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Segment reporting (Tables)

12 Months Ended

Dec. 31, 2012

Schedule Of Segment Reporting Information By Segment Text Block

December 31, 2012
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	1,198,541	$	281,686	$	-
Provision for loan losses		356,496		52,041		-
Non-interest income		402,086		56,864		-
Amortization of intangibles		7,351		2,721		-
Depreciation expense		37,321		8,157		-
Loss on early extinguishment of debt		25,196		-		-
Other operating expenses		903,677		225,893		-
Income tax (benefit) expense		(20,245)		3,745		-
Net income	$	290,831	$	45,993	$	-
Segment assets	$	27,600,235	$	8,651,790	$	(31,792)

December 31, 2012
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	1,480,227	$	(108,222)	$	614	$	1,372,619
Provision for loan losses		408,537		404		-		408,941
Non-interest income		458,950		77,912		(70,520)		466,342
Amortization of intangibles		10,072		-		-		10,072
Depreciation expense		45,478		1,258		-		46,736
Loss on early extinguishment of debt		25,196		-		-		25,196
Other operating expenses		1,129,570		69,863		(70,289)		1,129,144
Income tax benefit		(16,500)		(9,945)		42		(26,403)
Net income (loss)	$	336,824	$	(91,890)	$	341	$	245,275
Segment assets	$	36,220,233	$	5,308,327	$	(5,021,025)	$	36,507,535

December 31, 2011
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	1,240,700	$	295,602	$	-
Provision for loan losses		487,238		88,482		-
Non-interest income		488,459		74,896		-
Amortization of intangibles		6,933		2,721		-
Depreciation expense		37,180		7,665		-
Loss on early extinguishment of debt		693		-		-
Other operating expenses		845,821		237,967		-
Income tax expense		119,819		3,745		-
Net income	$	231,475	$	29,918	$	-
Segment assets	$	28,423,064	$	8,581,209	$	(26,447)

December 31, 2011
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	1,536,302	$	(105,267)	$	957	$	1,431,992
Provision for loan losses		575,720		-		-		575,720
Non-interest income		563,355		66,473		(69,551)		560,277
Amortization of intangibles		9,654		-		-		9,654
Depreciation expense		44,845		1,601		-		46,446
Loss on early extinguishment of debt		693		8,000		-		8,693
Other operating expenses		1,083,788		71,586		(69,870)		1,085,504
Income tax expense (benefit)		123,564		(9,145)		508		114,927
Net income (loss)	$	261,393	$	(110,836)	$	768	$	151,325
Segment assets	$	36,977,826	$	5,348,638	$	(4,978,032)	$	37,348,432

December 31, 2010
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	1,095,932	$	309,985	$	-
Provision for loan losses		609,630		402,250		-
Non-interest income		448,301		54,570		-
Amortization of intangibles		5,449		3,181		-
Depreciation expense		38,364		9,109		-
Loss on early extinguishment of debt		1,171		21,866		-
Other operating expenses		815,947		264,110		-
Income tax expense		27,120		4,318		-
Net income (loss)	$	46,552	$	(340,279)	$	-
Segment assets	$	29,429,358	$	8,973,984	$	(28,662)

December 31, 2010
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (loss)	$	1,405,917	$	(111,747)	$	695	$	1,294,865
Provision for loan losses		1,011,880		-		-		1,011,880
Non-interest income		502,871		912,555		(127,233)		1,288,193
Amortization of intangibles		8,630		543		-		9,173
Depreciation expense		47,473		11,388		-		58,861
Loss on early extinguishment of debt		23,037		15,750		-		38,787
Other operating expenses		1,080,057		263,270		(124,601)		1,218,726
Income tax expense		31,438		76,995		(203)		108,230
Net (loss) income	$	(293,727)	$	432,862	$	(1,734)	$	137,401
Segment assets	$	38,374,680	$	5,583,501	$	(5,143,183)	$	38,814,998

December 31, 2012
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	423,798	$	762,857	$	11,882	$	4	$	1,198,541
Provision for loan losses		149,597		206,899		-		-		356,496
Non-interest income		20,095		269,190		112,949		(148)		402,086
Amortization of intangibles		13		6,833		505		-		7,351
Depreciation expense		16,840		19,522		959		-		37,321
Loss on early extinguishment of debt		8,037		17,159		-		-		25,196
Other operating expenses		279,358		555,797		68,670		(148)		903,677
Income tax (benefit) expense		(33,068)		(1,460)		14,281		2		(20,245)
Net income	$	23,116	$	227,297	$	40,416	$	2	$	290,831
Segment assets	$	12,770,793	$	19,668,009	$	632,676	$	(5,471,243)	$	27,600,235

December 31, 2011
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	501,946	$	727,050	$	11,600	$	104	$	1,240,700
Provision for loan losses		356,905		130,333		-		-		487,238
Non-interest income		173,764		209,100		105,632		(37)		488,459
Amortization of intangibles		103		6,175		655		-		6,933
Depreciation expense		16,928		19,297		955		-		37,180
Loss on early extinguishment of debt		693		-		-		-		693
Other operating expenses		257,830		523,423		64,759		(191)		845,821
Income tax expense		38,332		67,678		13,707		102		119,819
Net income	$	4,919	$	189,244	$	37,156	$	156	$	231,475
Segment assets	$	13,643,862	$	20,035,526	$	1,225,247	$	(6,481,571)	$	28,423,064

December 31, 2010
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	443,242	$	643,076	$	9,392	$	222	$	1,095,932
Provision for loan losses		464,214		145,416		-		-		609,630
Non-interest income		133,674		211,242		103,552		(167)		448,301
Amortization of intangibles		558		4,313		578		-		5,449
Depreciation expense		16,760		20,464		1,140		-		38,364
Loss on early extinguishment of debt		1,171		-		-		-		1,171
Other operating expenses		272,755		477,859		65,619		(286)		815,947
Income tax (benefit) expense		(68,791)		79,206		16,575		130		27,120
Net (loss) income	$	(109,751)	$	127,060	$	29,032	$	211	$	46,552
Segment assets	$	15,625,030	$	21,483,403	$	462,771	$	(8,141,846)	$	29,429,358

December 31, 2012
Banco Popular North America
		Banco Popular						Total Banco Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	278,228	$	3,458	$	-	$	281,686
Provision for loan losses		36,841		15,200		-		52,041
Non-interest income		53,749		3,115		-		56,864
Amortization of intangibles		2,721		-		-		2,721
Depreciation expense		8,157		-		-		8,157
Other operating expenses		223,069		2,824		-		225,893
Income tax expense		3,745		-		-		3,745
Net income (loss)	$	57,444	$	(11,451)	$	-	$	45,993
Segment assets	$	9,378,779	$	367,362	$	(1,094,351)	$	8,651,790

December 31, 2011
Banco Popular North America
								Total Banco
		Banco Popular						Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	294,224	$	1,378	$	-	$	295,602
Provision for loan losses		61,753		26,729		-		88,482
Non-interest income		69,269		5,627		-		74,896
Amortization of intangibles		2,721		-		-		2,721
Depreciation expense		7,665		-		-		7,665
Other operating expenses		229,998		7,969		-		237,967
Income tax expense		3,745		-		-		3,745
Net income (loss)	$	57,611	$	(27,693)	$	-	$	29,918
Segment assets	$	9,289,507	$	418,436	$	(1,126,734)	$	8,581,209

December 31, 2010
Banco Popular North America
								Total Banco
		Banco Popular						Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	305,893	$	4,148	$	(56)	$	309,985
Provision for loan losses		400,077		2,173		-		402,250
Non-interest income (loss)		73,032		(18,462)		-		54,570
Amortization of intangibles		3,181		-		-		3,181
Depreciation expense		8,539		570		-		9,109
Loss on early extinguishment of debt		21,866		-		-		21,866
Other operating expenses		256,855		7,255		-		264,110
Income tax expense		1,589		2,729		-		4,318
Net loss	$	(313,182)	$	(27,041)	$	(56)	$	(340,279)
Segment assets	$	9,632,188	$	490,845	$	(1,149,049)	$	8,973,984

Schedule Of Revenue From External Customers Attributed To Foreign Countries By Geographic Area Text Block

Geographic Information

(In thousands)		2012		2011		2010
Revenues:^[1]
Puerto Rico	$	1,423,912	$	1,551,518	$	2,138,629
United States		316,906		347,460		339,664
Other		98,143		93,291		104,765
Total consolidated revenues	$	1,838,961	$	1,992,269	$	2,583,058

Schedule Of Selected Balance Sheet Information By Geographical Area Table [Text Block]

Selected Balance Sheet Information
(In thousands)		2012		2011		2010
Puerto Rico
Total assets	$	26,582,248	$	27,410,644	$	28,556,279
Loans		18,484,977		18,594,751		18,729,654
Deposits		19,984,830		20,696,606		19,149,753
United States
Total assets	$	8,816,143	$	8,708,709	$	9,087,737
Loans		5,852,705		5,845,359		6,978,007
Deposits		6,049,168		6,151,959		6,566,710
Other
Total assets	$	1,109,144	$	1,229,079	$	1,170,982
Loans		755,950		874,282		751,194
Deposits ^[1]		966,615		1,093,562		1,045,737
[1] Represents deposits from BPPR operations located in the US and British Virgin Islands.

- Definition

Tabular disclosure of the names of foreign countries from which revenue is material and the amount of revenue from external customers attributed to those countries. An entity may also provide subtotals of geographic information about groups of countries.

+ References+ Details

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References+ Details