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Allowance for loan losses (Tables)
9 Months Ended
Sep. 30, 2012
Allowance Movement [Table Text Block]
For the quarter ended September 30, 2012
Puerto Rico - Non-covered loans
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Beginning balance$ 203,846 $ 7,464 $ 120,339 $ 2,957 $ 111,951 $ 446,557
 Provision (reversal of provision)  34,597   (592)   17,182   (111)   18,662   69,738
 Charge-offs  (47,572)   (1,733)   (12,468)   (1,292)   (29,307)   (92,372)
 Recoveries  10,553   2,260   37   1,027   7,454   21,331
Ending balance$ 201,424 $ 7,399 $ 125,090 $ 2,581 $ 108,760 $ 445,254

For the quarter ended September 30, 2012
Puerto Rico - Covered loans
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Beginning balance$ 75,592 $ 23,628 $ 11,617 $ - $ 6,658 $ 117,495
 Provision (reversal of provision)  11,041   11,078   2,005   -   (1,505)   22,619
 Charge-offs  (7,013)   (7,483)   (736)   -   (9)   (15,241)
 Recoveries  -   -   -   -   -   -
Ending balance$ 79,620 $ 27,223 $ 12,886 $ - $ 5,144 $ 124,873

For the quarter ended September 30, 2012
U.S. Mainland
                    
                    
(In thousands)Commercial Construction Mortgage Legacy Consumer Total
Allowance for credit losses:                 
Beginning balance$ 92,918 $ 1,678 $ 29,483 $ 44,011 $ 33,888 $ 201,978
 Provision (reversal of provision)  1,311   59   3,800   (188)   8,869   13,851
 Charge-offs  (15,809)   -   (3,757)   (8,502)   (8,642)   (36,710)
 Recoveries  6,198   -   216   4,550   996   11,960
 Net (write-down) recovery related to loans transferred to LHFS  (34)   -   -   -   -   (34)
Ending balance$ 84,584 $ 1,737 $ 29,742 $ 39,871 $ 35,111 $ 191,045

For the quarter ended September 30, 2012
Popular, Inc.
                      
                      
(In thousands)Commercial Construction Mortgage LegacyLeasing Consumer Total
Allowance for credit losses:                   
Beginning balance$ 372,356 $ 32,770 $ 161,439 $ 44,011$ 2,957 $ 152,497 $ 766,030
 Provision (reversal of provision)  46,949   10,545   22,987   (188)  (111)   26,026   106,208
 Charge-offs  (70,394)   (9,216)   (16,961)   (8,502)  (1,292)   (37,958)   (144,323)
 Recoveries  16,751   2,260   253   4,550  1,027   8,450   33,291
 Net (write-down) recovery related to loans transferred to LHFS  (34)   -   -   -  -   -   (34)
Ending balance$ 365,628 $ 36,359 $ 167,718 $ 39,871$ 2,581 $ 149,015 $ 761,172

For the nine months ended September 30, 2012
Puerto Rico - Non-covered loans
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Beginning balance$ 255,453 $ 5,850 $ 72,322 $ 4,651 $ 115,126 $ 453,402
 Provision (reversal of provision)  49,070   1,636   92,235   (1,643)   62,673   203,971
 Charge-offs  (134,339)   (3,046)   (41,438)   (3,418)   (92,020)   (274,261)
 Recoveries  31,240   2,959   1,971   2,991   22,981   62,142
Ending balance$ 201,424 $ 7,399 $ 125,090 $ 2,581 $ 108,760 $ 445,254

For the nine months ended September 30, 2012
Puerto Rico - Covered loans
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Beginning balance$ 94,472 $ 20,435 $ 5,310 $ - $ 4,728 $ 124,945
 Provision  30,915   29,722   12,600   -   5,047   78,284
 Charge-offs  (45,767)   (22,934)   (5,024)   -   (4,631)   (78,356)
 Recoveries  -   -   -   -   -   -
Ending balance$ 79,620 $ 27,223 $ 12,886 $ - $ 5,144 $ 124,873

For the nine months ended September 30, 2012
U.S. Mainland
                    
                    
(In thousands)Commercial Construction Mortgage Legacy Consumer Total
Allowance for credit losses:                 
Beginning balance$ 113,979 $ 2,631 $ 29,939 $ 46,228 $ 44,184 $ 236,961
 Provision (reversal of provision)  8,249   (732)   11,943   6,612   17,803   43,875
 Charge-offs  (53,180)   (1,396)   (12,763)   (28,168)   (30,883)   (126,390)
 Recoveries  15,570   1,234   623   15,199   4,007   36,633
 Net (write-down) recovery related to loans transferred to LHFS  (34)   -   -   -   -   (34)
Ending balance$ 84,584 $ 1,737 $ 29,742 $ 39,871 $ 35,111 $ 191,045

For the nine months ended September 30, 2012
Popular, Inc.
                      
                      
(In thousands)Commercial Construction Mortgage LegacyLeasing Consumer Total
Allowance for credit losses:                   
Beginning balance$ 463,904 $ 28,916 $ 107,571 $ 46,228$ 4,651 $ 164,038 $ 815,308
 Provision (reversal of provision)  88,234   30,626   116,778   6,612  (1,643)   85,523   326,130
 Charge-offs  (233,286)   (27,376)   (59,225)   (28,168)  (3,418)   (127,534)   (479,007)
 Recoveries  46,810   4,193   2,594   15,199  2,991   26,988   98,775
 Net (write-down) recovery related to loans transferred to LHFS  (34)   -   -   -  -   -   (34)
Ending balance$ 365,628 $ 36,359 $ 167,718 $ 39,871$ 2,581 $ 149,015 $ 761,172

For the quarter ended September 30, 2011
Puerto Rico - Non-covered loans
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Beginning balance$ 227,133 $ 7,073 $ 55,140 $ 5,045 $ 120,512 $ 414,903
 Provision (reversal of provision)  89,830   (2,147)   17,850   (740)   26,267   131,060
 Charge-offs  (65,800)   (1,696)   (8,557)   (1,096)   (30,378)   (107,527)
 Recoveries  7,290   1,777   997   695   7,101   17,860
 Net (write-down) recovery related to loans transferred to LHFS (12,706)   -   -   -   -   (12,706)
Ending balance$ 245,747 $ 5,007 $ 65,430 $ 3,904 $ 123,502 $ 443,590

For the quarter ended September 30, 2011
Puerto Rico - Covered Loans
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Beginning balance$ 47,829 $ 9,291 $ 35 $ - $ 14 $ 57,169
 Provision (reversal of provision)  16,923   (865)   2,325   -   7,188   25,571
 Charge-offs  (1,277)   -   (65)   -   (2,479)   (3,821)
 Recoveries  -   1,500   -   -   -   1,500
Ending balance$ 63,475 $ 9,926 $ 2,295 $ - $ 4,723 $ 80,419

For the quarter ended September 30, 2011
U.S. Mainland
                    
                    
(In thousands)Commercial Construction Mortgage Legacy Consumer Total
Allowance for credit losses:                 
Beginning balance$ 116,812 $ 7,712 $ 22,832 $ 73,545 $ 53,874 $ 274,775
 Provision (reversal of provision)  (920)   (984)   13,706   888   6,955   19,645
 Charge-offs  (26,916)   (1,535)   (6,244)   (16,160)   (14,433)   (65,288)
 Recoveries  9,801   949   158   7,280   1,592   19,780
Ending balance$ 98,777 $ 6,142 $ 30,452 $ 65,553 $ 47,988 $ 248,912

For the quarter ended September 30, 2011
Popular, Inc.
                 
                 
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:              
Beginning balance$ 391,774$ 24,076$ 78,007$ 73,545$ 5,045$ 174,400$ 746,847
 Provision (reversal of provision)  105,833  (3,996)  33,881  888  (740)  40,410  176,276
 Charge-offs  (93,993)  (3,231)  (14,866)  (16,160)  (1,096)  (47,290)  (176,636)
 Recoveries  17,091  4,226  1,155  7,280  695  8,693  39,140
 Net (write-down) recovery related to loans transferred to LHFS  (12,706)  -  -  -  -  -  (12,706)
Ending balance$ 407,999$ 21,075$ 98,177$ 65,553$ 3,904$ 176,213$ 772,921

For the nine months ended September 30, 2011
Puerto Rico - Non-covered loans
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Beginning balance$ 256,643 $ 16,074 $ 42,029 $ 7,154 $ 133,531 $ 455,431
 Provision (reversal of provision)  148,770   (9,072)   45,789   (1,038)   69,025   253,474
 Charge-offs  (168,858)   (11,732)   (23,927)   (4,552)   (99,998)   (309,067)
 Recoveries  21,898   9,737   1,539   2,340   20,944   56,458
 Net (write-down) recovery related to loans transferred to LHFS  (12,706)   -   -   -   -   (12,706)
Ending balance$ 245,747 $ 5,007 $ 65,430 $ 3,904 $ 123,502 $ 443,590

For the nine months ended September 30, 2011
Puerto Rico - Covered Loans
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Beginning balance$ - $ - $ - $ - $ - $ -
 Provision (reversal of provision)  66,723   12,772   2,360   -   7,880   89,735
 Charge-offs  (3,248)   (4,346)   (65)   -   (3,157)   (10,816)
 Recoveries  -   1,500   -   -   -   1,500
Ending balance$ 63,475 $ 9,926 $ 2,295 $ - $ 4,723 $ 80,419

For the nine months ended September 30, 2011
U.S. Mainland
                    
                    
(In thousands)Commercial Construction Mortgage Legacy Consumer Total
Allowance for credit losses:                 
Beginning balance$ 143,281 $ 23,711 $ 28,839 $ 76,405 $ 65,558 $ 337,794
 Provision (reversal of provision)  8,950   (15,727)   (1,508)   35,648   25,340   52,703
 Charge-offs  (72,554)   (3,169)   (12,598)   (63,774)   (47,608)   (199,703)
 Recoveries  19,100   1,327   1,912   17,274   4,698   44,311
 Net (write-down) recovery related to loans transferred to LHFS  -   -   13,807   -   -   13,807
Ending balance$ 98,777 $ 6,142 $ 30,452 $ 65,553 $ 47,988 $ 248,912

For the nine months ended September 30, 2011
Popular, Inc.
                 
                 
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:              
Beginning balance$ 399,924$ 39,785$ 70,868$ 76,405$ 7,154$ 199,089$ 793,225
 Provision (reversal of provision)  224,443  (12,027)  46,641  35,648  (1,038)  102,245  395,912
 Charge-offs  (244,660)  (19,247)  (36,590)  (63,774)  (4,552)  (150,763)  (519,586)
 Recoveries  40,998  12,564  3,451  17,274  2,340  25,642  102,269
 Net (write-down) recovery related to loans transferred to LHFS  (12,706)  -  13,807  -  -  -  1,101
Ending balance$ 407,999$ 21,075$ 98,177$ 65,553$ 3,904$ 176,213$ 772,921
Allowance For Credit Losses On Financing Receivables Table Text Block
At September 30, 2012
Puerto Rico
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Specific ALLL non-covered loans$ 21,246 $ 191 $ 47,523 $ 978 $ 21,070 $ 91,008
General ALLL non-covered loans  180,178   7,208   77,567   1,603   87,690   354,246
ALLL - non-covered loans  201,424   7,399   125,090   2,581   108,760   445,254
Specific ALLL covered loans  15,294   -   -   -   -   15,294
General ALLL covered loans  64,326   27,223   12,886   -   5,144   109,579
ALLL - covered loans  79,620   27,223   12,886   -   5,144   124,873
Total ALLL$ 281,044 $ 34,622 $ 137,976 $ 2,581 $ 113,904 $ 570,127
                   
Loans held-in-portfolio:                 
Impaired non-covered loans$ 404,375 $ 35,757 $ 506,723 $ 4,933 $ 132,472 $ 1,084,260
Non-covered loans held-in-portfolio                 
 excluding impaired loans  5,779,440   174,999   4,412,162   533,081   3,059,817   13,959,499
Non-covered loans held-in-portfolio  6,183,815   210,756   4,918,885   538,014   3,192,289   15,043,759
Impaired covered loans  120,510   -   -   -   -   120,510
Covered loans held-in-portfolio                 
 excluding impaired loans  2,203,852   393,101   1,106,851   -   79,553   3,783,357
Covered loans held-in-portfolio  2,324,362   393,101   1,106,851   -   79,553   3,903,867
Total loans held-in-portfolio$ 8,508,177 $ 603,857 $ 6,025,736 $ 538,014 $ 3,271,842 $ 18,947,626

At September 30, 2012
U.S. Mainland
                    
                    
(In thousands)Commercial Construction Mortgage Legacy Consumer Total
Allowance for credit losses:                 
Specific ALLL$ 993 $ - $ 15,300 $ - $ 123 $ 16,416
General ALLL  83,591   1,737   14,442   39,871   34,988   174,629
Total ALLL$ 84,584 $ 1,737 $ 29,742 $ 39,871 $ 35,111 $ 191,045
                    
Loans held-in-portfolio:                 
Impaired loans$ 92,849 $ 12,140 $ 53,718 $ 24,276 $ 2,732 $ 185,715
Loans held-in-portfolio,                 
 excluding impaired loans  3,351,967   35,557   1,049,819   441,572   645,464   5,524,379
Total loans held-in-portfolio$ 3,444,816 $ 47,697 $ 1,103,537 $ 465,848 $ 648,196 $ 5,710,094

At September 30, 2012
Popular, Inc.
                      
                      
(In thousands)Commercial Construction Mortgage LegacyLeasing Consumer Total
Allowance for credit losses:                   
Specific ALLL non-covered loans$ 22,239 $ 191 $ 62,823 $ -$ 978 $ 21,193 $ 107,424
General ALLL non-covered loans  263,769   8,945   92,009   39,871  1,603   122,678   528,875
ALLL - non-covered loans  286,008   9,136   154,832   39,871  2,581   143,871   636,299
Specific ALLL covered loans  15,294   -   -   -  -   -   15,294
General ALLL covered loans  64,326   27,223   12,886   -  -   5,144   109,579
ALLL - covered loans  79,620   27,223   12,886   -  -   5,144   124,873
Total ALLL$ 365,628 $ 36,359 $ 167,718 $ 39,871$ 2,581 $ 149,015 $ 761,172
                      
Loans held-in-portfolio:                   
Impaired non-covered loans$ 497,224 $ 47,897 $ 560,441 $ 24,276$ 4,933 $ 135,204 $ 1,269,975
Non-covered loans held-in-portfolio                   
 excluding impaired loans  9,131,407   210,556   5,461,981   441,572  533,081   3,705,281   19,483,878
Non-covered loans held-in-portfolio  9,628,631   258,453   6,022,422   465,848  538,014   3,840,485   20,753,853
Impaired covered loans  120,510   -   -   -  -   -   120,510
Covered loans held-in-portfolio                   
 excluding impaired loans  2,203,852   393,101   1,106,851   -  -   79,553   3,783,357
Covered loans held-in-portfolio  2,324,362   393,101   1,106,851   -  -   79,553   3,903,867
Total loans held-in-portfolio$ 11,952,993 $ 651,554 $ 7,129,273 $ 465,848$ 538,014 $ 3,920,038 $ 24,657,720

At December 31, 2011
Puerto Rico
                   
                   
(In thousands)Commercial Construction Mortgage Leasing Consumer Total
Allowance for credit losses:                 
Specific ALLL non-covered loans$ 10,407 $ 289 $ 14,944 $ 793 $ 16,915 $ 43,348
General ALLL non-covered loans  245,046   5,561   57,378   3,858   98,211   410,054
ALLL - non-covered loans  255,453   5,850   72,322   4,651   115,126   453,402
Specific ALLL covered loans  27,086   -   -   -   -   27,086
General ALLL covered loans  67,386   20,435   5,310   -   4,728   97,859
ALLL - covered loans  94,472   20,435   5,310   -   4,728   124,945
Total ALLL$ 349,925 $ 26,285 $ 77,632 $ 4,651 $ 119,854 $ 578,347
                   
Loans held-in-portfolio:                 
Impaired non-covered loans$ 403,089 $ 49,747 $ 333,346 $ 6,104 $ 137,582 $ 929,868
Non-covered loans held-in-portfolio                 
 excluding impaired loans  6,067,493   111,194   4,356,137   542,602   2,832,845   13,910,271
Non-covered loans held-in-portfolio  6,470,582   160,941   4,689,483   548,706   2,970,427   14,840,139
Impaired covered loans  76,798   -   -   -   -   76,798
Covered loans held-in-portfolio                 
 excluding impaired loans  2,435,944   546,826   1,172,954   -   116,181   4,271,905
Covered loans held-in-portfolio  2,512,742   546,826   1,172,954   -   116,181   4,348,703
Total loans held-in-portfolio$ 8,983,324 $ 707,767 $ 5,862,437 $ 548,706 $ 3,086,608 $ 19,188,842

At December 31, 2011
U.S. Mainland
                    
                    
(In thousands)Commercial Construction Mortgage Legacy Consumer Total
Allowance for credit losses:                 
Specific ALLL$ 1,331 $ - $ 14,119 $ 57 $ 131 $ 15,638
General ALLL  112,648   2,631   15,820   46,171   44,053   221,323
Total ALLL$ 113,979 $ 2,631 $ 29,939 $ 46,228 $ 44,184 $ 236,961
                    
Loans held-in-portfolio:                 
Impaired loans$ 153,240 $ 41,963 $ 49,534 $ 48,890 $ 2,526 $ 296,153
Loans held-in-portfolio,                 
 excluding impaired loans  3,349,505   37,035   779,443   599,519   700,802   5,466,304
Total loans held-in-portfolio$ 3,502,745 $ 78,998 $ 828,977 $ 648,409 $ 703,328 $ 5,762,457

At December 31, 2011
Popular, Inc.
                      
                      
(In thousands)Commercial Construction Mortgage LegacyLeasing Consumer Total
Allowance for credit losses:                   
Specific ALLL non-covered loans$ 11,738 $ 289 $ 29,063 $ 57$ 793 $ 17,046 $ 58,986
General ALLL non-covered loans  357,694   8,192   73,198   46,171  3,858   142,264   631,377
ALLL - non-covered loans  369,432   8,481   102,261   46,228  4,651   159,310   690,363
Specific ALLL covered loans  27,086   -   -   -  -   -   27,086
General ALLL covered loans  67,386   20,435   5,310   -  -   4,728   97,859
ALLL - covered loans  94,472   20,435   5,310   -  -   4,728   124,945
Total ALLL$ 463,904 $ 28,916 $ 107,571 $ 46,228$ 4,651 $ 164,038 $ 815,308
                      
Loans held-in-portfolio:                   
Impaired non-covered loans$ 556,329 $ 91,710 $ 382,880 $ 48,890$ 6,104 $ 140,108 $ 1,226,021
Non-covered loans held-in-portfolio                   
 excluding impaired loans  9,416,998   148,229   5,135,580   599,519  542,602   3,533,647   19,376,575
Non-covered loans held-in-portfolio  9,973,327   239,939   5,518,460   648,409  548,706   3,673,755   20,602,596
Impaired covered loans  76,798   -   -   -  -   -   76,798
Covered loans held-in-portfolio                   
 excluding impaired loans  2,435,944   546,826   1,172,954   -  -   116,181   4,271,905
Covered loans held-in-portfolio  2,512,742   546,826   1,172,954   -  -   116,181   4,348,703
Total loans held-in-portfolio$ 12,486,069 $ 786,765 $ 6,691,414 $ 648,409$ 548,706 $ 3,789,936 $ 24,951,299
Finance Receivables Individually Evaluated For Impairment Table [Text Block]
September 30, 2012
Puerto Rico
 Impaired Loans – With an Impaired Loans       
 AllowanceWith No AllowanceImpaired Loans - Total
   Unpaid    Unpaid  Unpaid  
 RecordedprincipalRelatedRecordedprincipalRecordedprincipal Related
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalance allowance
Commercial multi-family$ -$ -$ -$ 20,725$ 25,528$ 20,725$ 25,528$ -
Commercial real estate non-owner occupied  10,058  12,477  1,122  59,469  64,736  69,527  77,213  1,122
Commercial real estate owner occupied  61,792  83,318  12,650  135,006  176,760  196,798  260,078  12,650
Commercial and industrial  34,322  43,751  7,474  83,003  112,891  117,325  156,642  7,474
Construction  1,617  2,712  191  34,140  69,048  35,757  71,760  191
Mortgage  469,786  486,509  47,523  36,937  39,418  506,723  525,927  47,523
Leasing  4,933  4,933  978  -  -  4,933  4,933  978
Consumer:                
Credit cards  39,347  39,347  1,674  -  -  39,347  39,347  1,674
Personal   92,379  92,379  19,348  -  -  92,379  92,379  19,348
Auto   333  333  34  -  -  333  333  34
Other  413  413  14  -  -  413  413  14
Covered loans  61,084  61,084  15,294  59,426  59,426  120,510  120,510  15,294
Total Puerto Rico$ 776,064$ 827,256$ 106,302$ 428,706$ 547,807$ 1,204,770$ 1,375,063$ 106,302

September 30, 2012
U.S. mainland
 Impaired Loans – With an Impaired Loans      
 AllowanceWith No AllowanceImpaired Loans - Total
   Unpaid    Unpaid  Unpaid  
 RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$ -$ -$ -$ 5,967$ 8,937$ 5,967$ 8,937$ -
Commercial real estate non-owner occupied  1,916  1,916  993  54,265  80,169  56,181  82,085  993
Commercial real estate owner occupied  -  -  -  24,679  30,630  24,679  30,630  -
Commercial and industrial  -  -  -  6,022  7,990  6,022  7,990  -
Construction  -  -  -  12,140  14,080  12,140  14,080  -
Mortgage  48,707  49,432  15,300  5,011  5,044  53,718  54,476  15,300
Legacy  -  -  -  24,276  37,968  24,276  37,968  -
Consumer:                
Helocs  202  202  13  -  -  202  202  13
Auto   91  91  9  -  -  91  91  9
Other  2,439  2,439  101  -  -  2,439  2,439  101
Total U.S. mainland$ 53,355$ 54,080$ 16,416$ 132,360$ 184,818$ 185,715$ 238,898$ 16,416

September 30, 2012
Popular, Inc.
 Impaired Loans – With an Impaired Loans      
 AllowanceWith No AllowanceImpaired Loans - Total
   Unpaid    Unpaid  Unpaid  
 RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$ -$ -$ -$ 26,692$ 34,465$ 26,692$ 34,465$ -
Commercial real estate non-owner occupied  11,974  14,393  2,115  113,734  144,905  125,708  159,298  2,115
Commercial real estate owner occupied  61,792  83,318  12,650  159,685  207,390  221,477  290,708  12,650
Commercial and industrial  34,322  43,751  7,474  89,025  120,881  123,347  164,632  7,474
Construction  1,617  2,712  191  46,280  83,128  47,897  85,840  191
Mortgage  518,493  535,941  62,823  41,948  44,462  560,441  580,403  62,823
Legacy  -  -  -  24,276  37,968  24,276  37,968  -
Leasing  4,933  4,933  978  -  -  4,933  4,933  978
Consumer:                
Credit cards  39,347  39,347  1,674  -  -  39,347  39,347  1,674
Helocs  202  202  13  -  -  202  202  13
Personal   92,379  92,379  19,348  -  -  92,379  92,379  19,348
Auto   424  424  43  -  -  424  424  43
Other  2,852  2,852  115  -  -  2,852  2,852  115
Covered loans  61,084  61,084  15,294  59,426  59,426  120,510  120,510  15,294
Total Popular, Inc.$ 829,419$ 881,336$ 122,718$ 561,066$ 732,625$ 1,390,485$ 1,613,961$ 122,718

December 31, 2011
Puerto Rico
 Impaired Loans – With an Impaired Loans       
 AllowanceWith No AllowanceImpaired Loans - Total
   Unpaid    Unpaid  Unpaid  
 RecordedprincipalRelatedRecordedprincipalRecordedprincipal Related
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalance allowance
Commercial multi-family$ 10,463$ 10,463$ 575$ 12,206$ 21,312$ 22,669$ 31,775$ 575
Commercial real estate non-owner occupied  5,909  7,006  836  45,517  47,439  51,426  54,445  836
Commercial real estate owner occupied  37,534  46,806  2,757  165,745  215,288  203,279  262,094  2,757
Commercial and industrial  42,294  55,180  6,239  83,421  108,224  125,715  163,404  6,239
Construction  1,672  2,369  289  48,075  101,042  49,747  103,411  289
Mortgage  333,346  336,682  14,944  -  -  333,346  336,682  14,944
Leasing  6,104  6,104  793  -  -  6,104  6,104  793
Consumer:                
Credit cards  38,874  38,874  2,151  -  -  38,874  38,874  2,151
Personal   93,760  93,760  14,115  -  -  93,760  93,760  14,115
Other  4,948  4,948  649  -  -  4,948  4,948  649
Covered loans  75,798  75,798  27,086  1,000  1,000  76,798  76,798  27,086
Total Puerto Rico$ 650,702$ 677,990$ 70,434$ 355,964$ 494,305$ 1,006,666$ 1,172,295$ 70,434

December 31, 2011
U.S. mainland
 Impaired Loans – With an Impaired Loans      
 AllowanceWith No AllowanceImpaired Loans - Total
   Unpaid    Unpaid  Unpaid  
 RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$ -$ -$ -$ 8,655$ 12,403$ 8,655$ 12,403$ -
Commercial real estate non-owner occupied  1,306  1,306  214  61,111  83,938  62,417  85,244  214
Commercial real estate owner occupied  1,239  1,239  455  46,403  56,229  47,642  57,468  455
Commercial and industrial  7,390  7,390  662  27,136  29,870  34,526  37,260  662
Construction  -  -  -  41,963  44,751  41,963  44,751  -
Mortgage  39,570  39,899  14,119  9,964  9,964  49,534  49,863  14,119
Legacy  6,013  6,013  57  42,877  69,221  48,890  75,234  57
Consumer:                
Auto   93  93  6  -  -  93  93  6
Other  2,433  2,433  125  -  -  2,433  2,433  125
Total U.S. mainland$ 58,044$ 58,373$ 15,638$ 238,109$ 306,376$ 296,153$ 364,749$ 15,638

December 31, 2011
Popular, Inc.
 Impaired Loans – With an Impaired Loans      
 AllowanceWith No AllowanceImpaired Loans - Total
   Unpaid    Unpaid  Unpaid  
 RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$ 10,463$ 10,463$ 575$ 20,861$ 33,715$ 31,324$ 44,178$ 575
Commercial real estate non-owner occupied  7,215  8,312  1,050  106,628  131,377  113,843  139,689  1,050
Commercial real estate owner occupied  38,773  48,045  3,212  212,148  271,517  250,921  319,562  3,212
Commercial and industrial  49,684  62,570  6,901  110,557  138,094  160,241  200,664  6,901
Construction  1,672  2,369  289  90,038  145,793  91,710  148,162  289
Mortgage  372,916  376,581  29,063  9,964  9,964  382,880  386,545  29,063
Legacy  6,013  6,013  57  42,877  69,221  48,890  75,234  57
Leasing  6,104  6,104  793  -  -  6,104  6,104  793
Consumer:                
Credit cards  38,874  38,874  2,151  -  -  38,874  38,874  2,151
Personal   93,760  93,760  14,115  -  -  93,760  93,760  14,115
Auto   93  93  6  -  -  93  93  6
Other  7,381  7,381  774  -  -  7,381  7,381  774
Covered loans  75,798  75,798  27,086  1,000  1,000  76,798  76,798  27,086
Total Popular, Inc.$ 708,746$ 736,363$ 86,072$ 594,073$ 800,681$ 1,302,819$ 1,537,044$ 86,072
Impaired Loans Average Investment Interest Income Table [Text Block]
For the quarter ended September 30, 2012
  Puerto Rico U.S. Mainland Popular, Inc.
 Average Interest Average Interest Average Interest
 recorded income recorded income recorded income
(In thousands)investment recognized investment recognized investment recognized
Commercial multi-family$ 14,446 $ - $ 8,522 $ - $ 22,968 $ -
Commercial real estate non-owner occupied  64,968   240   59,932   151   124,900   391
Commercial real estate owner occupied  194,126   597   26,302   81   220,428   678
Commercial and industrial  117,979   499   9,855   -   127,834   499
Construction  42,380   98   12,072   -   54,452   98
Mortgage  482,041   6,911   53,509   515   535,550   7,426
Legacy  -   -   26,783   14   26,783   14
Leasing  5,231   -   -   -   5,231   -
Consumer:                 
Credit cards  38,718   -   -   -   38,718   -
Helocs  -   -   101   -   101   -
Personal   91,030   -   -   -   91,030   -
Auto   252   -   92   -   344   -
Other  1,984   -   2,355   -   4,339   -
Covered loans  98,603   949   -   -   98,603   949
Total Popular, Inc.$ 1,151,758 $ 9,294 $ 199,523 $ 761 $ 1,351,281 $ 10,055

For the quarter ended September 30, 2011
  Puerto Rico U.S. Mainland Popular, Inc.
 Average Interest Average Interest Average Interest
 recorded income recorded income recorded income
(In thousands)investment recognized investment recognized investment recognized
Commercial multi-family$ 9,399 $ - $ 4,349 $ - $ 13,748 $ -
Commercial real estate non-owner occupied  50,687   283   78,724   71   129,411   354
Commercial real estate owner occupied  193,918   694   22,490   23   216,408   717
Commercial and industrial  108,533   288   20,009   3   128,542   291
Construction  63,818   -   58,233   -   122,051   -
Mortgage  239,026   2,974   20,826   391   259,852   3,365
Legacy  -   -   83,065   154   83,065   154
Leasing  3,284   -   -   -   3,284   -
Consumer:                 
Credit cards  20,622   -   -   -   20,622   -
Helocs  -   -   947   -   947   -
Personal   50,282   -   -   -   50,282   -
Auto   32   -   -   -   32   -
Other  283   -   1,361   -   1,644   -
Covered loans  3,151   76   -   -   3,151   76
Total Popular, Inc.$ 743,035 $ 4,315 $ 290,004 $ 642 $ 1,033,039 $ 4,957

For the nine months ended September 30, 2012
  Puerto Rico U.S. Mainland Popular, Inc.
 Average Interest Average Interest Average Interest
 recorded income recorded income recorded income
(In thousands)investment recognized investment recognized investment recognized
Commercial multi-family$ 15,083 $ - $ 9,354 $ 101 $ 24,437 $ 101
Commercial real estate non-owner occupied  60,972   597   61,907   965   122,879   1,562
Commercial real estate owner occupied  197,938   1,370   35,453   81   233,391   1,451
Commercial and industrial  123,062   1,119   21,416   37   144,478   1,156
Construction  46,383   205   19,808   -   66,191   205
Mortgage  423,571   18,751   52,613   1,492   476,184   20,243
Legacy  -   -   37,547   79   37,547   79
Leasing  5,494   -   -   -   5,494   -
Consumer:                 
Credit cards  38,839   -   -   -   38,839   -
Helocs  -   -   51   -   51   -
Personal   91,966   -   -   -   91,966   -
Auto   126   -   69   -   195   -
Other  3,394   -   2,399   -   5,793   -
Covered loans  89,965   2,849   -   -   89,965   2,849
Total Popular, Inc.$ 1,096,793 $ 24,891 $ 240,617 $ 2,755 $ 1,337,410 $ 27,646

For the nine months ended September 30, 2011
  Puerto Rico U.S. Mainland Popular, Inc.
 Average Interest Average Interest Average Interest
 recorded income recorded income recorded income
(In thousands)investment recognized investment recognized investment recognized
Commercial multi-family$ 12,071 $ - $ 5,165 $ - $ 17,236 $ -
Commercial real estate non-owner occupied  39,115   672   85,654   406   124,769   1,078
Commercial real estate owner occupied  188,945   1,599   18,508   221   207,453   1,820
Commercial and industrial  100,052   866   15,209   214   115,261   1,080
Construction  62,485   49   87,577   124   150,062   173
Mortgage  185,270   6,980   11,715   620   196,985   7,600
Legacy  -   -   70,634   186   70,634   186
Leasing  1,642   -   -   -   1,642   -
Consumer:                 
Credit cards  10,311   -   -   -   10,311   -
Helocs  -   -   473   -   473   -
Personal   25,141   -   -   -   25,141   -
Auto   16   -   -   -   16   -
Other  142   -   681   -   823   -
Covered loans  1,575   76   -   -   1,575   76
Total Popular, Inc.$ 626,765 $ 10,242 $ 295,616 $ 1,771 $ 922,381 $ 12,013
Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]
 Puerto Rico
 For the quarter ended September 30, 2012 For the nine months ended September 30, 2012
 Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied 2 - - -  5 4 - -
Commercial real estate owner occupied 1 5 - -  7 20 - -
Commercial and industrial 1 8 - -  27 61 - -
Construction 7 - - -  8 1 - -
Mortgage 272 42 406 40  433 125 1,200 150
Leasing - 16 - -  - 49 28 -
Consumer:         
Credit cards 311 - - 268  1,268 - - 942
Personal 231 4 - -  901 25 - -
Auto - 2 1 -  - 3 3 -
Other 14 - - -  39 - - -
Total 839 77 407 308  2,688 288 1,231 1,092

 U.S. Mainland
 For the quarter ended September 30, 2012 For the nine months ended September 30, 2012
 Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied - 2 - -  1 2 - 1
Commercial real estate owner occupied - - - 1  - - - 1
Construction - - - -  - - - 1
Mortgage 1 1 16 -  4 1 64 -
Legacy - - - -  1 - - 2
Consumer:         
HELOCs 1 - 1 -  1 - 2 -
Total 2 3 17 1  7 3 66 5

 Popular, Inc.
 For the quarter ended September 30, 2012 For the nine months ended September 30, 2012
 Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied 2 2 - -  6 6 - 1
Commercial real estate owner occupied 1 5 - 1  7 20 - 1
Commercial and industrial 1 8 - -  27 61 - -
Construction 7 - - -  8 1 - 1
Mortgage 273 43 422 40  437 126 1,264 150
Legacy - - - -  1 - - 2
Leasing - 16 - -  - 49 28 -
Consumer:         
Credit cards 311 - - 268  1,268 - - 942
HELOCs 1 - 1 -  1 - 2 -
Personal 231 4 - -  901 25 - -
Auto - 2 1 -  - 3 3 -
Other 14 - - -  39 - - -
Total 841 80 424 309  2,695 291 1,297 1,097

 Puerto Rico
 For the quarter ended September 30, 2011 For the nine months ended September 30, 2011
 Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial multi-family - - - -  1 - - -
Commercial real estate non-owner occupied 1 - - -  5 2 - -
Commercial real estate owner occupied 16 3 - -  48 4 - -
Commercial and industrial 21 11 - -  83 16 - -
Construction 1 - - -  2 - - -
Mortgage 9 106 366 13  35 340 1,220 36
Leasing - 41 5 -  - 136 16 -
Consumer:         
Credit cards 420 - - 358  1,149 - - 959
Personal 607 28 - -  1,775 52 - -
Auto - - 2 -  - - 7 -
Other 21 - - -  50 - - -
Total 1,096 189 373 371  3,148 550 1,243 995

 U.S. Mainland
 For the quarter ended September 30, 2011 For the nine months ended September 30, 2011
 Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied - - - 1  - - - 1
Commercial real estate owner occupied - - - -  - - - 2
Commercial and industrial - - - -  - 1 - 1
Construction - - - 1  - - - 4
Mortgage 13 3 183 3  14 4 254 3
Legacy - - - -  - - - 4
Consumer:         
Other - - 1 -  - - 1 -
Total 13 3 184 5  14 5 255 15

 Popular, Inc.
 For the quarter ended September 30, 2011 For the nine months ended September 30, 2011
 Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial multi-family - - - -  1 - - -
Commercial real estate non-owner occupied 1 - - 1  5 2 - 1
Commercial real estate owner occupied 16 3 - -  48 4 - 2
Commercial and industrial 21 11 - -  83 17 - 1
Construction 1 - - 1  2 - - 4
Mortgage 22 109 549 16  49 344 1,474 39
Legacy - - - -  - - - 4
Leasing - 41 5 -  - 136 16 -
Consumer:         
Credit cards 420 - - 358  1,149 - - 959
Personal 607 28 - -  1,775 52 - -
Auto - - 2 -  - - 7 -
Other 21 - 1 -  50 - 1 -
Total 1,109 192 557 376  3,162 555 1,498 1,010
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Puerto Rico
For the quarter ended September 30, 2012
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 2$ 4,813$ 4,813$ 368
Commercial real estate owner occupied 6  1,626  1,619  (6)
Commercial and industrial 9  13,692  3,873  (6,596)
Construction 7  5,025  4,230  (263)
Mortgage 760  98,555  116,854  5,775
Leasing 16  256  241  29
Consumer:       
Credit cards 579  5,100  6,000  20
Personal 235  4,054  4,083  663
Auto 2  20  23  2
Other 14  54  54  -
Total 1,630$ 133,195$ 141,790$ (8)

U.S. Mainland
For the quarter ended September 30, 2012
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 2$ 3,968$ 3,921$ -
Commercial real estate owner occupied 1  2,246  1,750  (106)
Mortgage 18  1,765  1,823  298
Consumer:       
HELOCs 2  281  275  3
Total 23$ 8,260$ 7,769$ 195

Popular, Inc.
For the quarter ended September 30, 2012
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 4$ 8,781$ 8,734$ 368
Commercial real estate owner occupied 7  3,872  3,369  (112)
Commercial and industrial 9  13,692  3,873  (6,596)
Construction 7  5,025  4,230  (263)
Mortgage 778  100,320  118,677  6,073
Leasing 16  256  241  29
Consumer:       
Credit cards 579  5,100  6,000  20
HELOCs 2  281  275  3
Personal 235  4,054  4,083  663
Auto 2  20  23  2
Other 14  54  54  -
Total 1,653$ 141,455$ 149,559$ 187

Puerto Rico
For the quarter ended September 30, 2011
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 1$ 1,180$ 1,180$ (43)
Commercial real estate owner occupied 19  30,256  30,256  (1,052)
Commercial and industrial 32  28,622  28,622  2,518
Construction 1  1,341  1,341  187
Mortgage 494  65,849  68,279  3,122
Leasing 46  1,092  1,059  -
Consumer:       
Credit cards 778  6,820  7,622  47
Personal 635  7,525  7,522  -
Auto 2  18  19  -
Other 21  106  105  -
Total 2,029$ 142,809$ 146,005$ 4,779

U.S. Mainland
For the quarter ended September 30, 2011
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 1$ 2,043$ 2,032$ -
Construction 1  5,715  5,740  (189)
Mortgage 202  20,390  21,606  7,707
Consumer:       
Other 1  1,079  1,135  1
Total 205$ 29,227$ 30,513$ 7,519

Popular, Inc.
For the quarter ended September 30, 2011
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 2$ 3,223$ 3,212$ (43)
Commercial real estate owner occupied 19  30,256  30,256  (1,052)
Commercial and industrial 32  28,622  28,622  2,518
Construction 2  7,056  7,081  (2)
Mortgage 696  86,239  89,885  10,829
Leasing 46  1,092  1,059  -
Consumer:       
Credit cards 778  6,820  7,622  47
Personal 635  7,525  7,522  -
Auto 2  18  19  -
Other 22  1,185  1,240  1
Total 2,234$ 172,036$ 176,518$ 12,298

Puerto Rico
For the nine months ended September 30, 2012
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 8$ 8,754$ 7,810$ (606)
Commercial real estate owner occupied 27  9,319  8,901  (42)
Commercial and industrial 87  38,549  28,306  (6,352)
Construction 9  6,122  5,327  (211)
Mortgage 1,908  251,763  274,045  17,150
Leasing 78  1,265  1,208  132
Consumer:       
Credit cards 2,210  18,621  21,347  64
Personal 926  13,132  13,162  2,165
Auto 5  68  50  1
Other 39  129  128  -
Total 5,297$ 347,722$ 360,284$ 12,301

U.S. mainland
For the nine months ended September 30, 2012
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 4$ 9,765$ 9,457$ 184
Commercial real estate owner occupied 1  2,246  1,750  (106)
Construction 1  1,573  1,573  -
Mortgage 69  7,168  7,248  1,133
Legacy 3  1,272  1,267  (3)
Consumer:       
HELOCs 3  431  409  3
Total 81$ 22,455$ 21,704$ 1,211

Popular, Inc.
For the nine months ended September 30, 2012
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 12$ 18,519$ 17,267$ (422)
Commercial real estate owner occupied 28  11,565  10,651  (148)
Commercial and industrial 87  38,549  28,306  (6,352)
Construction 10  7,695  6,900  (211)
Mortgage 1,977  258,931  281,293  18,283
Legacy 3  1,272  1,267  (3)
Leasing 78  1,265  1,208  132
Consumer:       
Credit cards 2,210  18,621  21,347  64
HELOCs 3  431  409  3
Personal 926  13,132  13,162  2,165
Auto 5  68  50  1
Other 39  129  128  -
Total 5,378$ 370,177$ 381,988$ 13,512

Puerto Rico
For the nine months ended September 30, 2011
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family 1$ 143$ 143$ (4)
Commercial real estate non-owner occupied 7  7,940  7,940  (216)
Commercial real estate owner occupied 52  36,507  36,507  (990)
Commercial and industrial 99  39,011  39,011  1,693
Construction 2  2,224  2,224  165
Mortgage 1,631  224,027  242,416  6,092
Leasing 152  3,451  3,301  (1)
Consumer:       
Credit cards 2,108  19,438  21,792  143
Personal 1,827  22,459  22,443  (1)
Auto 7  64  67  -
Other 50  210  207  -
Total 5,936$ 355,474$ 376,051$ 6,881

U.S. mainland
For the nine months ended September 30, 2011
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied 1$ 2,043$ 2,032$ -
Commercial real estate owner occupied 2  10,590  7,323  (420)
Commercial and industrial 2  11,878  9,742  (421)
Construction 4  13,173  7,595  (189)
Mortgage 275  27,486  28,927  10,405
Legacy 4  3,016  3,097  (125)
Consumer:       
Other 1  1,079  1,135  1
Total 289$ 69,265$ 59,851$ 9,251

Popular, Inc.
For the nine months ended September 30, 2011
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family 1  143  143  (4)
Commercial real estate non-owner occupied 8$ 9,983  9,972$ (216)
Commercial real estate owner occupied 54  47,097  43,830  (1,410)
Commercial and industrial 101  50,889  48,753  1,272
Construction 6  15,397  9,819  (24)
Mortgage 1,906  251,513  271,343  16,497
Legacy 4  3,016  3,097  (125)
Leasing 152  3,451  3,301  (1)
Consumer:       
Credit cards 2,108  19,438  21,792  143
Personal 1,827  22,459  22,443  (1)
Auto 7  64  67  -
Other 51  1,289  1,342  1
Total 6,225$ 424,739$ 435,902$ 16,132
T D R Loans Subsequent Default Table [Text Block]
Puerto Rico
 Defaulted during the quarter ended September 30, 2012 Defaulted during the nine months ended September 30, 2012
(Dollars In thousands)Loan countRecorded investment as of first default date Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied -$ -  2$ 1,897
Commercial real estate owner occupied 7  3,274  20  8,206
Commercial and industrial 5  2,310  15  7,202
Mortgage 203  26,780  542  77,707
Leasing 9  163  26  440
Consumer       
Credit cards 282  2,413  332  2,930
Personal 77  547  111  990
Auto 2  32  3  48
Other -  -  1  1
Total 585$ 35,519  1,052$ 99,421

U.S. Mainland
 Defaulted during the quarter ended September 30, 2012 Defaulted during the nine months ended September 30, 2012
(Dollars In thousands)Loan countRecorded investment as of first default date Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied -  -  1$ 1,935
Mortgage 3$ 336  6  415
Total 3$ 336  7$ 2,350

Popular, Inc.
 Defaulted during the quarter ended September 30, 2012 Defaulted during the nine months ended September 30, 2012
(Dollars In thousands)Loan count Recorded investment as of first default date Loan count Recorded investment as of first default date
Commercial real estate non-owner occupied -$ -  3$ 3,832
Commercial real estate owner occupied 7  3,274  20  8,206
Commercial and industrial 5  2,310  15  7,202
Mortgage 206  27,116 - 548  78,122
Legacy 9  163  26  440
Consumer:       
Credit cards 282  2,413  332  2,930
Personal 77  547  111  990
Auto 2  32  3  48
Other -  -  1  1
Total 588$ 35,855  1,059$ 101,771

Puerto Rico
 Defaulted during the quarter ended September 30, 2011 Defaulted during the nine months ended September 30, 2011
(Dollars In thousands)Loan countRecorded investment as of first default date Loan countRecorded investment as of first default date
Commercial multi-family 1$ 143  1$ 143
Commercial real estate non-owner occupied 1  710  1  710
Commercial real estate owner occupied 4  1,736  5  4,986
Commercial and industrial 15  1,568  15  1,568
Construction -  -  1  889
Mortgage 116  16,032  280  42,956
Leasing 17  209  32  623
Consumer:       
Credit cards 137  1,117  308  3,066
Personal 150  1,094  217  986
Auto -  -  1  5
Other 1  1  3  29
Total 442$ 22,610  864$ 55,961

U.S. Mainland
 Defaulted during the quarter ended September 30, 2011 Defaulted during the nine months ended September 30, 2011
(Dollars In thousands)Loan countRecorded investment as of first default date Loan countRecorded investment as of first default date
Commercial and industrial 1$ 6,492  2$ 6,854
Construction 1  5,740  4  13,335
Mortgage 11  1,491  17  1,936
Legacy -  -  6  3,817
Consumer:       
Total 13$ 13,723  29$ 25,942

Popular, Inc.
 Defaulted during the quarter ended September 30, 2011 Defaulted during the nine months ended September 30, 2011
(Dollars In thousands)Loan count Recorded investment as of first default date Loan count Recorded investment as of first default date
Commercial multi-family 1  143  1  143
Commercial real estate non-owner occupied 1$ 710  1$ 710
Commercial real estate owner occupied 4  1,736  5  4,986
Commercial and industrial 16  8,060  17  8,422
Construction 1  5,740  5  14,224
Mortgage 127  17,523  297  44,892
Legacy -  -  6  3,817
Leasing 17  209  32  623
Consumer:       
Credit cards 137  1,117  308  3,066
Personal 150  1,094  217  986
Auto -  -  1  5
Other 1  1  3  29
Total 455$ 36,333  893$ 81,903
Financing Receivable Credit Quality Indicators Table Text Block
September 30, 2012
    Special        Pass/  
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]                
Commercial multi-family$ 991$ 263$ 25,070$ -$ -$ 26,324$ 92,963$ 119,287
Commercial real estate non-owner occupied  119,520  191,184  244,175  331  -  555,210  784,394  1,339,604
Commercial real estate owner occupied  201,360  187,835  671,808  1,245  -  1,062,248  1,038,391  2,100,639
Commercial and industrial  436,704  209,061  436,087  4,760  710  1,087,322  1,536,963  2,624,285
 Total Commercial  758,575  588,343  1,377,140  6,336  710  2,731,104  3,452,711  6,183,815
Construction  1,793  31,581  48,494  -  -  81,868  128,888  210,756
Mortgage  -  -  571,364  -  -  571,364  4,347,521  4,918,885
Leasing  -  -  2,991  -  1,846  4,837  533,177  538,014
Consumer:                
 Credit cards  -  -  22,364  -  -  22,364  1,158,441  1,180,805
 Home equity lines of credit  -  -  1,271  -  3,311  4,582  12,664  17,246
 Personal  -  -  8,938  -  181  9,119  1,205,981  1,215,100
 Auto  -  -  7,731  -  -  7,731  537,791  545,522
 Other   -  -  2,379  -  -  2,379  231,237  233,616
 Total Consumer  -  -  42,683  -  3,492  46,175  3,146,114  3,192,289
Total Puerto Rico$ 760,368$ 619,924$ 2,042,672$ 6,336$ 6,048$ 3,435,348$ 11,608,411$ 15,043,759
U.S. mainland                
Commercial multi-family$ 74,179$ 20,540$ 70,770$ -$ -$ 165,489$ 647,658$ 813,147
Commercial real estate non-owner occupied  119,215  56,784  215,576  -  -  391,575  912,354  1,303,929
Commercial real estate owner occupied  21,226  9,829  127,720  -  -  158,775  380,660  539,435
Commercial and industrial  23,235  24,446  68,510  -  -  116,191  672,114  788,305
 Total Commercial  237,855  111,599  482,576  -  -  832,030  2,612,786  3,444,816
Construction  1,515  -  31,936  -  -  33,451  14,246  47,697
Mortgage  -  -  35,634  -  -  35,634  1,067,903  1,103,537
Legacy  23,577  15,442  129,284  -  -  168,303  297,545  465,848
Consumer                
 Credit cards  -  -  478  -  5  483  14,125  14,608
 Home equity lines of credit  -  -  5,887  -  4,549  10,436  478,524  488,960
 Personal  -  -  1,064  -  599  1,663  140,678  142,341
 Auto  -  -  -  -  8  8  951  959
 Other   -  -  36  -  -  36  1,292  1,328
 Total Consumer  -  -  7,465  -  5,161  12,626  635,570  648,196
Total U.S. mainland$ 262,947$ 127,041$ 686,895$ -$ 5,161$ 1,082,044$ 4,628,050$ 5,710,094
Popular, Inc.                 
Commercial multi-family$ 75,170$ 20,803$ 95,840$ -$ -$ 191,813$ 740,621$ 932,434
Commercial real estate non-owner occupied  238,735  247,968  459,751  331  -  946,785  1,696,748  2,643,533
Commercial real estate owner occupied  222,586  197,664  799,528  1,245  -  1,221,023  1,419,051  2,640,074
Commercial and industrial  459,939  233,507  504,597  4,760  710  1,203,513  2,209,077  3,412,590
 Total Commercial  996,430  699,942  1,859,716  6,336  710  3,563,134  6,065,497  9,628,631
Construction  3,308  31,581  80,430  -  -  115,319  143,134  258,453
Mortgage  -  -  606,998  -  -  606,998  5,415,424  6,022,422
Legacy  23,577  15,442  129,284  -  -  168,303  297,545  465,848
Leasing  -  -  2,991  -  1,846  4,837  533,177  538,014
Consumer                
 Credit cards  -  -  22,842  -  5  22,847  1,172,566  1,195,413
 Home equity lines of credit  -  -  7,158  -  7,860  15,018  491,188  506,206
 Personal  -  -  10,002  -  780  10,782  1,346,659  1,357,441
 Auto  -  -  7,731  -  8  7,739  538,742  546,481
 Other   -  -  2,415  -  -  2,415  232,529  234,944
 Total Consumer  -  -  50,148  -  8,653  58,801  3,781,684  3,840,485
Total Popular, Inc.$ 1,023,315$ 746,965$ 2,729,567$ 6,336$ 11,209$ 4,517,392$ 16,236,461$ 20,753,853
                  
The following table presents the weighted average obligor risk rating at September 30, 2012 for those classifications that consider a range of rating scales.
                  
Weighted average obligor risk rating(Scales 11 and 12)   (Scales 1 through 8)
Puerto Rico:[1]    Substandard      Pass  
Commercial multi-family      11.96        5.61  
Commercial real estate non-owner occupied      11.30        6.98  
Commercial real estate owner occupied      11.55        6.94  
Commercial and industrial      11.36        6.60  
 Total Commercial      11.45        6.78  
Construction      11.84        7.86  
                  
U.S. mainland:    Substandard      Pass  
Commercial multi-family      11.25        7.17  
Commercial real estate non-owner occupied      11.41        7.02  
Commercial real estate owner occupied      11.30        6.95  
Commercial and industrial      11.21        6.79  
 Total Commercial      11.33        6.78  
Construction      11.38        7.24  
Legacy      11.31        7.50  

December 31, 2011
    Special        Pass/  
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]                
Commercial multi-family$ 420$ 698$ 11,848$ -$ -$ 12,966$ 110,150$ 123,116
Commercial real estate non-owner occupied  177,523  134,266  210,596  2,886  -  525,271  736,235  1,261,506
Commercial real estate owner occupied  201,375  192,591  680,912  4,631  -  1,079,509  1,151,917  2,231,426
Commercial and industrial  248,188  282,935  439,853  3,326  1,458  975,760  1,878,774  2,854,534
 Total Commercial  627,506  610,490  1,343,209  10,843  1,458  2,593,506  3,877,076  6,470,582
Construction  2,245  27,820  69,562  1,586  -  101,213  59,728  160,941
Mortgage  -  -  626,771  -  -  626,771  4,062,712  4,689,483
Leasing  -  -  1,365  -  4,277  5,642  543,064  548,706
Consumer                
 Credit cards  -  -  26,373  -  -  26,373  1,189,447  1,215,820
 Home equity lines of credit  -  -  1,757  -  3,456  5,213  14,838  20,051
 Personal  -  -  8,523  -  559  9,082  974,106  983,188
 Auto  -  -  6,830  -  -  6,830  509,434  516,264
 Other   -  -  10,165  -  -  10,165  224,939  235,104
 Total Consumer  -  -  53,648  -  4,015  57,663  2,912,764  2,970,427
Total Puerto Rico$ 629,751$ 638,310$ 2,094,555$ 12,429$ 9,750$ 3,384,795$ 11,455,344$ 14,840,139
U.S. mainland                
Commercial multi-family$ 71,335$ 8,230$ 69,400$ -$ -$ 148,965$ 536,852$ 685,817
Commercial real estate non-owner occupied  192,080  48,085  231,266  -  -  471,431  932,562  1,403,993
Commercial real estate owner occupied  21,109  20,859  146,367  -  -  188,335  397,505  585,840
Commercial and industrial  30,020  26,131  102,607  -  -  158,758  668,337  827,095
 Total Commercial  314,544  103,305  549,640  -  -  967,489  2,535,256  3,502,745
Construction  3,202  10,609  54,096  -  -  67,907  11,091  78,998
Mortgage  -  -  37,236  -  -  37,236  791,741  828,977
Legacy  34,233  38,724  148,629  -  -  221,586  426,823  648,409
Consumer                
 Credit cards  -  -  735  -  -  735  13,474  14,209
 Home equity lines of credit  -  -  4,774  -  6,590  11,364  526,479  537,843
 Personal  -  -  128  -  93  221  147,184  147,405
 Auto  -  -  6  -  28  34  2,178  2,212
 Other   -  -  24  -  -  24  1,635  1,659
 Total Consumer  -  -  5,667  -  6,711  12,378  690,950  703,328
Total U.S. mainland$ 351,979$ 152,638$ 795,268$ -$ 6,711$ 1,306,596$ 4,455,861$ 5,762,457
Popular, Inc.                 
Commercial multi-family$ 71,755$ 8,928$ 81,248$ -$ -$ 161,931$ 647,002$ 808,933
Commercial real estate non-owner occupied  369,603  182,351  441,862  2,886  -  996,702  1,668,797  2,665,499
Commercial real estate owner occupied  222,484  213,450  827,279  4,631  -  1,267,844  1,549,422  2,817,266
Commercial and industrial  278,208  309,066  542,460  3,326  1,458  1,134,518  2,547,111  3,681,629
 Total Commercial  942,050  713,795  1,892,849  10,843  1,458  3,560,995  6,412,332  9,973,327
Construction  5,447  38,429  123,658  1,586  -  169,120  70,819  239,939
Mortgage  -  -  664,007  -  -  664,007  4,854,453  5,518,460
Legacy  34,233  38,724  148,629  -  -  221,586  426,823  648,409
Leasing  -  -  1,365  -  4,277  5,642  543,064  548,706
Consumer                
 Credit cards  -  -  27,108  -  -  27,108  1,202,921  1,230,029
 Home equity lines of credit  -  -  6,531  -  10,046  16,577  541,317  557,894
 Personal  -  -  8,651  -  652  9,303  1,121,290  1,130,593
 Auto  -  -  6,836  -  28  6,864  511,612  518,476
 Other   -  -  10,189  -  -  10,189  226,574  236,763
 Total Consumer  -  -  59,315  -  10,726  70,041  3,603,714  3,673,755
Total Popular, Inc.$ 981,730$ 790,948$ 2,889,823$ 12,429$ 16,461$ 4,691,391$ 15,911,205$ 20,602,596
                  
The following table presents the weighted average obligor risk rating at December 31, 2011 for those classifications that consider a range of rating scales.
                  
Weighted average obligor risk rating(Scales 11 and 12)   (Scales 1 through 8)
Puerto Rico:[1]    Substandard      Pass  
Commercial multi-family      11.91        5.92  
Commercial real estate non-owner occupied      11.23        7.16  
Commercial real estate owner occupied      11.56        6.85  
Commercial and industrial      11.40        6.62  
 Total Commercial      11.46        6.79  
Construction      11.76        7.84  
                  
U.S. mainland:    Substandard      Pass  
Commercial multi-family      11.20        7.09  
Commercial real estate non-owner occupied      11.35        7.00  
Commercial real estate owner occupied      11.41        7.04  
Commercial and industrial      11.38        6.85  
 Total Commercial      11.35        6.99  
Construction      11.78        7.52  
Legacy      11.45        7.47  
Covered Under Loss Sharing Agreements With F D I C [Member]
 
Schedule Of Credit Losses Related To Financing Receivables Current And Noncurrent Table Text Block
 ASC 310-30 Covered loans
 For the quarters endedFor the nine months ended
(In thousands)September 30, 2012 September 30, 2011September 30, 2012September 30, 2011
Balance at beginning of period$ 93,971 $ 48,257$ 83,477$ -
Provision for loan losses  17,881   15,920  57,472  68,602
Net charge-offs  (8,305)   (1,731)  (37,402)  (6,156)
Balance at end of period$ 103,547 $ 62,446$ 103,547$ 62,446