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Allowance for loan losses (Tables)
 12 Months Ended
Dec. 31, 2016
Schedule Of Credit Losses Related To Financing Receivables Current And Noncurrent Table Text Block
ASC 310-30 Westernbank loans
For the years ended
(In thousands)December 31, 2016December 31, 2015
Balance at beginning of period$63,563$78,846
Provision for loan losses1,34246,643
Net recoveries (charge-offs)3,972(61,926)
Balance at end of period$68,877$63,563
Allowance For Credit Losses On Financing Receivables Table Text Block
For the year ended December 31, 2016
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$186,925$4,957$128,327$10,993$138,721$469,923
Provision (reversal of provision)19,147(6,539)79,30955763,386155,860
Charge-offs(62,486)(3,103)(68,075)(6,151)(106,304)(246,119)
Recoveries41,7315,1243,7592,26329,99882,875
Net recoveries4,369914--1625,445
Ending balance$189,686$1,353$143,320$7,662$125,963$467,984
Specific ALLL$42,375$-$42,428$535$23,185$108,523
General ALLL$147,311$1,353$100,892$7,127$102,778$359,461
Loans held-in-portfolio:
Impaired non-covered loans$338,422$-$497,488$1,817$106,615$944,342
Non-covered loans held-in-portfolio
excluding impaired loans6,863,79585,5585,419,012701,0763,154,64116,224,082
Total non-covered loans held-in-portfolio$7,202,217$85,558$5,916,500$702,893$3,261,256$17,168,424

For the year ended December 31, 2016
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$33,967$-$209$34,176
Provision (reversal of provision)--(1,092)-(18)(1,110)
Charge-offs--(3,524)-(19)(3,543)
Recoveries--808-19827
Ending balance$-$-$30,159$-$191$30,350
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$30,159$-$191$30,350
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--556,570-16,308572,878
Total covered loans held-in-portfolio$-$-$556,570$-$16,308$572,878

For the year ended December 31, 2016
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$9,908$3,912$4,985$2,687$11,520$33,012
Provision (reversal of provision)(253)4,2601,562(3,257)12,95415,266
Charge-offs(1,115)-(2,506)(535)(13,430)(17,586)
Recoveries4,428-5732,4484,17611,625
Ending balance$12,968$8,172$4,614$1,343$15,220$42,317
Specific ALLL$-$-$2,182$-$672$2,854
General ALLL$12,968$8,172$2,432$1,343$14,548$39,463
Loans held-in-portfolio:
Impaired loans$-$-$8,876$-$2,839$11,715
Loans held-in-portfolio
excluding impaired loans3,596,290690,742770,98545,293490,2985,593,608
Total loans held-in-portfolio$3,596,290$690,742$779,861$45,293$493,137$5,605,323

For the year ended December 31, 2016
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$196,833$8,869$167,279$2,687$10,993$150,450$537,111
Provision (reversal of provision)18,894(2,279)79,779(3,257)55776,322170,016
Charge-offs(63,601)(3,103)(74,105)(535)(6,151)(119,753)(267,248)
Recoveries46,1595,1245,1402,4482,26334,19395,327
Net recoveries4,369914---1625,445
Ending balance$202,654$9,525$178,093$1,343$7,662$141,374$540,651
Specific ALLL$42,375$-$44,610$-$535$23,857$111,377
General ALLL$160,279$9,525$133,483$1,343$7,127$117,517$429,274
Loans held-in-portfolio:
Impaired loans$338,422$-$506,364$-$1,817$109,454$956,057
Loans held-in-portfolio
excluding impaired loans10,460,085776,3006,746,56745,293701,0763,661,24722,390,568
Total loans held-in-portfolio$10,798,507$776,300$7,252,931$45,293$702,893$3,770,701$23,346,625

For the year ended December 31, 2015
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$201,589$5,483$120,860$7,131$154,072$489,135
Provision (reversal of provision)88,680(2,836)57,8767,16565,947216,832
Charge-offs(105,716)(13,628)(53,296)(5,561)(110,384)(288,585)
Recoveries31,82614,5142,3052,25826,50877,411
Net write-downs related to transferred to held-for-sale(37,907)----(37,907)
Allowance transferred from covered loans8,4531,424582-2,57813,037
Ending balance$186,925$4,957$128,327$10,993$138,721$469,923
Specific ALLL$49,243$264$42,965$573$23,478$116,523
General ALLL$137,682$4,693$85,362$10,420$115,243$353,400
Loans held-in-portfolio:
Impaired non-covered loans$337,133$2,481$465,117$2,404$109,660$916,795
Non-covered loans held-in-portfolio
excluding impaired loans7,031,08698,4675,662,374625,2463,236,64216,653,815
Total non-covered loans held-in-portfolio$7,368,219$100,948$6,127,491$627,650$3,346,302$17,570,610

For the year ended December 31, 2015
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$30,871$7,202$40,948$-$3,052$82,073
Provision (reversal of provision)10,11515,150(1,011)-(234)24,020
Charge-offs(37,936)(25,086)(6,158)-(853)(70,033)
Recoveries6,5044,700930-84212,976
Net write-down related to loans transferred to held-for-sale(1,101)(542)(160)-(20)(1,823)
Allowance transferred to non-covered loans(8,453)(1,424)(582)-(2,578)(13,037)
Ending balance$-$-$33,967$-$209$34,176
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$33,967$-$209$34,176
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--627,102-19,013646,115
Total covered loans held-in-portfolio$-$-$627,102$-$19,013$646,115

For the year ended December 31, 2015
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$9,648$1,187$2,462$2,944$14,343$30,584
Provision (reversal of provision)(3,582)2,725(1,727)(3,017)6,227626
Charge-offs(1,452)-(1,670)(2,019)(9,507)(14,648)
Recoveries5,294-3914,7793,85814,322
Net (write-down) recovery related to loans transferred to held-for-sale--5,529-(3,401)2,128
Ending balance$9,908$3,912$4,985$2,687$11,520$33,012
Specific ALLL$-$-$1,064$-$485$1,549
General ALLL$9,908$3,912$3,921$2,687$11,035$31,463
Loans held-in-portfolio:
Impaired loans$-$-$6,815$-$2,176$8,991
Loans held-in-portfolio
excluding impaired loans2,730,944580,158901,77564,436489,2014,766,514
Total loans held-in-portfolio$2,730,944$580,158$908,590$64,436$491,377$4,775,505

For the year ended December 31, 2015
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$242,108$13,872$164,270$2,944$7,131$171,467$601,792
Provision (reversal of provision)95,21315,03955,138(3,017)7,16571,940241,478
Charge-offs(145,104)(38,714)(61,124)(2,019)(5,561)(120,744)(373,266)
Recoveries43,62419,2143,6264,7792,25831,208104,709
Net write-down related to loans transferred to held-for-sale(39,008)(542)5,369--(3,421)(37,602)
Ending balance$196,833$8,869$167,279$2,687$10,993$150,450$537,111
Specific ALLL$49,243$264$44,029$-$573$23,963$118,072
General ALLL$147,590$8,605$123,250$2,687$10,420$126,487$419,039
Loans held-in-portfolio:
Impaired loans$337,133$2,481$471,932$-$2,404$111,836$925,786
Loans held-in-portfolio
excluding impaired loans9,762,030678,6257,191,25164,436625,2463,744,85622,066,444
Total loans held-in-portfolio$10,099,163$681,106$7,663,183$64,436$627,650$3,856,692$22,992,230
Impaired Financing Receivables Table [Text Block]
December 31, 2016
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$82$82$34$-$-$82$82$34
Commercial real estate non-owner occupied104,119105,04724,53715,93529,631120,054134,67824,537
Commercial real estate owner occupied131,634169,01313,00731,96250,094163,596219,10713,007
Commercial and industrial46,86249,3014,7977,82811,47854,69060,7794,797
Mortgage426,737466,24942,42870,75187,806497,488554,05542,428
Leasing1,8171,817535--1,8171,817535
Consumer:
Credit cards37,46437,4645,588--37,46437,4645,588
Personal 66,04366,04316,955--66,04366,04316,955
Auto 2,1172,117474--2,1172,117474
Other991991168--991991168
Total Puerto Rico$817,866$898,124$108,523$126,476$179,009$944,342$1,077,133$108,523

December 31, 2016
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,381$7,971$2,182$2,495$3,369$8,876$11,340$2,182
Consumer:
HELOCs2,4212,4296673003152,7212,744667
Personal3939579791181185
Total U.S. mainland$8,841$10,439$2,854$2,874$3,763$11,715$14,202$2,854

December 31, 2016
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$82$82$34$-$-$82$82$34
Commercial real estate non-owner occupied104,119105,04724,53715,93529,631120,054134,67824,537
Commercial real estate owner occupied131,634169,01313,00731,96250,094163,596219,10713,007
Commercial and industrial46,86249,3014,7977,82811,47854,69060,7794,797
Mortgage433,118474,22044,61073,24691,175506,364565,39544,610
Leasing1,8171,817535--1,8171,817535
Consumer:
Credit Cards37,46437,4645,588--37,46437,4645,588
HELOCs2,4212,4296673003152,7212,744667
Personal66,08266,08216,960797966,16166,16116,960
Auto 2,1172,117474--2,1172,117474
Other991991168--991991168
Total Popular, Inc.$826,707$908,563$111,377$129,350$182,772$956,057$1,091,335$111,377

December 31, 2015
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial real estate non-owner occupied$102,199$106,466$30,980$13,779$23,896$115,978$130,362$30,980
Commercial real estate owner occupied118,253137,19312,56438,95563,383157,208200,57612,564
Commercial and industrial42,04343,6295,69921,90432,92263,94776,5515,699
Construction2,4817,878264--2,4817,878264
Mortgage424,885468,24042,96540,23245,881465,117514,12142,965
Leasing2,4042,404573--2,4042,404573
Consumer:
Credit cards38,73438,7346,675--38,73438,7346,675
Personal 68,50968,50916,365--68,50968,50916,365
Auto 1,8931,893338--1,8931,893338
Other524525100--524525100
Total Puerto Rico$801,925$875,471$116,523$114,870$166,082$916,795$1,041,553$116,523

December 31, 2015
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$4,143$5,018$1,064$2,672$3,574$6,815$8,592$1,064
Consumer:
HELOCs7787962597837831,5611,579259
Personal5345342268181615615226
Total U.S. mainland$5,455$6,348$1,549$3,536$4,438$8,991$10,786$1,549

December 31, 2015
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial real estate non-owner occupied$102,199$106,466$30,980$13,779$23,896$115,978$130,362$30,980
Commercial real estate owner occupied118,253137,19312,56438,95563,383157,208200,57612,564
Commercial and industrial42,04343,6295,69921,90432,92263,94776,5515,699
Construction2,4817,878264--2,4817,878264
Mortgage429,028473,25844,02942,90449,455471,932522,71344,029
Leasing2,4042,404573--2,4042,404573
Consumer:
Credit Cards38,73438,7346,675--38,73438,7346,675
HELOCs7787962597837831,5611,579259
Personal69,04369,04316,591818169,12469,12416,591
Auto 1,8931,893338--1,8931,893338
Other524525100--524525100
Total Popular, Inc.$807,380$881,819$118,072$118,406$170,520$925,786$1,052,339$118,072

For the year ended December 31, 2016
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$33$6$-$-$33$6
Commercial real estate non-owner occupied127,5085,275--127,5085,275
Commercial real estate owner occupied150,5635,757--150,5635,757
Commercial and industrial57,7521,959--57,7521,959
Construction1,107---1,107-
Mortgage479,58413,8608,212178487,79614,038
Leasing2,124---2,124-
Consumer:
Credit cards38,168---38,168-
HELOCs--1,937-1,937-
Personal 67,308-529-67,837-
Auto 2,575---2,575-
Other683---683-
Total Popular, Inc.$927,405$26,857$10,678$178$938,083$27,035

For the year ended December 31, 2015
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$606$-$-$-$606$-
Commercial real estate non-owner occupied107,4425,062--107,4425,062
Commercial real estate owner occupied138,6516,936--138,6516,936
Commercial and industrial121,3154,00150-121,3654,001
Construction6,35088--6,35088
Mortgage450,12216,1285,27989455,40116,217
Legacy--509-509-
Leasing2,710---2,710-
Consumer:
Credit cards40,239---40,239-
HELOCs--1,660-1,660-
Personal 70,046-427-70,473-
Auto 2,005---2,005-
Other561-17-578-
Covered loans3,527153--3,527153
Total Popular, Inc.$943,574$32,368$7,942$89$951,516$32,457
Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]
Popular, Inc.
For the year ended December 31, 2016
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied71--
Commercial real estate owner occupied437--
Commercial and industrial367--
Mortgage7880505170
Leasing-11-
Consumer:
Credit cards766-2668
HELOCs-151
Personal1,0071911
Auto-1282
Other35---
Total1,972128522842

Popular, Inc.
For the year ended December 31, 2015
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial multi-family-2--
Commercial real estate non-owner occupied912--
Commercial real estate owner occupied3920--
Commercial and industrial3218--
Construction11--
Mortgage5756418113
Leasing-716-
Consumer:
Credit cards802--700
HELOCs-112
Personal1,01231-1
Auto-113-
Other49---
Total2,001159438816
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Popular, Inc.
For the year ended December 31, 2016
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied8$7,667$10,272$5,109
Commercial real estate owner occupied5029,93530,097894
Commercial and industrial438,4029,733242
Mortgage83393,51190,8406,822
Leasing236378
Consumer:
Credit cards1,43613,32914,9182,042
HELOCs7602662296
Personal1,02817,19217,2963,548
Auto2226328154
Other35969817
Total3,464$171,033$174,234$19,032

Popular, Inc.
For the year ended December 31, 2015
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family2$551$551$2
Commercial real estate non-owner occupied2169,44269,59514,339
Commercial real estate owner occupied5920,32319,195889
Commercial and industrial5022,81823,757(6,994)
Construction2308298(170)
Mortgage64453,57570,5276,128
Leasing23651651148
Consumer:
Credit cards1,50212,85714,5522,238
HELOCs419729579
Personal1,04417,67117,7343,771
Auto1414219935
Other4912113220
Total3,414$198,656$217,486$20,485
T D R Loans Subsequent Default Table [Text Block]
Popular, Inc.
Defaulted during the year ended December 31, 2016
(Dollars In thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied2$327
Commercial real estate owner occupied113,296
Commercial and industrial7905
Mortgage16918,261
Leasing328
Consumer:
Credit cards4514,794
HELOCs143
Personal1353,329
Auto9171
Other38
Total791$31,162

Popular, Inc.
Defaulted during the year ended December 31, 2015
(Dollars In thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied3$7,269
Commercial real estate owner occupied1291
Commercial and industrial71,990
Construction31,442
Mortgage18928,364
Consumer:
Credit cards4154,185
Personal973,006
Auto697
Other21
Total723$46,645
Financing Receivable Credit Quality Indicators Table Text Block
December 31, 2016
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$2,016$383$6,108$-$-$8,507$166,033$174,540
Commercial real estate non-owner occupied310,510377,858342,054155-1,030,5771,533,7082,564,285
Commercial real estate owner occupied310,484109,873360,94117,788-799,086992,3891,791,475
Commercial and industrial136,091133,270227,36011,51412508,2472,163,6702,671,917
Total Commercial759,101621,384936,46329,457122,346,4174,855,8007,202,217
Construction501,7051,668--3,42382,13585,558
Mortgage4,4071,987190,090--196,4845,720,0165,916,500
Leasing--3,062--3,062699,831702,893
Consumer:
Credit cards--18,725--18,7251,081,8821,100,607
HELOCs--185--1858,1668,351
Personal1,06881221,496--23,3761,126,8011,150,177
Auto--12,321--12,321814,271826,592
Other --19,311--19,311156,218175,529
Total Consumer1,06881272,038--73,9183,187,3383,261,256
Total Puerto Rico$764,626$625,888$1,203,321$29,457$12$2,623,304$14,545,120$17,168,424
U.S. mainland
Commercial multi-family$13,537$7,796$658$-$-$21,991$1,042,305$1,064,296
Commercial real estate non-owner occupied57,1119,7781,720--68,6091,288,7071,357,316
Commercial real estate owner occupied9,271-9,119--18,390225,355243,745
Commercial and industrial3,048937153,793--157,778773,155930,933
Total Commercial82,96718,511165,290--266,7683,329,5223,596,290
Construction3,0008,15316,950--28,103662,639690,742
Mortgage--11,711--11,711768,150779,861
Legacy9217864,400--6,10739,18645,293
Consumer:
Credit cards--30--30128158
HELOCs--1,923-2,8394,762247,413252,175
Personal--1,252-6091,861238,746240,607
Auto------99
Other --8--8180188
Total Consumer--3,213-3,4486,661486,476493,137
Total U.S. mainland$86,888$27,450$201,564$-$3,448$319,350$5,285,973$5,605,323
Popular, Inc.
Commercial multi-family$15,553$8,179$6,766$-$-$30,498$1,208,338$1,238,836
Commercial real estate non-owner occupied367,621387,636343,774155-1,099,1862,822,4153,921,601
Commercial real estate owner occupied319,755109,873370,06017,788-817,4761,217,7442,035,220
Commercial and industrial139,139134,207381,15311,51412666,0252,936,8253,602,850
Total Commercial842,068639,8951,101,75329,457122,613,1858,185,32210,798,507
Construction3,0509,85818,618--31,526744,774776,300
Mortgage4,4071,987201,801--208,1956,488,1666,696,361
Legacy9217864,400--6,10739,18645,293
Leasing--3,062--3,062699,831702,893
Consumer:
Credit cards--18,755--18,7551,082,0101,100,765
HELOCs--2,108-2,8394,947255,579260,526
Personal1,06881222,748-60925,2371,365,5471,390,784
Auto--12,321--12,321814,280826,601
Other --19,319--19,319156,398175,717
Total Consumer1,06881275,251-3,44880,5793,673,8143,754,393
Total Popular, Inc.$851,514$653,338$1,404,885$29,457$3,460$2,942,654$19,831,093$22,773,747
The following table presents the weighted average obligor risk rating at December 31, 2016 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.125.95
Commercial real estate non-owner occupied11.076.91
Commercial real estate owner occupied11.237.09
Commercial and industrial11.097.19
Total Commercial11.147.06
Construction11.007.67
U.S. mainland:SubstandardPass
Commercial multi-family11.317.26
Commercial real estate non-owner occupied11.706.67
Commercial real estate owner occupied11.057.32
Commercial and industrial11.656.15
Total Commercial11.626.78
Construction11.007.67
Legacy11.107.91

December 31, 2015
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$1,750$1,280$8,103$-$-$11,133$121,013$132,146
Commercial real estate non-owner occupied319,564423,095399,076--1,141,7351,527,3572,669,092
Commercial real estate owner occupied316,079162,395436,4421,915-916,831992,4131,909,244
Commercial and industrial187,620146,216256,82169029591,3762,066,3612,657,737
Total Commercial825,013732,9861,100,4422,605292,661,0754,707,1447,368,219
Construction7,2695,52219,806--32,59768,351100,948
Mortgage4,8102,794238,002--245,6065,881,8856,127,491
Leasing--3,009--3,009624,641627,650
Consumer:
Credit cards--19,098--19,0981,109,2471,128,345
HELOCs--394--39410,29410,688
Personal1,6061,44823,116--26,1701,176,6651,202,835
Auto--11,609-3011,639804,311815,950
Other --18,656-57519,231169,253188,484
Total Consumer1,6061,44872,873-60576,5323,269,7703,346,302
Total Puerto Rico$838,698$742,750$1,434,132$2,605$634$3,018,819$14,551,791$17,570,610
U.S. mainland
Commercial multi-family$14,129$7,189$427$-$-$21,745$672,188$693,933
Commercial real estate non-owner occupied57,4506,74116,646--80,837882,186963,023
Commercial real estate owner occupied11,9781,0742,967--16,019186,325202,344
Commercial and industrial10,8275,344131,933--148,104723,540871,644
Total Commercial94,38420,348151,973--266,7052,464,2392,730,944
Construction15,09116,94818,856--50,895529,263580,158
Mortgage--13,537--13,537895,053908,590
Legacy1,8231,9736,134--9,93054,50664,436
Consumer:
Credit cards------13,93513,935
HELOCs--1,550-2,6264,176300,308304,484
Personal--637-6031,240171,386172,626
Auto------2828
Other ----55299304
Total Consumer--2,187-3,2345,421485,956491,377
Total U.S. mainland$111,298$39,269$192,687$-$3,234$346,488$4,429,017$4,775,505
Popular, Inc.
Commercial multi-family$15,879$8,469$8,530$-$-$32,878$793,201$826,079
Commercial real estate non-owner occupied377,014429,836415,722--1,222,5722,409,5433,632,115
Commercial real estate owner occupied328,057163,469439,4091,915-932,8501,178,7382,111,588
Commercial and industrial198,447151,560388,75469029739,4802,789,9013,529,381
Total Commercial919,397753,3341,252,4152,605292,927,7807,171,38310,099,163
Construction22,36022,47038,662--83,492597,614681,106
Mortgage4,8102,794251,539--259,1436,776,9387,036,081
Legacy1,8231,9736,134--9,93054,50664,436
Leasing--3,009--3,009624,641627,650
Consumer:
Credit cards--19,098--19,0981,123,1821,142,280
HELOCs--1,944-2,6264,570310,602315,172
Personal1,6061,44823,753-60327,4101,348,0511,375,461
Auto--11,609-3011,639804,339815,978
Other --18,656-58019,236169,552188,788
Total Consumer1,6061,44875,060-3,83981,9533,755,7263,837,679
Total Popular, Inc.$949,996$782,019$1,626,819$2,605$3,868$3,365,307$18,980,808$22,346,115
The following table presents the weighted average obligor risk rating at December 31, 2015 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.136.04
Commercial real estate non-owner occupied11.096.67
Commercial real estate owner occupied11.237.08
Commercial and industrial11.157.13
Total Commercial11.166.95
Construction11.187.56
U.S. mainland:SubstandardPass
Commercial multi-family11.007.15
Commercial real estate non-owner occupied11.026.92
Commercial real estate owner occupied11.077.23
Commercial and industrial11.576.24
Total Commercial11.506.81
Construction11.007.79
Legacy11.117.78
Non Covered Loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Non-Covered Loans
December 31, 2016 December 31, 2015
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Commercial$176,887$83,157$260,044$40,810$166,415$88,117$254,532$37,355
Construction----2212,2592,480264
Mortgage744,926127,071871,99744,610644,013130,483774,49644,029
Leases1,3834341,8175351,7916092,400573
Consumer100,27712,442112,71923,857104,63012,805117,43523,963
Total$1,023,473$223,104$1,246,577$109,812$917,070$234,273$1,151,343$106,184
Covered loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Covered Loans
December 31, 2016 December 31, 2015
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Mortgage$2,950$2,580$5,530$-$3,328$3,268$6,596$-
Total$2,950$2,580$5,530$-$3,328$3,268$6,596$-