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Segment reporting (Tables)

6 Months Ended

Jun. 30, 2012

Schedule Of Segment Reporting Information By Segment Text Block

For the quarter ended June 30, 2012
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	298,455	$	69,555	$	-
Provision for loan losses		103,690		15,300		-
Non-interest income		84,597		15,250		-
Amortization of intangibles		1,851		680		-
Depreciation expense		9,237		1,988		-
Loss on early extinguishment of debt		25,072		-		-
Other operating expenses		230,960		55,303		-
Income tax (benefit) expense		(73,724)		936		-
Net income	$	85,966	$	10,598	$	-
Segment assets	$	27,720,852	$	8,643,799	$	(15,440)

For the quarter ended June 30, 2012
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	368,010	$	(27,001)	$	191	$	341,200
Provision for loan losses		118,990		209		-		119,199
Non-interest income		99,847		11,333		(17,456)		93,724
Amortization of intangibles		2,531		-		-		2,531
Depreciation expense		11,225		301		-		11,526
Loss on early extinguishment of debt		25,072		-		-		25,072
Other operating expenses		286,263		19,353		(16,866)		288,750
Income tax benefit		(72,788)		(4,961)		(144)		(77,893)
Net income (loss)	$	96,564	$	(30,570)	$	(255)	$	65,739
Segment assets	$	36,349,211	$	5,319,296	$	(5,056,328)	$	36,612,179

For the six months ended June 30, 2012
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	588,562	$	143,630	$	-
Provision for loan losses		189,547		30,026		-
Non-interest income		198,331		30,706		-
Amortization of intangibles		3,764		1,360		-
Depreciation expense		18,624		4,017		-
Loss on early extinguishment of debt		25,141		-		-
Other operating expenses		453,317		117,185		-
Income tax (benefit) expense		(56,371)		1,872		-
Net income	$	152,871	$	19,876	$	-

For the six months ended June 30, 2012
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	732,192	$	(53,817)	$	407	$	678,782
Provision for loan losses		219,573		349		-		219,922
Non-interest income		229,037		22,839		(34,244)		217,632
Amortization of intangibles		5,124		-		-		5,124
Depreciation expense		22,641		641		-		23,282
Loss on early extinguishment of debt		25,141		-		-		25,141
Other operating expenses		570,502		34,179		(34,182)		570,499
Income tax benefit		(54,499)		(7,257)		55		(61,701)
Net income (loss)	$	172,747	$	(58,890)	$	290	$	114,147

For the quarter ended June 30, 2011
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	325,167	$	74,601	$	-
Provision for loan losses		119,324		24,993		-
Non-interest income		113,144		19,127		-
Amortization of intangibles		1,575		680		-
Depreciation expense		9,101		1,853		-
Loss on early extinguishment of debt		289		-		-
Other operating expenses		205,666		62,708		-
Income tax (benefit) expense		(37,476)		934		-
Net income	$	139,832	$	2,560	$	-

For the quarter ended June 30, 2011
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	399,768	$	(25,441)	$	215	$	374,542
Provision for loan losses		144,317		-		-		144,317
Non-interest income		132,271		9,781		(17,892)		124,160
Amortization of intangibles		2,255		-		-		2,255
Depreciation expense		10,954		436		-		11,390
Loss on early extinguishment of debt		289		-		-		289
Other operating expenses		268,374		17,028		(17,536)		267,866
Income tax benefit		(36,542)		(1,556)		(2)		(38,100)
Net income (loss)	$	142,392	$	(31,568)	$	(139)	$	110,685

For the six months ended June 30, 2011
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	620,612	$	149,415	$	-
Provision for loan losses		186,580		33,056		-
Non-interest income		234,871		36,544		-
Amortization of intangibles		3,150		1,360		-
Depreciation expense		18,733		3,844		-
Loss on early extinguishment of debt		528		-		-
Other operating expenses		394,396		120,935		-
Income tax expense		108,668		1,872		-
Net income	$	143,428	$	24,892	$	-

For the six months ended June 30, 2011
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	770,027	$	(52,648)	$	522	$	717,901
Provision for loan losses		219,636		-		-		219,636
Non-interest income		271,415		52,023		(34,910)		288,528
Amortization of intangibles		4,510		-		-		4,510
Depreciation expense		22,577		873		-		23,450
Loss on early extinguishment of debt		528		8,000		-		8,528
Other operating expenses		515,331		40,121		(35,091)		520,361
Income tax expense (benefit)		110,540		(1,714)		301		109,127
Net income (loss)	$	168,320	$	(47,905)	$	402	$	120,817

For the quarter ended June 30, 2012
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	109,081	$	185,944	$	3,430	$	-	$	298,455
Provision for loan losses		42,725		60,965		-		-		103,690
Non-interest (expense) income		(2,082)		56,113		30,606		(40)		84,597
Amortization of intangibles		1		1,710		140		-		1,851
Depreciation expense		4,204		4,797		236		-		9,237
Loss on early extinguishment of debt		7,793		17,279		-		-		25,072
Other operating expenses		74,068		139,297		17,635		(40)		230,960
Income tax (benefit) expense		(30,152)		(47,660)		4,088		-		(73,724)
Net income	$	8,360	$	65,669	$	11,937	$	-	$	85,966
Segment assets	$	13,102,525	$	19,792,243	$	610,310	$	(5,784,226)	$	27,720,852

For the six months ended June 30, 2012
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	209,277	$	372,202	$	7,079	$	4	$	588,562
Provision for loan losses		56,423		133,124		-		-		189,547
Non-interest income		19,010		122,117		57,270		(66)		198,331
Amortization of intangibles		10		3,418		336		-		3,764
Depreciation expense		8,372		9,776		476		-		18,624
Loss on early extinguishment of debt		7,862		17,279		-		-		25,141
Other operating expenses		135,249		283,144		34,990		(66)		453,317
Income tax (benefit) expense		(20,390)		(43,359)		7,376		2		(56,371)
Net income	$	40,761	$	90,937	$	21,171	$	2	$	152,871

For the quarter ended June 30, 2011
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	138,859	$	183,694	$	2,574	$	40	$	325,167
Provision for loan losses		104,291		15,033		-		-		119,324
Non-interest income		41,981		46,507		24,542		114		113,144
Amortization of intangibles		26		1,396		153		-		1,575
Depreciation expense		4,165		4,698		238		-		9,101
Loss on early extinguishment of debt		289		-		-		-		289
Other operating expenses		60,357		130,356		14,996		(43)		205,666
Income tax (benefit) expense		(18,850)		(21,481)		2,778		77		(37,476)
Net income	$	30,562	$	100,199	$	8,951	$	120	$	139,832

For the six months ended June 30, 2011
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	258,419	$	357,164	$	4,948	$	81	$	620,612
Provision for loan losses		132,186		54,394		-		-		186,580
Non-interest income		87,339		101,408		46,065		59		234,871
Amortization of intangibles		52		2,790		308		-		3,150
Depreciation expense		8,544		9,714		475		-		18,733
Loss on early extinguishment of debt		528		-		-		-		528
Other operating expenses		115,265		248,583		30,646		(98)		394,396
Income tax expense		57,990		45,363		5,222		93		108,668
Net income	$	31,193	$	97,728	$	14,362	$	145	$	143,428

For the quarter ended June 30, 2012
Banco Popular North America
(In thousands)		Banco Popular North America		E-LOAN		Eliminations		Total Banco Popular North America
Net interest income	$	68,459	$	1,096	$	-	$	69,555
Provision for loan losses		13,490		1,810		-		15,300
Non-interest income		14,445		805		-		15,250
Amortization of intangibles		680		-		-		680
Depreciation expense		1,988		-		-		1,988
Other operating expenses		54,523		780		-		55,303
Income tax expense		936		-		-		936
Net income ( loss)	$	11,287	$	(689)	$	-	$	10,598
Segment assets	$	9,366,898	$	399,543	$	(1,122,642)	$	8,643,799

For the six months ended June 30, 2012
Banco Popular North America
		Banco Popular						Total Banco Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	142,066	$	1,564	$	-	$	143,630
Provision for loan losses		22,886		7,140		-		30,026
Non-interest income		29,737		969		-		30,706
Amortization of intangibles		1,360		-		-		1,360
Depreciation expense		4,017		-		-		4,017
Other operating expenses		115,546		1,639		-		117,185
Income tax expense		1,872		-		-		1,872
Net income (loss)	$	26,122	$	(6,246)	$	-	$	19,876

For the quarter ended June 30, 2011
Banco Popular North America
								Total Banco
		Banco Popular						Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	74,201	$	400	$	-	$	74,601
Provision for loan losses		18,306		6,687		-		24,993
Non-interest income		18,354		773		-		19,127
Amortization of intangibles		680		-		-		680
Depreciation expense		1,853		-		-		1,853
Other operating expenses		58,085		4,623		-		62,708
Income tax expense		934		-		-		934
Net income (loss)	$	12,697	$	(10,137)	$	-	$	2,560

For the six months ended June 30, 2011
Banco Popular North America
								Total Banco
		Banco Popular						Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	148,501	$	914	$	-	$	149,415
Provision for loan losses		18,911		14,145		-		33,056
Non-interest income		35,728		816		-		36,544
Amortization of intangibles		1,360		-		-		1,360
Depreciation expense		3,844		-		-		3,844
Other operating expenses		114,040		6,895		-		120,935
Income tax expense		1,872		-		-		1,872
Net income (loss)	$	44,202	$	(19,310)	$	-	$	24,892

Schedule Of Revenue From External Customers Attributed To Foreign Countries By Geographic Area Text Block

Geographic Information
		Quarter ended				Six months ended
(In thousands)		June 30, 2012		June 30, 2011		June 30, 2012		June 30, 2011
Revenues:^[1]
Puerto Rico	$	329,813	$	387,091	$	683,323	$	783,340
United States		80,518		87,809		164,242		176,213
Other		24,593		23,802		48,849		46,876
Total consolidated revenues	$	434,924	$	498,702	$	896,414	$	1,006,429

Schedule Of Selected Balance Sheet Information By Geographical Area Table [Text Block]

Selected Balance Sheet Information:
(In thousands)		June 30, 2012		December 31, 2011
Puerto Rico
Total assets	$	26,619,381	$	27,410,644
Loans		18,354,498		18,594,751
Deposits		20,172,885		20,696,606
United States
Total assets	$	8,773,131	$	8,708,709
Loans		5,825,192		5,845,359
Deposits		6,165,313		6,151,959
Other
Total assets	$	1,219,667	$	1,229,079
Loans		866,986		874,282
Deposits ^[1]		1,076,582		1,093,562
[1] Represents deposits from BPPR operations located in the U.S. and British Virgin Islands.

- Definition

Tabular disclosure of the names of foreign countries from which revenue is material and the amount of revenue from external customers attributed to those countries. An entity may also provide subtotals of geographic information about groups of countries.

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- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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