Deposits

12 Months Ended

Dec. 31, 2012

Notes to Financial Statements [Abstract]

Deposit Liabilities Disclosures [Text Block]

Note 18 – Deposits

Total interest bearing deposits as of the end of the periods presented consisted of:

			December 31,
(In thousands)		2012		2011
Savings accounts		$	6,694,014	$	6,473,215
NOW, money market and other interest bearing demand deposits			5,601,261		5,103,398
Total savings, NOW, money market and other interest bearing demand deposits			12,295,275		11,576,613
Certificates of deposit:
	Under $100,000		5,666,973		6,473,095
	$100,000 and over		3,243,736		4,236,945
Total certificates of deposit			8,910,709		10,710,040
Total interest bearing deposits		$	21,205,984	$	22,286,653

A summary of certificates of deposit by maturity at December 31, 2012 follows:

(In thousands)
2013	$	5,617,372
2014		1,227,264
2015		982,715
2016		486,259
2017		516,460
2018 and thereafter		80,639
Total certificates of deposit	$	8,910,709

At December 31, 2012, the Corporation had brokered deposits amounting to $ 2.8 billion (2011 - $ 3.4 billion).

The aggregate amount of overdrafts in demand deposit accounts that were reclassified to loans was $17 million at December 31, 2012 (2011 - $13 million).

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

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