62265,62216,145--65,62265,62216,145
Auto 2,0702,070409--2,0702,070409
Other59259291--59259291
Total Puerto Rico$824,437$908,546$115,196$134,072$184,308$958,509$1,092,854$115,196

March 31, 2017
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,449$8,130$2,197$2,472$3,364$8,921$11,494$2,197
Consumer:
HELOCs2,3672,3756732983132,6652,688673
Personal3838677771151156
Total U.S. mainland$8,854$10,543$2,876$2,847$3,754$11,701$14,297$2,876

March 31, 2017
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$79$79$29$-$-$79$79$29
Commercial real estate non-owner occupied103,811104,74023,84713,80727,503117,618132,24323,847
Commercial real estate owner occupied134,455173,70716,87330,97246,625165,427220,33216,873
Commercial and industrial53,28355,35210,52712,41616,06765,69971,41910,527
Mortgage431,219474,75943,26479,34997,477510,568572,23643,264
Leasing1,8031,803522--1,8031,803522
Consumer:
Credit Cards37,95237,9525,686--37,95237,9525,686
HELOCs2,3672,3756732983132,6652,688673
Personal65,66065,66016,151777765,73765,73716,151
Auto 2,0702,070409--2,0702,070409
Other59259291--59259291
Total Popular, Inc.$833,291$919,089$118,072$136,919$188,062$970,210$1,107,151$118,072

December 31, 2016
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$82$82$34$-$-$82$82$34
Commercial real estate non-owner occupied104,119105,04724,53715,93529,631120,054134,67824,537
Commercial real estate owner occupied131,634169,01313,00731,96250,094163,596219,10713,007
Commercial and industrial46,86249,3014,7977,82811,47854,69060,7794,797
Mortgage426,737466,24942,42870,75187,806497,488554,05542,428
Leasing1,8171,817535--1,8171,817535
Consumer:
Credit cards37,46437,4645,588--37,46437,4645,588
Personal 66,04366,04316,955--66,04366,04316,955
Auto 2,1172,117474--2,1172,117474
Other991991168--991991168
Total Puerto Rico$817,866$898,124$108,523$126,476$179,009$944,342$1,077,133$108,523

December 31, 2016
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,381$7,971$2,182$2,495$3,369$8,876$11,340$2,182
Consumer:
HELOCs2,4212,4296673003152,7212,744667
Personal3939579791181185
Total U.S. mainland$8,841$10,439$2,854$2,874$3,763$11,715$14,202$2,854

December 31, 2016
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$82$82$34$-$-$82$82$34
Commercial real estate non-owner occupied104,119105,04724,53715,93529,631120,054134,67824,537
Commercial real estate owner occupied131,634169,01313,00731,96250,094163,596219,10713,007
Commercial and industrial46,86249,3014,7977,82811,47854,69060,7794,797
Mortgage433,118474,22044,61073,24691,175506,364565,39544,610
Leasing1,8171,817535--1,8171,817535
Consumer:
Credit Cards37,46437,4645,588--37,46437,4645,588
HELOCs2,4212,4296673003152,7212,744667
Personal66,08266,08216,960797966,16166,16116,960
Auto 2,1172,117474--2,1172,117474
Other991991168--991991168
Total Popular, Inc.$826,707$908,563$111,377$129,350$182,772$956,057$1,091,335$111,377

For the quarter ended March 31, 2017
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$81$1$-$-$81$1
Commercial real estate non-owner occupied118,8361,375--118,8361,375
Commercial real estate owner occupied164,5121,598--164,5121,598
Commercial and industrial60,195497--60,195497
Mortgage499,5683,3698,89944508,4673,413
Leasing1,810---1,810-
Consumer:
Credit cards37,708---37,708-
Helocs--2,693-2,693-
Personal 65,833-117-65,950-
Auto 2,094---2,094-
Other792---792-
Total Popular, Inc.$951,429$6,840$11,709$44$963,138$6,884

For the quarter ended March 31, 2016
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial real estate non-owner occupied$118,660$1,159$-$-$118,660$1,159
Commercial real estate owner occupied158,0461,393--158,0461,393
Commercial and industrial61,351516--61,351516
Construction2,25121--2,25121
Mortgage468,1503,3877,362-475,5123,387
Leasing2,398---2,398-
Consumer:
Credit cards38,256---38,256-
Helocs--1,599-1,599-
Personal 68,172-613-68,785-
Auto 2,878---2,878-
Other485---485-
Total Popular, Inc.$920,647$6,476$9,574$-$930,221$6,476
Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]
Popular, Inc.
For the quarter ended March 31, 2017
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied-1--
Commercial real estate owner occupied21--
Commercial and industrial26--
Mortgage14610468
Leasing--3-
Consumer:
Credit cards126-1158
Personal2624-1
Auto-11-
Other8---
Total41419109227

Popular, Inc.
For the quarter ended March 31, 2016
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied11--
Commercial real estate owner occupied161--
Commercial and industrial6---
Mortgage201012355
Consumer:
Credit cards175--174
HELOCs--1-
Personal2615--
Auto-22-
Other10---
Total48919126229
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Popular, Inc.
For the quarter ended March 31, 2017
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied1$141$139$(11)
Commercial real estate owner occupied31,1571,14756
Commercial and industrial83192,388419
Mortgage19221,06819,5131,014
Leasing311411532
Consumer:
Credit cards2852,4022,643312
Personal2674,5984,5951,033
Auto236376
Other865659
Total769$29,900$30,642$2,870

Popular, Inc.
For the quarter ended March 31, 2016
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied2$6,323$6,307$4,163
Commercial real estate owner occupied173,0953,149136
Commercial and industrial62,5292,5275
Mortgage20825,57224,4742,229
Consumer:
Credit cards3493,2563,665576
HELOCs114714777
Personal2664,4134,411887
Auto4727612
Other1023244
Total863$45,430$44,780$8,089
T D R Loans Subsequent Default Table [Text Block]
Popular, Inc.
Defaulted during the quarter ended March 31, 2017
(Dollars In thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied1$262
Commercial real estate owner occupied1267
Commercial and industrial2544
Mortgage363,695
Leasing145
Consumer:
Credit cards1281,349
HELOCs197
Personal421,024
Auto257
Total214$7,340

Popular, Inc.
Defaulted during the quarter ended March 31, 2016
(Dollars In thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied2$327
Commercial real estate owner occupied62,456
Mortgage273,235
Consumer:
Credit cards1061,122
Personal431,139
Auto117
Other14
Total186$8,300
Financing Receivable Credit Quality Indicators Table Text Block
March 31, 2017
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$2,231$371$5,943$-$-$8,545$138,307$146,852
Commercial real estate non-owner occupied322,673367,288348,580133-1,038,6741,474,9212,513,595
Commercial real estate owner occupied281,761129,010356,28017,749-784,800953,4781,738,278
Commercial and industrial261,003149,306207,52811,15910629,0062,036,5992,665,605
Total Commercial867,668645,975918,33129,041102,461,0254,603,3057,064,330
Construction1003,0911,668--4,85990,60095,459
Mortgage4,1871,664192,283--198,1345,671,5845,869,718
Leasing--2,427-172,444717,199719,643
Consumer:
Credit cards--19,330--19,3301,059,1541,078,484
HELOCs--572--5727,5778,149
Personal1,14659920,157--21,9021,121,4331,143,335
Auto--12,484-20112,685816,274828,959
Other --17,590-2,00419,594148,558168,152
Total Consumer1,14659970,133-2,20574,0833,152,9963,227,079
Total Puerto Rico$873,101$651,329$1,184,842$29,041$2,232$2,740,545$14,235,684$16,976,229
U.S. mainland
Commercial multi-family$16,085$7,749$645$-$-$24,479$1,084,093$1,108,572
Commercial real estate non-owner occupied78,01517,1402,465--97,6201,350,5891,448,209
Commercial real estate owner occupied15,5698959,629--26,093216,762242,855
Commercial and industrial1,0601,437152,118--154,615793,119947,734
Total Commercial110,72927,221164,857--302,8073,444,5633,747,370
Construction2,9668526,222--29,273706,573735,846
Mortgage--11,888--11,888746,381758,269
Legacy8565494,195--5,60035,08840,688
Consumer:
Credit cards--35--35122157
HELOCs--2,276-3,5255,801230,844236,645
Personal--1,452-9502,402236,925239,327
Auto------77
Other ------183183
Total Consumer--3,763-4,4758,238468,081476,319
Total U.S. mainland$114,551$27,855$210,925$-$4,475$357,806$5,400,686$5,758,492
Popular, Inc.
Commercial multi-family$18,316$8,120$6,588$-$-$33,024$1,222,400$1,255,424
Commercial real estate non-owner occupied400,688384,428351,045133-1,136,2942,825,5103,961,804
Commercial real estate owner occupied297,330129,905365,90917,749-810,8931,170,2401,981,133
Commercial and industrial262,063150,743359,64611,15910783,6212,829,7183,613,339
Total Commercial978,397673,1961,083,18829,041102,763,8328,047,86810,811,700
Construction3,0663,17627,890--34,132797,173831,305
Mortgage4,1871,664204,171--210,0226,417,9656,627,987
Legacy8565494,195--5,60035,08840,688
Leasing--2,427-172,444717,199719,643
Consumer:
Credit cards--19,365--19,3651,059,2761,078,641
HELOCs--2,848-3,5256,373238,421244,794
Personal1,14659921,609-95024,3041,358,3581,382,662
Auto--12,484-20112,685816,281828,966
Other --17,590-2,00419,594148,741168,335
Total Consumer1,14659973,896-6,68082,3213,621,0773,703,398
Total Popular, Inc.$987,652$679,184$1,395,767$29,041$6,707$3,098,351$19,636,370$22,734,721
The following table presents the weighted average obligor risk rating at March 31, 2017 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.116.13
Commercial real estate non-owner occupied11.076.89
Commercial real estate owner occupied11.237.08
Commercial and industrial11.147.14
Total Commercial11.157.03
Construction11.007.65
U.S. mainland:SubstandardPass
Commercial multi-family11.317.22
Commercial real estate non-owner occupied11.666.65
Commercial real estate owner occupied11.117.24
Commercial and industrial11.676.12
Total Commercial11.636.75
Construction11.007.64
Legacy11.117.91

December 31, 2016
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$2,016$383$6,108$-$-$8,507$166,033$174,540
Commercial real estate non-owner occupied310,510377,858342,054155-1,030,5771,533,7082,564,285
Commercial real estate owner occupied310,484109,873360,94117,788-799,086992,3891,791,475
Commercial and industrial136,091133,270227,36011,51412508,2472,163,6702,671,917
Total Commercial759,101621,384936,46329,457122,346,4174,855,8007,202,217
Construction501,7051,668--3,42382,13585,558
Mortgage4,4071,987190,090--196,4845,720,0165,916,500
Leasing--3,062--3,062699,831702,893
Consumer:
Credit cards--18,725--18,7251,081,8821,100,607
HELOCs--185--1858,1668,351
Personal1,06881221,496--23,3761,126,8011,150,177
Auto--12,321--12,321814,271826,592
Other --19,311--19,311156,218175,529
Total Consumer1,06881272,038--73,9183,187,3383,261,256
Total Puerto Rico$764,626$625,888$1,203,321$29,457$12$2,623,304$14,545,120$17,168,424
U.S. mainland
Commercial multi-family$13,537$7,796$658$-$-$21,991$1,042,305$1,064,296
Commercial real estate non-owner occupied57,1119,7781,720--68,6091,288,7071,357,316
Commercial real estate owner occupied9,271-9,119--18,390225,355243,745
Commercial and industrial3,048937153,793--157,778773,155930,933
Total Commercial82,96718,511165,290--266,7683,329,5223,596,290
Construction3,0008,15316,950--28,103662,639690,742
Mortgage--11,711--11,711768,150779,861
Legacy9217864,400--6,10739,18645,293
Consumer:
Credit cards--30--30128158
HELOCs--1,923-2,8394,762247,413252,175
Personal--1,252-6091,861238,746240,607
Auto------99
Other --8--8180188
Total Consumer--3,213-3,4486,661486,476493,137
Total U.S. mainland$86,888$27,450$201,564$-$3,448$319,350$5,285,973$5,605,323
Popular, Inc.
Commercial multi-family$15,553$8,179$6,766$-$-$30,498$1,208,338$1,238,836
Commercial real estate non-owner occupied367,621387,636343,774155-1,099,1862,822,4153,921,601
Commercial real estate owner occupied319,755109,873370,06017,788-817,4761,217,7442,035,220
Commercial and industrial139,139134,207381,15311,51412666,0252,936,8253,602,850
Total Commercial842,068639,8951,101,75329,457122,613,1858,185,32210,798,507
Construction3,0509,85818,618--31,526744,774776,300
Mortgage4,4071,987201,801--208,1956,488,1666,696,361
Legacy9217864,400--6,10739,18645,293
Leasing--3,062--3,062699,831702,893
Consumer:
Credit cards--18,755--18,7551,082,0101,100,765
HELOCs--2,108-2,8394,947255,579260,526
Personal1,06881222,748-60925,2371,365,5471,390,784
Auto--12,321--12,321814,280826,601
Other --19,319--19,319156,398175,717
Total Consumer1,06881275,251-3,44880,5793,673,8143,754,393
Total Popular, Inc.$851,514$653,338$1,404,885$29,457$3,460$2,942,654$19,831,093$22,773,747
The following table presents the weighted average obligor risk rating at December 31, 2016 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.125.95
Commercial real estate non-owner occupied11.076.91
Commercial real estate owner occupied11.237.09
Commercial and industrial11.097.19
Total Commercial11.147.06
Construction11.007.67
U.S. mainland:SubstandardPass
Commercial multi-family11.317.26
Commercial real estate non-owner occupied11.706.67
Commercial real estate owner occupied11.057.32
Commercial and industrial11.656.15
Total Commercial11.626.78
Construction11.007.67
Legacy11.107.91
Non Covered Loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Non-Covered Loans
March 31, 2017 December 31, 2016
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Commercial$171,238$79,571$250,809$45,327$176,887$83,157$260,044$40,810
Mortgage761,151130,589891,74043,264744,926127,071871,99744,610
Leases1,5742301,8045221,3834341,817535
Consumer98,58112,421111,00223,010100,27712,442112,71923,857
Total$1,032,544$222,811$1,255,355$112,123$1,023,473$223,104$1,246,577$109,812
Covered loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Covered Loans
March 31, 2017 December 31, 2016
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Mortgage$2,954$2,804$5,758$-$2,950$2,580$5,530$-
Total$2,954$2,804$5,758$-$2,950$2,580$5,530$-