EX-10.2 3 g15178exv10w2.htm EX-10.2 EX-10.2
ASSET PURCHASE AGREEMENT
by and among
Goldman Sachs Mortgage Company,
Goldman, Sachs & Co.,
Litton Loan Servicing, LP, as Purchasers
and
Popular Mortgage Servicing, Inc.,
Equity One, Inc.,
Equity One, Incorporated,
Equity One Consumer Loan Company, Inc.,
E-LOAN Auto Fund Two, LLC,
Popular Financial Services, LLC,
Popular FS, LLC, as Sellers
and
Popular, Inc. and Popular North America, Inc.
(each solely for the purposes of
Sections 4.1, 4.2, 4.3, 4.4, and 13.18)
August 29, 2008
Redacted portions have been marked with [ * ]. The redacted
portions are subject to a request for confidential treatment that
has been filed with the Securities and Exchange Commission.

 


 

TABLE OF CONTENTS
         
ARTICLE 1. DEFINITIONS; INTERPRETATION
       
1.1 Definitions
    1  
1.2 Interpretation
    15  
ARTICLE 2. PURCHASE AND SALE
       
2.1 Purchase and Sale
    15  
2.2 Excluded Assets
    16  
2.3 Certain Provisions Regarding Assignments
    17  
2.4 Assumption of Certain Liabilities
    18  
2.5 Retained Liabilities
    18  
ARTICLE 3. PURCHASE PRICE
       
3.1 Payments at Closing and Servicing Assets Settlement
    20  
3.2 Purchase Price Adjustment
    22  
ARTICLE 4. REPRESENTATIONS AND WARRANTIES OF SELLERS
       
4.1 Authority of Sellers
    24  
4.2 Organization; Qualification
    24  
4.3 Non-Contravention
    25  
4.4 Consents and Approvals
    25  
4.5 Purchased Loans
    25  
4.6 RMBS Assets
    25  
4.7 Servicing Assets
    26  
4.8 Tax Matters
    26  
4.9 Litigation
    26  
4.10 Compliance with Laws
    26  
4.11 Permits
    27  
4.12 Brokers, Etc.
    27  
4.13 Compliance with Anti-Money Laundering Laws
    27  
ARTICLE 5. REPRESENTATIONS AND WARRANTIES OF PURCHASERS
       
5.1 Authority of Purchaser
    27  
5.2 Organization; Qualification
    28  
5.3 Non-Contravention
    28  
5.4 Consents and Approvals
    28  
5.5 Financing
    28  
5.6 Independent Investigation
    28  

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TABLE OF CONTENTS
(continued)
         
5.7 Brokers, Etc.
    29  
5.8 RMBS Assets
    29  
ARTICLE 6. COVENANTS
       
6.1 Reasonable Best Efforts
    29  
6.2 RESPA
    29  
6.3 Pre-Servicing Assets Settlement Access to Information
    30  
6.4 Interim Operations of Sellers
    30  
6.5 Confidentiality
    31  
6.6 Use of Names
    32  
6.7 Post-Closing Access to Information
    32  
6.8 Insurance
    32  
6.9 Further Action
    33  
6.10 Notices
    33  
6.11 Procedures for Transfer of Servicing for the Servicing Assets
    34  
6.12 Procedures for Transfer of Servicing the Non-Interim Serviced Purchased Loans
    35  
6.13 Servicing Files
    36  
6.14 Remaining Custodial and Escrow Funds
    37  
6.15 Costs of Servicing Transfer
    37  
6.16 Misapplied Payments
    38  
6.17 Payment of Property Insurance Premiums
    38  
6.18 Escrow Analysis
    38  
6.19 Property Taxes
    38  
6.20 Default Management
    39  
6.21 Serviced REO Property
    40  
6.22 Books and Records
    40  
6.23 Valid Test Tape
    40  
6.24 Data Tapes
    41  
6.25 Sample Certificates Of Insurance
    41  
6.26 Collateral Insurance
    41  
6.27 Loan File Delivery
    41  
6.28 Security Release
    42  
6.29 MERS Designations and MERS Reports
    42  

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TABLE OF CONTENTS
(continued)
         
6.30 Loan Issues
    42  
6.31 Interim Servicing
    43  
6.32 Post-Closing Transition Services
    43  
ARTICLE 7. CONDITIONS PRECEDENT TO OBLIGATIONS OF PURCHASERS WITH RESPECT TO THE CLOSING
       
7.1 Representations and Warranties True
    44  
7.2 Compliance with Agreements and Covenants
    44  
7.3 Certificate of Compliance
    44  
7.4 Injunctions
    44  
7.5 No Material Adverse Effect and No Parent Material Adverse Effect
    44  
7.6 Deliveries by Sellers
    45  
7.7 Release of Liens
    45  
7.8 Goodbye Letters
    45  
7.9 Officer Certificates
    45  
7.10 Subservicing Agreement
    45  
ARTICLE 8. CONDITIONS PRECEDENT TO OBLIGATIONS OF SERVICING ASSETS PURCHASER WITH RESPECT TO EACH SERVICING ASSETS SETTLEMENT
       
8.1 Receipt of Servicing Agreement Consent
    45  
8.2 Representations and Warranties True
    45  
8.3 Compliance with Agreements and Covenants
    45  
8.4 Certificate of Compliance
    45  
8.5 Injunctions
    46  
8.6 Deliveries by Sellers
    46  
ARTICLE 9. CONDITIONS PRECEDENT TO OBLIGATIONS OF SELLERS WITH RESPECT TO EACH TRANSFER
       
9.1 Representations and Warranties True
    46  
9.2 Compliance with Agreements and Covenants
    46  
9.3 Certificate of Compliance
    46  
9.4 Injunctions
    46  
9.5 Deliveries by Purchasers
    46  
9.6 Welcome Letters
    46  
9.7 Officer Certificates
    47  
ARTICLE 10. CLOSING; DELIVERIES; TERMINATION
       

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TABLE OF CONTENTS
(continued)
         
10.1 Closing/Servicing Assets Settlements
    47  
10.2 Deliveries of Sellers
    47  
10.3 Deliveries of Purchasers
    48  
10.4 Termination
    48  
ARTICLE 11. SURVIVAL AND INDEMNIFICATION
       
11.1 Survival
    49  
11.2 Indemnification by Sellers
    50  
11.3 Indemnification by Purchasers
    50  
11.4 Limitations on Liability of Sellers
    51  
11.5 Limitations on Liability of Purchasers
    52  
11.6 Claims
    52  
11.7 Notice of Third Party Claims; Assumption of Defense
    52  
11.8 Settlement or Compromise
    53  
11.9 Net Losses; Subrogation; Mitigation; Knowledge
    54  
11.10 Purchase Price Adjustments
    55  
ARTICLE 12. TAX MATTERS
       
12.1 Proration
    55  
12.2 Transfer Taxes
    55  
12.3 Preparation of Tax Returns
    55  
12.4 Tax Cooperation and Contest
    56  
12.5 Waiver of Bulk Sales Law Compliance
    57  
ARTICLE 13. MISCELLANEOUS
       
13.1 Expenses
    57  
13.2 Amendment
    57  
13.3 Notices
    57  
13.4 Waivers
    59  
13.5 Counterparts
    59  
13.6 Headings
    59  
13.7 Applicable Law
    59  
13.8 Assignment
    59  
13.9 No Third Party Beneficiaries
    60  
13.10 Forum; Waiver of Jury Trial
    60  
13.11 Schedules
    60  

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TABLE OF CONTENTS
(continued)
         
13.12 Incorporation
    60  
13.13 Complete Agreement
    60  
13.14 Disclaimer
    60  
13.15 Public Announcements
    61  
13.16 Currency
    61  
13.17 Payments
    61  
13.18 Guaranty
    61  
13.19 Fulfillment of Obligations
    62  

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Exhibits
     
Exhibit A
  Form of Assignment and Assumption Agreement
Exhibit B
  Purchase Price Calculation Mechanics
Exhibit C
  Delinquency Adjustment
Exhibit D
  Loan Files
Exhibit E
  Certain Provisions Regarding Consents
Exhibit F-1
  Residential Servicing Transfer Instructions
Exhibit F-2
  Commercial Servicing Transfer Instructions
Exhibit G
  Terms of Subservicing Agreements
Exhibit H
  Representations and Warranties with respect to Purchased Mortgage Loans
Exhibit I
  Representations and Warranties with respect to Automobile Loans
Exhibit J
  Representations and Warranties with respect to Other Purchased Loans
Exhibit K
  Representations and Warranties with respect to REO Properties
Exhibit L
  Representations and Warranties with respect to Servicing Assets
Exhibit M
  Data Tapes with respect to Purchased Loans
Exhibit N
  Data Tapes with respect to Servicing Assets
Exhibit O
  Terms of Interim Servicing Agreement
Schedules
     
Schedule 1.1(a)
  Purchased Loans
Schedule 1.1(b)
  Sellers’ Knowledge
Schedule 1.1(c)
  Servicing Agreements, Advances and REO Property
Schedule 1.1(d)
  Servicing File
Schedule 2.1(a)(ii)
  RMBS Assets
Schedule 4.3
  Non-Contravention
Schedule 4.4(b)
  Seller Consents
Schedule 4.5
  Certain Matters with Respect to Purchase Loans
Schedule 4.7
  Servicing Assets
Schedule 4.8
  Tax Matters
Schedule 4.9
  Litigation
Schedule 6.4
  Operation of Business Prior to Closing
Schedule 6.13(a)(iii)
  Servicing File Exception Report
Schedule 6.21
  Serviced REO Properties

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ASSET PURCHASE AGREEMENT
     This ASSET PURCHASE AGREEMENT, dated as of August 29, 2008, by and among Goldman Sachs Mortgage Company, a New York limited partnership (“Whole Loan Purchaser”), Goldman, Sachs & Co., a New York limited partnership (“RMBS Purchaser”), Litton Loan Servicing, LP, a Delaware limited partnership (Servicing Assets Purchaser” and together with Whole Loan Purchaser and RMBS Purchaser, the “Purchasers” (and each of such Purchasers, a “Purchaser”)), Popular Mortgage Servicing, Inc., a Delaware corporation (“PMSI”), Equity One, Inc., a Delaware corporation (“Equity One”), Equity One, Incorporated, a Pennsylvania corporation (“Equity One PA”), Equity One Consumer Loan Company, Inc., a New Hampshire corporation (“Equity One Consumer”), E-LOAN Auto Fund Two, LLC, a Delaware limited liability company (“E-LOAN Auto II”), Popular Financial Services, LLC, a Delaware limited liability company (“Popular Financial”), Popular FS, LLC, a Delaware limited liability company (“Popular FS” and together with PMSI, Equity One, Equity One PA, Equity One Consumer,
E-LOAN Auto II and Popular Financial, the “Sellers” (and each of such Sellers, a “Seller”)), and, solely for purposes of Sections 4.1, 4.2, 4.3, 4.4 and 13.18 hereof, Popular North America, Inc., a Delaware corporation (“PNA”), and Popular, Inc., a Puerto Rico corporation (“Parent”, and together with Purchasers, PNA and Sellers, the “Parties”).
     WHEREAS, Sellers desire to sell to Whole Loan Purchaser, and Whole Loan Purchaser desires to purchase from Sellers, the Purchased Loans (as defined below), on a servicing released basis;
     WHEREAS, Sellers desire to sell to RMBS Purchaser, and RMBS Purchaser desires to purchase from Sellers, the RMBS Assets (as defined below); and
     WHEREAS, Sellers desire to sell and assign to Servicing Assets Purchaser, and Servicing Assets Purchaser desires to purchase and assume, the Servicing Assets (as defined below).
     NOW, THEREFORE, in consideration of the foregoing and the mutual representations, warranties, covenants and agreements herein contained, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, intending to be legally bound, the Parties hereby agree as follows:
ARTICLE 1.
DEFINITIONS; INTERPRETATION
     1.1 Definitions. As used in this Agreement, the following terms have the meanings set forth below:
     “Action” means any civil, criminal or administrative claim, demand, action, suit, proceeding (public or private), investigation, hearing litigation, prosecution, arbitration, mediation by or before any Government Entity.
     “Adjusted Purchase Price” shall have the meaning set forth in Section 6.30(d).
     “Advances” means, with respect to each Servicing Agreement, the aggregate outstanding amount that as of any date of determination has been advanced by a Seller from its own funds or

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funds borrowed by a Seller or one of its Affiliates from a third party (but not with funds borrowed from any custodial or other accounts under a Servicing Agreement, unless such funds have been reimbursed by the applicable Seller) in connection with servicing the Serviced Mortgage Loans in accordance with the terms of such Servicing Agreement, including with respect to principal, interest, Taxes, insurance premiums and all other advances made by a Seller pursuant to the applicable Servicing Agreement.
     “Affiliate” means a Person that directly, or indirectly through one or more intermediaries, controls, is controlled by or is under common control with the Person specified. For purposes of this definition, the term “control” of a Person means the possession, direct or indirect, of the power to (a) vote 50% or more of the voting securities of such Person or (b) direct or cause the direction of the management and policies of such Person, whether by Contract or otherwise, and the terms and phrases “controlling,” “controlled by” and “under common control with” have correlative meanings.
     “Agreement” means this Asset Purchase Agreement, including all Schedules and Exhibits hereto, as it may be amended from time to time in accordance with its terms.
     “Ancillary Agreements” means any Contract that is to be entered into at any Asset Transfer, including the Assignment and Assumption Agreements, the Interim Servicing Agreement and the Subservicing Agreements, if any.
     “Ancillary Income” means any and all income, revenue, fees, expenses, charges or other moneys that a Seller is entitled to receive, collect or retain as servicer pursuant to the Servicing Agreements (other than servicing fees).
     “Anti-Money Laundering Laws” shall have the meaning set forth in Section 4.13.
     “Applicable Requirements” means with respect to any Seller (a) all applicable requirements of Law relating to the Purchased Assets; (b) all contractual obligations of such Seller with respect to the Purchased Assets, including those contractual obligations contained in the Servicing Agreements, and in any agreement with any Government Entity or Insurer in the Mortgage Loan Documents; and (c) such Sellers’ Servicing Policies.
     “Asset Transfer” shall have the meaning set forth in Section 2.1(b).
     “Assignment and Assumption Agreements” means one or more assignment and assumption agreements to be executed by Sellers in favor of Purchasers in respect of the Servicing Agreements, substantially in the form set forth in Exhibit A.
     “Assigned Servicing Agreement” shall have the meaning set forth in Section 2.3(a).
     “Assigned Servicing Agreements List” shall have the meaning set forth in Section 3.1(b)(i).
     “Assigned Servicing Transactions List” shall have the meaning set forth in Section 3.1(b)(ii).

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     “Assumed Liabilities” shall have the meaning set forth in Section 2.4.
     “Apportioned Obligations” shall have the meaning set forth in Section 12.1 (a).
     “Automobile Loans” means all automobile loans listed on Schedule 1.1.(a) as updated as of the close of business on the Business Day prior to the Closing Date to reflect any automobile loans excluded pursuant to Section 6.30(a) and any other change agreed by the Parties.
     “Bankruptcy Code” means 11 U.S.C. § 101 et seq.
     “Base Whole Loan Purchase Price” means the amount calculated as of the Purchased Loans Cut-Off Date in accordance with Exhibit B.
     “Bid” shall have the meaning set forth in Section 6.30(d).
     “Bid Price” shall have the meaning set forth in Section 6.30(d).
     “Books and Records” means all files, documents, instruments, papers, books and records (in any form), customer credit data and manuals maintained by or on behalf of Sellers and related to the Purchased Assets.
     “Business Day” means any day of the year other than (a) any Saturday or Sunday or (b) any other day on which banks located in New York, New York generally are closed for business.
     “Cap” shall have the meaning set forth in Exhibit B.
     “Closing” shall have the meaning set forth in Section 2.1(a).
     “Closing Adjustment” shall have the meaning set forth in Section 3.2(a).
     “Closing Binder” means, with respect to each Servicing Transaction, and each in electronic and fully searchable form, if available through commercially reasonable efforts, the pooling and servicing agreement, the prospectus, prospectus supplement, and/or the private placement memorandum, if any, the indenture, the trust agreement, the custodial agreement, if any, any documents identified in Schedule A to Exhibit A hereto and any other similar document governing, describing, or relating to such Servicing Transaction or otherwise relevant to an issuance of a security, and any amendments or supplements to any of the foregoing.
     “Closing Date” shall have the meaning set forth in Section 10.1.
     “Closing Date Payment” shall have the meaning set forth in Section 3.1(a)(v).
     “Closing Purchase Price” means the Closing Date Payment less the Delinquency Adjustment (as adjusted to reflect the Closing Adjustment).
     “Closing Statement” shall have the meaning set forth in Section 3.2(a).
     “Code” means the Internal Revenue Code of 1986, as amended.

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     “Collateral” means any real or personal property listed in, and for which a security interest in granted by, any Security Agreement or Mortgage.
     “Consent” means any consent, authorization, waiver, permit or approval of, notice to or registration or filing with a Person.
     “Contest” shall have the meaning set forth in Section 12.4(c).
     “Contracts” means all agreements, contracts, leases and subleases, sales and purchase orders, arrangements, commitments and licenses, whether written or oral.
     “Custodial Accounts” means the accounts in which Custodial Funds are deposited and held by a Seller in connection with the Serviced Mortgage Loans.
     “Custodial Funds” means all funds held by Sellers in the Custodial Accounts with respect to the Serviced Mortgage Loans including all principal and interest funds and any other funds maintained by Sellers in respect of the Serviced Mortgage Loans. For the avoidance of doubt, Custodial Funds shall not include Escrow Funds.
     “Deductible” shall have the meaning set forth in Exhibit B.
     “Delinquency Adjustment” shall have the meaning set forth in Exhibit C.
     “Due Diligence Advance” means an amount equal to the fee paid to Whole Loan Purchaser in accordance with Paragraph 5 of that certain Letter Agreement, dated July 17, 2008, between Parent and Whole Loan Purchaser, as amended by the Amendment to Letter Agreement, dated August 15, 2008.
     “Economic RMBS Purchase Price” shall have the meaning set forth in Section 3.1(a)(v).
     “E-LOAN Auto II” shall have the meaning set forth in the preamble to this Agreement.
     “Enforceability Exceptions” shall have the meaning set forth in Section 4.1.
     “Equity One” shall have the meaning set forth in the preamble to this Agreement.
     “Equity One Consumer” shall have the meaning set forth in the preamble to this Agreement.
     “Equity One PA” shall have the meaning set forth in the preamble to this Agreement.
     “Equity One Whole Loan Interim Servicing Fee” shall have the meaning set forth in Exhibit B.
     “Escrow Account” means each account in which Escrow Funds are deposited and held by a Seller in connection with the Purchased Mortgage Loans and the Serviced Mortgage Loans.
     “Escrow Funds” means funds held by a Seller in the Escrow Accounts with respect to the Purchased Mortgage Loans and the Serviced Mortgage Loans for the payment of taxes,

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assessments, insurance premiums, ground rents, funds from hazard insurance loss drafts, other mortgage escrow and impound items and similar charges (including interest accrued thereon for the benefit of the Obligors under the Serviced Mortgage Loans, if applicable), maintained by a Seller in respect of the Purchased Mortgage Loans and the Serviced Mortgage Loans.
     “Estimated Settlement Advances” shall have the meaning set forth in Section 3.1(b)(iii)(2).
     “Exchange Act” means the Securities Exchange Act of 1934, as amended.
     “Excluded Assets” shall have the meaning set forth in Section 2.2.
     “Fannie Mae” means The Federal National Mortgage Association, or any successor thereto.
     “Freddie Mac” means The Federal Home Loan Mortgage Corporation, or any successor thereto.
     “GAAP” means United States generally accepted accounting principles.
     “Goodbye Letter” shall have the meaning set forth in Section 6.2.
     “Government Entity” means any federal, state or local court, administrative body or other governmental or quasi-governmental entity with competent jurisdiction, including the Department of Housing and Urban Development, Fannie Mae, the Government National Mortgage Association, Freddie Mac and the Federal Trade Commission.
     “Holdback Amount” shall have the meaning set forth in Section 3.1(b)(iv)(2).
     “Indemnified Person” means the Person or Persons entitled to, or claiming a right to, indemnification under Article 11.
     “Indemnifying Person” means the Person or Persons claimed by the Indemnified Person to be obligated to provide indemnification under Article 11.
     “Independent Accounting Firm” means, with respect to each dispute under Section 3.2 or 3.3, a nationally recognized independent accounting firm mutually chosen by the parties in connection with such dispute.
     “Initial Servicing Assets Settlement Date” shall have the meaning set forth in Section 10.1(a).
     “Insurer” means any Person who insures or guarantees (a) all or any portion of the risk of loss upon the Obligor’s default on any of the Mortgage Loans or (b) against hazard, flood, earthquake, title or other risk of loss in accordance with Applicable Requirements, including a Government Entity, any private mortgage insurer and any insurer or guarantor under any standard hazard insurance policy, any federal flood insurance policy, any title insurance policy,

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any earthquake insurance policy, or any other insurance policy applicable to a Mortgage Loan and any successor thereto.
     “Interim Funder” shall have the meaning given such term in the MERS Procedure Manual.
     “Interim Servicing Agreement” shall have the meaning set forth in Section 6.31.
     “Investor” means, with respect to each Serviced Mortgage Loan, any trust or private investor, as applicable, which owns such Serviced Mortgage Loan.
     “IRS” means the Internal Revenue Service.
     “Judicial Action” shall have the meaning set forth in Section 13.10.
     “Law” means any law, statute, regulation, ordinance, rule, order, decree, judgment, consent decree or governmental requirement enacted, promulgated, entered into, agreed to or imposed by any Government Entity.
     “Liabilities” means any and all debts, liabilities, obligations, commitments, responsibilities, fines, penalties and sanctions, absolute or contingent, matured or unmatured, liquidated or unliquidated, joint, several or individual, asserted or unasserted, accrued or unaccrued, known or unknown, due or to become due, including any costs, expenses, interest, reasonable attorneys’ fees, disbursements and expense of counsel, expert and consulting fees and costs related thereto or to the investigation or defense thereof.
     “Lien” means any lien, security interest, charge, claim, mortgage, deed of trust, option, lease or other encumbrance.
     “Loan Data Tape” shall have the meaning set forth in Section 6.24(a).
     “Loan File” means, as to each Purchased Loan, the documents and materials described in Exhibit D.
     “Loan Test Tape” shall have the meaning set forth in Section 6.23(a).
     “Loss” or “Losses” means any and all damages, losses, actions, proceedings, causes of action, obligations, liabilities, claims, encumbrances, penalties, demands, assessments, judgments, costs and expenses, including court costs and reasonable attorneys’ and consultants’ fees and costs of litigation, but in any event shall exclude (a) any interest with respect thereto and (b) consequential, punitive, special or incidental damages or lost profits claimed, incurred or suffered by any Indemnified Person.
     “Material Adverse Effect” means any change, effect, event or circumstance, that, individually or in the aggregate, is, or would reasonably be expected to be, materially adverse to the value of the Purchased Assets taken as a whole, or would reasonably be expected, individually or in the aggregate, to prohibit, materially delay or materially impair the transactions contemplated by this Agreement or any of the Ancillary Agreements, except for any change,

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effect, event or circumstance relating to (a) matters generally affecting the mortgage origination or servicing industry, (b) general economic, regulatory or political conditions or changes in the United States, including changes to the U.S. housing market, (c) military action or any act of terrorism, (d) the announcement of this Agreement or public disclosure of the transactions contemplated herein, (e) changes in applicable Laws after the date hereof, (f) changes in accounting rules or requirements or the interpretation thereof or (g) compliance with the terms of this Agreement or the consummation of the transactions contemplated by this Agreement (including the taking of any action expressly required by this Agreement or acts or omissions of any Seller (or any of their respective Affiliates) taken with the prior written consent of Purchasers); provided, that with respect to clauses (a), (b), (c), (e) or (f), such change, effect, event or circumstance will be considered to the extent that it disproportionately affects the value of the Purchased Assets taken as a whole as compared to assets that are substantially similar in nature to the Purchased Assets taken as a whole.
     “MERS” means MERSCORP, Inc., its successors and assigns.
     “MERS Designated Mortgage Loan” means Purchased Mortgage Loans for which a Seller has designated MERS as, and has taken or will take such action as is necessary to cause MERS to be, the mortgagee of record, as nominee for such Seller, in accordance with MERS Procedure Manual.
     “MERS Procedure Manual” means the MERS Procedures Manual, as it may be amended, supplemented or otherwise modified from time to time.
     “MERS Report” means the report from the MERS® System listing MERS Designated Mortgage Loans and other information.
     “MERS® System” means MERS mortgage electronic registry system, as more particularly described in the MERS Procedures Manual.
     “Mortgage” means the mortgage, deed of trust or other instrument securing a Mortgage Note, which creates a first or second lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note; except that with respect to real property located in jurisdictions in which the use of leasehold estates for residential properties is a widely-accepted practice, the mortgage, deed of trust or other instrument securing the Mortgage Note may secure and create a first or second lien upon a leasehold estate of the Mortgagor.
     “Mortgage Loans” means any residential mortgage loan or other extension of credit secured by a Lien on real property of an Obligor, including the related REO Properties.
     “Mortgage Loan Documents” means, for each Mortgage Loan serviced under a Servicing Agreement or included in the Purchased Mortgage Loans, the Mortgage Note, the mortgage or deed of trust and all assignments of the mortgage or deed of trust, all endorsements and allonges to the Mortgage Note, the title insurance policy with all endorsements thereto, any security agreement and financing statements, any account agreements, and any assignments, assumptions, modifications, continuations or amendments to any of the foregoing.

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     “Mortgage Note” means, with respect to a Mortgage Loan, a promissory note or notes, or other evidence of indebtedness, together with any assignment, reinstatement, extension, endorsement or modification thereof.
     “Mortgaged Property” means a fee simple property (or such other estate in real property as is commonly accepted as collateral for Mortgage Loans) that secures a Mortgage Note and that is subject to a mortgage.
     “Mortgagor” means the Obligor on a Mortgage Note.
     “Non-Fundamental Loan Loss” shall have the meaning set forth in Section 11.4(e).
     “Non-Interim Serviced Purchased Loans” means the Other Purchased Loans (except for construction loans), Automobile Loans and HELOCs (as defined in Exhibit H hereto).
     “Note” means a Mortgage Note, or other evidence related to a Purchased Loan in whatever form or nature, including a promissory note, loan contract credit agreement, installment loan contract or retail instrument.
     “Notice of Acceptance” shall have the meaning set forth in Section 3.2(c)(i).
     “Notice of Disagreement” shall have the meaning set forth in Section 3.2(c)(ii).
     “Obligor” means any Person that is an obligor, lessee, borrower or guarantor under any Purchased Loan.
     “Order” means any order, injunction, judgment, decree, ruling, stipulation, assessment or arbitration award of any Government Entity.
     “Ordinary Course of Business” means the ordinary course of business consistent with past custom and practice (including with respect to quantity and frequency).
     “Other Purchased Loans” means all loans listed on Schedule 1.1(a) other than the Purchased Mortgage Loans and the Automobile Loans, which may include small balance commercial loans, consumer loans and construction loans, as updated as of the close of business on the Business Day prior to the Closing Date to reflect any loans excluded pursuant to Section 6.30(a) and any other change agreed by the Parties.
     “Parent” shall have the meaning set forth in the preamble to this Agreement.
     “Parent Material Adverse Effect” means any change, effect, event or circumstance that, individually or in the aggregate, is, or would reasonably be expected to be, materially adverse to the financial condition of Parent and its subsidiaries, taken as a whole, except for any change, effect, event or circumstance relating to (a) matters generally affecting any industries in which Parent or any of its subsidiaries operates, (b) matters generally affecting the United States (or any other country or jurisdiction) or global economy generally or capital, financial banking, credit or securities markets generally, including changes in interest or exchange rates, (c) political or regulatory conditions generally of the United States (including, for the avoidance of doubt,

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Puerto Rico) in which Parent or any of its subsidiaries operates, (d) military action or any act of terrorism, (e) the disclosure of the transactions contemplated by this Agreement, (f) changes in Law, (g) changes in accounting rules or requirements or the interpretation thereof, (h) any matter or condition described in the Schedules to this Agreement or (i) any failure to meet internal or published projections, estimates or forecasts of revenues, earnings, or other measures of financial or operating performance for any period (provided that the underlying cause of such failures (subject to the other provisions of this definition) shall not be excluded); provided, that with respect to clauses (a), (b), (c), (d), (f) or (g), such change, effect, event or circumstance will be considered to the extent that it disproportionately affects the financial condition of Parent and its subsidiaries, taken as a whole, as compared to other bank holding companies of similar asset size headquartered in the United States or its territories that are principally engaged in commercial and retail banking.
     “Parties” shall have the meaning set forth in the preamble to this Agreement.
     “Permits” shall have the meaning set forth in Section 4.11
     “Permitted Liens” means Liens arising by operation of Law for Taxes not yet due and payable.
     “Person” means any individual, corporation, partnership, association, limited liability company, trust, Government Entity or other entity or organization.
     “PMSI” shall have the meaning set forth in the preamble to this Agreement.
     “PNA” shall have the meaning set forth in the preamble to this Agreement.
     “Popular Financial” shall have the meaning set forth in the preamble to this Agreement.
     “Popular FS” shall have the meaning set forth in the preamble to this Agreement.
     “Post-Closing Tax Period” shall have the meaning set forth in Section 12.1(a).
     “Post-Transfer Tax Period” shall have the meaning set forth in Section 12.1(a).
     “Pre-Closing Loan Issue” shall have the meaning set forth in Section 6.30(a).
     “Pre-Transfer Tax Period” shall have the meaning set forth in Section 12.1(a).
     “Proposed Adjustments” shall have the meaning set forth in Section 3.2(c)(ii).
     “PSA Amendments” means any amendment to the provisions of any Servicing Agreement that relate to the replacement of a servicer or the assignment of servicing responsibility, which amendment is determined by Sellers to be reasonably necessary or appropriate to be entered into in connection with obtaining the Servicing Agreement Consents with the consent of the Purchasers, which consent shall not be unreasonably withheld.

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     “Purchase Price” means the Closing Purchase Price or any Servicing Asset Purchase Price, as the context requires.
     “Purchased Assets” shall have the meaning set forth in Section 2.1(b).
     “Purchased Loan Issue” shall have the meaning set forth in Section 6.30.
     “Purchased Loans” means the Purchased Mortgage Loans, the Automobile Loans and the Other Purchased Loans.
     “Purchased Loans Cut-off Date” means the close of business on July 31, 2008.
     “Purchased Mortgage Loans” means all Mortgage Loans listed on Schedule 1.1(a), as updated as of the close of business on the Business Day prior to the Closing Date to reflect any Mortgage Loans excluded pursuant to Section 6.30(a) and any other change agreed by the Parties.
     “Purchaser” shall have the meaning set forth in the preamble of this Agreement.
     “Purchaser Fundamental Representations” means the representations set forth in Sections 5.1, 5.2, 5.3, 5.4 and 5.8.
     “Purchaser Indemnified Parties” shall have the meaning set forth in Section 11.2.
     “Rating Agency” means Standard & Poors’ and Moody’s Investor Services.
     “Rating Agency Affirmation Letter” means, as to each Servicing Agreement, a letter from each related Rating Agency to the effect that, as applicable, (a) the assignment by the applicable Seller and the assumption by the Servicing Assets Purchaser with respect to such Servicing Agreement, and (b) if applicable, the amendment of the Servicing Agreement pursuant to the relevant PSA Amendment will not, in and of itself, result in a downgrading of the rating of any securities that have been rated by such Rating Agency.
     “Receivables” means (a) a Mortgage Loan or right to payment which is secured by a Lien on or other interest in real or personal property or (b) any debt or equity security (including a participation certificate) that represents an interest in (or represents an ownership interest in, or a debt obligation of, a Person which owns, directly or indirectly) a pool of instruments described in clause (a) of this definition.
     “REO Property” means a Mortgaged Property acquired through foreclosure, by acceptance of a deed in lieu of foreclosure or by any other means arising from or related to the default or imminent default of a Mortgage Loan.
     “RESPA” means the Federal Real Estate Settlement Procedures Act and the rules and regulations promulgated thereunder.
     “Retained Liabilities” shall have the meaning set forth in Section 2.5.

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     “RMBS Purchaser” shall have the meaning set forth in the preamble to this Agreement.
     “RMBS Assets” shall have the meaning set forth in Section 2.1(a)(ii).
     “Securities Act” means the Securities Act of 1933, as amended.
     “Security Agreement” means for Purchased Loans other than Mortgage Loans, the document or instruments setting or establishing the security interest in Collateral for Purchased Loans, together with any and all certificates or title or other evidences of ownership of the security interest.
     “Seller” shall have the meaning set forth in the preamble of this Agreement.
     “Seller Consent” shall have the meaning set forth in Section 4.4(b).
     “Seller Fundamental Representations” means (a) the representations and warranties set forth in Sections4.1, 4.2, 4.3, 4.4 and 4.6(b) and (b) the representations and warranties set forth in Exhibits H, I, J, K and L that are identified therein as Seller Fundamental Representations.
     “Seller Indemnified Parties” shall have the meaning set forth in Section 11.3.
     “Sellers’ Knowledge” or variations thereof, means the actual knowledge of the executive officers and directors of Sellers set forth on Schedule 1.1(b).
     “Sellers’ Servicing Policies” means the written policies and procedures used by Sellers in connection with the Purchased Assets.
     “Serviced Mortgage Loan” means a Mortgage Loan serviced under any Servicing Agreement.
     “Serviced REO Property” means a Mortgaged Property acquired under a Servicing Agreement through foreclosure, by acceptance of a deed in lieu of foreclosure or by any other means arising from or related to the default or imminent default of a Mortgage Loan.
     “Servicer” means the “Servicer” as such term is defined in any Servicing Agreement.
     “Servicing Agreements” means the servicing agreements, pooling and servicing agreements, subservicing agreements, master servicing agreements, interim servicing agreements and related agreements (such as custodial agreements, insurance agreements and administrative agreements) identified on Schedule 1.1(c), including all documents attached as an exhibit or schedule to or incorporated by reference into any such agreement.
     “Servicing Agreement Consent” means, with respect to each Servicing Agreement, the Seller Consent with respect to each such Servicing Agreement, which Consent shall (a) satisfy the applicable requirements under the Servicing Agreement with respect to the assignment of the Servicing Agreement to, and assumption of the Servicing Agreement by, Servicing Assets Purchaser, (b) include a PSA Amendment, if applicable to such Servicing Agreement and (c) include a Rating Agency Affirmation Letter with respect to such Servicing Agreement.

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     “Servicing Assets” shall have the meaning set forth in Section 2.1(b).
     “Servicing Assets Purchase Price” means the purchase price payable for the rights related to any Servicing Transaction, as determined in accordance with Exhibit B and Section 3.2(c) (as adjusted to reflect the applicable Servicing Assets Settlement Adjustment).
     “Servicing Assets Purchaser” shall have the meaning set forth in the preamble to this Agreement.
     “Servicing Assets Settlement” shall have the meaning set forth in Section 2.1(b).
     “Servicing Assets Settlement Date” shall have the meaning set forth in Section 10.1(b).
     “Servicing Assets Settlement Adjustment” shall have the meaning set forth in Section 3.2(b).
     “Servicing Assets Settlement Payment” shall have the meaning set forth in Section 3.1(b)(iv)(1).
     “Servicing Assets Settlement Payment Estimate” shall have the meaning set forth in Section 3.1(b)(iii)(2).
     “Servicing Assets Settlement Statement” shall have the meaning set forth in Section 3.2(b).
     “Servicing Calculation Date” means the last day of the second month prior to the month in which the related Servicing Cut-Off Date falls, or such other date as the Parties may agree.
     “Servicing Cut-Off Date” means, with respect to each Servicing Assets Settlement, the last day of month prior to the month in which the related Servicing Assets Settlement Date falls.
     “Servicing Data Tape” shall have the meaning set forth in Section 6.24(b).
     “Servicing Fees” means the sum of (a) the servicing fees (excluding any Ancillary Income) payable to a Seller as set forth in a Servicing Agreement and (b) any Ancillary Income.
     “Servicing File” means, for each Serviced Mortgage Loan and Purchased Mortgage Loan, copies of the Mortgage Loan Documents and other relevant documents and information, including the documents and other items described on Schedule 1.1(d).
     “Servicing Rights” means all right, title and interest of Sellers in and to: (a) the right to service and/or subservice (as applicable therein) the Serviced Mortgage Loans under the Servicing Agreements, including the right to receive the Servicing Fees and Ancillary Income; (b) the related master servicing and/or servicing obligations as specified in each Servicing Agreement, including the obligations to administer and collect the payments of or relating to the Serviced Mortgage Loans, and to remit all amounts and provide information reporting to others in accordance with the Servicing Agreements and excluding any obligation that is a Retained Liability; (c) the right of ownership, possession, control and use of any and all Servicing Files,

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Mortgage Loan Documents and other relevant documents and accounts pertaining to the servicing of the Serviced Mortgage Loans as provided in the Servicing Agreements; (d) the rights with respect to, and obligations to make, any advances required pursuant to any Servicing Agreement, including obligations to reimburse funds borrowed from any custodial or other accounts under a Servicing Agreement; (e) the “clean-up call” right, if any, to purchase the Serviced Mortgage Loans upon the aggregate principal balance thereof being reduced below a specified amount to the extent provided to a Seller in the Servicing Agreement; (f) the right to enter into arrangements that generate ancillary fees in respect of the Serviced Mortgage Loans under any Servicing Agreement and the Purchased Assets; and (g) all other rights, powers and privileges of Sellers as the master servicer, servicer or subservicer under the Servicing Agreements as expressly set forth therein or as deemed at Law; provided, that all indemnification rights and obligations of any Seller (i) under the Servicing Assets arising prior to the applicable Servicing Assets Settlement Date and (ii) relating to the Closing Purchased Assets prior to the Closing Date shall not be transferred to Purchaser.
     “Servicing Test Tape” shall have the meaning set forth in Section 6.23(b).
     “Servicing Transactions” means any residential mortgage-backed securities transactions serviced pursuant to the Servicing Agreements.
     “Servicing Transfer Date” shall have the meaning set forth in Section 6.31.
     “Servicing Transfer Instructions” means the instructions set forth in Exhibits F-1 and F-2 hereto detailing the procedures pursuant to which Sellers shall effect the transfer of Purchased Mortgage Loans and Mortgage Loans serviced under the Servicing Agreements and other documents, reports and files to the Servicing Assets Purchaser.
     “Settlement Agreement” means the settlement agreement entered into as of May 14, 2007 by and among Bear Stearns & Co. Inc., EMC Mortgage Corporation, Wells Fargo Bank, N.A., Equity One, People’s Choice Home Loan, Inc., People’s Choice Financial Corporation and their affiliated debtors and debtors in possession and the Official Committee of Unsecured Creditors of such debtors.
     “Shortfall Amount” shall have the meaning set forth in Section 3.1(b)(ii).
     “Subservicing Agreement” shall have the meaning set forth in Section 2.3(b).
     “Tax” or “Taxes” mean all taxes, charges, fees, duties, levies or other assessments, including income, gross receipts, escheat, capital stock, net proceeds, ad valorem, turnover, real, personal and other property (tangible and intangible), sales, use, franchise, excise, value added, stamp, leasing, lease, user, transfer, fuel, excess profits, occupational, interest equalization, windfall profits, unitary, severance and employees’ income withholding, unemployment and Social Security taxes, duties, assessments and charges (including the recapture of any tax items such as investment tax credits) and any amounts attributable thereto or attributable to any failure to comply with any requirement regarding Tax Returns and any transferee or secondary Liability in respect of taxes, including, in each case, any interest, penalty or addition thereto, whether disputed or not, which are imposed by the United States, or any Government Entity.

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     “Tax Return” means any return, declaration, report, claim for refund or information return or statement relating to Taxes, including any such document prepared on a consolidated, combined or unitary basis and also including any schedule or attachment thereto, and including any amendment thereof.
     “Tax Statute of Limitations Date” with respect to a particular Tax means the close of business sixty (60) days after the expiration of the applicable statute of limitations with respect to such Tax, including any extensions or waivers thereof required by Law or made with the consent of the applicable Seller (such consent not to be unreasonably withheld) (or if such date is not a Business Day, the next Business Day).
     “Taxing Authority” means any Government Entity responsible for the administration or imposition of any Tax.
     “Test Tape” shall have the meaning set forth in Section 6.23(b).
     “Third Party Claim” shall have the meaning set forth in Section 11.7.
     “Total Purchase Price” means an amount equal to the sum of (a) the Closing Purchase Price and (b) each Servicing Assets Purchase Price.
     “Transfer” means to sell, convey, transfer, assign and deliver.
     “Transfer Adjustment” means any Servicing Assets Settlement Adjustment and the Closing Adjustment.
     “Transfer Date” shall have the meaning set forth in Section 10.1(b).
     “Transfer Statement” shall have the meaning set forth in Section 3.2(b).
     “Transfer Taxes” shall have the meaning set forth in Section 12.2.
     “Trust” means any trust established in connection with an Servicing Transaction.
     “Unassigned Servicing Agreement” shall have the meaning set forth in Section 2.3(b).
     “Unresolved Adjustments” shall have the meaning set forth in Section 3.2(d).
     “Welcome Letter” shall have the meaning set forth in Section 6.2.
     “Whole Loan Accrued Interest Amount” means the amount calculated in accordance with Exhibit B.
     “Whole Loan Assets” means the Purchased Loans, including accrued interest thereon, and the incidents of ownership set forth in Section 2.1(a)(i)(1) and (2).
     “Whole Loan Purchase Price Carry Amount” shall have the meaning set forth in Exhibit B.

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     “Whole Loan Purchaser” shall have the meaning set forth in the preamble to this Agreement.
     1.2 Interpretation. The headings preceding the text of Articles and Sections included in this Agreement and the headings to Schedules and Exhibits attached to this Agreement are for convenience only and shall not be deemed part of this Agreement or be given any effect in interpreting this Agreement. The use of the masculine, feminine or neuter gender or the singular or plural form of words herein shall not limit any provision of this Agreement. The use of the terms “including” or “include” shall in all cases herein mean “including, without limitation” or “include, without limitation,” respectively. Reference to any Person includes such Person’s successors and assigns to the extent such successors and assigns are permitted by the terms of any applicable agreement. Reference to a Person in a particular capacity excludes such Person in any other capacity or individually. Reference to any agreement (including this Agreement), document or instrument means such agreement, document or instrument as amended or modified and in effect from time to time in accordance with the terms thereof and, if applicable, the terms hereof. Underscored references to Articles, Sections, paragraphs, clauses, Exhibits or Schedules shall refer to those portions of this Agreement. The use of the terms “hereunder,” “hereof,” “hereto” and words of similar import shall refer to this Agreement as a whole and not to any particular Article, Section, paragraph or clause of, or Exhibit or Schedule to, this Agreement.
ARTICLE 2.
PURCHASE AND SALE
     2.1 Purchase and Sale.
          (a) Closing. On the terms and subject to the conditions set forth herein, at the closing of the transactions contemplated hereby (the “Closing”), the applicable Sellers shall sell, convey, transfer, assign and deliver to the applicable Purchaser, and the applicable Purchaser shall purchase and acquire from the applicable Sellers, and take assignment and delivery of, all of the applicable Sellers’ right, title and interest, in and to the following assets, properties and rights (whether tangible or intangible, real, personal or mixed), free and clear of all Liens, excluding the Excluded Assets:
     (i) Whole Loan Purchaser shall purchase and acquire the Purchased Loans, on a servicing released basis, which shall include the following incidents of ownership:
          (1) the rights of any Seller under each and every existing policy or certificate of insurance, if any, to the extent such policy or certificate relates to (A) any Collateral securing any Purchased Loan or (B) the life or lives, health or unemployment of any Obligor, and all pending insurance claims and claims filed in the future, if any, and the proceeds thereof;
          (2) all causes of action, lawsuits, judgments, claims, refunds, choses in action, rights of recovery, rights of set off, rights of recoupment, demands and any other rights of any nature to the extent related to a Purchased Loan, including any rights, claims and causes of action against any automobile dealer or retailer

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in respect of which a Purchased Loan was used to finance the purchase of a product from such dealer or retailer; and
     (ii) RMBS Purchaser shall purchase and acquire the debt and equity interests of Sellers in the residential mortgage securitizations identified on Schedule 2.1(a)(ii) and all incidents of ownership thereof (the “RMBS Assets”).
          (b) Servicing Assets Settlement. On the terms and subject to the conditions set forth herein, at the Closing, or, with respect to any Servicing Agreement for which the applicable Servicing Agreement Consent is not obtained by the Closing then, in accordance with Section 2.3(c), upon the receipt of such Servicing Agreement Consent (each, a “Servicing Assets Settlement” and each of the Closing and each Servicing Assets Settlement, an “Asset Transfer”), the applicable Sellers shall sell, convey, transfer, assign and deliver to the Servicing Assets Purchaser, and the Servicing Assets Purchaser shall purchase and acquire from the applicable Sellers, and take assignment and delivery of, all of the applicable Sellers’ right, title and interest, in and to the following assets, properties and rights (whether tangible or intangible, real, personal or mixed), free and clear of all Liens, as the same shall exist as of each Servicing Assets Settlement, excluding the Excluded Assets (collectively, the “Servicing Assets” and, together with the Whole Loan Assets and the RMBS Assets, the “Purchased Assets”):
     (i) all of the Servicing Rights pursuant to the applicable Assigned Servicing Agreements;
     (ii) the contractual right to receive (1) reimbursement pursuant to the Assigned Servicing Agreements for the Advances and (2) Servicing Fees that are accrued and unpaid with respect to the applicable Assigned Servicing Agreements as of the applicable Servicing Assets Settlement Date;
     (iii) all Books and Records, relating to the applicable Servicing Assets that are not Excluded Assets and copies of Books and Records relating to the applicable Servicing Assets that any Seller is required by Law to retain;
     (iv) all guarantees and warranties of third parties that relate solely to the ownership or operation of the applicable Servicing Assets;
     (v) all credits, prepaid expenses, deferred charges, advance payments, security deposits, prepaid items and duties to the extent exclusively related to the applicable Servicing Assets;
     (vi) all insurance benefits, including rights and proceeds, arising from or relating to the applicable Assumed Liabilities; and
     (vii) all causes of action, lawsuits, judgments, claims, refunds, choses in action, rights of recovery, rights of set-off, rights of recoupment, demands and any other rights of any nature to the extent related to the applicable Servicing Assets.
     2.2 Excluded Assets. Notwithstanding anything herein to the contrary, Sellers shall retain all of their existing right, title and interest in and to, and there shall be excluded from the

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sale, conveyance, assignment or transfer to Purchasers hereunder, the following (collectively, the “Excluded Assets”):
          (a) any asset or class of assets excluded from the defined terms set forth in Sections 2.l(a) and (b) by virtue of the limitations expressed therein;
          (b) all cash and cash equivalents, including Sellers’ bank accounts (but, for the avoidance of doubt, excluding any Servicing Rights);
          (c) all Tax Returns of Sellers or any of their respective Affiliates and all Books and Records related thereto;
          (d) any Books and Records that any Seller is required by Law to retain;
          (e) all names of Sellers (and any derivatives thereof), including the “Popular,” “Equity One” and “E-LOAN” names (and any derivatives thereof), and all goodwill associated therewith;
          (f) all Contracts solely between one or more Sellers, on one hand, and any one or more Affiliates of Sellers, on the other hand;
          (g) all Books and Records prepared or received in accordance with the proposed sale of the Purchased Assets, including offers received from prospective purchasers, and all right, title and interest of Sellers under this Agreement or any Ancillary Agreement (or any other agreement between a Seller or any of its Affiliates, on the one hand, and Purchaser or any of its Affiliates, on the other hand, entered into on or after the date of this Agreement with respect to the Purchased Assets);
          (h)  except as set forth in Sections 2.1(a)(i)(1) and 2.1(b)(vi), any insurance policies or insurance coverage relating to the Purchased Assets;
          (i) Tax refunds related to any taxable period (or portion thereof) ending on or prior to (but not including) the applicable Transfer Date to the extent Taxes were paid by or on behalf of a Seller;
          (j) all rights, claims and causes of action relating to any Excluded Asset or any Retained Liability; and
          (k) all assets of Sellers other than the Purchased Assets.
     2.3 Certain Provisions Regarding Assignments.
          (a) Sellers shall use their commercially reasonable efforts to obtain, and Purchasers shall in good faith cooperate with, and provide reasonable assistance to, Sellers in connection with obtaining, as promptly as is reasonably practicable after the date hereof, the Servicing Agreement Consents (each such Servicing Agreement for which a Servicing Agreement Consent has been obtained, an “Assigned Servicing Agreement”), including taking the steps set forth on Exhibit E.

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          (b) With respect to any Servicing Agreement for which a Servicing Agreement Consent has not been obtained as of the Closing Date (each such Servicing Agreement, an “Unassigned Servicing Agreement”), Servicing Assets Purchaser and the applicable Seller shall, on the Closing Date, enter into a Subservicing agreement on the terms set forth in Exhibit G (each, a “Subservicing Agreement”).
          (c) With respect to any Servicing Agreement for which Servicing Assets Purchaser and the applicable Seller shall have entered into a Subservicing Agreement pursuant to Section 2.3(b), the provisions of Section 2.3(a) shall continue to apply and the Parties shall continue to pursue the remaining Servicing Agreement Consents in accordance with the terms of such Section. To the extent that any Servicing Agreement Consent is obtained pursuant to this Section 2.3(c) with respect to any Servicing Agreement, the Subservicing Agreement related to such Servicing Agreement shall automatically terminate except as provided therein without any further action of any party upon the Servicing Assets Settlement Date relating to such Servicing Agreement.
     2.4 Assumption of Certain Liabilities. At the applicable Transfer Date, the identified Purchaser shall assume and shall agree to pay, perform and discharge when due, the following Liabilities of Sellers and their Affiliates arising out of or with respect to the Purchased Assets (the “Assumed Liabilities”):
          (a) Whole Loan Purchaser, funding obligations after Closing with respect to Purchased Loans that are HELOCs (as defined in Exhibit H hereto) or revolving consumer loans;
          (b) Servicing Assets Purchaser, all Liabilities under the Assigned Servicing Agreements from and after the applicable Servicing Assets Settlement Date except to the extent such Liabilities relate to or arise out of or in connection with any action or omission by or on behalf of any Seller (or any of their Affiliates) or of any prior servicer, subservicer and/or master servicer under any provision of the Servicing Agreements prior to the applicable Servicing Assets Settlement Date;
          (c) RMBS Purchaser, all Liabilities for Taxes imposed on or relating to the RMBS Assets for (i) any taxable period thereof beginning on the Closing Date, and (ii) with respect to any taxable year or period that includes but does not begin on the Closing Date, the portion of such taxable year or period beginning on and including the Closing Date; and
          (d) Each Purchaser, all Taxes, fees and other amounts for which such Purchaser is responsible pursuant to Section 12.1 and Section 12.2.
     2.5 Retained Liabilities. Notwithstanding anything herein to the contrary, except for the Assumed Liabilities, Sellers shall retain, and Purchasers shall not assume or otherwise be liable or responsible for the following Liabilities (collectively, the “Retained Liabilities”):
          (a) except for the Assumed Liabilities, any Liabilities of any Seller or their respective Affiliates, whether or not associated with, or arising from, the Purchased Assets;
          (b) all Liabilities arising out of any pre-Closing breach or default by Sellers (or any of their Affiliates) of any provision of the Purchased Loans;

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          (c) all Liabilities arising out of any pre-Servicing Assets Settlement breach or default by Sellers (or any of their Affiliates) or of any prior servicer, subservicer and/or master servicer of any provision of the Servicing Agreements, including any Liabilities arising out of the Settlement Agreement;
          (d) all Liabilities for Taxes imposed on or relating to the Closing Purchased Assets for (i) any taxable period thereof ending on or prior to the Closing Date, and (ii) with respect to any taxable year or period that includes but does not end on the Closing Date, the portion of such taxable year or period ending on (but not including the Closing Date), and any Liabilities for Taxes imposed on or relating to any Seller or any of its Affiliates (or any of their respective predecessors-in-interest) for any period, except that Taxes governed by Section 12.1 and Section 12.2 shall be allocated between Sellers and Purchasers as set forth therein;
          (e) all obligations under any Servicing Agreement in connection with a Servicing Transaction in which the depositor or other seller of Mortgage Loans to the Trust and the servicer are the same Person (or any Affiliate of the same Person) and such Person (or Affiliate) has an obligation to repurchase any Receivables or to reimburse, indemnify or hold harmless any Person, and any Liabilities arising from Serviced Mortgage Loans or Purchased Loans related to the origination or sale of Receivables, including in the event of fraud on the part of any Obligor under a Serviced Mortgage Loan or Purchased Loan, and any Liabilities arising out of the foregoing;
          (f) all Liabilities for Taxes imposed on or relating to the Servicing Assets for (i) any taxable period thereof ending on or prior to each Servicing Assets Settlement Date, and (ii) with respect to any taxable year or period that includes but does not end on a Servicing Assets Settlement Date, the portion of such taxable year or period ending on (but not including the applicable Servicing Assets Settlement Date), and any Liabilities for Taxes imposed on or relating to any Seller or any of its Affiliates (or any of their respective predecessors in interest) for any period, except that Taxes governed by Section 12.1 and Section 12.2 shall be allocated between Sellers and Purchasers as set forth therein;
          (g) all Liabilities arising out of or relating to any Seller’s performance or failure to perform its obligations as master servicer, servicer or subservicer under the Servicing Agreements or arising out of or in connection with any violation of any Applicable Requirements prior to each Servicing Assets Settlement Date;
          (h) demands, requests, duties or liabilities relating to any Obligor for which the related Serviced Mortgage Loan has been repaid in full, repurchased from the related Servicing Transaction or is otherwise no longer being serviced by the master servicer, servicer or subservicer as of the Servicing Assets Settlement Date with respect to such Serviced Mortgage Loan;
          (i) all Liabilities arising out of or relating to any proceeding, cause of action, action, claim, arbitration, hearing, investigation, regulatory exam, consent order, litigation or suit that (i) is pending, threatened or completed as of the date hereof with respect to any Seller or its respective Affiliates or (ii) arising out of or relates to actions or omissions of any Seller in its capacity as master servicer, servicer or subservicer under the Servicing Agreements during the

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period such Seller acted as master servicer, servicer or subservicer under the Servicing Agreements; and
          (j) all Liabilities arising out of any post-Servicing Assets Settlement Date breach or default by Sellers (or any of their Affiliates) of any provision of the Unassigned Servicing Agreements;
          (k) all Liabilities arising out of or with respect to any failure to comply with Applicable Requirements prior to the Transfer of the applicable Purchased Asset hereunder;
          (l) all Liabilities arising out of or with respect to origination of Purchased Loans; and
          (m) all Liabilities arising out of or with respect to the Excluded Assets.
ARTICLE 3.
PURCHASE PRICE
     3.1 Payments at Closing and Servicing Assets Settlement.
          (a) Purchased Loans and RMBS Assets. Subject to the terms and conditions hereof, at the Closing:
     (i) Whole Loan Purchaser shall pay, by wire transfer of immediately available funds to an account or accounts designated by Sellers, an amount (the “Whole Loan Payment”) equal to, in the aggregate, the sum of (A) the Base Whole Loan Purchase Price, Plus (B) the Whole Loan Accrued Interest Amount, plus (C) the Whole Loan Purchase Price Carry Amount, plus (D) the Equity One Whole Loan Interim Servicing Fee;
     (ii) Sellers shall pay, by wire transfer of immediately available funds to an account or accounts designated by Whole Loan Purchaser, an amount equal to the cash proceeds received by Sellers, (A) with respect to the Purchased Loans subject to the Interim Servicing Agreement, after the Purchased Loans Cut-Off Date and prior to the related Servicing Transfer Date and (B) with respect to all other Purchased Loans, after the Purchased Loans Cut-Off Date;
     (iii) Sellers shall direct Servicing Asset Purchaser to transfer to the Whole Loan Purchaser any cash proceeds with respect to the Purchased Loans subject to the Interim Servicing Agreement received on or after the related Servicing Transfer Date;
     (iv) Whole Loan Purchaser shall pay, by wire transfer of immediately available funds to an account or accounts designated by Sellers, an amount equal to the Due Diligence Advance; and
     (v) RMBS Purchaser shall pay the excess, if any, of (A) $4,027,000, over (B) the aggregate amount of cash proceeds received with respect to the RMBS Assets from

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the Purchased Loans Cut-Off Date through the Distribution Date in October 2008 (the “Economic RMBS Purchase Price” and, together with the Whole Loan Payment, the “Closing Date Payment”).
          (b) Servicing Assets.
     (i) At least fifteen (15) days prior to each Servicing Assets Settlement Date, Sellers shall provide to Purchasers a list of all Servicing Transactions, including all relevant Assigned Servicing Agreements, with respect to which Servicing Rights are to be assigned and settled on such Servicing Assets Settlement Date (such list, an “Assigned Servicing Transactions List” and such Servicing Transactions for any Servicing Asset Settlement, the “Related Servicing Transactions”).
     (ii) At least ten (10) days prior to each Servicing Assets Settlement Date, Servicing Assets Purchaser shall deliver to Sellers a reconciliation of the related Custodial Accounts for the Assigned Servicing Agreements including those related to the Related Servicing Transactions setting forth as of the Servicing Calculation Date the sum of all shortfalls, if any, contained in all individual Custodial Accounts (such sum for all Servicing Transactions being assigned and settled on such Servicing Assets Settlement Date, the “Shortfall Amount”). Any reconciliation of Custodial Accounts performed hereunder shall be calculated in accordance with the test of expected principal and interest reconciliation methodology.
     (iii) At least five (5) days prior to each Servicing Assets Settlement Date, Sellers shall provide to Purchasers:
          (1) a good faith calculation of the Servicing Assets Settlement Payment for the Servicing Transactions on the Assigned Servicing Transactions List (each, a “Servicing Assets Settlement Payment Estimate) and, if applicable, the Holdback Amount, and
          (2) a good faith estimate of the aggregate Advances as of the Servicing Cut-Off Date with respect to the Servicing Transactions on the Assigned Servicing Transactions List (the “Estimated Settlement Advances).
If Purchasers within two Business Days from receipt of a Servicing Assets Settlement Payment Estimate or Estimated Settlement Advances object in writing to such calculation, Sellers and Purchasers shall in good faith review such calculation and seek to resolve the dispute. If Sellers and Purchasers fail to resolve the dispute before the applicable Servicing Assets Settlement, the applicable Servicing Assets Settlement Payment shall be calculated using the applicable Servicing Assets Settlement Payment Estimate and applicable Estimated Settlement Advances (subject to a post-settlement Adjustment pursuant to Section 3.2).
     (iv) Subject to the terms and conditions hereof, at each Servicing Assets Settlement, Servicing Assets Purchaser shall pay, by wire transfer of immediately available funds to an account or accounts designated by Sellers:

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          (1) for all Related Servicing Transactions for such Servicing Assets Settlement Date, an amount equal to (A) the Servicing Assets Purchase Price calculated as of the Servicing Calculation Date in accordance with Exhibit B for the Servicing Rights related to such Servicing Transactions, minus (B) the Shortfall Amount for all such Related Servicing Transactions (a “Servicing Assets Settlement Payment”); minus
          (2) if the aggregate Advances, as of the applicable Servicing Calculation Date, for all Related Servicing Transactions for such Servicing Assets Settlement Date are greater than 95% of the aggregate Estimated Settlement Advances, a “Holdback Amount” equal to the amount (in dollars) of Advances as of the applicable Servicing Calculation Date for all such Related Servicing Transactions that exceed 95% of the Estimated Settlement Advances.
     3.2 Purchase Price Adjustment.
          (a) Not later than the 30th day following the Closing Date, Purchasers shall prepare and deliver to Sellers a statement (the “Closing Statement”) setting forth their calculation of (i) the Delinquency Adjustment, if any, as determined in accordance with Exhibit C, and (ii) the Closing Purchase Price. The “Closing Adjustment” shall equal the amount (positive or negative) by which the Closing Date Payment as determined on the Closing Date exceeds the Sellers’ calculation of the Closing Purchase Price as set forth in the Closing Statement.
          (b) Not later than the 30th day following each Servicing Assets Settlement Date, Purchasers shall prepare and deliver to Sellers (i) an updated Schedule 1.1(c) setting forth the information required by such schedule as of each Servicing Assets Settlement Date and (ii) a statement (the “Servicing Assets Settlement Statement”, and each of the Closing Statement and each Servicing Assets Settlement Statement, a “Transfer Statement”) setting forth the positive or negative amount (the “Servicing Assets Settlement Adjustment”) by which the applicable Servicing Assets Settlement Payment exceeds their calculation of the applicable Servicing Assets Purchase Price determined as of the Servicing Cut-off Date in accordance with Exhibit B.
          (c) With respect to each Transfer Statement, Sellers shall review each Transfer Statement during the 15-day period commencing on the date Sellers receive such Transfer Statement. At or prior to the end of such 15-day period, Sellers shall either:
     (i) deliver a notice to Purchasers confirming their acceptance of the Transfer Statement and Purchasers’ calculation of the applicable Transfer Adjustment (a “Notice of Acceptance”); or
     (ii) deliver a notice to Purchasers stating that Sellers disagree with the amounts set forth on the Transfer Statement and/or Purchasers’ calculation of the applicable Transfer Adjustment (a “Notice of Disagreement”), specifying the nature of such disagreement and the adjustments Sellers seek to such Transfer Statement and/or the calculation of the applicable Transfer Adjustment (the “Proposed Adjustments”).

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If Sellers fail to deliver a Notice of Disagreement within 15 days of their receipt of the applicable Transfer Statement, Sellers shall be deemed to have accepted such Transfer Statement and Purchasers’ calculation of such Transfer Adjustment.
          (d) Purchasers shall, within 15 days of their receipt of a Notice of Disagreement, review the Proposed Adjustments and notify Sellers which of the Proposed Adjustments Purchasers accept (if any) and which of the Proposed Adjustments Purchasers reject (if any). Sellers and Purchasers shall seek in good faith to resolve any differences that remain with respect to the Proposed Adjustments. If Sellers and Purchasers are unable to resolve any Proposed Adjustment (the “Unresolved Adjustments”) within ten days of commencing good faith negotiations, the Unresolved Adjustments shall be submitted at the request of Sellers or Purchasers to an Independent Accounting Firm for arbitration. The scope of the review by the Independent Accounting Firm shall be limited to resolution of any Unresolved Adjustments. Sellers and Purchasers shall use all commercially reasonable efforts to cause the Independent Accounting Firm to render a written decision resolving the Unresolved Adjustments as promptly as practicable. The written decision delivered by the Independent Accounting Firm shall be final and binding on the parties. Sellers shall bear and pay a percentage of the fees and disbursement of the Independent Accounting Firm that is equal to the percentage of the total amount (in dollars) of Unresolved Adjustments that are approved by the Independent Accounting Firm, and Purchasers shall bear and pay a percentage of the fees and disbursements of the Independent Accounting Firm that is equal to the percentage of the total amount (in dollars) of Unresolved Adjustments that are not approved, in each case as determined by the Independent Accounting Firm. Each party shall bear any fees and expenses incurred by its legal and accounting advisors in connection with the preparation and review of the Transfer Statement and Transfer Adjustment.
          (e) Each Transfer Statement and Transfer Adjustment shall become final and binding on all parties upon the earliest of (i) the date that a Notice of Acceptance is delivered to Sellers pursuant to Section 3.2(c)(i), (ii) upon termination of the 15-day review period specified in Section 3.2(c) if no Notice of Disagreement has been delivered to Sellers pursuant to Section 3.2(c)(ii), (iii) the date Sellers and Purchasers reach agreement that such Transfer Statement, together with any modifications upon which the parties have mutually agreed, is final and binding and (iv) the date on which the Independent Accounting Firm finally resolves in writing any Unresolved Adjustments.
          (f) Sellers and Purchasers shall provide the other (and their respective independent auditors) with reasonable access to any books, records, working papers and employees as such party may reasonably request in connection with the preparation and review of each Transfer Statement pursuant to this Section 3.2.
          (g) If a Transfer Adjustment is a positive number, Purchasers shall pay, within three Business Days after the related Transfer Statement becomes final and binding on the parties (as provided in Section 3.2(e)), by wire transfer of immediately available funds to an account or accounts designated by Sellers, an amount equal to such Transfer Adjustment. If a Transfer Adjustment is a negative number, Sellers shall pay, within three Business Days after the related Transfer Statement becomes final and binding on the parties (as provided in Section 3,2(f)), by

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wire transfer of immediately available funds to an account or accounts designated by Purchasers, an amount equal to the absolute value of such Transfer Adjustment.
          (h) If a Transfer Adjustment is a positive number, the applicable Purchase Price shall be increased by the amount of such Transfer Adjustment; if a Transfer Adjustment is a negative number, the applicable Purchase Price shall be decreased by the amount of the Transfer Adjustment.
ARTICLE 4.
REPRESENTATIONS AND WARRANTIES OF SELLERS
     Sellers, jointly and severally, and (each solely for the purposes of Section 4.1, 4.2, 4.3 and 4.4) Parent and PNA, represent and warrant to Purchasers as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date) as follows:
     4.1 Authority of Sellers. Parent, PNA and each Seller has all requisite corporate or limited liability company (as applicable) power and authority to enter into this Agreement and each Ancillary Agreement to which it is a party and to consummate the transactions contemplated herein and therein and no other corporate or limited liability company (as applicable) proceedings on the part of each Seller are necessary to authorize such consummation. The execution, delivery and performance of this Agreement and each Ancillary Agreement to which it is a party by Parent, PNA and each Seller has been duly authorized by all necessary corporate or limited liability company (as applicable) action. This Agreement has been duly and validly executed and delivered by Parent, PNA and each Seller and, assuming due and valid authorization, execution and delivery by each other party hereto, constitutes the legal, valid and binding obligation of Parent, PNA and such Seller, enforceable against Parent, PNA and such Seller in accordance with its terms, except as may be limited by (a) applicable bankruptcy, insolvency, moratorium, reorganization or similar Laws from time to time in effect which affect creditors’ rights generally or (b) legal and equitable limitations on the availability of specific remedies (the “Enforceability Exceptions”). Each Ancillary Agreement will be duly and validly executed and delivered by each Seller that will be a party thereto at or prior to the applicable Closing, and upon such execution and delivery (assuming such Ancillary Agreement constitutes a valid and binding obligation of each other party thereto) will constitute the legal, valid and binding obligation of such Seller, enforceable against such Seller in accordance with its respective terms, subject to the Enforceability Exceptions.
     4.2 Organization; Qualification. Parent, PNA and each Seller (a) is a corporation or limited liability company (as applicable) validly existing under the laws of the jurisdiction of its incorporation or organization, (b) has all requisite corporate or limited liability company (as applicable) power to own, lease and operate its properties and to carry on its business as now being conducted, and (c) is duly qualified to do business and is in good standing in each jurisdiction where the conduct of its business or ownership of its properties requires such qualification, except where the failure to qualify would not reasonably be expected to have a Material Adverse Effect.

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     4.3 Non-Contravention. Except as set forth on Schedule 4.3, the execution, delivery and performance of this Agreement by Parent, PNA and each Seller (and of each Ancillary Agreement by each Seller that will be a party thereto) and the consummation by each Seller of the transactions contemplated hereunder and thereunder will not (a) conflict with or result in any breach of any provision of the certificate of incorporation, operating agreement, by-laws or similar organizational documents of Parent, PNA or any Seller, (b) result in a violation or breach of, or constitute (with or without due notice or the passage of time or both) a default (or give rise to any right of termination, amendment, cancellation or acceleration) under, any material Contract to which Parent, PNA or any Seller is a party or to which the assets or properties of Parent, PNA or any Seller are subject or by which Parent, PNA or any Seller is bound, or otherwise give rise to any Liability under any Contract to which Parent, PNA or any Seller or its property is subject, (c) violate any order, writ, injunction, decree, statute, rule or regulation applicable to Parent, PNA or any Seller or the properties or assets of Parent, PNA or any Seller, or (d) result in the creation of any Lien upon any of the Purchased Assets, excluding from the foregoing clauses (b) and (c) such violations, breaches or defaults that would not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect.
     4.4 Consents and Approvals.
          (a) The execution, delivery and performance by Parent, PNA and Sellers of this Agreement and the Ancillary Agreements and the consummation by Parent, PNA and Sellers of the transactions contemplated hereby and thereby, as applicable, does not and will not require any Consent of, by or to any Government Entity, except for those Consents that may be required solely by reason of Purchasers’ (as opposed to any other third party’s) participation in the transactions contemplated hereby.
          (b) Except as set forth on Schedule 4.4(b), the execution, delivery and performance by Parent, PNA and Sellers of this Agreement and the Ancillary Agreements and the consummation by Parent, PNA and Sellers of the transactions contemplated hereby and thereby, as applicable, does not and will not require any Consent, waiver, approval, order or authorization, declaration or filing with, or notification to, any Person (other than a Government Entity or any Affiliate of Sellers) that is a party to any Purchased Loan, Servicing Agreement or RMBS Interest (any such Consent, a “Seller Consent”).
     4.5 Purchased Loans. The representations and warranties set forth in Exhibits H, I, J, and K (with respect to REO Properties included in the Purchased Mortgage Loans) attached hereto are hereby incorporated into this Article 4 as if made in this Article 4.
     4.6 RMBS Assets.
          (a) The information set forth in Schedule 2.1(a)(ii) is true, complete and correct as of the date hereof in all material respects with respect to each RMBS Asset.
          (b) Sellers own the entire right, title and interest in and to the RMBS Assets, free and clear of all Liens.
          (c) The transfer of the RMBS Assets from Sellers to RMBS Purchaser hereunder shall not require the registration of such RMBS Assets (or any offer or transfer

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thereof) with the Securities and Exchange Commission under the Securities Act or any state authority and that such transfer will not violate Section 5 of the Securities Act.
     4.7 Servicing Assets. The representations and warranties set forth in Exhibit L attached hereto are hereby incorporated into this Article 4 as if made in this Article 4.
     4.8 Tax Matters. Except as set forth on Schedule 4.8, (i) all Tax Returns with respect to the Purchased Assets or income attributable therefrom that are required to be filed before the Closing Date and the Servicing Assets or income attributable therefrom that are required to be filed before each Servicing Assets Settlement Date have been or will be filed, the information provided on such Tax Returns is or will be true, complete and accurate in all material respects, and all Taxes shown to be due on such Tax Returns have been or will be paid in full, to the extent that a failure to file such Tax Returns or pay such Taxes, or an inaccuracy in such Tax Returns, could result in Purchasers being liable for such Taxes or could give rise to a Lien on the Purchased Assets and (ii) to Sellers’ Knowledge, no authority in a jurisdiction where Sellers do not file Tax Returns has ever made a claim that remains unresolved that Sellers are required to file Tax Returns in respect of the Purchased Assets or income attributable therefrom or that Sellers are or may be subject to taxation by that jurisdiction in respect of the Purchased Assets or the income attributable therefrom. Except as set forth on Schedule 4.8, (i) there are no Liens on the Purchased Assets relating to or attributable to Taxes, except for Permitted Liens, (ii) there are no outstanding waivers or agreements extending the applicable statute of limitations with respect to any Taxes relating to any Purchased Assets and (iii) there are no audits, actions, suits, proceedings, investigations or claims proceedings or other litigation now pending or, to Sellers’ Knowledge, threatened for the assessment or collection of Taxes in respect of any Purchased Assets. The transactions contemplated by this Agreement do not (and are not reasonably expected to) constitute part of one or more transactions that are the same or substantially similar to the listed transaction described in Notice 2001 16, as amended by Notice 2008 20.
     4.9 Litigation. Except as set forth on Schedule 4.9, there are no Actions pending or, to Sellers’ Knowledge, threatened against any of Sellers, Parent or any of their respective Affiliates arising out of the conduct of their respective businesses that is reasonably likely to be determined in a manner adverse to such Person and, if so determined adversely to such Person, could reasonably be expected, individually or in the aggregate, to have a material adverse effect on such Person, or would reasonably be expected, individually or in the aggregate, to prohibit, materially delay or materially impair the consummation of the transactions contemplated by this Agreement or any of the Ancillary Agreements. There is no outstanding order, rule, judgment, writ, injunction or decree, or agreement resolving any claimed non-compliance alleged by any Government Entity, against any of Sellers, Parent or any of their respective Affiliates or affecting its or their assets or business, either individually or in the aggregate, that (a) would reasonably be expected to have, individually or in the aggregate, a material adverse effect on such Person or (b) would reasonably be expected to restrain, prohibit, materially delay or materially impair the consummation of the transactions contemplated by this Agreement or any of the Ancillary Agreements.
     4.10 Compliance with Laws. Excluding (a) matters relating to the Whole Loan Assets (as the sole and exclusive representations and warranties regarding the Whole Loan Assets are set forth in Section 4.5), (b) matters relating to the RMBS Assets (as the sole and exclusive

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representations and warranties regarding the RMBS Assets are set forth in Section 4.6), (c) matters relating to the Servicing Assets (as the sole and exclusive representations and warranties regarding the Servicing Assets are set forth in Section 4.7), and (d) matters relating to Taxes (as the sole and exclusive representations and warranties regarding Taxes are set forth in Section 4.8), Sellers are, and for the previous five years have been, in compliance in all material respects with all Laws applicable to or binding on them. No investigation or review by any Government Entity with respect to the Purchased Assets is pending or, to Sellers’ Knowledge, threatened, nor has any Government Entity indicated an intention to conduct the same.
     4.11 Permits. Each Seller is, and for the past five years has been, in possession of all permits, licenses, registrations and government authorizations (“Permits”) required under applicable Law for the ownership and operation of the Purchased Assets and is in compliance in all material respects with the requirements and limitations included in such Permits. Sellers are, and for the previous five years have been, in compliance in all material respects with the terms of all such Permits.
     4.12 Brokers, Etc. No broker or investment banker acting on behalf of any Seller, or under the authority of any of them, is or will be entitled to any broker’s or finder’s fee or any other commission or similar fee directly or indirectly from any Seller in connection with any of the transactions contemplated herein.
     4.13 Compliance with Anti-Money Laundering Laws. Sellers have complied with all applicable anti-money laundering laws and regulations, including the USA PATRIOT Act of 2001 (collectively, the “Anti-Money Laundering Laws”) and Sellers have established an anti- money laundering compliance program as required by the Anti-Money Laundering Laws, have conducted the requisite due diligence in connection with the origination of the Purchased Mortgage Loan for purposes of the Anti-Money Laundering Laws.
ARTICLE 5.
REPRESENTATIONS AND WARRANTIES OF PURCHASERS
     Purchasers jointly and severally represent and warrant to Sellers as of the date of this Agreement and as of Closing Date (as though such representations and warranties were made as of Closing Date) as follows:
     5.1 Authority of Purchaser. Each Purchaser has all requisite limited partnership power and authority to enter into this Agreement and each Ancillary Agreement to which it is a party and to consummate the transactions contemplated herein and therein. The execution, delivery and performance of this Agreement and each Ancillary Agreement to which it is a party by each Purchaser has been duly authorized by all necessary limited partnership action. This Agreement has been duly and validly executed and delivered by each Purchaser and, assuming due and valid authorization, execution and delivery by each other party hereto, constitutes the legal, valid and binding obligation of such Purchaser, enforceable against such Purchaser in accordance with its terms, except as may be limited by the Enforceability Exceptions. Each Ancillary Agreement to which any Purchaser is a party will be duly and validly executed and delivered by such Purchaser at or prior to the applicable Asset Transfer, and upon such execution

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and delivery (assuming such Ancillary Agreement constitutes a valid and binding obligation of each other party thereto) will constitute the legal, valid and binding obligation of such Purchaser, enforceable against such Purchaser in accordance with its respective terms, subject to the Enforceability Exceptions.
     5.2 Organization; Qualification. Each Purchaser (a) is a limited partnership existing under the laws of the jurisdiction of its incorporation or organization, (b) has all requisite limited partnership power to own, lease and operate its properties and to carry on its business as now being conducted, and (c) is duly qualified to do business and is in good standing in each jurisdiction where the conduct of its business or ownership of its properties requires such qualification, except where the failure to qualify would not reasonably be expected to have a material adverse effect on such Purchaser.
     5.3 Non-Contravention. The execution, delivery and performance of this Agreement by each Purchaser (and of each Ancillary Agreement by each Purchaser that will be a party thereto) and the consummation by each Purchaser of the transactions contemplated hereunder and thereunder will not (a) conflict with or result in any breach of any provision of the certificate of incorporation, operating agreement, by-laws or similar organizational documents of any Purchaser (b) result in a violation or breach of, or constitute (with or without due notice or the passage of time or both) a default (or give rise to any right of termination, amendment, cancellation or acceleration) under, any material Contract to which any Purchaser is a party or to which the assets or properties of any Purchaser are subject or by which any Purchaser is bound or (c) violate any order, writ, injunction, decree, statute, rule or regulation applicable to any Purchaser or the properties or assets of any Purchaser.
     5.4 Consents and Approvals. The execution, delivery and performance by Purchasers of this Agreement and the Ancillary Agreements and the consummation by Purchasers of the transactions contemplated hereby and thereby, as applicable, does not and will not require any Consent of, by or to any Government Entity, except for those that may be required solely by reason of Sellers’ (as opposed to any other third party’s) participation in the transactions contemplated hereby.
     5.5 Financing. Each Purchaser currently has, or prior to the applicable Asset Transfer will have, internal resources or financing commitments from responsible financial institutions, available to such Purchaser for use in connection with the transactions contemplated hereunder, in an aggregate amount sufficient to consummate the transactions contemplated hereunder and under the Ancillary Agreements.
     5.6 Independent Investigation. In making the decision to enter into this Agreement and to consummate the transactions contemplated hereby, other than reliance on the representations, warranties, covenants and obligations of Sellers set forth in this Agreement, each Purchaser has relied solely on its own independent investigation, analysis and evaluation of the Purchased Assets and the Assumed Liabilities (including such Purchaser’s own estimate and appraisal of the value, financial condition, assets, operations and prospects with respect to the Purchased Assets). Each Purchaser confirms to Sellers that such Purchaser is sophisticated and knowledgeable with respect to the Purchased Assets and is capable of evaluating the matters set forth above.

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     5.7 Brokers, Etc. No broker or investment banker acting on behalf of any Purchaser is or will be entitled to any broker’s or finder’s fee or any other commission or similar fee directly or indirectly in connection with any of the transactions contemplated hereby.
     5.8 RMBS Assets. RMBS Purchaser is a “qualified institutional buyer” as defined in Rule 144A of the Securities Act and an “accredited investor” as defined in Rule 501(a)(2) of the Securities Act, and is purchasing the RMBS Assets hereunder for its own account and not for the account of any other Person. RMBS Purchaser is knowledgeable and experienced in financial, business and tax matters generally and, in particular, RMBS Purchaser is knowledgeable and experienced in the investment risk and tax consequences of RMBS Assets that provide little or no cash flow, and RMBS Purchaser is capable of evaluating the merits and risks of an investment in the RMBS Assets; RMBS Purchaser is able to bear the economic risks of an investment in the RMBS Assets. RMBS Purchaser is not a “trustee” or an “affiliate” thereof, each as defined in Prohibited Transactions Exemption 2002-41 (67 Fed. Reg. 54487), with respect to any of the RMBS Assets.
ARTICLE 6.
COVENANTS
     6.1 Reasonable Best Efforts. On the terms and subject to the conditions of this Agreement, each Party shall use its reasonable best efforts to cause the Closing to occur, including taking all reasonable actions necessary to comply promptly with all legal requirements that may be imposed on it or any of its Affiliates with respect to the Closing.
     6.2 RESPA.
          (a) Sellers shall provide to Purchasers (i) a draft of the letter to each applicable Mortgagor (the “Goodbye Letter”), which letter shall comply with the requirements of RESPA and (ii) the 1122 and 1123 Servicer’s Assessments of Compliance provided pursuant to Regulation AB with respect to the PMSI’s servicing platform, with respect to the calendar year ending December 31, 2007, within two (2) Business Days after the date hereof. Upon receipt of such draft from Sellers, Purchasers shall review such draft and provide revisions thereto within two (2) Business Days of such receipt. On September 15, 2008, Sellers shall, in accordance with RESPA and Exhibit F-1 and at their cost and expense, deliver or cause to be delivered to each Mortgagor under each Purchased Loan that is not a Non-Interim Serviced Purchased Loan a Goodbye Letter. On October 15, 2008, Sellers shall, in accordance with RESPA and Exhibit F-1 and at their cost and expense, deliver or cause to be delivered to each Mortgagor under each Non-Interim Serviced Purchased Loans a Goodbye Letter. In accordance with RESPA, Purchasers, at their sole cost and expense, shall deliver or cause to be delivered to each applicable Obligor a letter (the “Welcome Letter”) which letter shall comply with the requirements of RESPA.
          (b) If this Agreement is terminated after the Servicing Transfer Date and prior to Closing, Servicing Assets Purchaser shall, upon request of Sellers, (i) deliver its own Goodbye Letters with respect to each Purchased Loan that is not a Non-Interim Serviced Purchased Loan, as promptly as reasonably practicable after such request and in accordance with RESPA, to each

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Mortgagor under such Purchased Loans who previously received a Goodbye Letter from Sellers pursuant to clause (a) in order to transfer servicing back to Sellers and (ii) cooperate with, and take all other actions reasonably requested by, Sellers in connection with transferring servicing of such Purchased Loans back to Sellers.
     6.3 Pre-Servicing Assets Settlement Access to Information. Prior to the Closing, subject to any applicable legal restrictions, Sellers shall (i) afford Purchasers and their counsel, accountants and other authorized representatives, upon reasonable prior notice, reasonable access during normal business hours (when accompanied by an authorized representative of Sellers) to the premises, properties, personnel, books and records of Sellers that relate to the Purchased Assets so long as such access does not unreasonably disrupt the normal operations of Sellers and (ii) furnish to Purchasers, their counsel, financial advisors, consultants and auditors and other authorized representatives such financial and operating data and other information relating to the Purchased Assets as Purchaser may reasonably request; provided, that, in each case, Sellers shall not be obligated to so provide its employee records and personnel files to the extent providing such records or files would be prohibited by applicable Law.
     6.4 Interim Operations of Sellers.
          (a) Prior to the Closing, except as set forth on Schedule 6.4 and taking into account that Servicing Assets Purchaser is performing servicing under the Interim Servicing Agreement, Sellers shall cause the Purchased Assets to be operated in the Ordinary Course of Business and use their respective reasonable efforts to preserve intact the Purchased Assets. Without limiting the generality of the foregoing, except as set forth on Schedule 6.4, prior to the Closing, Sellers shall not, without the prior written consent of Purchasers (which shall not be unreasonably withheld or delayed):
     (i) modify, amend or terminate any of the Purchased Loans or Servicing Agreements except in the Ordinary Course of Business or as necessary to assign such Purchased Assets to Purchasers in accordance with the terms hereof;
     (ii) lease, license, mortgage, pledge or encumber any Purchased Assets other than in the Ordinary Course of Business or transfer, surrender, cancel, remove, abandon, allow to lapse or expire, sell or otherwise dispose of any Purchased Assets other than in the Ordinary Course of Business;
     (iii) except to the extent that it would not have the effect of materially increasing the Tax liability or reducing any Tax asset included in the Purchased Assets, make or change any Tax election, change any annual Tax accounting period, adopt or change any method of Tax accounting, change any GAAP accounting method, file any amended Tax Return, enter into any closing agreement, settle any Tax proceeding, surrender any right to claim a Tax refund, consent to any extension or waiver of the limitation period applicable to any Tax proceeding or take or omit to take any other action without the prior written consent of Purchaser;
     (iv) merge or consolidate any Seller with any other Person, or restructure, recapitalize, reorganize or adopt any other corporate or legal entity reorganization,

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otherwise alter any Seller legal structure, its form or completely or partially liquidate or otherwise enter into any agreements or arrangements imposing material changes or restrictions on its assets, operations or businesses;
     (v) settle or compromise or commit to settle or compromise any Action pursuant to terms which, individually or in the aggregate, would reasonably be expected to adversely affect in any material respect the post-Closing operation of the Purchased Assets;
     (vi) fail to file any material reports or take any steps necessary to comply with all Laws in all material respects and to maintain, in good standing, all Permits that are material to owning and operating the Purchased Assets;
     (vii) fail to operate the Purchased Assets in all material respects in accordance with all Applicable Requirements;
     (viii) change Sellers’ servicing policies in any material respect except as required by applicable Law; or
     (ix) enter into any Contract to do any of the foregoing.
          (b) Between the Closing and the applicable Servicing Assets Settlement Date, except as set forth on Schedule 6.4(b) and taking into account that the Servicing Assets Purchaser is subservicing the Servicing Assets related to any Unassigned Servicing Agreement (the “Delayed Transfer Servicing Assets”) under the Subservicing Agreement, Sellers shall cause the applicable Delayed Transfer Servicing Assets to be operated in the Ordinary Course of Business and use their respective reasonable efforts to preserve intact such Delayed Transfer Servicing Assets. Without limiting the generality of the foregoing, except as set forth on Schedule 6.4(b), prior to any Servicing Asset Settlement Date relating to any Delayed Transfer Servicing Assets, Sellers shall not, without the prior written consent of Purchasers (which shall not be unreasonably withheld or delayed) take any of the actions set forth in clauses (i), (ii), (iii), (iv), (vi) or (ix) set forth in Section 6.4(a) above with respect to such Delayed Transfer Servicing Assets.
     6.5 Confidentiality. At all times from and after the Closing Date, Sellers and their Affiliates shall keep secret and maintain in confidence, and shall not use for their benefit or for the benefit of others, any confidential or proprietary information relating to the Purchased Assets, including all files and records, other than any of such information that is in the public domain (unless any of such information is in the public domain in whole or in part due to action or inaction of a Seller). The foregoing shall not prohibit use of such information (i) as is required by Law, (ii) as is necessary to prepare Tax Returns (including Tax Returns of any Seller or of any of their respective Affiliates) or other filings with Government Entities or to defend or object to any reassessment of Taxes, (iii) as is necessary for Sellers (or their representatives) to prepare and disclose, as may be required, accounting statements or (iv) to assert or protect any rights of Sellers hereunder or under any applicable Law. If, after the Closing, any Seller or any of its respective representatives are legally required to disclose any confidential information, such Seller will (A) promptly notify Purchasers to permit Purchasers, at their expense, to seek a

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protective order or take other appropriate action and (B) cooperate as reasonably requested by Purchasers in Purchasers’ efforts to obtain a protective order or other reasonable assurance that confidential treatment will be accorded to such confidential information, but only at Purchasers’ cost and expense. If, after the Closing and in the absence of a protective order, any Seller or any of its representatives is compelled as a matter of Law to disclose confidential information to a third party, such Seller and its representatives may disclose to the third party compelling disclosure only the part of such confidential information as is required by Law to be disclosed; provided, that, prior to any such disclosure, such Seller and its representatives will use good faith efforts to advise and consult with Purchasers and their counsel as to such disclosure and the nature and wording of such disclosure.
     6.6 Use of Names. Immediately subsequent to the Closing, each Purchaser shall use its reasonable best efforts to cease using the Popular, Equity One and E-LOAN names or any derivative thereof in any way. Without limiting the foregoing, as promptly as practicable subsequent to the Closing, each Purchaser shall use its reasonable best efforts to remove the Popular, Equity One and E-LOAN names, any derivative thereof and any logo related thereto from any premises or other objects on which such name appears. Notwithstanding the foregoing, within three months of the Closing, Purchaser shall not use the Popular, Equity One or E-LOAN name or any derivative thereof in any way.
     6.7 Post-Closing Access to Information. Other than with respect to Tax matters, which are governed solely by Article 12, for a period of seven (7) years after the Closing Date, Purchasers, on the one hand, and, Sellers on the other hand, will preserve the financial and operating data and other information relating to the Purchased Assets and will furnish to each other, its counsel, financial advisors, auditors and other authorized representatives such financial and operating data and other information relating to the Purchased Assets as Purchasers or Sellers may reasonably request; provided, that Purchasers shall only be required to furnish such information to Sellers to the extent it relates to the ownership of the applicable Purchased Assets during the Tax year in which the related Transfer Date falls. The requesting party will bear all of the out-of-pocket costs and expenses (including attorneys’ fees, but excluding reimbursement for general overhead, salaries and employee benefits) reasonably incurred in connection with the foregoing. Notwithstanding the foregoing, (a) no party shall be required to furnish any such data or information (i) if doing so would jeopardize any attorney-client or other legal privilege or contravene any applicable Law, duty or agreement, (ii) in connection with any claim or dispute between Parent or any Seller and any Purchaser under this Agreement or any Ancillary Agreement or (iii) if doing so would unreasonably interfere with the operation of the Purchased Assets and (b) any and all such data and information may be destroyed by the party holding such data and information if such party sends to the other party written notice of its intent to destroy such data and information, specifying in reasonable detail the contents thereof; such data and information may then be destroyed after the 60th day following such notice unless such other party notifies the destroying party that such other party desires to obtain possession of such data and information, in which event the destroying party shall transfer the data and information to such other party and such other party shall pay all reasonable expenses in connection therewith.
     6.8 Insurance. Each Purchaser acknowledges that (a) all of the insurance policies maintained by Sellers or any of their Affiliates prior to the Closing will be terminated with respect to the Purchased Assets effective as of the Closing and (b) upon such termination, the

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Purchased Assets will cease to be covered under such policies and such Purchaser will have to obtain replacement coverage (including coverage as such Purchaser deems appropriate for such Purchased Assets and the satisfaction of the Assumed Liabilities).
     6.9 Further Action. From and after each Asset Transfer, each of the Parties shall execute and deliver such documents and other papers and take such further actions as may reasonably be required to carry out the provisions of this Agreement and the Ancillary Agreements and give effect to the transactions contemplated hereby and thereby, including the execution and delivery of such assignments, deeds and other documents as may be necessary to transfer the relevant Purchased Assets as provided in this Agreement. Without limiting the foregoing, from and after each Asset Transfer, (a) each Seller shall do all things reasonably necessary, proper or advisable under applicable Law as requested by Purchasers to put Purchasers in effective possession, ownership and control of the Purchased Assets and (b) Purchasers shall do all things reasonably necessary, proper and advisable under applicable Law as requested by a Seller to transfer to a Seller (or such other Person as a Seller shall indicate) any Excluded Assets that a Purchaser may possess. Each Seller and each Purchaser shall, upon the request of the other Party, and at the requesting Party’s sole cost and expense, make its employees who are knowledgeable about the Purchased Assets available at reasonable times and cooperate in all reasonable respects with the requesting Party in the preparation for, and defense of, any lawsuit, arbitration or other Action (whether disclosed or not disclosed in this Agreement or a Schedule hereto) filed or claimed against any Seller or any of their Affiliates or any Purchaser or any of their Affiliates or any of the respective agents, directors, officers and employees of Sellers and their Affiliates or Purchasers and their Affiliates, whether currently pending or asserted in the future, concerning the operation or conduct of the Purchased Assets (including by making such employees available at reasonable times to provide information and discovery documentation, take depositions and testify).
     6.10 Notices. From the date hereof until the Closing, each party will promptly notify the other party of:
          (a) any written notice or other written communication from any Person alleging that the consent of such Person is or may be required in connection with the transactions contemplated by this Agreement and the Ancillary Agreements;
          (b) any written notice or other written communication from any Government Entity in connection with the transactions contemplated by this Agreement and the Ancillary Agreements; and
          (c) any change or fact of which it is aware that will or is reasonably expected to result in any of the conditions set forth in Article 7, 8 or 9 becoming incapable of being satisfied;
provided, however, that the delivery of any notice pursuant to this Section 6.10 shall not limit or otherwise affect the representations and warranties of the delivering party or remedies available hereunder to the party receiving that notice.

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     6.11 Procedures for Transfer of Servicing for the Servicing Assets.
          (a) Transfer. Without limiting any other provision of this Agreement, Sellers shall (i) use reasonable efforts to take all steps and to reasonably cooperate with the Servicing Assets Purchaser to effect the Transfer of the Servicing Assets from Sellers to Servicing Assets Purchaser such that, after the applicable Servicing Assets Settlement Date, Servicing Assets Purchaser has all of the applicable Servicing Rights, and (ii) use reasonable efforts to take all steps and shall execute and deliver (or shall have executed and delivered) all such agreements, letters or other documents as are set forth in the Servicing Transfer Instructions or are reasonably requested by Servicing Assets Purchaser to provide the Servicing Assets Purchaser any and all assets and rights necessary to perform its obligations under the applicable Assigned Servicing Agreements as of the applicable Servicing Assets Settlement Date.
          (b) Name Changes. As soon as practicable after the applicable Servicing Assets Settlement Date, each of Sellers and Purchasers agree to take all such actions as are required, in accordance with the Servicing Transfer Instructions, to change the named party to Servicing Assets Purchaser on documents related to the applicable Assigned Servicing Agreements that are currently in the name of a Seller, in its capacity as servicer, including on all financing statements and insurance policies.
          (c) Invoices; Payments; Correspondence; Refunds.
     (i) All loan-level invoices with respect to the period after the applicable Servicing Assets Settlement Date (including legal, tax and insurance invoices) pertaining to the servicing of the applicable Serviced Mortgage Loans and correspondence related to the applicable Serviced Mortgage Loans that a Seller receives after the applicable Servicing Assets Settlement Date shall be promptly forwarded by such Seller to Servicing Assets Purchaser by reputable overnight courier for a period of not less than thirty (30) days after the applicable Servicing Assets Settlement Date and thereafter by regular mail within a reasonable time after receipt for a period of not less than sixty (60) days. Servicing Assets Purchaser agrees to pay each such invoice promptly upon the receipt of such invoice from a Seller. Payments from Obligors under Serviced Mortgage Loans received by a Seller after the applicable Servicing Assets Settlement Date shall be handled in accordance with the Servicing Transfer Instructions.
     (ii) For a period of sixty (60) days following the applicable Servicing Assets Settlement Date, Sellers shall promptly forward to Servicing Assets Purchaser all refunds received by a Seller with respect to any Serviced Mortgage Loan and shall identify the related Serviced Mortgage Loan with respect to any refunds received by a Seller that are due to the related Obligor. Purchasers shall have responsibility to receive and respond to borrower inquiries regarding matters relating to mortgage loans liquidated prior to the applicable Servicing Assets Settlement Date, including inquiries relating to refunds and lien releases.
          (d) Compliance Costs; Reporting Obligations. Sellers shall be responsible for all costs of compliance related to the operation of the Purchased Assets prior to the applicable Servicing Assets Settlement Date. Purchasers shall be responsible for all costs of compliance

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related to the operation of the Purchased Assets on and after such Servicing Assets Settlement Date. After each Servicing Assets Settlement Date, Sellers shall be responsible for complying with all reporting and compliance obligations under the applicable Assigned Servicing Agreements with respect to the period on or prior to the applicable Servicing Assets Settlement Date, including pursuant to Regulation AB under the Exchange Act and matters relating to IRS Forms 1098 and 1099.
     6.12 Procedures for Transfer of Servicing the Non-Interim Serviced Purchased Loans.
          (a) Notice to Taxing Authorities and Insurance Companies. With respect to the Non-Interim Serviced Purchased Loans, Sellers shall transmit to the applicable Taxing Authorities and insurance companies (including primary mortgage insurance policy insurers, if applicable) and/or agents, notification of the transfer of the servicing to Whole Loan Purchaser, or its designee, and instructions to deliver all notices, tax bills and insurance statements, as the case may be, to Whole Loan Purchaser or its designee from and after the Closing Date. Sellers shall provide Whole Loan Purchaser and its designee with copies of all such notices no later than the Closing Date.
          (b) Payoffs and Assumptions. Sellers shall provide to Whole Loan Purchaser, or its designee, copies of all assumption and payoff statements generated by Sellers on the related Non-Interim Serviced Purchased Loans from the Purchased Loans Cut-off Date to the Closing Date.
          (c) Payments Received After Closing Date. The amount of any payments from Obligors in respect of Non-Interim Serviced Purchased Loans received by any Seller after the Closing Date shall be forwarded to Whole Loan Purchaser by overnight mail on or prior to the date which is two (2) Business Days after the date of receipt. Sellers shall notify Whole Loan Purchaser of the particulars of the payment, which notification requirement shall be satisfied if Sellers forward with its payment sufficient information to permit appropriate processing of the payment by Whole Loan Purchaser. Purchasers shall assume full responsibility for the necessary and appropriate legal application of such payments received by any Seller after the Closing Date with respect to Non-Interim Serviced Purchased Loans then in foreclosure or bankruptcy.
          (d) Reconciliation. Sellers shall on or before the Closing Date, reconcile principal balances and make any monetary adjustments necessary to accurately and correctly reconcile all servicing activities with respect to Non-Interim Serviced Purchased Loans, including all payments received and all advances made relating to Non-Interim Serviced Purchased Loans. Any such monetary adjustments will be transferred between Sellers and Whole Loan Purchaser as appropriate.
          (e) IRS Forms. Prior to and after the Closing Date, Sellers shall file all IRS Forms 1099, 1099A, 1098 or 1041 and Schedule K-1 which are required to be filed on or before the Closing Date in relation to the ownership of the Non-Interim Serviced Purchased Loans on and prior to the Closing Date. Sellers shall provide copies of such forms to Whole Loan Purchaser upon request and shall reimburse Whole Loan Purchaser for any costs or penalties incurred by Whole Loan Purchaser due to Sellers’ failure to comply with this paragraph.

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     6.13 Servicing Files.
          (a) Without limiting any other provision of this Agreement, in each case at Sellers’ sole cost and expense, Sellers shall:
     (i) on or prior to the applicable Servicing Assets Settlement Date, execute and deliver all limited powers of attorney as may be reasonably requested by Servicing Assets Purchaser in order to properly reflect the transfer of all right, title and interest in the Mortgage Loan Documents to the owner of such Serviced Mortgage Loans or Servicing Assets Purchaser, as appropriate, under the applicable Assigned Servicing Agreements or any related agreements, and after each Servicing Assets Settlement Date shall execute and deliver such additional limited powers of attorney as may be reasonably necessary to comply with Law in a particular jurisdiction;
     (ii) execute and deliver no later than the fifteenth (15th) day following the applicable Servicing Assets Settlement Date, all assignments in blank as required to be included in the “Servicing File” or “Mortgage File” (in each case as defined in the applicable Assigned Servicing Agreement or related agreement) that has not been properly delivered or deposited with respect to each Serviced Mortgage Loan in accordance with the applicable Assigned Servicing Agreement or related agreement; and
     (iii) correct and cure all of the then outstanding exceptions with respect to each Servicing File identified in the exception report attached as Schedule 6.13(a)(iii), by no later than the one hundred eightieth (180th) day following the applicable Servicing Assets Settlement Date.
          (b) (i) If a Serviced Mortgage Loan is registered with MERS as of the applicable Servicing Assets Settlement Date, within five days after such Servicing Assets Settlement Date, Sellers shall take all necessary actions to reflect in the records of MERS the transfer of servicing of the Serviced Mortgage Loan to Servicing Assets Purchaser. If applicable, Sellers shall continue the transmission of recording information of the Serviced Mortgage Loans to MERS after the applicable Servicing Assets Settlement Date, until all such recording information is received and transmitted to MERS and Servicing Assets Purchaser. Sellers shall (i) cause any inaccuracies on the MERS system with respect to the Serviced Mortgage Loans to be corrected, (ii) cause MERS to provide Servicing Assets Purchaser with any notifications received by MERS as assignee of the servicing of the Serviced Mortgage Loans, and (iii) deliver to Servicing Assets Purchaser all reasonable documentation provided by MERS including MERS Report SC for Servicing Assets Purchaser to verify that all MERS Serviced Mortgage Loans have been transferred to Servicing Assets Purchaser on the MERS system. Sellers shall bear all costs and all responsibility associated with the reflection of the transfer of servicing of the Serviced Mortgage Loans in the records of MERS. For each Serviced Mortgage Loan registered with MERS, Sellers shall provide Servicing Assets Purchaser with the MERS mortgage loan identification number in an electronic format acceptable to the parties.
     (ii) If a Serviced Mortgage Loan is not registered with MERS as of the applicable Servicing Assets Settlement Date, Servicing Assets Purchaser shall effect such registration, provided that Sellers shall provide such assistance and cooperation as may

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be reasonably necessary to obtain any required assignments, in a recordable format or in a form otherwise acceptable to the county clerk or similar official in the applicable jurisdiction, in connection with the registration of the Serviced Mortgage Loan with MERS. Servicing Assets Purchaser shall pay all recording and registration costs in connection with the registration of the Serviced Mortgage Loan with MERS.
          (c) Sellers shall, at their expense, package and ship to Servicing Assets Purchaser and/or Servicing Assets Purchaser’s designee, to be received by Servicing Assets Purchaser and/or Servicing Assets Purchaser’s designee no later than fifteen (15) Business Days after the applicable Servicing Assets Settlement Date, all applicable Servicing Files pertaining to the Serviced Mortgage Loans and the servicing documents and records in Sellers’ possession. Prior to the delivery of such Servicing Files and records, Sellers shall provide any such documents necessary to operate the Servicing Assets no later than two (2) Business Days following receipt of a request by Servicing Assets Purchaser. Sellers shall be responsible for ensuring such Servicing Files and other documents related to the Serviced Mortgage Loans are transferred to Servicing Assets Purchaser in a timely manner. In the event the required Servicing Files and documents cannot be transferred in all material respects within one-hundred eighty (180) days following the applicable Servicing Assets Settlement Date, Sellers shall reimburse Servicing Assets Purchaser for Servicing Assets Purchaser’s reasonable out-of-pocket costs associated with creating or obtaining any required missing documents. With respect to each Serviced Mortgage Loan, any documents required to be delivered to Servicing Assets Purchaser by Sellers pursuant to this Section 6.13(c) shall be provided in the form of electronic data containing the relevant information on a computer disk containing scanned images of some or all documents relating to the Serviced Mortgage Loan, except that where Sellers do not possess such documents in electronic form Sellers shall provide such documents in hard copy form.
          (d) Sellers shall, at their expense, deliver to Servicing Assets Purchaser and/or Servicing Assets Purchaser’s designee, to be received by Servicing Assets Purchaser and/or Servicing Assets Purchaser’s designee no later than fifteen (15) Business Days after the applicable Servicing Assets Settlement Date, each applicable Closing Binder.
     6.14 Remaining Custodial and Escrow Funds. No later than two (2) Business Days after the applicable Servicing Assets Settlement Date, Sellers shall provide Servicing Assets Purchaser with immediately available funds, by wire transfer to an account or accounts designated in writing by Servicing Assets Purchaser, in the amount of any applicable Custodial Funds and Escrow Funds remaining in the Custodial Accounts or Escrow Accounts, or otherwise held by Sellers, after the delivery of Custodial Funds and Escrow Funds pursuant to Section 9.2(e). No later than two (2) Business Day after the applicable Servicing Assets Settlement Date, Sellers shall provide Servicing Assets Purchaser with an accounting statement of all Custodial Funds and Escrow Funds transferred to Servicing Assets Purchaser hereunder that is sufficient to enable Servicing Assets Purchaser to reconcile such funds with the accounts of the applicable Serviced Mortgage Loans.
     6.15 Costs of Servicing Transfer. Except as otherwise provided herein, Sellers shall be responsible for all transfer, termination and recording fees; costs and expenses with respect to the transfer of Servicing Rights; the delivery of Servicing Files and related documents; the remittance of Escrow Funds and Custodial Funds; and all other fees, costs and expenses incurred

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by any Seller in its performance of its obligations under this Agreement, including the fees of Sellers’ attorneys and accountants, Sellers’ custodian, or any Investor.
     6.16 Misapplied Payments. Misapplied payments with respect to Serviced Mortgage Loans shall be processed as follows:
          (a) Both parties shall cooperate in correcting misapplication errors.
          (b) The party receiving notice of a misapplied payment occurring prior to the applicable Servicing Assets Settlement Date and discovered after such Servicing Assets Settlement Date shall immediately notify the other party.
          (c) If a misapplied payment which occurred prior to the applicable Servicing Assets Settlement Date cannot be located by either party and said misapplied payment has resulted in a shortage in an Escrow Account or other account, the balances of which are being transferred to Servicing Assets Purchaser, Sellers shall be liable for the amount of such shortage. Sellers shall reimburse Servicing Assets Purchaser for the amount of such shortage within thirty (30) days after receipt of written demand therefor from Servicing Assets Purchaser.
          (d) Any check issued under the provisions of this Section 6.16 shall be accompanied by a statement indicating the purpose of the check, the borrower and Mortgaged Property address involved, and the corresponding Seller and/or Servicing Assets Purchaser account number, and an explanation of the allocation of any such payments.
     6.17 Payment of Property Insurance Premiums. Sellers shall pay, prior to the applicable Servicing Assets Settlement Date, with respect to Serviced Mortgage Loans, all property insurance premiums for which it receives bills that are due any time up to thirty (30) days after such Servicing Assets Settlement Date. Sellers shall deliver to the Servicing Assets Purchaser all bills and correspondence related to property insurance premiums on the applicable Serviced Mortgage Loans and received by it from the fourth Business Day prior to the applicable Servicing Assets Settlement Date to the date that is sixty (60) days after such Servicing Assets Settlement Date.
     6.18 Escrow Analysis. Sellers shall, prior to the applicable Servicing Assets Settlement Date, perform an escrow analysis for each Serviced Mortgage Loan required by applicable law to have had an escrow analysis prior to such Servicing Assets Settlement Date. There will be no inflation factor used in the escrow analysis. Refunds of escrow overages are to be made in accordance with all Applicable Requirements. Escrow shortages are to be billed or prorated in the monthly payment over a period of not more than forty-eight (48) months.
     6.19 Property Taxes. Other than with respect to Serviced REO Properties, Sellers shall cause to be paid prior to the applicable Servicing Assets Settlement Date all Tax bills relating to Serviced Mortgage Loans (including interest, late charges, and penalties in connection therewith) that are issued by a Taxing Authority and relate to a Mortgaged Property and that are received by a Seller, or released and available to a Seller’s Tax service provider in states where such Seller utilizes a tax service provider, five (5) Business Days prior to such Servicing Assets Settlement Date that are due within thirty (30) days after such Servicing Assets Settlement Date, provided that, in the event that, with respect to any Serviced Mortgage Loan, no escrowed funds are

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designated or otherwise available for satisfaction of Tax claims with respect to the related Mortgaged Property, Sellers shall cause to be paid only those Tax bills necessary to preserve the Lien created by such Serviced Mortgage Loan on the Mortgaged Property. With respect to Serviced REO Properties, Sellers shall only be responsible for the payment of Tax bills necessary to prevent the imminent foreclosure of such REO Property due to non-payment of such taxes. Sellers shall deliver to the Servicing Assets Purchaser all such Tax bills received by it from the fourth Business Day prior to the applicable Servicing Assets Settlement Date to the date that is ninety (90) days after such Servicing Assets Settlement Date. Sellers or, on behalf of Sellers, their tax service provider, shall immediately forward to Servicing Assets Purchaser all Tax bills received by a Seller after the applicable Servicing Assets Settlement Date or received by a Seller before such Servicing Assets Settlement Date but which are due more than thirty (30) days after such Servicing Assets Settlement Date. The foregoing shall in no way impose upon any Seller an obligation to pay any Taxes (including interest, late charges, and penalties associated therewith) for which (i) a title insurer has an obligation to pay by virtue of the terms of a mortgagee policy of title insurance which is issued in connection with the origination of the subject Serviced Mortgage Loans and which insures Servicing Assets Purchaser subsequent to the applicable Servicing Assets Settlement Date or (ii) a Taxing Authority has billed the borrower under the related Serviced Mortgage Loan directly rather than billing such Seller or the tax service provider directly (except to preclude loss of the Mortgaged Property where the Taxes have not been paid by the borrower). On the applicable Servicing Assets Settlement Date, Sellers shall forward to Servicing Assets Purchaser a listing of all Serviced Mortgage Loans that have property Taxes due within thirty (30) days after such Servicing Assets Settlement Date and for which Sellers did not pay the bills prior to such Servicing Assets Settlement Date. On the applicable Servicing Assets Settlement Date, Sellers shall provide Servicing Assets Purchaser with fully paid life of loan tax service contracts with respect to all of the Serviced Mortgage Loans.
     6.20 Default Management. With respect to any Serviced Mortgage Loan that transfers to Servicing Assets Purchaser on a Servicing Assets Settlement Date and which is past due under the terms of the Mortgage Note, or with respect to any Serviced Mortgage Loan (i) that is affected by a bankruptcy which has been filed; (ii) on which (x) a foreclosure has been completed or commenced or which has been forwarded to an attorney to commence foreclosure or (y) a deed-in-lieu of foreclosure has been accepted or is pending; or (iii) which is in any stage of litigation (excluding class action litigation where a named plaintiff is not a borrower of a Mortgage Loan included in the Servicing Rights), or which is the subject of an injunction or settlement requiring Sellers to take action or affecting the origination or servicing of the Serviced Mortgage Loan(s), and which has a material adverse effect on the Serviced Mortgage Loan or the Servicing Rights associated with such Serviced Mortgage Loan, Sellers shall, not earlier than a date fifteen (15) days prior to such Servicing Assets Settlement Date or such earlier date as may be mutually agreed upon by Sellers and Servicing Assets Purchaser, provide Servicing Assets Purchaser with written notice of all actions required to be performed by a servicer within thirty (30) days after such Servicing Assets Settlement Date, which are either known to Sellers, or should be known to Sellers in the performance of its duties as a servicer under Applicable Requirements, and which are required to assure compliance with any Insurer or guarantor requirements. Sellers shall cooperate with and assist Servicing Assets Purchaser, as reasonably requested by Servicing Assets Purchaser, in providing information and assistance in connection

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with the orderly transition of the default management function from Sellers to Servicing Assets Purchaser.
     6.21 Serviced REO Property. On or prior to the applicable Servicing Assets Settlement Date, Seller shall deliver Schedule 6.21, which shall contain a list of all applicable Serviced REO Properties, as of the date that is as close as practicable to such Servicing Assets Settlement Date. With respect to Serviced Mortgage Loans that are serviced under a Servicing Agreement relating to a Servicing Transaction, if any Serviced REO Property is not in the name of the applicable Trust, Sellers shall, at their expense, prepare the necessary deed and effect the conveyance of such Serviced REO Property to the applicable Trust.
     6.22 Books and Records. Sellers shall cause record title to each Purchased Loan as of the Closing Date to be in the name of MERS if such Purchased Loan is registered on the MERS system, Whole Loan Purchaser or one or more designees of Whole Loan Purchaser, as Whole Loan Purchaser shall select. Notwithstanding the foregoing, each Purchased Loan and related Mortgage Note shall be possessed solely by Whole Loan Purchaser or the appropriate designee of Whole Loan Purchaser, as the case may be. All rights arising out of the Purchased Loans including all funds received by any Seller after the Closing Date on or in connection with a Purchased Loan shall be vested in the Whole Loan Purchaser or one or more designees of the Whole Loan Purchaser.
     6.23 Valid Test Tape.
          (a) Sellers shall provide, no later than September 15, 2008, to Purchasers a computer tape and file layout thereof, or such other media as the Parties may agree, containing the information as set forth on Exhibit M, as of the last day of the month immediately preceding the date of such request or such other date as the Parties may agree, regarding the Purchased Loans for purposes of systems testing (the “Loan Test Tape”). Sellers agree to provide Purchasers with all reasonable assistance that Purchasers may request to insure that the information received by Purchasers from Sellers is adequate for such testing purposes. In the event that the data fields set forth on Exhibit M, are incomplete, Sellers agree, at Purchasers’ request, to use their commercially reasonable efforts to provide Purchasers with such data as may be needed to effect the efficient and timely transfer of the Purchased Loans.
          (b) Sellers shall provide, no later than September 15, 2008, to Servicing Assets Purchaser a computer tape and file layout thereof, or such other media as the Parties may agree, containing the information as set forth in Exhibit N, as of the last day of the month immediately preceding such Servicing Assets Settlement Date or such other date as the Parties may agree, regarding the applicable Servicing Assets for purposes of systems testing (the “Servicing Test Tape”, and each of the Loan Test Tape and the Servicing Test Tape, a “Test Tape”). Sellers agree to provide Purchasers with all reasonable assistance that Servicing Assets Purchaser may request to insure that the information received by Servicing Assets Purchaser from Sellers is adequate for such testing purposes.

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     6.24 Data Tapes.
          (a) Sellers shall create a computer tape in the same format as the Loan Test Tape, or such other medium as the Parties may agree, containing such information as set forth on Exhibit M (i) as of the second Business Day prior to the Closing Date and (ii) as of the Closing Date (the “Loan Data Tape”). Sellers shall provide a copy of (x) the Pre-Closing Loan Data Tape no later than one (1) Business Day prior to Closing and (y) the Loan Data Tape no later than ten (10) Business Days after the Closing.
          (b) Sellers shall create a computer tape in the same format as the Servicing Test Tape, or such other medium as the Parties may agree, containing such information as set forth on Exhibit N as of each Servicing Assets Settlement Date (the “Servicing Data Tape”). Sellers shall provide a copy of the Servicing Data Tape no later than ten (10) Business Days after each Servicing Assets Settlement.
     6.25 Sample Certificates Of Insurance. No later than September 15, 2008, Sellers shall provide Whole Loan Purchaser with sample certificates of insurance for any credit insurance sold in conjunction with the Purchased Loans.
     6.26 Collateral Insurance. Sellers shall assist Whole Loan Purchaser in securing loss payable clauses to be issued in favor of Whole Loan Purchaser with respect to all insurance covering Mortgaged Property or Collateral, and also an assignment to Whole Loan Purchaser of each Seller’s beneficial interest in any policy(ies) covering the life or lives and/or sickness or disability, involuntary unemployment and or insurance covering personal property of any Obligors. Sellers agree to notify the insurance carrier(s) of this Agreement and to instruct said carrier(s) to pay to Whole Loan Purchaser any and all funds, including unearned premiums and commissions that are refundable at the time of pay-off of a Purchased Loan and return premium claims, which are due or hereafter become due to any Seller.
     6.27 Loan File Delivery.
          (a) Sellers shall deliver all Loan Files related to the Non-Interim Serviced Purchased Loans to Whole Loan Purchaser or its designee no later than the Closing Date. Seller shall deliver all Loan Files in compliance with all applicable laws, rules and regulations governing data privacy and transmission of personally identifiable information.
          (b) To the extent Sellers fail to deliver in a timely manner any document they are obligated to deliver pursuant to this Section 6.27(b), Sellers agree to reimburse Whole Loan Purchaser for all Whole Loan Purchaser’s costs and expenses incurred in obtaining such documents, including reasonable attorney fees. In addition, Sellers’ failure to timely deliver such documents shall be deemed a breach of this Agreement entitling Whole Loan Purchaser to all remedies made available pursuant to this Agreement, including indemnification pursuant to Article 11 of this Agreement. Notwithstanding the foregoing, to the extent that Whole Loan Purchaser and Sellers have entered into a bailee agreement mutually acceptable to the Parties with respect to the delivery of any Loan File or any documents contained therein, Sellers shall not be liable for the late delivery of such Loan File or documents pursuant to this clause (b).

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     6.28 Security Release. Sellers shall deliver to Purchasers no later than the Closing or the applicable Servicing Assets Settlement a security release with respect to the Purchased Assets that are subject to any security interest, pledge or hypothecation for the benefit of any Person, in such form as may be mutually agreeable to Purchasers, Sellers and the holder of such security interest, pledge or hypothecation.
     6.29 MERS Designations and MERS Reports.
          (a) MERS Designations. With respect to each MERS Designated Mortgage Loan, Sellers have designated, or by the Closing Date will have designated, the Whole Loan Purchaser as the Investor and no Person is listed as Interim Funder on the MERS® System.
          (b) Reports. On or prior to the Closing Date, Sellers shall have provided the Whole Loan Purchaser with a MERS Report listing the applicable Whole Loan Purchaser as the Investor with respect to each MERS Designated Mortgage Loan.
     6.30 Loan Issues.
          (a) Promptly following actual discovery by either Sellers or Purchasers of a breach of any Seller Fundamental Representation in Section 4.5 in respect of a Purchased Loan (such breach, a “Pre-Closing Loan Issue”), the party discovering the Pre-Closing Loan Issue shall give written notice to the other no later than five (5) Business Days prior to the Closing. Following delivery or receipt of any such notice, Sellers shall use commercially reasonable efforts to cure any Pre-Closing Loan Issue to the reasonable satisfaction of Whole Loan Purchaser prior to the second (2nd) Business Day prior to Closing. If such Pre-Closing Loan Issue is not cured prior to such date, such loan shall be removed from Schedule 1.1 (a) and shall no longer constitute a Purchased Loan for any purpose under this Agreement.
          (b) After the Closing, upon actual discovery by either Sellers or Purchasers of a breach of any Seller Fundamental Representation in Section 4.5 in respect of a Purchased Loan (such Loss or breach, a “Purchased Loan Issue”), the party discovering such Purchased Loan Issue may give written notice to the other of the actual discovery of such Purchased Loan Issue.
          (c) Within thirty (30) days of written notice of any Purchased Loan Issue, Whole Loan Purchaser shall discuss with Sellers possible strategies for mitigating or curing such Purchased Loan Issue and Whole Loan Purchaser shall, if commercially reasonable, use commercially reasonable efforts to pursue such strategies in accordance with its customary problem loan mitigation procedures (it being understood and agreed that, for purposes of this Section 6.30, the fact that the Whole Loan Purchaser has indemnification rights hereunder shall not be considered in determining whether Whole Loan Purchaser acted in a commercially reasonable manner).
          (d) If Whole Loan Purchaser determines, in good faith, that the Purchased Loan Issue cannot be cured in accordance with its customary loan mitigation procedures and that, as a result, Whole Loan Purchaser must dispose of such Purchased Loan, then Whole Loan Purchaser shall give Sellers no less than ten (10) days prior written notice of its intention to secure a bid in an arms-length transaction from a bona fide third party (such bid, a “Bid” and such price offered, the “Bid Price”) for the relevant Purchased Loan. Whole Loan Purchaser

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shall have full discretion to determine from whom and how to obtain such Bid. Following receipt of the Bid, Whole Loan Purchaser may demand a remedy pursuant to this Section 6.30 by notifying Sellers of the offer to purchase the relevant Purchased Loan and the relevant Bid Price. Sellers shall have one (1) Business Day from notice thereof to either (i) agree that such Purchased Loan should be sold at such Bid Price and pay to Whole Loan Purchaser cash in an amount equal to the difference between (x) the purchase price of such Purchased Loan as calculated as of the Closing Date pursuant to Exhibit B less any principal payments actually received after the Purchased Loans Cut-Off Date plus any then delinquent interest (the “Adjusted Purchase Price”) and (y) the Bid Price, or (ii) acquire such Purchased Loan from Whole Loan Purchaser for cash in an amount equal to its Adjusted Purchase Price. If Whole Loan Purchaser is unable to obtain a Bid for the relevant Purchased Loan, then, at Whole Loan Purchaser’s request, Sellers shall have the obligation to acquire such Purchase Loan for cash in an amount equal to its Adjusted Purchase Price. Within two (2) Business Days of receipt of a demand by Whole Loan Purchaser, Sellers shall make any payment required under this Section 6.30(d) by wire transfer to an account or accounts designated by Whole Loan Purchaser.
          (e) If Sellers are obligated to either pay any amounts or acquire a Purchased Loan pursuant to clause (d) above, then Sellers shall indemnify Whole Loan Purchaser for all reasonable costs and expenses incurred by Whole Loan Purchaser in connection with the enforcement of Sellers’ obligations hereunder. For the avoidance of doubt, Sellers’ obligations pursuant to this Section 6.30 shall be in addition to any applicable indemnification obligations pursuant to Section 11.2(a).
     6.31 Interim Servicing. On or prior to October 1, 2008, Servicing Assets Purchaser and the applicable Sellers shall enter into an interim servicing agreement on the terms set forth on Exhibit O (the “Interim Servicing Agreement) pursuant to which Servicing Assets Purchaser shall act as interim contract servicer of the Purchased Loans (other than the Non-Interim Serviced Purchased Loans) effective October 1, 2008 (the “Servicing Transfer Date”). Pursuant to the Interim Servicing Agreement, Servicing Assets Purchaser shall begin servicing such Purchased Loans on the Servicing Transfer Date and shall be entitled to the servicing fees specified on Exhibit O with respect to such Purchased Loans.
     6.32 Post-Closing Transition Services. For a period of 90 days from the Closing (which period shall be extended an additional 30 days at Purchasers’ request), Sellers shall provide reasonable assistance and cooperation to Purchasers to effect the orderly and efficient transfer of the Purchased Assets hereunder, including providing Purchasers with documents and information reasonably requested by Purchasers, making Sellers personnel reasonably available to Purchasers by telephone and e-mail, and providing other assistance and cooperation as may be reasonably necessary to transition to Purchasers the Purchased Assets; provided, however, that, notwithstanding the foregoing, in no event shall Sellers or their Affiliates be required to (a) retain more than five employees who would have otherwise been terminated in connection with providing such assistance or cooperation or (b) hire any additional employees or outside agents or consultants in order to provide such assistance or cooperation. Any out-of-pocket costs and expenses incurred by Sellers or their Affiliates in connection with providing the cooperation and assistance contemplated by this Section 6.32 shall be promptly reimbursed by Purchasers upon receipt of a reasonably detailed invoice from Sellers therefor.

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ARTICLE 7.
CONDITIONS PRECEDENT TO OBLIGATIONS OF PURCHASERS WITH RESPECT TO THE CLOSING
     The obligation of Purchasers to purchase the Purchased Assets as provided herein, and to consummate the other transactions contemplated hereby, is subject to satisfaction or waiver of each of the following conditions precedent on or before the Closing Date:
     7.1 Representations and Warranties True. The representations and warranties of Sellers (i) contained herein (other than those contained in Sections 4.1, 4.2, 4.3, 4.4, 4.6(b) and clause (a) of the representations and warranties contained in Exhibit H, clause (n) of the representations and warranties contained in Exhibit I, clause (i) of Exhibit J and clause (b) of the representations and warranties contained in Exhibit K) shall be accurate, true and correct in all respects (without giving effect to any qualifications therein to materiality or Material Adverse Effect) at and as of the Closing, as if made at and as of such time (or, if any such representation or warranty is made solely as of a specific date, at and as of such date); provided, that if one or more of such representations or warranties are not accurate, true and correct in all respects on and as of any such date, the conditions precedent in this Section 7.1 shall nevertheless be deemed satisfied unless the inaccuracy, falsity or incorrectness of such representations or warranties would reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect and (ii) contained in Sections 4.1, 4.2, 4.3, 4.4, 4.6(b) and clause (a) of the representations and warranties contained in Exhibit H, clause (n) of the representations and warranties contained in Exhibit I, clause (i) of Exhibit J and clause (b) of the representations and warranties contained in Exhibit K), shall be true and correct in all material respects at and as of the Closing, as if made at and as of such time (or, if any such representation or warranty is made solely as of a specific date, at and as of such date).
     7.2 Compliance with Agreements and Covenants. Each Seller shall have in all material respects performed and complied with all of its respective covenants and agreements contained in this Agreement to be performed and complied with by it on or prior to the Closing Date.
     7.3 Certificate of Compliance. Parent shall have delivered to Purchasers a certificate of Parent dated as of the Closing Date, executed by a duly authorized officer of Parent, certifying as to the satisfaction of the conditions set forth in Section 7.1 and Section 7.2.
     7.4 Injunctions. No court or other Government Entity shall have enacted, issued, promulgated, enforced or entered any Law or issued any Order (and if an injunction, whether temporary, preliminary or permanent) that is in effect and prevents, restrains, enjoins, makes illegal or otherwise prohibits, the consummation of any of the transactions contemplated by this Agreement or makes such consummation illegal.
     7.5 No Material Adverse Effect and No Parent Material Adverse Effect. Since the date of this Agreement, other than any matter or condition expressly described in the Schedules to this Agreement, there shall not have occurred any Material Adverse Effect or Parent Material Adverse Effect.

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     7.6 Deliveries by Sellers. Sellers shall have effected the applicable deliveries required pursuant to Section 10.2.
     7.7 Release of Liens. Purchasers shall have received evidence of the release of all Liens on any Purchased Assets.
     7.8 Goodbye Letters. Sellers shall have delivered the Goodbye Letters in accordance with RESPA with respect to the Purchased Mortgage Loans and the Serviced Mortgage Loans.
     7.9 Officer Certificates. Sellers shall have delivered to Purchasers a certificate of an officer of each of Sellers, Parent and PNA, given by such officer on behalf of such Person, and not in such officer’s individual capacity, certifying as to resolutions of the board of directors (or equivalent governing body) of such Person authorizing this Agreement and the Ancillary Agreements to which such Person is a party and the transactions contemplated hereby and thereby.
     7.10 Subservicing Agreement. To the extent any Unassigned Servicing Agreements exist, Servicing Assets Purchaser and the applicable Seller shall have entered into a Subservicing Agreement pursuant to Section 2.3(b) with respect to each such Unassigned Servicing Agreement.
ARTICLE 8.
CONDITIONS PRECEDENT TO OBLIGATIONS OF SERVICING ASSETS PURCHASER WITH RESPECT TO EACH SERVICING ASSETS SETTLEMENT
     The obligation of Servicing Assets Purchaser to purchase any Delayed Transfer Servicing Assets is subject to satisfaction or waiver of each of the following conditions precedent on or before the Servicing Assets Settlement Date applicable to such Delayed Transfer Servicing Assets:
     8.1 Receipt of Servicing Agreement Consent. The Servicing Agreement Consent relating to such Delayed Transfer Servicing Assets shall have been obtained.
     8.2 Representations and Warranties True. The representations and warranties of Sellers contained in Sections 4.1, 4.2, 4.3, 4.4 and, with respect to such Delayed Transfer Servicing Assets, clauses (b), (c)(i), (c)(ii) and (v) of Exhibit L and shall be accurate, true and correct in all material respects, as if made at and as of such Servicing Assets Settlement Date .
     8.3 Compliance with Agreements and Covenants. Each Seller shall have in all material respects performed and complied with all of its respective covenants and agreements contained in this Agreement with respect to such Delayed Transfer Servicing Assets to be performed and complied with by it on or prior to the applicable Servicing Asset Settlement Date.
     8.4 Certificate of Compliance. Parent shall have delivered to Purchasers a certificate of Parent dated as of the applicable Servicing Assets Settlement Date, executed by a duly authorized officer of Parent, certifying as to the satisfaction of the conditions set forth in Section 8.2 and Section 8.3.

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     8.5 Injunctions. No court or other Government Entity shall have enacted, issued, promulgated, enforced or entered any Law or issued any Order (and if an injunction, whether temporary, preliminary or permanent) that is in effect and prevents, restrains, enjoins, makes illegal or otherwise prohibits, the consummation of the transfer of the relevant Delayed Transfer Servicing Assets or makes such consummation illegal.
     8.6 Deliveries by Sellers. Sellers shall have effected the applicable deliveries required pursuant to Section 10.2.
ARTICLE 9.
CONDITIONS PRECEDENT TO OBLIGATIONS OF SELLERS WITH RESPECT TO EACH TRANSFER
     The obligation of Sellers to sell the Purchased Assets as provided herein and to consummate the other transactions contemplated hereby is subject to the satisfaction or waiver of each of the following conditions precedent on or before the applicable Transfer Date:
     9.1 Representations and Warranties True. The representations and warranties of Purchasers contained herein shall be accurate, true and correct in all material respects (without giving effect to any materiality or Material Adverse Effect qualification set forth therein) on and as of the applicable Transfer Date, as if made on and as of such date (or, if any such representation or warranty is made solely as of a specific date, at and as of such date).
     9.2 Compliance with Agreements and Covenants. Each Purchaser shall have in all material respects performed and complied with all of its respective covenants and agreements contained in this Agreement to be performed and complied with by it on or prior to the applicable Transfer Date.
     9.3 Certificate of Compliance. Purchasers shall have delivered to Sellers certificates of Purchasers dated as of the applicable Transfer Date, executed by a duly authorized officer of Purchasers, certifying as to the satisfaction of the conditions set forth in Section 9.1 and Section 9.2.
     9.4 Injunctions. No court or other Government Entity shall have enacted, issued, promulgated, enforced or entered any Law or issued any Order (and if an injunction, whether temporary, preliminary or permanent) that is in effect and prevents, restrains, enjoins, makes illegal or otherwise prohibits, the consummation of any of the transactions contemplated by this Agreement or makes such consummation illegal.
     9.5 Deliveries by Purchasers. Purchasers shall have effected the applicable deliveries required pursuant to Section 10.3.
     9.6 Welcome Letters. Purchasers shall have delivered the Welcome Letters in accordance with RESPA with respect to the Purchased Mortgage Loans and the Serviced Mortgage Loans.

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     9.7 Officer Certificates. Purchasers shall have delivered to Sellers a certificate of an officer of each Purchaser, given by such officer on behalf of such Person, and not in such officer’s individual capacity, certifying as to resolutions of the board of directors (or equivalent governing body) of such Person authorizing this Agreement and the Ancillary Agreements to which such Person is a party and the transactions contemplated hereby and thereby.
ARTICLE 10.
CLOSING; DELIVERIES; TERMINATION
     10.1 Closing/Servicing Assets Settlements.
          (a) Closing. The Closing shall take place at the offices of Mayer Brown LLP, 71 South Wacker Drive, Chicago, Illinois 60606, at 10:00 A.M. central time on the later of (i) November 3, 2008; and (ii) the second Business Day after the date on which all conditions precedent set forth in Articles 7 and 9 have been satisfied or waived by the parties (other than those conditions that by their nature are to be satisfied at the Closing, but subject to the satisfaction or waiver of such conditions), or such other date as is mutually agreeable to Sellers and Purchaser (the “Closing Date” and, solely with respect to the Servicing Assets Transferred on such date, the “Initial Servicing Assets Settlement Date”).
          (b) Subsequent Servicing Asset Settlements. If necessary, each subsequent Servicing Assets Settlement shall take place at the offices of Mayer Brown LLP, 71 South Wacker Drive, Chicago, Illinois 60606, at 10:00 A.M. central time on the first Business Day of the month after which all conditions precedent set forth in Articles 8 and 9 have been satisfied or waived by the parties (other than those conditions that by their nature are to be satisfied at the applicable subsequent Servicing Assets Settlement, but subject to the satisfaction or waiver of such conditions), or such other date as is mutually agreeable to Sellers and Purchasers (each such date, together with the Initial Servicing Assets Settlement Date, a “Servicing Assets Settlement Date” and each Servicing Assets Settlement Date, together with the Closing Date, a “Transfer Date”). Without limiting any terms of the Subservicing Agreement, legal title, equitable title and risk of loss with respect to the applicable Servicing Assets will transfer to Servicing Assets Purchaser at the applicable Servicing Assets Settlement.
     10.2 Deliveries of Sellers.
          (a) Closing. At the Closing, Sellers shall deliver to Purchasers:
     (i) a certificate from each Seller dated as of the Closing Date to the effect that the Seller is not a foreign person pursuant to Treasury Regulation Section 1.1445-2(b)(2);
     (ii) the certificate to be delivered by Sellers pursuant to Section 7.3; and
     (iii) the applicable Subservicing Agreements, duly executed by each of the applicable Sellers.
          (b) Servicing Assets Settlement. At each Servicing Assets Settlement (including, as applicable, the Closing), Sellers shall deliver to Servicing Assets Purchaser:

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     (i) the applicable Assignment and Assumption Agreements, duly executed by each of the applicable Sellers;
     (ii) copies of the applicable Servicing Agreement Consents obtained on or prior to the Servicing Assets Settlement Date; and
     (iii) all amounts in the applicable Custodial Accounts and Escrow Accounts on such Servicing Assets Settlement Date.
     10.3 Deliveries of Purchasers.
          (a) Closing. At the Closing, Purchasers shall deliver to Sellers:
     (i) confirmation of the wire transfer of the Closing Date Payment in accordance with Section 3.1;
     (ii) the certificate to be delivered by Purchaser pursuant to Section 9.3; and
     (iii) the applicable Subservicing Agreements, duly executed by Servicing Assets Purchaser.
          (b) Servicing Assets Settlement. At each Servicing Assets Settlement, Servicing Assets Purchaser shall deliver to Sellers:
     (i) confirmation of the wire transfer of the applicable Servicing Assets Settlement Payment in accordance with Section 3.1; and
     (ii) the applicable Assignment and Assumption Agreements, duly executed by Servicing Assets Purchaser.
     10.4 Termination.
          (a) Prior to Closing, this Agreement shall terminate:
     (i) upon the mutual agreement of Sellers and Purchasers;
     (ii) upon written notice from Purchasers to Sellers if (A) any of the conditions precedent set forth in Article 7 shall have become incapable of fulfillment (and shall not have been waived by Purchasers) or (B) the Closing has not occurred on or before December 31, 2008, so long as, in the case of clauses (A) and (B), no Purchaser is then in material breach of any of its representations, warranties, covenants or agreements contained in this Agreement; or
     (iii) upon written notice from Sellers to Purchasers if (A) any of the conditions precedent set forth in Article 9 shall have become incapable of fulfillment (and shall not have been waived by Sellers) or (B) the Closing has not occurred on or before December 31, 2008, so long as, in the case of clauses (A) and (B), no Seller is then in

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material breach of any of its representations, warranties, covenants or agreements contained in this Agreement.
          (b) If this Agreement is terminated pursuant to this Section 10.4, all further obligations of the parties under this Agreement shall become null and void and of no further force or effect, except that (i) Section 13.1, 13.7, 13.10 and 13.15 will survive and (ii) if this Agreement is terminated by a party because of the breach of the Agreement by another party or because one or more of the conditions to the terminating party’s obligations under this Agreement is not satisfied as a result of another party’s failure to comply with its obligations under this Agreement, the terminating party’s right to pursue all legal remedies shall survive such termination unimpaired.
          (c) Following the Closing, if any of the conditions precedent set forth in Article 8 relating to any Delayed Transfer Servicing Assets shall have become incapable of fulfillment (and shall not have been waived by Purchasers), so long as no Purchaser is then in material breach of any of its representations, warranties, covenants or agreements contained in this Agreement, then, upon written notice from Purchasers to Sellers, the Parties agree that no Party shall have any further obligation to transfer such Delayed Transfer Servicing Assets and any obligation with respect to such Delayed Transfer Servicing Assets hereunder that would have expired upon any such transfer shall become null and void and of no further force or effect, except that if the conditions precedent set forth in Article 8 shall have become incapable of fulfillment as a result of another party’s failure to comply with its obligations under this Agreement, the terminating party’s right to purse all legal remedies shall survive such termination unimpaired.
ARTICLE 11.
SURVIVAL AND INDEMNIFICATION
     11.1 Survival.
          (a) The representations and warranties of the parties hereto contained herein and all claims with respect thereto shall survive the Closing Date for a period of two years, except that (i) representations and warranties in Section 4.8 in respect of a particular Tax shall survive until the Tax Statute of Limitations Date for such Tax; (ii) the representations and warranties in Section 4.6(d) and clause (m) of Exhibit L shall survive until the expiration of the statute of limitations applicable to any claim under ERISA or Section 4975 of the Code against the Purchasers or an Affiliate as servicer of the Servicing Assets and (iii) each Seller Fundamental Representation and each Purchaser Fundamental Representation shall survive forever. Neither Purchasers nor Sellers shall have any obligation to indemnify the other party with respect to claims for breach of any representation or warranty first asserted after the expiration of the survival period specified therefor in this Section 11.1; provided, that if, on or prior to such expiration of the applicable survival period, a notice of the claim shall have been given in accordance with Section 11.6 or 11.7 for such indemnification, the party asserting such claim will continue to have the right to be indemnified with respect to such claim until such claim has been satisfied or otherwise resolved as provided in this Article 11.

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          (b) The covenants of the Parties contained in this Agreement will survive in accordance with their respective terms. Except as otherwise provided herein, the agreements set forth in Articles 11 and 13 shall remain in full force and effect indefinitely.
     11.2 Indemnification by Sellers. From and after the Closing, subject to Section 11.4, each Seller jointly and severally agrees to indemnify each Purchaser, its respective officers, directors, Affiliates, successors and assigns (the “Purchaser Indemnified Parties”) against, and agree to hold the Purchaser Indemnified Parties harmless from, any and all Losses imposed on or suffered by any Purchaser Indemnified Person to the extent arising out of any of the following:
          (a) any breach of or any inaccuracy in any representation or warranty (without giving effect to any materiality or Material Adverse Effect qualification set forth in Sections 4.2 and 4.3 and clauses (c)(v), (c)(vi) or (f) of Exhibit L) made by Sellers in this Agreement or in a certificate delivered by Sellers at Closing or any subsequent Servicing Assets Settlement (including, for the avoidance of doubt, any and all Losses that result from any action or inaction of a Purchaser Indemnified Party taken or not taken as a result of such Purchaser Indemnified Party’s reliance on any such representation or warranty);
          (b) any breach of or failure by Sellers to perform any covenant or obligation of Sellers set out in this Agreement;
          (c) any Retained Liability; or
          (d) any of the matters set forth on sections (b), (d) or (e) of Schedule 4.7.
If any matter gives rise to a breach or inaccuracy of both (i) any Seller Fundamental Representations and (ii) any other representation or warranty made by Sellers herein, such matter shall be considered a breach or inaccuracy of the applicable Seller Fundamental Representation. Notwithstanding the foregoing and without limiting any of the terms of any Subservicing Agreement, Sellers shall not be obligated to indemnify the Purchaser Indemnified Parties with respect to any representations or warranties of any Unassigned Servicing Agreement (and the related Servicing Assets) unless and until a Servicing Assets Settlement occurs with respect to such Unassigned Servicing Agreement (and the related Servicing Assets).
     11.3 Indemnification by Purchasers. From and after the Closing, subject to Section 11.5, each Purchaser jointly and severally agrees to indemnify each Seller, its respective officers, directors and Affiliates, successors and assigns (the “Seller Indemnified Parties”) against, and agrees to hold the Seller Indemnified Parties harmless from, any and all Losses imposed on or suffered by any Seller Indemnified Person to the extent arising out of any of the following:
          (a) any breach of or any inaccuracy in any representation or warranty made by such Purchaser in this Agreement or in a certificate delivered by such Purchaser at Closing or any subsequent Servicing Assets Settlement (including, for the avoidance of doubt, any and all Losses that result from any action or inaction of a Seller Indemnified Party taken or not taken as a result of such Seller Indemnified Party’s reliance on any such representation or warranty);
     (i) any breach of or failure by such Purchaser to perform any covenant or obligation of such Purchaser set out in this Agreement; or

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     (ii) any Assumed Liabilities.
     11.4 Limitations on Liability of Sellers. Notwithstanding any other provision of this Agreement:
          (a) The Purchaser Indemnified Parties shall have the right to payment by Sellers under Section 11.2(a) (except for claims related to any breach of or any inaccuracy in any Seller Fundamental Representations or the representations and warranties in Section 4.8, none which shall be subject to any threshold) only if, and only to the extent that, the Purchaser Indemnified Parties shall have incurred as to such matters giving rise to indemnification under Section 11.2(a) indemnifiable Losses in excess of the Deductible.
          (b) Sellers shall have no liability under Sections 11.2(a) in excess of the Cap, except that claims related to any breach of or any inaccuracy in any representations or warranties in Section 4.8 or the Seller Fundamental Representations shall not be subject to any such limit or considered in determining whether such limit has been reached.
          (c) From and after each Transfer Date, the sole and exclusive liability and responsibility of Sellers to the Purchaser Indemnified Parties under or in connection with this Agreement or the transactions contemplated hereby (including for any breach of or inaccuracy in any representation or warranty or for any breach of any covenant or obligation or for any other reason), in each case relating to the Purchased Assets transferred on such Transfer Date, and the sole and exclusive remedy of the Purchaser Indemnified Parties with respect to any of the foregoing, shall be as set forth in this Article 11, except for (i) claims of fraud or (ii) as otherwise provided in this Agreement, including pursuant to Sections 3.2 and 6.30.
          (d) For the avoidance of doubt and without limiting Section 11.4(e), the limitations in Section 11.4(a) and 11.4(b) shall not apply with respect to any Losses arising from any matter giving rise to indemnification under Sections 11.2(b) or 11.2(c) even if such Losses may also be subject to indemnification under Section 11.2(a).
          (e) To the extent that any Purchaser Indemnified Party suffers any diminution in the value of one or more Purchased Loans as a result of a matter that constitutes a breach of one or more representations or warranties made by Sellers in this Agreement (none of which breached representations or warranties constitutes a Seller Fundamental Representation) (such diminution in value, a “Non-Fundamental Loan Loss”), then, notwithstanding any other provision to the contrary contained herein, such Purchaser Indemnified Party shall bring a claim with respect to such Non-Fundamental Loan Loss pursuant to Section 11.2(a) as a breach of a representation and warranty and not pursuant to Section 11.2(c). For the avoidance of doubt, the limitations applicable to Sellers’ indemnification obligations under Section 11.2(a), including the two-year survival period set forth in Section 11.1(a), the Deductible and the Cap shall apply to any claims pursuant to Section 11.2(a) by any Purchaser Indemnified Party with respect to a Non-Fundamental Loan Loss. Except as provided in this Section 11.4(e), if any matter gives rise to indemnification under one or more of Sections 11.2(a), 11.2(b), 11.2(c) and 11.2(d), the Purchaser Indemnified Parties may bring a claim under any or all of such applicable Sections.

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     11.5 Limitations on Liability of Purchasers. Notwithstanding any other provision of this Agreement:
          (a) The Seller Indemnified Parties shall have the right to payment by Purchasers under Sections 11.3(a) (except for claims related to any breach of or any inaccuracy in any Purchaser Fundamental Representations, none which shall be subject to any threshold) only if, and only to the extent that, the Seller Indemnified Parties shall have incurred, as to all such matters giving rise to indemnification under Section 11.3(a), indemnifiable Losses in excess of the Deductible.
          (b) Purchasers shall have no liability under Section 11.3(a) in excess of the Cap, except that claims related to breaches of any Purchaser Fundamental Representations shall not be subject to any such limit or considered in determining whether such limit has been reached.
          (c) From and after each Transfer Date, the sole and exclusive liability and responsibility of Purchasers to the Seller Indemnified Parties under or in connection with this Agreement or the transactions contemplated hereby (including for any breach of or inaccuracy in any representation or warranty or for any breach of any covenant or obligation or for any other reason), in each case relating to the Purchased Assets transferred on such Transfer Date, and the sole and exclusive remedy of the Seller Indemnified Parties with respect to any of the foregoing, shall be as set forth in this Article 11, except for (i) claims of fraud or (ii) as otherwise provided in this Agreement, including pursuant to Section 3.2.
          (d) For the avoidance of doubt, the limitations in Section 11.5(a) and 11.5(b) shall not apply with respect to any Losses arising from any matter giving rise to indemnification under Sections 11.3(b) or 11.3(c) even if such Losses may also be subject to indemnification under Section 11.3(a).
     11.6 Claims. As promptly as is reasonably practicable after becoming aware of a claim for indemnification under this Agreement that does not involve a third party claim, the Indemnified Person shall give notice to the Indemnifying Person of such claim, which notice shall specify the facts alleged to constitute the basis for such claim (taking into account the information then available to the Indemnified Person), the representations, warranties, covenants and obligations alleged to have been breached and the amount that the Indemnified Person seeks hereunder from the Indemnifying Person, together with such information as may be necessary for the Indemnifying Person to determine that the limitations in Section 11.4 or Section 11.5, as applicable, have been satisfied or do not apply; provided, that the failure of an Indemnified Person to notify the Indemnifying Person will relieve the Indemnifying Person from its obligation to indemnify only to the extent that the Indemnifying Person’s defense or other rights available to it is actually prejudiced as a result of such failure.
     11.7 Notice of Third Party Claims; Assumption of Defense. The Indemnified Person shall give notice as promptly as is reasonably practicable after receiving written notice thereof, to the Indemnifying Person of the assertion of any claim, or the commencement of any suit, action or proceeding, by any Person not a party hereto in respect of which indemnity may be sought under this Agreement, including any claim pursuant to the Settlement Agreement (a “Third Party

52


 

Claim”) (which notice shall specify in reasonable detail the nature and amount of such claim together with such information as may be necessary for the Indemnifying Person to determine that the limitations in Section 11.4 or 11.5 have been satisfied or do not apply); provided, that failure to give such notification will not affect the indemnification provided hereunder except to the extent the Indemnifying Person’s defense or other rights available to it has been actually prejudiced as a result of such failure. The Indemnifying Person may, at its own expense, (i) participate in the defense of any Third Party Claim and (ii) upon written notice to the Indemnified Person and the Indemnifying Person’s delivering to the Indemnified Person a written agreement that the Indemnified Person is entitled to indemnification for all Losses arising out of such Third Party Claim and that the Indemnifying Person shall be liable for the entire amount of any Loss resulting therefrom, at any time during the course of any such Third Party Claim assume the defense thereof; provided, that (A) the Indemnifying Person’s counsel is reasonably satisfactory to the Indemnified Person and (B) the Indemnifying Person shall thereafter consult with the Indemnified Person upon the Indemnified Person’s reasonable request for such consultation from time to time with respect to such Third Party Claim; provided, further, that if such Third Party Claim involves a claim by a Government Entity, the Purchaser Indemnified Party may elect to control the defense or settlement of such claim, at the Indemnifying Person’s expense. If the Indemnifying Person assumes such defense, the Indemnified Person shall have the right (but not the duty) to participate in the defense thereof and to employ counsel, at its own cost and expense, separate from the counsel employed by the Indemnifying Person. If, however, the Indemnified Person reasonably determines (i) based on an opinion of counsel that representation by the Indemnifying Person’s counsel of both the Indemnifying Person and the Indemnified Person would be reasonably likely to present such counsel with a conflict of interest or (ii) there is a reasonable probability that such claim may adversely affect it or its Affiliates in any material respect (other than with respect to the payment of money damages in an amount that does not exceed the respective caps set forth in Section 11.4 or Section 11.5), then such Indemnified Person may employ separate counsel to represent or defend it in any such Third Party Claim and the Indemnifying Person shall pay the reasonable fees and disbursements of such separate counsel. The parties hereto agree to cooperate fully with each other in connection with the defense, negotiation or settlement of any Third Party Claim.
     11.8 Settlement or Compromise. Any settlement or compromise made or caused to be made by the Indemnified Person or the Indemnifying Person, as the case may be, of any Third Party Claim shall also be binding upon the Indemnifying Person or the Indemnified Person, as the case may be, in the same manner as if a final judgment or decree had been entered by a court of competent jurisdiction in the amount of such settlement or compromise; provided that (i) whether or not the Indemnifying Person has assumed the defense of a Third Party Claim, the Indemnified Person will not admit any Liability with respect to, or settle, compromise or discharge, such Third Party Claim without the Indemnifying Person’s prior written consent (which consent will not be unreasonably withheld, conditioned or delayed) and (ii) the Indemnifying Person will not settle, compromise or discharge any Third Party Claim without the written consent of the Indemnified Person, unless such settlement (x) includes an unconditional release of the Indemnified Person from all Liability in respect of such Third Party Claim, (y) does not subject the Indemnified Person to any injunctive relief or other equitable remedy, and (z) does not include a statement or admission of fault, culpability or failure to act by or on behalf of any Indemnified Person.

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     11.9 Net Losses; Subrogation: Mitigation; Knowledge.
          (a) Notwithstanding anything contained herein to the contrary, the amount of any Losses incurred or suffered by an Indemnified Person shall be calculated after giving effect to (i) any insurance proceeds received by the Indemnified Person (or any of its Affiliates) with respect to such Losses, (ii) any recoveries obtained by the Indemnified Person (or any of its Affiliates) from any other third party and (iii) any Tax benefit or detriment arising from the occurrence of such Loss or the receipt or accrual of any indemnity payment in respect of such Loss as provided in Section 11.9(b). Each Indemnified Person shall exercise reasonable best efforts to obtain such proceeds, benefits and recoveries; provided that any additional out-of-pocket costs or expenses resulting from such efforts shall be deemed Losses subject to indemnification hereunder. If any such proceeds, benefits or recoveries are received by an Indemnified Person (or any of its Affiliates) with respect to any Losses after an Indemnifying Person has made a payment to the Indemnified Person with respect thereto, the Indemnified Person (or such Affiliate) shall pay to the Indemnifying Person the amount of such proceeds, benefits or recoveries (up to the amount of the Indemnifying Person’s payment).
          (b) Each Loss shall be calculated to take into account any Tax benefit or detriment arising from the occurrence of such Loss or the receipt or accrual of any indemnity payment in respect of such Loss, in each case, to the extent such Tax benefit or detriment is actually realized or recognized in the taxable year in which such indemnity payment is made or in a prior taxable year, the amount of such benefit or detriment to be determined by comparing the amount of the Indemnified Person’s Tax liability taking into account the Tax benefit or detriment or both, arising from the occurrence of such Loss or the receipt or accrual of such indemnity payment, or both, with the amount of Tax liability such Indemnified Person would have incurred in the absence of such Tax benefit or detriment, or the receipt or accrual of such indemnity payment, or both, provided that any Tax benefit so taken into account in respect of any Indemnified Person shall be reduced and any Tax detriment shall be increased by the amount of any out-of-pocket costs incurred by such Indemnified Person to determine the amount of such Tax benefit or detriment.
          (c) Upon making any payment to an Indemnified Person in respect of any Losses, the Indemnifying Person shall, to the extent of such payment, be subrogated to all rights of the Indemnified Person (and its Affiliates) against any third party (other than RMBS Purchaser or any of its Affiliates, or any portfolio company of any investment fund managed by RMBS Purchaser or any of its Affiliates) who has made a claim against such Indemnified Person (or its Affiliates) in respect of the Losses to which such payment relates. Such Indemnified Person (and its Affiliates) and Indemnifying Person shall execute upon request all instruments reasonably necessary to evidence or further perfect such subrogation rights.
          (d) Each of the Purchasers and Sellers shall use commercially reasonable efforts to mitigate any Losses.
          (e) Notwithstanding anything to the contrary in this Agreement, the right to indemnification or other remedy based on any representations, warranties, covenants and obligations contained in this Agreement or any of the Ancillary Agreements will not be affected by any investigation conducted with respect to, or any knowledge acquired (or capable of being

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acquired) at any time, whether before or after the execution and delivery of this Agreement, the Closing Date or any subsequent Servicing Assets Settlement Date, with respect to the accuracy or inaccuracy of or compliance with, any such representation, warranty, covenant or obligation.
     11.10 Purchase Price Adjustments. Any amounts payable under Section 11.2 or Section 11.3 shall be treated by Purchaser and Sellers as an adjustment to the Purchase Price.
ARTICLE 12.
TAX MATTERS
     12.1 Proration.
          (a) Liability for all real property taxes, personal property taxes and similar ad volorem obligations levied with respect to any Purchased Assets for a taxable period which includes (but does not end on) the applicable Transfer Date (the “Apportioned Obligations”) shall be apportioned between the applicable Seller and applicable Purchaser based on the number of days of such taxable period included in the period ending on (but not including) the applicable Transfer Date (the “Pre-Transfer Tax Period”) and the number of days of such taxable period included in the period after the Pre-Transfer Tax Period (the “Post-Transfer Tax Period”). The applicable Seller shall be liable for the proportionate amount of such Apportioned Obligations that is attributable to the Pre-Transfer Tax Period. The applicable Purchaser shall be liable for the proportionate amount of such Apportioned Obligations that is attributable to the Post-Transfer Tax Period.
     12.2 Transfer Taxes. All sales, use and transfer taxes, including any value added, stock transfer, gross receipts, stamp duty and real, personal, or intangible property transfer taxes (collectively, “Transfer Taxes”), due by reason of the consummation of the transactions contemplated hereunder, including any interest or penalties in respect thereof, shall be apportioned fifty percent to Sellers and fifty percent to Purchasers. All such Transfer Taxes apportioned to Sellers and to Purchasers shall be paid by Sellers and Purchasers, respectively, by no later than the due date for paying such Transfer Taxes. The Party responsible by Law for filing the applicable Tax Return relating to such Transfer Taxes, shall timely prepare and file, or cause to be filed, any such returns, including any claim for exemption or exclusion from the application or imposition of any Transfer Taxes. Sellers or Purchasers, as the case may be, shall pay the other Party, not later than five Business Days before the due date for payment of such Transfer Taxes, in an amount equal to fifty percent of the Transfer Taxes shown on such return or other filing for which such party is liable under this Section 12.2, and Sellers and Purchasers shall, following the filing thereof, provide Purchasers and Sellers, respectively, with a copy of such return or other filing and a copy of a receipt showing payment of any such Transfer Tax.
     12.3 Preparation of Tax Returns.
          (a) Sellers shall be responsible for filing all Tax Returns with respect to the Purchased Assets or income attributable therefrom for taxable periods ending on or before the applicable Transfer Date. Such Tax Returns shall be true, correct and complete in all material

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respects; and all Taxes indicated as due and payable on such Tax Returns shall be paid by Sellers as and when required by Law.
          (b) Purchasers shall be responsible for filing all Tax Returns with respect to the Purchased Assets or income attributable therefrom for taxable periods beginning after the applicable Transfer Date; it being understood that all Taxes indicated as due and payable on such returns shall be the responsibility of Purchasers, except for such Taxes which are the responsibility of Sellers pursuant to Section 12.2.
          (c) If permitted by a Taxing Authority, Purchasers shall file a Tax Return and pay Taxes related to the applicable Post-Transfer Tax Period and Sellers shall file separate Tax Returns and separately pay their Taxes for the applicable Pre-Transfer Tax Period, provided however that any such Tax Returns relating to such Post-Transfer Tax Period or Pre-Transfer Tax Period shall not be filed without the other applicable party’s prior review and comment and shall be prepared on a basis consistent with past practice to the extent permitted by Law. If filing a Tax Return for the applicable Post-Transfer Tax Period separate from a Tax Return for the applicable Pre-Transfer Tax Period is not permitted, the applicable Purchaser shall prepare and file or cause to be prepared and filed the applicable Tax Return relating to both such Tax Periods, and shall make reasonable revisions to such Tax Return as are requested by Sellers unless otherwise required by applicable Law. No later than ten (10) days prior to the filing of such Tax Return, Sellers shall pay to the applicable Purchaser (in immediately available funds) the amount of any Taxes due in respect of such Tax Return relating to or attributable to the applicable Pre-Transfer Tax Period.
     12.4 Tax Cooperation and Contest.
          (a) Purchasers and Sellers agree to furnish or cause to be furnished to the other, upon request, as promptly as practicable, such information (including access to books and records) and assistance relating to the Purchased Assets as is reasonably necessary for the filing of any Tax Return, the preparation for any tax audit, the prosecution or defense of any claim, suit or proceeding relating to any proposed tax adjustment relating to the Purchased Assets. Purchasers and Sellers shall keep all such information and documents received by them confidential unless otherwise required by law.
          (b) Purchasers and Sellers agree to retain or cause to be retained all books and records pertinent to the Purchased Assets until the applicable period for assessment of taxes under applicable law (giving effect to any and all extensions or waivers) has expired, and such additional period as necessary for any administrative or judicial proceedings relating to any proposed assessment, and to abide all record retention agreements entered into with any taxing authority. Purchasers and Sellers agree to give the other reasonable notice prior to transferring, discarding or destroying any such books and records relating to tax matters and, if so requested, Purchasers and Sellers shall allow the requesting party to take possession of such books and records.
          (c) Notwithstanding anything to the contrary herein, Sellers shall have the sole right to control the conduct and resolution of any audit, litigation, contest, dispute, negotiation, or other proceeding with any Taxing Authority that relates to Taxes of the Purchased

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Assets or income attributable therefrom (a “Contest”) that Sellers could be required to indemnify pursuant to Section 11.2, provided however that (i) Sellers shall consult with Purchasers and keep Purchasers informed regarding the progress and any potential compromise or settlement of each such Contest; and (ii) Sellers shall not settle any such Contest without consent of Purchasers, to the extent such settlement could adversely affect Purchasers in any material respect, without Purchasers’ consent (not to be unreasonably withheld). Purchasers shall have the sole right to control the conduct of any other Contest not specifically referred to in the preceeding sentence.
          (d) Purchasers and Sellers shall cooperate with each other in the conduct of any Contest and they shall each execute and deliver such powers of attorney and other documents as are reasonably necessary to carry out the intent of this Agreement.
     12.5 Waiver of Bulk Sales Law Compliance. Compliance with the bulk sales laws of the State of New York or any other jurisdiction where Sellers conduct their business is hereby waived by Purchasers. The Parties agree that any Liabilities incurred by Purchasers as a result of such waiver shall constitute Retained Liabilities for purposes of this Agreement.
ARTICLE 13.
MISCELLANEOUS
     13.1 Expenses. Except as otherwise provided herein, each party hereto shall bear the costs expenses incurred by it with respect to this Agreement.
     13.2 Amendment. This Agreement may be amended, modified or supplemented only in writing signed by each of the parties hereto.
     13.3 Notices. Any written notice to be given hereunder shall be deemed given: (a) when received if given in person or by courier; (b) on the date of transmission if sent by telecopy, e-mail or other wire transmission (receipt confirmed); (c) three days after being deposited in the U.S. mail, certified or registered mail, postage prepaid; and (d) if sent by an internationally recognized overnight delivery service, the second day following the date given to such overnight delivery service (specified for overnight delivery). All notices shall be addressed as follows:
     If to any Seller, addressed as follows:
c/o Banco Popular North America
9600 West Bryn Mawr — 4th Floor
Rosemont, IL 60018
Attention: Alberto Paracchini — Senior Vice President
Telephone: (847) 994-6942
Facsimile: (847) 994-6898

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with a copy to:
Banco Popular North America
120 Broadway — 15th Floor
New York, NY 10271
Attention: Brian F. Doran — Senior Vice President and Director, Legal Division
Telephone: (212) 417-6669
Facsimile: (212) 417-6602
And:
Mayer Brown LLP
71 South Wacker Drive
Chicago, Illinois 60606
Attention: Stuart M. Litwin and William R. Kucera
Telephone: (312) 782-0600
Facsimile: (312) 701-7711
     If to Whole Loan Purchaser, addressed as follows:
Goldman Sachs Mortgage Company
85 Broad Street
New York, New York 10004
Attention: Michelle Gill
Telephone: (212) 357-4762
Facsimile: (212) 493-0058
     If to RMBS Purchaser, addressed as follows:
Goldman, Sachs & Co.
85 Broad Street
New York, New York 10004]
Attention: Michelle Gill
Telephone: (212) 357-4762
Facsimile: (212) 493-0058
     If to Servicing Assets Purchaser, addressed as follows:
Litton Loan Servicing LP
4828 Loop Central Drive
Houston, Texas 77081
Telephone: 713-966-8803
Facsimile: (713) 960-0539
Attention: Larry B. Litton, Jr.

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with copies to:
Goldman, Sachs & Co.
One New York Plaza, 38th Floor
New York, New York 10004
Attention: Susan Helfrick
Telephone: (212) 902-9612
Facsimile: (917) 977-3540
and
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza
New York, New York 10006
Attention: Christopher E. Austin, Esq.
Telephone: (212) 225-2434
Facsimile: (212) 225-3999
and, solely with respect to Servicing Assets Purchaser
Litton Loan Servicing LP
4828 Loop Central Drive
Houston, Texas 77081
Telephone: 713-966-8879
Facsimile: (713) 966-8830
Attention: Ann Kelly
     13.4 Waivers. The failure of a party to require performance of any provision hereof shall not affect its right at a later time to enforce the same. No waiver by a party of any term, covenant, representation or warranty contained herein shall be effective unless in writing. No such waiver in any one instance shall be deemed a further or continuing waiver of any such term, covenant, representation or warranty in any other instance.
     13.5 Counterparts. This Agreement may be executed in counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument.
     13.6 Headings. The headings preceding the text of Articles and Sections of this Agreement and the Schedules and Exhibits thereto are for convenience only and shall not be deemed part of this Agreement.
     13.7 Applicable Law. This Agreement shall be governed by and construed and enforced in accordance with the internal laws, and not the laws of conflicts (other than §5-1401 of the New York General Obligations Law) of the State of New York.
     13.8 Assignment. This Agreement shall be binding upon and inure to the benefit of the parties and their respective successors and assigns; provided, that no assignment of either party’s rights or obligations may be made without the written consent of the other party, except that

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Purchasers may assign their respective rights or obligations under this Agreement to any of their respective Affiliates (it being understood that any such assignment shall not relieve the assigning party of any of its obligations under this Agreement).
     13.9 No Third Party Beneficiaries. This Agreement is solely for the benefit of the parties hereto, and no provision of this Agreement shall be deemed to confer any remedy, claim or right upon any third party.
     13.10 Forum; Waiver of Jury Trial. Each party agrees that any suit, action or proceeding brought by such party against the other in connection with or arising from this Agreement (“Judicial Action”) shall be brought solely in any state or federal courts located in the Borough of Manhattan, City of New York, State of New York, and each party consents to the exclusive personal jurisdiction and venue of each such court. Each party hereby waives its right to a jury trial in connection with any Judicial Action.
     13.11 Schedules. Any information disclosed pursuant to any Schedule with specific reference to a particular Section or subsection of this Agreement to which the information in such Schedule relates shall be deemed to apply to each other Section or subsection of the Schedules or of this Agreement to which its relevance is reasonably apparent on its face. Neither the specification of any dollar amount in any representation or warranty contained in this Agreement nor the inclusion of any specific item in any Schedule hereto is intended to imply that such amount, or higher or lower amounts, or the item so included or other items, are or are not material, and no party shall use the fact of the setting forth of any such amount or the inclusion of any such item in any dispute or controversy between the parties as to whether any obligation, item or matter not described herein or included in any Schedule is or is not material for purposes of this Agreement. Unless this Agreement specifically provides otherwise, neither the specification of any item or matter in any representation or warranty contained in this Agreement nor the inclusion of any specific item in any Schedule hereto is intended to imply that such item or matter, or other items or matters, are or are not in the ordinary course of business, and no party shall use the fact of the setting forth or the inclusion of any such item or matter in any dispute or controversy between the parties as to whether any obligation, item or matter not described herein or included in any Schedule is or is not in the ordinary course of business for purposes of this Agreement.
     13.12 Incorporation. The respective Schedules and Exhibits attached hereto and referred to herein are incorporated into and form a part of this Agreement.
     13.13 Complete Agreement. This Agreement constitutes the complete agreement of the parties with respect to the subject matter hereof and supersede all prior discussions, negotiations and understandings.
     13.14 Disclaimer. Sellers make no representations or warranties with respect to any projections, forecasts or forward-looking statements made available to Purchasers. There is no assurance that any projected or forecasted results will be achieved. EXCEPT TO THE EXTENT OF THE EXPRESS REPRESENTATIONS AND WARRANTIES CONTAINED IN ARTICLE 4, SELLERS ARE SELLING THE PURCHASED ASSETS ON AN “AS IS, WHERE IS” BASIS AND DISCLAIM ALL OTHER WARRANTIES, REPRESENTATIONS

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AND GUARANTEES, WHETHER EXPRESS OR IMPLIED. SELLERS MAKE NO REPRESENTATIONS OR WARRANTIES AS TO MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE AND NO IMPLIED REPRESENTATIONS OR WARRANTIES, AND DISCLAIM ALL SUCH REPRESENTATIONS AND WARRANTIES. WITHOUT LIMITING THE FOREGOING, AND EXCEPT AS EXPRESSLY SET FORTH IN ARTICLE 4, SELLERS DISCLAIM ANY WARRANTY OF TITLE OR NON-INFRINGEMENT AND ANY WARRANTY ARISING BY INDUSTRY CUSTOM OR COURSE OF DEALING. PURCHASER ACKNOWLEDGES AND AGREES THAT IT IS NOT RELYING ON ANY REPRESENTATIONS OR WARRANTIES, EXCEPT FOR THE REPRESENTATIONS AND WARRANTIES CONTAINED IN ARTICLE 4. Purchasers acknowledge and agree that none of Sellers, their respective Affiliates, their representatives nor any other Person has made any representation or warranty, express or implied, as to the accuracy or completeness of any memoranda, charts, summaries, schedules or other information heretofore made available to Purchasers (or their Affiliates or representatives) by Sellers or their respective Affiliates or representatives, or any information that is not included in this Agreement or Schedules hereto, and none of Sellers, their respective Affiliates, their representatives nor any other Person will have or be subject to any liability to Purchasers, any of their Affiliates or their representatives resulting from the distribution of any such information to, or the use of any such information by, Purchasers, any of their Affiliates or any of their agents, consultants, accountants, counsel or other representatives.
     13.15 Public Announcements. Sellers and Purchasers agree that they and their respective Affiliates shall not issue any press release or otherwise make any public statement or respond to any media inquiry with respect to this Agreement or the transactions contemplated hereby without the prior approval of the other parties, which shall not be unreasonably withheld or delayed, except as may be required by Law or by any stock exchanges having jurisdiction over any Seller, Purchasers or their respective Affiliates in which case such Party will use its reasonable best efforts to allow the other Party reasonable time to comment on such release or announcement in advance of such issuance.
     13.16 Currency. Except as otherwise expressly set forth herein, all references to “dollars” or “$” in this Agreement mean United States Dollars.
     13.17 Payments. All payments pursuant hereto shall be made by wire transfer in United States dollars in same day or immediately available funds without any set-off, deduction or counterclaim whatsoever.
     13.18 Guaranty. Parent and PNA each hereby irrevocably and unconditionally guarantees the prompt and full discharge by each Seller hereunder of each Seller’s covenants, agreements and obligations contained in this Agreement, in accordance with the terms hereof. Parent and PNA each acknowledges and agrees that, with respect to all obligations of one or more Sellers to pay money, such guarantee shall be a guarantee of payment and performance and not of collection and shall not be conditioned or contingent upon the pursuit of any remedies against any such Sellers. If one or more Sellers shall default in the due and punctual performance of any of its or their obligations hereunder, including the full and timely payment of any amount due and payable pursuant to any of its or their obligations hereunder, Parent or PNA, as requested by Purchasers, will forthwith perform or cause to be performed such obligations and

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will forthwith make full payment of any amount due with respect thereto at its sole cost and expense. This Section 13.18 shall be enforceable against either or both Parent and/or PNA, at Purchasers’ sole discretion, without the necessity of any claim against any Seller. In the event Parent discharges any payment or performance obligation of a Seller under this Agreement, Parent shall not have or exercise any subrogation rights against PNA or such Seller. In the event that PNA discharges payment or performance obligations of a Seller under this Agreement, PNA shall not have or exercise any subrogation rights against such Seller. Until the first anniversary of the Closing Date, Parent shall restrict at least $10 million in cash and cash equivalents at Parent to pay any obligations under this Agreement.
     13.19 Fulfillment of Obligations. Any obligation of any Party to any other Party under this Agreement, that is performed, satisfied or fulfilled completely by an Affiliate of such Party, shall be deemed to have been performed, satisfied or fulfilled by such Party.

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     IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed and delivered on August 29, 2008.
             
    WHOLE LOAN PURCHASER:    
    GOLDMAN SACHS MORTGAGE COMPANY    
 
           
 
  By:   /s/ Michelle Gill    
 
           
 
  Name:   Michelle Gill    
 
  Title:   Vice President    
 
           
    RMBS PURCHASER:    
    GOLDMAN, SACHS & CO.    
 
           
 
  By:   /s/ Michelle Gill    
 
           
 
  Name:   Michelle Gill    
 
  Title:   Managing Director    
 
           
    SERVICING ASSETS PURCHASER:    
    LITTON LOAN SERVICING LP    
 
           
 
  By:   /s/ Larry B. Litton, Jr.    
 
           
 
  Name:   Larry B. Litton, Jr.    
 
  Title:   President and CEO    
 
           
    SELLERS:    
    POPULAR MORTGAGE SERVICING, INC.    
 
           
 
  By:   /s/ Alberto J. Paracchini    
 
           
 
  Name:   Alberto J. Paracchini    
 
  Title:   President    
 
           
    EQUITY ONE, INC.    
 
           
 
  By:   /s/ Alberto J. Paracchini    
 
           
 
  Name:   Alberto J. Paracchini    
 
  Title:   President    
Asset Purchase Agreement

 


 

             
    EQUITY ONE, INCORPORATED    
 
           
 
  By:   /s/ Alberto J. Paracchini    
 
           
 
  Name:   Alberto J. Paracchini    
 
  Title:   President    
 
           
    EQUITY ONE CONSUMER LOAN COMPANY, INC.    
 
           
 
  By:   /s/ Alberto J. Paracchini    
 
           
 
  Name:   Alberto J. Paracchini    
 
  Title:   President    
 
           
    E-LOAN AUTO FUND TWO, LLC    
 
           
 
  By:   /s/ Alberto J. Paracchini    
 
           
 
  Name:   Alberto J. Paracchini    
 
  Title:   Board Manager and President    
 
           
    POPULAR FINANCIAL SERVICES, LLC    
 
           
 
  By:   /s/ Alberto J. Paracchini    
 
           
 
  Name:   Alberto J. Paracchini    
 
  Title:   Board Manager and President    
 
           
    POPULAR FS, LLC    
 
           
 
  By:   /s/ Roberto R. Herencia    
 
           
 
  Name:   Roberto R. Herencia    
 
  Title:   Board Manager    
 
           
    SOLELY FOR PURPOSES OF SECTIONS 4.1, 4.2, 4.3, 4.4 and 13.18:    
 
    POPULAR, INC.    
 
           
 
  By:   /s/ Roberto R. Herencia    
 
           
 
  Name:   Roberto R. Herencia    
 
  Title:   Executive Vice President    
Asset Purchase Agreement

 


 

             
    POPULAR NORTH AMERICA, INC.    
 
           
 
  By:   /s/ Roberto R. Herencia    
 
           
 
  Name:   Roberto R. Herencia    
 
  Title:   President    
Asset Purchase Agreement

 


 

Exhibit A
Form of Assignment and Assumption Agreement

 


 

ASSIGNMENT AND ASSUMPTION OF CONTRACTS
     This ASSIGNMENT AND ASSUMPTION OF CONTRACTS (this “Assignment”), dated as of August [_], 2008 (the “Effective Date”), is made by and between Equity One, Inc., a Delaware corporation (“Assignor”), and Litton Loan Servicing, LP, a Delaware limited partnership (“Assignee”).
     WHEREAS, Goldman Sachs Mortgage Company, a New York limited partnership, Goldman, Sachs & Co., a New York limited partnership, Assignee, Popular Mortgage Servicing, Inc., a Delaware corporation, Assignor, Equity One, Incorporated, a Pennsylvania corporation, Equity One Consumer Loan Company, Inc., a New Hampshire corporation, E-LOAN Auto Fund Two, LLC, a Delaware limited liability company, Popular Financial Services, LLC, a Delaware limited liability company, and, solely for purposes of Sections 4.1, 4.2, 4.3, 4.4 and 13.18 thereof, Popular North America, Inc., a Delaware corporation, and Popular, Inc., a Puerto Rico corporation are parties to that certain Asset Purchase Agreement, dated as of August [ ], 2008 (the “Purchase Agreement”);
     WHEREAS, all capitalized terms used in this Assignment, unless otherwise defined herein, shall have the meaning assigned to them in the Purchase Agreement; and
     WHEREAS, Assignor desires to assign and transfer all of the respective right, title and interest (including without limitation any duties and obligations thereunder) of the Assignor as servicer (“Servicer”) in the Contracts listed on Schedule A hereto (the “Transferred Contracts”), subject to the terms of this Assignment and the Purchase Agreement to Assignee, and Assignee, subject to the terms of this Assignment and the Purchase Agreement, desires to accept such assignment pursuant to the terms of this Assignment and the Purchase Agreement.
     NOW, THEREFORE, in consideration of the covenants and promises herein contained, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Assignor and Assignee, each intending to be legally bound, hereby agree as follows:
     1. Assignment. Pursuant to Section 2.1 of the Purchase Agreement and as of the Effective Date, the Assignor hereby assigns, transfers and sets over unto Assignee, all of Assignor’s respective right, title and interest as Servicer in, to and under the Transferred Contracts, including without limitation any duties and obligations of Servicer thereunder. As of the Effective Date, Assignee hereby accepts the foregoing assignment and hereby assumes all duties and obligations of Servicer under the Transferred Contracts, subject to the terms of the Purchase Agreement.
     2. Successors and Assigns. This Assignment shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns.
     3. Governing Law. This Assignment shall be governed by and construed and enforced in accordance with the internal laws, and not the laws of conflicts (other than §5-1401 and §5-1402 of the New York General Obligations Law) of the State of New York.

 


 

     4. Entire Agreement. This Assignment and the Purchase Agreement embody and reflect the entire agreement between Assignor and Assignee with respect to the subject matter herein and therein. This Assignment and the Purchase Agreement supersede all prior agreements and understandings between Assignor and Assignee with respect to the subject matter herein and therein. Notwithstanding anything to the contrary contained herein, nothing contained in this Assignment shall in any way supersede, modify, replace, amend, rescind, waive, narrow or broaden any provision set forth in the Purchase Agreement (including, without limitation, all representations, warranties, covenants, conditions and agreements therein contained) or any of the rights, remedies or obligations arising therefrom. No amendment to this Assignment shall be effective unless in writing and signed by the party against whom enforcement is sought.
     5. Headings. The headings of this Assignment are for reference purposes only and shall not affect in any way the meaning or interpretation of this Assignment.
     6. Severability. If any term, section or provision of this Assignment shall be found to be invalid or unenforceable for any reason whatsoever, such invalidity or unenforceability shall not affect the validity or enforceability of any other term, section or provision of this Assignment.
     7. Counterparts. This Assignment may be executed in any number of counterparts, each of which shall be deemed an original, but all of which taken together shall constitute one and the same instrument.

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     IN WITNESS WHEREOF, Assignor and Assignee have caused this Assignment to be executed as of the date first written above.
             
    ASSIGNOR:    
 
           
    EQUITY ONE, INC.    
 
           
 
  By:        
 
           
 
  Name:        
 
  Title:        
 
           
    ASSIGNEE:    
 
           
    LITTON LOAN SERVICING, LP    
 
           
 
  By:        
 
           
 
  Name:        
 
  Title:        

 


 

Schedule A
Transferred Contracts
Servicing Agreements
Equity One
1.   Pooling and Servicing Agreement, dated as of November 30, 1998 (as amended, supplemented or otherwise modified from time to time in accordance with its terms), by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One Mortgage Company, Equity One Mortgage, Inc. (DE), Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One of West Virginia, Inc., Equity One Mortgage, Inc. (NY) and The Chase Manhattan Bank.
 
2.   Pooling and Servicing Agreement, dated as of July 31, 1999 (as amended, supplemented or otherwise modified from time to time in accordance with its terms), by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One Mortgage Company, Equity One Mortgage, Inc. (DE), Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One of West Virginia, Inc., Equity One Mortgage, Inc. (NY) and The Chase Manhattan Bank.
 
3.   Pooling and Servicing Agreement, dated as of October 31, 2001, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
4.   Pooling and Servicing Agreement, dated as of January 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
5.   Pooling and Servicing Agreement, dated as of March 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
6.   Pooling and Servicing Agreement, dated as of April 30, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
7.   Pooling and Servicing Agreement, dated as of July 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
8.   Pooling and Servicing Agreement, dated as of September 30, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc.

 


 

    (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC, Federal Home Loan Mortgage Corporation and JPMorgan Chase Bank.
 
9.   Pooling and Servicing Agreement, dated as of January 31, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
10.   Pooling and Servicing Agreement, dated as of March 31, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
11.   Pooling and Servicing Agreement, dated as of June 30, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
12.   Pooling and Servicing Agreement, dated as of September 30, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
13.   Pooling and Servicing Agreement, dated as of December 31, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
14.   Pooling and Servicing Agreement, dated as of March 31, 2004, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
15.   Pooling and Servicing Agreement, dated as of June 30, 2004, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
16.   Pooling and Servicing Agreement, dated as of August 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
17.   Pooling and Servicing Agreement, dated as of October 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
18.   Pooling and Servicing Agreement, dated as of December 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
19.   Pooling and Servicing Agreement, dated as of March 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.

 


 

20.   Pooling and Servicing Agreement, dated as of June 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
21.   Pooling and Servicing Agreement, dated as of August 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
22.   Pooling and Servicing Agreement, dated as of October 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
23.   Pooling and Servicing Agreement, dated as of December 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
24.   Pooling and Servicing Agreement, dated as of May 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
25.   Pooling and Servicing Agreement, dated as of July 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
26.   Pooling and Servicing Agreement, dated as of September 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
27.   Pooling and Servicing Agreement, dated as of November 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
28.   Pooling and Servicing Agreement, dated as of January 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
29.   Pooling and Servicing Agreement, dated as of March 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
30.   Pooling and Servicing Agreement, dated as of June 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
31.   Pooling and Servicing Agreement, dated as of September 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc.

 


 

    (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
32.   Pooling and Servicing Agreement, dated as of November 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and The Bank of New York.
 
33.   Pooling and Servicing Agreement, dated as of May 1, 2007, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and Deutsche Bank National Trust Company.
People’s Choice
34.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing, Inc., People’s Choice Home Loan Securities Trust Series 2005-2 and HSBC Bank USA National Association.
 
35.   Sale and Servicing Agreement, dated April 1, 2005 among People’s Choice Home Loan Securities Corp., as Depositor, People’s Choice Home Loan Securities Trust Series 2005-2, as Issuer, People’s Choice Funding, Inc., as Seller, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, EMC Mortgage Corporation, as Servicer, People’s Choice Home Loan, Inc., as Subservicer and HSBC Bank USA National Association, as Indenture Trustee (as amended by the First Amendment to the Sale and Servicing Agreement, dated June 28, 2007).
 
36.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing, Inc., People’s Choice Home Loan Securities Trust Series 2005-3 and HSBC Bank USA National Association.
 
37.   Sale and Servicing Agreement, dated June 1, 2005 among People’s Choice Home Loan Securities Corp., as Depositor, People’s Choice Home Loan Securities Trust Series 2005-3, as Issuer, People’s Choice Funding, Inc., as Seller, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, EMC Mortgage Corporation, as Servicer, People’s Choice Home Loan, Inc., as Subservicer and HSBC Bank USA National Association, as Indenture Trustee (as amended by the First Amendment to the Sale and Servicing Agreement, dated June 28, 2007).
 
38.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing, Inc., People’s Choice Home Loan Securities Trust Series 2005-4 and HSBC Bank USA National Association.
 
39.   Sale and Servicing Agreement, dated October 1, 2005 among People’s Choice Home Loan Securities Corp., as Depositor, People’s Choice Home Loan Securities Trust Series 2005-4, as Issuer, People’s Choice Funding, Inc., as Seller, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, EMC Mortgage Corporation, as Servicer, People’s Choice Home Loan, Inc., as

 


 

    Subservicer and HSBC Bank USA National Association, as Indenture Trustee (as amended by the First Amendment to the Sale and Servicing Agreement, dated June 28, 2007).
 
40.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, N.A., Popular Mortgage Servicing, Inc. and HSBC Bank USA National Association. [Series 2006-1]
 
41.   Pooling and Servicing Agreement, dated July 1, 2006, among People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Seller and Subservicer (as amended by the First Amendment to the Pooling and Servicing Agreement, dated June 28, 2007). [Series 2006-1]
Nomura
42.   Pooling and Servicing Agreement, dated January 1, 2006, among Nomura Home Equity Loan, Inc., as Depositor, Nomura Credit & Capital, Inc., as Sponsor, Equity One, Inc., as Servicer, Wells Fargo Bank, National Association, as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee and Portfolio Surveillance Analytics, LLC, as Credit Risk Manager (with respect to Sections 3.33 and 3.34). [Series 2006-FM1]
 
43.   Pooling and Servicing Agreement, dated October 1, 2006, among Nomura Credit & Capital, Inc., as Sponsor, Equity One, Inc., as Servicer, Wells Fargo Bank, National Association, as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee and Wells Fargo Bank, National Association, as Credit Risk Manager (with respect to Sections 3.33 thru 3.36). [Series 2006-FM2]
 
44.   Pooling and Servicing Agreement, dated January 1, 2007, among Nomura Home Equity Loan, Inc., as Depositor, Nomura Credit & Capital, Inc., as Sponsor, Ocwen Loan Servicing, LLC, Equity One, Inc., Select Portfolio Servicing, Inc. as Servicers, Wells Fargo Bank, National Association, as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee and Wells Fargo Bank, National Association, as Credit Risk Manager (with respect to Sections 3.33 thru 3.36). [Series 2007-2]
 
45.   Pooling and Servicing Agreement, dated April 1, 2007, among Nomura Home Equity Loan, Inc., as Depositor, Nomura Credit & Capital, Inc., as Sponsor, Ocwen Loan Servicing, LLC, Equity One, Inc., as Servicers, Wells Fargo Bank, National Association, as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee and Wells Fargo Bank, National Association, as Credit Risk Manager (with respect to Sections 3.33 thru 3.36). [Series 2007-3]
 
46.   Pooling and Servicing Agreement, dated July 1, 2007, among Nomura Asset Acceptance Corporation, as Depositor, Nomura Credit & Capital, Inc., as Seller, GMAC Mortgage, LLC, as Servicer, Ocwen Loan Servicing, LLC as Servicer, Equity One, Inc., as Servicer, HSBC Bank USA, National Association, as Trustee, Wells Fargo Bank, National Association, as Securities Administrator, Master

 


 

    Servicer and Custodian and OfficerTiger Global Real Estate Services, as Credit Risk Manager. [Series 2007-S2]
Related Agreements
Equity One
47.   Insurance and Indemnity Agreement, dated as of December 9, 1998, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and The Chase Manhattan Bank.
 
48.   Insurance and Indemnity Agreement, dated as of August 19, 1999, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and The Chase Manhattan Bank.
 
49.   Insurance and Indemnity Agreement, dated as of November 16, 2001, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
 
50.   Insurance and Indemnity Agreement, dated as of February 27, 2002, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
 
51.   Insurance and Indemnity Agreement, dated as of April 30, 2002, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
 
52.   Letter Agreement, dated as of June 10, 2002, by and among Mortgage Guaranty Insurance Corporation, Equity One, Inc., Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One, Incorporated, Popular Financial Services, LLC and J.P. Morgan Trust Company, National Association.
 
53.   Letter Agreement, dated as of August 22, 2004, by and among Financial Security Assurance, Inc., Equity One ABS, Inc. and Equity One, Inc.
 
54.   Letter Agreement, dated as of July 23, 2003, by and among Mortgage Guaranty Insurance Corporation, Equity One, Inc., Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One, Incorporated, Popular Financial Services, LLC and J.P. Morgan Trust Company, National Association.
 
55.   Letter Agreement, dated as of October 28, 2003, by and among Mortgage Guaranty Insurance Corporation, Equity One, Inc., Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One, Incorporated, Popular Financial Services, LLC and J.P. Morgan Trust Company, National Association.
People’s Choice
56.   Custodial Agreement, dated April 28, 2005, among HSBC Bank USA, National Association, as Indenture Trustee, People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, Wells Fargo Bank, N.A., as Custodian, People’s Choice Home Loan Securities Trust 2005-2, as Issuer, EMC Mortgage Corporation, as Servicer

 


 

    and People’s Choice Home Loan, Inc., as Subservicer.
 
57.   Custodial Agreement, dated July 1, 2005, among HSBC Bank USA, National Association, as Indenture Trustee, People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, Wells Fargo Bank, N.A., as Custodian, People’s Choice Home Loan Securities Trust 2005-3, as Issuer, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Subservicer.
 
58.   Custodial Agreement, dated October 26, 2005, among HSBC Bank USA, National Association, as Indenture Trustee, People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, Wells Fargo Bank, N.A., as Custodian, People’s Choice Home Loan Securities Trust 2005-4, as Issuer, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Subservicer.
 
59.   Custodial Agreement, dated July 1, 2006, among HSBC Bank USA, National Association, as Trustee, People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer, Securities Administrator and Custodian, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Subservicer.
Nomura
60.   Custodial Agreement, dated January 1, 2006, among HSBC Bank USA, National Association, as Trustee for the Nomura Home Equity Loan, Inc. Home Equity Loan Trust, Series 2006-FM1, Wells Fargo Bank, N.A., as Custodian and Equity One, Inc., as Servicer.
 
61.   Custodial Agreement, dated October 1, 2006, among HSBC Bank USA, National Association, as Trustee for the Nomura Home Equity Loan, Inc. Home Equity Loan Trust, Series 2006-FM2, Wells Fargo Bank, N.A., as Custodian and Equity One, Inc., as Servicer.
 
62.   Custodial Agreement, dated January 1, 2007, among HSBC Bank USA, National Association, as Trustee for the Nomura Home Equity Loan, Inc. Home Equity Loan Trust, Series 2007-2, Wells Fargo Bank, N.A., as Custodian, Equity One, Inc., as a Servicer, Ocwen Loan Servicing, LLC, as a Servicer, Select Portfolio Servicing, Inc., as a Servicer, and Wells Fargo Bank, N.A., as a Servicer.
 
63.   Custodial Agreement, dated April 1, 2007 among HSBC Bank USA, National Association, as Trustee for the Nomura Home Equity Loan, Inc. Home Equity Loan Trust, Series 2007-3, Wells Fargo Bank, N.A., as Custodian, Equity One, Inc., as a Servicer, Ocwen Loan Servicing, LLC, as a Servicer, and Wells Fargo Bank, N.A., as a Servicer.
 
64.   Credit Risk Management Agreement, dated January 30, 2006, between Equity One, Inc., as Servicer and Portfolio Surveillance Analytics, LLC, as Credit Risk Manager. [Series 2006-FM1]
 
65.   Confidentiality Agreement, dated January 30, 2006, between Equity One, Inc., as Servicer and Portfolio Surveillance Analytics, LLC, as Credit Risk Manager.

 


 

    [Series 2006-FM1]
 
66.   Insurance and Indemnity Agreement, dated August 10, 2007, among XL Capital Assurance Inc., as Insurer, Nomura Credit & Capital, Inc., as Seller, Nomura Asset Acceptance Corporation, as Depositor, Wells Fargo Bank, N.A., as Securities Administrator and Master Servicer, HSBC Bank USA, National Association, as Trustee, and Ocwen Loan Servicing, LLC, GMAC Mortgage, LLC, and Equity One, Inc., as Servicers. [Series 2007-S2]
 
67.   Flow Servicing Rights Purchase, Sale and Servicing Agreement, dated as of January 1, 2006, between Equity One, Inc. and Nomura Credit & Capital, Inc.

 


 

Exhibit B
Purchase Price Calculation Mechanics
 
*   Information intentionally omitted because confidential treatment has been requested. The omitted information has been filed separately with the Securities and Exchange Commission.

 


 

Exhibit C
Delinquency Adjustment
 
*   Information intentionally omitted because confidential treatment has been requested. The omitted information has been filed separately with the Securities and Exchange Commission.

 


 

Exhibit D
Loan Files

 


 

Exhibit D
Loan Files
With respect to each Purchased Loan, a “Loan File” means a filing containing the following:
     (i) A Note endorsed by the applicable Seller in blank without recourse;
     (ii) Any other instruments (including intervening assignments) as reasonably requested by Whole Loan Purchaser as necessary to record, release, or otherwise demonstrate Whole Loan Purchaser’s ownership of the Mortgage or Security Agreement, including where applicable a separate assignment of rents;
     (iii) A statement of whether creditor-placed property insurance covering the Mortgaged Property or other Collateral has been cancelled and evidence (which would include Sellers’ records) of adequate hazard insurance coverage in force with respect to the Mortgaged Property or other Collateral, and of any other required insurance coverages;
     (iv) Original loan application signed by Obligor to the extent the same exists and is required by Sellers’ underwriting policies, and all credit and other information related to the Mortgaged Property or other Collateral, including credit bureau reports, which Sellers may possess concerning any Obligor;
     (v) The originals or certified true copies of all assumption, modification, consolidation or extension agreements, with evidence of recording thereon;
     (vi) Verification of employment and income, if applicable;
     (vii) Federal Truth-in-Lending Disclosure Statement(s), including any Notices of Right to Cancel, if required, Affiliated Business Arrangements (ABA) Disclosure and the ABA’s fee list, if any, and such other state or federally required notices or rescission forms;
     (viii) Obligor identification form provided to the applicable Seller, where permitted by law and for Purchased Mortgage Loans, Mortgagor identification form or notarized signature of Mortgagor provided to the applicable Seller;
     (ix) All documents evidencing Sellers’ security instruments and the Liens created thereunder;
     (x) All filing receipts evidencing the recordation or filing in governmental filing or recording offices of financing statements and other filing instruments with respect to all Purchased Loans secured by physical collateral including: (a) for real estate, a receipt from the appropriate land records office in the county or other jurisdiction in which the real estate is located; (b) for a motor vehicle, trailer, watercraft or other property for which a state issues certificates of title, a receipt from the state department of motor vehicles, state department of natural resources or other appropriate state agency evidencing the notation of Setter’s security interest on the title to the motor vehicle,

 


 

trailer, watercraft or other property; (c) for documented vessels of the United States, a receipt from the United States Coast Guard evidencing the filing of Seller’s Preferred Ship Mortgage securing the Seller’s interest in the documented vessel; and (d) for all other physical collateral, a receipt from the appropriate state or local filing office evidencing the recording of a UCC-1 evidencing Seller’s security interest in the collateral.
     (xi) all processing, underwriting and closing papers and records related to the origination of the loan to the extent the same exist and are required by Sellers’ policies; and
     (xii) A power of attorney, if applicable.
With respect to each Purchased Mortgage Loan, the “Loan File” shall contain the additional following documents:
     (xiii) The Mortgage, with evidence that it is being, or has been, recorded, along with an assignment of Mortgage executed by the applicable Seller in blank that evidences the transfer of all of such Seller’s interest in said Mortgage. If the Mortgage is not the original, then included shall be a certification from the applicable Seller that the copy provided is a true and correct copy of the original which has been submitted for recording;
     (xiv) the Appraisal;
     (xv) A lender’s title insurance policy, except for HELOCs to the extent Seller’s policies do not require lender title insurance for HELOCs.
     (xvi) HUD I or HUD 1A settlement statement utilized in closing Purchased Mortgage Loans to the extent such statements are required by law;
     (xvii) All Seller RESPA forms, provided to Mortgagors at or before closing, including servicing disclosure statements and good faith estimates, as required;
     (xviii) For Construction Mortgage Loans:
  (1)   the executed construction contract;
 
  (2)   the approved construction budget;
 
  (3)   the related “as built” appraisals;
 
  (4)   all inspection reports;
 
  (5)   the name of the builder or general contractor;
 
  (6)   stage of completion report;
 
  (7)   information relating to any interest or other reserves;

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  (8)   lien waivers;
 
  (9)   draw requests;
 
  (10)   construction permits;
 
  (11)   UCC Filings; and
 
  (12)   extension agreement/modification agreement.
Notwithstanding the foregoing, in connection with any Purchased Loan, if the applicable Seller cannot deliver the original of the Mortgage, any assignment, modification, assumption agreement or preferred loan agreement (or copy thereof as permitted herein) with evidence of recording thereon concurrently with the execution and delivery of this Agreement because of (i) a delay caused by the public recording office where such Mortgage, assignment, modification, assumption agreement or preferred loan agreement as the case may be, has been delivered for recordation, or (ii) a delay in the receipt of certain information necessary to prepare the related assignments, such Seller shall deliver or cause to be delivered to the Purchaser a copy of such Mortgage, assignment, modification, assumption agreement or preferred loan agreement. Such delivery shall fully satisfy the Sellers’ obligation to deliver the Loan File described herein and in the Agreement with respect to such Purchased Loan.
Notwithstanding the foregoing, Sellers may provide scanned or imaged documents of any item in the Loan File other than the Note and such delivery of such imaged or scanned documents shall fully satisfy the Sellers’ obligation to deliver the Loan Files described herein and in the
Agreement.

3


 

EXHIBIT E
CERTAIN PROVISIONS REGARDING ASSIGNMENTS
Within seven Business Days of the date hereof, Sellers shall distribute a form of consent to all Servicing Agreement Consent Parties, which form of consent shall (i) be subject to the reasonable approval of Purchasers (which approval shall be provided by Purchasers within three Business Days of receipt of a draft of such form of consent from Sellers) and (ii) include provisions whereby the applicable Servicing Agreement Consent Parties (A) confirm that Servicing Assets Purchaser is not and will not be responsible for actions or omissions of Sellers or any other predecessor Servicers and (B) waive any existing or historic Servicer defaults or triggering events under the Servicing Agreement (it being understood and agreed that while Sellers shall, with the cooperation of Purchasers, use their commercially reasonable efforts to get the Servicing Agreement Consent Parties to agree to the provisions described in the foregoing clauses (A) and (B), such provisions shall not be required in order for Sellers to obtain the necessary Servicing Agreement Consents required hereby). All costs and expenses payable to Servicing Agreement Consent Parties in connection with obtaining Servicing Agreement Consents, including costs of counsel, shall be paid by, and be the obligations of, Sellers (it being understood and agreed that each of Sellers and Purchasers shall be responsible for their own costs and expenses incurred in connection with obtaining Servicing Agreement Consents).

 


 

Exhibit F-1
Residential Servicing Transfer Instructions

 


 

Exhibit F-1
(LITTON LOAN SERVICING LOGO )
Servicing Transfer Instructions
External Office Memorandum
Tom Hruska
Conversion Manager
Gayle Miller
Loan Transfer Manager
Litton Loan Servicing LP
4828 Loop Central Drive
Houston, TX 77081
Phone: (800) 247-9727
Fax: (713) 561-8248
Email: acquisitions@littonloan.com
     
 
             
Date:
  [Initial Servicing Transfer Date]   To:   [Owner’s Servicer Contact]
Subject:
  [Owner]   From:   Tom Hruska
     Table of Contents
         
A. Conversion Data
    2  
B. Borrower Notification
    2  
C. Hazard/Flood Insurance
    4  
D. FHA Loans
    4  
E. Conventional Insured Loans
    5  
F. Real Estate Taxes
    6  
G. Optional Insurance
    6  
H. Investor Reports and Cash Management
    6  
I. Corporate Advances
    10  
J. MERS Data
    10  
K. Payoffs/Partial Releases
    10  
L. Adjustable Rate Mortgages/GPM/Buydowns/Balloons/DSI/Interest Only/Soldiers and Sailors
    11  
M. Foreclosure/Claims
    11  
N. REO Procedures
    12  
O. Bankruptcy
    13  
P. Loss Mitigation
    14  
Q. Other
    15  

1


 

Exhibit F-1
         
R. Electronic Imaging Transfer
    16  
S. (Hard Copy) Loan File Delivery
    19  
T. Contact List
    20  
U. Required Data Fields
    21  
A.   Conversion Data
 
    Conversion data may be supplied in these formats:
  1.   Manual Conversion
  a.   Provide a “Master File Data Record” for each loan, accompanied by a list of code definitions.
 
  b.   Provide preliminary data within 24 hours after each closing date.
 
  c.   Provide final data within 24 hours after each servicing transfer date.
 
  d.   Provide a trial balance for both preliminary and final data.
  2.   Electronic Conversion
  a.   Send information in Excel format.
 
  b.   Provide preliminary data within 24 hours after each closing date.
 
  c.   Provide final data within 24 hours after each servicing transfer date.
 
  d.   Provide a trial balance for both preliminary and final data.
  3.   Tape-to-Tape Conversion
  a.   Contact the Loan Transfer Department for conversion details.
 
  b.   Provide preliminary data within 24 hours after each closing date.
 
  c.   Provide final data within 24 hours after each servicing transfer date.
 
  d.   Provide a trial balance for both preliminary and final data.
-Seller to provide LSAMS data in native AS400 EBCDIC Format — all master loan data for the Mortgage Loans
-Seller to provide Fortracs extracts in Excel format — foreclosure, bankruptcy and loss mitigation data for the Mortgage Loans
-Seller to provide REO extracts in Excel Format — REO data for the Mortgage Loans
B.   Borrower Notification
  1.   Mail the mortgagor notifications (Goodbye Letters) at least 15 days prior to the transfer date. Fax copies of the letters to Litton’s Loan Transfer Department at (713) 561-8248 or email to acquisitions@littonloan.com for approval prior to mailing the Goodbye Letters.
 
  2.   The Goodbye letters should include homeowner notification that automatic payment service, ACH bank draft, will be continued unless the borrower gives the Seller notification at least 3 days prior to the transfer date that they prefer to cancel auto drafting. Upon receipt of notification of the borrowers wish to opt out of continued auto

2


 

Exhibit F-1
      drafting and before the transfer date, the Seller will affect changes to their servicing system that will prevent further auto drafting. The notification should also state that if the borrower was drafting for additional principal or escrow, that the additional amounts will be discontinued. Suggested language for the goodbye letter regarding ACH:
Automatic Draft — If you are currently enrolled in our automated payment program and your monthly payments are automatically withdrawn from your bank account, the service will continue. If your payment is scheduled to draft between, «Transfer Date» and «Transfer date + 8» your payment will draft on «Transfer Date + 9», at the earliest, due to the transfer. The «month following transfer» draft will return to the day your payment is normally drafted. If you are currently drafting additional funds for principal or escrow, this will be discontinued. If you do not want to continue the automated payment program with Litton, please contact «Previous Servicer» Customer Service Department at «CS Phone» «Hours of Operation», before «Transfer Date — 3 days».
      The goodbye letter should state that only Prepaid Optional Insurance will be transferred.
  3.   Immediately after mailing the Goodbye Letters, provide the electronic mailing manifest used for the letters. This must include all variable fields such as mortgagor name, mailing address, property address, loan number, letter date, and transfer date.
 
  4.   Electronic files or hard copies of the Goodbye Letters must be sent to Litton within 48 hours of mailing.
 
  5.   Use the contact information provided for Goodbye Letters:

3


 

Exhibit F-1
     
Hours of Operation
  8:00 a.m. to 7:00 p.m. (CST)
 
   
Customer Care Toll-Free Number
  (800) 603-4517
 
   
Correspondence Address
  Litton Loan Servicing LP
Attention: Customer Assistance Response Team
4828 Loop Central Drive
Houston, Texas 77081
 
   
Payment Address
  Litton Loan Servicing LP
Attention: Cash Management Department
P.O. Box 4387
Houston, Texas 77210-4387
C.   Hazard/Flood Insurance
  1.   Send requests for changes to the Mortgagee Clause, as well as copies of the changes to be made, to the address indicated:
Litton Loan Servicing LP
Its Successors and/or Assigns
P.O. Box 4354
Houston, TX 77210-4354
  2.   Identify, sort, and mark any unpaid policies, expiration notices, cancellation notices, and/or loans with expired policies for special handling.
 
  3.   Provide individual loan insurance records showing payee’s name and address, due dates, frequency of payment, next due date, last paid date, and last paid amount in an electronic format.
 
  4.   Provide a list of loans under the “Lender Placed Coverage” program. Designate whether the coverage on individual loans will remain in effect until expiration or be cancelled at the time of transfer.
 
  5.   Provide a list of loans with pending insurance claims, including all supporting documentation.
D.   FHA Loans
  1.   Provide these items on FHA loans with monthly premiums:
  a.   Loan number
 
  b.   FHA case number
 
  c.   Anniversary date
 
  d.   Annual premium
 
  e.   Monthly premium
 
  f.   Total MIP paid to date
 
  g.   Next premium due date

4


 

Exhibit F-1
  h.   HUD Form 92080 must be completed with Litton’s HUD mortgagee number 72313 and mailed to Litton for execution; Litton will forward the form to HUD. HUD requires notification by tape if more than 15 loans are transferring.
  2.   Provide these items on FHA loans where premiums were paid up front:
  a.   Loan number
 
  b.   FHA case number
 
  c.   Insuring date
 
  d.   Prepaid premium amount
 
  e.   Listing of all FHA uninsured loans
 
  f.   Listing of all FHA 235 loans
 
  g.   Your HUD ID#
 
  h.   HUD Form 92080 must be completed with Litton’s HUD mortgagee number 72313 and mailed to Litton for execution; Litton will forward the form to HUD. HUD requires notification by tape if more than 15 loans are transferring.
E.   Conventional Insured Loans
  1.   Provide the individual loan PMI certificates.
 
  2.   Provide copies of the notification sent to PMI companies requesting a change of servicer to Litton. Do not request cancellation of MI coverage.
 
  3.   Provide a list of loans with PMI that includes these items:
  a.   Loan number
 
  b.   PMI company
 
  c.   PMI certificate number
 
  d.   Next premium due date
 
  e.   Last amount paid
 
  f.   Lender paid or customer paid
 
  g.   Percentage of coverage
  4.   Due to the Homeowner Protection Act of 1998, these actions must be taken on loans according to their origination dates:
  a.   Loans originated after July 29, 1998:
 
    Provide copies of original disclosure notice produced at loan origination.
 
  b.   Loans originated before July 29, 1998:
 
    Provide annual disclosure notices supplied to customers.
  5.   Provide a list of loans with Pool Insurance that includes these items:
  a.   Company name
 
  b.   Address
 
  c.   Phone number of insurance agency

5


 

Exhibit F-1
  6.   Provide a list of loans that have both Pool Insurance and PMI.
F.   Real Estate Taxes
  1.   Provide individual loan tax records showing payee’s name and address, due dates, frequency of payment, next due date, last paid date, and last paid amount, along with tax contract numbers and vendor information in an electronic format.
 
  2.   Provide copies of all tax service contracts, along with the request for a change of servicer to Litton under the vendor numbers indicated:
  a.   Transamerica-2489
 
  b.   First American-56353
 
  c.   LandAmerica-65000 (Formerly Lereta)
 
  d.   FIS Tax Service-2059 (Formerly Fidelity and/or LSI)
      Contact Litton if you need information on tax contracts and services with other vendors.
  3.   Pay all property taxes due prior to the transfer date.
 
  4.   Provide a list of loans with delinquent taxes, as well as pertinent information as of the transfer date.
G.   Optional Insurance
  1.   Provide only prepaid optional insurance to Litton.
 
  2.   All prepaid optional insurance must include these items:
  a.   Loan number
 
  b.   Insurance company
 
  c.   Coverage type
 
  d.   Policy number
 
  e.   Coverage amount
 
  f.   Policy effective date
 
  g.   Premium amount
 
  h.   Expiration date
 
  i.   Copies of the master and/or individual policies for the insurance coverage
 
  j.   Copies of the notification sent to the insurance companies
H.   Investor Reports and Cash Management
  1.   Provide the investor and Litton with a copy of the final remittance report and a trial balance as of the transfer date. The balances and due dates on the trial balance must coincide with the balances and due dates on the system at the time of transfer. These must also agree with the final payment histories that are provided.

6


 

Exhibit F-1
  2.   Upon transfer date, please provide a copy of the remittance reconciliation with the loan level detail of funds being sent to Litton (This includes a breakdown between Principal and Interest). Examples of the types of funds Litton is looking for is as follows:
    Interim payments posted between funded and transfer date- when applicable
 
    Payoffs posted between funded and transfer date
 
    All escrow balances, suspense balances, etc.
 
    Restricted Escrow
 
    Positive Corporate Advance Balances
 
    Interest on Escrow
 
    Etc.

7


 

Exhibit F-1
      All of the above mentioned funds can be sent in the same wire. Please use the following Litton email address:
InvestorAccountingAcqusitions@littonloan.com. This report should tie to the wire sent to Litton via the following wire instructions:
Amount Due: $
WIRE INSTRUCTIONS FOR SERVICING ACQUISITIONS
     
WIRE TO:
  JP Morgan Chase
 
  712 Main Street
 
  Houston, TX 77002
 
   
ABA No:
  021000021
 
   
CREDIT:
  LLS LP Investor Accounting
 
  Incoming REO/Claims and Acquisition Funds
 
   
ACCOUNT NO:
  00113206339
 
   
ATTENTION:
  Vanessa Armentor
 
  (713) 218-3425
 
   
REFERENCE:
  Loan Number / Bid ID / Borrower Name
Please provide detail for your wire by fax to 713-993-9141 or e-mail to InvestorAccountingAcquisitions@littonloan.com.
  3.   Any payments received after the transfer date should be sent either via check to:
 
      Litton Loan Servicing LP
Attn: Cash Management
4828 Loop Central Drive
Houston, Texas 77081

8


 

Exhibit F-1
Or, they can be sent via wire according to the instructions below: (Please send an email to our Cash Department with the backup to this wire. The Litton email address is: Returnitemreimbursement@littonloan.com.)
Amount Due: $
WIRE INSTRUCTIONS FOR SERVICING ACQUISITIONS
     
WIRE TO:
  JP Morgan Chase
 
  712 Main Street
 
  Houston, TX 77002
 
   
ABA No:
  021000021
 
   
CREDIT:
  LLS LP Investor Accounting
 
  Incoming REO/Claims and Acquisition Funds
 
   
ACCOUNT NO:
  00100857888
 
   
ATTENTION:
  Vanessa Armentor
 
  (713) 218-3425
 
   
REFERENCE:
  Loan Number / Bid ID / Borrower Name
Please provide detail for your wire by fax to 713-993-9141 or email to InvestorAccountingAcquisitions@littonloan.com.
  4.   Provide a listing of all loans with restricted escrow balances with detailed explanations.
 
  5.   Provide a list of all return items received. Any item that is returned (return item checks), the physical item must be sent to Litton for reimbursement of return items. This is so that Litton can pursue collection of the return item leaving the prior servicer out of the collection activity.
  a.   Please send the same Excel spreadsheet attached (Litton Shell) for this level of correspondence.
 
  b.   Supply a history beginning with the date the item posted, loan level through transfer date.
 
  c.   Please send requests for items relating a returned Accounts Receivable Conversion, ARC, including the physical check. Submit the reports from the bank showing the return information. Send this information to the following Litton email address: Returnitemreimbursement@littonloan.com.
Return Items
Cash Management Department
Litton Loan Servicing LP
4828 Loop Central Drive

9


 

Exhibit F-1
Houston, TX 77081-2226
(800) 247-9727 ext: 8000
I.   Corporate Advances
 
    Provide these items:
  1.   List of all loans with corporate advances.
 
  2.   Supporting documentation for any loan with a corporate advance in an electronic format. The documentation must balance with the advance amount, and it must be received with preliminary and final data. Please include back-up documentation, with detailed line item descriptions.
 
  3.   A copy of back-up documentation for expenses greater than or equal to $10,000.00, including copies of invoices, checks, etc.
J.   MERS Data
With respect to (i) MERS Designated Loans and (ii) any Purchased Mortgage Loan for which Whole Loan Purchaser designates MERS as its designee pursuant to Section 6.22 of the Agreement:
  1.   Move such loans to the correct Org ID# to coincide with the transfer. The Org ID# for Litton as servicer is 1000246.)
 
  2.   Provide Litton with the MIN and batch numbers for all loans transferred on MERS.
K.   Payoffs/Partial Releases
 
    Provide these items:
  1.   Loan level prepayment penalty information should be provided electronically.
 
  2.   A copy of the payoff quotations with unprocessed payoff funds.
 
  3.   Information on any pending payoffs or assumptions.
 
  4.   Information on any incomplete partial releases.

10


 

Exhibit F-l
L.   Adjustable Rate Mortgages/GPM/Buydowns/Balloons/DSI/Interest Only/Soldiers and Sailors
  1.   Provide individual loan historical rate and P&I changes.
 
  2.   Take these actions on ARM provisions for each loan within the portfolio:
  a.   Provide a list of ARM plans and definitions.
 
  b.   Provide a list of loans that are step rate and/or GPM mortgages, including account status.
 
  c.   Provide a list of loans that are buydowns, including account status and subsidy amounts.
 
  d.   Provide a list of balloon loans, including their maturity dates and amortization terms. Designate whether the loan has a convertible option. If the loan has reached its maturity date prior to conversion, include the current status.
 
  e.   Provide a list of loans that are Soldiers and Sailors, including copies of their orders.
 
  f.   Provide a list of all DSI, simple interest, loans that includes interest paid through date, interest rich or poor amounts, and accrued interest amount.
  3.   Provide the interest only expiration date and interest only term (in months) for all interest only loans.
M.   Foreclosure/Claims
  1.   Provide a list of contacts for the Foreclosure and Foreclosure Claims areas.
 
  2.   Provide a preliminary report within 48 hours after each closing date that includes a list of loans in foreclosure, the foreclosure timeline, the foreclosure attorney contact information (please advise if the attorney firm is a New Invoice user), and the current beneficiary. Also provide the same information for files in foreclosure with a suspended/on hold status. Fidelity system (formerly known as Alltel) users must provide For1, For2, and For3 screens for the Foreclosure Service Release report.
 
  3.   Provide a report at least 15 days prior to the transfer date that lists the loans that have been scheduled for foreclosure sale during the preceding 15 days or that are scheduled for sale within 15 days following the transfer date.
 
  4.   Provide bidding instructions for all loans that are scheduled for foreclosure sale within 15 days following the transfer date. A copy of these instructions must be provided to our office immediately.
 
  5.   Provide a final report within 48 hours after each servicing transfer date that reflects any information that varies from the preliminary foreclosure reports.
 
  6.   Provide a final report within 48 hours after each servicing transfer date that lists the loans pending a refund to the VA, HUD Assignment, approved deed-in-lieu, presale, partial claim, stipulation/forbearance agreements, title issues, mobile home issues, and pending litigation, along with any documentation or correspondence received.

11


 

     Exhibit F-l
  7.   Provide a report within 48 hours after each servicing transfer date that lists the loans that are 90+ days delinquent and are not in active foreclosure. Forward copies of the last demand/breach/ NOI letters that were sent.
 
  8.   Send foreclosure files to the address indicated:
Litton Loan Servicing LP
Attention: Foreclosure Department
4828 Loop Central Drive
Houston, TX 77081
N.   REO Procedures
  1.   An imaged copy of the REO file must be provided for each REO loan. Include the following items:
  a.   Executed interim deed from Seller to Buyer
 
  b.   Copy of executed contract, if applicable
 
  c.   Copy of all valuations
 
  d.   Photos
 
  e.   Market Plan from previous servicer
 
  f.   Repair history
 
  g.   Offer history
 
  h.   Copy of title work
  2.   Take the following actions in preparing REO loans for transfer:
  a.   Evictions should not be canceled. Please provide the eviction attorney information and current status of the eviction. Litton will determine how to proceed after the transfer.
 
  b.   Cancel all listing agreements effective the loan transfer date, UNLESS the file is currently under contract. Do not extend any listing agreements with agents.
 
  c.   Important — Do not tell listing agent to contact Litton Loan Servicing, LP. If further contact with the agent is desired, Litton Loan Servicing, LP will make the determination.
 
  d.   Outstanding invoices should be requested immediately for services prior to cut-off date. Transferring party should make every effort to pay all expenses incurred during this time frame. Any trailing invoices should be sent to Litton Loan Servicing, LP for payment/processing according to the terms of the agreement.
 
  e.   Send trailing invoices to the address indicated:
Litton Loan Servicing LP
Attention: REO Department
4828 Loop Central Drive
Houston, TX 77081

12


 

Exhibit F-1
  3.   Utilities will be placed in Litton Loan Servicing, LP’s name when the loans are transferred. If the property is in an area that is subject to possible freeze damage, agents should be instructed NOT to cancel the utilities until the file transfers to Litton Loan Servicing, LP.
 
  4.   Unless otherwise specified, offers on the property may continue to be accepted until 15 days prior to the cut-off date. Any offers received after this time must be submitted to Litton Loan Servicing, LP for approval.
 
  5.   Do not provide any extensions to any contracts.
 
  6.   Unless otherwise specified, do not send any new referrals to agents less than 15 days prior to the cut-off date. Regardless if an agent is already assigned, please make sure to protect the structural integrity of the asset (re-key, board-ups, winterization, etc.).
 
  7.   Any questions can be addressed by contacting the following persons:
EVICTIONS – Chris Spradling
      713-966-8809
      chris.spradling@littonloan.com
MARKETING – Lynn Burrow
      713-966-8266
      lynn.burrow@littonloan.com
CLOSING – Sandra Castille
      713-966-8903
      Sandra.castile@littonloan.com
O. Bankruptcy
  1.   Provide a preliminary list of loans active in bankruptcy. See list of required data fields for Bankruptcy information needed.
 
  2.   Fidelity system (formerly known as Alltel) users must provide BNK1 or the Bankruptcy Service Release Report. This report must be forwarded within 3 days after the closing date, and the final report must be provided on the transfer date.
 
  3.   Provide the name and address of the debtor’s attorney, seller’s attorney, and Bankruptcy Trustee. A preliminary report must be provided within 3 days after the closing date, and a final report must be provided on the transfer date.
 
  4.   Provide a list of pending reliefs of stay.
 
  5.   Provide a loan level list of all loans with agreed orders or stipulation agreements and the current loan status.
 
  6.   Provide a list of loans with escrow advances due to bankruptcy. Include a breakdown with bill and ledgers attached and reconciled (90, 60, or 30 days).

13


 

Exhibit F-1
  7.   Provide copies of the notification sent to bankruptcy attorneys advising of the transfer.
 
  8.   Provide a list of any cramdowns.
 
  9.   Sort files and clearly mark those requiring special handling. Designate the status of each file on the front and include status screen prints inside.
 
  10.   Provide a status report that includes the attorney’s name and phone number, chapter, case number, BK billing date, POC date, pre-petition due date, post-petition due date, and motion status if filed as of the transfer date.
 
  11.   Send bankruptcy files to the address indicated:
Litton Loan Servicing LP
Attention: Bankruptcy Department
4828 Loop Central Drive
Houston, TX 77081
P.   Loss Mitigation
 
    A Loss Mitigation file should be sent for every loan that currently has activity in progress. The file should include the following:
  1.   Short Sale
  a.   Recent property valuation
 
  b.   Sales contract
 
  c.   HUD-I Settlement Statement, estimated
 
  d.   Realtor/Broker contact information
 
  e.   Mortgagor financials
 
  f.   Mortgagor hardship letter
 
  g.   Approval letter (if approved and not closed prior to servicing transfer)
  2.   Modification
 
      A preliminary report must be provided within 48 hours after the closing date. The final report must be provided within 48 hours after the servicing transfer date and must include these items:
  a.   Recent property valuation
 
  b.   Title search
 
  c.   Modification agreement or modification terms
 
  d.   Document/Title company contact information
 
  e.   Mortgagor financials
 
  f.   Mortgagor hardship letter
 
  g.   Identification of any funds collected in conjunction with the modification

14


 

Exhibit F-1
  3.   Deed-in-Lieu of Foreclosure
 
      Provide these items:
  a.   Recent property valuation
 
  b.   Title search
 
  c.   Deed-in-Lieu agreement
 
  d.   Document/Title company contact information
 
  e.   Mortgagor financials
 
  f.   Mortgagor hardship letter
  4.   Partial Claims
 
      Provide these items:
  a.   Mortgagor financials
 
  b.   Mortgagor hardship letter
 
  c.   HUD Insurance Certificate
      Identify prior claim filings, if applicable.
Q.   Other
  1.   Provide the entire history for the life of the loan including the current year’s loan history up to the transfer date, and an explanation of transaction codes. Please send all history received from prior servicers. Loan histories may be provided electronically or via hard copy. A preliminary report must be provided within 48 hours after each closing date, and the final report must be provided within 48 hours after the servicing transfer date. Transaction balances on the loan histories must agree with the balances on the final trial balance.
 
  2.   Provide copies of the last 2 escrow analysis within 48 hours after the transfer date with an explanation of the analysis method (cushion, etc.).
 
  3.   Provide the current, active collection records and pertinent information on delinquent loans, along with FICO scores, BPO values, extension data, and payment plan data. A preliminary report must be forwarded within 48 hours after each closing date, and the final report must be forwarded within 48 hours after the servicing transfer date. This information may be provided electronically or via hard copy.
 
  4.   Provide a check for the amount of the cut-off trial balance.
 
  5.   Provide a check for any unapplied funds and indicate how each payment should be applied.
 
  6.   Provide a list of the first lien holder, including the company, address, and loan number, if the loan being transferred is a second lien.

15


 

Exhibit F-1
  7.   Endorse loan payments and/or payoff funds received after the transfer date to Litton Loan Servicing LP and forward by overnight service to address indicated. Designate the loan number to which the payment should be applied.
Litton Loan Servicing LP
Attention: Cash Management Department
4828 Loop Central Drive
Houston, TX 77081
  8.   Ship the entire loan file (hard, microfiche, or imaged) and all documents to Litton by the transfer date. Provide an electronic inventory ledger with servicing files to identify loans within each box. Any information such as preliminary trial balances, master file data records, default information, previous year’s ledger histories, etc. must be furnished as early as possible prior to the transfer date. Any information sent to Litton regarding a loan that Litton will not be servicing will be returned via uninsured regular mail unless Litton is supplied with shipping instructions and a payment method.
 
  9.   To coordinate the location of the delivery of servicing files, contact one of the following:
         
 
  Vernon Rupp   Charlene Wagner
 
  Records Administration Manager   Records Administration Supervisor
 
  (713) 218-4847   (713) 218-4762
 
  vernon.rupp@littonloan.com   charlene.wagner@littonloan.com
  10.   Send all reports such as trial balances, master file data records, default information, histories, etc. to the address indicated:
Litton Loan Servicing LP
Attention: Loan Transfer Department
4828 Loop Central Drive
Houston, TX 77081
  11.   Provide all required IRS reporting statements on all loans for the current year up to the transfer date. Provide this information to the mortgagors and the appropriate government agencies. Litton will perform all IRS reporting for payments posted in our office after the transfer date.
R.   Electronic Imaging Transfer
 
    Litton Loan Servicing LP utilizes SourceCorp as an imaging solution vendor. The following information is applicable when images are provided in lieu of servicing files:
1.    Transfer Methods and Security
  a.   Litton prefers and SourceCorp will host an sFTP (Secure File Transmission Protocol) site to which images may be transferred. However, if sFTP delivery cannot be accomplished, the images may be provided via external USB hard drives, DVDs, or CDs. The transfer protocol will either be sFTP (with or without PGP encryption) or FTP with PGP encryption.

16


 

Exhibit F-1
  b.   Image provider will furnish SourceCorp with their public sFTP encryption key or SourceCorp will furnish image provider with SourceCorp’s PGP encryption key, depending on agreed upon process.
 
  c.   If image delivery is accomplished by a transfer method other than sFTP, images that contain any customer information, such as account numbers, loan balance information, payment histories, and social security numbers, must be securely transmitted.
  2.   Image Files
  a.   Data/Files must be compressed in a uniquely named zip file, with a maximum of 1 gigabyte per batch (zip file). Images must be uniquely named and must be valid and viewable images that are properly indexed. The documents must be mapped to the correct document type and contain only the essential pages. A standard naming pattern will be established. An example is provided:
 
      <image provider>_<partner name>_<sequence#>.zip
 
  b.   The zip file must be limited to 200 megabytes.
 
  c.   Black and white (bitonal, not gray scale) images should be in Group IV, multi-page tiff format.
 
  d.   Color and grayscale images must be in jpg format. Jpg provides the dual benefit of a high quality image and a small file size. This is important for faster retrieval times.
 
  e.   A compromise between unrecognizable bitonal tiff pictures and very large color tiff pictures are stippled Group IV tiff images. Stippling converts color tiffs to bitonal tiff images, but in such a way that it approximates grayscale. When color jpg’s have not been an option, stippled pictures have been used by some image providers.
  3.   Index File
An index file must be included in every zipped file. The index must be named exactly the same as the zip file with a mil extension. For example, a Litton_batch1.zip will contain a number of tiff files and an index named Litton_batch1.mil.
In addition to the index file, a listing of all applicable document types and definitions must be provided as soon as it is determined that images will be available. Litton’s loading system is able to accept pipe or tab delimited index files. The index file must contain the required identification fields in this specific order:
         
    R (Required)/    
Field Name   O (Optional)   Description
Image Source
Value
  R   Litton predetermines this value for the customer. It assists Litton in associating the image source with an index format and a staging area for its related documents.
 
       
Litton Loan
  O   The pre-assigned Litton loan number (if available).

17


 

Exhibit F-1
         
    R (Required)/    
Field Name   O (Optional)   Description
Number
       
 
       
Previous Servicer
  R   The previous servicer’s loan number (required).
Loan Number
       
 
       
Document Type
  R   If Litton receives vendor’s document type codes in the index file, a complete list of the potential document types must be provided. This list is loaded into a cross-referenced table and mapped to the proper Litton type. The different document types must be as detailed as possible.
 
       
File Name
  R   The file name must include the image name with the correct file extension (i.e., imagel.tif) along with the relative path of the image. For instance, if the images are on a CD located inside a subdirectory grouped by loan numbers, Litton must have the subdirectory path included in the file name (i.e., \111235\imagel.tif).
 
       
Document ID
  R   If the image files Litton receives are single page tiffs, they must be identified by a unique document ID. For instance, if a document contains 5 pages, then there would be 5 different image files. To keep the image files grouped together during the loading process, each file must have the same document ID. In this situation, a new document ID indicates a new document is being loaded.
 
       
Page Numbers
  R   For single page tiffs, the page number field indicates the page of the document being loaded. The pages will contain the same document ID when loaded, but with incremental page numbers. For Group IV tiffs, this field must be used to note the total number of pages in the file.
Multi-Page Documents Example
                         
    LLS_   PRVSVC_   Document_            
Image_Source   Loan_Num   Loan_Num   Type   File_Name   Document_ID   Page
Loan_Company
  123456789   010106001   DOT   \loan_a\imagel.tif   Smith_012535   1
Loan_Company
  123456789   010106001   DOT   \loan_a\image2.tif   Smith_012535   2
Loan_Company
  123456789   010106001   DOT   \loan_a\image3.tif   Smith_012535   3
Loan_Company
  789123456   010108252   NOTE   \loan_b\imagel.tif   Jones_012536   1
Loan_Company
  789123456   010108252   NOTE   \loan_b\image2.tif   Jones_012536   2
In the previous example, the relative path included in the index file contains only the loan folder. The \Images\ folder is not needed because it is a constant, All the images reside in this folder. The loan folder is required because there are many subdirectories and the paths change.
This distinction is not required for Group IV tiffs, as they are already consolidated into one document regardless of the number of pages.
Single Tiff Example
                         
    LLS_   PRVSVC_   Document_        
Image_Source   Loan_ Num   Loan_Num   Type   File_Name   Document_ID   Page
Loan_Company
  123456789   010106001   DOT   \loan_a\imagel.tif   Smith_012535   2
Loan_Company
  123456789   010106001   NOTE   \loan_a\image2.tif   Smith_012535   4
Loan_Company
  123456789   010106001   CREDIT   \loan_a\image3.tif   Smith_012535   3
Loan_Company
  789123456   010108252   NOTE   \loan_b\imagel.tif   Jones_012536   1
Loan_Company
  789123456   010108252   DOT   \loan_b\image2.tif   Jones_012536   7
To coordinate the delivery of images, contact the following:

18


 

Exhibit F-1
         
 
  Brent Cottrell   Charlene Wagner
 
  Assistant Vice President-Records   Records Administration Supervisor
 
  (713) 218-3474   (713) 218-4762
 
  brent.cottrell@littonloan.com   charlene.wagner@littonloan.com
S.   (Hard Copy) Loan File Delivery
 
    An electronic manifest must include the following identification fields in this specific order:
  a.   Shipment date
 
  b.   Loan number
 
  c.   Tracking number
 
  d.   Carrier
             
Ship_Date   Loan_Num   Track_Num   Carrier
01/12/2006
  147002805   900299905466   FedEx
01/13/2006
  147002808   900289595656   FedEx
01/14/2006
  147002809   900548974645   FedEx
01/15/2006
  147002806   900582254644   FedEx
01/16/2006
  147002908   900574944884   FedEx
    This electronic manifest must be forwarded when delivering (hard copy) files:
  a.   Shipment date
 
  b.   Loan number
 
  c.   Box number
 
  d.   Tracking number
 
  e.   Carrier
                 
Ship_Date   Loan_Num   Box_Num   Track_Num   Carrier
01/12/2006
  147002805   1 of 5   900299905466   FedEx
01/13/2006
  147002808   2 of 5   900289595656   FedEx
01/14/2006
  147002809   3 of 5   900548974645   FedEx
01/15/2006
  147002806   4 of 5   900582254644   FedEx
01/16/2006
  147002908   5 of 5   900574944884   FedEx
    To coordinate the location of the delivery of servicing files, contact one of the following:
         
 
  Brent Cottrell   Charlene Wagner
 
  Assistant Vice President-Records   Records Administration Supervisor
 
  (713) 218-3474   (713) 218-4762
 
  brent.cottrell@littonloan.com   charlene.wagner@littonloan.com

19


 

Exhibit F-1
T.   Contact List
 
    We appreciate your cooperation in expediting this transfer. Should you or any member of your staff have questions, please contact the appropriate individual from the list provided.
             
Contact   Department   Phone Number   Email
Janice McClure
  Administration Senior Vice President   (713)  966-8801   mailto:jmcclure@littonloan.com
Bertha Castillo
  Bankruptcy Lead   (713)  218-4648   mailto:bertha.castillo@littonloan.com
Dewayne Winrow
  Bankruptcy Department   (713)  561-8205   mailto:dewayne.winrow@littonloan.com
Lynn Lindsey
  Cash Management Manager   (713)  966-8921   mailto:llindsey@littonloan.com
Karen Vogel
  Cash Management Assistant Manager   (713)  966-8961   mailto:kvogel@littonloan.com
Susan Onufer
  Commercial Servicing Manager   (713)  966-8243   mailto:sonufer@littonloan.com
Steve Baumel
  Corporate Advances Supervisor   (713)  218-4743   mailto:sbaumel@littonloan.com
Gina Gray
  Foreclosure Operations Manager   (713)  218-4911   mailto:gigray@littonloan.com
Ruby Guerra
  Insurance Supervisor   (713)  218-4808   mailto:ruby.guerra@littonloan.com
Vanessa Armentor
  Investor Accounting Supervisor   (713)  218-3425   mailto:vanessa.armentor@littonloan.com
Yolanda O’Meara
  Investor Reporting Manager   (713)  966-8929   mailto:yomeara@littonloan.com
Tom Hruska
  Loan Transfer Vice President   (713)  966-8928   mailto:thruska@littonloan.com
Gayle Miller
  Loan Transfer Manager   (713)  966-8859   mailto:gmiller@littonloan.com
Bob Tompkins
  Loan Servicing Senior Vice President   (713)  966-8959   mailto:btompkin@littonloan.com
Yolanda M. Martinez
  Loss Mitigation Assistant Vice President   (713)  218-4534   mailto:yolanda.m.martinez@littonloan.com
Drew Parker
  Assistant Vice President   (713)  966-8912   mailto:dparker@littonloan.com
Anna Roberts
  Assistant Vice President-Payoffs   (713)  966-8944   mailto:aroberts@littonloan.com
Brent Cottrell
  Assistant Vice President-Records   (713)  218-3474   mailto:bcottrell@littonloan.com
Vernon Rupp
  Records Administration Manager   (713)  218-4847   mailto:vernon.rupp@littonloan.com
Sandra Castille
  REO Manager   (713)  966-8903   mailto:scastill@littonloan.com
Helen Gavin
  Special Loans Manager   (713)  966-8967   mailto:hgavin@littonloan.com
Pamela Sonnier
  Tax Manager   (713)  218-4759   mailto:psonnier@littonloan.com

20


 

Exhibit F-1
U. Required Data Fields. For the avoidance of doubt, each Data Field listed below is included in the Data Tape fields contained in Exhibits M and N.
Instead of listing individual field names, Seller and Litton agree to insert the list of required data files here:
Seller to provide LSAMS data files including, but not limited to, the following:
File
LAYOUTS
LOANHIST
TFRACH
TFRAGDD
TFRAGDH
TFRALT1
TFRALT2
TFRALT3
TFRBAL
TFRCAS
TFRCHG
TFRCHGV
TFRCOLC
TFRCOLI
TFRDSR
TFRESCE
TFRESCM
TFRFBDUE
TFRFLDT
TFRHZMST
TFRINST
TFRINV
TFRLGLD
TFRMBSP
TFRMID
TFRMLD
TFRORGP
TFRPOOL
TFRSPLAN
TFRVNM
TFRYTRN
TRIALBAL
For default and REO related fields, Seller will provide Fortracs extracts in Excel Format.

21


 

Exhibit F-2
Commercial Servicing Transfer Instructions

 


 

Exhibit F-2
(LITTON LOAN SERVICING LOGO)
Commercial Servicing Transfer Instructions
External Office Memorandum
Tom Hruska
Conversion Manager
Gayle Miller
Loan Transfer Manager
Litton Loan Servicing LP
4828 Loop Central Drive
Houston, TX 77081
Phone: (800) 247-9727
Fax: (713) 561-8248
Email: acquisitions@littonloan.com
     
 
             
Date:
  [Initial Servicing Transfer Date]   To:   [Owner’s Servicer Contact]
Subject:
  [Owner]   From:   Tom Hruska
Table of Contents
         
A. Conversion Data
    3  
B. Borrower Notification
    3  
C. Hazard/Flood Insurance
    4  
D. Insured Loans (Commercial MI)
    4  
E. Real Estate Taxes
    5  
F. Optional Insurance
    5  
G. Investor Reports and Cash Management
    5  
H. Corporate Advances
    8  
I. MERS Data
    9  
J. Payoffs/Partial Releases
    10  
K. Adjustable Rate Mortgages/GPM/Buydowns/Balloons/DSI/Interest Only
    10  
L. Foreclosure/Claims
    10  
M. REO Procedures
    11  
N. Bankruptcy
    12  
O. Loss Mitigation
    13  
P. Other
    14  
Q. Electronic Imaging Transfer
    15  

1


 

Exhibit F-2
         
R. (Hard Copy) Loan File Delivery
    18  
S. Contact List
    20  
T. Required Data Fields
    21  

2


 

Exhibit F-2
A. Conversion Data
Conversion data may be supplied in these formats:
  1.   Manual Conversion
  a.   Provide a “Master File Data Record” for each loan, accompanied by a list of code definitions.
 
  b.   Provide preliminary data within 24 hours after each closing date.
 
  c.   Provide final data within 24 hours after each servicing transfer date.
 
  d.   Provide a trial balance for both preliminary and final data.
  2.   Electronic Conversion
  a.   Send information in Excel format.
 
  b.   Provide preliminary data within 24 hours after each closing date.
 
  c.   Provide final data within 24 hours after each servicing transfer date.
 
  d.   Provide a trial balance for both preliminary and final data.
  3.   Tape-to-Tape Conversion
  a.   Contact the Loan Transfer Department for conversion details.
 
  b.   Provide preliminary data within 24 hours after each closing date.
 
  c.   Provide final data within 24 hours after each servicing transfer date.
 
  d.   Provide a trial balance for both preliminary and final data.
B. Borrower Notification
  1.   Unless otherwise agreed, mail the borrower notifications (Goodbye Letters) at least 15 days prior to the transfer date. Fax copies of the letters to Litton’s Loan Transfer Department at (713) 561-8248 or email to acquisitions@littonloan.com for approval prior to mailing the Goodbye Letters.
 
  2.   The Goodbye letters should include borrower notification that automatic payment service, ACH bank draft, will be discontinued. Their payments will no longer be deducted from their bank accounts. Only Prepaid Optional Insurance will be transferred.
 
  3.   Immediately after mailing the Goodbye Letters, provide the electronic mailing manifest used for the letters. This must include all variable fields such as mortgagor name, mailing address, property address, loan number, letter date, and transfer date.
 
  4.   Electronic files or hard copies of the Goodbye Letters must be sent to Litton within 48 hours of mailing.
 
  5.   Use the contact information provided for Goodbye Letters:

3


 

Exhibit F-2
     
Hours of Operation
  8:00 a.m. to 7:00 p.m. (CST)
 
Customer Care Toll-Free Number
  (800)247-9727x7715
 
Correspondence Address
  Litton Loan Servicing LP
Attention: Customer Assistance Response Team
4828 Loop Central Drive
Houston, Texas 77081
 
   
Payment Address
  Litton Loan Servicing LP
Attention: Cash Management Department
P.O. Box 4387
Houston, Texas 77210-4387
C. Hazard/Flood Insurance
  1.   Send requests for changes to the Mortgagee Clause, as well as copies of the changes to be made, to the address indicated:
Litton Loan Servicing LP
Its Successors and/or Assigns
P.O. Box 4354
Houston, TX 77210-4354
  2.   Identify, sort, and mark any unpaid policies, expiration notices, cancellation notices, and/or loans with expired policies for special handling.
 
  3.   Provide individual loan insurance records showing payee’s name and address, due dates, frequency of payment, next due date, last paid date, and last paid amount in an electronic format.
 
  4.   Provide a list of loans under the “Lender Placed Coverage” program. Designate whether the coverage on individual loans will remain in effect until expiration or be cancelled at the time of transfer.
 
  5.   Provide a list of loans with pending insurance claims, including all supporting documentation.
D. Insured Loans (Commercial MI)
  1.   Provide the individual loan MI certificates.
 
  2.   Provide copies of the notification sent to MI companies requesting a change of servicer to Litton. Do not request cancellation of MI coverage.
 
  3.   Provide a list of loans with MI that includes these items:
  a.   Loan number
 
  b.   MI company
 
  c.   MI certificate number
 
  d.   Next premium due date
 
  e.   Last amount paid
 
  f.   Lender paid or customer paid
 
  g.   Percentage of coverage

4


 

Exhibit F-2
E. Real Estate Taxes
  1.   Provide individual loan tax records showing payee’s name and address, due dates, frequency of payment, next due date, last paid date, and last paid amount, along with tax contract numbers and vendor information in an electronic format.
 
  2.   Provide copies of all tax service contracts, along with the request for a change of servicer to Litton under the vendor numbers indicated:
  a.   Transamerica-2489
 
  b.   First American-56353
 
  c.   LandAmerica-65000 (Formerly Lereta)
 
  d.   FIS Tax Service-2059 (Formerly Fidelity and/or LSI)
Contact Litton if you need information on tax contracts and services with other vendors.
  3.   Pay all property taxes due prior to the transfer date.
 
  4.   Provide a list of loans with delinquent taxes, as well as pertinent information as of the transfer date.
F. Optional Insurance
  1.   Provide only prepaid optional insurance to Litton.
 
  2.   All prepaid optional insurance must include these items:
  a.   Loan number
 
  b.   Insurance company
 
  c.   Coverage type
 
  d.   Policy number
 
  e.   Coverage amount
 
  f.   Policy effective date
 
  g.   Premium amount
 
  h.   Expiration date
 
  i.   Copies of the master and/or individual policies for the insurance coverage
 
  j.   Copies of the notification sent to the insurance companies
G. Investor Reports and Cash Management
  1.   Provide the investor and Litton with a copy of the final remittance report and a trial balance as of the transfer date. The balances and due dates on the trial balance must coincide with the balances and due dates on the system at the time of transfer. These must also agree with the final payment histories that are provided.
 
  2.   Upon transfer date, please provide a copy of the remittance reconciliation with the loan level detail of funds being sent to Litton (This includes a breakdown between Principal and Interest). Examples of the types of funds Litton is looking for is as follows:
    Interim payments posted between funded and transfer date- when applicable
 
    Payoffs posted between funded and transfer date

5


 

Exhibit F-2
    All escrow balances, suspense balances, etc.
 
    Restricted Escrow
 
    Positive Corporate Advance Balances
 
    Interest on Escrow
 
    Etc.

6


 

Exhibit F-2
All of the above mentioned funds can be sent in the same wire. Please use the following Litton email address: InvestorAccountingAcquisitions@littonloan.com. This report should tie to the wire sent to Litton via the following wire instructions:
         
Amount Due: $
       
 
       
    WIRE INSTRUCTIONS FOR SERVICING ACQUISITIONS
 
       
WIRE TO:
      JP Morgan Chase
712 Main Street

 Houston, TX 77002
 
       
ABA No:
      021000021 
 
       
CREDIT:
      LLS LP Investor Accounting
Incoming REO/Claims and Acquisition Funds
 
       
ACCOUNT NO:
      00113206339 
 
       
ATTENTION:
      Vanessa Armentor
(713) 218-3425
 
 
       
REFERENCE:
      Loan Number / Bid ID / Borrower Name
Please provide detail for your wire by fax to 713-993-9141 or e-mail to InvestorAccountingAcquisitions@littonloan.com.
  3.   Any payments received after the transfer date should be sent either via check to:
 
      Litton Loan Servicing LP
Attn: Cash Management
4828 Loop Central Drive
Houston, Texas 77081
Or, they can be sent via wire to the attached instructions: (Please send an email to our Cash Department with the backup to this wire. Emails include:
Returnitemreimbursement@littonloan.com.)
         
Amount Due: $
       
 
       
    WIRE INSTRUCTIONS FOR SERVICING ACQUISITIONS
 
       
WIRE TO:
      JP Morgan Chase
712 Main Street

 Houston, TX 77002
 
       
ABA No:
      021000021 

7


 

Exhibit F-2
     
CREDIT:
  LLS LP Investor Accounting
Incoming REO/Claims and Acquisition Funds
 
   
ACCOUNT NO:
  00100857888 
 
   
ATTENTION:
  Vanessa Armentor
(713) 218-3425
 
 
   
REFERENCE:
  Loan Number / Bid ID / Borrower Name
Please provide detail for your wire by fax to 713-993-9141 or e-mail to InvestorAccountingAcquisitions@littonloan.com.
  4.   Provide a listing of all loans with restricted escrow balances with detailed explanations.
 
  5.   Provide a list of all return items received. Any item that is returned (return item checks), the physical item must be sent to Litton for reimbursement of return items. This is so that Litton can pursue collection of the return item leaving the prior servicer out of the collection activity.
  a.   Please send the same Excel spreadsheet attached (Litton Shell) for this level of correspondence.
 
  b.   Supply a history beginning with the date the item posted, loan level through transfer date.
 
  c.   Please send requests for items relating a returned Accounts Receivable Conversion, ARC, including the physical check. Submit the reports from the bank showing the return information. Send this information to the following Litton email address: Returnitemreimbursement@littonloan.com.
Return Items
Cash Management Department
Litton Loan Servicing LP
4828 Loop Central Drive
Houston, TX 77081-2226
(800) 247-9727 ext: 8000
H. Corporate Advances
Provide these items:
  1.   List of all loans with corporate advances.
 
  2.   Supporting documentation for any loan with a corporate advance in an electronic format. The documentation must balance with the advance amount, and it must be received with preliminary and final data. Please include back-up documentation, with detailed line item descriptions.

8


 

Exhibit F-2
  3.   A copy of back-up documentation for expenses greater than or equal to $10,000.00, including copies of invoices, checks, etc.
I. MERS Data
With respect to (i) MERS Designated Loans and (ii) any Purchased Mortgage Loan for which Whole Loan Purchaser designates MERS as its designee pursuant to Section 6.22 of the Agreement:
  1.   Move such loans to the correct Org ID# to coincide with the transfer. The Org ID# for Litton as servicer is 1000246.
 
  2.   Provide Litton with the MTN and batch numbers for all loans transferred on MERS.

9


 

Exhibit F-2
J. Payoffs/Partial Releases
Provide these items:
  1.   Loan level prepayment penalty information should be provided electronically.
 
  2.   A copy of the payoff quotations with unprocessed payoff funds.
 
  3.   Information on any pending payoffs or assumptions.
 
  4.   Information on any incomplete partial releases.
K. Adjustable Rate Mortgages/GPM/Buydowns/Balloons/DSI/Interest Only
  1.   Provide individual loan historical rate and P&I changes.
 
  2.   Take these actions on ARM provisions for each loan within the portfolio:
  a.   Provide a list of ARM plans and definitions.
 
  b.   Provide a list of loans that are step rate and/or GPM mortgages, including account status.
 
  c.   Provide a list of loans that are buydowns, including account status and subsidy amounts.
 
  d.   Provide a list of balloon loans, including their maturity dates and amortization terms. Designate whether the loan has a convertible option. If the loan has reached its maturity date prior to conversion, include the current status.
 
  e.   Provide a list of all DSI, simple interest, loans that includes interest paid through date, interest rich or poor amounts, and accrued interest amount.
  3.   Provide the interest only expiration date and interest only term (in months) for all interest only loans.
L. Foreclosure/Claims
  1.   Provide a list of contacts for the Foreclosure and Foreclosure Claims areas.
 
  2.   Provide a preliminary report within 48 hours after each closing date that includes a list of loans in foreclosure, the foreclosure timeline, the foreclosure attorney contact information (please advise if the attorney firm is a New Invoice user), and the current beneficiary. Also provide the same information for files in foreclosure with a suspended/on hold status. Fidelity system (formerly known as Alltel) users must provide For1, For2, and For3 screens for the Foreclosure Service Release report.
 
  3.   Provide a report at least 15 days prior to the transfer date that lists the loans that have been scheduled for foreclosure sale during the preceding 15 days or that are scheduled for sale within 15 days following the transfer date.
 
  4.   Provide bidding instructions for all loans that are scheduled for foreclosure sale within 15 days following the transfer date. A copy of these instructions must be provided to our office immediately.

10


 

Exhibit F-2
  5.   Provide a final report within 48 hours after each servicing transfer date that reflects any information that varies from the preliminary foreclosure reports.
 
  6.   Provide a final report within 48 hours after each servicing transfer date that lists the loans approved for a deed-in-lieu, presale, partial claim, stipulation/forbearance agreements, title issues and pending litigation, along with any documentation or correspondence received.
 
  7.   Provide a report within 48 hours after each servicing transfer date that lists the loans that are 90+ days delinquent and are not in active foreclosure. Forward copies of the last demand/breach/ NOI letters that were sent.
 
  8.   Send foreclosure files to the address indicated:
Litton Loan Servicing LP
Attention: Foreclosure Department
4828 Loop Central Drive
Houston, TX 77081
M. REO Procedures
  1.   An imaged copy of the REO file must be provided for each REO loan. Include the following items:
  a.   Executed interim deed from Seller to Buyer
 
  b.   Copy of executed contract, if applicable
 
  c.   Copy of all valuations
 
  d.   Photos
 
  e.   Market Plan from previous servicer
 
  f.   Repair history
 
  g.   Offer history
 
  h.   Copy of title work
  2.   Take the following actions in preparing REO loans for transfer:
  a.   Evictions should be suspended. Please provide the eviction attorney information and current status of the eviction. Litton will determine how to proceed after the transfer.
 
  b.   Cancel all listing agreements effective the loan transfer date, UNLESS the file is currently under contract. Do not extend any listing agreements with agents.
 
  c.   Important — Please have the listing agent and any property managers contact Litton Loan Servicing, LP, Commercial REO Department.
 
  d.   Outstanding invoices should be requested immediately for services prior to cut-off date. Transferring party should make every effort to pay all expenses incurred during this time frame. Any trailing invoices should be sent to Litton Loan Servicing, LP, Attn: Commercial REO for payment/processing according to the terms of the agreement.
 
  e.   Send trailing invoices to the address indicated:

11


 

Exhibit F-2
Litton Loan Servicing LP
Attention: Commercial REO Department
4828 Loop Central Drive
Houston, TX 77081
  3.   Utilities will be placed in Litton Loan Servicing, LP’s name when the loans are transferred. If the property is in an area that is subject to possible freeze damage, agents should be instructed NOT to cancel the utilities until advised by Litton Loan Servicing, LP.
 
  4.   Unless otherwise specified, offers on the property may continue to be accepted until 15 days prior to the cut-off date. Any offers received after this time must be submitted to Litton Loan Servicing, LP for approval.
 
  5.   Do not provide any extensions to any contracts.
 
  6.   Unless otherwise specified, do not send any new referrals to agents less than 15 days prior to the cut-off date. Regardless if an agent is already assigned, please make sure to protect the structural integrity of the asset (re-key, board-ups, winterization, etc.).
 
  7.   Any questions can be addressed by contacting the following persons:
Elizabeth Burdine
Commercial REO Manager
713.218.4919
Elizabeth.burdine@littonloan.com
N. Bankruptcy
  1.   Provide a preliminary list of loans active in bankruptcy. See list of required data fields for Bankruptcy information needed.
 
  2.   Fidelity system (formerly known as Alltel) users must provide BNK1 or the Bankruptcy Service Release Report. This report must be forwarded within 3 days after the closing date, and the final report must be provided on the transfer date.
 
  3.   Provide the name and address of the debtor’s attorney, seller’s attorney, and Bankruptcy Trustee. A preliminary report must be provided within 3 days after the closing date, and a final report must be provided on the transfer date.
 
  4.   Provide a list of pending reliefs of stay.
 
  5.   Provide a loan level list of all loans with agreed orders or stipulation agreements and the current loan status.
 
  6.   Provide a list of loans with escrow advances due to bankruptcy. Include a breakdown with bill and ledgers attached and reconciled (90, 60, or 30 days).
 
  7.   Provide copies of the notification sent to bankruptcy attorneys advising of the transfer.

12


 

Exhibit F-2
  8.   Provide a list of any cramdowns.
 
  9.   Sort files and clearly mark those requiring special handling. Designate the status of each file on the front and include status screen prints inside.
 
  10.   Provide a status report that includes the attorney’s name and phone number, chapter, case number, BK billing date, POC date, pre-petition due date, post-petition due date, and motion status if filed as of the transfer date.
 
  11.   Send bankruptcy files to the address indicated:
Litton Loan Servicing LP
Attention: Bankruptcy Department
4828 Loop Central Drive
Houston, TX 77081
O. Loss Mitigation / Special Servicing
A Loss Mitigation file should be sent for every loan that currently has activity in progress. This file should include the following:
  1.   Short Sale
  a.   Recent property valuation
 
  b.   Sales contract
 
  c.   HUD-I Settlement Statement, estimated
 
  d.   Realtor/Broker contact information
 
  e.   Mortgagor financials
 
  f.   Mortgagor hardship letter
 
  g.   Approval letter (if approved and not closed prior to servicing transfer)
  2.   Modification
 
      A preliminary report must be provided within 48 hours after the closing date. The final report must be provided within 48 hours after the servicing transfer date and must include these items:
  a.   Recent property valuation
 
  b.   Title search
 
  c.   Modification agreement or modification terms
 
  d.   Document/Title company contact information
 
  e.   Mortgagor financials
 
  f.   Mortgagor hardship letter
 
  g.   Identification of any funds collected in conjunction with the modification
  3.   Deed-in-Lieu of Foreclosure

13


 

Exhibit F-2
Provide these items:
  a.   Recent property valuation
 
  b.   Title search
 
  c.   Deed-in-Lieu agreement
 
  d.   Document/Title company contact information
 
  e.   Mortgagor financials
 
  f.   Mortgagor hardship letter
  4.   Partial Claims
 
      Provide these items:
  a.   Mortgagor financials
 
  b.   Mortgagor hardship letter
Identify prior claim filings, if applicable.
  5.   Any questions can be forwarded to the following:
Commercialservicing@littonloan.com
P. Other
  1.   Provide the entire history for the life of the loan including the current year’s loan history up to the transfer date, and an explanation of transaction codes. Please send all history received from prior servicers. Loan histories may be provided electronically or via hard copy. A preliminary report must be provided within 48 hours after each closing date, and the final report must be provided within 48 hours after the servicing transfer date. Transaction balances on the loan histories must agree with the balances on the final trial balance.
 
  2.   Provide copies of the last 2 escrow analyses within 48 hours after the transfer date with an explanation of the analysis method (cushion, etc.).
 
  3.   Provide the current, active collection records and pertinent information on delinquent loans, along with FICO scores, BPO values, extension data, and payment plan data. A preliminary report must be forwarded within 48 hours after each closing date, and the final report must be forwarded within 48 hours after the servicing transfer date. This information may be provided electronically or via hard copy.
 
  4.   Provide a check for the amount of the cut-off trial balance.
 
  5.   Provide a check for any unapplied funds and indicate how each payment should be applied.
 
  6.   Provide a list of the first lien holder, including the company, address, and loan number, if the loan being transferred is a second lien.

14


 

Exhibit F-2
  7.   Endorse loan payments and/or payoff funds received after the transfer date to Litton Loan Servicing LP and forward by overnight service to address indicated. Designate the loan number to which the payment should be applied.
Litton Loan Servicing LP
Attention: Cash Management Department
4828 Loop Central Drive
Houston, TX 77081
  8.   Ship the entire loan file (hard, microfiche, or imaged) and all documents to Litton by the transfer date. Provide an electronic inventory ledger with servicing files to identify loans within each box. Any information such as preliminary trial balances, master file data records, default information, previous year’s ledger histories, etc. must be furnished as early as possible prior to the transfer date. Any information sent to Litton regarding a loan that Litton will not be servicing will be returned via uninsured regular mail unless Litton is supplied with shipping instructions and a payment method.
 
  9.   To coordinate the location of the delivery of servicing files, contact one of the following:
         
Vernon Rupp
      Charlene Wagner
Records Administration Manager
      Records Administration Supervisor
(713) 218-4847
      (713) 218-4762
vernon.rupp@littonloan.com   charlene.wagner@littonloan.com
  10.   Send all reports such as trial balances, master file data records, default information, histories, etc. to the address indicated:
Litton Loan Servicing LP
Attention: Loan Transfer Department
4828 Loop Central Drive
Houston, TX 77081
  11.   Provide all required IRS reporting statements on all loans for the current year up to the transfer date. Provide this information to the mortgagors and the appropriate government agencies. Litton will perform all IRS reporting for payments posted in our office after the transfer date.
Q. Electronic Imaging Transfer
Litton Loan Servicing LP utilizes SourceCorp as an imaging solution vendor. The following information is applicable when images are provided in lieu of servicing files:
  1.   Transfer Methods and Security
  a.   Litton prefers and SourceCorp will host an sFTP (Secure File Transmission Protocol) site to which images may be transferred. However, if sFTP delivery cannot be accomplished, the images may be provided via external USB hard drives, DVDs, or CDs. The transfer protocol will either be sFTP (with or without PGP encryption) or FTP with PGP encryption.

15


 

Exhibit F-2
  b.   Image provider will furnish SourceCorp with their public sFTP encryption key or SourceCorp will furnish image provider with SourceCorp’s PGP encryption key, depending on agreed upon process.
 
  c.   If image delivery is accomplished by a transfer method other than sFTP, images that contain any customer information, such as account numbers, loan balance information, payment histories, and social security numbers, must be securely transmitted.
  2.   Image Files
  a.   Data/Files must be compressed in a uniquely named zip file, with a maximum of 1 gigabyte per batch (zip file). Images must be uniquely named and must be valid and viewable images that are properly indexed. The documents must be mapped to the correct document type and contain only the essential pages. A standard naming pattern will be established. An example is provided:
 
      <image provider>_<partner name>_<sequence#>.zip
 
  b.   The zip file must be limited to 200 megabytes.
 
  c.   Black and white (bitonal, not gray scale) images should be in Group IV, multi-page tiff format.
 
  d.   Color and grayscale images must be in jpg format. Jpg provides the dual benefit of a high quality image and a small file size. This is important for faster retrieval times.
 
  e.   A compromise between unrecognizable bitonal tiff pictures and very large color tiff pictures are stippled Group IV tiff images. Stippling converts color tiffs to bitonal tiff images, but in such a way that it approximates grayscale. When color jpg’s have not been an option, stippled pictures have been used by some image providers.

16


 

Exhibit F-2
  3.   Index File
 
      An index file must be included in every zipped file. The index must be named exactly the same as the zip file with a mil extension. For example, a Litton_batch1.zip will contain a number of tiff files and an index named Litton_batch1.mil.
 
      In addition to the index file, a listing of all applicable document types and definitions must be provided as soon as it is determined that images will be available. Litton’s loading system is able to accept pipe or tab delimited index files. The index file must contain the required identification fields in this specific order:
         
    R (Required)/    
Field Name   O (Optional)   Description
Image Source Value
  R   Litton predetermines this value for the customer. It assists Litton in associating the image source with an index format and a staging area for its related documents.
 
       
Litton Loan Number
  O   The pre-assigned Litton loan number (if available).
 
       
Previous Servicer
Loan Number
  R   The previous servicer’s loan number (required).
 
       
Document_Type
  R   If Litton receives vendor’s document type codes in the index file, a complete list of the potential document types must be provided. This list is loaded into a cross-referenced table and mapped to the proper Litton type. The different document types must be as detailed as possible.
 
       
File Name
  R   The file name must include the image name with the correct file extension (i.e., image1.tif) along with the relative path of the image. For instance, if the images are on a CD located inside a subdirectory grouped by loan numbers, Litton must have the subdirectory path included in the file name (i.e., \111235\image1.tif).
 
       
Document ID
  R   If the image files Litton receives are single page tiffs, they must be identified by a unique document ID. For instance, if a document contains 5 pages, then there would be 5 different image files. To keep the image files grouped together during the loading process, each file must have the same document ID. In this situation, a new document ID indicates a new document is being loaded.
 
       
Page Numbers
  R   For single page tiffs, the page number field indicates the page of the document being loaded. The pages will contain the same document ID when loaded, but with incremental page numbers. For Group IV tiffs, this field must be used to note the total number of pages in the file.
Multi-Page Documents Example
                                     
      LLS       PRVSVC_     Document_            
Image_Source     Loan_Num       Loan_Num     Type   File_Name   Document_ID     Page  
Loan_Company
    123456789       010106001     DOT   /loan_a\image1.tif   Smith_012535     1  
Loan_Company
    123456789       010106001     DOT   /loan_a\image2.tif   Smith_012535     2  
Loan_Company
    123456789       010106001     DOT   /loan_a\image3.tif   Smith_012535     3  
Loan_Company
    789123456       010108252     NOTE   /loan_b\image1.tif   Jones_012536     1  
Loan_Company
    789123456       010108252     NOTE   /loan_b\image2.tif   Jones_012536     2  
In the previous example, the relative path included in the index file contains only the loan folder. The \Images\ folder is not needed because it is a constant. All the images reside in this folder. The loan folder is required because there are many subdirectories and the paths change.

17


 

Exhibit F-2
This distinction is not required for Group IV tiffs, as they are already consolidated into one document regardless of the number of pages.
Single Tiff Example
                                     
    LLS_       PRVSVC_     Document_              
Image_Source   Loan_Num       Loan_Num     Type   File_Name   Document_ID     Page  
Loan_Company
  123456789       010106001     DOT   \loan_a\image1.tif   Smith_012535     2  
Loan_Company
  123456789       010106001     NOTE   \loan_a\image2.tif   Smith_012535     4  
Loan_Company
  123456789       010106001     CREDIT   \loan_a\image3.tif   Smith_012535     3  
Loan_Company
  789123456       010108252     NOTE   \loan_b\image1.tif   Jones_012536     1  
Loan_Company
  789123456       010108252     DOT   \loan_b\image2.tif   Jones_012536     7  
To coordinate the delivery of images, contact the following:
         
Brent Cottrell
Records Administration Manager
(713) 218-3474
      Charlene Wagner
Records Administration Supervisor
(713) 218-4762
brent.cottrell@littonloan.com   charlene.wagner@littonloan.com
R. (Hard Copy) Loan File Delivery
An electronic manifest must include the following identification fields in this specific order:
  a.   Shipment date
 
  b.   Loan number
 
  c.   Tracking number
 
  d.   Carrier
                     
Ship_Date     Loan_Num     Track_ Num       Carrier
01/12/2006
    147002805     900299905466       FedEx
01/13/2006
    147002808     900289595656       FedEx
01/14/2006
    147002809     900548974645       FedEx
01/15/2006
    147002806     900582254644       FedEx
01/16/2006
    147002908     900574944884       FedEx
This electronic manifest must be forwarded when delivering (hard copy) files:
  a.   Shipment date
 
  b.   Loan number
 
  c.   Box number
 
  d.   Tracking number
 
  e.   Carrier
                         
Ship_Date     Loan_Num     Box_Num       Track_Num   Carrier
01/12/2006
    147002805     1 of 5       900299905466   FedEx
01/13/2006
    147002808     2 of 5       900289595656   FedEx
01/14/2006
    147002809     3 of 5       900548974645   FedEx
01/15/2006
    147002806     4 of 5       900582254644   FedEx
01/16/2006
    147002908     5 of 5       900574944884   FedEx

18


 

Exhibit F-2
To coordinate the location of the delivery of servicing files, contact one of the following:
     
Brent Cottrell
  Charlene Wagner
Records Administration Manager
  Records Administration Supervisor
(713) 218-3474
  (713) 218-4762
brent.cottrell@littonloan.com
  charlene.wagner@littonloan.com

19


 

Exhibit F-2
S. Contact List
We appreciate your cooperation in expediting this transfer. Should you or any member of your staff have questions, please contact the appropriate individual from the list provided.
                 
Contact   Department     Phone Number     Email
Janice McClure
  Administration Senior Vice President     (713) 966-8801     mailto:imcclure@littonloan.com
Bertha Castillo
  Bankruptcy Lead     (713) 218-4648     mailto:bertha.castillo@littonloan.com
Lynn Lindsey
  Cash Management Manager     (713) 966-8921     mailto:llindsey@littonloan.com
Karen Vogel
  Cash Management Assistant Manager     (713) 966-8961     mailto:kvogel@littonloan.com
Susan Onufer
  Director of Commercial Servicing     (713) 561-8243     mailto:sonufer@littonloan.com
Walter Hanson
  Special Servicing Manager     (713) 218-4699     mailto:Mail to: whanson@littonloan.com
Steve Baumel
  Corporate Advances Supervisor     (713) 218-4743     mailto:sbaumel@littonloan.com
Gina Gray
  Foreclosure Operations Manager     (713) 218-4911     mailto:ggray@littonloan.com
Ruby Guerra
  Insurance Supervisor     (713) 218.4808     mailto:ruby.guerra@littonloan.com
Vanessa Armentor
  Investor Accounting Supervisor     (713) 218-3425     mailto:vanessa.armentor@littonloan.com
Yolanda O’Meara
  Investor Reporting Manager     (713) 966-8929     mailto:yomeara@littonloan.com
Tom Hruska
  Loan Transfer Vice President     (713) 966-8928     mailto:thruska@littonloan.com
Gayle Miller
  Loan Transfer Manager     (713) 966-8859     mailto:gmiller@littonloan.com
Bob Tompkins
  Loan Servicing Senior Vice President     (713) 966-8959     mailto:btompkin@littonloan.com
Walter Hanson
  Commercial Special Servicing Manager     (713) 218-4699     mailto:walter.hanson@littonloan.com
Drew Parker
  Assistant Vice President-MERS     (713) 966-8912     mailto:dparker@littonloan.com
Anna Roberts
  Payoffs Manager     (713) 966-8944     mailto:aroberts@littonloan.com
Brent Cottrell
  Records Administration Manager     (713) 218-3474     mailto:bcottrell@littonloan.com
Vernon Rupp
  Records Administration Manager     (713) 218-4847     mailto:vernon.rupp@littonloan.com
Elizabeth Burdine
  Commercial REO Manager     (713) 218-4919     mailto:elizabeth.burdine@littonloan.com
Helen Gavin
  Special Loans Manager     (713) 966-8967     mailto:hgavin@littonloan.com
Pamela Sonnier
  Tax Manager     (713) 218-4759     mailto:psonnier@littonloan.com

20


 

Exhibit F-2
T. Required Data Fields. For the avoidance of doubt, each Data Field listed below is included in the Data Tape fields contained in Exhibits M and N.
1. Transferring Servicer’s Loan Number
2. Transferring Servicer’s Name
3. MERS MIN #
4. MERS Batch #
5. Transferring Servicer’s MERS Org ID#
6. Transferring Investor’s MERS Org ID#
7. Mortgagor First Name
8. Mortgagor Middle Name
9. Mortgagor Last Name or Business Entity Name
10. Mortgagor Suffix (Jr., Sr., III, etc.)
11. Mortgagor Social Security #
12. Business Entity Tax ID #
13. Mortgagor Home Phone #
14. Mortgagor Work Phone #
15. Co-Mortgagor First Name
16. Co-Mortgagor Middle Name
17. Co-Mortgagor Last Name
18. Co-Mortgagor Suffix (Jr., Sr., III, etc.)
19. Co-Mortgagor Social Security #
20. Co-Mortgagor Home Phone #
21. Co-Mortgagor Work Phone Number
22. Mailing Street Address Line 1
23. Mailing Street Address Line 2
24. Mailing City
25. Mailing State
26. Mailing Zip Code
27. Property Street Address Line 1
28. Property Street Address Line 2
29. Property City
30. Property State
31. Property Zip Code
32. Current Principal Balance
33. Original Principal Balance (Loan Amount)
34. Current Interest Rate
35. Original Interest Rate
36. Current P&I Payment
37. Original P&I Payment
38. Current Payment Due Date
39. Interest Paid to Date
40. Interest Method
Interest Paid in Advance
Interest Paid in Arrears
DSI 365 day year, actual days in month
DSI 360 day year, 30 day month
DSI 367 day year, 30 day month, plus actual days

21


 

Exhibit F-2
Upfront Interest (Rule of 78’s)
41. Accrued Interest Amount
42. Partial Payment Amount (DOP Amount/Interest Rich or Poor) for DSI Loans
43. First Payment Due Date
44. Closing Date
45. Maturity Date
46. Loan Term in Years
47. Loan Term in Months
48. Amortization Term (Balloon Only)
49. Lien Position
1st Lien
2nd Lien
3rd Lien
50. Occupancy Code
Owner Occupied
Non-Owner Occupied
Adverse
51. Property Type
Unsecured
Blanket
2-4 Family
2 Family (Duplex)
3 Family (Triplex)
4 Family (Quadplex)
Automotive
Co-Op
Condo
Commercial Multi-Family (5+ units)
Farm (Residential)
Hotel/Motel
Light Industrial
Mixed Use
Multi-Family/Apartment (less than 5 units)
Mobile Home/Chattel
Mobile Home/Real Property
Manufactured Home/Real Property
Mobile Home Park
Non-Real Estate
Night Club/Bar
Nursing Home
Office Building
Other
PUD
Self-Storage
Single Family
Retail
Townhouse
Unknown
Vacant Land

22


 

Exhibit F-2
Warehouse
52. Escrow Balance
53. Escrow Advance Balance
54. Escrow Payment Amount
55. Total Monthly Payment Amount (PITI)
56. Corporate Advance Balance
57. Corporate Advance Details
Payee Name
Payee Address
Payee Tax ID#
Transaction Amount
Transaction Description
Transaction Date
Recoverable from Mortgagor (Y/N)
58. Suspense Balance
59. Loss Draft Balance (Restricted Escrow)
60. Restricted Escrow Balance
61. Subsidy (Buydown) Balance
62. Late Charge Balance
63. Late Charge Code
Fixed Flat Amount
Late Charge Rate x UPB
Late Charge Rate x P&I
Late Charge Rate x Total Payment
64. Monthly Late Charge Amount (Fixed Flat Fee Amount)
65. Late Charge Rate
66. Grace Days
67. Payment Frequency
Monthly
Bi-Weekly
Quarterly
Semi-Annual
Annual
68. Loan Type
Commercial Uninsured
Commercial Insured
69. Mortgage Type
Other
Unknown
Commercial Insured
Commercial Uninsured
Seller-Financed
70. Mortgage Instrument
ARM
Balloon
Balloon ARM
Buydown
Dividend Loans
Dual Amortization

23


 

Exhibit F-2
Fixed Rate
GPM
GPM Balloon
HELOC
Pay History ARM
71. PMI/MIC Certificate #
72. Mortgage Insurance %
73. Original Appraised Value Amount
74. Original Loan-to-Value
75. Sales Price
76. Loan Purpose
Purchase
Refinance-Cash Out
Refinance-No Cash Out (Rate/Term)
Construction
77. Flood Insurance Required (Y/N)
Y=In Required Flood Zone
N=Not in Required Flood Zone
78. Tax Service
First American
TransAmerica (TRETS)
Alaskan Real Estate
FIS (Fidelity National Tax Service)
LandAmerica (Lereta)
Other
79. Tax Contract #
80. Tax Service Lender #
81. Sr. Lien Holder Name
82. Sr. Lien Holder Balance
83. Sr. Lien Holder Balance as of Date
84. Sr. Lien Holder Loan #
85. Sr. Lien Holder Payment Amount
86. Escrow Information (Tax, Insurance, MIP, and PMI)
Vendor/Payee Code
Vendor/Payee Name
Vendor/Payee Address Line 1
Vendor/Payee Address Line 2
Vendor/Payee City
Vendor/Payee State
Vendor/Payee Zip Code
Payment Frequency [Quarterly, Yearly (Annual), or Semi-Annual]
Escrow Type
Flood
Fire or Vacant
Liability
Loss of Rents
Windstorm
Earthquake
REO/REO Flood

24


 

Exhibit F-2
2nd Lien
PMI/MIC
County Tax
City and School Tax
City, Borough, and Village Tax
School Tax
Other
Utility
Commercial
Escrow Maturity Date (Expiration Date or Next Due Date)
Analysis Amount/Annual Payment Amount
Reference Number (Policy # or Tax Parcel ID#)
Insurance Coverage Amount
Tax Service Payee # (Vendor Key 2)
Analysis (Y/N)
Y=E Escrowed
N=Non-Escrowed
87. ARM Data
ARM Index Code (Provide Code and Definition)
(i.e., FN6ML=FNMA 6 Month LIBOR)
Rounding Factor %
Rounding Code
Base Rate
Initial Index
Margin Points
Rate Calculation Method
Life of Loan Ceiling
Life of Loan Floor
Lookback Days
First Periodic Rate Cap (Increase)
First Periodic Rate Cap (Decrease)
First P&I Change Date
First Payment Change Date
First Interest Rate Change Date
Remaining Periodic Rate Cap (Increase)
Remaining Periodic Rate Cap (Decrease)
Months to First Rate Change Date
Months to First Payment Change Date
Rate Change Frequency
Payment Change Frequency
Next Rate Change Date
P&I Cap Rate %
P&I Force Period
Neg Am Amount
Pending Rate Change %
Pending Rate Change Effective Date
Pending P&I Payment Change
Pending P&I Payment Change Effective Date
Interest Only Expiration Date

25


 

Exhibit F-2
Interest Only Period
88. Interest Only Flag (Y/N)
Y=Interest Only Loan
N=Not Interest Only Loan
89. Prepayment Penalty Flag (Y/N)
90. Prepayment Penalty Soft or Hard Flag (H/S)
91. Prepayment Penalty Type (Description)
92. Prepayment Penalty Term (Months)
93. Prepayment Penalty Expiration Date (MM/DD/YYYY)
94. Prepayment Lockout Period (Months)
95. Flood Service Provider
96. Flood Determination/Certificate #
97. Determination Date
98. Flood Zone
99. Flood Insurance Required Flag (Y/N)
Y=In Special Flood Hazard Area
N=Not in Special Flood Hazard Area
100. Map #
101. Map Effective Date
102. Map Suffix
103. Map ID/Map #
104. Community Status (Regular, Emergency, or Suspended)
105. Community Entry Date (FIRM Date)
106. Foreclosure Flag (Y/N)
107. F/C Attorney Name
108. F/C Attorney Address
109. F/C Attorney Phone
110. F/C Attorney Email Address
111. Referral Date
112. First Legal Date/Date of First Action
113. Judgment Date
114. Sale Date/Scheduled Sale Date
115. BPO Vendor
116. BPO Amounts/Value
117. BPO Date
118. Bankruptcy Flag (Y/N)
119. B/K Attorney Name
120. B/K Attorney Address
121. B/K Attorney Phone #
122. B/K Attorney Fax #
123. B/K Attorney Email Address
124. Chapter (7,11, or 13)
125. Case #
126. Chapter 7 Abandonment Date
127. Agreed Order Entered Date
128. Agreed Order Default Letter Expiration
129. Agreed Order Default Letter Requested
130. Agreed Order Default Letter Sent
131. Date Agreed Order Expires

26


 

Exhibit F-2
132. Chapter 7 Asset Case (Y/N)
133. Last Date to File POC
134. Attorney File #
135. District in which Bankruptcy was Filed
136. Division in which Bankruptcy was Filed
137. Current Bankruptcy Status
138. Bankruptcy Filing Date
139. Effective Date of Current Bankruptcy Status
140. Bankruptcy Case Notes
141. Date Confirmed
142. Bankruptcy Conversion Chapter
143. Date Bankruptcy Converted
144. 341 Meeting Date
145. Date Discharge Entered
146. Person Filing Bankruptcy
147. MFR Hearing Date (Motion For Relief)
148. MFR Granted (Y/N)
149. MFR Filed Date
150. MFR Referral Date
151. Date Notice of Termination Sent
152. Date Notified of Bankruptcy
153. Date Notified of Bankruptcy Closing
154. Date Objection to POC Filed
155. Amount of Arrears Paid
156. Date POC Filed
157. Post-Petition Due Date
158. Amount of Post-Petition Delinquency
159. Pre-Petition Due Date
160. Projected Discharge Date
161. Date Reaffirmation Agreement was Filed
162. Date Released from Bankruptcy
163. Type of Closing (Dismissal, Stay, or Lift)
164. Date Stay or Lift Granted
165. Date the Trustee No Asset Report was Filed
166. Date Referred for POC
167. Amount in Trustee Suspense
168. REO Loan Status
a. Listed
b. Pre-Listed
c. Eviction
d. Redemption
169. Vested Name on the Title (prior to the time of loan transfer)
170. Eviction Attorney Name
171. Eviction Attorney Address
172. Eviction Attorney Phone #
173. Eviction Attorney Fax #
174. Eviction Attorney Email Address
175. Title Ordered Flag (Y/N)
Y=The property title has been ordered

27


 

Exhibit F-2
N=The property title has not been ordered
176. Date Title Ordered (MM/DD/YYYY)
177. Title Company Name
178. Title Company Contact Person
179. Title Company Address
180. Title Company Phone #
181. Title Company Fax #
182. Title Company Email Address
183. Deed in Lieu-DIL Flag (Y/N)
184. Date of Deed in Lieu
185. Real Estate Contract Flag (Y/N)
Y=There is a contract on the property
N=There is no contract on the property
186. Closing Agent Name
187. Closing Agent Address
188. Closing Agent Phone #
189. Closing Agent Fax #
190. Closing Agent Email Address
191. Listing Agent Name
192. Listing Agent Address
193. Listing Agent Phone #
194. Listing Agent Fax #
195. Listing Agent Email Address
196. REO Service Outsourced Flag (Y/N)
Y=The REO service support is provided by an outside source
N=The REO service support is not provided by an outside source
197. REO Service Provider/Vendor Name
198. REO Service Provider/Vendor Address
199. REO Service Provider/Vendor Phone #
200. REO Service Provider/Vendor Fax#
201. REO Service Provider/Vendor Email Address
202. Current Document Custodian
203. Document Custodian Address
204. Document Custodian Phone #
205. Correspondent/Broker Name
206. Correspondent/Broker Address
207. Real Estate DSCR (Debt Service Coverage Ratio)
208. Combined DSCR (Debt Service Coverage Ratio)
209. FICO Scores
210. FICO Date
211. Property Name
212. Occupancy Date
213. Occupancy Rate
214. Number of Units
215. Number of Buildings
216. Year Built
217. Net Rentable Area
218. Information Required for 3 Largest Tenants
a. Tenant Name

28


 

Exhibit F-2
b. Square Footage
c. Current Rent
d. Lease Expiration
219. Program (Stated Income or Full Doc)
220. UCC Information
a. State or County UCC
b. UCC Type (UCC-1, UCC-3, etc.
c. Recording #
d. Date Recorded
e. Expiration Date (Should be 5 years from recording)
f. County (County Property is located)
221. Information on Reserves Being Held
a. Reserve Type (Replacement, FF&E, Repair, Tenant Improvement, Environmental, Capital Improvement, Seasonality, Deferred Maintenance, Debt Service, Ground Rents, Leasing, Holdback, Letter of Credit, etc.)
b. Initial Deposit Amount (Amount Deposited at Origination)
c. Monthly Deposit Amount (Amount Deposited on a monthly basis)
d. Reserve Balance
e. Interest Bearing Flag (Y/N)
f. Reserve Maturity Date
222. Management Company Information
a. Property Management Company Name
b. Account # (if Applicable)
c. Contact Name
d. Phone Number
e. Mailing Address
f. Mailing City
g. Mailing State
h. Mailing Zip
223. Default Interest Rate
224. Date of Assumption
225. Special Servicing
a. Special Servicer Transfer Date
b. Expected Asset Resolve Date
c. Workout Strategy
d. Modification Code
e. Balance at Effective Modification Date
f. Modification Effective Date
g. Old Note Rate
h. Old P&I
i. Modified Payment Amount
j. Old Maturity Date
k. Total Months for Modification Change
l. Extension per docs or servicer
m. Master Servicer Return Date
n. Previous Special Servicer Transfer Date
226. Receivership Information
a. Receiver Start Date
b. Receiver Company Name

29


 

Exhibit F-2
c. Contact Name
d. Phone Number
e. Mailing Address
f. Mailing City
g. Mailing State
h. Mailing Zip

30


 

Exhibit G
Terms of Subservicing Agreements

 


 

Exhibit G
For discussion purposes only
Peninsula
Proposed Sub Servicing Terms

August 27, 2008
     
Proposed Portfolio    
Servicer
  Equity One Inc..
 
   
Subservicer
  Litton Loan Servicing LP
 
   
Transfer:
  Approximately $9 billion of 1st and 2nd lien securitized loans. Actual amount to be determined based on the actual securitization transactions for which consent could not be obtained.
 
   
Servicing Type:
  Remittance according to the respective Pooling and Servicing Agreements (PSA) applicable to each securitization transaction
 
   
Advances:
  All future advances will be the responsibility of the Sub-Servicer (P&I, T&I, and corporate) in accordance with each respective PSA. The recoverability determination on each mortgage loan shall be made by the Sub-Servicer taking into consideration all previous advances made on such loan made by either the Servicer and/or the Sub-Servicer. Servicer shall be entitled to reimbursement for advances it has made in accordance with the FIFO methodology applied on a loan level basis for Corporate and Escrow Advances and on a pool level basis on P & I advances..
 
   
Transfer Date:
  November 1, 2008
 
   
Servicing Responsibilities:
  All servicing responsibilities will generally be those applicable to the Servicer in the respective PSA
 
   
Term:
  Contract in place until servicing transfer consent is obtained or at the end of 18 months.
This term sheet is for discussion purposes only and is not to be considered as an offer

1


 

     
Financial Terms    
Sub-servicing Fee:
  The Sub-Servicer will be entitled to receive the “Servicing Fee” to be paid to the Servicer under the related PSA, as reduced by any amounts required to be paid to any third parties that the Servicer is obligated to pay (such as the trustee and the master servicer).
 
   
Compensating Interest:
  Pursuant to each PSA, the Sub-Servicer shall pay Compensating Interest in an amount up to the amount of the aggregate Servicing Fee.
 
   
Special Servicing Fee:
  None
 
   
Ancillary Income:
  The Sub-Servicer shall be entitled to additional servicing compensation for ancillary income as and to the extent permitted by the related PSA
 
   
Custodial Accounts:
  Custodial accounts held by and float benefits received by Sub-Servicer (in each case, as and to the extent permitted by the related PSA)
     
Data and Performance Management    
Account Management:
  Peninsula will be assigned an Account Manager to act as a single point of contact to respond to data requests and client issues.
 
   
Reporting:
  The account manager will work with Peninsula to identify Key Performance Indicators (“KPIs”) to measure servicing performance. KPIs will be reviewed on a monthly basis.
 
   
RADAR Viewer:
  All securities serviced by Litton will be installed on RADAR Viewer. Peninsula will be assigned a user id and password enabling users to access deal level performance data.
 
   
 
  Litton will also design and deliver customized reports as needed.
This term sheet is for discussion purposes only and is not to be considered as an offer

2


 

     
Other    
Reps and Warranties:
  The Sub-Servicer shall be entitled to enforce the loan level representations and warranties against Equity One (in its capacity as Seller) as if the Sub-Servicer were the named Servicer under the related PSA
 
   
Indemnification and Reps/Warrs:
  Sub-Servicer to indemnify the Servicer for all losses associated with or arising from the Sub-Servicer’s negligence, breach of agreement or willful misconduct. Servicer to indemnify the Subservicer for all losses associated with or arising from the Servicer’s negligence, breach of agreement or willful misconduct. Sub-Servicer to have the benefit of representations and warranties under the APA as shall be reasonably agreed by the parties. In addition, Servicer to represent that appointment of Sub-Servicer and subservicing by Sub-Servicer under the terms provided in Sub-Servicing Agreement is not prohibited by and does not violate the related PSAs and does not require the consent of any other party under the related PSAs.
 
   
Regulation AB:
  Sub-Servicer shall agree to market standard Regulation AB requirements customarily agreed to by subservicers in public deals (such as the standards of the American Securitization Forum). Servicer shall be responsible for the Reg. AB reporting for the portion of the year prior to the loans transfering to Subservicer.
 
   
Legal Standing:
  Owner/Servicer to maintain legal standing as Servicer, so long as the Subservicer is acting as subservicer hereunder.
 
   
Termination provisions:
  Servicer and Subservicer shall each have the right to terminate the agreement upon certain events (which shall be set forth in the Subservicing Agreement and shall generally be consistent with market standard provisions in other agreements).
This term sheet is for discussion purposes only and is not to be considered as an offer

3


 

Exhibit H
Representations and Warranties with respect to Purchased Mortgage Loans


 

Exhibit H
Representations and Warranties with respect to Purchased Mortgage Loans
H-1 (a) Definitions. For purposes of this Exhibit H, the following capitalized terms shall have the respective meanings set forth below. Capitalized terms used in this Exhibit H but not otherwise defined shall have the meanings assigned to them in Section 1.1 of the Agreement.
          “Accepted Servicing Practices” means, with respect to each Mortgage Loan, (a) those mortgage servicing practices of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located and (b) the Delinquency Collection Policies and Procedures.
          “Additional Balance” means, with respect to any HELOC, any future Draw made by the related Mortgagor pursuant to the related Mortgage Loan Documents after the Cut-off Date.
          “Adjustable Rate Mortgage Loan” means an adjustable rate Purchased Mortgage Loan.
          “Adjustment Date” means, with respect to each HELOC, the date set forth in the related Mortgage Note on which the Mortgage Interest Rate on the HELOC is adjusted in accordance with the terms of the Mortgage Note.
          “ALTA” means The American Land Title Association, or any successor thereto.
          “Amortization Period” means, with respect to any HELOC, the period of time subsequent to the Draw Period during which the Obligor is obligated to make Minimum Monthly Payments equal to interest accrued on the Stated Principal Balance plus 1/120th of such Stated Principal Balance.
          “Appraisal” means a written real estate appraisal of a Mortgaged Property made by an appraiser and performed in accordance with industry standards in the area where the Mortgaged Property which is the subject of such Appraisal is located.
          “Appraised Value” means the value set forth in an Appraisal made in connection with the origination of the related Mortgage Loan.
          “Assignment of Mortgage” means an assignment of the Mortgage Loan, notice of transfer or equivalent instrument in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage Loan to the Whole Loan Purchaser.
          “Billing Cycle” means, with respect to any HELOC and Due Date, the calendar month preceding that Due Date.
          “Cancellation Fee” means, with respect to any HELOC, a fee, as permitted by Law and as specified in the HELOC Mortgage Loan Documents, required to be paid pursuant to the related Loan Agreement by the Mortgagor in connection with an early termination of such HELOC.

H-1


 

Exhibit H
          “Combined Loan-to-Value Ratio or CLTV” means, as of the date of origination and as to any Second Lien Mortgage Loan, the ratio, expressed as a percentage, of the (a) sum of (i) the outstanding principal balance of the Second Lien Mortgage Loan as of the date of origination and (ii) the outstanding principal balance as of the date of origination of any mortgage loan or mortgage loans that are senior or equal in priority to the Second Lien Mortgage Loan and which are secured by the same Mortgaged Property to (b) the lesser of the Appraised Value at origination and the purchase price of the Mortgaged Property. With respect to any HELOC, “Combined Loan-to-Value Ratio” or “CLTV” means the ratio, expressed as a percentage, of the (a) sum of (i) the Stated Principal Balance (or the original principal balance, if so indicated) of such HELOC and (ii) the Stated Principal Balance (or the original principal balance, if so indicated) as of such date of any mortgage loan or mortgage loans that are senior or equal in priority to the HELOC and which are secured by the same Mortgaged Property to (b) the Appraised Value of the related Mortgaged Property at origination.
          “Condemnation Proceeds” means all awards or settlements in respect of a taking of an entire Mortgaged Property by exercise of the power of eminent domain or condemnation.
          “Construction Loan” means any Purchased Mortgage Loan that is made in connection with the construction or rehabilitation of the Mortgaged Property.
          “Convertible Mortgage Loan” means any individual Adjustable Rate Mortgage Loan which contains a provision whereby the Mortgagor is permitted to convert the Adjustable Rate Mortgage Loan to a fixed rate Mortgage Loan in accordance with the terms of the related Mortgage Note.
          “Covered Loan” means a Mortgage Loan categorized as Covered pursuant to Appendix E of Standard & Poor’s Glossary.
          “Credit Limit” means, with respect to any HELOC, the maximum unpaid Stated Principal Balance permitted under the terms of the related Mortgage Loan Documents.
          “Delinquency Collection Policies and Procedures” means the delinquency collection policies and procedures of the Sellers.
          “Draw” means, with respect to any HELOC, a borrowing by the Mortgagor under the related Mortgage Loan Documents.
          “Draw Period” means, with respect to each HELOC, the period commencing after the date of origination of such HELOC, during which the related Mortgagor is permitted to make Draws.
          “Due Date” means, with respect to each Mortgage Loan other than a HELOC, the day of the month on which each Monthly Payment is due on such Mortgage Loan, pursuant to the terms of the related Mortgage Note, exclusive of any days of grace. With respect to each HELOC, Due Date means the first day of the month on which the Minimum Monthly Payment is due on the HELOC, exclusive of any days of grace.

H-2


 

Exhibit H
          “Escrow Payments” means, with respect to any Mortgage Loan, the amounts constituting ground rents, taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the Mortgagee pursuant to the Mortgage or any other document.
          “Fannie Mae Guides” means the Fannie Mae Selling Guide and the Fannie Mae Servicing Guide and all amendments or additions thereto.
          “FICO” means Fair Isaac Corporation, or any successor thereto.
          “Fixed Rate Mortgage Loan” means a fixed rate Purchased Mortgage Loan.
          “First Lien” means, with respect to any HELOC that is a Second Lien Mortgage Loan, the Mortgage Loan relating to the corresponding Mortgaged Property having a first priority Lien.
          “Gross Margin” means, with respect to each Adjustable Rate Mortgage Loan or each HELOC, the fixed percentage amount set forth in the related Mortgage Note which amount is added to the Index in accordance with the terms of the related Mortgage Note to determine on each Interest Rate Adjustment Date the Mortgage Interest Rate for such Mortgage Loan.
          “HELOC” means an individual home equity line of credit included in the Purchased Mortgage Loans, including any Additional Balances with respect thereto, each such being identified on the HELOC Schedule, which HELOC includes without limitation the Loan File, the Minimum Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, proceeds from the disposition of REO Property, and all other rights, benefits, proceeds and obligations arising from or in connection with such HELOC. Except as expressly indicated in this Exhibit H, the term “Purchased Mortgage Loan” shall include HELOCs.
          “HELOC Schedule” means the schedule of HELOCs identified on Section 1.1(a), such schedule setting forth the following information with respect to each HELOC: (1) the Sellers HELOC identifying number; (2) the Mortgagor’s name; (3) the street address of the Mortgaged Property including the state and zip code; (4) a code indicating whether the Mortgaged Property is owner-occupied; (5) the type of residential property constituting the Mortgaged Property; (6) the original months to maturity or the remaining months to maturity from the Cut-off Date, in any case based on the original amortization schedule and, if different, the maturity expressed in the same manner but based on the actual amortization schedule; (7) with respect to each first lien HELOC, the LTV at origination and as of the Cut-off Date; (8) with respect to each second lien HELOC, the Combined Loan-to-Value Ratio at origination and as of the Cut-off Date; (9) the Mortgage Interest Rate at origination and as of the Cut-off Date; (10) the HELOC origination date; (11) the paid through date; (12) the stated maturity date of the HELOC and, if applicable, of the First Lien; (13) the amount of the Minimum Monthly Payment as of the Cut-off Date; (14) the Stated Principal Balance of the HELOC and, if applicable, the principal balance of the related First Lien as of the Cut-off Date; (15) a code indicating the documentation style (i.e., full, alternative or reduced); (16) the number of times during the twelve (12) month period preceding the Closing Date that any Minimum Monthly Payment has been received thirty (30) or more

H-3


 

Exhibit H
days after its Due Date; (17) the date on which the first payment is due; (18) a code indicating whether or not the HELOC is the subject of a Cancellation Fee as well as the terms of the Cancellation Fee; (19) the credit risk score (FICO score) at the time of origination of the HELOC; (20) the first Adjustment Date and the Adjustment Date frequency; (21) the Gross Margin; (22) the Maximum Mortgage Interest Rate under the terms of the Mortgage Note; (23) the Minimum Mortgage Interest Rate under the terms of the Mortgage Note; (24) the first Adjustment Date immediately following the Cut-off Date; (25) a code indicating whether the HELOC is a first or second lien HELOC; (26) the Index; (27) Credit Limit; (28) Draw Period; (29) Amortization Period or repayment period; (30) with respect to the related Mortgagor, the debt-to-income ratio; and (31) the Due Date.
          With respect to the HELOCs in the aggregate, the HELOC Schedule shall set forth the following information, as of the Cut-off Date, unless otherwise specified: (1) the number of HELOCs; (2) the current aggregate principal balance of the HELOCs; (3) the weighted average Mortgage Interest Rate of the HELOCs; (4) the weighted average original months to maturity of the HELOCs and the weighted average remaining months to maturity of the HELOCs.
          “High Cost Loan” means a Mortgage Loan (a) covered by the Home Ownership and Equity Protection Act of 1994 (“HOEPA”), (b) with an “annual percentage rate” or total “points and fees” payable by the related Mortgagor (as each such term is calculated under HOEPA) that exceed the thresholds set forth by HOEPA and its implementing regulations, including 12 C.F.R. § 226.32(a)(1)(i) and (ii), (c) classified as a “high cost home,” “threshold,” “covered,” “high risk home,” “predatory” or similar loan under any other state, federal or local law, regulation or ordinance (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees) or (d) a Purchased Mortgage Loan categorized as High Cost pursuant to Appendix E of Standard & Poor’s Glossary. For avoidance of doubt, the Parties agree that this definition shall apply to any law regardless of whether such law is presently, or in the future becomes, the subject of judicial review or litigation.
          “Home Loan” means a Purchased Mortgage Loan categorized as Home Loan pursuant to Appendix E of Standard & Poor’s Glossary.
          “Index” means, with respect to each Adjustable Rate Mortgage Loan, a rate per annum as specified in the related Purchased Mortgage Loan Schedule. With respect to any HELOC, Index means the Prime Rate.
          “Insurance Proceeds” means with respect to each HELOC, proceeds of insurance policies insuring the HELOC or the related Mortgaged Property.
          “Interest Rate Adjustment Date” means, with respect to each Adjustable Rate Mortgage Loan, the date, specified in the related Mortgage Note and the related Purchased Mortgage Loan Schedule, on which the Mortgage Interest Rate is adjusted.
          “Lifetime Rate Cap” means the provision of each Mortgage Note related to an Adjustable Rate Mortgage Loan which provides for an absolute maximum Mortgage Interest Rate which, during the terms of each Adjustable Rate Mortgage Loan, shall not at any time exceed the

H-4


 

Exhibit H
Mortgage Interest Rate at the time of origination of such Adjustable Rate Mortgage Loan by more than the amount per annum set forth on the related Purchased Mortgage Loan Schedule.
          “Liquidation Proceeds” means amounts, other than PMI Proceeds, Condemnation Proceeds and Other Insurance Proceeds, received by the servicer in connection with the liquidation of a defaulted HELOC through trustee’s sale, foreclosure sale or otherwise, other than amounts received following the acquisition of an REO Property.
          “Loan-to-Value Ratio or LTV” means, with respect to any Mortgage Loan, the ratio (expressed as a percentage) of the outstanding principal amount of the Mortgage Loan as of the related Cut-off Date (unless otherwise indicated), to the lesser of (a) the Appraised Value of the Mortgaged Property at origination and (b) if the Mortgage Loan was made to finance the acquisition of the related Mortgaged Property, the purchase price of the Mortgaged Property. With respect to any HELOC, Loan-to-Value Ratio or LTV means the ratio (expressed as a percentage) of the Stated Principal Balance (or the original principal balance, if so indicated) of such HELOC as of the date of determination to the Appraised Value of the related Mortgaged Property at origination.
          “Maximum Mortgage Interest Rate” means, with respect to each HELOC, a rate that is set forth on the HELOC Schedule and in the related Mortgage Note and is the maximum interest rate to which the Mortgage Interest Rate on such HELOC may be increased on any Adjustment Date.
          “MH Loan” means any manufactured housing installment sales contract or installment loan agreement secured by a unit of manufactured housing and, in certain cases, a Mortgage on real estate on which such manufactured home is situated.
          “Minimum Monthly Payment” means the scheduled monthly payment of principal and interest on a HELOC.
          “Minimum Mortgage Interest Rate” means, with respect to each HELOC, a rate that is set forth on the HELOC Schedule and in the related Mortgage Note and is the minimum interest rate to which the Mortgage Interest Rate on such HELOC may be decreased on any Adjustment Date.
          “Monthly Payment” means the scheduled monthly payment of principal and interest on a Mortgage Loan.
          “Mortgagee” means the mortgagee or beneficiary named in the Mortgage and the successors and assigns of such Mortgagee or beneficiary.
          “Mortgage Interest Rate” means the annual rate of interest borne on a Mortgage Note with respect to each Mortgage Loan.
          “Option ARM Mortgage Loan: means an Adjustable Rate Mortgage Loan that gives the related Mortgagor at least three different payment options each month, which include: (i) a minimum monthly payment option, (ii) an interest-only payment option or (iii) a full principal and interest option which amortizes over 30 years or less.

H-5


 

Exhibit H
          “Other Insurance Proceeds” means proceeds of any title policy, hazard policy, pool policy or other insurance policy covering a HELOC, other than the PMI Policy, if any, to the extent such proceeds are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing mortgage loans held for its own account.
          “Periodic Rate Cap” means the provision of each Mortgage Note related to an Adjustable Rate Mortgage Loan which provides for an absolute maximum amount by which the Mortgage Interest Rate therein may increase or decrease on an Interest Rate Adjustment Date above or below the Mortgage Interest Rate previously in effect. The Periodic Rate Cap for each Adjustable Rate Mortgage Loan included in the Purchased Mortgage Loans is the rate set forth on the Purchased Mortgage Loan Schedule.
          “Periodic Rate Floor” means, with respect to each Adjustable Rate Mortgage Loan, the provision of each Mortgage Note which provides for an absolute maximum amount by which the Mortgage Interest Rate therein may decrease on an Interest Rate Adjustment Date below the Mortgage Interest Rate previously in effect.
          “PMI Policy” means a policy of private mortgage guaranty insurance relating to a HELOC and issued by a Qualified Insurer.
          “PMI Proceeds” means proceeds of any PMI Policy.
          “Prepayment Penalty” means with respect to each Mortgage Loan, the fee, if any, payable upon the prepayment, in whole or in part, of such Mortgage Loan, as set forth in the related Mortgage Note.
          “Prime Rate” means the prime rate announced to be in effect from time to time as published as the average rate in The Wall Street Journal (Northeast Edition).
          “Principal Prepayment” means any payment or other recovery of principal on a HELOC which is received in advance of its scheduled Due Date, excluding any prepayment penalty or premium thereon, which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.
          “Purchased Mortgage Loan Schedule” means the schedule of Purchased Mortgage Loans (other than HELOCs) identified on Section 1.1(a) setting forth certain information with respect to each Purchased Mortgage Loan, which must include at a minimum: (1) the Seller’s Purchased Mortgage Loan identifying number; (2) the Mortgagor’s name; (3) the street address of the Mortgaged Property including the city, state and zip code; (4) a code indicating whether the Mortgaged Property is owner-occupied, a second home or investment property; (5) the number and type of residential units constituting the Mortgaged Property (i.e. a single family residence, a 2-4 family residence, a unit in a condominium project or a unit in a planned unit development, manufactured housing); (6) the original months to maturity or the remaining months to maturity from the related Cut-off Date, in any case based on the original amortization schedule and, if different, the maturity expressed in the same manner but based on the actual amortization schedule; (7) the LTV and CLTV, each at the origination; (8) the Mortgage Interest Rate as of

H-6


 

Exhibit H
the Cut-off Date; (9) the date on which the Monthly Payment was due on the Purchased Mortgage Loan and, if such date is not consistent with the Due Date currently in effect, such Due Date; (10) the stated maturity date; (11) the amount of the Monthly Payment as of the Cut-off Date; (12) the original principal amount of the Purchased Mortgage Loan; (13) the principal balance of the Purchased Mortgage Loan as of the close of business on the Cut-off Date, after deduction of payments of principal due and collected on or before the Cut-off Date; (14) with respect to Adjustable Rate Mortgage Loans, the Interest Rate Adjustment Date; (15) with respect to Adjustable Rate Mortgage Loans, the Gross Margin; (16) with respect to Adjustable Rate Mortgage Loans, the Lifetime Rate Cap under the terms of the Mortgage Note; (17) with respect to Adjustable Rate Mortgage Loans, a code indicating the type of Index; (18) with respect to Adjustable Rate Mortgage Loans, the Periodic Rate Cap under the terms of the Mortgage Note; (19) with respect to Adjustable Rate Mortgage Loans, the Periodic Rate Floor under the terms of the Mortgage Note; (20) the type of Purchased Mortgage Loan (i.e., Fixed Rate, Adjustable Rate, First Lien, Second Lien); (21) a code indicating the purpose of the loan (i.e., purchase, rate and term refinance, equity take-out refinance); (22) a code indicating the documentation style (i.e. full, alternative or reduced); (23) the loan credit classification (as described in the Underwriting Guidelines); (24) whether such Purchased Mortgage Loan provides for a Prepayment Penalty; (25) the Prepayment Penalty period of such Purchased Mortgage Loan, if applicable; (26) a description of the Prepayment Penalty, if applicable; (27) the Mortgage Interest Rate as of origination; (28) the credit risk score (FICO score) at origination; (29) the date of origination; (30) the Mortgage Interest Rate adjustment period; (31) the Mortgage Interest Rate adjustment percentage; (32) the Mortgage Interest Rate floor; (33) the Mortgage Interest Rate calculation method (i.e., 30/360, simple interest, other); (34) a code indicating whether the Purchased Mortgage Loan is a Section 32 Purchased Mortgage Loan; (35) a code indicating whether the Purchased Mortgage Loan is assumable; (36) a code indicating whether the Purchased Mortgage Loan has been modified; (37) the one-year payment history; (38) with respect to the related Mortgagor, the debt-to-income ratio; (39) the Appraised Value of the Mortgaged Property; (40) the sales price of the Mortgaged Property if the Purchased Mortgage Loan was originated in connection with the purchase of the Mortgaged Property; (41) a code indicating if the Purchased Mortgage Loan is a High Cost Loan or Home Loan as such terms are defined in the then current Standard & Poor’s Glossary; and (42) with respect to each Option ARM Mortgage Loan, (a) a detailed transaction history indicating how all payments were applied, (b) the total negative amortization amount as of the Closing Date and (c) all adjustable rate change histories. With respect to the Purchased Mortgage Loans in the aggregate, the Purchased Mortgage Loan Schedule shall set forth the following information, as of the Cut-off Date: (1) the number of Purchased Mortgage Loans; (2) the current aggregate outstanding principal balance of the Purchased Mortgage Loans; (3) the weighted average Mortgage Interest Rate of the Purchased Mortgage Loans; and (4) the weighted average maturity of the Purchased Mortgage Loans.
          “Qualified Appraiser” means an appraiser, duly appointed by a Seller, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Purchased Mortgage Loan, and such appraiser and the appraisal made by such appraiser both satisfy the requirements of Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Purchased Mortgage Loan was originated.

H-7


 

Exhibit H
          “Qualified Insurer” means any of PMI Mortgage Insurance Co., Mortgage Guaranty Insurance Corporation, Radian Guaranty Inc. or any affiliate thereof or any other mortgage guaranty insurance company duly qualified as such under the laws of the state of its principal place of business and each state having jurisdiction over such insurer in connection with the insurance policy issued by such insurer, duly authorized and licensed in such states to transact a mortgage guaranty insurance business in such states and to write the insurance provided by the insurance policy issued by it.
          “RESPA” means Real Estate Settlement Procedures Act, as amended from time to time.
          “Second Lien Mortgage Loan” means a Mortgage Loan secured by a second lien Mortgage on the related Mortgaged Property.
          “Standard & Poor’s” means Standard & Poor’s Rating Services, a division of The McGraw-Hill Companies Inc., and its successors in interest.
          “Standard & Poor’s Glossary” means the Standard & Poor’s LEVELS® Glossary, as may be in effect from time to time.
          “Stated Principal Balance” means, as to each HELOC, (i) the principal balance of such HELOC at the Cut-off Date after giving effect to payments of principal received on or before such date plus (ii) any Additional Balances in respect of such HELOC.
          “Underwriting Guidelines” means the underwriting guidelines of each Seller.
          (b) Seller Fundamental Representations. For purposes of the Agreement, the representations and warranties set forth below in clauses (a), (b), (c), (d), (h), (j) (solely with respect to subclauses (i) and (ii) thereof), (q) (solely with respect to subclause (i) thereof), (ff), (ii) and (ll) of Section H-2 of this Exhibit H shall be deemed to be “Seller Fundamental Representations”.
H-2 Representations and Warranties.
          Sellers hereby jointly and severally represent and warrant to Purchasers that, as to each Purchased Mortgage Loan that is a residential Mortgage Loan (other than a Construction Loan), except as set forth on Schedule 4.5, the following statements are true and correct as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date):
                    (a) Ownership. The applicable Seller is the sole owner of record and holder of the Purchased Mortgage Loan and the indebtedness evidenced by each Mortgage Note. The applicable Seller owns the entire right, title and interest in and to the Servicing Rights and the sole right to service the related Purchased Mortgage Loan, subject to the Servicing Agreements but free and clear of all Liens. The Purchased Mortgage Loan is not assigned or pledged, and the applicable Seller has good, indefeasible and marketable title thereto, and has full right to transfer and sell the Purchased Mortgage Loan to the Whole Loan Purchaser free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest, and has full right and authority subject to no interest or participation of, or agreement with, any other

H-8


 

Exhibit H
party, to sell and assign each Purchased Mortgage Loan pursuant to this Agreement and following the sale of each Purchased Mortgage Loan, the Whole Loan Purchaser will own such Purchased Mortgage Loan free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest.
                    (b) Priority. The Mortgage is genuine, legal and valid, and is a subsisting and enforceable first or second lien on the Mortgaged Property. The lien of the Mortgage is subject only to:
          (i) the lien of current real property Taxes and assessments not yet due and payable;
          (ii) covenants, conditions, and restrictions, rights of way, easements and other matters of the public record;
          (iii) other matters which do not materially interfere with the benefits of the security intended to be provided by the Mortgage; and
          (iv) solely with respect to a second lien Purchased Mortgage Loan, the lien of the first Mortgage on the Mortgaged Property.
                     (c) Enforceability. Each Mortgage Note and Mortgage (i) is enforceable in accordance with its terms in all material respects, except as such enforcement may be limited by bankruptcy, insolvency, reorganization, moratorium, and other similar Laws of general application relating to or affecting creditors’ rights and, with respect to the Mortgage, except that the equitable remedy of specific performance and other equitable remedies are subject to the discretion of the courts and (ii) contains customary and enforceable provisions that render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security, including (A) in the case of a Mortgage designated as a deed of trust, by trustee’s sale and (B) otherwise by judicial foreclosure and the holder of the related Purchased Mortgage Loan will be able to deliver good and merchantable title to the Mortgaged Property. If the Purchased Mortgage Loan is secured by a long-term residential lease or ground lease, (i) the lessor under the lease holds a fee simple interest in the land; and (ii) the terms of such lease expressly permit the mortgaging of the leasehold estate, the assignment of the lease without the lessor’s consent and the acquisition by the holder of the Mortgage Loan of the rights of the lessee upon foreclosure or assignment in lieu of foreclosure or provide the holder of the Mortgage Loan with substantially similar protections.
                    (d) Fraud. No Seller has committed any fraud in connection with the origination of such Purchased Mortgage Loan. To Seller’s Knowledge, there has been no identity fraud committed against Mortgagor in connection with the origination of such Purchased Mortgage Loan that would have be materially adverse to the Mortgagor or his or her financial condition. No information, statement, tape, diskette, report, form or other document, including but not limited to the statements and information contained in the origination application and documentation for each Mortgage Loan, furnished or to be furnished pursuant to this Agreement or in connection with the transactions contemplated hereby contains or will contain any untrue statement of a material fact or omits to state a material fact necessary to make the statements

H-9


 

Exhibit H
contained herein or therein no misleading; provided, that with respect to any information provided by third parties, this representation is only made to Sellers’ Knowledge.
                    (e) Data. The information with respect to each Purchased Mortgage Loan, individually, and with respect to all Purchased Mortgage Loans, collectively, in each of the Loan Test Tape and the Loan Data Tape is true, complete and correct in all material respects as of its date.
                    (f) No Outstanding Charges. The Mortgagor is not in default in complying with the terms of the related Mortgage and all taxes, governmental assessments, insurance premiums, or other assessments or charges which previously became due and owing have been paid, or an escrow of funds has been established in an amount sufficient to pay for every such item which remains unpaid and which has been assessed but is not yet due and payable. The applicable Seller has not advanced any payments, or induced, solicited or knowingly received any advance of payments by a party other than the Mortgagor, directly or indirectly.
                    (g) Original Terms Unmodified. The terms of the Mortgage Note and Mortgage have not been impaired, waived, altered, modified, satisfied, canceled, subordinated or rescinded, in whole or in part, in any respect, from the date of origination except by a written instrument which has been recorded, if necessary to protect the interests of the applicable Seller, and which shall be delivered to the Whole Loan Purchaser or to such Person as the Whole Loan Purchaser shall designate in writing, and the terms of which are reflected in the related Purchased Mortgage Loan Schedule. The substance of any such waiver, alteration or modification has been approved by the title insurer, if any, to the extent required by the policy, and its terms are reflected on the related Purchased Mortgage Loan Schedule, if applicable. No Mortgagor has been released, in whole or in part, except in connection with an assumption agreement, approved by the title insurer, to the extent required by the policy, and which assumption agreement is part of the Loan File delivered to the Whole Loan Purchaser or to such Person as the Whole Loan Purchaser shall designate in writing and the terms of which are reflected in the related Purchased Mortgage Loan Schedule.
                    (h) No Defenses. The Purchased Mortgage Loan is not subject to any right of rescission or any valid right of set-off, counterclaim or defense (including without limitation the defense of usury) nor will the operation of any of the terms of the Mortgage Note or the Mortgage, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage unenforceable, in whole or in part, or subject to any right of rescission or any valid right to set-off, counterclaim or defense (including without limitation the defense of usury), and no such right of rescission or valid right to set-off, counterclaim or defense has been asserted with respect thereto, and no Mortgagor was a debtor in any state or federal bankruptcy or insolvency proceeding at the time the Purchased Mortgage Loan was originated.
                    (i) Hazard Insurance. The related Mortgaged Property is covered by a valid and existing hazard insurance policy with a generally acceptable carrier that provides for fire and extended coverage as are customary in the area where the Mortgaged Property is located. If required by the Flood Disaster Protection Act of 1973, as amended, a flood insurance policy is in effect with respect to each Mortgaged Property associated with a each such first lien Purchased Mortgage Loan, as the case may be, and originated on or after July 1, 2005 with a generally

H-10


 

Exhibit H
acceptable carrier in an amount representing the necessary coverage for each property and meeting the requirements of the current guidelines of the Federal Flood Insurance Administration. Such hazard insurance policy contains a standard mortgagee clause naming the originator and its successors and assigns as loss payee. With respect to any such Purchased Mortgage Loan described above, the Mortgage obligates the Mortgagor thereunder to maintain all such insurance at Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to obtain reimbursement therefor from the Mortgagor. All premiums have been paid.
               (j) Compliance with Laws.
     (i) Any and all requirements of any federal, state or local law, regulation or ordinance, including usury, truth in lending, real settlement procedures, consumer credit protection, predatory, abusive and fair lending laws, equal credit opportunity and disclosure laws or unfair and deceptive practices laws including any provisions relating to prepayment penalties, have been complied with in all respects and the consummation of the transactions contemplated hereby will not involve the violation of any such laws or regulations, except for any noncompliance or violation that would not, individually or in the aggregate, be material to a Purchased Mortgage Loan, individually, or to the Purchased Mortgage Loans, taken as a whole.
     (ii) The origination, servicing and collection practices used by the applicable Seller with respect to the Purchased Mortgage Loan have been in all respects in compliance in all respects with applicable requirements of Law, except for any noncompliance that would not, individually or in the aggregate, be material to an Purchased Mortgage Loan, individually, or to the Purchased Mortgage Loans, taken as a whole.
     (iii) All Escrow Payments have been collected in full compliance with state and federal law and the provisions of the related Mortgage Note and Mortgage. An escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due the applicable Seller have been capitalized under the Mortgage or the Mortgage Note.
     (iv) All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage and Mortgage Note on the related Interest Rate Adjustment Date. The applicable Seller executed and delivered any and all notices required under applicable law and the terms of the related Mortgage Note and Mortgage regarding the Mortgage Interest Rate and the Monthly Payment adjustments. Any interest required to be paid pursuant to state, federal and local law has been properly paid and credited.

H-11


 

Exhibit H
     (v) The applicable Seller has within the last twelve (12) months (unless such Mortgage Loan was originated within such twelve-month period) analyzed the required Escrow Payments for each Mortgage Loan and adjusted the amount of such payments so that, assuming all required payments are timely made, any deficiency will be eliminated on or before the first anniversary of such analysis, or any overage will be refunded to the Mortgagor, in accordance with RESPA and any other applicable law.
                    (k) No Satisfaction of Mortgage. The Mortgage has not been satisfied, canceled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission. The applicable Seller has not waived the performance by the Mortgagor of any action, if the Mortgagor’s failure to perform such action would cause the Purchased Mortgage Loan to be in default, nor has such Seller waived any default resulting from any action or inaction by the Mortgagor.
                     (l) Location, Type, Improvements and Occupancy of Mortgaged Property. The Mortgaged Property is located in the state identified in the related Purchased Mortgage Loan Schedule and consists of real property with a detached single family residence erected thereon, or a two- to four-family dwelling, or an individual condominium unit, or an individual unit in a planned unit development or a de minimis planned unit development. All improvements which were considered in determining the Appraised Value of the Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroach upon the Mortgaged Property. No improvement located on or being part of the Mortgaged Property is in violation of any applicable zoning law or regulation. The Mortgaged Property is lawfully occupied under applicable law. All inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities. The Purchased Mortgage Loan does not provide for the calculation of interest to be made on a “daily simple interest” basis. No Purchased Mortgage Loan is an Option ARM Mortgage Loan. The Purchased Mortgage Loan did not have an initial term of 36 months or less.
                    (m) No MH Loans. The Purchased Mortgage Loan is not a MH Loan.
                    (n) Full Disbursement of Proceeds. The Purchased Mortgage Loan has been closed and the proceeds of the Purchased Mortgage Loan have been fully disbursed (other than respect to HELOCs) and there is no requirement for future advances thereunder (other than Additional Balances in the case of any HELOC), and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Purchased Mortgage Loan and the recording of the Mortgage were paid, and the Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage.

H-12


 

Exhibit H
                    (o) Doing Business. All parties which have had any interest in the Purchased Mortgage Loan, whether as Mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (i) in compliance with any and all applicable licensing requirements of the Laws of the state wherein the Mortgaged Property is located, and (ii) either (A) organized under the Laws of such state, or (B) qualified to do business in such state, or (C) a federal savings and loan association, a savings bank or a national bank having a principal office in such state, or (iii) not doing business in such state.
                    (p) CLTV, LTV. If the Purchased Mortgage Loan is a Second Lien Mortgage Loan, it does not have a CLTV in excess of 100%. The Purchased Mortgage Loan does not have an LTV greater than 100%.
                    (q) Title Insurance.
               (i) If such Purchased Mortgage Loan is not a HELOC is covered by an ALTA lender’s title insurance policy or other generally acceptable form of policy of insurance issued by a title insurer qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the applicable Seller, its successors and assigns, as to the first or second priority lien of the related Mortgage in the original principal amount of the such Purchased Mortgage Loan. Such title insurance policy is valid and in full force and effect
               (ii) With respect to each HELOC having an original Credit Limit in excess of $250,000, a lender’s policy of title insurance, expressClose.com lender master protection program (standard mortgage guaranty) or a commitment letter (binder) to issue the same or an attorney’s certificate or opinion of title was effective on the date of the origination of each such HELOC and each such policy or certificate or opinion of title is valid and remains in full force and effect. Such lender’s policy of title insurance is acceptable to Fannie Mae and Freddie Mac, issued by a title insurer acceptable to Fannie Mae and Freddie Mac and qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the applicable Seller, its successors and assigns as to the lien priority specified on the HELOC Schedule with respect to the related Mortgage in the original principal amount of such HELOC and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of such Mortgage providing for adjustment to the applicable Mortgage Interest Rate and Minimum Monthly Payment.
               (iii) The applicable Seller, its successors and assigns, are the sole insureds of such lender’s title insurance policy, and such lender’s title insurance policy is valid and remains in full force and effect and will be in force and effect upon the consummation of the transactions contemplated by this Agreement. The Lien of the Mortgage securing the consolidated principal amount is expressly insured as having first or second lien priority (as applicable) by a title insurance policy, an endorsement to the policy insuring the mortgagee’s consolidated interest or by other title evidence acceptable to Fannie Mae and Freddie Mac.

H-13


 

Exhibit H
                    (r) No Waiver of Defaults. Neither the applicable Seller nor any of its affiliates nor any of their respective predecessors, have waived any default, breach, violation or event which would permit acceleration.
                    (s) Payment Terms. No Purchased Mortgage Loan contains terms or provisions which would result in negative amortization. Principal payments on the Purchased Mortgage Loan commenced no more than sixty (60) days after funds were disbursed in connection with the Purchased Mortgage Loan. The Mortgage Interest Rate as well as the Lifetime Rate Cap and the Periodic Cap, are as set forth on the Purchased Mortgage Loan Schedule. Other than with respect to HELOCs and interest only loans, the Mortgage Note is payable in equal monthly installments of principal and interest, which installments of interest, with respect to Adjustable Rate Mortgage Loans, are subject to change due to the adjustments to the Mortgage Interest Rate on each Interest Rate Adjustment Date, with interest calculated and payable in arrears, sufficient to amortize the Purchased Mortgage Loan fully by the stated maturity date, over an original term of not more than thirty (30) years from commencement of amortization. The Purchased Mortgage Loan is payable on the first day of each month. There are no Convertible Mortgage Loans in the Purchased Mortgage Loans, which contain a provision allowing the Mortgagor to convert the Mortgage Note from an adjustable interest rate Mortgage Note to a fixed interest rate Mortgage Note. No Purchased Mortgage Loan is a balloon mortgage loan that has an original stated maturity of less than seven (7) years.
                    (t) No Additional Collateral. The related Mortgage Note is not and has not been secured by any collateral except the Lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage.
                    (u) Condominiums/Planned Unit Developments. If the Mortgaged Property is a condominium unit or a planned unit development (other than a de minimis planned unit development) such condominium or planned unit development project related to such Purchased Mortgage Loan was originated in accordance with, and the Mortgaged Property meets the guidelines set forth in the applicable Seller’s Underwriting Guidelines and any applicable laws. The construction of such condominium or planned unit development project has been completed and the homeowners’ association with respect to such condominium or planned unit development project has been formed and is managing such condominium or planned unit development project. No Seller has received notice of the conversion of any condominium or planned unit development project to a rental project.
                    (v) Transfer of Purchased Mortgage Loans. The Assignment of Mortgage (except with respect to any Mortgage that has been recorded in the name of MERS or its designee), with respect to each Purchased Mortgage Loan is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located. The transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Sellers are not subject to the bulk transfer or similar statutory provisions in effect in any applicable jurisdiction.
                    (w) No Buydown Provisions; No Graduated Payments or Contingent Interests. The Purchased Mortgage Loan does not contain provisions pursuant to which Monthly Payments are paid or partially paid with funds deposited in any separate account established by the Seller,

H-14


 

Exhibit H
the Mortgagor, or anyone on behalf of the Mortgagor, or paid by any source other than the Mortgagor nor, except with respect to a HELOC, does it contain any other similar provisions which may constitute a “buydown” provision. Each Purchased Mortgage Loan is not a graduated payment mortgage loan and each Purchased Mortgage Loan does not have a shared appreciation or other contingent interest feature. To the extent any HELOC contains any buydown provision, such buydown funds have been maintained and administered in accordance with, and such HELOC otherwise complies with, Fannie Mae/Freddie Mac requirements relating to buydown loans.
                    (x) Solvency. The Mortgagor is not in bankruptcy.
                    (y) Consolidation of Future Advances. Any future advances made to the Mortgagor prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The consolidated principal amount does not exceed the original principal amount of the Purchased Mortgage Loan.
                    (z) Condemnation. There is no proceeding pending or, to the Sellers’ knowledge, threatened for the total or partial condemnation of the related Mortgaged Property
                    (aa) Servicing Practices. The origination, servicing and collection practices used by the applicable Seller, and any prior servicer with respect to the Purchased Mortgage Loan have been in all respects in material compliance with Accepted Servicing Practices and have been in all material respects legal and proper and prudent in the mortgage origination and servicing business. With respect to escrow deposits and Escrow Payments, all such payments are in the possession of, or under the control of the applicable Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made.
                    (bb) No Violation of Environmental Laws. The Mortgaged Property is free from any and all toxic or hazardous substances and there exists no violation of any local, state or federal environmental law, rule or regulation. There is no pending action or proceeding directly involving the Mortgaged Property in which compliance with any environmental law, rule or regulation is an issue; there is no violation of any environmental law, rule or regulation with respect to the Mortgage Property; and nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to use and enjoyment of said property.
                    (cc) Servicemembers Civil Relief Act of 2003. The Mortgagor has not notified the applicable Seller, and such Seller has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers Civil Relief Act of 2003.
                    (dd) Appraisal. The Loan File contains an appraisal of the related Mortgaged Property signed prior to the approval of the Purchased Mortgage Loan application by a Qualified Appraiser, duly appointed by the related originator, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Purchased Mortgage Loan, and the appraisal and

H-15


 

Exhibit H
appraiser both satisfy the requirements of Fannie Mae or Freddie Mac and Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Purchased Mortgage Loan was originated.
                    (ee) Value of Mortgaged Property. To Seller’s knowledge there have been no action taken by a Government Entity that could be expected to adversely affect the value or the marketability of any Purchased Mortgage Loan or related Mortgage Property or to cause the Purchased Mortgage Loans to prepay during any period materially faster or slower than similar Mortgage Loans held by the Sellers generally secured by properties in the same geographic area as the related Mortgaged Property.
                    (ff) No Defense to Insurance Coverage.
               (i) The Sellers have caused or will cause to be performed any and all acts required to preserve the rights and remedies of the Purchases in any insurance policies applicable to the Purchased Mortgage Loans including, without limitation, any necessary notifications of insurers, assignments of policies or interests therein, and establishments of coinsured, joint loss payee and mortgagee rights in favor of the Whole Loan Purchaser.
               (ii) No action has been taken or failed to be taken by Sellers on or prior to the Closing Date, which has resulted or will result in an exclusion from, denial of, or defense to coverage under any primary mortgage insurance (including, without limitation, any exclusions, denials or defenses which would limit or reduce the availability of the timely payment of the full amount of the loss otherwise due thereunder to the insured) whether arising out of actions, representations, errors, omissions, negligence, or fraud of the Sellers, but not including the failure of such insurer to pay by reason of such insurer’s breach of such insurance policy or such insurer’s financial inability to pay.
                    (gg) Credit Information. The Sellers in their respective capacity as servicers, for each Purchased Mortgage Loan, represent and warrant that they have fully furnished, in accordance with the Fair Credit Reporting Act and their respective implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on their respective Mortgagor credit files to each of Equifax, Experian and Trans Union Credit Information Company, on a monthly basis.
                    (hh) Leaseholds. If the Purchased Mortgage Loan is secured by a long-term residential lease or ground lease, (i) the terms of such lease do not (A) allow the termination thereof upon the lessee’s default without the holder of the Mortgage Loan being entitled to receive written notice of, and opportunity to cure, such default, (B) allow the termination of the lease in the event of damage or destruction as long as the Mortgage Loan is in existence, (C) prohibit the holder of the Mortgage Loan from being insured (or receiving proceeds of insurance) under the hazard insurance policy or policies relating to the Mortgaged Property or (D) permit any increase in rent other than pre-established increases set forth in the lease; (ii) the original term of such lease is not less than fifteen (15) years; (iii) the term of such lease does not terminate earlier than five (5) years after the maturity date of the Mortgage Note; and (iv) the

H-16


 

Exhibit H
Mortgaged Property is located in a jurisdiction in which the use of leasehold estates in transferring ownership in residential properties is a widely accepted practice.
                    (ii) Predatory Lending Regulations. The Purchased Mortgage Loan is not a High Cost Loan or Covered Loan, as applicable, and if the Purchased Mortgage Loan was originated on or after October 1, 2002 through March 6, 2003 it is not governed by the Georgia Fair Lending Act. The Purchased Mortgage Loan is not covered by the Home Ownership and Equity Protection Act of 1994 and the Purchased Mortgage Loan is not in violation of any comparable state or local law, regulation or ordinance. Each Purchased Mortgage Loan is in compliance with the anti-predatory lending eligibility for purchase requirements of Fannie Mae Guides. No predatory or deceptive lending practices, including, without limitation, the extension of credit without regard to the ability of the Mortgagor to repay and the extension of credit which has no apparent benefit to the Mortgagor, were employed in the origination of the Purchased Mortgage Loan.
                    (jj) Tax Service Contract; Flood Certification Contract. The Purchased Mortgage Loan is covered by a paid in full, life of loan, tax service contract and a paid in full, life of loan, flood certification contract and each of these contracts is assignable to the Whole Loan Purchaser.
                    (kk) Recordation. The original Mortgage was recorded and, except for those Purchased Mortgage Loans subject to the MERS identification system, all subsequent assignments of the original Mortgage (other than the assignment to the Whole Loan Purchaser) have been recorded in the appropriate jurisdictions wherein such recordation is necessary to perfect the lien thereof as against creditors of the Seller, or is in the process of being recorded.
                    (ll) Litigation. The Purchased Mortgage Loan is not subject to any outstanding litigation for fraud, origination, predatory lending, servicing or closing practices.
                    (mm) Second Lien Mortgage Loans. If the Purchased Mortgage Loan is a Second Lien Mortgage Loan:
               (i) No Negative Amortization of Related First Lien Loan. The related first lien loan does not permit negative amortization;
               (ii) Request for Notice; No Consent Required. Where required or customary in the jurisdiction in which the Mortgaged Property is located, the original lender has filed for record a request for notice of any action by the related senior lienholder, and the applicable Seller has notified such senior lienholder in writing of the existence of the Second Lien Mortgage Loan and requested notification of any action to be taken against the Mortgagor by such senior lienholder. Either (a) no consent for the Second Lien Mortgage Loan is required by the holder of the related first lien loan or (b) such consent has been obtained and is contained in the related Loan File;
               (iii) No Default Under First Lien. To the best of the applicable Seller’s knowledge, the related first lien loan is in full force and effect, and there is no default lien, breach, violation or event which would permit acceleration existing under such first

H-17


 

Exhibit H
lien mortgage or mortgage note, and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event which would permit acceleration under such first lien loan; and
               (iv) Right to Cure First Lien. The related first lien mortgage contains a provision which provides for giving notice of default or breach to the Mortgagee under the Purchased Mortgage Loan and allows such Mortgagee to cure any default under the related first lien mortgage; and
               (v) Principal Residence. The related Mortgaged Property is the Mortgagor’s principal residence.
                    (nn) Condotels. The Purchased Mortgage Loan is not secured by a condominium unit that is part of a condominium development that operates as, or holds itself out to be, a condominium hotel.
                    (oo) The Minimum Monthly Payment with respect to any HELOC is not less than the interest accrued at the applicable Mortgage Interest Rate on the average daily Stated Principal Balance during the Billing Cycle relating to the date on which such Minimum Monthly Payment is due.
                    (pp) Each HELOC accrues interest at an adjustable Mortgage Interest Rate computed on the actual number of days in a Billing Cycle and either a 365-day or 360-day year. With respect to each HELOC, each Mortgage Interest Rate adjusts monthly (except during a three month initial period) to equal the sum of the applicable Index and the Gross Margin, subject to a Maximum Mortgage Interest Rate and a Minimum Mortgage Interest Rate.
                    (qq) Each HELOC requires the payment of a Cancellation Fee, where applicable.
                    (rr) Each HELOC has an original term to maturity of either 180 months or 300 months. Each HELOC has a Draw Period of either 5 or 15 years followed by an Amortization Period of ten years.
                    (ss) No HELOC was made in connection with the construction or rehabilitation of a Mortgaged Property or facilitating the trade-in or exchange of a Mortgaged Property.
                    (tt) With respect to any broker fees collected and paid on any of the HELOCs, all broker fees have been properly assessed to the Mortgagor.
               Sellers hereby jointly and severally represent and warrant to Purchasers that, as to each Purchased Mortgage Loan that is a Construction Loan, except as set forth on Schedule 4.5, the following statements are true and correct as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date):
                    (uu) With respect to each Construction Loan:

H-18


 

Exhibit H
               (i) Such Construction Loan has an origination date which is no earlier than thirty (30) days prior to the Closing Date;
               (ii) Such Construction Loan is secured by a first Lien on the real property to which the construction plan relates, any improvements thereon, building materials, goods, supplies, fixtures, furnishings, and equipment to be incorporated in the improvements, whether or not stored on such real property or elsewhere, together with all rights of Mortgagor under policies of insurance covering such real property and all proceeds, refunds and payments relating thereto and all of Mortgagor’s rights under the construction contracts, architects’ contract, engineering contracts and other professional contracts and subcontracts (the “Construction Contracts”), licenses and permits issued and/or obtained in connection with such construction;
               (iii) Such Construction Loan is documented by construction loan and security agreements which are approved by external counsel expert in the matters of construction lending and which are standard of the construction loan documentation used in the industry by firms comparable to Sellers. Such documentation provides for compliance with all of the preconditions to additional amounts drawn under the terms of the related construction loan agreement, including, but not limited to (A) a clean title continuation, (B) the Construction Loan being in balance, (C) required equity having been previously or concurrently invested in the property, (D) compliance with local lien law provisions, (E) all approved change orders having been made in accordance with the provisions of the related construction loan agreement, (F) compliance with all requirements for establishing a first lien on all stored materials whether on or off site, and (G) consents obtained from the general contractor, architect and engineer for the assignment of their respective contracts to the applicable Seller;
               (iv) the title insurance policy insuring the Construction Loan contains a pending disbursement endorsement or other similar endorsement insuring the full amount of the Construction Loan to be disbursed subject to the disbursement of the proceeds;
               (v) the applicable Seller has approved the budget for construction which contains all costs to be incurred by Mortgagor for the construction of the applicable project and the sum of the costs of construction and all equity invested in the property or required to be invested in the property are sufficient in such Seller’s opinion to complete the contemplated construction project, including a reasonable and customary contingency for cost overruns;
               (vi) the Construction Contracts are in customary form, have been assigned to the Seller and the counterparty thereto has agreed to perform thereunder for the Seller’s benefit;
               (vii) the Construction Contracts are either “guaranteed maximum price” contracts from creditworthy counterparties, bonded or the Mortgagor has provided the applicable Seller sufficient guaranties, warranties or other security confirming the payment and performance thereof;

H-19


 

Exhibit H
               (viii) all permits, licenses and approvals necessary or required pursuant to any Law to construct the improvements in accordance with the approved plans and specifications have been obtained and approved by the applicable Seller;
               (ix) with respect to Construction Loans which are for Mortgaged Properties to be sold, bona fide contracts of sale have been entered into to purchase the Mortgaged Property upon substantial completion thereof which have been approved by applicable Seller and contain no contingencies therein to the performance of the purchaser thereunder which have not been approved by such Seller;
               (x) requires the escrow of monies equal to and for payment of interest payments due on the Mortgage Notes related to the Construction Loan.
                    (vv) No “Cost Plus” Construction Loans. No Construction Loan is a “cost plus” Construction Loan.
                    (ww) No Change Orders. No Construction Loan is the subject of a change order which could materially decrease the value of the Mortgaged Property as determined by the “as built” appraisal on the Mortgaged Property without Whole Loan Purchaser’s prior written consent.

H-20


 

Exhibit H
Representations and Warranties with respect to Purchased Mortgage Loans
H-1 (a) Definitions. For purposes of this Exhibit H, the following capitalized terms shall have the respective meanings set forth below. Capitalized terms used in this Exhibit H but not otherwise defined shall have the meanings assigned to them in Section 1.1 of the Agreement.
          “Accepted Servicing Practices” means, with respect to each Mortgage Loan, (a) those mortgage servicing practices of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located and (b) the Delinquency Collection Policies and Procedures.
          “Additional Balance” means, with respect to any HELOC, any future Draw made by the related Mortgagor pursuant to the related Mortgage Loan Documents after the Cut-off Date.
          “Adjustable Rate Mortgage Loan” means an adjustable rate Purchased Mortgage Loan.
          “Adjustment Date” means, with respect to each HELOC, the date set forth in the related Mortgage Note on which the Mortgage Interest Rate on the HELOC is adjusted in accordance with the terms of the Mortgage Note.
          “ALTA” means The American Land Title Association, or any successor thereto.
          “Amortization Period” means, with respect to any HELOC, the period of time subsequent to the Draw Period during which the Obligor is obligated to make Minimum Monthly Payments equal to interest accrued on the Stated Principal Balance plus 1/120th of such Stated Principal Balance.
          “Appraisal” means a written real estate appraisal of a Mortgaged Property made by an appraiser and performed in accordance with industry standards in the area where the Mortgaged Property which is the subject of such Appraisal is located.
          “Appraised Value” means the value set forth in an Appraisal made in connection with the origination of the related Mortgage Loan.
          “Assignment of Mortgage” means an assignment of the Mortgage Loan, notice of transfer or equivalent instrument in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage Loan to the Whole Loan Purchaser.
          “Billing Cycle” means, with respect to any HELOC and Due Date, the calendar month preceding that Due Date.
          “Cancellation Fee” means, with respect to any HELOC, a fee, as permitted by Law and as specified in the HELOC Mortgage Loan Documents, required to be paid pursuant to the related Loan Agreement by the Mortgagor in connection with an early termination of such HELOC.

H-1


 

Exhibit H
          “Combined Loan-to -Value Ratio or CLTV” means, as of the date of origination and as to any Second Lien Mortgage Loan, the ratio, expressed as a percentage, of the (a) sum of (i) the outstanding principal balance of the Second Lien Mortgage Loan as of the date of origination and (ii) the outstanding principal balance as of the date of origination of any mortgage loan or mortgage loans that are senior or equal in priority to the Second Lien Mortgage Loan and which are secured by the same Mortgaged Property to (b) the lesser of the Appraised Value at origination and the purchase price of the Mortgaged Property. With respect to any HELOC, “Combined Loan-to-Value Ratio” or “CLTV” means the ratio, expressed as a percentage, of the (a) sum of (i) the Stated Principal Balance (or the original principal balance, if so indicated) of such HELOC and (ii) the Stated Principal Balance (or the original principal balance, if so indicated) as of such date of any mortgage loan or mortgage loans that are senior or equal in priority to the HELOC and which are secured by the same Mortgaged Property to (b) the Appraised Value of the related Mortgaged Property at origination.
          “Condemnation Proceeds” means all awards or settlements in respect of a taking of an entire Mortgaged Property by exercise of the power of eminent domain or condemnation.
          “Construction Loan” means any Purchased Mortgage Loan that is made in connection with the construction or rehabilitation of the Mortgaged Property.
          “Convertible Mortgage Loan” means any individual Adjustable Rate Mortgage Loan which contains a provision whereby the Mortgagor is permitted to convert the Adjustable Rate Mortgage Loan to a fixed rate Mortgage Loan in accordance with the terms of the related Mortgage Note.
          “Covered Loan” means a Mortgage Loan categorized as Covered pursuant to Appendix E of Standard & Poor’s Glossary.
          “Credit Limit” means, with respect to any HELOC, the maximum unpaid Stated Principal Balance permitted under the terms of the related Mortgage Loan Documents.
          “Delinquency Collection Policies and Procedures” means the delinquency collection policies and procedures of the Sellers.
          “Draw” means, with respect to any HELOC, a borrowing by the Mortgagor under the related Mortgage Loan Documents.
          “Draw Period” means, with respect to each HELOC, the period commencing after the date of origination of such HELOC, during which the related Mortgagor is permitted to make Draws.
          “Due Date” means, with respect to each Mortgage Loan other than a HELOC, the day of the month on which each Monthly Payment is due on such Mortgage Loan, pursuant to the terms of the related Mortgage Note, exclusive of any days of grace. With respect to each HELOC, Due Date means the first day of the month on which the Minimum Monthly Payment is due on the HELOC, exclusive of any days of grace.

H-2


 

Exhibit H
          “Escrow Payments” means, with respect to any Mortgage Loan, the amounts constituting ground rents, taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the Mortgagee pursuant to the Mortgage or any other document.
          “Fannie Mae Guides” means the Fannie Mae Selling Guide and the Fannie Mae Servicing Guide and all amendments or additions thereto.
          “FICO” means Fair Isaac Corporation, or any successor thereto.
          “Fixed Rate Mortgage Loan” means a fixed rate Purchased Mortgage Loan.
          “First Lien” means, with respect to any HELOC that is a Second Lien Mortgage Loan, the Mortgage Loan relating to the corresponding Mortgaged Property having a first priority Lien.
          “Gross Margin” means, with respect to each Adjustable Rate Mortgage Loan or each HELOC, the fixed percentage amount set forth in the related Mortgage Note which amount is added to the Index in accordance with the terms of the related Mortgage Note to determine on each Interest Rate Adjustment Date the Mortgage Interest Rate for such Mortgage Loan.
          “HELOC” means an individual home equity line of credit included in the Purchased Mortgage Loans, including any Additional Balances with respect thereto, each such being identified on the HELOC Schedule, which HELOC includes without limitation the Loan File, the Minimum Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, proceeds from the disposition of REO Property, and all other rights, benefits, proceeds and obligations arising from or in connection with such HELOC, Except as expressly indicated in this Exhibit H, the term “Purchased Mortgage Loan” shall include HELOCs.
          “HELOC Schedule” means the schedule of HELOCs identified on Section 1.1(a), such schedule setting forth the following information with respect to each HELOC: (1) the Sellers HELOC identifying number; (2) the Mortgagor’s name; (3) the street address of the Mortgaged Property including the state and zip code; (4) a code indicating whether the Mortgaged Property is owner-occupied; (5) the type of residential property constituting the Mortgaged Property; (6) the original months to maturity or the remaining months to maturity from the Cut-off Date, in any case based on the original amortization schedule and, if different, the maturity expressed in the same manner but based on the actual amortization schedule; (7) with respect to each first lien HELOC, the LTV at origination and as of the Cut-off Date; (8) with respect to each second lien HELOC, the Combined Loan-to-Value Ratio at origination and as of the Cut-off Date; (9) the Mortgage Interest Rate at origination and as of the Cut-off Date; (10) the HELOC origination date; (11) the paid through date; (12) the stated maturity date of the HELOC and, if applicable, of the First Lien; (13) the amount of the Minimum Monthly Payment as of the Cut-off Date; (14) the Stated Principal Balance of the HELOC and, if applicable, the principal balance of the related First Lien as of the Cut-off Date; (15) a code indicating the documentation style (i.e., full, alternative or reduced); (16) the number of times during the twelve (12) month period preceding the Closing Date that any Minimum Monthly Payment has been received thirty (30) or more

H-3


 

Exhibit H
days after its Due Date; (17) the date on which the first payment is due; (18) a code indicating whether or not the HELOC is the subject of a Cancellation Fee as well as the terms of the Cancellation Fee; (19) the credit risk score (FICO score) at the time of origination of the HELOC; (20) the first Adjustment Date and the Adjustment Date frequency; (21) the Gross Margin; (22) the Maximum Mortgage Interest Rate under the terms of the Mortgage Note; (23) the Minimum Mortgage Interest Rate under the terms of the Mortgage Note; (24) the first Adjustment Date immediately following the Cut-off Date; (25) a code indicating whether the HELOC is a first or second lien HELOC; (26) the Index; (27) Credit Limit; (28) Draw Period; (29) Amortization Period or repayment period; (30) with respect to the related Mortgagor, the debt-to-income ratio; and (31) the Due Date.
          With respect to the HELOCs in the aggregate, the HELOC Schedule shall set forth the following information, as of the Cut-off Date, unless otherwise specified: (1) the number of HELOCs; (2) the current aggregate principal balance of the HELOCs; (3) the weighted average Mortgage Interest Rate of the HELOCs; (4) the weighted average original months to maturity of the HELOCs and the weighted average remaining months to maturity of the HELOCs.
          “High Cost Loan” means a Mortgage Loan (a) covered by the Home Ownership and Equity Protection Act of 1994 (“HOEPA”), (b) with an “annual percentage rate” or total “points and fees” payable by the related Mortgagor (as each such term is calculated under HOEPA) that exceed the thresholds set forth by HOEPA and its implementing regulations, including 12 C.F.R. § 226.32(a)(l)(i) and (ii), (c) classified as a “high cost home,” “threshold,” “covered,” “high risk home,” “predatory” or similar loan under any other state, federal or local law, regulation or ordinance (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees) or (d) a Purchased Mortgage Loan categorized as High Cost pursuant to Appendix E of Standard & Poor’s Glossary. For avoidance of doubt, the Parties agree that this definition shall apply to any law regardless of whether such law is presently, or in the future becomes, the subject of judicial review or litigation.
          “Home Loan” means a Purchased Mortgage Loan categorized as Home Loan pursuant to Appendix E of Standard & Poor’s Glossary.
          “Index” means, with respect to each Adjustable Rate Mortgage Loan, a rate per annum as specified in the related Purchased Mortgage Loan Schedule. With respect to any HELOC, Index means the Prime Rate.
          “Insurance Proceeds” means with respect to each HELOC, proceeds of insurance policies insuring the HELOC or the related Mortgaged Property.
          “Interest Rate Adjustment Date” means, with respect to each Adjustable Rate Mortgage Loan, the date, specified in the related Mortgage Note and the related Purchased Mortgage Loan Schedule, on which the Mortgage Interest Rate is adjusted.
          “Lifetime Rate Cap” means the provision of each Mortgage Note related to an Adjustable Rate Mortgage Loan which provides for an absolute maximum Mortgage Interest Rate which, during the terms of each Adjustable Rate Mortgage Loan, shall not at any time exceed the

H-4


 

Exhibit H
Mortgage Interest Rate at the time of origination of such Adjustable Rate Mortgage Loan by more than the amount per annum set forth on the related Purchased Mortgage Loan Schedule.
          “Liquidation Proceeds” means amounts, other than PMI Proceeds, Condemnation Proceeds and Other Insurance Proceeds, received by the servicer in connection with the liquidation of a defaulted HELOC through trustee’s sale, foreclosure sale or otherwise, other than amounts received following the acquisition of an REO Property.
          “Loan-to-Value Ratio or LTV” means, with respect to any Mortgage Loan, the ratio (expressed as a percentage) of the outstanding principal amount of the Mortgage Loan as of the related Cut-off Date (unless otherwise indicated), to the lesser of (a) the Appraised Value of the Mortgaged Property at origination and (b) if the Mortgage Loan was made to finance the acquisition of the related Mortgaged Property, the purchase price of the Mortgaged Property. With respect to any HELOC, Loan-to-Value Ratio or LTV means the ratio (expressed as a percentage) of the Stated Principal Balance (or the original principal balance, if so indicated) of such HELOC as of the date of determination to the Appraised Value of the related Mortgaged Property at origination.
          “Maximum Mortgage Interest Rate” means, with respect to each HELOC, a rate that is set forth on the HELOC Schedule and in the related Mortgage Note and is the maximum interest rate to which the Mortgage Interest Rate on such HELOC may be increased on any Adjustment Date.
          “MH Loan” means any manufactured housing installment sales contract or installment loan agreement secured by a unit of manufactured housing and, in certain cases, a Mortgage on real estate on which such manufactured home is situated.
          “Minimum Monthly Payment” means the scheduled monthly payment of principal and interest on a HELOC.
          “Minimum Mortgage Interest Rate” means, with respect to each HELOC, a rate that is set forth on the HELOC Schedule and in the related Mortgage Note and is the minimum interest rate to which the Mortgage Interest Rate on such HELOC may be decreased on any Adjustment Date.
          “Monthly Payment” means the scheduled monthly payment of principal and interest on a Mortgage Loan.
          “Mortgagee” means the mortgagee or beneficiary named in the Mortgage and the successors and assigns of such Mortgagee or beneficiary.
          “Mortgage Interest Rate” means the annual rate of interest borne on a Mortgage Note with respect to each Mortgage Loan.
          “Option ARM Mortgage Loan: means an Adjustable Rate Mortgage Loan that gives the related Mortgagor at least three different payment options each month, which include: (i) a minimum monthly payment option, (ii) an interest-only payment option or (iii) a full principal and interest option which amortizes over 30 years or less.

H-5


 

Exhibit H
          “Other Insurance Proceeds” means proceeds of any title policy, hazard policy, pool policy or other insurance policy covering a HELOC, other than the PMI Policy, if any, to the extent such proceeds are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing mortgage loans held for its own account.
          “Periodic Rate Cap” means the provision of each Mortgage Note related to an Adjustable Rate Mortgage Loan which provides for an absolute maximum amount by which the Mortgage Interest Rate therein may increase or decrease on an Interest Rate Adjustment Date above or below the Mortgage Interest Rate previously in effect. The Periodic Rate Cap for each Adjustable Rate Mortgage Loan included in the Purchased Mortgage Loans is the rate set forth on the Purchased Mortgage Loan Schedule.
          “Periodic Rate Floor” means, with respect to each Adjustable Rate Mortgage Loan, the provision of each Mortgage Note which provides for an absolute maximum amount by which the Mortgage Interest Rate therein may decrease on an Interest Rate Adjustment Date below the Mortgage Interest Rate previously in effect.
          “PMI Policy” means a policy of private mortgage guaranty insurance relating to a HELOC and issued by a Qualified Insurer.
          “PMI Proceeds” means proceeds of any PMI Policy.
          “Prepayment Penalty” means with respect to each Mortgage Loan, the fee, if any, payable upon the prepayment, in whole or in part, of such Mortgage Loan, as set forth in the related Mortgage Note.
          “Prime Rate” means the prime rate announced to be in effect from time to time as published as the average rate in The Wall Street Journal (Northeast Edition).
          “Principal Prepayment” means any payment or other recovery of principal on a HELOC which is received in advance of its scheduled Due Date, excluding any prepayment penalty or premium thereon, which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.
          “Purchased Mortgage Loan Schedule” means the schedule of Purchased Mortgage Loans (other than HELOCs) identified on Section 1.1(a) setting forth certain information with respect to each Purchased Mortgage Loan, which must include at a minimum: (1) the Seller’s Purchased Mortgage Loan identifying number; (2) the Mortgagor’s name; (3) the street address of the Mortgaged Property including the city, state and zip code; (4) a code indicating whether the Mortgaged Property is owner-occupied, a second home or investment property; (5) the number and type of residential units constituting the Mortgaged Property (i.e. a single family residence, a 2-4 family residence, a unit in a condominium project or a unit in a planned unit development, manufactured housing); (6) the original months to maturity or the remaining months to maturity from the related Cut-off Date, in any case based on the original amortization schedule and, if different, the maturity expressed in the same manner but based on the actual amortization schedule; (7) the LTV and CLTV, each at the origination; (8) the Mortgage Interest Rate as of

H-6


 

Exhibit H
the Cut-off Date; (9) the date on which the Monthly Payment was due on the Purchased Mortgage Loan and, if such date is not consistent with the Due Date currently in effect, such Due Date; (10) the stated maturity date; (11) the amount of the Monthly Payment as of the Cut-off Date; (12) the original principal amount of the Purchased Mortgage Loan; (13) the principal balance of the Purchased Mortgage Loan as of the close of business on the Cut-off Date, after deduction of payments of principal due and collected on or before the Cut-off Date; (14) with respect to Adjustable Rate Mortgage Loans, the Interest Rate Adjustment Date; (15) with respect to Adjustable Rate Mortgage Loans, the Gross Margin; (16) with respect to Adjustable Rate Mortgage Loans, the Lifetime Rate Cap under the terms of the Mortgage Note; (17) with respect to Adjustable Rate Mortgage Loans, a code indicating the type of Index; (18) with respect to Adjustable Rate Mortgage Loans, the Periodic Rate Cap under the terms of the Mortgage Note; (19) with respect to Adjustable Rate Mortgage Loans, the Periodic Rate Floor under the terms of the Mortgage Note; (20) the type of Purchased Mortgage Loan (i.e., Fixed Rate, Adjustable Rate, First Lien, Second Lien); (21) a code indicating the purpose of the loan (i.e., purchase, rate and term refinance, equity take-out refinance); (22) a code indicating the documentation style (i.e. full, alternative or reduced); (23) the loan credit classification (as described in the Underwriting Guidelines); (24) whether such Purchased Mortgage Loan provides for a Prepayment Penalty; (25) the Prepayment Penalty period of such Purchased Mortgage Loan, if applicable; (26) a description of the Prepayment Penalty, if applicable; (27) the Mortgage Interest Rate as of origination; (28) the credit risk score (FICO score) at origination; (29) the date of origination; (30) the Mortgage Interest Rate adjustment period; (31) the Mortgage Interest Rate adjustment percentage; (32) the Mortgage Interest Rate floor; (33) the Mortgage Interest Rate calculation method (i.e., 30/360, simple interest, other); (34) a code indicating whether the Purchased Mortgage Loan is a Section 32 Purchased Mortgage Loan; (35) a code indicating whether the Purchased Mortgage Loan is assumable; (36) a code indicating whether the Purchased Mortgage Loan has been modified; (37) the one-year payment history; (38) with respect to the related Mortgagor, the debt-to-income ratio; (39) the Appraised Value of the Mortgaged Property; (40) the sales price of the Mortgaged Property if the Purchased Mortgage Loan was originated in connection with the purchase of the Mortgaged Property; (41) a code indicating if the Purchased Mortgage Loan is a High Cost Loan or Home Loan as such terms are defined in the then current Standard & Poor’s Glossary; and (42) with respect to each Option ARM Mortgage Loan, (a) a detailed transaction history indicating how all payments were applied, (b) the total negative amortization amount as of the Closing Date and (c) all adjustable rate change histories. With respect to the Purchased Mortgage Loans in the aggregate, the Purchased Mortgage Loan Schedule shall set forth the following information, as of the Cut-off Date: (1) the number of Purchased Mortgage Loans; (2) the current aggregate outstanding principal balance of the Purchased Mortgage Loans; (3) the weighted average Mortgage Interest Rate of the Purchased Mortgage Loans; and (4) the weighted average maturity of the Purchased Mortgage Loans.
          “Qualified Appraiser” means an appraiser, duly appointed by a Seller, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Purchased Mortgage Loan, and such appraiser and the appraisal made by such appraiser both satisfy the requirements of Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Purchased Mortgage Loan was originated.

H-7


 

Exhibit H
          “Qualified Insurer” means any of PMI Mortgage Insurance Co., Mortgage Guaranty Insurance Corporation, Radian Guaranty Inc. or any affiliate thereof or any other mortgage guaranty insurance company duly qualified as such under the laws of the state of its principal place of business and each state having jurisdiction over such insurer in connection with the insurance policy issued by such insurer, duly authorized and licensed in such states to transact a mortgage guaranty insurance business in such states and to write the insurance provided by the insurance policy issued by it.
          “RESPA” means Real Estate Settlement Procedures Act, as amended from time to time.
          “Second Lien Mortgage Loan” means a Mortgage Loan secured by a second lien Mortgage on the related Mortgaged Property.
          “Standard & Poor’s” means Standard & Poor’s Rating Services, a division of The McGraw-Hill Companies Inc., and its successors in interest.
          “Standard & Poor’s Glossary” means the Standard & Poor’s LEVELS® Glossary, as may be in effect from time to time.
          “Stated Principal Balance” means, as to each HELOC, (i) the principal balance of such HELOC at the Cut-off Date after giving effect to payments of principal received on or before such date plus (ii) any Additional Balances in respect of such HELOC.
          “Underwriting Guidelines” means the underwriting guidelines of each Seller.
          (b) Seller Fundamental Representations. For purposes of the Agreement, the representations and warranties set forth below in clauses (a), (b), (c), (d), (h), (j) (solely with respect to subclauses (i) and (ii) thereof), (q) (solely with respect to subclause (i) thereof), (ff), (ii) and (ll) of Section H-2 of this Exhibit H shall be deemed to be “Seller Fundamental Representations”.
H-2 Representations and Warranties.
          Sellers hereby jointly and severally represent and warrant to Purchasers that, as to each Purchased Mortgage Loan that is a residential Mortgage Loan (other than a Construction Loan), except as set forth on Schedule 4.5, the following statements are true and correct as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date):
                    (a) Ownership. The applicable Seller is the sole owner of record and holder of the Purchased Mortgage Loan and the indebtedness evidenced by each Mortgage Note. The applicable Seller owns the entire right, title and interest in and to the Servicing Rights and the sole right to service the related Purchased Mortgage Loan, subject to the Servicing Agreements but free and clear of all Liens. The Purchased Mortgage Loan is not assigned or pledged, and the applicable Seller has good, indefeasible and marketable title thereto, and has full right to transfer and sell the Purchased Mortgage Loan to the Whole Loan Purchaser free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest, and has full right and authority subject to no interest or participation of, or agreement with, any other

H-8


 

Exhibit H
party, to sell and assign each Purchased Mortgage Loan pursuant to this Agreement and following the sale of each Purchased Mortgage Loan, the Whole Loan Purchaser will own such Purchased Mortgage Loan free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest.
                    (b) Priority. The Mortgage is genuine, legal and valid, and is a subsisting and enforceable first or second lien on the Mortgaged Property. The lien of the Mortgage is subject only to:
          (i) the lien of current real property Taxes and assessments not yet due and payable;
          (ii) covenants, conditions, and restrictions, rights of way, easements and other matters of the public record;
          (iii) other matters which do not materially interfere with the benefits of the security intended to be provided by the Mortgage; and
          (iv) solely with respect to a second lien Purchased Mortgage Loan, the lien of the first Mortgage on the Mortgaged Property.
                    (c) Enforceability. Each Mortgage Note and Mortgage (i) is enforceable in accordance with its terms in all material respects, except as such enforcement may be limited by bankruptcy, insolvency, reorganization, moratorium, and other similar Laws of general application relating to or affecting creditors’ rights and, with respect to the Mortgage, except that the equitable remedy of specific performance and other equitable remedies are subject to the discretion of the courts and (ii) contains customary and enforceable provisions that render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security, including (A) in the case of a Mortgage designated as a deed of trust, by trustee’s sale and (B) otherwise by judicial foreclosure and the holder of the related Purchased Mortgage Loan will be able to deliver good and merchantable title to the Mortgaged Property. If the Purchased Mortgage Loan is secured by a long-term residential lease or ground lease, (i) the lessor under the lease holds a fee simple interest in the land; and (ii) the terms of such lease expressly permit the mortgaging of the leasehold estate, the assignment of the lease without the lessor’s consent and the acquisition by the holder of the Mortgage Loan of the rights of the lessee upon foreclosure or assignment in lieu of foreclosure or provide the holder of the Mortgage Loan with substantially similar protections.
                    (d) Fraud. No Seller has committed any fraud in connection with the origination of such Purchased Mortgage Loan. To Seller’s Knowledge, there has been no identity fraud committed against Mortgagor in connection with the origination of such Purchased Mortgage Loan that would have be materially adverse to the Mortgagor or his or her financial condition. No information, statement, tape, diskette, report, form or other document, including but not limited to the statements and information contained in the origination application and documentation for each Mortgage Loan, furnished or to be furnished pursuant to this Agreement or in connection with the transactions contemplated hereby contains or will contain any untrue statement of a material fact or omits to state a material fact necessary to make the statements

H-9


 

Exhibit H
contained herein or therein no misleading; provided, that with respect to any information provided by third parties, this representation is only made to Sellers’ Knowledge.
                    (e) Data. The information with respect to each Purchased Mortgage Loan, individually, and with respect to all Purchased Mortgage Loans, collectively, in each of the Loan Test Tape and the Loan Data Tape is true, complete and correct in all material respects as of its date.
                    (f) No Outstanding Charges. The Mortgagor is not in default in complying with the terms of the related Mortgage and all taxes, governmental assessments, insurance premiums, or other assessments or charges which previously became due and owing have been paid, or an escrow of funds has been established in an amount sufficient to pay for every such item which remains unpaid and which has been assessed but is not yet due and payable. The applicable Seller has not advanced any payments, or induced, solicited or knowingly received any advance of payments by a party other than the Mortgagor, directly or indirectly.
                    (g) Original Terms Unmodified. The terms of the Mortgage Note and Mortgage have not been impaired, waived, altered, modified, satisfied, canceled, subordinated or rescinded, in whole or in part, in any respect, from the date of origination except by a written instrument which has been recorded, if necessary to protect the interests of the applicable Seller, and which shall be delivered to the Whole Loan Purchaser or to such Person as the Whole Loan Purchaser shall designate in writing, and the terms of which are reflected in the related Purchased Mortgage Loan Schedule. The substance of any such waiver, alteration or modification has been approved by the title insurer, if any, to the extent required by the policy, and its terms are reflected on the related Purchased Mortgage Loan Schedule, if applicable. No Mortgagor has been released, in whole or in part, except in connection with an assumption agreement, approved by the title insurer, to the extent required by the policy, and which assumption agreement is part of the Loan File delivered to the Whole Loan Purchaser or to such Person as the Whole Loan Purchaser shall designate in writing and the terms of which are reflected in the related Purchased Mortgage Loan Schedule.
                    (h) No Defenses. The Purchased Mortgage Loan is not subject to any right of rescission or any valid right of set-off, counterclaim or defense (including without limitation the defense of usury) nor will the operation of any of the terms of the Mortgage Note or the Mortgage, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage unenforceable, in whole or in part, or subject to any right of rescission or any valid right to set-off, counterclaim or defense (including without limitation the defense of usury), and no such right of rescission or valid right to set-off, counterclaim or defense has been asserted with respect thereto, and no Mortgagor was a debtor in any state or federal bankruptcy or insolvency proceeding at the time the Purchased Mortgage Loan was originated.
                    (i) Hazard Insurance. The related Mortgaged Property is covered by a valid and existing hazard insurance policy with a generally acceptable carrier that provides for fire and extended coverage as are customary in the area where the Mortgaged Property is located. If required by the Flood Disaster Protection Act of 1973, as amended, a flood insurance policy is in effect with respect to each Mortgaged Property associated with a each such first lien Purchased Mortgage Loan, as the case may be, and originated on or after July 1, 2005 with a generally

H-10


 

Exhibit H
acceptable carrier in an amount representing the necessary coverage for each property and meeting the requirements of the current guidelines of the Federal Flood Insurance Administration. Such hazard insurance policy contains a standard mortgagee clause naming the originator and its successors and assigns as loss payee. With respect to any such Purchased Mortgage Loan described above, the Mortgage obligates the Mortgagor thereunder to maintain all such insurance at Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to obtain reimbursement therefor from the Mortgagor. All premiums have been paid.
                    (j) Compliance with Laws.
     (i) Any and all requirements of any federal, state or local law, regulation or ordinance, including usury, truth in lending, real settlement procedures, consumer credit protection, predatory, abusive and fair lending laws, equal credit opportunity and disclosure laws or unfair and deceptive practices laws including any provisions relating to prepayment penalties, have been complied with in all respects and the consummation of the transactions contemplated hereby will not involve the violation of any such laws or regulations, except for any noncompliance or violation that would not, individually or in the aggregate, be material to a Purchased Mortgage Loan, individually, or to the Purchased Mortgage Loans, taken as a whole.
     (ii) The origination, servicing and collection practices used by the applicable Seller with respect to the Purchased Mortgage Loan have been in all respects in compliance in all respects with applicable requirements of Law, except for any noncompliance that would not, individually or in the aggregate, be material to an Purchased Mortgage Loan, individually, or to the Purchased Mortgage Loans, taken as a whole.
     (iii) All Escrow Payments have been collected in full compliance with state and federal law and the provisions of the related Mortgage Note and Mortgage. An escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due the applicable Seller have been capitalized under the Mortgage or the Mortgage Note.
     (iv) All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage and Mortgage Note on the related Interest Rate Adjustment Date. The applicable Seller executed and delivered any and all notices required under applicable law and the terms of the related Mortgage Note and Mortgage regarding the Mortgage Interest Rate and the Monthly Payment adjustments. Any interest required to be paid pursuant to state, federal and local law has been properly paid and credited.

H-11


 

Exhibit H
     (v) The applicable Seller has within the last twelve (12) months (unless such Mortgage Loan was originated within such twelve-month period) analyzed the required Escrow Payments for each Mortgage Loan and adjusted the amount of such payments so that, assuming all required payments are timely made, any deficiency will be eliminated on or before the first anniversary of such analysis, or any overage will be refunded to the Mortgagor, in accordance with RESPA and any other applicable law.
                    (k) No Satisfaction of Mortgage. The Mortgage has not been satisfied, canceled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission. The applicable Seller has not waived the performance by the Mortgagor of any action, if the Mortgagor’s failure to perform such action would cause the Purchased Mortgage Loan to be in default, nor has such Seller waived any default resulting from any action or inaction by the Mortgagor.
                    (l) Location, Type, Improvements and Occupancy of Mortgaged Property. The Mortgaged Property is located in the state identified in the related Purchased Mortgage Loan Schedule and consists of real property with a detached single family residence erected thereon, or a two- to four-family dwelling, or an individual condominium unit, or an individual unit in a planned unit development or a de minimis planned unit development. All improvements which were considered in determining the Appraised Value of the Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroach upon the Mortgaged Property. No improvement located on or being part of the Mortgaged Property is in violation of any applicable zoning law or regulation. The Mortgaged Property is lawfully occupied under applicable law. All inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities. The Purchased Mortgage Loan does not provide for the calculation of interest to be made on a “daily simple interest” basis. No Purchased Mortgage Loan is an Option ARM Mortgage Loan. The Purchased Mortgage Loan did not have an initial term of 36 months or less.
                    (m) No MH Loans. The Purchased Mortgage Loan is not a MH Loan.
                    (n) Full Disbursement of Proceeds. The Purchased Mortgage Loan has been closed and the proceeds of the Purchased Mortgage Loan have been fully disbursed (other than respect to HELOCs) and there is no requirement for future advances thereunder (other than Additional Balances in the case of any HELOC), and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Purchased Mortgage Loan and the recording of the Mortgage were paid, and the Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage.

H-12


 

Exhibit H
                    (o) Doing Business. All parties which have had any interest in the Purchased Mortgage Loan, whether as Mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (i) in compliance with any and all applicable licensing requirements of the Laws of the state wherein the Mortgaged Property is located, and (ii) either (A) organized under the Laws of such state, or (B) qualified to do business in such state, or (C) a federal savings and loan association, a savings bank or a national bank having a principal office in such state, or (iii) not doing business in such state.
                    (p) CLTV, LTV. If the Purchased Mortgage Loan is a Second Lien Mortgage Loan, it does not have a CLTV in excess of 100%. The Purchased Mortgage Loan does not have an LTV greater than 100%.
                    (q) Title Insurance.
               (i) If such Purchased Mortgage Loan is not a HELOC is covered by an ALTA lender’s title insurance policy or other generally acceptable form of policy of insurance issued by a title insurer qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the applicable Seller, its successors and assigns, as to the first or second priority lien of the related Mortgage in the original principal amount of the such Purchased Mortgage Loan. Such title insurance policy is valid and in full force and effect
               (ii) With respect to each HELOC having an original Credit Limit in excess of $250,000, a lender’s policy of title insurance, expressClose.com lender master protection program (standard mortgage guaranty) or a commitment letter (binder) to issue the same or an attorney’s certificate or opinion of title was effective on the date of the origination of each such HELOC and each such policy or certificate or opinion of title is valid and remains in full force and effect. Such lender’s policy of title insurance is acceptable to Fannie Mae and Freddie Mac, issued by a title insurer acceptable to Fannie Mae and Freddie Mac and qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the applicable Seller, its successors and assigns as to the lien priority specified on the HELOC Schedule with respect to the related Mortgage in the original principal amount of such HELOC and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of such Mortgage providing for adjustment to the applicable Mortgage Interest Rate and Minimum Monthly Payment.
               (iii) The applicable Seller, its successors and assigns, are the sole insureds of such lender’s title insurance policy, and such lender’s title insurance policy is valid and remains in full force and effect and will be in force and effect upon the consummation of the transactions contemplated by this Agreement. The Lien of the Mortgage securing the consolidated principal amount is expressly insured as having first or second lien priority (as applicable) by a title insurance policy, an endorsement to the policy insuring the mortgagee’s consolidated interest or by other title evidence acceptable to Fannie Mae and Freddie Mac.

H-13


 

Exhibit H
                    (r) No Waiver of Defaults. Neither the applicable Seller nor any of its affiliates nor any of their respective predecessors, have waived any default, breach, violation or event which would permit acceleration.
                    (s) Payment Terms. No Purchased Mortgage Loan contains terms or provisions which would result in negative amortization. Principal payments on the Purchased Mortgage Loan commenced no more than sixty (60) days after funds were disbursed in connection with the Purchased Mortgage Loan. The Mortgage Interest Rate as well as the Lifetime Rate Cap and the Periodic Cap, are as set forth on the Purchased Mortgage Loan Schedule. Other than with respect to HELOCs and interest only loans, the Mortgage Note is payable in equal monthly installments of principal and interest, which installments of interest, with respect to Adjustable Rate Mortgage Loans, are subject to change due to the adjustments to the Mortgage Interest Rate on each Interest Rate Adjustment Date, with interest calculated and payable in arrears, sufficient to amortize the Purchased Mortgage Loan fully by the stated maturity date, over an original term of not more than thirty (30) years from commencement of amortization. The Purchased Mortgage Loan is payable on the first day of each month. There are no Convertible Mortgage Loans in the Purchased Mortgage Loans, which contain a provision allowing the Mortgagor to convert the Mortgage Note from an adjustable interest rate Mortgage Note to a fixed interest rate Mortgage Note. No Purchased Mortgage Loan is a balloon mortgage loan that has an original stated maturity of less than seven (7) years.
                    (t) No Additional Collateral. The related Mortgage Note is not and has not been secured by any collateral except the Lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage.
                    (u) Condominiums/Planned Unit Developments. If the Mortgaged Property is a condominium unit or a planned unit development (other than a de minimis planned unit development) such condominium or planned unit development project related to such Purchased Mortgage Loan was originated in accordance with, and the Mortgaged Property meets the guidelines set forth in the applicable Seller’s Underwriting Guidelines and any applicable laws. The construction of such condominium or planned unit development project has been completed and the homeowners’ association with respect to such condominium or planned unit development project has been formed and is managing such condominium or planned unit development project. No Seller has received notice of the conversion of any condominium or planned unit development project to a rental project.
                    (v) Transfer of Purchased Mortgage Loans. The Assignment of Mortgage (except with respect to any Mortgage that has been recorded in the name of MERS or its designee), with respect to each Purchased Mortgage Loan is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located. The transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Sellers are not subject to the bulk transfer or similar statutory provisions in effect in any applicable jurisdiction.
                    (w) No Buydown Provisions; No Graduated Payments or Contingent Interests. The Purchased Mortgage Loan does not contain provisions pursuant to which Monthly Payments are paid or partially paid with funds deposited in any separate account established by the Seller,

H-14


 

Exhibit H
the Mortgagor, or anyone on behalf of the Mortgagor, or paid by any source other than the Mortgagor nor, except with respect to a HELOC, does it contain any other similar provisions which may constitute a “buydown” provision. Each Purchased Mortgage Loan is not a graduated payment mortgage loan and each Purchased Mortgage Loan does not have a shared appreciation or other contingent interest feature. To the extent any HELOC contains any buydown provision, such buydown funds have been maintained and administered in accordance with, and such HELOC otherwise complies with, Fannie Mae/Freddie Mac requirements relating to buydown loans.
                    (x) Solvency. The Mortgagor is not in bankruptcy.
                    (y) Consolidation of Future Advances. Any future advances made to the Mortgagor prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The consolidated principal amount does not exceed the original principal amount of the Purchased Mortgage Loan.
                    (z) Condemnation. There is no proceeding pending or, to the Sellers’ knowledge, threatened for the total or partial condemnation of the related Mortgaged Property
                    (aa) Servicing Practices. The origination, servicing and collection practices used by the applicable Seller, and any prior servicer with respect to the Purchased Mortgage Loan have been in all respects in material compliance with Accepted Servicing Practices and have been in all material respects legal and proper and prudent in the mortgage origination and servicing business. With respect to escrow deposits and Escrow Payments, all such payments are in the possession of, or under the control of the applicable Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made.
                    (bb) No Violation of Environmental Laws. The Mortgaged Property is free from any and all toxic or hazardous substances and there exists no violation of any local, state or federal environmental law, rule or regulation. There is no pending action or proceeding directly involving the Mortgaged Property in which compliance with any environmental law, rule or regulation is an issue; there is no violation of any environmental law, rule or regulation with respect to the Mortgage Property; and nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to use and enjoyment of said property.
                    (cc) Servicemembers Civil Relief Act of 2003. The Mortgagor has not notified the applicable Seller, and such Seller has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers Civil Relief Act of 2003.
                    (dd) Appraisal. The Loan File contains an appraisal of the related Mortgaged Property signed prior to the approval of the Purchased Mortgage Loan application by a Qualified Appraiser, duly appointed by the related originator, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Purchased Mortgage Loan, and the appraisal and

H-15


 

Exhibit H
appraiser both satisfy the requirements of Fannie Mae or Freddie Mac and Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Purchased Mortgage Loan was originated.
                    (ee) Value of Mortgaged Property. To Seller’s knowledge there have been no action taken by a Government Entity that could be expected to adversely affect the value or the marketability of any Purchased Mortgage Loan or related Mortgage Property or to cause the Purchased Mortgage Loans to prepay during any period materially faster or slower than similar Mortgage Loans held by the Sellers generally secured by properties in the same geographic area as the related Mortgaged Property.
                    (ff) No Defense to Insurance Coverage.
               (i) The Sellers have caused or will cause to be performed any and all acts required to preserve the rights and remedies of the Purchases in any insurance policies applicable to the Purchased Mortgage Loans including, without limitation, any necessary notifications of insurers, assignments of policies or interests therein, and establishments of coinsured, joint loss payee and mortgagee rights in favor of the Whole Loan Purchaser.
               (ii) No action has been taken or failed to be taken by Sellers on or prior to the Closing Date, which has resulted or will result in an exclusion from, denial of, or defense to coverage under any primary mortgage insurance (including, without limitation, any exclusions, denials or defenses which would limit or reduce the availability of the timely payment of the full amount of the loss otherwise due thereunder to the insured) whether arising out of actions, representations, errors, omissions, negligence, or fraud of the Sellers, but not including the failure of such insurer to pay by reason of such insurer’s breach of such insurance policy or such insurer’s financial inability to pay.
                    (gg) Credit Information. The Sellers in their respective capacity as servicers, for each Purchased Mortgage Loan, represent and warrant that they have fully furnished, in accordance with the Fair Credit Reporting Act and their respective implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on their respective Mortgagor credit files to each of Equifax, Experian and Trans Union Credit Information Company, on a monthly basis.
                    (hh) Leaseholds. If the Purchased Mortgage Loan is secured by a long-term residential lease or ground lease, (i) the terms of such lease do not (A) allow the termination thereof upon the lessee’s default without the holder of the Mortgage Loan being entitled to receive written notice of, and opportunity to cure, such default, (B) allow the termination of the lease in the event of damage or destruction as long as the Mortgage Loan is in existence, (C) prohibit the holder of the Mortgage Loan from being insured (or receiving proceeds of insurance) under the hazard insurance policy or policies relating to the Mortgaged Property or (D) permit any increase in rent other than pre-established increases set forth in the lease; (ii) the original term of such lease is not less than fifteen (15) years; (iii) the term of such lease does not terminate earlier than five (5) years after the maturity date of the Mortgage Note; and (iv) the

H-16


 

Exhibit H
Mortgaged Property is located in a jurisdiction in which the use of leasehold estates in transferring ownership in residential properties is a widely accepted practice.
                    (ii) Predatory Lending Regulations. The Purchased Mortgage Loan is not a High Cost Loan or Covered Loan, as applicable, and if the Purchased Mortgage Loan was originated on or after October 1, 2002 through March 6, 2003 it is not governed by the Georgia Fair Lending Act. The Purchased Mortgage Loan is not covered by the Home Ownership and Equity Protection Act of 1994 and the Purchased Mortgage Loan is not in violation of any comparable state or local law, regulation or ordinance. Each Purchased Mortgage Loan is in compliance with the anti-predatory lending eligibility for purchase requirements of Fannie Mae Guides. No predatory or deceptive lending practices, including, without limitation, the extension of credit without regard to the ability of the Mortgagor to repay and the extension of credit which has no apparent benefit to the Mortgagor, were employed in the origination of the Purchased Mortgage Loan.
                    (jj) Tax Service Contract; Flood Certification Contract. The Purchased Mortgage Loan is covered by a paid in full, life of loan, tax service contract and a paid in full, life of loan, flood certification contract and each of these contracts is assignable to the Whole Loan Purchaser.
                    (kk) Recordation. The original Mortgage was recorded and, except for those Purchased Mortgage Loans subject to the MERS identification system, all subsequent assignments of the original Mortgage (other than the assignment to the Whole Loan Purchaser) have been recorded in the appropriate jurisdictions wherein such recordation is necessary to perfect the lien thereof as against creditors of the Seller, or is in the process of being recorded.
                    (ll) Litigation. The Purchased Mortgage Loan is not subject to any outstanding litigation for fraud, origination, predatory lending, servicing or closing practices.
                    (mm) Second Lien Mortgage Loans. If the Purchased Mortgage Loan is a Second Lien Mortgage Loan:
               (i) No Negative Amortization of Related First Lien Loan. The related first lien loan does not permit negative amortization;
               (ii) Request for Notice; No Consent Required. Where required or customary in the jurisdiction in which the Mortgaged Property is located, the original lender has filed for record a request for notice of any action by the related senior lienholder, and the applicable Seller has notified such senior lienholder in writing of the existence of the Second Lien Mortgage Loan and requested notification of any action to be taken against the Mortgagor by such senior lienholder. Either (a) no consent for the Second Lien Mortgage Loan is required by the holder of the related first lien loan or (b) such consent has been obtained and is contained in the related Loan File;
               (iii) No Default Under First Lien. To the best of the applicable Seller’s knowledge, the related first lien loan is in full force and effect, and there is no default lien, breach, violation or event which would permit acceleration existing under such first

H-17


 

Exhibit H
lien mortgage or mortgage note, and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event which would permit acceleration under such first lien loan; and
               (iv) Right to Cure First Lien. The related first lien mortgage contains a provision which provides for giving notice of default or breach to the Mortgagee under the Purchased Mortgage Loan and allows such Mortgagee to cure any default under the related first lien mortgage; and
               (v) Principal Residence. The related Mortgaged Property is the Mortgagor’s principal residence.
                    (nn) Condotels. The Purchased Mortgage Loan is not secured by a condominium unit that is part of a condominium development that operates as, or holds itself out to be, a condominium hotel.
                    (oo) The Minimum Monthly Payment with respect to any HELOC is not less than the interest accrued at the applicable Mortgage Interest Rate on the average daily Stated Principal Balance during the Billing Cycle relating to the date on which such Minimum Monthly Payment is due.
                    (pp) Each HELOC accrues interest at an adjustable Mortgage Interest Rate computed on the actual number of days in a Billing Cycle and either a 365-day or 360-day year. With respect to each HELOC, each Mortgage Interest Rate adjusts monthly (except during a three month initial period) to equal the sum of the applicable Index and the Gross Margin, subject to a Maximum Mortgage Interest Rate and a Minimum Mortgage Interest Rate.
                    (qq) Each HELOC requires the payment of a Cancellation Fee, where applicable.
                    (rr) Each HELOC has an original term to maturity of either 180 months or 300 months. Each HELOC has a Draw Period of either 5 or 15 years followed by an Amortization Period of ten years.
                    (ss) No HELOC was made in connection with the construction or rehabilitation of a Mortgaged Property or facilitating the trade-in or exchange of a Mortgaged Property.
                    (tt) With respect to any broker fees collected and paid on any of the HELOCs, all broker fees have been properly assessed to the Mortgagor.
Sellers hereby jointly and severally represent and warrant to Purchasers that, as to each Purchased Mortgage Loan that is a Construction Loan, except as set forth on Schedule 4.5, the following statements are true and correct as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date):
                    (uu) With respect to each Construction Loan:

H-18


 

Exhibit H
               (i) Such Construction Loan has an origination date which is no earlier than thirty (30) days prior to the Closing Date;
               (ii) Such Construction Loan is secured by a first Lien on the real property to which the construction plan relates, any improvements thereon, building materials, goods, supplies, fixtures, furnishings, and equipment to be incorporated in the improvements, whether or not stored on such real property or elsewhere, together with all rights of Mortgagor under policies of insurance covering such real property and all proceeds, refunds and payments relating thereto and all of Mortgagor’s rights under the construction contracts, architects’ contract, engineering contracts and other professional contracts and subcontracts (the “Construction Contracts”), licenses and permits issued and/or obtained in connection with such construction;
               (iii) Such Construction Loan is documented by construction loan and security agreements which are approved by external counsel expert in the matters of construction lending and which are standard of the construction loan documentation used in the industry by firms comparable to Sellers. Such documentation provides for compliance with all of the preconditions to additional amounts drawn under the terms of the related construction loan agreement, including, but not limited to (A) a clean title continuation, (B) the Construction Loan being in balance, (C) required equity having been previously or concurrently invested in the property, (D) compliance with local lien law provisions, (E) all approved change orders having been made in accordance with the provisions of the related construction loan agreement, (F) compliance with all requirements for establishing a first lien on all stored materials whether on or off site, and (G) consents obtained from the general contractor, architect and engineer for the assignment of their respective contracts to the applicable Seller;
               (iv) the title insurance policy insuring the Construction Loan contains a pending disbursement endorsement or other similar endorsement insuring the full amount of the Construction Loan to be disbursed subject to the disbursement of the proceeds;
               (v) the applicable Seller has approved the budget for construction which contains all costs to be incurred by Mortgagor for the construction of the applicable project and the sum of the costs of construction and all equity invested in the property or required to be invested in the property are sufficient in such Seller’s opinion to complete the contemplated construction project, including a reasonable and customary contingency for cost overruns;
               (vi) the Construction Contracts are in customary form, have been assigned to the Seller and the counterparty thereto has agreed to perform thereunder for the Seller’s benefit;
               (vii) the Construction Contracts are either “guaranteed maximum price” contracts from creditworthy counterparties, bonded or the Mortgagor has provided the applicable Seller sufficient guaranties, warranties or other security confirming the payment and performance thereof;

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Exhibit H
               (viii) all permits, licenses and approvals necessary or required pursuant to any Law to construct the improvements in accordance with the approved plans and specifications have been obtained and approved by the applicable Seller;
               (ix) with respect to Construction Loans which are for Mortgaged Properties to be sold, bona fide contracts of sale have been entered into to purchase the Mortgaged Property upon substantial completion thereof which have been approved by applicable Seller and contain no contingencies therein to the performance of the purchaser thereunder which have not been approved by such Seller;
               (x) requires the escrow of monies equal to and for payment of interest payments due on the Mortgage Notes related to the Construction Loan.
                    (vv) No “Cost Plus” Construction Loans. No Construction Loan is a “cost plus” Construction Loan.
                    (ww) No Change Orders. No Construction Loan is the subject of a change order which could materially decrease the value of the Mortgaged Property as determined by the “as built” appraisal on the Mortgaged Property without Whole Loan Purchaser’s prior written consent.

H-20


 

Exhibit I
Representations and Warranties with respect to Automobile Loans

 


 

Exhibit I
Representations and Warranties with respect to Automobile Loans
I-1 (a) Definitions. For purposes of this Exhibit I, the following capitalized terms shall have the respective meanings set forth below. Capitalized terms used in this Exhibit I but not otherwise defined shall have the meanings assigned to them in Section 1.1 of the Agreement.
          “Annual Percentage Rate” or “APR” of a Automobile Loan means the annual percentage rate of finance charges or service charges, as stated in such Automobile Loan; provided that, if the annual rate with respect to such Automobile Loan is reduced pursuant to the Servicemembers Relief Act, formerly known as the Soldiers’ and Sailors’ Civil Relief Act of 1940, the Annual Percentage Rate or APR shall refer to such reduced rate.
          “Amount Financed” means the amount set forth in the underlying Automobile Loan as the “Amount Financed.”
          “Auto Loan Purchase and Sale Agreement” means any agreement between a Third-Party Lender and any Seller relating to the acquisition of Automobile Loans from a Third-Party Lender by such Seller.
          “Dealer” means the dealer who sold a Financed Vehicle to an Obligor and who originated and assigned the Automobile Loan relating to such Financed Vehicle to a Seller under an existing Dealer agreement between such Dealer and a Seller, and any successor to such Dealer.
          “Dealer Assignment” means an assignment agreement entered into between Dealer and a Seller or the prior originator of such Auto Loan.
          “Dealer Title Guaranty” means, where the relevant Dealer is temporarily unable to furnish a Lien Certificate, a written guaranty of such Dealer, each of such documents having been signed where required by the Dealer in the appropriate spaces, and with all blanks properly filled in and otherwise correctly prepared.
          “Financed Vehicle” means a new or used automobile, van, sport utility vehicle or light-duty truck, together with all accessions thereto, securing an Obligor’s indebtedness under the related Automobile Loan.
          “GAP” means guaranteed auto protection.
          “Insurance Policies” means any comprehensive and collision, fire and theft and physical damage insurance policies maintained by Obligors (including, without limitation, the Obligor’s comprehensive insurance policy), any credit policy (including without limitation credit life and credit disability), any service contracts and any GAP insurance or any GAP waiver agreement.
          “Lien Certificate” means, with respect to a Financed Vehicle, an original certificate of title, certificate of lien or other notification issued by the applicable Government Entity to a secured party or such other evidence acceptable to the applicable Government Entity, in each case, which indicates that the lien of the secured party on the Financed Vehicle is recorded on the

I-1


 

Exhibit I
original certificate of title. In any State in which the original certificate of title is required to be given to the Obligor, the term “Lien Certificate” means only a certificate or notification issued to a secured party.
          “Simple Interest Method” means the method of allocating a fixed level payment to principal and interest, pursuant to which the portion of such payment that is allocated to interest is equal to the product of the fixed rate of interest multiplied by the unpaid principal balance multiplied by the period of time elapsed since the date through which the preceding payment of interest was applied and the remainder of such payment is allocable to principal.
          “State” means a state of the United States, the District of Columbia, Puerto Rico, United States Virgin Islands, or any territory or insular possession subject to the jurisdiction of the United States.
          “Third-Party Assignment” means an assignment agreement entered into between the Third-Party Lender and Seller.
          “Third-Party Lender” means an entity that originated a loan to a consumer or was the original assignee of a motor vehicle retail installment sale contract from a Dealer for the purchase of a motor vehicle and sold the loan or motor vehicle retail installment sale contract to Seller pursuant to an Auto Loan Purchase and Sale Agreement.
          “Title Package” means (i) evidence that documentation has been submitted to the appropriate State motor vehicle authority to obtain a Lien Certificate noting the first priority lien of originator or (ii) a Dealer Title Guaranty, if any.
          (b) Seller Fundamental Representations. For purposes of the Agreement, the representations and warranties set forth below in clauses (b), (e), (f), (h), (i), (k), (n), (o) and (p) of Section 1-2 of this Exhibit I shall be deemed to be “Seller Fundamental Representations”.
I-2 Representations and Warranties.
          Sellers hereby jointly and severally represent and warrant to Purchasers that, as to each Automobile Loan, except as set forth on Schedule 4.5, the following statements are true and correct as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date) or such other date specified herein:
          (a) Characteristics of Automobile Loan. The Automobile Loan (A) was originated (i) by Sellers, (ii) by a Dealer for the retail sale of a Financed Vehicle in the ordinary course of such Dealer’s business and purchased by Sellers from such Dealer under an existing Dealer agreement or pursuant to a Dealer assignment with Sellers and was validly assigned by such Dealer to Sellers pursuant to a Dealer Assignment, or (iii) by a Third-Party Lender and purchased by Sellers from such Third-Party Lender under an existing Auto Loan Purchase and Sale Agreement or pursuant to a Third-Party Assignment with Sellers and was validly assigned by such Third-Party Lender to Sellers pursuant to a Third-Party Assignment, (B) was originated by Sellers, such Dealer or such Third-Party Lender for the retail sale, consumer-to-consumer sale

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Exhibit I
or refinancing of a Financed Vehicle in the ordinary course of Sellers’, the Dealer’s or the Third-Party Lender’s business, in each case, in accordance with Sellers’ credit policies and was fully and properly executed by the parties thereto, and Sellers, each Dealer and each Third-Party Lender had all necessary licenses and permits to originate Automobile Loans in the State where Sellers, each such Dealer or each such Third-Party Lender was located, (C) has not been amended or collections with respect to which waived, other than as evidenced in the Loan File relating thereto, (D) contains customary and enforceable provisions such that the rights and remedies of the holder thereof are adequate for realization against the collateral of the benefits of the security, and (E) provides for level monthly payments (provided, that the payment in the first or last month in the life of the Automobile Loan may be minimally different from the level payments) that, if made when due, will fully amortize the Amount Financed by maturity and yield interest at the Annual Percentage Rate.
          (b) Fraud or Material Misrepresentation. No action on the part of Sellers or, to Sellers’ Knowledge, Dealer or Third Party in the origination of the Automobile Loan will give rise to a claim or defense by Obligor to the obligation represented by the Automobile Loan based on fraud or material misrepresentation.
          (c) Origination. The Automobile Loan was originated in the United States and the related Obligor is a resident of the United States.
          (d) List of Automobile Loans. The information set forth in Schedule 1.1(a) with respect to such Automobile Loan is true and correct in all material respects.
          (e) Compliance with Law. All requirements of applicable federal, State and local laws, and regulations thereunder (including, without limitation, usury laws, the Federal Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act, the Moss-Magnuson Warranty Act, the Federal Reserve Board’s Regulations “B” and “Z” (including amendments to the Federal Reserve’s Official Staff Commentary to Regulation Z, effective October 1, 1998, concerning negative equity loans), the Servicemembers Civil Relief Act, each applicable State Motor Vehicle Retail Installment Sales Act, and State adaptations of the National Consumer Act and of the Uniform Consumer Credit Code and other consumer credit laws and equal credit opportunity and disclosure laws) in respect of the Automobile Loan and the Financed Vehicle, have been complied with in all respects, except for any noncompliance that would not, individually or in the aggregate, be material to an Automobile Loan, individually, or to the Automobile Loans, taken as a whole, and the Automobile Loan and the sale of the Financed Vehicle evidenced by each Automobile Loan complied at the time it was originated or made and now complies in all respects with all applicable legal requirements, except for any noncompliance that would not, individually or in the aggregate, be material to an Automobile Loan, individually, or to the Automobile Loans, taken as a whole.
          (f) Binding Obligation. The Automobile Loan represents the genuine, legal, valid and binding payment obligation of the Obligor thereon, enforceable by the holder thereof in accordance with its terms, except (i) as enforceability may be limited by bankruptcy, insolvency, reorganization or similar laws affecting the enforcement of creditors’ rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such

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Exhibit I
enforceability is considered in a proceeding in equity or at law and (ii) as such Automobile Loan may be modified by the application after the applicable Purchased Loan Cut-off Date of the Servicemembers Civil Relief Act, as amended; and all parties to each Automobile Loan had full legal capacity to execute and deliver such Automobile Loan and all other documents related thereto and to grant the security interest purported to be granted thereby.
          (g) No Government Obligor. The Automobile Loan is not due from the United States of America or any State or from any agency, department or instrumentality of the United States of America or any State.
          (h) Security Interest in Financed Vehicle. The Automobile Loan created or will create a valid, binding and enforceable first priority security interest in favor of Sellers in the Financed Vehicle. The Lien Certificate and original certificate of title for each Financed Vehicle show, or if a new or replacement Lien Certificate is being applied for with respect to such Financed Vehicle the Lien Certificate will be received within one hundred eighty (180) days of the Automobile Loan origination date and will show, Sellers as the original secured party under the Automobile Loan, or that such Automobile Loan has been assigned to Sellers, as the holder of a first priority security interest in such Financed Vehicle. With respect to each Automobile Loan for which the Lien Certificate has not yet been returned from the applicable Government Entity, Sellers have a Title Package for the related Financed Vehicle. The Automobile Loan is secured by an enforceable and perfected first priority security interest in the Financed Vehicle in favor of Seller as secured party, which security interest is prior to all other Liens upon and security interests in such Financed Vehicle which now exist or may hereafter arise or be created.
          (i) Automobile Loans in Force. The Automobile Loan has not been satisfied, subordinated or rescinded, and the Financed Vehicle securing such Automobile Loan has not been released from the lien of the related Automobile Loans in whole or in part. No terms of any Automobile Loan have been waived, altered or modified in any respect since its origination, except by instruments or documents identified in the Loan File. All funds payable to or on behalf of the Obligors with respect to the Automobile Loans have been fully disbursed.
          (j) No Amendments. The Automobile Loan has not been amended such that the amount of the Obligor’s scheduled payments has been increased, except as required by law.
          (k) No Defenses. The Automobile Loan is not subject to any right of rescission, or any valid right of setoff, counterclaim or defense and no such right has been asserted or threatened with respect to any Automobile Loan.
          (l) No Liens. No unpaid or unsatisfied liens or claims have been filed for work, labor or materials relating to a Financed Vehicle that are liens prior to, or equal to or coordinate with, the security interest in the Financed Vehicle granted by any Automobile Loan.
          (m) Insurance. At the time of an origination of the Automobile Loan by Sellers or a purchase of the Automobile Loan by Sellers from a Dealer or Third-Party Lender, each Financed Vehicle was covered by a comprehensive and collision insurance policy (i) subject to maximum deductibles of $1,000 for collision coverage and $1,000 for comprehensive coverage, (ii) naming Sellers as loss payee and (iii) insuring against loss and damage due to fire, theft, transportation,

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Exhibit I
collision and other risks generally covered by comprehensive and collision coverage. Each Automobile Loan requires the Obligor to maintain physical loss and damage insurance, naming Sellers and its successors and assigns as additional insured parties, and each Automobile Loan permits the holder thereof to obtain physical loss and damage insurance at the expense of the Obligor if the Obligor fails to do so. No Financed Vehicle is insured under a policy of force-placed insurance.
          (n) Good Title. The Automobile Loan has not been sold, transferred, assigned or pledged by Sellers. No Dealer or Third-Party Lender has any participation in, or other right, title or interest in any Automobile Loan or the proceeds thereof. Sellers have not taken any action to convey any right to any Person that would result in such Person having a right to payments received under the related Insurance Policies or to payments due under the Automobile Loan.
          (o) Lawful Assignment; No Consent Required. The Automobile Loan was not originated in, or is subject to the laws of, any jurisdiction the laws of which would make unlawful, void or voidable the sale, transfer and assignment of the Automobile Loan by Sellers to Whole Loan Purchaser.
          (p) All Filings Made. All filings (including, without limitation, UCC filings) required to be made by any Person, and actions required to be taken or performed by any Person in any jurisdiction to give Sellers a first priority perfected lien on, or ownership interest in, the Automobile Loan and the proceeds thereof and the other Collateral have been made, taken or performed.
          (q) No Repossessions. No Financed Vehicle securing the Automobile Loan is in repossession status.
          (r) Loan Files Complete. There exists a Loan File pertaining to the Automobile Loan and such Loan File contains (i) a fully executed original of the Automobile Loan, (ii) in the case of retail installment sale Automobile Loans, the original executed credit application, or a paper or electronic copy thereof and (iii) the original Lien Certificate or application therefor. Each of such documents which is required to be signed by the Obligor has been signed by the Obligor in the appropriate spaces. All blanks on any form have been properly filled in and each form has otherwise been correctly prepared.

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Exhibit J
Representations and Warranties with respect to Other Purchased Loans

 


 

Exhibit J
Representations and Warranties with respect to Other Purchased Loans
J-1. Sellers hereby jointly and severally represent and warrant to Purchasers that, as to each Other Purchased Loan, except as set forth on Schedule 4.5, the following statements are true and correct as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date):
          (a) Loan Purchase Schedule. The information contained in Schedule 1.1(a) with respect to each Other Purchased Loan is true, accurate and complete in all material respects.
          (b) Modifications. The terms of the Security Agreement and Note have not been impaired, waived, altered, or modified in any respect, except by agreement filed of record in the appropriate records of the county, parish or other political entity within which the Collateral is located, and the original or certified true copy of such agreement is contained in the Loan File.
          (c) No Fraud.
  i.   No fraud or material misrepresentation with respect to the Other Purchased Loan has taken place on the part of Sellers;
 
  ii.   to Seller’s Knowledge, no material fraud or misrepresentation with respect to the Other Purchased Loan by the Obligor, any appraiser, any builder or any developer, or any other party involved in the solicitation, origination or servicing of the Other Purchased Loans has taken place in the application for any insurance in relation to such Other Purchased Loan or in connection with the sale of such Other Purchased Loan to the Whole Loan Purchaser; and
 
  iii.   there are no actions or failures to act by any Seller with respect to the Other Purchased Loan that would permit the primary mortgage guaranty insurer to deny coverage under any insurance policy.
          (d) Compliance.
  i.   The Other Purchased Loan, including the origination, servicing and transfer thereof, the Mortgage or Security Agreement, the Note and any insurance policy, certificate and coverage relating thereto, and any Seller’s activities in connection therewith, comply in all respects with all applicable federal, state and local Laws, rules, regulations and ordinances including all usury, truth-in-lending, predatory lending, real estate settlement procedures, consumer credit protection, equal credit opportunity or disclosure Laws applicable to the Other Purchased Loan, except for any noncompliance that would not, individually or in the aggregate, be material to an Other Purchased Loan, individually, or to the Other Purchased Loans, taken as a whole. The origination, servicing and collection practices used by the applicable Seller, and any prior servicer with respect to the Other Purchased Loan have been in all respects in compliance with applicable

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Exhibit J
      laws and regulations, and have been in all respects legal and proper and prudent in the origination and servicing business, except for any noncompliance that would not, individually or in the aggregate, be material to an Other Purchased Loan, individually, or to the Other Purchased Loans, taken as a whole.
 
  ii.   The origination, servicing and collection practices used by the applicable Seller, and any prior servicer with respect to the Other Purchased Loan have been in all respects in compliance with Accepted Servicing Practices, except for any noncompliance that would not, individually or in the aggregate, be material to an Other Purchased Loan, individually, or to the Other Purchased Loans, taken as a whole.
          (e) No Release. The Mortgage or Security Agreement has not been satisfied, cancelled, rescinded or subordinated, in whole or in part. The Obligor has not been released, in whole or in part, from such Obligor’s obligations under the Note, and the Mortgaged Property or other Collateral has not been released, in whole or in part, from the Lien of the Mortgage or Security Agreement.
          (f) Valid Lien. The Note and Mortgage or Security Agreement, as transferred to Whole Loan Purchaser, are valid, subsisting and enforceable and the Mortgage or Security Agreement securing the Other Purchased Loan or other necessary security document is valid and has been properly filed, recorded or otherwise perfected in accordance with applicable Law. Such Lien and Mortgaged Property are subject only to (i) the Lien of current real property taxes, water and sewer rents, rates and assessments not yet due and payable, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of the public record acceptable to mortgage lending institutions generally which do not impair the value of the Mortgaged Property or other Collateral, or the Other Purchased Loan, and (iii) any senior Mortgage or other Lien of record which is noted in the title insurance policy in the case of a second Lien Mortgage Loan. With respect to each Other Purchased Loan that is a Mortgage Loan, to Seller’s Knowledge, there are no Liens for unpaid taxes, ground rent, water charges or sewer rents or rates affecting the Mortgaged Property which are due and payable.
          (g) Perfection of Security Interest. No instruments other than those delivered to Purchasers are required under applicable Law to evidence the indebtedness represented by the Other Purchased Loan or to perfect the security interest in the Mortgaged Property or other Collateral.
          (h) Obligor. All parties to the Note and Mortgage or Security Agreement were the real parties in interest on the Other Purchased Loan and were not mere nominees or accommodation parties for any other persons and had full legal capacity to execute the same. None of the Obligors is deceased, and each signature is the genuine and authentic signature of the person it purports to be.
          (i) Ownership. The applicable Seller has good and marketable title to the Other Purchased Loan and is the sole owner thereof and has full and unrestricted right to sell, assign and transfer the Other Purchased Loan, the Note, the Mortgage or Security Agreement and the

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Exhibit J
Loan File to Whole Loan Purchaser free and clear of any Liens.
          (j) No Defenses. The Note and the Mortgage or Security Agreement are not subject to any right of rescission, or any valid right of set-off, counterclaim or defense (including the defense of usury) nor will the operation of any of the terms of the Note and the Mortgage or Security Agreement, or the exercise of any right thereunder, render the Mortgage or Security Agreement unenforceable, in whole or in part, or subject to any such right of rescission or any valid right of set-off, counterclaim or defense and no such right of rescission or valid right of set-off, counterclaim or defense (including the defense of usury) has been asserted with respect thereto.
          (k) No Default. There is no default, breach, violation or event of default and/or acceleration existing under the Note or Mortgage or Security Agreement or to any Seller’s knowledge under the senior Mortgage or other Lien, if any, nor has there occurred any event which, with the passage of time or the giving of notice or both, could give rise to such default, breach, violation or event of default and/or acceleration. No Seller has waived any default, breach, violation or event of default or acceleration under the Note or Mortgage or Security Agreement or under the senior Mortgage or other Lien, if any. No Seller has received any notice of default, breach or acceleration under the senior Mortgage or other Lien, if any.
          (1) No Mechanic’s Liens. To the knowledge of Sellers, there are no mechanic’s or materialman’s Liens or Claims for work, labor or materials affecting the Mortgaged Property or Collateral which are or may be Liens prior to, or equal or coordinate with, the Lien of the Mortgage or Collateral.
          (m) Collateral. The Note is not and has not been secured by any Collateral except the Mortgaged Property or other Collateral specified in the Mortgage or Security Agreement.
          (n) Customary Provisions. The Mortgage or Security Agreement contains customary and enforceable provisions, subject to applicable Law, so as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property or other Collateral of the benefits of the security provided thereby. No Other Purchased Loan provides for negative amortization.
          (o) Proceeds Disbursed. The proceeds of the Other Purchased Loan (other than any open-ended Other Purchased Loan) have been fully disbursed, there is no obligation on the part of the holder of the Note to make future advances thereunder, any and all requirements as to completion of any on-site or off-site improvements have been complied with, and any disbursement of any escrow funds has been made. All costs, fees and expenses incurred in making, closing or recording the Other Purchased Loan have been paid. The Obligor is not entitled to any refund of any amounts paid or due under the Note or the Mortgage or Security Agreement.
          (p) No Additional Payment Obligation. There is no obligation on the part of Sellers or any other party to make payments on account of the Other Purchased Loan which are in addition to those made by the Obligor.

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Exhibit J
          (q) Accurate Loan File; Obligor’s Credit. All information and each document contained in each Loan File is true, complete, accurate and correct in all material respects.
          (r) Additional Compensation. None of Sellers nor any stockholder, director or officer of any Seller has received any benefit, consideration or value, other than the increased business to the applicable Seller and its Affiliates represented by the Other Purchased Loan, a prepaid finance charge disclosed to the Obligor on the Other Purchased Loan, or insurance commissions from time to time heretofore paid, from any Obligor or anyone else in connection with the Other Purchased Loan.
          (s) Governing Laws. The governing Laws with respect to the origination, servicing and foreclosure of the Other Purchased Loan are the applicable provisions of the Laws of the state in which the Obligor resides or where the Collateral is located, or the Laws of the United States, and not any tribal Law, and no tribal court has exclusive jurisdiction of the same.
          (t) No Funds Advanced. Sellers have not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the Obligor, directly or indirectly, for the payment of any amount required under the Other Purchased Loan. All payments shown on the records relating to the Other Purchased Loan were made on the dates indicated on said records, and none of the credits entered on the records were gratuitous or were given for a payment made by an Affiliate, employee or agent of any Seller.
          (u) Servicemember’s Civil Relief Act. The Obligor has not notified any Seller and no Seller has actual knowledge of any relief requested by or allowed to the Obligor under the Servicemembers Civil Relief Act of 2003, or any similar state Law or regulation.
          (v) Occupancy; Licenses. To the knowledge of Sellers, with respect to each Mortgage Loan, the Mortgaged Property is Lawfully occupied under applicable Law, and all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and the use and occupancy thereof, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities.
          (w) Holdbacks. If applicable, any and all dealer reserves, holdbacks or participations have been paid, or are the responsibility of Sellers.
          (x) No Prepaid Loans. No Other Purchased Loan has been prepaid in full.
          (y) Holder in Due Course Liability. No Other Purchased Loan is subject to, or to best of Seller’s knowledge, may become subject to a claim that Obligor may have against a Seller or provider of goods or services purchased by the proceeds from an Other Purchased Loan promotional rates.
          (z) Except as may be accurately reported on the books and records of the Seller, no Other Purchased Loans are subject to a low promotional interest rate or other interest rate that is not calculated by the addition of the margin to a stated index set forth in the Note.
Additional Reps for Open-end (non-real estate secured) Plans

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Exhibit J
          (aa) Accounting. The balances for all Other Purchased Loans that are open-end accounts are accurately reported on the books of the Seller.
          (bb) Billing Rights Inquiry. Except as may be accurately reported on the books and records of the Seller, no Other Purchased Loan that is an open-end account is subject to any unresolved consumer billing rights inquiry pursuant to the federal Fair Credit Billing Act or similar state law.
          (cc) No Third Party Limitations on Closing Accounts. As to each Other Purchased Loan that is an open-end account, Seller is not subject to any agreement with a third-party that limits the rights of the holder to close and account and prohibit any future advances to the obligor.
J-2. Seller Fundamental Representations. For purposes of the Agreement, the representations and warranties set forth above in clauses (c), (d) (solely with respect to subclause (i) thereof), (e), (f), (g), (i) and (j) of Section J-1 of this Exhibit J shall be deemed to be “Seller Fundamental Representations”.

J-5


 

Exhibit K
Representations and Warranties with respect to REO Properties

 


 

Exhibit K
Representations and Warranties with respect to REO Properties
K-1 (a) Definitions. For purposes of this Exhibit K, the following capitalized term shall have the respective meanings set forth below. Capitalized terms used in this Exhibit K but not otherwise defined shall have the meanings assigned to them in Section 1.1 of the Agreement.
          “Accepted Servicing Practices” means, with respect to any REO Property, (a) those mortgage servicing practices of prudent mortgage lending institutions which service mortgage loans or service REO Properties (as applicable) of the same type as such REO Property in the jurisdiction where the related REO Property is located, and (b) the Delinquency Collection Policies and Procedures.
          (b) Seller Fundamental Representations. For purposes of the Agreement, the representations and warranties set forth below in clauses (b), (c), and (h) (solely with respect to subclause (i)) of Section K-2 of this Exhibit K shall be deemed to be “Seller Fundamental Representations”.
K-2 Representations and Warranties.
          With respect to REO Properties included in the Purchased Mortgage Loans, Sellers hereby jointly and severally represent and warrant to Purchasers that, as to each such REO Property and Serviced REO Properties, except as set forth on Schedule 4.5, the following statements are true and correct as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date):
          (a) All information regarding the REO Properties provided by the Sellers to the Purchasers is true, accurate, and complete in all material respects.
          (b) Sellers are the sole beneficial owner and holder of each REO Property related to a Purchased Mortgage Loan and have good and marketable fee simple title to each such REO Property. Except as set forth on Schedule 4.5, each REO Property is a single-family detached home. Sellers have full right to transfer and sell the REO Properties included in the Purchased Mortgage Loans to Whole Loan Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, participation interest, claim or security interest of any nature, subject to (i) the lien of current real property taxes and assessments not yet due and payable, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and which do not adversely affect the appraised value of the REO Properties, (iii) other matters to which like properties are commonly subject which do not materially interfere with the use, enjoyment, value or marketability of the related REO Properties, and (iv) any right of redemption in favor of prior owners disclosed under the heading Exhibit K on Schedule 4.5.

K-1


 

Exhibit K
          (c) Except for customary eviction litigation, there are no pending, or to the knowledge of Sellers threatened, special assessments, claims, violations or litigation of any type in connection with any REO Property or relating to the mortgage loans previously encumbering the same, including, without limitation, claims relating to the maintenance of escrow accounts.
          (d) There are no delinquent taxes, ground rents, leasehold payments, water charges, sewer rents, condominium charges, municipal charges, assessments or other outstanding charges affecting the REO Properties.
          (e) As to each REO Property, the improvements upon the related REO Property are covered by a valid and existing hazard insurance policy, with a generally acceptable carrier that provides for fire and extended coverage and such other hazards as would be acceptable under Accepted Servicing Practices. A flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect-with respect to each REO Property with a generally acceptable carrier in an amount representing the coverage required for such property under the current guidelines of the Federal Insurance Administration. Such hazard insurance policy contains a standard mortgagee clause naming the originator and its successors and assigns as loss payee and all premiums have been paid.
          (f) Each REO Property is free of any damage that would materially and adversely affect the value of such REO Property or the use for which the premises were intended and there is no proceeding pending for the total or partial condemnation thereof.
          (g) There is no pending action or proceeding directly involving any REO Property in which compliance with any environmental law, rule or regulation is an issue. The REO Properties are free from any and all toxic or hazardous substances and there exists no violation of any local, state or federal environmental law.
          (h)
   i.   With regard to prior servicing of the related Purchased Mortgage Loans and Serviced Mortgage Loans, and in acquiring title to the REO Properties, the Sellers and the prior Servicers complied with all applicable federal, state and local laws regarding the REO Property, mortgagors’ rights and the commencement and prosecution of foreclosure proceedings, procedural or substantive, except for any noncompliance that would not, individually or in the aggregate, be material to a REO Property, individually, or to the REO Properties, taken as a whole; and
 
   ii.   with regard to prior servicing of the related Purchased Mortgage Loans and Serviced Mortgage Loans, and in acquiring title to the REO Properties, the Sellers and the prior Servicers complied with Accepted Servicing Practices in all respects, except for any noncompliance that would not, individually or in the aggregate, be material to a REO Property, individually, or to the REO Properties, taken as a whole.

K-2


 

Exhibit K
          (i) There are no broker commitments, sales contracts, or listing agreements in force, and no management, service, supply, security, maintenance or other similar contracts or agreements. Notwithstanding anything to the contrary set forth herein, Purchasers shall have the right to cancel without penalty any such commitments or agreements with respect to the REO Properties, regardless of whether any such commitments or agreements have been disclosed to Purchasers. With regard to any management, service, supply, security, maintenance or other similar contracts or agreements, Sellers shall be solely responsible for any and all charges, payment amounts, cancellation fees or other fees in connection with any such agreements, unless Purchasers affirmatively assume such agreements.
          (j) No REO Property is subject to rights of redemption or other similar rights in favor of prior owners.

K-3


 

Exhibit L
Representations and Warranties with respect to Servicing Assets

 


 

Exhibit L
Representations and Warranties with respect to Servicing Assets
L-1 Sellers hereby jointly and severally represent and warrant to Purchasers that, except as set forth on Schedule 4.7, the following statements are true and correct as of the date of this Agreement and as of the Closing Date (as though such representations and warranties were made as of the Closing Date):
                    (a) Schedule 1.1(d) contains a description of all Serviced REO Property and includes all other information included in the Serviced Mortgage Portfolio Schedules (as such term is defined in the Servicing Agreements) and has been prepared in accordance with such Serviced Mortgage Portfolio Schedules. The information set forth in Schedule 1.1(d) is true, complete and correct in all material respects with respect to each Serviced REO Property, individually, and with respect to all Serviced REO Properties, collectively, as of the Servicing Cut-off Date.
                    (b) Except as set forth on Schedule 4.7, the Servicing Agreements set forth (i) all of the provisions with respect to fees and other income and (ii) all of the other material terms and conditions of the applicable Seller’s rights and obligations relating to the servicing of the Serviced Mortgage Loans, and there are no other agreements, written or oral, that modify or affect the Servicing Agreements or the Servicing Fees and the Servicing Rights thereunder.
                    (c) Servicing Rights:
          (i) Sellers own the entire right, title and interest in and to the Servicing Rights and the sole right to service the related Serviced Mortgage Loans, subject to the Servicing Agreements but free and clear of all Liens, except for Liens and the rights of subservicers disclosed in Schedule 4.7;
          (ii) Each Servicing Agreement is in full force and effect, constitutes the legal, valid and binding obligation of the applicable Seller and is enforceable against the applicable Seller in accordance with its terms, except as may be limited by the Enforceability Exceptions;
          (iii) Neither the applicable Seller nor, to Sellers’ Knowledge, any of the other parties thereto, is in default under any Servicing Agreement, and no event has occurred that, by itself or with notice or the passage of time or both, would constitute a servicer event of default, termination event or any other specified event entitling the related trustee or the certificateholders to replace any applicable Seller as servicer any Servicing Agreement;
          (iv) Except as set forth on Schedule 4.7, none of the other parties to any of the Servicing Agreements or certificateholders have since January 1, 2007 provided written notice to any Seller that such party will be terminating, modifying or amending any of the Servicing Agreements (or otherwise seeking to terminate, modify or amend, or reduce the applicable Seller’s benefits or the Servicing Rights under, any of the Servicing Agreements);

L-1


 

          (v) Except pursuant to this Agreement, the applicable Seller has not engaged any subservicers, subcontractors or other agents to perform any of its duties pursuant to the Servicing Agreements, other than engagements that are pursuant to agreements permitted by, and in compliance in all material respects with the requirements of, the applicable Servicing Agreements and have not been terminated, and all fees and expenses in connection therewith have been paid when due in all material respects.
          (vi) Sellers have complied in all material respects with all Servicing Agreements or will have cured any such material non-compliance in all material respects prior to the Servicing Assets Settlement Date with respect to the related Servicing Agreements.
                    (d) Except as set forth in (i) Schedule 4.7 or (ii) the 1122 and 1123 Servicer’s Assessments of Compliance provided pursuant to Regulation AB with respect to the PMSI’s servicing platform, the servicing of the Serviced Mortgage Loans has been performed by Sellers in compliance in all material respects with all Applicable Requirements. From and after the time a Mortgage Loan became subject to the applicable Servicing Agreements, such Mortgage Loan was serviced in all material respects in compliance with all Applicable Requirements. Each report and officer’s certification prepared by any Seller as servicer pursuant to a Servicing Agreement is true and correct in all material respects. Sellers have previously made available to Purchasers a correct and complete description of the Sellers’ Servicing Policies. Each of the Servicing Assets is being and has been operated in all material respects in compliance with the Sellers’ Servicing Policies.
                    (e) Except as set forth on Schedule 4.7, since June 30, 2005, no Government Entity, Investor, custodian, master servicer, trustee, Rating Agency, sub-servicer, Insurer or other third party has provided written notice to any Seller claiming that, stating or otherwise indicating the institution of an investigation or similar inquiry as to whether any Seller has violated, breached or not complied with any Applicable Requirements in connection with the servicing, lending, origination, Mortgage Loan purchase or sale activities.
                    (f) Except as set forth in Schedule 4.7, (i) all Advances have been made and documented in compliance in all material respects with the terms of the applicable Servicing Agreement; (ii) the amount of each Advance set forth on Schedule 1.1(d) is accurate as of the date set forth on such schedule, (iii) all Advances are valid and subsisting amounts owing to the applicable Seller, payable at the times and in accordance with the provisions of the applicable Servicing Agreement, free and clear of all Liens except Permitted Liens and (iv) the applicable Seller is entitled under the Servicing Agreements to pay or reimburse itself for all advances, Servicing Fees and all other amounts due to it from all collections on (x) the related Serviced Mortgage Loan, with respect to Advances other than Advances related to principal and interest payments thereon, and (y) all Serviced Mortgage Loans serviced in the related Servicing Transaction, with respect to Advances other than Advances related to principal and interest payments thereon, prior to any collections being paid or distributed to any other Person.
                    (g) Except as set forth in Schedule 4.7, Purchasers and their Affiliates shall not become obligated in its capacity as master servicer, servicer or subservicer, solely as a result of the transactions contemplated by this Agreement, to repurchase from any Person any Serviced

L-2


 

Mortgage Loans or Receivables, or to reimburse, indemnify or hold harmless any Person, or otherwise assume any Liability, in each case with respect to any loss arising from Serviced Mortgage Loans or Receivables, including in the event of fraud on the part of any Obligor under a Serviced Mortgage Loan.
                    (h) The information with respect to each Serviced Mortgage Loan, individually, and with respect to all Serviced Mortgage Loans, collectively, in each of the Servicing Test Tape and the Servicing Data Tape is true, complete and correct as of the date thereof in all material respects.
                    (i) The representations and warranties set forth in Exhibit K (with respect to the Serviced REO Properties) attached hereto are hereby incorporated into this Exhibit L as if made in this Exhibit L.
                    (j) All of the Serviced Mortgage Loans are being serviced without recourse to Sellers under the Servicing Agreements or, after the applicable Servicing Assets Settlement Date, to Servicing Assets Purchaser, in each case for the performance of, or losses under, the Serviced Mortgage Loans.
                    (k) The servicing of each Serviced Mortgage Loan has continuously been performed in all material respects by the Sellers in compliance with all Applicable Requirements.
                    (l) For any Serviced Mortgage Loan not registered with MERS, such Serviced Mortgage Loan is in the name of the applicable Trust.
                    (m) The servicing of the Serviced Mortgage Loans have continuously been performed in all material respects by the Sellers in compliance with ERISA and Section 4975 of the Code.
L-2. Fundamental Representations. For purposes of the Agreement, the representations and warranties set forth above in clauses (c)(i), (c)(ii), (c)(vi), (d) (solely with respect to the first two sentences thereof), and (e) of Section L-1 of this Exhibit L shall be deemed to be “Fundamental Representations”.

L-3


 

Exhibit M
Data Tapes with respect to Purchased Loans

 


 

Exhibit M
Data Tape Fields with Respect to Purchased Loans
Purchased Mortgage Loans:
Instead of listing individual field names, Seller and Litton agree to insert the list of required data files here:
Seller to provide LSAMS data files including, but not limited to, the following:
File
LAYOUTS
LOANHIST
TFRACH
TFRAGDD
TFRAGDH
TFRALT1
TFRALT2
TFRALT3
TFRBAL
TFRCAS
TFRCHG
TFRCHGV
TFRCOLC
TFRCOLI
TFRDSR
TFRESCE
TFRESCM
TFRFBDUE
TFRFLDT
TFRHZMST
TFRINST
TFRINV
TFRLGLD
TFRMBSP
TFRMID
TFRMLD
TFRORGP
TFRPOOL
TFRSPLAN
TFRVNM
TFRYTRN
TRIALBAL
For default and REO related fields, Seller will provide Fortracs extracts in Excel Format.
Commercial Loans:

 


 

         
1.   Transferring Servicer’s Loan Number
       
2.   Transferring Servicer’s Name
       
3.   MERS MIN #
       
4.   MERS Batch #
       
5.   Transferring Servicer’s MERS Org ID#
       
6.   Transferring Investor’s MERS Org ID#
       
7.   Mortgagor First Name
       
8.   Mortgagor Middle Name
       
9.   Mortgagor Last Name or Business Entity Name
       
10. Mortgagor Suffix (Jr., Sr., III, etc.)
       
11. Mortgagor Social Security #
       
12. Business Entity Tax ID #
       
13. Mortgagor Home Phone #
       
14. Mortgagor Work Phone #
       
15. Co-Mortgagor First Name
       
16. Co-Mortgagor Middle Name
       
17. Co-Mortgagor Last Name
       
18. Co-Mortgagor Suffix (Jr., Sr., III, etc.)
       
19. Co-Mortgagor Social Security #
       
20. Co-Mortgagor Home Phone #
       
21. Co-Mortgagor Work Phone Number
       
22. Mailing Street Address Line 1
       
23. Mailing Street Address Line 2
       
24. Mailing City
       
25. Mailing State
       
26. Mailing Zip Code
       
27. Property Street Address Line 1
       
28. Property Street Address Line 2
       
29. Property City
       
30. Property State
       
31. Property Zip Code
       
32. Current Principal Balance
       
33. Original Principal Balance (Loan Amount)
       
34. Current Interest Rate
       
35. Original Interest Rate
       
36. Current P&I Payment
       
37. Original P&I Payment
       
38. Current Payment Due Date
       
39. Interest Paid to Date
       
40. Interest Method
       
Interest Paid in Advance
       

 


 

         
Interest Paid in Arrears
       
DSI 365 day year, actual days in month
       
DSI 360 day year, 30 day month
       
DSI 367 day year, 30 day month, plus actual days
       
Upfront Interest (Rule of 78’s)
       
41. Accrued Interest Amount
       
42. Partial Payment Amount (DOP Amount/Interest Rich or Poor) for DSI Loans
       
43. First Payment Due Date
       
44. Closing Date
       
45. Maturity Date
       
46. Loan Term in Years
       
47. Loan Term in Months
       
48. Amortization Term (Balloon Only)
       
49. Lien Position
       
1st Lien
       
2nd Lien
       
3rd Lien
       
50. Occupancy Code
       
Owner Occupied
       
Non-Owner Occupied
       
Adverse
       
51. Property Type
       
Unsecured
       
Blanket
       
2-4 Family
       
2 Family (Duplex)
       
3 Family (Triplex)
       
4 Family (Quadplex)
       
Automotive
       
Co-Op
       
Condo
       
Commercial Multi-Family (5+ units)
       
Farm (Residential)
       
Hotel/Motel
       
Light Industrial
       
Mixed Use
       
Multi-Family/Apartment (less than 5 units)
       
Mobile Home/Chattel
       
Mobile Home/Real Property
       
Manufactured Home/Real Property
       
Mobile Home Park
       

 


 

         
Non-Real Estate
       
Night Club/Bar
       
Nursing Home
       
Office Building
       
Other
       
PUD
       
Self-Storage
       
Single Family
       
Retail
       
Townhouse
       
Unknown
       
Vacant Land
       
Warehouse
       
52. Escrow Balance
       
53. Escrow Advance Balance
       
54. Escrow Payment Amount
       
55. Total Monthly Payment Amount (PITI)
       
56. Corporate Advance Balance
       
57. Corporate Advance Details
       
Payee Name
       
Payee Address
       
Payee Tax ID#
       
Transaction Amount
       
Transaction Description
       
Transaction Date
       
Recoverable from Mortgagor (Y/N)
       
58. Suspense Balance
       
59. Loss Draft Balance (Restricted Escrow)
       
60. Restricted Escrow Balance
       
61. Subsidy (Buydown) Balance
       
62. Late Charge Balance
       
63. Late Charge Code
       
Fixed Flat Amount
       
Late Charge Rate x UPB
       
Late Charge Rate x P&I
       
Late Charge Rate x Total Payment
       
64. Monthly Late Charge Amount (Fixed Flat Fee Amount)
       
65. Late Charge Rate
       
66. Grace Days
       
67. Payment Frequency
       
Monthly
       

 


 

         
Bi-Weekly
       
Quarterly
       
Semi-Annual
       
Annual
       
68. Loan Type
       
Commercial Uninsured
       
Commercial Insured
       
69. Mortgage Type
       
Other
       
Unknown
       
Commercial Insured
       
Commercial Uninsured
       
Seller-Financed
       
70. Mortgage Instrument
       
ARM
       
Balloon
       
Balloon ARM
       
Buydown
       
Dividend Loans
       
Dual Amortization
       
Fixed Rate
       
GPM
       
GPM Balloon
       
HELOC
       
Pay History ARM
       
71. PMI/MIC Certificate #
       
72. Mortgage Insurance %
       
73. Original Appraised Value Amount
       
74. Original Loan-to-Value
       
75. Sales Price
       
76. Loan Purpose
       
Purchase
       
Refinance-Cash Out
       
Refinance-No Cash Out (Rate/Term)
       
Construction
       
77. Flood Insurance Required (Y/N)
       
Y=In Required Flood Zone
       
N=Not in Required Flood Zone
       
78. Tax Service
       
First American
       
TransAmerica (TRETS)
       

 


 

         
Alaskan Real Estate
       
FIS (Fidelity National Tax Service)
       
LandAmerica (Lereta)
       
Other
       
79. Tax Contract #
       
80. Tax Service Lender #
       
81. Sr. Lien Holder Name
       
82. Sr. Lien Holder Balance
       
83. Sr. Lien Holder Balance as of Date
       
84. Sr. Lien Holder Loan #
       
85. Sr. Lien Holder Payment Amount
       
86. Escrow Information (Tax, Insurance, MIP, and PMI)
       
Vendor/Payee Code
       
Vendor/Payee Name
       
Vendor/Payee Address Line 1
       
Vendor/Payee Address Line 2
       
Vendor/Payee City
       
Vendor/Payee State
       
Vendor/Payee Zip Code
       
Payment Frequency [Quarterly, Yearly (Annual), or Semi-Annual]
       
Escrow Type
       
Flood
       
Fire or Vacant
       
Liability
       
Loss of Rents
       
Windstorm
       
Earthquake
       
REO/REO Flood
       
2nd Lien
       
PMI/MIC
       
County Tax
       
City and School Tax
       
City, Borough, and Village Tax
       
School Tax
       
Other
       
Utility
       
Commercial
       
Escrow Maturity Date (Expiration Date or Next Due Date)
       
Analysis Amount/Annual Payment Amount
       
Reference Number (Policy # or Tax Parcel ID#)
       
Insurance Coverage Amount
       

 


 

         
Tax Service Payee # (Vendor Key 2)
       
Analysis (Y/N)
       
 
  Y=Escrowed
 
  N=Non-Escrowed
87. ARM Data
       
ARM Index Code (Provide Code and Definition)
       
(i.e., FN6ML=FNMA 6 Month LIBOR)
       
Rounding Factor %
       
Rounding Code
       
Base Rate
       
Initial Index
       
Margin Points
       
Rate Calculation Method
       
Life of Loan Ceiling
       
Life of Loan Floor
       
Lookback Days
       
First Periodic Rate Cap (Increase)
       
First Periodic Rate Cap (Decrease)
       
First P&I Change Date
       
First Payment Change Date
       
First Interest Rate Change Date
       
Remaining Periodic Rate Cap (Increase)
       
Remaining Periodic Rate Cap (Decrease)
       
Months to First Rate Change Date
       
Months to First Payment Change Date
       
Rate Change Frequency
       
Payment Change Frequency
       
Next Rate Change Date
       
P&I Cap Rate %
       
P&I Force Period
       
Neg Am Amount
       
Pending Rate Change %
       
Pending Rate Change Effective Date
       
Pending P&I Payment Change
       
Pending P&I Payment Change Effective Date
       
Interest Only Expiration Date
       
Interest Only Period
       
88. Interest Only Flag (Y/N)
       
 
  Y=Interest Only Loan
 
  N=Not Interest Only Loan
89. Prepayment Penalty Flag (Y/N)
       

 


 

         
90. Prepayment Penalty Soft or Hard Flag (H/S)
       
91. Prepayment Penalty Type (Description)
       
92. Prepayment Penalty Term (Months)
       
93. Prepayment Penalty Expiration Date (MM/DD/YYYY)
       
94. Prepayment Lockout Period (Months)
       
95. Flood Service Provider
       
96. Flood Determination/Certificate #
       
97. Determination Date
       
98. Flood Zone
       
99. Flood Insurance Required Flag (Y/N)
       
Y=In Special Flood Hazard Area
       
N=Not in Special Flood Hazard Area
       
100. Map#
       
101. Map Effective Date
       
102. Map Suffix
       
103. Map ID/Map #
       
104. Community Status (Regular, Emergency, or Suspended)
       
105. Community Entry Date (FIRM Date)
       
106. Foreclosure Flag (Y/N)
       
107. F/C Attorney Name
       
108. F/C Attorney Address
       
109. F/C Attorney Phone
       
110. F/C Attorney Email Address
       
111. Referral Date
       
112. First Legal Date/Date of First Action
       
113. Judgment Date
       
114. Sale Date/Scheduled Sale Date
       
115. BPO Vendor
       
116. BPO Amounts/Value
       
117. BPO Date
       
118. Bankruptcy Flag (Y/N)
       
119. B/K Attorney Name
       
120. B/K Attorney Address
       
121. B/K Attorney Phone #
       
122. B/K Attorney Fax #
       
123. B/K Attorney Email Address
       
124. Chapter (7,11, or 13)
       
125. Case #
       
126. Chapter 7 Abandonment Date
       
127. Agreed Order Entered Date
       
128. Agreed Order Default Letter Expiration
       

 


 

         
129. Agreed Order Default Letter Requested
       
130. Agreed Order Default Letter Sent
       
131. Date Agreed Order Expires
       
132. Chapter 7 Asset Case (Y/N)
       
133. Last Date to File POC
       
134. Attorney File #
       
135. District in which Bankruptcy was Filed
       
136. Division in which Bankruptcy was Filed
       
137. Current Bankruptcy Status
       
138. Bankruptcy Filing Date
       
139. Effective Date of Current Bankruptcy Status
       
140. Bankruptcy Case Notes
       
141. Date Confirmed
       
142. Bankruptcy Conversion Chapter
       
143. Date Bankruptcy Converted
       
144. 341 Meeting Date
       
145. Date Discharge Entered
       
146. Person Filing Bankruptcy
       
147. MFR Hearing Date (Motion For Relief)
       
148. MFR Granted (Y/N)
       
149. MFR Filed Date
       
150. MFR Referral Date
       
151. Date Notice of Termination Sent
       
152. Date Notified of Bankruptcy
       
153. Date Notified of Bankruptcy Closing
       
154. Date Objection to POC Filed
       
155. Amount of Arrears Paid
       
156. Date POC Filed
       
157. Post-Petition Due Date
       
158. Amount of Post-Petition Delinquency
       
159. Pre-Petition Due Date
       
160. Projected Discharge Date
       
161. Date Reaffirmation Agreement was Filed
       
162. Date Released from Bankruptcy
       
163. Type of Closing (Dismissal, Stay, or Lift)
       
164. Date Stay or Lift Granted
       
165. Date the Trustee No Asset Report was Filed
       
166. Date Referred for POC
       
167. Amount in Trustee Suspense
       
168. REO Loan Status
       
a. Listed
       

 


 

         
b. Pre-Listed
       
c. Eviction
       
d. Redemption
       
169. Vested Name on the Title (prior to the time of loan transfer)
       
170. Eviction Attorney Name
       
171. Eviction Attorney Address
       
172. Eviction Attorney Phone #
       
173. Eviction Attorney Fax #
       
174. Eviction Attorney Email Address
       
175. Title Ordered Flag (Y/N)
       
Y=The property title has been ordered
       
N=The property title has not been ordered
       
176. Date Title Ordered (MM/DD/YYYY)
       
177. Title Company Name
       
178. Title Company Contact Person
       
179. Title Company Address
       
180. Title Company Phone #
       
181. Title Company Fax #
       
182. Title Company Email Address
       
183. Deed in Lieu-DIL Flag (Y/N)
       
184. Date of Deed in Lieu
       
185. Real Estate Contract Flag (Y/N)
       
Y=There is a contract on the property
       
N=There is no contract on the property
       
186. Closing Agent Name
       
187. Closing Agent Address
       
188. Closing Agent Phone #
       
189. Closing Agent Fax #
       
190. Closing Agent Email Address
       
191. Listing Agent Name
       
192. Listing Agent Address
       
193. Listing Agent Phone #
       
194. Listing Agent Fax #
       
195. Listing Agent Email Address
       
196. REO Service Outsourced Flag (Y/N)
       
Y=The REO service support is provided by an outside source
       
N=The REO service support is not provided by an outside source
       
197. REO Service Provider/Vendor Name
       
198. REO Service Provider/Vendor Address
       
199. REO Service Provider/Vendor Phone #
       
200. REO Service Provider/Vendor Fax#
       

 


 

         
201. REO Service Provider/Vendor Email Address
       
202. Current Document Custodian
       
203. Document Custodian Address
       
204. Document Custodian Phone #
       
205. Correspondent/Broker Name
       
206. Correspondent/Broker Address
       
207. Real Estate DSCR (Debt Service Coverage Ratio)
       
208. Combined DSCR (Debt Service Coverage Ratio)
       
209. FICO Scores
       
210. FICO Date
       
211. Property Name
       
212. Occupancy Date
       
213. Occupancy Rate
       
214. Number of Units
       
215. Number of Buildings
       
216. Year Built
       
217. Net Rentable Area
       
218. Information Required for 3 Largest Tenants
       
a. Tenant Name
       
b. Square Footage
       
c. Current Rent
       
d. Lease Expiration
       
219. Program (Stated Income or Full Doc)
       
220. UCC Information
       
a. State or County UCC
       
b. UCC Type (UCC-1, UCC-3, etc.
       
c. Recording #
       
d. Date Recorded
       
e. Expiration Date (Should be 5 years from recording)
       
f. County (County Property is located)
       
221. Information on Reserves Being Held
       
Repair, Tenant Improvement,
       
Environmental, Capital Improvement,
       
Seasonality, Deferred Maintenance, Debt
       
Service, Ground Rents, Leasing, Holdback,
       
Letter of Credit, etc.)
       
b. Initial Deposit Amount (Amount Deposited at Origination)
       
c. Monthly Deposit Amount (Amount Deposited on a monthly basis)
       
d. Reserve Balance
       
e. Interest Bearing Flag (Y/N)
       
f. Reserve Maturity Date
       

 


 

         
222. Management Company Information
       
a. Property Management Company Name
       
b. Account # (if Applicable)
       
c. Contact Name
       
d. Phone Number
       
e. Mailing Address
       
f. Mailing City
       
g. Mailing State
       
h. Mailing Zip
       
223. Default Interest Rate
       
224. Date of Assumption
       
225. Special Servicing
       
a. Special Servicer Transfer Date
       
b. Expected Asset Resolve Date
       
c. Workout Strategy
       
d. Modification Code
       
e. Balance at Effective Modification Date
       
f. Modification Effective Date
       
g. Old Note Rate
       
h. Old P&I
       
i. Modified Payment Amount
       
j. Old Maturity Date
       
k. Total Months for Modification Change
       
l. Extension per docs or servicer
       
m. Master Servicer Return Date
       
n. Previous Special Servicer Transfer Date
       
226. Receivership Information
       
a. Receiver Start Date
       
b. Receiver Company Name
       
c. Contact Name
       
d. Phone Number
       
e. Mailing Address
       
f. Mailing City
       
g. Mailing State
       
h. Mailing Zip
       
HELOC Loans:
LN#
INVCODE
ORIG APPRAISE VAL #2
AVM Value
LOAN AMT #1

 


 

CALCED 1ST LIEN
ORIG CLTV
NEW CLTV
CALCED NEW HELOC AMT
POTENTIAL AVAIL CREDIT
NEW HELOC AMT FOR LETTER #3
LETTER TO BE ISSUED
LTRCODE
B1 FNAME
B1 LNAME
B2 FNAME
B2 LNAME
MAIL ADDR
MAIL CITY
MAIL ST
MAIL ZIP
PROP ADD
PROP CITY
PROP ST
PROP ZIP
UPB AS OF 07 10 08
STATUS FLAG
CLOSE DATE
YEAR
EXCLUDE FROM MAIL
Automobile Loans:
ELoan #
Current Balance (as of 6 16 08)
Current APR
Original APR
contract_date
Days Past Due (as of 6.16 08)
VEHICLE_TYPE
AUTO_TYPE
STATE
PRODUCT
Original Term
Remaining Term (as of 5/31/08)
Original Balance
Original FICO
Current FICO
CO_APP
Vehicle Year
Payment Next Due Date (as of 6/16/08)
1st Payment Due Date
Last payment date (as of 5/31/08)
Payment Amount
Vehicle Make
Vehicle Model

 


 

Vehicle VIN
Original Finance Charge
Pool
Bucket
Tape Status
Current or Delinquent?
Curr/Orig Balance
Person-to-Person Loan?
Vehicle Value
LTV
LTV Source
Total Income
PTI
TIMEONJOB_YEAR
TIMEONJOB_MONTH
OCCUPATION
Other Purchase Loans — Consumer:
Snapshot_Date
Loan_Account_Id
Legal_State_Alpha_2_Code
Servicing_Branch_SK
Account_Legal_Status_Code
Total_Principal_Balance_Amount
Original_Loan_Amount
Account_Chargeoff_Status_Code
Branch_Name
Branch_State_Alpha_2_Code
Original_Term_Count
Product_Lien_Policy_Code
Collateral_Lien_Position
Property_Appraised_Value
Pre_Con_LTV
CollateralDesc
COM_CLTV
SM_LTV
HMDAPropertyType
HMDAOccupancyCode
HMDAPurposeCode
Doc_Type
Pre_Loan_DTI
Post_Loan_DTI
Pre_Conversion_Income
Second_Mort_Loan_Amt
Second_Mort_Principal_Balance
Second_Mort_Count
Original_Account_Effective_date
First_Payment_Due_Date
Scheduled_Next_Payment_Date
Oldest_Payment_Due_Date

 


 

Current_Loan_Maturity_Date
Original_Loan_Maturity_Date
Closing_Date
30_Days_Delq_Count
60_Days_Delq_Count
90_Days_Delq_Count
120_Days_Delq_Count
150_Days_Delq_Count
180_Days_Delq_Count
AppraisalCollateral
RE_Street
RE_Street2
RE_City
RE_State
RE_Zip
Bill_Sched_Balloon_Pmt_Amt
Past_Due_Day_Count
Past_Due_Payment_Count
Modified_ITD_Indicator
Funding_Legal_Entity
ALS_Interest_Type_Code
SelfEmployed
First_Payment_Amount
Flat_Payment_Amount
Financed_Amount
Original_FICO_Score_Number
Contract_Date
Current_Flat_Payment_Amount
Current_Term_Count
Loan_Referral_Category_Description
PPP_Indicator
RT_SNGL_BALLOON_CD
FICO_Score_Number
Loan_Account_SK
Original_Unearned_Amount_1
Current_Unearned_Amount
Annual_Accrual_Rate_1
Annual_Accrual_Rate_2
Annual_Accrual_Rate_3
Annual_Accrual_Rate_4
Annual_Accrual_Rate_5
RT_ACCT_NUM
CF_TAX_ID_NUM
CF_FULL_NAME_1
CF_ADDR_1
CF_ADDR_2
CF_CITY
CF_STATE
CF_POSTAL_CD
GL_Loan_Category_Name
Servicing_Product_Name

 


 

Servicing_Product_SK
Transaction History-Specific:
SST Account Number
Transaction Date
User Id Num
Effect date
Transaction Code
Source Code
Principal
Interest
Late Fee
Collection Expense
Other
Actuarial Interest
Actuarial Principal
NSF
Sales Tax
Amount Applied
Next Due Date
Obligor Balance After
Other Purchase Loans — Construction:
CustomerID
LoanID
BlockID
LotID
LotStatus
Address1
Address2
LoanType
LoanStatus
LoanNo
ApprvdValue
ImprvdValue
BdgtImprv
AcclPayPctlmprv
BdgtAcq
AcclPayPctAcq
BdgtHard
AcclPayPclHard
BdgtSoft
AcclPayPctSoft
BdgtIntResv
AcclPayPctlntResv
BdgtimprvInUse
BdgtAcqInUse
BdgtHardInUse
BdgtSoftInUse

 


 

BdgtIntResvInUse
LateChgPct
LateChgDays
InvcCycle
FirstInvcDate
NextInvcDate
LastInvcDate
IntRateDivisor
Term
IntRate
AutoAdjIntRate
AutoAdjAddAmt
LoanBegnDate
TotLots
TotOpenLots
LoanEndsDate
Guarantor1
Guarantor2
Guarantor3
Guarantor4
Points
Fees
FICO
DefitPayee
IntResv
SalesPersonID
CostCenterID
ClosingDate
OrigDate
Commitment
Date of loan
Outstanding Balance
Available Balance
Maturity Date
Date of last inspect
% of Completion
Orig Int Reserves
Avail Int Reserves
Date of last Appr
Val as complete
Liquidation Val
Non-Accrual Y/N
CorporateName
ContactName
TradingAs
Signators
Address1
Address2
City
State
Zip

 


 

TaxIDType
TaxID

 


 

Exhibit N
Data Tapes with respect to Servicing Assets

 


 

Exhibit N
Data Tape Fields with Respect to Servicing Assets
Serviced Mortgage Loans:
Instead of listing individual field names, Seller and Litton agree to insert the list of required data files here:
Seller to provide LSAMS data files including, but not limited to, the following:
File
LAYOUTS
LOANHIST
TFRACH
TFRAGDD
TFRAGDH
TFRALT1
TFRALT2
TFRALT3
TFRBAL
TFRCAS
TFRCHG
TFRCHGV
TFRCOLC
TFRCOLI
TFRDSR
TFRESCE
TFRESCM
TFRFBDUE
TFRFLDT
TFRHZMST
TFRINST
TFRINV
TFRLGLD
TFRMBSP
TFRMID
TFRMLD
TFRORGP
TFRPOOL
TFRSPLAN
TFRVNM
TFRYTRN
TRIALBAL
For default and REO related fields, Seller will provide Fortracs extracts in Excel Format.
Commercial Loans:
1.    Transferring Servicer’s Loan Number

 


 

2.   Transferring Servicer’s Name
3.   MERS MIN #
4.   MERS Batch #
5.   Transferring Servicer’s MERS Org ID#
6.   Transferring Investor’s MERS Org ID#
7.   Mortgagor First Name
8.   Mortgagor Middle Name
9.   Mortgagor Last Name or Business Entity Name
10. Mortgagor Suffix (Jr., Sr., III, etc.)
11. Mortgagor Social Security #
12. Business Entity Tax ID #
13. Mortgagor Home Phone #
14. Mortgagor Work Phone #
15. Co-Mortgagor First Name
16. Co-Mortgagor Middle Name
17. Co-Mortgagor Last Name
18. Co-Mortgagor Suffix (Jr., Sr., III, etc.)
19. Co-Mortgagor Social Security #
20. Co-Mortgagor Home Phone #
21. Co-Mortgagor Work Phone Number
22. Mailing Street Address Line 1
23. Mailing Street Address Line 2
24. Mailing City
25. Mailing State
26. Mailing Zip Code
27. Property Street Address Line 1
28. Property Street Address Line 2
29. Property City
30. Property State
31. Property Zip Code
32. Current Principal Balance
33. Original Principal Balance (Loan Amount)
34. Current Interest Rate
35. Original Interest Rate
36. Current P&I Payment
37. Original P&I Payment
38. Current Payment Due Date
39. Interest Paid to Date
40. Interest Method
Interest Paid in Advance
Interest Paid in Arrears

 


 

DSI 365 day year, actual days in month
DSI 360 day year, 30 day month
DSI 367 day year, 30 day month, plus actual days
Upfront Interest (Rule of 78’s)
41. Accrued Interest Amount
42. Partial Payment Amount (DOP Amount/Interest Rich or Poor) for DSI Loans
43. First Payment Due Date
44. Closing Date
45. Maturity Date
46. Loan Term in Years
47. Loan Term in Months
48. Amortization Term (Balloon Only)
49. Lien Position
1st Lien
2nd Lien
3rd Lien
50. Occupancy Code
Owner Occupied
Non-Owner Occupied
Adverse
51. Property Type
Unsecured
Blanket
2-4 Family
2 Family (Duplex)
3 Family (Triplex)
4 Family (Quadplex)
Automotive
Co-Op
Condo
Commercial Multi-Family (5+ units)
Farm (Residential)
Hotel/Motel
Light Industrial
Mixed Use
Multi-Family/Apartment (less than 5 units)
Mobile Home/Chattel
Mobile Home/Real Property
Manufactured Home/Real Property
Mobile Home Park
Non-Real Estate

 


 

Night Club/Bar
Nursing Home
Office Building
Other
PUD
Self-Storage
Single Family
Retail
Townhouse
Unknown
Vacant Land
Warehouse
52. Escrow Balance
53. Escrow Advance Balance
54. Escrow Payment Amount
55. Total Monthly Payment Amount (PITI)
56. Corporate Advance Balance
57. Corporate Advance Details
Payee Name
Payee Address
Payee Tax ID#
Transaction Amount
Transaction Description
Transaction Date
Recoverable from Mortgagor (Y/N)
58. Suspense Balance
59. Loss Draft Balance (Restricted Escrow)
60. Restricted Escrow Balance
61. Subsidy (Buydown) Balance
62. Late Charge Balance
63. Late Charge Code
Fixed Flat Amount
Late Charge Rate x UPB
Late Charge Rate x P&I
Late Charge Rate x Total Payment
64. Monthly Late Charge Amount (Fixed Flat Fee Amount)
65. Late Charge Rate
66. Grace Days
67. Payment Frequency
Monthly
Bi-Weekly

 


 

Quarterly
Semi-Annual
Annual
68. Loan Type
Commercial Uninsured
Commercial Insured
69. Mortgage Type
Other
Unknown
Commercial Insured
Commercial Uninsured
Seller-Financed
70. Mortgage Instrument
ARM
Balloon
Balloon ARM
Buydown
Dividend Loans
Dual Amortization
Fixed Rate
GPM
GPM Balloon
HELOC
Pay History ARM
71. PMI/MIC Certificate #
72. Mortgage Insurance %
73. Original Appraised Value Amount
74. Original Loan-to-Value
75. Sales Price
76. Loan Purpose
Purchase
Refinance-Cash Out
Refinance-No Cash Out (Rate/Term)
Construction
77. Flood Insurance Required (Y/N)
Y=In Required Flood Zone
N=Not in Required Flood Zone
78. Tax Service
First American
TransAmerica (TRETS)
Alaskan Real Estate

 


 

FIS (Fidelity National Tax Service)
LandAmerica (Lereta)
Other
79. Tax Contract #
80. Tax Service Lender #
81. Sr. Lien Holder Name
82. Sr. Lien Holder Balance
83. Sr. Lien Holder Balance as of Date
84. Sr. Lien Holder Loan #
85. Sr. Lien Holder Payment Amount
86. Escrow Information (Tax, Insurance, MIP, and PMI)
Vendor/Payee Code
Vendor/Payee Name
Vendor/Payee Address Line 1
Vendor/Payee Address Line 2
Vendor/Payee City
Vendor/Payee State
Vendor/Payee Zip Code
Payment Frequency [Quarterly, Yearly (Annual), or Semi-Annual]
Escrow Type
Flood
Fire or Vacant
Liability
Loss of Rents
Windstorm
Earthquake
REO/REO Flood
2nd Lien
PMI/MIC
County Tax
City and School Tax
City, Borough, and Village Tax
School Tax
Other
Utility
Commercial
Escrow Maturity Date (Expiration Date or Next Due Date)
Analysis Amount/Annual Payment Amount
Reference Number (Policy # or Tax Parcel ID#)
Insurance Coverage Amount
Tax Service Payee # (Vendor Key 2)

 


 

Analysis (Y/N)
Y=Escrowed
N=Non-Escrowed
87. ARM Data
ARM Index Code (Provide Code and Definition)
(i.e., FN6ML=FNMA 6 Month LIBOR)
Rounding Factor %
Rounding Code
Base Rate
Initial Index
Margin Points
Rate Calculation Method
Life of Loan Ceiling
Life of Loan Floor
Lookback Days
First Periodic Rate Cap (Increase)
First Periodic Rate Cap (Decrease)
First P&I Change Date
First Payment Change Date
First Interest Rate Change Date
Remaining Periodic Rate Cap (Increase)
Remaining Periodic Rate Cap (Decrease)
Months to First Rate Change Date
Months to First Payment Change Date
Rate Change Frequency
Payment Change Frequency
Next Rate Change Date
P&I Cap Rate %
P&I Force Period
Neg Am Amount
Pending Rate Change %
Pending Rate Change Effective Date
Pending P&I Payment Change
Pending P&I Payment Change Effective Date
Interest Only Expiration Date
Interest Only Period
88. Interest Only Flag (Y/N)
Y=Interest Only Loan
N=Not Interest Only Loan
89. Prepayment Penalty Flag (Y/N)
90. Prepayment Penalty Soft or Hard Flag (H/S)

 


 

91. Prepayment Penalty Type (Description)
92. Prepayment Penalty Term (Months)
93. Prepayment Penalty Expiration Date (MM/DD/YYYY)
94. Prepayment Lockout Period (Months)
95. Flood Service Provider
96. Flood Determination/Certificate #
97. Determination Date
98. Flood Zone
99. Flood Insurance Required Flag (Y/N)
Y=In Special Flood Hazard Area
N=Not in Special Flood Hazard Area
100. Map #
101. Map Effective Date
102. Map Suffix
103. Map ID/Map #
104. Community Status (Regular, Emergency, or Suspended)
105. Community Entry Date (FIRM Date)
106. Foreclosure Flag (Y/N)
107. F/C Attorney Name
108. F/C Attorney Address
109. F/C Attorney Phone
110. F/C Attorney Email Address
111. Referral Date
112. First Legal Date/Date of First Action
113. Judgment Date
114. Sale Date/Scheduled Sale Date
115. BPO Vendor
116. BPO Amounts/Value
117. BPO Date
118. Bankruptcy Flag (Y/N)
119. B/K Attorney Name
120. B/K Attorney Address
121. B/K Attorney Phone #
122. B/K Attorney Fax #
123. B/K Attorney Email Address
124. Chapter (7,11, or 13)
125. Case #
126. Chapter 7 Abandonment Date
127. Agreed Order Entered Date
128. Agreed Order Default Letter Expiration
129. Agreed Order Default Letter Requested

 


 

130. Agreed Order Default Letter Sent
131. Date Agreed Order Expires
132. Chapter 7 Asset Case (Y/N)
133. Last Date to File POC
134. Attorney File #
135. District in which Bankruptcy was Filed
136. Division in which Bankruptcy was Filed
137. Current Bankruptcy Status
138. Bankruptcy Filing Date
139. Effective Date of Current Bankruptcy Status
140. Bankruptcy Case Notes
141. Date Confirmed
142. Bankruptcy Conversion Chapter
143. Date Bankruptcy Converted
144. 341 Meeting Date
145. Date Discharge Entered
146. Person Filing Bankruptcy
147. MFR Hearing Date (Motion For Relief)
148. MFR Granted (Y/N)
149. MFR Filed Date
150. MFR Referral Date
151. Date Notice of Termination Sent
152. Date Notified of Bankruptcy
153. Date Notified of Bankruptcy Closing
154. Date Objection to POC Filed
155. Amount of Arrears Paid
156. Date POC Filed
157. Post-Petition Due Date
158. Amount of Post-Petition Delinquency
159. Pre-Petition Due Date
160. Projected Discharge Date
161. Date Reaffirmation Agreement was Filed
162. Date Released from Bankruptcy
163. Type of Closing (Dismissal, Stay, or Lift)
164. Date Stay or Lift Granted
165. Date the Trustee No Asset Report was Filed
166. Date Referred for POC
167. Amount in Trustee Suspense
168. REO Loan Status
a. Listed
b. Pre-Listed

 


 

c. Eviction
d. Redemption
169. Vested Name on the Title (prior to the time of loan transfer)
170. Eviction Attorney Name
171. Eviction Attorney Address
172. Eviction Attorney Phone #
173. Eviction Attorney Fax #
174. Eviction Attorney Email Address
175. Title Ordered Flag (Y/N)
Y=The property title has been ordered
N=The property title has not been ordered
176. Date Title Ordered (MM/DD/YYYY)
177. Title Company Name
178. Title Company Contact Person
179. Title Company Address
180. Title Company Phone #
181. Title Company Fax #
182. Title Company Email Address
183. Deed in Lieu-DIL Flag (Y/N)
184. Date of Deed in Lieu
185. Real Estate Contract Flag (Y/N)
Y=There is a contract on the property
N=There is no contract on the property
186. Closing Agent Name
187. Closing Agent Address
188. Closing Agent Phone #
189. Closing Agent Fax #
190. Closing Agent Email Address
191. Listing Agent Name
192. Listing Agent Address
193. Listing Agent Phone #
194. Listing Agent Fax #
195. Listing Agent Email Address
196. REO Service Outsourced Flag (Y/N)
Y=The REO service support is provided by an outside source
N=The REO service support is not provided by an outside source
197. REO Service Provider/Vendor Name
198. REO Service Provider/Vendor Address
199. REO Service Provider/Vendor Phone #
200. REO Service Provider/Vendor Fax #
201. REO Service Provider/Vendor Email Address

 


 

202. Current Document Custodian
203. Document Custodian Address
204. Document Custodian Phone #
205. Correspondent/Broker Name
206. Correspondent/Broker Address
207. Real Estate DSCR (Debt Service Coverage Ratio)
208. Combined DSCR (Debt Service Coverage Ratio)
209. FICO Scores
210. FICO Date
211. Property Name
212. Occupancy Date
213. Occupancy Rate
214. Number of Units
215. Number of Buildings
216. Year Built
217. Net Rentable Area
218. Information Required for 3 Largest Tenants
a. Tenant Name
b. Square Footage
c. Current Rent
d. Lease Expiration
219. Program (Stated Income or Full Doc)
220. UCC Information
a. State or County UCC
b. UCC Type (UCC-1, UCC-3, etc.
c. Recording #
d. Date Recorded
e. Expiration Date (Should be 5 years from recording)
f. County (County Property is located)
221. Information on Reserves Being Held
Repair, Tenant Improvement,
Environmental, Capital Improvement,
Seasonality, Deferred Maintenance, Debt
Service, Ground Rents, Leasing, Holdback, Letter
of Credit, etc.)
b. Initial Deposit Amount (Amount Deposited at Origination)
c. Monthly Deposit Amount (Amount Deposited on a monthly basis)
d. Reserve Balance
e. Interest Bearing Flag (Y/N)
f. Reserve Maturity Date
222. Management Company Information

 


 

a. Property Management Company Name
b. Account # (if Applicable)
c. Contact Name
d. Phone Number
e. Mailing Address
f. Mailing City
g. Mailing State
h. Mailing Zip
223. Default Interest Rate
224. Date of Assumption
225. Special Servicing
a. Special Servicer Transfer Date
b. Expected Asset Resolve Date
c. Workout Strategy
d. Modification Code
e. Balance at Effective Modification Date
f. Modification Effective Date
g. Old Note Rate
h. Old P&I
i. Modified Payment Amount
j. Old Maturity Date
k. Total Months for Modification Change
l. Extension per docs or servicer
m. Master Servicer Return Date
n. Previous Special Servicer Transfer Date
226. Receivership Information
a. Receiver Start Date
b. Receiver Company Name
c. Contact Name
d. Phone Number
e. Mailing Address
f. Mailing City
g. Mailing State
h. Mailing Zip
HELOC Loans:
LN#
INVCODE
ORIG APPRAISE VAL #2
AVM Value
LOAN AMT #1
CALCED 1ST LIEN

 


 

ORIG CLTV
NEW CLTV
CALCED NEW HELOC AMT
POTENTIAL AVAIL CREDIT
NEW HELOC AMT FOR LETTER #3
LETTER TO BE ISSUED
LTRCODE
B1 FNAME
B1 LNAME
B2 FNAME
B2 LNAME
MAIL ADDR
MAIL CITY
MAIL ST
MAIL ZIP
PROP ADD
PROP CITY
PROP ST
PROP ZIP
UPB AS OF 07 10 08
STATUS FLAG
CLOSE DATE
YEAR
EXCLUDE FROM MAIL

 


 

Exhibit O
Terms of Interim Servicing Agreement

 


 

Exhibit O
For discussion purposes only
Peninsula
Proposed Interim Servicing Agreement (“ISA”) Terms

August 28, 2008
Proposed Portfolio
       
Owner
    .
 
     
Servicer
  Litton Loan Servicing LP  
 
     
Transfer:
  Purchased Mortgage Loans, approximately $1 billion of 1st lien whole loans. Automobile Loans, Other Purchased Loans and HELOCS are specifically excluded from the ISA.
 
     
Servicing Type:
  Remittance on an Actual/Actual Basis
 
     
Advances:
  All future advances will be the responsibility of the Servicer (T&I and Corporate). The recoverability determination on each mortgage loan shall be made by the Servicer taking into consideration all previous advances made on such loan made by either the Owner or any prior Servicer.
 
     
Transfer Date:
  October 1, 2008  
 
     
Servicing Responsibilities:
  Generally accepted servicing practices
 
     
Term:
  From October 1, 2008 until April 1, 2009 unless extended by a written agreement executed by Servicer and Owner. However, the parties note that it is their intent to transfer ownership of the Purchased Mortgage Loans on November 3, 2008, effective as of November 1, 2008. In the event that such transfer is not consummated, the parties shall cooperate to unwind this agreement promptly and to transfer servicing back to Owner in accordance with the terms thereof.
This term sheet is for discussion purposes only and is not to be considered as an offer

1


 

Financial Terms
     
Interim Servicing Fee:
  For the period from October 1 through November 1, 2008, an amount equal to $400,000. Thereafter, see attached Schedule A.
 
   
Ancillary Income:
  Servicer shall be entitled to additional servicing compensation for all ancillary income, including NSF, Late Charges and Prepayment Penalties
 
   
Custodial Accounts:
  Custodial accounts held by and float benefits received by Servicer shall inure to the benefit of the Servicer
Data and Performance Management
     
Account Management:
  Peninsula will be assigned an Account Manager to act as a single point of contact to respond to data requests and client issues.
 
   
RADAR Vision:
  All securities serviced by Litton will be installed on RADAR Vision. Peninsula will be assigned a user id and password enabling users to access deal level performance data.
 
   
 
  Litton will also design and deliver customized reports as needed.
Other
     
Indemnity
  Parties to indemnify each other for their respective breaches, negligence or willful misconduct. Any breach of a Fundamental Rep under the APA that arises solely as a result of the negligence or willfull misconduct of Servicer under this Agreement will not be subject to APA remedies.
This term sheet is for discussion purposes only and is not to be considered as an offer

2


 

SCHEDULE A
(IMAGE)
This term sheet is for discussion purposes only and is not to be considered as an offer

3


 

Execution Version
SCHEDULES TO
ASSET PURCHASE AGREEMENT
by and among
Goldman Sachs Mortgage Company,
Goldman, Sachs & Co.,
Litton Loan Servicing, LP, as Purchasers
and
Popular Mortgage Servicing, Inc.,
Equity One, Inc.,
Equity One, Incorporated,
Equity One Consumer Loan Company, Inc.,
E-LOAN Auto Fund Two, LLC,
Popular Financial Services, LLC,
Popular FS, LLC, as Sellers
and
Popular, Inc. and Popular North America, Inc.
(each solely for the purposes of
Sections 4.1, 4.2, 4.3, 4.4 and 13.18)
August 29, 2008

 


 

     This document contains the schedules (the “Schedules”) to the Asset Purchase Agreement (the “Agreement”), dated as of August 29, 2008, by and among Goldman Sachs Mortgage Company, a New York limited partnership, Goldman, Sachs & Co., a New York limited partnership, Litton Loan Servicing, LP, a Delaware limited partnership, Popular Mortgage Servicing, Inc., a Delaware corporation (“PMSI”), Equity One, Inc., a Delaware corporation (“Equity One”), Equity One, Incorporated, a Pennsylvania corporation (“Equity One PA”), Equity One Consumer Loan Company, Inc., a New Hampshire corporation (“Equity One Consumer”), E-LOAN Auto Fund Two, LLC, a Delaware limited liability company (“E-LOAN Auto II”), Popular Financial Services, LLC, a Delaware limited liability company (“Popular Financial”), Popular FS, LLC, a Delaware limited liability company (“Popular FS” and together with PMSI, Equity One, Equity One PA, Equity One Consumer, E-LOAN Auto II and Popular Financial, the “Sellers” (and each of such Sellers, a “Seller”)), and, solely for purposes of Sections 4.1, 4.2, 4.3, 4.4 and 13.18 of the Agreement, Popular North America, Inc., a Delaware corporation (“PNA”), and Popular, Inc., a Puerto Rico corporation.
     These Schedules are qualified in their entirety by references to specific provisions of the Agreement and are not intended to constitute, and shall not be construed as constituting, any representations and warranties of any Seller, except as and to the extent provided in the Agreement. Capitalized terms used but not defined herein shall have the meanings given such terms in the Agreement.
     Any information disclosed pursuant to a particular Schedule shall be deemed to apply to each other Schedule to the extent the relationship of such matter to such other Schedule is reasonably apparent on its face. Neither the specification of any dollar amount in any representation or warranty contained in the Agreement nor the inclusion of any specific item in any Schedule is intended to imply that such amount, or higher or lower amounts, or the item so included or other items, are or are not material, and no party shall use the fact of the setting forth of any such amount or the inclusion of any such item in any dispute or controversy between the parties as to whether any obligation, item or matter not described herein or included in any Schedule is or is not material for purposes of the Agreement. Unless the Agreement specifically provides otherwise, neither the specification of any item or matter in any representation or warranty contained in this Agreement nor the inclusion of any specific item in any Schedule is intended to imply that such item or matter, or other items or matters, are or are not in the ordinary course of business, and no party shall use the fact of the setting forth or the inclusion of any such item or matter in any dispute or controversy between the parties as to whether any obligation, item or matter not described herein or included in any Schedule is or is not in the ordinary course of business for purposes of the Agreement.
     The heading and title references in these Schedules are for convenience purposes only, do not constitute a part of the schedules and will not be deemed to limit or affect anything contained herein.

 


 

SCHEDULE 1.1(a)
PURCHASED LOANS
Attached as Exhibit 1.1(a).

1


 

Schedules
     
Schedule 1.1(a)
  Purchased Loans
Schedule 1.1(b)
  Sellers’ Knowledge
Schedule 1.1(c)
  Servicing Agreements, REO Property and Advances
Schedule 1.1(d)
  Servicing File
Schedule 2.1(a)(ii)
  RMBS Assets
Schedule 4.3
  Non-Contravention
Schedule 4.4(b)
  Seller Consents
Schedule 4.5
  Certain Matters with respect to Purchased Loans
Schedule 4.7
  Servicing Assets
Schedule 4.8
  Tax Matters
Schedule 4.9
  Litigation
Schedule 6.4
  Operation of Business Prior to Closing
Schedule 6.13(a)(iii)
  Servicing File Exceptions
Schedule 6.21
  Serviced REO Properties

iii


 

Schedule 1.1 (A)
Auto and Consumer Loans

 


 

     
         
Mtg Asset Accrual Paid Thru
    6/1/2008  
Non Mtg Asset Accrual Paid
    7/1/2008  
                                                         
Pool   Principal Balance   Rate   Purchase Price   Proceeds Before Accrual   Days Accrued   Accrued Interest   Total Purchase Proceeds
Consumer Mortgage
    30,446,228.40       9.23       21.00       6,393,707.96       -1.99       -11,162.20       6,382,545.76  
Consumer Non Mortgage
    9,217,322.06       15.31       22.00       2,027,810.85       -29.88       -98,978.22       1,928,832.64  
Construction
    39,382,044.22       9.38       11.00       4,332,024.86       0.00       0.00       4,332,024.86  
Auto
    4,103,924.24       10.18       24.00       984,941.82       5.37       6,144.09       991,085.91  
 
                                                       
TOTAL
    83,149,518.92       10.03       16.52       13,738,485.50       -3.77       -103,996.33       13,634,489.17  
 
                                                       
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
394256
    8/1/2008       8/23/2008     Funding   Consumer Mortgage     4,364.87       10.03       21.00       916.62       -22.00       -26.75       889.87  
1309
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     81,697.69       9.24       21.00       17,156.51       -3.00       -62.91       17,093.61  
783251
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     15,175.90       10.00       21.00       3,186.94       -28.00       -118.03       3,068.90  
1242746
    8/1/2008       9/6/2008     Funding   Consumer Mortgage     37,544.11       9.49       21.00       7,884.26       -35.00       -346.40       7,537.87  
1756988
    8/1/2008       5/12/2008     Funding   Consumer Mortgage     31,853.29       10.50       21.00       6,689.19       0.00       0.00       6,689.19  
1406327
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     51,068.95       10.25       21.00       10,724.48       -1.00       -14.54       10,709.94  
1453174
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     37,654.71       11.99       21.00       7,907.49       -1.00       -12.54       7,894.95  
1928952
    8/1/2008       2/16/2008     Funding   Consumer Mortgage     22,998.29       10.25       21.00       4,829.64       0.00       0.00       4,829.64  
2257040
    8/1/2008       5/2/2008     Funding   Consumer Mortgage     17,034.66       13.75       21.00       3,577.28       0.00       0.00       3,577.28  
2341840
    8/1/2008       8/8/2008     Funding   Consumer Mortgage     11,158.74       9.65       21.00       2,343.34       -7.00       -20.94       2,322.40  
3661604
    8/1/2008       9/1/2007     Funding   Consumer Mortgage     50,293.04       8.25       21.00       10,561.54       0.00       0.00       10,561.54  
4164206
    8/1/2008       6/6/2008     Funding   Consumer Mortgage     41,739.85       12.00       21.00       8,765.37       30.00       417.40       9,182.77  
4135284
    8/1/2008       8/14/2006     Funding   Consumer Mortgage     25,201.67       9.75       21.00       5,292.35       0.00       0.00       5,292.35  
5994584
    8/1/2008       7/18/2008     Funding   Consumer Mortgage     15,479.86       12.50       21.00       3,250.77       13.00       69.87       3,320.64  
6096196
    8/1/2008       5/8/2008     Funding   Consumer Mortgage     44,514.52       8.99       21.00       9,348.05       0.00       0.00       9,348.05  
7923580
    8/1/2008       8/23/2008     Funding   Consumer Mortgage     10,730.37       10.57       21.00       2,253.38       -22.00       -69.31       2,184.07  
8168916
    8/1/2008       8/27/2008     Funding   Consumer Mortgage     71,091.12       7.75       21.00       14,929.14       -26.00       -397.91       14,531.22  
8643022
    8/1/2008       4/6/2007     Funding   Consumer Mortgage     36,863.81       10.99       21.00       7,741.40       0.00       0.00       7,741.40  
9012867
    8/1/2008       7/6/2008     Funding   Consumer Mortgage     47,297.46       8.99       21.00       9,932.47       25.00       295.28       10,227.75  
10101153
    8/1/2008       8/17/2008     Funding   Consumer Mortgage     3,077.00       13.50       21.00       646.17       -16.00       -18.46       627.71  
11436902
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     50,667.28       9.50       21.00       10,640.13       -5.00       -66.85       10,573.28  
11452822
    8/1/2008       8/15/2008     Funding   Consumer Mortgage     236,409.69       7.50       21.00       49,646.03       -14.00       -689.53       48,956.51  
11597653
    8/1/2008       10/2/2008     Funding   Consumer Mortgage     10,720.31       11.99       21.00       2,251.27       -61.00       -217.80       2,033.47  
13342233
    8/1/2008       8/10/2008     Funding   Consumer Mortgage     66,401.78       8.99       21.00       13,944.37       -9.00       -149.24       13,795.14  
13557121
    8/1/2008       7/3/2007     Funding   Consumer Mortgage     36,678.91       12.99       21.00       7,702.57       0.00       0.00       7,702.57  
14161048
    8/1/2008       8/17/2008     Funding   Consumer Mortgage     77,886.68       8.99       21.00       16,356.20       -16.00       -311.20       16,045.00  
14213187
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     70,469.86       9.99       21.00       14,798.67       -1.00       -19.56       14,779.12  
14418346
    8/1/2008       10/15/2007     Funding   Consumer Mortgage     1,594.24       0.00       21.00       334.79       0.00       0.00       334.79  
483653
    8/1/2008       6/24/2009     Funding   Consumer Mortgage     6,741.98       7.00       21.00       1,415.82       -323.00       -423.43       992.38  
15564631
    8/1/2008       8/16/2008     Funding   Consumer Mortgage     9,551.59       13.35       21.00       2,005.83       -15.00       -53.13       1,952.70  
16500000
    8/1/2008       5/27/2008     Funding   Consumer Mortgage     16,522.17       8.99       21.00       3,469.66       0.00       0.00       3,469.66  
16531518
    8/1/2008       6/26/2008     Funding   Consumer Mortgage     84,388.11       8.25       21.00       17,721.50       30.00       580.17       18,301.67  
16536933
    8/1/2008       5/31/2008     Funding   Consumer Mortgage     57,585.80       9.25       21.00       12,093.02       0.00       0.00       12,093.02  
16572504
    8/1/2008       7/22/2008     Funding   Consumer Mortgage     29,736.18       10.50       21.00       6,244.60       9.00       78.06       6,322.66  
17010445
    8/1/2008       8/1/2008     Funding   Consumer Mortgage     125,973.95       8.75       21.00       26,454.53       0.00       0.00       26,454.53  
17753740
    8/1/2008       3/19/2008     Funding   Consumer Mortgage     3,570.67       13.75       21.00       749.84       0.00       0.00       749.84  
18020165
    8/1/2008       8/1/2008     Funding   Consumer Mortgage     84,109.05       9.75       21.00       17,662.90       0.00       0.00       17,662.90  
18173310
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     6,630.01       11.25       21.00       1,392.30       -29.00       -60.08       1,332.22  
18710831
    8/1/2008       3/2/2008     Funding   Consumer Mortgage     18,323.85       10.50       21.00       3,848.01       0.00       0.00       3,848.01  
19061757
    8/1/2008       7/4/2008     Funding   Consumer Mortgage     34,888.76       9.80       21.00       7,326.64       27.00       256.43       7,583.07  
18952356
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     348,011.42       6.50       21.00       73,082.40       1.00       62.84       73,145.23  
19037694
    8/1/2008       8/1/2008     Funding   Consumer Mortgage     28,368.19       10.02       21.00       5,957.32       0.00       0.00       5,957.32  
19126293
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     8,868.02       14.08       21.00       1,862.28       -1.00       -3.47       1,858.82  
19076274
    8/1/2008       5/23/2008     Funding   Consumer Mortgage     68,618.91       11.25       21.00       14,409.97       0.00       0.00       14,409.97  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
19169478
    8/1/2008       8/3/2008     Funding   Consumer Mortgage     5,333.87       12.55       21.00       1,120.11       -2.00       -3.72       1,116.39  
19257612
    8/1/2008       8/14/2008     Funding   Consumer Mortgage     4,080.15       12.75       21.00       856.83       -13.00       -18.79       838.05  
19730756
    8/1/2008       7/22/2008     Funding   Consumer Mortgage     157,272.09       8.00       21.00       33,027.14       9.00       314.54       33,341.68  
19705188
    8/1/2008       8/19/2008     Funding   Consumer Mortgage     10,503.58       10.50       21.00       2,205.75       -18.00       -55.14       2,150.61  
711533
    8/1/2008       7/27/2008     Funding   Consumer Mortgage     24,447.09       8.75       21.00       5,133.89       4.00       23.77       5,157.66  
20714501
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     45,155.05       9.12       21.00       9,482.56       -1.00       -11.44       9,471.12  
20719389
    8/1/2008       9/2/2008     Funding   Consumer Mortgage     63,698.19       3.60       21.00       13,376.62       -31.00       -197.46       13,179.16  
20970576
    8/1/2008       9/2/2008     Funding   Consumer Mortgage     27,256.92       10.50       21.00       5,723.95       -31.00       -246.45       5,477.51  
20961146
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     52,998.47       7.75       21.00       11,129.68       -28.00       -319.46       10,810.22  
22452303
    8/1/2008       6/16/2008     Funding   Consumer Mortgage     42,994.17       11.99       21.00       9,028.78       30.00       429.58       9,458.36  
22459257
    8/1/2008       7/19/2008     Funding   Consumer Mortgage     25,138.56       11.21       21.00       5,279.10       12.00       93.93       5,373.03  
22713229
    8/1/2008       7/1/2008     Funding   Consumer Mortgage     10,870.12       9.99       21.00       2,282.73       30.00       90.49       2,373.22  
22712896
    8/1/2008       6/22/2008     Funding   Consumer Mortgage     34,640.29       8.74       21.00       7,274.46       30.00       252.30       7,526.76  
22984611
    8/1/2008       8/21/2008     Funding   Consumer Mortgage     64,796.33       8.25       21.00       13,607.23       -20.00       -296.98       13,310.25  
23173032
    8/1/2008       10/1/2007     Funding   Consumer Mortgage     19,845.77       10.00       21.00       4,167.61       0.00       0.00       4,167.61  
23276340
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     16,974.29       11.99       21.00       3,564.60       -5.00       -28.27       3,536.33  
24361076
    8/1/2008       7/7/2008     Funding   Consumer Mortgage     27,891.04       12.75       21.00       5,857.12       24.00       237.07       6,094.19  
25177575
    8/1/2008       7/15/2008     Funding   Consumer Mortgage     143,912.03       7.75       21.00       30,221.53       16.00       495.70       30,717.22  
25916049
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     4,335.30       12.50       21.00       910.41       2.00       3.01       913.42  
26355745
    8/1/2008       8/14/2008     Funding   Consumer Mortgage     33,037.90       9.25       21.00       6,937.86       -13.00       -110.36       6,827.60  
26421695
    8/1/2008       8/11/2008     Funding   Consumer Mortgage     101,305.41       7.99       21.00       21,274.14       -10.00       -224.84       21,049.29  
26528278
    8/1/2008       6/10/2008     Funding   Consumer Mortgage     6,217.52       11.50       21.00       1,305.68       30.00       59.58       1,365.26  
27356978
    8/1/2008       11/23/2007     Funding   Consumer Mortgage     18,204.00       10.50       21.00       3,822.84       0.00       0.00       3,822.84  
28336844
    8/1/2008       2/26/2008     Funding   Consumer Mortgage     113,587.42       8.99       21.00       23,853.36       0.00       0.00       23,853.36  
28634037
    8/1/2008       6/2/2008     Funding   Consumer Mortgage     26,254.32       11.00       21.00       5,513.41       30.00       240.66       5,754.07  
28383500
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     2,892.02       9.49       21.00       607.32       2.00       1.52       608.85  
29419788
    8/1/2008       8/10/2008     Funding   Consumer Mortgage     15,874.52       9.99       21.00       3,333.65       -9.00       -39.65       3,294.00  
30378794
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     30,985.54       11.00       21.00       6,506.96       29.00       274.57       6,781.53  
30735482
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     31,382.31       7.50       21.00       6,590.29       -5.00       -32.69       6,557.60  
30872548
    8/1/2008       4/22/2007     Funding   Consumer Mortgage     42,935.68       11.42       21.00       9,016.49       0.00       0.00       9,016.49  
32803323
    8/1/2008       8/7/2008     Funding   Consumer Mortgage     64,893.04       8.50       21.00       17,827.54       -6.00       -120.27       17,707.27  
33035260
    8/1/2008       5/21/2007     Funding   Consumer Mortgage     30,603.98       9.75       21.00       6,426.64       0.00       0.00       6,426.84  
33970974
    8/1/2008       9/2/2008     Funding   Consumer Mortgage     6,457.53       12.75       21.00       1,356.08       -31.00       -70.90       1,285.18  
33539559
    8/1/2008       8/3/2008     Funding   Consumer Mortgage     32,339.21       9.50       21.00       6,791.23       -2.00       -17.07       6,774.17  
35002867
    8/1/2008       4/2/2008     Funding   Consumer Mortgage     66,779.91       8.24       21.00       14,023.78       0.00       0.00       14,023.78  
36297993
    8/1/2008       8/25/2008     Funding   Consumer Mortgage     11,879.96       8.50       21.00       2,494.79       -24.00       -67.32       2,427.47  
36318353
    8/1/2008       7/18/2005     Funding   Consumer Mortgage     38,921.40       11.25       21.00       8,173.49       0.00       0.00       8,173.49  
36962488
    8/1/2008       8/22/2007     Funding   Consumer Mortgage     29,831.98       7.75       21.00       6,264.72       0.00       0.00       6,264.72  
36778165
    8/1/2008       8/11/2008     Funding   Consumer Mortgage     5,583.34       6.00       21.00       1,172.50       -10.00       -9.31       1,163.20  
36966093
    8/1/2008       8/24/2008     Funding   Consumer Mortgage     12,092.34       11.99       21.00       2,539.39       -23.00       -92.63       2,446.76  
38079318
    8/1/2008       6/16/2008     Funding   Consumer Mortgage     13,463.57       12.99       21.00       2,827.35       30.00       145.74       2,973.09  
37437632
    8/1/2008       5/23/2008     Funding   Consumer Mortgage     11,483.19       10.50       21.00       2,411.47       0.00       0.00       2,411.47  
37448670
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     169,576.13       8.75       21.00       35,610.99       1.00       41.22       35,652.20  
37530268
    8/1/2008       7/26/2008     Funding   Consumer Mortgage     48,570.78       9.99       21.00       10,199.86       5.00       67.39       10,267.26  
39487633
    8/1/2008       2/21/2008     Funding   Consumer Mortgage     43,067.11       9.99       21.00       9,044.09       0.00       0.00       9,044.09  
39550563
    8/1/2008       6/21/2008     Funding   Consumer Mortgage     25,097.93       10.25       21.00       5,270.57       30.00       214.38       5,484.94  
38689163
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     29,600.63       8.25       21.00       6,216.13       -5.00       -33.92       6,182.21  
39790765
    8/1/2008       8/8/2008     Funding   Consumer Mortgage     13,345.34       10.99       21.00       2,802.52       -7.00       -28.52       2,774.00  
39867377
    8/1/2008       6/30/2008     Funding   Consumer Mortgage     53,997.87       9.75       21.00       11,339.55       30.00       438.73       11,778.29  
40596752
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     26,593.93       10.75       21.00       5,584.73       -29.00       -230.30       5,354.43  
41966135
    8/1/2008       8/19/2008     Funding   Consumer Mortgage     56,639.40       7.75       21.00       11,894.27       -18.00       -219.48       11,674.80  
42072014
    8/1/2008       8/19/2008     Funding   Consumer Mortgage     36,124.43       12.90       21.00       7,586.13       -18.00       -233.00       7,353.13  
43386345
    8/1/2008       6/20/2008     Funding   Consumer Mortgage     18,745.45       8.99       21.00       3,936.54       30.00       140.43       4,076.98  
43500618
    8/1/2008       8/21/2008     Funding   Consumer Mortgage     21,135.57       11.25       21.00       4,438.47       -20.00       -132.10       4,306.37  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
43833104
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     17,521.20       9.99       21.00       3,679.45       -28.00       -136.14       3,543.31  
44242761
    8/1/2008       6/2/2008     Funding   Consumer Mortgage     2,979.96       11.99       21.00       625.79       30.00       29.77       655.57  
45143184
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     11,358.36       8.25       21.00       2,385.26       1.00       2.60       2,387.86  
45669517
    8/1/2008       8/25/2008     Funding   Consumer Mortgage     16,298.06       11.00       21.00       3,422.59       -24.00       -119.52       3,303.07  
46234272
    8/1/2008       7/23/2008     Funding   Consumer Mortgage     33,505.91       7.99       21.00       7,036.24       8.00       59.49       7,095.73  
46526673
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     44,999.76       11.99       21.00       9,449.95       1.00       14.99       9,464.94  
46734375
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     203,038.32       6.24       21.00       42,638.05       -29.00       -1,020.61       41,617.44  
46955875
    8/1/2008       8/11/2008     Funding   Consumer Mortgage     30,998.23       9.99       21.00       6,509.63       -10.00       -86.02       6,423.61  
47199047
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     34,960.43       7.00       21.00       7,341.69       29.00       197.14       7,538.83  
47494776
    8/1/2008       8/1/2008     Funding   Consumer Mortgage     9,018.94       14.50       21.00       1,893.98       0.00       0.00       1,893.98  
47495096
    8/1/2008       6/15/2008     Funding   Consumer Mortgage     52,346.47       8.75       21.00       10,992.76       30.00       381.69       11,374.45  
1533095
    8/1/2008       1/20/2011     Funding   Consumer Mortgage     1,692.97       9.50       21.00       355.52       -889.00       -397.17       -41.64  
48475861
    8/1/2008       7/31/2009     Funding   Consumer Mortgage     8,882.22       10.57       21.00       1,865.27       -359.00       -936.24       929.02  
48595150
    8/1/2008       6/19/2008     Funding   Consumer Mortgage     11,772.76       10.83       21.00       2,472.28       30.00       106.25       2,578.53  
48727596
    8/1/2008       7/5/2008     Funding   Consumer Mortgage     20,263.68       8.96       21.00       4,255.37       26.00       131.13       4,386.50  
48776348
    8/1/2008       7/23/2008     Funding   Consumer Mortgage     39,718.37       10.49       21.00       8,340.86       8.00       92.59       8,433.45  
50013540
    8/1/2008       12/16/2008     Funding   Consumer Mortgage     84,010.48       8.75       21.00       17,642.20       -135.00       -2,756.59       14,885.61  
50873202
    8/1/2008       7/4/2008     Funding   Consumer Mortgage     252,773.13       10.25       21.00       53,082.36       27.00       1,943.19       55,025.55  
50582567
    8/1/2008       8/31/2008     Funding   Consumer Mortgage     80,235.00       9.13       21.00       16,849.35       -29.00       -590.11       16,259.24  
51616590
    8/1/2008       8/12/2008     Funding   Consumer Mortgage     4,654.25       10.63       21.00       977.39       -11.00       -15.12       962.28  
51800072
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     32,702.07       10.00       21.00       6,867.43       -1.00       -9.08       6,858.35  
52420103
    8/1/2008       2/2/2008     Funding   Consumer Mortgage     44,398.81       10.00       21.00       9,323.75       0.00       0.00       9,323.75  
53598315
    8/1/2008       7/3/2008     Funding   Consumer Mortgage     54,931.88       9.99       21.00       11,535.69       28.00       426.82       11,962.52  
53395629
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     160,902.38       8.13       21.00       33,789.50       -28.00       -1,017.44       32,772.06  
54207364
    8/1/2008       9/30/2007     Funding   Consumer Mortgage     12,451.67       10.20       21.00       2,614.85       0.00       0.00       2,614.85  
55211725
    8/1/2008       2/2/2008     Funding   Consumer Mortgage     30,989.67       11.17       21.00       6,507.83       0.00       0.00       6,507.83  
55247851
    8/1/2008       6/12/2009     Funding   Consumer Mortgage     2,031.63       10.75       21.00       426.64       -311.00       -188.67       237.97  
57054014
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     75,124.44       9.49       21.00       15,776.13       1.00       19.80       15,795.94  
57467045
    8/1/2008       7/24/2008     Funding   Consumer Mortgage     100,740.39       9.46       21.00       21,155.48       7.00       185.31       21,340.79  
57505104
    8/1/2008       11/13/2007     Funding   Consumer Mortgage     19,248.70       9.99       21.00       4,042.23       0.00       0.00       4,042.23  
7292783
    8/1/2008       8/13/2008     Funding   Consumer Mortgage     55,839.03       10.99       21.00       11,726.20       -12.00       -204.56       11,521.64  
58253041
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     8,152.60       10.58       21.00       1,712.05       1.00       2.40       1,714.44  
59023014
    8/1/2008       7/16/2008     Funding   Consumer Mortgage     78,777.84       10.75       21.00       16,543.35       15.00       352.86       16,896.21  
59161116
    8/1/2008       9/29/2006     Funding   Consumer Mortgage     42,491.12       9.99       21.00       8,923.14       0.00       0.00       8,923.14  
59479151
    8/1/2008       6/6/2008     Funding   Consumer Mortgage     15,854.95       11.49       21.00       3,329.54       30.00       151.81       3,481.35  
59701340
    8/1/2008       4/2/2008     Funding   Consumer Mortgage     9,158.39       9.50       21.00       1,923.26       0.00       0.00       1,923.26  
59737535
    8/1/2008       8/28/2008     Funding   Consumer Mortgage     7,361.60       11.99       21.00       1,545.94       -27.00       -66.20       1,479.74  
59740626
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     42,522.85       10.00       21.00       6,929.80       -1.00       -11.81       8,917.99  
59740739
    8/1/2008       8/15/2008     Funding   Consumer Mortgage     36,867.54       11.99       21.00       7,742.16       -14.00       -171.91       7,570.28  
59740773
    8/1/2008       7/16/2008     Funding   Consumer Mortgage     19,310.71       12.99       21.00       4,055.25       15.00       104.52       4,159.77  
59743000
    8/1/2008       4/13/2008     Funding   Consumer Mortgage     24,725.02       11.49       21.00       5,192.25       0.00       0.00       5,192.25  
60036655
    8/1/2008       11/20/2007     Funding   Consumer Mortgage     53,928.20       11.99       21.00       11,324.92       0.00       0.00       11,324.92  
60210557
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     42,696.12       8.00       21.00       8,966.19       29.00       275.15       9,241.34  
60304709
    8/1/2008       8/25/2008     Funding   Consumer Mortgage     58,227.44       9.99       21.00       12,227.76       -24.00       -387.79       11,839.97  
60329169
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     18,946.61       13.50       21.00       3,978.79       2.00       14.21       3,993.00  
61034754
    8/1/2008       3/14/2008     Funding   Consumer Mortgage     20,992.94       10.75       21.00       4,408.52       0.00       0.00       4,408.52  
61518915
    8/1/2008       5/2/2007     Funding   Consumer Mortgage     285,148.15       6.26       21.00       59,881.11       0.00       0.00       59,881.11  
61597727
    8/1/2008       11/4/2008     Funding   Consumer Mortgage     24,347.38       10.25       21.00       5,112.95       -93.00       -644.70       4,468.25  
61631406
    8/1/2008       4/30/2008     Funding   Consumer Mortgage     9,451.51       10.61       21.00       1,984.82       0.00       0.00       1,984.82  
8959356
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     8,513.38       7.75       21.00       1,787.81       -3.00       -5.50       1,782.31  
62719788
    8/1/2008       9/2/2008     Funding   Consumer Mortgage     4,691.21       11.49       21.00       985.15       -31.00       -46.42       938.74  
5054422
    8/1/2008       6/25/2008     Funding   Consumer Mortgage     75,704.02       9.25       21.00       15,897.84       30.00       583.55       16,481.40  
62968999
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     50,516.45       9.25       21.00       10,608.45       -5.00       -64.90       10,543.55  
5100837
    8/1/2008       9/29/2006     Funding   Consumer Mortgage     42,103.35       9.99       21.00       8,841.70       0.00       0.00       8,841.70  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
9277782
    8/1/2008       8/17/2008     Funding   Consumer Mortgage     13,509.70       9.75       21.00       2,837.04       -16.00       -58.54       2,778.49  
5747733
    8/1/2008       8/13/2008     Funding   Consumer Mortgage     11,058.90       10.75       21.00       2,322.37       -12.00       -39.63       2,282.74  
9602335
    8/1/2008       7/3/2007     Funding   Consumer Mortgage     41,273.52       7.98       21.00       8,667.44       0.00       0.00       8,667.44  
64428774
    8/1/2008       5/15/2008     Funding   Consumer Mortgage     101,072.20       9.49       21.00       21,225.16       0.00       0.00       21,225.16  
64476693
    8/1/2008       8/26/2006     Funding   Consumer Mortgage     59,708.58       9.50       21.00       12,638.80       0.00       0.00       12,538.80  
6291776
    8/1/2008       3/15/2007     Funding   Consumer Mortgage     5,136.44       10.75       21.00       1,078.65       0.00       0.00       1,078.65  
9866019
    8/1/2008       2/10/2007     Funding   Consumer Mortgage     79,223.13       7.50       21.00       16,636.86       0.00       0.00       16,636.86  
65079539
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     17,648.84       11.00       21.00       3,706.26       1.00       5.39       3,711.65  
65169994
    8/1/2008       8/31/2008     Funding   Consumer Mortgage     19,075.26       7.75       21.00       4,005.80       -29.00       -119.09       3,886.72  
65445428
    8/1/2008       8/27/2008     Funding   Consumer Mortgage     8,830.85       8.75       21.00       1,854.48       -26.00       -55.81       1,798.67  
55911296
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     12,017.19       10.50       21.00       2,523.61       -3.00       -10.52       2,513.09  
67055370
    8/1/2008       8/23/2008     Funding   Consumer Mortgage     28,600.32       9.25       21.00       6,006.07       -22.00       -161.67       5,844.40  
67191056
    8/1/2008       5/4/2008     Funding   Consumer Mortgage     61,111.80       5.00       21.00       12,833.48       0.00       0.00       12,833.48  
57778741
    8/1/2008       8/1/2008     Funding   Consumer Mortgage     22,229.18       10.49       21.00       4,668.13       0.00       0.00       4,668.13  
56227609
    8/1/2008       3/26/2008     Funding   Consumer Mortgage     19,359.92       10.50       21.00       4,065.58       0.00       0.00       4,065.58  
58281048
    8/1/2008       7/1/2008     Funding   Consumer Mortgage     53,645.70       9.50       21.00       11,265.60       30.00       424.70       11,690.29  
58854526
    8/1/2008       6/21/2007     Funding   Consumer Mortgage     111,090.25       9.25       21.00       23,328.95       0.00       0.00       23,328.95  
59544167
    8/1/2008       7/27/2008     Funding   Consumer Mortgage     13,435.76       12.50       21.00       2,821.51       4.00       18.66       2,840.17  
59700860
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     4,528.17       9.62       21.00       950.92       -5.00       -6.05       944.87  
59703814
    8/1/2008       7/8/2008     Funding   Consumer Mortgage     3,446.76       13.50       21.00       723.82       23.00       29.73       753.55  
59736246
    8/1/2008       8/19/2008     Funding   Consumer Mortgage     4,107.98       10.50       21.00       862.68       -18.00       -21.57       841.11  
59737762
    8/1/2008       7/25/2008     Funding   Consumer Mortgage     2,583.36       12.00       21.00       542.51       6.00       5.17       547.67  
59737808
    8/1/2008       7/25/2008     Funding   Consumer Mortgage     6,691.02       11.75       21.00       1,405.11       6.00       13.10       1,418.22  
59739461
    8/1/2008       8/26/2008     Funding   Consumer Mortgage     77,130.98       9.99       21.00       16,197.51       -25.00       -535.10       15,662.41  
59740192
    8/1/2008       3/4/2008     Funding   Consumer Mortgage     12,620.18       11.75       21.00       2,650.24       0.00       0.00       2,650.24  
59740396
    8/1/2008       7/4/2008     Funding   Consumer Mortgage     59,046.45       9.50       21.00       12,399.75       27.00       420.71       12,820.46  
59741151
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     16,192.45       12.50       21.00       3,400.41       -1.00       -5.62       3,394.79  
59742392
    8/1/2008       9/12/2008     Funding   Consumer Mortgage     3,230.91       13.75       21.00       678.49       -41.00       -50.60       627.90  
59867335
    8/1/2008       8/27/2008     Funding   Consumer Mortgage     11,461.03       10.67       21.00       2,406.82       -26.00       -88.32       2,318.50  
59925020
    8/1/2008       8/26/2008     Funding   Consumer Mortgage     6,883.84       10.99       21.00       1,445.61       -25.00       -52.54       1,393.07  
60062850
    8/1/2008       7/24/2008     Funding   Consumer Mortgage     9,749.63       10.50       21.00       2,047.42       7.00       19.91       2,067.33  
60284501
    8/1/2008       11/30/2008     Funding   Consumer Mortgage     5,008.52       9.12       21.00       1,051.79       -119.00       -160.99       900.80  
60293360
    8/1/2008       6/10/2008     Funding   Consumer Mortgage     9,251.77       12.50       21.00       1,942.87       30.00       96.37       2,039.24  
60297419
    8/1/2008       8/21/2008     Funding   Consumer Mortgage     45,274.97       9.50       21.00       9,507.74       -20.00       -238.95       9,268.79  
60306727
    3/1/2008       8/9/2008     Funding   Consumer Mortgage     29,803.99       10.75       21.00       6,258.84       -8.00       -71.20       6,187.64  
70190792
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     236,019.96       6.50       21.00       49,564.19       1.00       42.61       49,606.81  
60520602
    8/1/2008       8/11/2008     Funding   Consumer Mortgage     116,623.42       10.75       21.00       24,490.92       -10.00       -348.25       24,142.67  
70672036
    8/1/2008       3/15/2008     Funding   Consumer Mortgage     31,081.40       11.16       21.00       6,527.09       0.00       0.00       6,527.09  
70701436
    8/1/2008       7/21/2008     Funding   Consumer Mortgage     43,041.08       13.00       21.00       9,038.63       10.00       155.43       9,194.05  
60638120
    8/1/2008       12/29/2007     Funding   Consumer Mortgage     19,720.95       11.25       21.00       4,141.40       0.00       0.00       4,141.40  
61296464
    8/1/2008       7/1/2008     Funding   Consumer Mortgage     12,229.16       13.50       21.00       2,568.12       30.00       137.58       2,705.70  
71934015
    8/1/2008       1/28/2008     Funding   Consumer Mortgage     38,885.23       11.75       21.00       8,165.90       0.00       0.00       8,165.90  
61638566
    8/1/2008       8/20/2008     Funding   Consumer Mortgage     19,213.21       12.75       21.00       4,034.77       -19.00       -129.29       3,905.49  
72382207
    8/1/2008       8/3/2004     Funding   Consumer Mortgage     20,130.76       9.75       21.00       4,227.46       0.00       0.00       4,227.46  
61984188
    8/1/2008       7/1/2007     Funding   Consumer Mortgage     174,994.43       7.75       21.00       36,748.83       0.00       0.00       36,748.83  
62087023
    8/1/2008       12/30/2006     Funding   Consumer Mortgage     67,471.41       11.49       21.00       14,169.00       0.00       0.00       14,169.00  
72968068
    8/1/2008       8/8/2008     Funding   Consumer Mortgage     128,433.48       6.50       21.00       26,971.03       -7.00       -162.33       26,808.71  
62224317
    8/1/2008       7/25/2008     Funding   Consumer Mortgage     38,324.45       10.75       21.00       8,048.13       6.00       68.66       8,116.80  
72989939
    8/1/2008       8/25/2008     Funding   Consumer Mortgage     1,567.48       11.00       21.00       329.17       -24.00       -11.49       317.68  
63141721
    8/1/2008       8/22/2008     Funding   Consumer Mortgage     23,142.76       9.99       21.00       4,859.98       -21.00       -134.86       4,725.12  
73893693
    8/1/2008       5/16/2008     Funding   Consumer Mortgage     3,480.42       13.99       21.00       730.89       0.00       0.00       730.89  
74283113
    8/1/2008       7/11/2008     Funding   Consumer Mortgage     15,191.09       13.99       21.00       3,190.13       20.00       118.07       3,308.20  
64289815
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     12,222.97       12.50       21.00       2,566.82       -1.00       -4.24       2,562.58  
75595520
    8/1/2008       6/19/2008     Funding   Consumer Mortgage     8,354.32       12.10       21.00       1,754.41       30.00       84.24       1.838.65  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
75985297
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     76,976.77       7.88       21.00       16,165.12       -1.00       -16.85       16,148.27  
75998969
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     203,507.75       8.50       21.00       42,736.63       -29.00       -1,393.46       41,343.16  
64779369
    8/1/2008       7/1/2008     Funding   Consumer Mortgage     219,036.98       8.25       21.00       45,997.77       30.00       1,505.88       47,503.65  
65162470
    8/1/2008       8/31/2008     Funding   Consumer Mortgage     10,289.56       7.75       21.00       2,160.81       -29.00       -64.24       2,096.57  
65182699
    8/1/2008       9/4/2008     Funding   Consumer Mortgage     186,902.45       7.75       21.00       39,249.51       -33.00       -1,327.79       37,921.73  
65599417
    8/1/2008       7/24/2008     Funding   Consumer Mortgage     45,483.49       8.99       21.00       9,551.53       7.00       79.51       9,631.04  
76791683
    8/1/2008       5/16/2008     Funding   Consumer Mortgage     38,678.69       11.99       21.00       8,122.52       0.00       0.00       8,122.52  
77158635
    8/1/2008       8/31/2008     Funding   Consumer Mortgage     41,277.50       5.00       21.00       8,668.28       -29.00       -166.26       8,502.02  
78031611
    8/1/2008       9/4/2008     Funding   Consumer Mortgage     7,383.39       10.50       21.00       1,550.51       -33.00       -71.07       1,479.45  
78389832
    8/1/2008       7/25/2008     Funding   Consumer Mortgage     7,431.98       0.01       21.00       1,560.72       6.00       0.01       1,560.73  
67950181
    8/1/2008       1/31/2008     Funding   Consumer Mortgage     1,646.32       10.99       21.00       345.73       0.00       0.00       345.73  
78720188
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     11,685.48       10.61       21.00       2,453.95       2.00       6.89       2,460.84  
68396387
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     43,351.75       9.75       21.00       9,103.87       1.00       11.74       9,115.61  
68771777
    8/1/2008       7/24/2008     Funding   Consumer Mortgage     75,540.68       9.13       21.00       15,863.54       7.00       134.11       15,997.65  
69095804
    8/1/2008       8/23/2008     Funding   Consumer Mortgage     44,442.33       10.94       21.00       9,332.89       -22.00       -297.12       9,035.77  
80565852
    8/1/2008       7/11/2008     Funding   Consumer Mortgage     26,633.01       8.99       21.00       5,592.93       20.00       133.02       5,725.95  
70414781
    8/1/2008       2/12/2008     Funding   Consumer Mortgage     62,501.12       10.25       21.00       13,125.24       0.00       0.00       13,125.24  
71436704
    8/1/2008       8/13/2008     Funding   Consumer Mortgage     6,173.49       12.25       21.00       1,296.43       -12.00       -25.21       1,271.22  
72636029
    8/1/2008       8/26/2008     Funding   Consumer Mortgage     13,435.38       9.50       21.00       2,821.43       -25.00       -88.64       2,732.79  
72643394
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     3,509.85       12.25       21.00       737.07       29.00       34.64       771.70  
72728550
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     46,786.80       12.00       21.00       9,825.23       -3.00       -46.79       9,778.44  
10555273
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     43,686.09       10.99       21.00       9,174.08       1.00       13.34       9,187.42  
84317747
    8/1/2008       8/23/2008     Funding   Consumer Mortgage     11,324.71       10.74       21.00       2,378.19       -22.00       -74.33       2,303.86  
74020955
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     7,363.83       11.99       21.00       1,546.40       1.00       2.45       1,548.86  
74409015
    8/1/2008       5/19/2008     Funding   Consumer Mortgage     6,690.82       13.00       21.00       1,405.07       0.00       0.00       1,405.07  
75355495
    8/1/2008       5/4/2008     Funding   Consumer Mortgage     4,639.16       0.00       21.00       974.22       0.00       0.00       974.22  
75971820
    8/1/2008       8/18/2008     Funding   Consumer Mortgage     832.50       9.99       21.00       174.83       -17.00       -3.93       170.90  
79167775
    8/1/2008       8/23/2008     Funding   Consumer Mortgage     6,546.53       10.20       21.00       1,374.77       -22.00       -40.81       1,333.96  
79210715
    8/1/2008       9/11/2008     Funding   Consumer Mortgage     14,403.55       9.99       21.00       3,024.75       -40.00       -159.88       2,864.87  
93089913
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     34,241.47       10.92       21.00       7,190.71       -28.00       -290.82       6,899.88  
81422519
    8/1/2008       10/8/2008     Funding   Consumer Mortgage     8,449.43       10.15       21.00       1,774.38       -67.00       -159.61       1,614.77  
93592300
    8/1/2008       4/15/2008     Funding   Consumer Mortgage     12,210.53       11.00       21.00       2,564.21       0.00       0.00       2,564.21  
81984829
    8/1/2008       8/14/2008     Funding   Consumer Mortgage     204,627.54       9.50       21.00       42,971.78       -13.00       -701.99       42,269.80  
900011918
    8/1/2008       7/10/2008     Funding   Consumer Mortgage     48,326.15       11.42       21.00       10,148.49       21.00       321.93       10,470.42  
900014119
    8/1/2008       8/19/2008     Funding   Consumer Mortgage     20,815.71       11.07       21.00       4,371.30       -18.00       -115.21       4,256.08  
900021513
    8/1/2008       9/2/2008     Funding   Consumer Mortgage     8,513.23       5.00       21.00       1,787.78       -31.00       -36.65       1,751.12  
900027227
    8/1/2008       8/22/2008     Funding   Consumer Mortgage     87,146.59       8.38       21.00       18,300.78       -21.00       -426.00       17,874.78  
900031721
    8/1/2008       8/7/2008     Funding   Consumer Mortgage     26,596.53       10.38       21.00       5,585.27       -6.00       -46.01       5,539.26  
900044353
    8/1/2008       8/20/2008     Funding   Consumer Mortgage     25,034.37       10.38       21.00       5,257.22       -19.00       -137.15       5,120.07  
88086985
    8/1/2008       8/28/2008     Funding   Consumer Mortgage     12,462.75       13.50       21.00       2,617.18       -27.00       -126.19       2,490.99  
89650753
    8/1/2008       6/30/2008     Funding   Consumer Mortgage     121,430.60       7.75       21.00       25,500.43       30.00       784.24       26,284.67  
900061066
    8/1/2008       8/27/2007     Funding   Consumer Mortgage     77,849.82       9.24       21.00       16,348.46       0.00       0.00       16,348.46  
900063279
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     23,460.24       11.05       21.00       4,926.65       -3.00       -21.60       4,905.05  
90991442
    8/1/2008       7/24/2008     Funding   Consumer Mortgage     20,050.11       13.13       21.00       4,210.52       7.00       51.19       4,261.71  
91531759
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     142,964.51       8.63       21.00       30,022.55       2.00       68.54       30,091.09  
900069489
    8/1/2008       9/2/2007     Funding   Consumer Mortgage     64,405.16       9.63       21.00       13,525.08       0.00       0.00       13,525.08  
900071227
    8/1/2008       7/13/2008     Funding   Consumer Mortgage     240,347.30       6.50       21.00       50,472.93       18.00       781.13       51,254.06  
92142085
    8/1/2008       2/4/2008     Funding   Consumer Mortgage     25,249.05       8.25       21.00       5,302.30       0.00       0.00       5,302.30  
900072175
    8/1/2008       7/17/2008     Funding   Consumer Mortgage     12,519.82       12.50       21.00       2,629.16       14.00       60.86       2,690.02  
900082741
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     15,072.63       11.99       21.00       3,165.25       29.00       145.58       3,310.83  
900084578
    8/1/2008       7/25/2008     Funding   Consumer Mortgage     13,362.96       10.85       21.00       2,806.22       6.00       24.16       2,830.39  
900086537
    8/1/2008       8/13/2008     Funding   Consumer Mortgage     13,743.20       11.21       21.00       2,886.07       -12.00       -51.35       2,834.72  
900019532
    8/1/2008       8/8/2008     Funding   Consumer Mortgage     24,171.07       11.30       21.00       5,075.92       -7.00       -53.11       5,022.82  
900021832
    8/1/2008       8/25/2008     Funding   Consumer Mortgage     65,513.98       7.99       21.00       13,757.94       -24.00       -348.97       13,408.96  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900099559
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     54,404.25       8.24       21.00       11,424.89       -29.00       -361.12       11,063.77  
900030678
    8/1/2008       8/31/2007     Funding   Consumer Mortgage     25,395.22       11.75       21.00       5,333.00       0.00       0.00       5,333.00  
900103243
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     70,954.48       10.75       21.00       14,900.44       -5.00       -105.94       14,794.50  
900106713
    8/1/2008       8/28/2008     Funding   Consumer Mortgage     10,388.82       12.50       21.00       2,181.65       -27.00       -97.40       2,084.26  
900109976
    8/1/2008       11/6/2008     Funding   Consumer Mortgage     8,375.18       10.57       21.00       1,758.79       -95.00       -233.61       1,525.18  
900046406
    8/1/2008       1/12/2008     Funding   Consumer Mortgage     13,015.59       12.50       21.00       2,733.27       0.00       0.00       2,733.27  
900118776
    8/1/2008       7/27/2008     Funding   Consumer Mortgage     14,675.27       10.93       21.00       3,081.81       4.00       17.82       3,099.63  
900050722
    8/1/2008       8/13/2008     Funding   Consumer Mortgage     14,476.63       10.93       21.00       3,040.09       -12.00       -52.74       2,987.35  
900053583
    8/1/2008       8/12/2008     Funding   Consumer Mortgage     155,414.22       7.75       21.00       32,636.99       -11.00       -368.03       32,268.96  
900060205
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     12,094.91       11.75       21.00       2,539.93       -29.00       -114.48       2,425.45  
900126872
    8/1/2008       5/29/2008     Funding   Consumer Mortgage     1,765.22       12.00       21.00       370.70       0.00       0.00       370.70  
900062568
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     19,152.61       11.35       21.00       4,022.05       -3.00       -18.12       4,003.93  
900128127
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     38,799.06       11.30       21.00       8,147.80       -28.00       -341.00       7,806.80  
900063198
    8/1/2008       8/21/2008     Funding   Consumer Mortgage     168,415.41       7.75       21.00       35,367.24       -20.00       -725.12       34,642.11  
900072345
    8/1/2008       4/9/2008     Funding   Consumer Mortgage     12,998.05       0.00       21.00       2,729.59       0.00       0.00       2,729.59  
900137385
    8/1/2008       7/1/2007     Funding   Consumer Mortgage     31,900.39       10.25       21.00       6,699.08       0.00       0.00       6,699.08  
900138406
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     77,269.83       8.99       21.00       16,226.66       -1.00       -19.30       16,207.37  
900075435
    8/1/2008       8/27/2007     Funding   Consumer Mortgage     31,076.96       9.38       21.00       6,526.16       0.00       0.00       6,526.16  
900089092
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     12,394.96       12.75       21.00       2,602.94       1.00       4.39       2,607.33  
900102506
    8/1/2008       5/20/2007     Funding   Consumer Mortgage     84,276.19       7.50       21.00       17,698.00       0.00       0.00       17,698.00  
900106762
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     12,589.51       12.50       21.00       2,643.80       1.00       4.37       2,648.17  
900107155
    8/1/2008       9/22/2007     Funding   Consumer Mortgage     108,759.30       8.50       21.00       22,839.45       0.00       0.00       22,839.45  
900107232
    8/1/2008       5/4/2008     Funding   Consumer Mortgage     22,198.94       8.00       21.00       4,661.78       0.00       0.00       4,661.78  
900108349
    8/1/2008       7/5/2008     Funding   Consumer Mortgage     5,489.20       10.57       21.00       1,152.73       26.00       41.90       1,194.64  
900118005
    8/1/2008       7/26/2008     Funding   Consumer Mortgage     12,873.34       13.80       21.00       2,703.40       5.00       24.67       2,728.08  
900173755
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     15,907.10       10.44       21.00       3,340.49       -28.00       -129.17       3,211.33  
900126773
    8/1/2008       3/31/2008     Funding   Consumer Mortgage     17,569.35       11.22       21.00       3,689.56       0.00       0.00       3,689.56  
900202512
    8/1/2008       5/31/2007     Funding   Consumer Mortgage     130,381.50       7.99       21.00       27,380.12       0.00       0.00       27,380.12  
900143816
    8/1/2008       7/22/2008     Funding   Consumer Mortgage     13,085.42       10.89       21.00       2,747.94       9.00       35.63       2,783.56  
900151964
    8/1/2008       6/9/2008     Funding   Consumer Mortgage     68,183.02       7.86       21.00       14,318.43       30.00       446.60       14,765.03  
900222798
    8/1/2008       8/18/2006     Funding   Consumer Mortgage     174,091.45       10.48       21.00       36,559.20       0.00       0.00       36,559.20  
900231534
    8/1/2008       2/29/2008     Funding   Consumer Mortgage     4,018.96       14.50       21.00       843.98       0.00       0.00       843.98  
900165607
    8/1/2008       2/24/2006     Funding   Consumer Mortgage     47,902.55       8.18       21.00       10,059.54       0.00       0.00       10,059.54  
900169222
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     230,066.48       6.00       21.00       48,313.96       1.00       38.34       48,352.31  
900169844
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     12,178.11       12.50       21.00       2,557.40       2.00       8.46       2,565.86  
900245391
    8/1/2008       3/1/2007     Funding   Consumer Mortgage     95,032.18       7.00       21.00       19,956.76       0.00       0.00       19,956.76  
900179650
    8/1/2008       8/26/2008     Funding   Consumer Mortgage     36,023.17       10.40       21.00       7,564.87       -25.00       -260.17       7,304.70  
900180526
    8/1/2008       8/19/2008     Funding   Consumer Mortgage     13,384.72       10.93       21.00       2,810.79       -18.00       -73.15       2,737.64  
900266287
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     34,998.18       8.00       21.00       7,349.62       1.00       7.78       7,357.40  
900269589
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     22,287.77       9.99       21.00       4,680.43       -5.00       -30.92       4,649.51  
900219721
    8/1/2008       9/6/2006     Funding   Consumer Mortgage     55,352.88       8.95       21.00       11,624.10       0.00       0.00       11,624.10  
900225425
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     12,956.81       11.75       21.00       2,720.93       -3.00       -12.69       2,708.24  
900226919
    8/1/2008       6/4/2008     Funding   Consumer Mortgage     13,424.25       13.99       21.00       2,819.09       30.00       156.50       2,975.60  
900291358
    8/1/2008       8/13/2008     Funding   Consumer Mortgage     11,612.91       11.75       21.00       2,438.71       -12.00       -45.48       2,393.23  
900241847
    8/1/2008       6/18/2007     Funding   Consumer Mortgage     24,149.32       11.75       21.00       5,071.36       0.00       0.00       5,071.36  
900313528
    8/1/2008       6/16/2007     Funding   Consumer Mortgage     35,515.78       12.24       21.00       7,458.31       0.00       0.00       7,458.31  
900314952
    8/1/2008       8/10/2007     Funding   Consumer Mortgage     63,253.75       10.97       21.00       13,283.29       0.00       0.00       13,283.29  
900275723
    8/1/2008       11/6/2007     Funding   Consumer Mortgage     70,901.68       12.35       21.00       14,889.35       0.00       0.00       14,889.35  
900275877
    8/1/2008       6/27/2007     Funding   Consumer Mortgage     26,856.31       12.22       21.00       5,639.83       0.00       0.00       5,639.83  
900301195
    8/1/2008       6/1/2008     Funding   Consumer Mortgage     13,930.38       10.93       21.00       2,925.38       30.00       126.88       3,052.26  
900304082
    8/1/2008       8/26/2008     Funding   Consumer Mortgage     1,924.90       11.99       21.00       404.23       -25.00       -16.03       388.20  
900408524
    8/1/2008       6/19/2007     Funding   Consumer Mortgage     67,509.67       11.32       21.00       14,177.03       0.00       0.00       14,177.03  
900429182
    8/1/2008       8/20/2008     Funding   Consumer Mortgage     200,555.07       9.00       21.00       42,116.56       -19.00       -952.64       41,163.93  
900431589
    8/1/2008       4/29/2007     Funding   Consumer Mortgage     66,251.78       9.50       21.00       13,912.87       0.00       0.00       13,912.87  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900423321
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     71,846.88       9.85       21.00       15,087.84       -1.00       -19.66       15,068.19  
900423749
    8/1/2008       8/15/2007     Funding   Consumer Mortgage     163,560.96       9.57       21.00       34,347.80       0.00       0.00       34,347.80  
900428067
    8/1/2008       8/2/2007     Funding   Consumer Mortgage     104,045.82       9.49       21.00       21,849.62       0.00       0.00       21,849.62  
900514556
    8/1/2008       8/20/2007     Funding   Consumer Mortgage     59,200.00       9.97       21.00       12,432.00       0.00       0.00       12,432.00  
900583234
    8/1/2008       6/11/2008     Funding   Consumer Mortgage     37,757.41       10.25       21.00       7,929.06       30.00       322.51       8,251.57  
900590498
    8/1/2008       7/20/2008     Funding   Consumer Mortgage     20,913.67       13.45       21.00       4,391.87       11.00       85.95       4,477.82  
900596328
    8/1/2008       7/13/2008     Funding   Consumer Mortgage     35,979.33       11.57       21.00       7,555.66       18.00       208.14       7,763.80  
900605492
    8/1/2008       5/11/2008     Funding   Consumer Mortgage     14,854.53       12.75       21.00       3,119.45       0.00       0.00       3,119.45  
9151622
    8/1/2008       8/20/2008     Funding   Consumer Mortgage     56,208.32       7.50       21.00       11,803.75       -19.00       -222.49       11,581.26  
900611542
    8/1/2008       2/2/2008     Funding   Consumer Mortgage     15,406.04       13.25       21.00       3,235.27       0.00       0.00       3,235.27  
900611832
    8/1/2008       1/5/2008     Funding   Consumer Mortgage     80,000.00       9.72       21.00       16,800.00       0.00       0.00       16,800.00  
900613490
    8/1/2008       5/2/2008     Funding   Consumer Mortgage     37,942.77       11.57       21.00       7,967.98       0.00       0.00       7,967.98  
900616975
    8/1/2008       4/1/2008     Funding   Consumer Mortgage     17,542.50       12.50       21.00       3,683.93       0.00       0.00       3.683.93  
900617725
    8/1/2008       7/28/2008     Funding   Consumer Mortgage     43,042.31       11.00       21.00       9,038.89       3.00       39.46       9,078.34  
900620564
    8/1/2008       5/2/2008     Funding   Consumer Mortgage     62,803.05       9.72       21.00       13,188.64       0.00       0.00       13,188.64  
900622271
    8/1/2008       5/2/2008     Funding   Consumer Mortgage     124,161.07       9.47       21.00       26,073.82       0.00       0.00       26,073.82  
9341943
    8/1/2008       8/23/2008     Funding   Consumer Mortgage     9,292.21       12.12       21.00       1,951.36       -22.00       -68.82       1,882.54  
900623048
    8/1/2008       4/22/2008     Funding   Consumer Mortgage     75,462.88       9.00       21.00       15,847.20       0.00       0.00       15,847.20  
900625906
    8/1/2008       6/19/2008     Funding   Consumer Mortgage     13,933.02       13.65       21.00       2,925.93       30.00       158.49       3,084.42  
900626089
    8/1/2008       4/2/2008     Funding   Consumer Mortgage     15,088.41       13.00       21.00       3,168.57       0.00       0.00       3,168.57  
900632576
    8/1/2008       4/26/2008     Funding   Consumer Mortgage     77,846.15       9.49       21.00       16,347.69       0.00       0.00       16,347.69  
900633705
    8/1/2008       6/3/2008     Funding   Consumer Mortgage     126,731.18       10.12       21.00       26,613.55       30.00       1,068.77       27,682.31  
900639813
    8/1/2008       5/29/2008     Funding   Consumer Mortgage     137,972.82       9.95       21.00       28,974.29       0.00       0.00       28,974.29  
900594233
    8/1/2008       3/5/2008     Funding   Consumer Mortgage     15,548.85       13.08       21.00       3,265.26       0.00       0.00       3,265.26  
900597455
    8/1/2008       6/3/2008     Funding   Consumer Mortgage     107,682.10       7.50       21.00       22,613.24       30.00       673.01       23,286.25  
9822239
    8/1/2008       8/19/2008     Funding   Consumer Mortgage     7,929.79       11.75       21.00       1,665.26       -18.00       -46.59       1,618.67  
900601704
    8/1/2008       4/14/2008     Funding   Consumer Mortgage     13,248.16       12.25       21.00       2,782.11       0.00       0.00       2,782.11  
900601839
    8/1/2008       3/2/2008     Funding   Consumer Mortgage     53,231.61       13.19       21.00       11,178.64       0.00       0.00       11,178.64  
900604548
    8/1/2008       8/27/2008     Funding   Consumer Mortgage     42,548.70       11.67       21.00       8,935.23       -26.00       -358.61       8,576.61  
900611295
    8/1/2008       3/2/2008     Funding   Consumer Mortgage     22,659.84       10.97       21.00       4,758.57       0.00       0.00       4,758.57  
900619954
    8/1/2008       6/22/2008     Funding   Consumer Mortgage     15,957.09       13.25       21.00       3,350.99       30.00       176.19       3,527.18  
10463399
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     66,955.58       8.75       21.00       14,060.67       2.00       32.55       14,093.22  
900623387
    8/1/2008       2/12/2008     Funding   Consumer Mortgage     180,000.00       8.45       21.00       37,800.00       0.00       0.00       37,800.00  
900624114
    8/1/2008       6/2/2008     Funding   Consumer Mortgage     34,531.43       11.57       21.00       7,251.60       30.00       332.94       7,584.54  
900632485
    8/1/2008       7/17/2008     Funding   Consumer Mortgage     14,194.40       11.82       21.00       2,980.82       14.00       65.25       3,046.07  
900632715
    8/1/2008       6/29/2008     Funding   Consumer Mortgage     85,863.02       11.50       21.00       18,031.23       30.00       822.85       18,854.09  
900633507
    8/1/2008       7/19/2008     Funding   Consumer Mortgage     42,000.00       11.72       21.00       8,820.00       12.00       164.08       8,984.08  
900633552
    8/1/2008       3/9/2008     Funding   Consumer Mortgage     14,855.93       12.75       21.00       3,119.75       0.00       0.00       3,119.75  
900633834
    8/1/2008       6/30/2008     Funding   Consumer Mortgage     70,975.62       9.38       21.00       14,904.88       30.00       554.79       15,459.67  
900633906
    8/1/2008       7/23/2008     Funding   Consumer Mortgage     15,216.23       13.17       21.00       3,195.41       8.00       44.53       3,239.94  
900636103
    8/1/2008       6/25/2008     Funding   Consumer Mortgage     31,733.26       10.50       21.00       6,663.98       30.00       277.67       6,941.65  
11531502
    8/1/2008       9/2/2008     Funding   Consumer Mortgage     209,808.85       9.40       21.00       44,059.86       -31.00       -1,698.29       42,361.57  
11559746
    8/1/2008       7/26/2008     Funding   Consumer Mortgage     14,340.08       10.50       21.00       3,011.42       5.00       20.91       3,032.33  
11572952
    8/1/2008       8/17/2008     Funding   Consumer Mortgage     6,221.71       9.00       21.00       1,306.56       -16.00       -24.89       1,281.67  
10797120
    8/1/2008       9/1/2008     Funding   Consumer Mortgage     34,186.02       8.25       21.00       7,179.06       -30.00       -235.03       6,944,04  
12444648
    8/1/2008       7/9/2008     Funding   Consumer Mortgage     7,490.67       12.25       21.00       1,573.04       22.00       56.08       1,629.12  
12833426
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     58,580.11       10.60       21.00       12,301.82       1.00       17.25       12,319.07  
12113112
    8/1/2008       7/12/2008     Funding   Consumer Mortgage     29.287.35       10.25       21.00       6,150.34       19.00       158.44       6,308.78  
12133886
    8/1/2008       10/27/2008     Funding   Consumer Mortgage     78,044.51       9.99       21.00       16,389.35       -86.00       -1,862.53       14,526.81  
13196496
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     11,966.43       10.25       21.00       2,512.95       -28.00       -95.40       2,417.55  
14107847
    8/1/2008       7/13/2008     Funding   Consumer Mortgage     26,922.24       10.92       21.00       5,653.67       18.00       147.00       5,800.67  
14608395
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     35,663.18       10.50       21.00       7,489.27       29.00       301.65       7,790.92  
14947860
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     20,857.75       11.59       21.00       4,380.13       29.00       194.74       4,574.86  
15223103
    8/1/2008       6/9/2008     Funding   Consumer Mortgage     17,124.60       9.99       21.00       3,596.17       30.00       142.56       3,738.73  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
15238688
    8/1/2008       12/17/2007     Funding   Consumer Mortgage     5,780.97       13.25       21.00       1,214.00       0.00       0.00       1,214.00  
19160119
    8/1/2008       8/3/2008     Funding   Consumer Mortgage     6,739.64       14.33       21.00       1,415.32       -2.00       -5.37       1,409.96  
19724768
    8/1/2008       5/27/2008     Funding   Consumer Mortgage     112,700.66       6.75       21.00       23,667.14       0.00       0.00       23,667.14  
20099930
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     14,068.17       14.99       21.00       2.954.32       -1.00       -5.86       2,948.46  
16506360
    8/1/2008       8/28/2007     Funding   Consumer Mortgage     29,983.58       7.75       21.00       6,296.55       0.00       0.00       6,296.55  
16529817
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     31,814.52       11.10       21.00       6,681.05       29.00       284.47       6,965.52  
17206275
    8/1/2008       8/20/2008     Funding   Consumer Mortgage     43,129.99       8.49       21.00       9,057.30       -19.00       -193.26       8,864.04  
22250278
    8/1/2008       8/14/2008     Funding   Consumer Mortgage     13,662.00       10.00       21.00       2,869.02       -13.00       -49.34       2,819.69  
23244090
    8/1/2008       8/2/2004     Funding   Consumer Mortgage     55,474.75       9.24       21.00       11,649.70       0.00       0.00       11,649.70  
18882927
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     90,686.44       9.25       21.00       19,044.15       -28.00       -652.44       18,391.71  
25219269
    8/1/2008       6/27/2008     Funding   Consumer Mortgage     45,468.60       9.49       21.00       9,548.41       30.00       359.58       9,907.99  
25386496
    8/1/2008       7/26/2008     Funding   Consumer Mortgage     9,429.15       10.30       21.00       1,980.12       5.00       13.49       1,993.61  
25637889
    8/1/2008       7/17/2008     Funding   Consumer Mortgage     20,155.07       11.25       21.00       4,232.56       14.00       88.18       4,320.74  
26923589
    8/1/2008       10/12/2011     Funding   Consumer Mortgage     2,909.21       10.00       21.00       610.93       -1,151.00       -930.14       -319.20  
27017937
    8/1/2008       7/10/2008     Funding   Consumer Mortgage     21,154.57       11.99       21.00       4.442.46       21.00       147.96       4,590.42  
27238491
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     2,274.70       12.99       21.00       477.69       -28.00       -22.98       454.70  
27925350
    8/1/2008       6/18/2008     Funding   Consumer Mortgage     6,103.83       13.00       21.00       1,281.80       30.00       66.12       1,347.93  
27946505
    8/1/2008       8/12/2008     Funding   Consumer Mortgage     33,806.39       9.99       21.00       8,149.34       -11.00       -118.46       8,030.89  
21389529
    8/1/2008       6/3/2008     Funding   Consumer Mortgage     22,536.83       10.74       21.00       4,732.73       30.00       201.70       4,934.44  
28606461
    8/1/2008       5/17/2008     Funding   Consumer Mortgage     34,671.90       8.99       21.00       7,281.10       0.00       0.00       7,281.10  
23097739
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     23,176.70       10.75       21.00       4,867.11       2.00       13.84       4,880.95  
30819587
    8/1/2008       5/10/2008     Funding   Consumer Mortgage     2,748.74       11.30       21.00       577.24       0.00       0.00       577.24  
24203461
    8/1/2008       8/25/2008     Funding   Consumer Mortgage     24,463.14       8.00       21.00       5,137.26       -24.00       -130.47       5,006.79  
25065985
    8/1/2008       7/27/2008     Funding   Consumer Mortgage     5,536.01       11.70       21.00       1,162.56       4.00       7.20       1,169.76  
25848912
    8/1/2008       11/21/2009     Funding   Consumer Mortgage     4,592.49       11.75       21.00       964.42       -470.00       -704.50       259.92  
26613194
    8/1/2008       8/15/2008     Funding   Consumer Mortgage     61,643.04       8.99       21.00       12,945.04       -14.00       -215.51       12,729.53  
36089983
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     8,153.07       11.53       21.00       1,712.14       -28.00       -73.11       1,639.03  
36232117
    8/1/2008       9/13/2008     Funding   Consumer Mortgage     205,892.46       8.00       21.00       43,237.42       -42.00       -1,921.66       41,315.75  
28541140
    8/1/2008       6/29/2008     Funding   Consumer Mortgage     68,337.13       9.99       21.00       13,930.80       30.00       552.26       14,483.05  
38229351
    8/1/2006       8/11/2008     Funding   Consumer Mortgage     29,178.73       11.25       21.00       6,127.53       -10.00       -91.18       6,036.35  
38939507
    8/1/2008       7/22/2008     Funding   Consumer Mortgage     10,708.18       11.49       21.00       2,248.72       9.00       30.76       2,279.48  
29345710
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     94,907.68       7.50       21.00       19,930.61       -29.00       -573.40       19,357.21  
39586780
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     99,772.07       7.99       21.00       20,952.13       29.00       642.17       21,594.31  
30020879
    8/1/2008       8/5/2008     Funding   Consumer Mortgage     3,551.97       9.84       21.00       745.91       -4.00       -3.88       742.03  
40394966
    8/1/2008       7/7/2008     Funding   Consumer Mortgage     4,896.95       14.25       21.00       1,028.36       24.00       46.52       1,074.88  
40428861
    8/1/2008       6/24/2008     Funding   Consumer Mortgage     81,310.19       10,49       21.00       17,075.14       30.00       710.79       17,785.93  
32154031
    8/1/2008       8/31/2008     Funding   Consumer Mortgage     96,561.29       7.50       21.00       20,277.87       -29.00       -583.39       19,694.48  
42576368
    8/1/2008       7/7/2008     Funding   Consumer Mortgage     31,517.41       7.75       21.00       6,618.66       24.00       162.84       6,781.50  
44233284
    8/1/2008       8/22/2008     Funding   Consumer Mortgage     6,494.33       11.05       21.00       1,363.81       -21.00       -41.86       1,321.95  
34721960
    8/1/2008       8/22/2008     Funding   Consumer Mortgage     37,629.61       6.00       21.00       7,902.22       -21.00       -131.70       7,770.51  
45254830
    8/1/2008       3/31/2008     Funding   Consumer Mortgage     11,628.36       13.25       21.00       2,441.96       0.00       0.00       2,441.96  
45307197
    8/1/2008       8/15/2008     Funding   Consumer Mortgage     11,479.02       12.99       21.00       2,410.59       -14.00       -57.99       2,352.61  
45568351
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     17,078.95       8.49       21.00       3,586.58       -29.00       -116.81       3,469.77  
35950650
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     108,943.13       7.00       21.00       22,878.06       1.00       21.18       22,899.24  
36029670
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     22,953.76       9.99       21.00       4,820.29       2.00       12.74       4,833.03  
46362066
    8/1/2008       9/2/2008     Funding   Consumer Mortgage     2,263.53       7.00       21.00       475.34       -31.00       -13.64       461.70  
36767593
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     82,296.08       8.50       21.00       17,282.18       1.00       19.43       17,301.61  
47128786
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     64,049.51       11.50       21.00       13.450.40       29.00       593.35       14,043.74  
48807244
    8/1/2008       9/1/2007     Funding   Consumer Mortgage     66,255.80       9.25       21.00       13.913.72       0.00       0.00       13,913.72  
38435515
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     59,736.36       10.00       21.00       12,544.64       29.00       481.21       13,025.85  
39260384
    8/1/2008       8/21/2008     Funding   Consumer Mortgage     50,690.18       9.99       21.00       10,644.94       -20.00       -281.33       10,363.61  
51280179
    8/1/2008       7/6/2007     Funding   Consumer Mortgage     11,359.83       11.50       21.00       2,385.56       0.00       0.00       2,385.56  
39942065
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     23,344.13       10.25       21.00       4,902.27       2.00       13.29       4,915.56  
51871492
    8/1/2008       7/24/2008     Funding   Consumer Mortgage     8,609.36       13.95       21.00       1,807.97       7.00       23.35       1,831.32  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
41067140
    8/1/2008       8/16/2007     Funding   Consumer Mortgage     24,338.71       9.99       21.00       5,111.13       0.00       0.00       5,111.13  
52848459
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     62,547.99       7.75       21.00       13,135.08       1.00       13.47       13,148.54  
54032426
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     19,387.62       6.00       21.00       4,071.40       -1.00       -3.23       4,068.17  
54217786
    8/1/2008       8/12/2008     Funding   Consumer Mortgage     11,614.38       10.48       21.00       2,439.02       -11.00       -37.19       2,401.83  
54224766
    8/1/2008       8/14/2008     Funding   Consumer Mortgage     10,980.25       9.75       21.00       2,305.85       -13.00       -38.66       2,267.19  
42456513
    8/1/2008       10/26/2008     Funding   Consumer Mortgage     138,338.89       7.25       21.00       29,051.17       -85.00       -2,368.09       26,683.07  
55722354
    8/1/2008       8/17/2008     Funding   Consumer Mortgage     17,860.44       11.49       21.00       3,750.69       -16.00       -91.21       3,659.49  
55878612
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     21,410.18       10.75       21.00       4,496.14       2.00       12.79       4,508.92  
56418609
    8/1/2008       12/3/2007     Funding   Consumer Mortgage     8,903.75       8.00       21.00       1,869.79       0.00       0.00       1,869.79  
57756413
    8/1/2008       6/8/2008     Funding   Consumer Mortgage     67,655.19       7.99       21.00       14,207.59       30.00       450.47       14,658.06  
59478853
    8/1/2008       4/6/2008     Funding   Consumer Mortgage     24,154.38       15.25       21.00       5,072.42       0.00       0.00       5,072.42  
59481396
    8/1/2008       6/6/2009     Funding   Consumer Mortgage     11,025.88       11,50       21.00       2,315.43       -305.00       -1,074.26       1,241.18  
59528305
    8/1/2008       8/21/2008     Funding   Consumer Mortgage     77,847.90       7.00       21.00       16,348.06       -20.00       -302.74       16,045.32  
59741026
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     19,472.93       11.99       21.00       4,089.32       -5.00       -32.43       4,056.89  
44989670
    8/1/2008       7/18/2008     Funding   Consumer Mortgage     7,886.36       14.50       21.00       1,656.14       13.00       41.29       1,697.43  
59884771
    8/1/2008       7/1/2008     Funding   Consumer Mortgage     85,393.52       5.50       21.00       17,932.64       30.00       391.39       18,324.03  
60092409
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     248,689.66       7.99       21.00       52,224.83       -5.00       -275.98       51,948.85  
45405148
    8/1/2008       5/27/2008     Funding   Consumer Mortgage     81,754.33       8.75       21.00       17,168.41       0.00       0.00       17,168.41  
60305746
    8/1/2008       8/21/2008     Funding   Consumer Mortgage     5,376.53       10.50       21.00       1,129.07       -20.00       -31.36       1,097.71  
60318906
    8/1/2008       7/23/2008     Funding   Consumer Mortgage     9,801.87       9.79       21.00       2,058.39       8.00       21.32       2,079.72  
60320004
    8/1/2008       8/10/2008     Funding   Consumer Mortgage     9,007.00       9.99       21.00       1,891.47       -9.00       -22.49       1,868.98  
60410130
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     58,338.29       8.75       21.00       12,251.04       1.00       14.18       12,265.22  
45997177
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     4,055.28       11.00       21.00       851.61       29.00       35.93       887.54  
60616213
    8/1/2008       6/2/2008     Funding   Consumer Mortgage     55,294.87       10.99       21.00       11,611.92       30.00       506.41       12,118.33  
46403737
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     34,943.09       9.99       21.00       7,338.05       1.00       9.70       7,347.75  
47016468
    8/1/2008       4/8/2007     Funding   Consumer Mortgage     66,311.84       8.05       21.00       13,925.49       0.00       0.00       13,925.49  
62145708
    8/1/2008       3/20/2008     Funding   Consumer Mortgage     752.27       14.00       21.00       157.98       0.00       0.00       157.98  
62429511
    8/1/2008       8/26/2007     Funding   Consumer Mortgage     6,781.50       9.99       21.00       1,424.12       0.00       0.00       1,424.12  
62768644
    8/1/2008       4/17/2008     Funding   Consumer Mortgage     75,420.89       7.99       21.00       15,838.39       0.00       0.00       15,838.39  
48031220
    8/1/2008       7/16/2008     Funding   Consumer Mortgage     21,701.07       6.00       21.00       4,557.22       15.00       54.25       4,611.48  
63203678
    8/1/2008       7/15/2008     Funding   Consumer Mortgage     38,989.24       13.99       21.00       8,187.74       16.00       242.43       8,430.17  
48421272
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     285,971.40       7.99       21.00       60,053.99       -1.00       -63.47       59,990.52  
63704477
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     27,744.14       11.82       21.00       5,826.27       29.00       264.17       6,090.44  
63996250
    8/1/2008       7/25/2008     Funding   Consumer Mortgage     12,308.29       10.61       21.00       2,584.74       6.00       21.77       2,606.51  
48812091
    8/1/2008       3/18/2008     Funding   Consumer Mortgage     8,160.28       12.75       21.00       1,713.66       0.00       0.00       1,713.66  
64880285
    8/1/2008       7/20/2008     Funding   Consumer Mortgage     41,744.44       8.25       21.00       8,766.33       11.00       105.23       8,871.56  
65052228
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     163,003.98       8.88       21.00       34,230.84       2.00       80.42       34,311.25  
49145262
    8/1/2008       2/13/2007     Funding   Consumer Mortgage     120,950.15       10.50       21.00       25,399.53       0.00       0.00       25,399.53  
57192674
    8/1/2008       5/2/2008     Funding   Consumer Mortgage     63,698.14       5.00       21.00       13,376.61       0.00       0.00       13.376.61  
67576855
    8/1/2008       7/23/2008     Funding   Consumer Mortgage     225,765.37       8.00       21.00       47,410.73       8.00       401.36       47,812.09  
67609370
    8/1/2008       7/23/2008     Funding   Consumer Mortgage     21,982.88       10.74       21.00       4,616.40       8.00       52.47       4,668.87  
68654088
    8/1/2008       4/16/2007     Funding   Consumer Mortgage     164,865.30       8.75       21.00       34,621.71       0.00       0.00       34,621.71  
69593616
    8/1/2008       9/26/2006     Funding   Consumer Mortgage     114,507.53       10.50       21.00       24,046.58       0.00       0.00       24,046.58  
52084604
    8/1/2008       9/2/2008     Funding   Consumer Mortgage     28,314.46       8.74       21.00       5,946.04       -31.00       -213.10       5,732.94  
52312457
    8/1/2008       11/6/2009     Funding   Consumer Mortgage     11,060.43       9.25       21.00       2,322.69       -455.00       -1,293.07       1,029.62  
53929079
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     50,977.54       10.99       21.00       10,705.28       -1.00       -15.56       10,689.72  
72548080
    8/1/2008       7/13/2008     Funding   Consumer Mortgage     63,696.50       9.25       21.00       13,376.27       18.00       294.60       13,670.86  
55061292
    8/1/2008       5/27/2009     Funding   Consumer Mortgage     168.47       6.00       21.00       35.38       -296.00       -8.31       27.07  
73538878
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     80,781.96       10.17       21.00       16,964.21       -1.00       -22.82       16,941.39  
55395783
    8/1/2008       7/26/2008     Funding   Consumer Mortgage     143,900.34       8.50       21.00       30,219.07       5.00       169.88       30.388.95  
74192905
    8/1/2008       7/24/2008     Funding   Consumer Mortgage     65,385.85       10.99       21.00       13,731.03       7.00       139.73       13,870.75  
74603557
    8/1/2008       5/2/2008     Funding   Consumer Mortgage     64,255.26       8.99       21.00       13,493.60       0.00       0.00       13,493.60  
74712580
    8/1/2008       8/9/2008     Funding   Consumer Mortgage     248,225.98       6.99       21.00       52,127.46       -8.00       -385.58       51,741.88  
74758640
    8/1/2008       7/25/2008     Funding   Consumer Mortgage     8,986.00       11.74       21.00       1,887.06       6.00       17.58       1,904.64  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
56252008
    8/1/2008       8/22/2008     Funding   Consumer Mortgage     11,378.02       10.50       21.00       2,389.38       -21.00       -69.69       2,319.69  
56285783
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     15,980.11       10.75       21.00       3,355.82       -1.00       -4.77       3,351.05  
75791997
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     45,478.57       9.38       21.00       9,550.50       -28.00       -331.79       9,218.71  
56902838
    8/1/2008       8/27/2008     Funding   Consumer Mortgage     18,531.24       11.01       21.00       3,891.56       -26.00       -147.35       3,744.21  
57252056
    8/1/2008       8/8/2008     Funding   Consumer Mortgage     65,544.93       9.38       21.00       13,764,44       -7.00       -119.55       13,644.89  
76728288
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     60,804.66       10.25       21.00       12,768.98       -1.00       -17.31       12,751.67  
58297640
    8/1/2008       7/20/2008     Funding   Consumer Mortgage     3,547.37       14.49       21.00       744.95       11.00       15.71       760.65  
59647987
    8/1/2008       9/5/2008     Funding   Consumer Mortgage     37,049.09       9.50       21.00       7,780.31       -34.00       -332.41       7,447.90  
59706038
    8/1/2008       8/24/2008     Funding   Consumer Mortgage     7,295.38       11.65       21.00       1,532.03       -23.00       -54.30       1,477.73  
59743373
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     12,279.53       11.65       21.00       2,578.70       29.00       115.24       2,693.94  
78491900
    8/1/2008       8/16/2008     Funding   Consumer Mortgage     45,671.46       12.90       21.00       9,591.01       -15.00       -245.48       9,345.52  
60302714
    8/1/2008       7/11/2008     Funding   Consumer Mortgage     95,655.62       8.50       21.00       20,087.68       20.00       451.71       20,539.39  
60303944
    8/1/2008       8/16/2008     Funding   Consumer Mortgage     36,557.63       10.25       21.00       7,677.10       -15.00       -156.13       7,520.97  
60317572
    8/1/2008       4/24/2008     Funding   Consumer Mortgage     33,020.01       7.87       21.00       6,934,20       0.00       0.00       6,934.20  
61462383
    8/1/2008       7/30/2008     Funding   Consumer Mortgage     2,977.80       13.25       21.00       625.34       1.00       1.10       626.43  
61534891
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     52,911.98       8.00       21.00       11,111.52       29.00       340.99       11,452.50  
61930546
    8/1/2008       7/10/2008     Funding   Consumer Mortgage     187,847.14       8.88       21.00       39,447.90       21.00       973.05       40,420.95  
62446821
    8/1/2008       6/15/2008     Funding   Consumer Mortgage     73,908.42       11.00       21.00       15,520.77       30.00       677.49       16,198.26  
62828298
    8/1/2008       8/16/2008     Funding   Consumer Mortgage     140,918.08       10.50       21.00       29,592.80       -15.00       -616.52       28,976.28  
64211789
    8/1/2008       6/16/2008     Funding   Consumer Mortgage     30,475.87       11.24       21.00       6,399.93       30.00       285.46       6,685.39  
64603351
    8/1/2008       8/1/2008     Funding   Consumer Mortgage     111,412.71       9.50       21.00       23,396.67       0.00       0.00       23,396.67  
65230521
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     25,150.35       7.75       21.00       5,281.57       -28.00       -151.60       5,129.97  
65663134
    8/1/2008       9/8/2007     Funding   Consumer Mortgage     27,379.87       12.99       21.00       5,749.77       0.00       0.00       5,749.77  
93599403
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     96,372.93       7.50       21.00       20.238.32       -28.00       -562.18       19,676.14  
67188977
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     20,991.05       5.00       21.00       4,408.12       29.00       84.55       4,492.67  
97499787
    8/1/2008       5/31/2008     Funding   Consumer Mortgage     12,584.34       10.58       21.00       2,642.71       0.00       0.00       2,642.71  
67560093
    8/1/2008       3/8/2008     Funding   Consumer Mortgage     28,784.28       12.74       21.00       6,044.70       0.00       0.00       6,044.70  
68323688
    8/1/2008       7/28/2008     Funding   Consumer Mortgage     7,961.59       9.99       21.00       1,671.93       3.00       6.63       1,678.56  
68539842
    8/1/2008       9/8/2008     Funding   Consumer Mortgage     10,712.13       10.25       21.00       2,249.55       -37.00       -112.85       2,136.70  
69012271
    8/1/2008       5/29/2008     Funding   Consumer Mortgage     11,912.95       8.25       21.00       2,501.72       0.00       0.00       2,501.72  
900019280
    8/1/2008       3/19/2008     Funding   Consumer Mortgage     10,195.52       11.78       21.00       2,141.06       0.00       0.00       2,141.06  
900023297
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     87,480.91       7.99       21.00       18,370.99       -3.00       -58.25       18,312.74  
69320352
    8/1/2008       9/9/2008     Funding   Consumer Mortgage     123,709.29       7.88       21.00       25,978.95       -38.00       -1,028.99       24,949.96  
900032383
    8/1/2008       8/22/2008     Funding   Consumer Mortgage     7,932.54       10.75       21.00       1,665.83       -21.00       -49.74       1.616.09  
900036702
    8/1/2008       7/20/2007     Funding   Consumer Mortgage     56,223.96       9.24       21.00       11,807.04       0.00       0.00       11,807.04  
70530671
    8/1/2008       6/19/2008     Funding   Consumer Mortgage     23,563.38       10.49       21.00       4,948.31       30.00       205.98       5,154.29  
71889536
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     38,326.83       9.74       21.00       8,048.83       -28.00       -290.35       7,758.29  
71910191
    8/1/2008       8/3/2008     Funding   Consumer Mortgage     71,561.39       8.00       21.00       15,027.89       -2.00       -31.81       14,996.09  
72171005
    8/1/2008       7/29/2008     Funding   Consumer Mortgage     78,758.80       8.75       21.00       16,539.35       2.00       38.29       16,577.63  
72179010
    8/1/2008       7/5/2008     Funding   Consumer Mortgage     66,579.27       9.25       21.00       13,981.65       26.00       444.79       14,426.43  
72773037
    8/1/2008       8/12/2007     Funding   Consumer Mortgage     57,231.38       10.50       21.00       12,018.59       0.00       0.00       12,018.59  
73653935
    8/1/2008       9/30/2008     Funding   Consumer Mortgage     2,257.70       8.00       21.00       474.12       -59.00       -29.60       444.52  
74893969
    8/1/2008       6/9/2008     Funding   Consumer Mortgage     89,765.19       8.99       21.00       18,850.69       30.00       672.49       19,523.18  
900067250
    8/1/2008       6/30/2008     Funding   Consumer Mortgage     52,211.40       11.26       21.00       10,964.39       30.00       489.92       11,454.31  
75550235
    8/1/2008       8/3/2008     Funding   Consumer Mortgage     19,000.00       8.99       21.00       3,990.00       -2.00       -9.49       3,980.51  
900085636
    8/1/2008       8/13/2008     Funding   Consumer Mortgage     23,323.50       10.95       21.00       4,897.94       -12.00       -85.13       4,812.80  
900091992
    8/1/2008       10/2/2008     Funding   Consumer Mortgage     11,463.07       10.92       21.00       2,407.24       -61.00       -212.11       2,195.14  
900092829
    8/1/2008       1/31/2008     Funding   Consumer Mortgage     5,729.82       10.75       21.00       1,203.26       0.00       0.00       1,203.26  
900092922
    8/1/2008       10/31/2007     Funding   Consumer Mortgage     62,411.88       9.24       21.00       13,106.49       0.00       0.00       13,106.49  
900093855
    8/1/2008       7/21/2007     Funding   Consumer Mortgage     51,155.42       8.50       21.00       10,742.64       0.00       0.00       10,742.64  
78533106
    8/1/2008       8/20/2008     Funding   Consumer Mortgage     44,650.84       9.00       21.00       9,376.68       -19.00       -212.09       9,164.58  
900102356
    8/1/2008       7/22/2008     Funding   Consumer Mortgage     13,100.64       10.90       21.00       2,751.13       9.00       35.70       2,786.83  
900104958
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     12,327.05       10.75       21.00       2,588.68       1.00       3.68       2,592.36  
900105764
    8/1/2008       8/4/2007     Funding   Consumer Mortgage     59,371.96       8.88       21.00       12,468.11       0.00       0.00       12,468.11  

 


 

     
                                                                                 
            Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900107560
    8/1/2008       8/15/2008     Funding   Consumer Mortgage     19,309.61       11.25       21.00       4,055.02       -14.00       -84.48       3,970.54  
900108367
    8/1/2008       9/12/2008     Funding   Consumer Mortgage     104,561.11       8.25       21.00       21,957.83       -41.00       -982.44       20,975.39  
900114103
    8/1/2008       8/14/2008     Funding   Consumer Mortgage     7,341.35       10.22       21.00       1,541.68       -13.00       -27.09       1,514.59  
900127650
    8/1/2008       7/17/2008     Funding   Consumer Mortgage     50,641.48       8.54       21.00       10,634.71       14.00       168.19       10,802.90  
85674390
    8/1/2008       8/19/2008     Funding   Consumer Mortgage     11,634.38       10.61       21.00       2,443.22       -18.00       -61.72       2,381.50  
900134148
    8/1/2008       8/22/2008     Funding   Consumer Mortgage     24,276.15       10.80       21.00       5,097.99       -21.00       -152.94       4,945.05  
87281220
    8/1/2008       6/21/2008     Funding   Consumer Mortgage     219,482.48       8.25       21.00       46,091.32       30.00       1,508.94       47,600.26  
900139531
    8/1/2008       7/22/2008     Funding   Consumer Mortgage     10,712.64       10.60       21.00       2,249.65       9.00       28.39       2,278.04  
88084444
    8/1/2008       7/16/2008     Funding   Consumer Mortgage     9,198.14       12.50       21.00       1,931.61       15.00       47.91       1,979.52  
89642440
    8/1/2008       6/30/2008     Funding   Consumer Mortgage     12,942.57       13.50       21.00       2,717.94       30.00       145.60       2,863.54  
900171994
    8/1/2008       8/31/2008     Funding   Consumer Mortgage     50,977.69       10.18       21.00       10,705.31       -29.00       -418.05       10,287.27  
900172829
    8/1/2008       5/1/2007     Funding   Consumer Mortgage     59,039.95       10.25       21.00       12,398.39       0.00       0.00       12,398.39  
900178064
    8/1/2008       7/14/2008     Funding   Consumer Mortgage     13,417.04       14.45       21.00       2,817.58       17.00       91.55       2,909.13  
900011019
    8/1/2008       11/25/2005     Funding   Consumer Mortgage     59,772.06       8.63       21.00       12,552.13       0.00       0.00       12,552.13  
900185422
    8/1/2008       4/4/2008     Funding   Consumer Mortgage     6,914.07       13.00       21.00       1,451.95       0.00       0.00       1,451.95  
900017179
    8/1/2008       8/10/2008     Funding   Consumer Mortgage     25,487.34       9.38       21.00       5,352.34       -9.00       -59.77       5,292.57  
900020635
    8/1/2008       7/18/2008     Funding   Consumer Mortgage     64,855.51       9.50       21.00       13,619.66       13.00       222.49       13,842.15  
900022604
    8/1/2008       7/8/2008     Funding   Consumer Mortgage     53,671.97       9.25       21.00       11,271.11       23.00       317.19       11,588.30  
900202267
    8/1/2008       6/25/2007     Funding   Consumer Mortgage     88,114.18       10.33       21.00       18,503.98       0.00       0.00       18,503.98  
900203989
    8/1/2008       8/7/2008     Funding   Consumer Mortgage     8,657.51       12.95       21.00       1,818.08       -6.00       -18.69       1,799.39  
900205498
    8/1/2008       3/14/2007     Funding   Consumer Mortgage     90,574.44       10.50       21.00       19,020.63       0.00       0.00       19,020.63  
900210429
    8/1/2008       7/14/2008     Funding   Consumer Mortgage     72,467.65       10.43       21.00       15,218.21       17.00       356.92       15,575.13  
900050711
    8/1/2008       7/21/2008     Funding   Consumer Mortgage     14,355.44       11.11       21.00       3,014.64       10.00       44.30       3,058.94  
900054132
    8/1/2008       8/12/2008     Funding   Consumer Mortgage     11,219.66       10.75       21.00       2,356.13       -11.00       -36.85       2,319.28  
900060051
    8/1/2008       8/2/2008     Funding   Consumer Mortgage     26,014.78       11.19       21.00       5,463.10       -1.00       -8.09       5,455.02  
900064104
    8/1/2008       8/30/2008     Funding   Consumer Mortgage     139,901.61       7.75       21.00       29,379.34       -29.00       -873.41       28,505.92  
900219335
    8/1/2008       8/28/2008     Funding   Consumer Mortgage     11,300.46       12.50       21.00       2,373.10       -27.00       -105.94       2,267.15  
900074789
    8/1/2008       8/3/2007     Funding   Consumer Mortgage     48,007.13       11.75       21.00       10,081.50       0.00       0.00       10,081.50  
900077032
    8/1/2008       7/31/2008     Funding   Consumer Mortgage     7,856.98       12.75       21.00       1,649.97       1.00       2.78       1,652.75  
900228286
    8/1/2008       8/11/2008     Funding   Consumer Mortgage     8,663.12       12.75       21.00       1,819.26       -10.00       -30.68       1,788.57  
900082234
    8/1/2008       8/23/2008     Funding   Consumer Mortgage     161,620.70       9.13       21.00       33,940.35       -22.00       -901.75       33,038.59  
900238561
    8/1/2008       6/19/2008     Funding   Consumer Mortgage     10,672.39       11.75       21.00       2,241.20       30.00       104.50       2,345.70  
900096515
    8/1/2008       5/1/2008     Funding   Consumer Mortgage     27,445.90       10.75       21.00       5,763.64       0.00       0.00       5,763.64  
900100957
    8/1/2008       8/26/2008     Funding   Consumer Mortgage     6,368.32       10.18       21.00       1,337.35       -25.00       -45.02       1,292.33  
900104123
    8/1/2008       8/6/2008     Funding   Consumer Mortgage     30,718.82       8.75       21.00       6,450.95       -5.00       -37.33       6,413.62  
900109040
    8/1/2008       7/1/2008     Funding   Consumer Mortgage     12,497.63       10.90       21.00       2,624.50       30.00       113.52       2,738.02  
900116563
    8/1/2008       7/16/2008     Funding   Consumer Mortgage     19,589.71       13.15       21.00       4,113.84       15.00       107.34       4,221.17  
900116600
    8/1/2008       6/29/2008     Funding   Consumer Mortgage     116,429.10       9.54       21.00       24,450.11       30.00       925.61       25,375.72  
900281290
    8/1/2008       6/28/2008     Funding   Consumer Mortgage     14,500.38       14.50       21.00       3,045.08       30.00       175.21       3,220.29  
900285973
    8/1/2008       5/31/2008     Funding   Consumer Mortgage     6,831.67       10.75       21.00       1,434.65       0.00       0.00       1,434.65  
900127648
    8/1/2008       12/1/2007     Funding   Consumer Mortgage     74,240.51       9.93       21.00       15,590.51       0.00       0.00       15,590.51  
900129120
    8/1/2008       8/29/2008     Funding   Consumer Mortgage     7,297.65       10.10       21.00       1,532.51       -28.00       -57.33       1,475.18  
900130097
    8/1/2008       5/29/2007     Funding   Consumer Mortgage     38,471.44       10.68       21.00       8,079.00       0.00       0.00       8,079.00  
900139885
    8/1/2008       8/24/2008     Funding   Consumer Mortgage     8,395.70       11.30       21.00       1,763.10       -23.00       -60.61       1,702.48  
900144702
    8/1/2008       7/20/2007     Funding   Consumer Mortgage     98,474.92       9.68       21.00       20,679.73       0.00       0.00       20,679.73  
900163379
    8/1/2008       2/2/2008     Funding   Consumer Mortgage     6,203.41       14.40       21.00       1,302.72       0.00       0.00       1,302.72  
900169887
    8/1/2008       7/28/2008     Funding   Consumer Mortgage     16,703.18       11.25       21.00       3,507.67       3.00       15.66       3,523.33  
900317430
    8/1/2008       8/15/2008     Funding   Consumer Mortgage     248,448.02       6.00       21.00       52,174.08       -14.00       -579.71       51,594.37  
900171971
    8/1/2008       8/4/2008     Funding   Consumer Mortgage     12,724.28       10.99       21.00       2,672.10       -3.00       -11.65       2,660.45  
900188408
    8/1/2008       6/12/2008     Funding   Consumer Mortgage     8,245.28       14.00       21.00       1,731.51       30.00       96.19       1,827.70  
900190879
    8/1/2008       8/9/2007     Funding   Consumer Mortgage     98,114.87       11.00       21.00       20,604.12       0.00       0.00       20,604.12  
900344445
    8/1/2008       2/5/2007     Funding   Consumer Mortgage     202,589.08       8.97       21.00       42,543.71       0.00       0.00       42,543.71  
900345453
    8/1/2008       8/21/2007     Funding   Consumer Mortgage     49,132.66       11.47       21.00       10,317.86       0.00       0-00       10,317.86  
900345761
    8/1/2008       8/12/2008     Funding   Consumer Mortgage     26,191.40       11.97       21.00       5,500.19       -11.00       -95.80       5,404.40  

 


 

     
                                                                                 
            Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900352370
    8/1/2008       6/18/2008     Funding   Consumer Mortgage     29,946.44       13.22       21.00       6,288.75       30.00       329.91       6,618.66  
900353258
    8/1/2008       7/25/2008     Funding   Consumer Mortgage     101,398.39       10.99       21.00       21,293.66       6.00       185.73       21,479.39  
900354244
    8/1/2008       11/2/2007     Funding   Consumer Mortgage     304,338.23       8.97       21.00       63,911.03       0.00       0.00       63,911.03  
900355427
    8/1/2008       2/6/2007     Funding   Consumer Mortgage     43,703.67       12.50       21.00       9,177.77       0.00       0.00       9,177.77  
900216391
    8/1/2008       8/28/2008     Funding   Consumer Mortgage     55,260.05       10.93       21.00       11,604.61       -27.00       -452.99       11,151.62  
900217755
    8/1/2008       5/25/2008     Funding   Consumer Mortgage     2,105.95       12.00       21.00       442.25       0.00       0.00       442.25  
900222444
    8/1/2008       7/11/2008     Funding   Consumer Mortgage     84,124.62       10.73       21.00       17,666.17       20.00       501.48       18,167.65  
900240631
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     11,694.78       11.75       21.00       2,455.90       29.00       110.69       2,566.60  
900245417
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     67,580.28       11.60       21.00       14,191.86       29.00       631.50       14,823.36  
900270303
    8/1/2008       5/8/2008     Funding   Consumer Mortgage     12,279.51       14.50       21.00       2,578.70       0.00       0.00       2,578.70  
900397156
    8/1/2008       8/20/2008     Funding   Consumer Mortgage     21,828.73       11.97       21.00       4,584.03       -19.00       -137.90       4,446.13  
900281889
    8/1/2008       8/27/2007     Funding   Consumer Mortgage     315,078.65       8.25       21.00       66,166.52       0.00       0.00       66,166.52  
900283859
    8/1/2008       6/27/2008     Funding   Consumer Mortgage     9,045.19       14.50       21.00       1,899.49     30.00     109.30       2,008.79  
900405224
    8/1/2008       9/2/2007     Funding   Consumer Mortgage     31,018.41       10.60       21.00       6,513.87       0.00       0.00       6,513.87  
900298385
    8/1/2008       8/5/2008     Funding   Consumer Mortgage     58,466.31       9.37       21.00       12,277.93       -4.00       -60.87       12,217.06  
900302141
    8/1/2008       4/25/2007     Funding   Consumer Mortgage     77,330.37       8.68       21.00       16,239.38       0.00       0.00       16,239.38  
900307313
    8/1/2008       5/1/2007     Funding   Consumer Mortgage     60,336.57       9.12       21.00       12,670.68       0.00       0.00       12,670.68  
900308676
    8/1/2008       7/1/2008     Funding   Consumer Mortgage     10,133.32       12.99       21.00       2,128.00       30.00       109.69       2,237.69  
900441707
    8/1/2008       8/29/2007     Funding   Consumer Mortgage     54,770.83       9.80       21.00       11,501.87       0.00       0.00       11,501.87  
900337715
    8/1/2008       6/21/2007     Funding   Consumer Mortgage     24,000.44       12.50       21.00       5,040.09       0.00       0.00       5,040.09  
900349291
    8/1/2008       2/2/2008     Funding   Consumer Mortgage     16,146.67       10.65       21.00       3,390.80       0.00       0.00       3,390.80  
900354081
    8/1/2008       11/2/2007     Funding   Consumer Mortgage     299,700.42       8.72       21.00       62,937.09       0.00       0.00       62,937.09  
900476776
    8/1/2008       7/31/2007     Funding   Consumer Mortgage     34,967.00       9.50       21.00       7,343.07       0.00       0.00       7,343.07  
900485985
    8/1/2008       7/2/2007     Funding   Consumer Mortgage     31,786.53       12.57       21.00       6,675.17       0.00       0.00       6,675.17  
900410592
    8/1/2008       10/2/2007     Funding   Consumer Mortgage     64,972.49       12.00       21.00       13,644.22       0.00       0.00       13,644.22  
900607604
    8/1/2008       5/31/2008     Funding   Consumer Mortgage     7,391.01       11.90       21.00       1,552.11       0.00       0.00       1,552.11  
900616401
    8/1/2008       2/27/2008     Funding   Consumer Mortgage     38,002.12       12.50       21.00       7,980.45       0.00       0.00       7,980.45  
900617957
    8/1/2008       2/22/2008     Funding   Consumer Mortgage     203,056.71       9.32       21.00       42,641.91       0.00       0.00       42,641.91  
900618037
    8/1/2008       5/21/2008     Funding   Consumer Mortgage     18,166.80       11.69       21.00       3,815.03       0.00       0.00       3,815.03  
900619158
    8/1/2008       5/8/2008     Funding   Consumer Mortgage     27,455.11       10.85       21.00       5,765.57       0.00       0.00       5,765.57  
900620218
    8/1/2008       5/25/2008     Funding   Consumer Mortgage     18,397.21       12.47       21.00       3,863.41       0.00       0.00       3,863.41  
900621693
    8/1/2008       2/2/2008     Funding   Consumer Mortgage     15,036.27       14.16       21.00       3,157.62       0.00       0.00       3,157.62  
900625408
    8/1/2008       7/6/2008     Funding   Consumer Mortgage     95,619.59       9.13       21.00       20,080.11       25.00       606.25       20,686.37  
900632699
    8/1/2008       7/2/2008     Funding   Consumer Mortgage     96,134.37       9.25       21.00       20,188.22       29.00       716.33       20,904.55  
900632799
    8/1/2008       5/3/2008     Funding   Consumer Mortgage     93,100.00       9.50       21.00       19,551.00       0.00       0.00       19,551.00  
900632898
    8/1/2008       5/25/2008     Funding   Consumer Mortgage     14,813.62       12.25       21.00       3,110.86       0.00       0.00       3,110.86  
900580463
    8/1/2008       1/11/2008     Funding   Consumer Mortgage     82,835.54       9.00       21.00       17,395.46       0.00       0.00       17,395.46  
900586274
    8/1/2008       6/13/2008     Funding   Consumer Mortgage     69,730.89       9.97       21.00       14,643.49       30.00       579.35       15,222.83  
900587794
    8/1/2008       8/28/2008     Funding   Consumer Mortgage     10,185.66       10.39       21.00       2,138.99       -27.00       -79.37       2,059.62  
900600956
    8/1/2008       5/2/2008     Funding   Consumer Mortgage     68,825.20       9.70       21.00       14,453.29       0.00       0.00       14,453.29  
900603023
    8/1/2008       3/21/2008     Funding   Consumer Mortgage     13,786.19       11.75       21.00       2,895.10       0.00       0.00       2,895.10  
900608426
    8/1/2008       4/1/2008     Funding   Consumer Mortgage     27,411.32       11.22       21.00       5,756.38       0.00       0.00       5,756.38  
900617568
    8/1/2008       5/18/2008     Funding   Consumer Mortgage     4,911.78       12.75       21.00       1,031.47       0.00       0.00       1,031.47  
900624529
    8/1/2008       8/24/2008     Funding   Consumer Mortgage     77,698.89       6.00       21.00       16,316.77       -23.00       -297.85       16,018.92  
900625357
    8/1/2008       2/2/2008     Funding   Consumer Mortgage     15,279.96       13.45       21.00       3,208.79       0.00       0.00       3,208.79  
900626379
    8/1/2008       6/17/2008     Funding   Consumer Mortgage     65,366.53       10.50       21.00       13,726.97       30.00       571.96       14,298.93  
900632682
    8/1/2008       2/16/2008     Funding   Consumer Mortgage     13,251.57       13.45       21.00       2,782.83       0.00       0.00       2,782.83  
900637650
    8/1/2008       3/1/2008     Funding   Consumer Mortgage     138,313.90       9.22       21.00       29,045.92       0.00       0.00       29,045.92  
900637901
    8/1/2008       3/14/2008     Funding   Consumer Mortgage     91,817.17       8.49       21.00       19,281.61       0.00       0.00       19,281.61  
900638258
    8/1/2008       5/2/2008     Funding   Consumer Mortgage     135,474.29       8.72       21.00       28,449.60       0.00       0.00       28,449.60  
294414
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     88.44       20.99       22.00       19.46       -26.00       -1.34       18.12  
50570
    8/1/2008       3/16/2008     Fund   Construction     189,175.00       10.25       11.00       20,809.25       0.00       0.00       20,809.25  
50531
    8/1/2008       6/28/2008     Fund   Construction     789,253.00       9.00       11.00       86,817.83       0.00       0.00       86,817.83  
50631
    8/1/2008       3/16/2008     Fund   Construction     531,656.00       10.25       11.00       58,482.16       0.00       0.00       58,482.16  

 


 

     
                                                                                 
            Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status        Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
50628
    8/1/2008       6/28/2008     Fund   Construction     601,375.00       10.00       11.00       66,151.25       0.00       0.00       66,151.25  
50431
    8/1/2008       3/28/2007     Fund   Construction     1,760,700.00       10.00       11.00       193,677.00       0.00       0.00       193,677.00  
50584
    8/1/2008       4/28/2008     Fund   Construction     1,418,750.00       10.00       11.00       156,062.50       0.00       0.00       156,062.50  
50573
    8/1/2008       4/28/2008     Fund   Construction     75,000.00       10.00       11.00       8,250.00       0.00       0.00       8,250.00  
50630
    8/1/2008       2/16/2008     Fund   Construction     233,500.00       10.25       11.00       25,685.00       0.00       0.00       25,685.00  
50441
    8/1/2008       3/13/2008     Fund   Construction     278,629.00       10.00       11.00       30,649.19       0.00       0.00       30,649.19  
50586
    8/1/2008       1/10/2008     Fund   Construction     449,490.00       10.00       11.00       49,443.90       0.00       0.00       49,443.90  
50608
    8/1/2008       6/19/2008     Fund   Construction     188,880.00       10.25       11.00       20,776.80       0.00       0.00       20,776.80  
50328
    8/1/2008       5/21/2007     Fund   Construction     73,866.00       10.25       11.00       8,125.26       0.00       0.00       8,125.26  
50462
    8/1/2008       6/20/2008     Fund   Construction     350,000.00       8.50       11.00       38,500.00       0.00       0.00       38,500.00  
50253
    8/1/2008       2/15/2007     Fund   Construction     2,255,000.00       10.00       11.00       248,050.00       0.00       0.00       248,050.00  
50254
    8/1/2008       2/15/2007     Fund   Construction     2,244,613.00       10.00       11.00       246,907.43       0.00       0.00       246,907.43  
50469
    8/1/2008       6/21/2008     Fund   Construction     748,876.00       8.50       11.00       82,376.36       0.00       0.00       82,376.36  
50326
    8/1/2008       6/19/2008     Fund   Construction     218,741.00       10.00       11.00       24,061.51       0.00       0.00       24,061.51  
50600
    8/1/2008       3/15/2008     Fund   Construction     1,036,415.00       8.50       11.00       114,005.65       0.00       0.00       114,005.65  
50576
    8/1/2008       3/12/2008     Fund   Construction     17,231.00       10.25       11.00       1,895.41       0.00       0.00       1,895.41  
50602
    8/1/2008       6/16/2008     Fund   Construction     9,734.50       10.00       11.00       1,070.80       0.00       0.00       1,070.80  
50415
    8/1/2008       6/30/2008     Fund   Construction     915,493.20       8.50       11.00       100,704.25       0.00       0.00       100,704.25  
50619
    8/1/2008       3/21/2008     Fund   Construction     200,000.00       10.25       11.00       22,000.00       0.00       0.00       22,000.00  
50635
    8/1/2008       4/2/2008     Fund   Construction     442,000.00       10.25       11.00       48,620.00       0.00       0.00       48,620.00  
50547
    8/1/2008       9/28/2007     Fund   Construction     1,042,000.00       9.50       11.00       114,620.00       0.00       0.00       114,620.00  
50557
    8/1/2008       10/28/2007     Fund   Construction     1,011,208.00       9.75       11.00       111,232.88       0.00       0.00       111,232.88  
50510
    8/1/2008       6/28/2007     Fund   Construction     107,336.00       10.00       11.00       11,806.96       0.00       0.00       11,806.96  
50597
    8/1/2008       11/28/2007     Fund   Construction     159,600.00       10.25       11.00       17,556.00       0.00       0.00       17,556.00  
50068
    8/1/2008       3/28/2008     Fund   Construction     3,125,000.00       8.50       11.00       343,750.00       0.00       0.00       343,750.00  
50428
    8/1/2008       4/25/2008     Fund   Construction     3,023,400.00       8.50       11.00       332,574.00       0.00       0.00       332,574.00  
50443
    8/1/2008       5/15/2008     Fund   Construction     1,849,190.00       8.50       11.00       203,410.90       0.00       0.00       203,410.90  
50472
    8/1/2008       7/26/2007     Fund   Construction     303,127.00       10.00       11.00       33,343.97       0.00       0.00       33,343.97  
50607
    8/1/2008       5/18/2008     Fund   Construction     1,545,842.00       10.00       11.00       170,042.62       0.00       0.00       170,042.62  
50561
    8/1/2008       1/21/2008     Fund   Construction     368,385.00       9.75       11.00       40,522.35       0.00       0.00       40,522.35  
50553
    8/1/2008       4/16/2008     Fund   Construction     234,517.00       10.00       11.00       25,796.87       0.00       0.00       25,796.87  
50546
    8/1/2008       1/18/2008     Fund   Construction     57,800.00       9.75       11.00       6,358.00       0.00       0.00       6,358.00  
50545
    8/1/2008       3/11/2008     Fund   Construction     58,000.00       9.75       11.00       6,380.00       0.00       0.00       6,380.00  
50578
    8/1/2008       4/19/2008     Fund   Construction     229,645.00       9.75       11.00       25,260.95       0.00       0.00       25,260.95  
50594
    8/1/2008       6/25/2008     Fund   Construction     1,061,287.00       9.50       11.00       116,741.57       0.00       0.00       116,741.57  
50626
    8/1/2008       5/28/2008     Fund   Construction     959,856.00       10.25       11.00       105,584.16       0.00       0.00       105,584.16  
50529
    8/1/2008       1/15/2007     Fund   Construction     426,000.00       9.25       11.00       46,860.00       0.00       0.00       46,860.00  
50611
    8/1/2008       3/20/2008     Fund   Construction     186,500.00       10.25       11.00       20,515.00       0.00       0.00       20,515.00  
50580
    8/1/2008       10/22/2007     Fund   Construction     166,149.00       10.25       11.00       18,276.39       0.00       0.00       18,276.39  
50501
    8/1/2008       6/30/2008     Fund   Construction     52,000.00       10.00       11.00       5,720.00       0.00       0.00       5,720.00  
50502
    8/1/2008       6/30/2008     Fund   Construction     52,000.00       10.00       11.00       5,720.00       0.00       0.00       5,720.00  
50627
    8/1/2008       3/28/2008     Fund   Construction     152,618.00       10.25       11.00       16,787.98       0.00       0.00       16,787.98  
50541
    8/1/2008       5/19/2008     Fund   Construction     2,623,751.00       8.50       11.00       288,612.61       0.00       0.00       288,612.61  
50606
    8/1/2008       12/1/2007     Fund   Construction     616,000.00       10.25       11.00       67,760.00       0.00       0.00       67,760.00  
50620
    8/1/2008       6/20/2008     Fund   Construction     120,000.00       11.00       11.00       13,200.00       0.00       0.00       13,200.00  
50538
    8/1/2008       6/30/2008     Fund   Construction     218,422.00       9.50       11.00       24,026.42       0.00       0.00       24,026.42  
50494
    8/1/2008       6/15/2008     Fund   Construction     385,171.52       8.50       11.00       42,368.87       0.00       0.00       42,368.87  
50506
    8/1/2008       6/15/2008     Fund   Construction     1,075,685.00       8.50       11.00       118,325.35       0.00       0.00       118,325.35  
50567
    8/1/2008       8/9/2007     Fund   Construction     672,740.00       10.00       11.00       74,001.40       0.00       0.00       74,001.40  
50406
    8/1/2008       5/28/2008     Fund   Construction     942,819.00       10.00       11.00       103,710.09       0.00       0.00       103,710.09  
50621
    8/1/2008       6/2/2008     Fund   Construction     358,150.00       10.00       11.00       39,396.50       0.00       0.00       39,396.50  
50629
    8/1/2008       6/30/2008     Fund   Construction     1,169,468.00       10.00       11.00       128,641.48       0.00       0.00       128,641.48  
706490
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     2817.61       13.99       22.00       619.87       23.00       25.18       645.06  
678253
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     4,515.19       11.99       22.00       993.34       -8.00       -12.03       981.31  

 


 

     
                                                                                         
            Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
       Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
1234934
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     2,861.56       21.00       22.00       629.54       -16.00       -26.71       602.84  
1273105
    8/1/2008       6/3/2010     Fund   Consumer Non Mortgage     135.13       9.99       22.00       29.73       -662.00       -24.82       4.90  
1272191
    8/1/2008       9/4/2008     Fund   Consumer Non Mortgage     4,947.81       8.99       22.00       1,088.52       -33.00       -40.77       1,047.74  
1272749
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     7,302.07       9.99       22.00       1,606.46       -2.00       -4.05       1,602.40  
2012606
    8/1/2008       9/12/2008     Fund   Consumer Non Mortgage     2,600.65       9.99       22.00       572.14       -41.00       -29.59       542.55  
2012935
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     3,335.00       13.99       22.00       733.70       -11.00       -14.26       719.44  
2241724
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     5,204.02       15.99       22.00       1,144.88       -1.00       -2.31       1,142.57  
2287704
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     923.13       15.99       22.00       203.09       -8.00       -3.28       199.81  
2312997
    8/1/2008       9/9/2008     Fund   Consumer Non Mortgage     627.36       11.99       22.00       138.02       -38.00       -7.94       130.08  
2362275
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     4,518.16       11.99       22.00       994.00       -8.00       -12.04       981.96  
2271681
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     2,829.60       13.99       22.00       622.51       -8.00       -8.80       613.72  
2281762
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     6,822.05       11.99       22.00       1,500.85       -8.00       -18.18       1,482.67  
2855434
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     940.84       15.99       22.00       206.98       -9.00       -3.76       203.22  
3936305
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     270.98       11.99       22.00       59.62       2.00       0.18       59.80  
3748455
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     119.96       15.99       22.00       26.39       -28.00       -1.49       24.90  
339277
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     356.77       17.50       22.00       78.49       -5.00       -0.87       77.62  
4498684
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     472.19       9.99       22.00       103.88       -3.00       -0.39       103.49  
4506693
    8/1/2008       9/4/2008     Fund   Consumer Non Mortgage     3,698.95       13.99       22.00       813.77       -33.00       -47.44       766.33  
5098495
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     2182.48       0.00       22.00       480.15       0.00       0.00       480.15  
5582910
    8/1/2008       11/30/2008     Fund   Consumer Non Mortgage     3,130.25       11.99       22.00       688.66       -119.00       -124.06       564.59  
5793872
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     1,890.52       15.99       22.00       415.91       -29.00       -24.35       391.56  
6528287
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     7,976.25       7.99       22.00       1,754.78       -12.00       -21.24       1,733.53  
6529268
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     4,469.76       9.99       22.00       983.35       -12.00       -14.88       968.46  
6529031
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     4,442.41       9.99       22.00       977.33       -12.00       -14.79       962.54  
7259702
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     7,995.40       7.99       22.00       1,758.99       -12.00       -21.29       1,737.69  
7772112
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     5,095.55       8.99       22.00       1,121.02       -4.00       -5.09       1,115.93  
7772680
    8/1/2008       11/5/2008     Fund   Consumer Non Mortgage     3,426.41       13.99       22.00       753.81       -94.00       -125.16       628.65  
7611019
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,295.58       20.99       22.00       285.03       -14.00       -10.58       274.45  
8222197
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     2,089.82       13.99       22.00       459.76       -28.00       -22.74       437.02  
8718538
    8/1/2008       9/5/2008     Fund   Consumer Non Mortgage     1,806.20       8.99       22.00       397.36       -34.00       -15.34       382.03  
8934280
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     4,870.58       9.99       22.00       1,071.53       -31.00       -41.90       1,029.63  
8714024
    8/1/2008       9/5/2008     Fund   Consumer Non Mortgage     5,179.11       11.99       22.00       1,139.40       -34.00       -58.65       1,080.76  
9150505
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     595.35       18.25       22.00       130.98       -3.00       -0.91       130.07  
9305144
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     6,458.74       7.99       22.00       1,420.92       -13.00       -18.64       1,402.29  
9306988
    8/1/2008       9/14/2008     Fund   Consumer Non Mortgage     3,283.74       8.99       22.00       722.42       -43.00       -35.26       687.16  
9269845
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     2,295.25       21.00       22.00       504.96       -3.00       -4.02       500.94  
9819126
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,575.36       9.99       22.00       346.58       -14.00       -6.12       340.46  
10211599
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     1,712.84       15.99       22.00       376.82       -2.00       -1.52       375.30  
10199704
    8/1/2008       5/3/2009     Fund   Consumer Non Mortgage     1,456.55       13.99       22.00       320.44       -272.00       -153.96       166.48  
10229812
    8/1/2008       9/4/2008     Fund   Consumer Non Mortgage     4,794.29       9.99       22.00       1,054.74       -33.00       -43.90       1,010.84  
10968943
    8/1/2008       3/10/2009     Fund   Consumer Non Mortgage     831.63       13.99       22.00       182.96       -219.00       -70.78       112.18  
11005429
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     4,517.58       11.99       22.00       993.87       -13.00       -19.56       974.31  
11007573
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     4,526.30       11.99       22.00       995.79       -9.00       -13.57       982.22  
11680802
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     646.97       21.00       22.00       142.33       -18.00       -6.79       135.54  
12325783
    8/1/2008       9/5/2008     Fund   Consumer Non Mortgage     5,644.91       7.99       22.00       1,241.88       -34.00       -42.60       1,199.28  
12361499
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     5,493.14       9.99       22.00       1,208.49       -20.00       -30.49       1,178.00  
12388425
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     5,045.51       9.99       22.00       1,110.01       -15.00       -21.00       1,089.01  
12295926
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     5,796.55       7.99       22.00       1,275.24       -3.00       -3.86       1,271.38  
12901806
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     1575.99       10.00       22.00       346.72       9.00       3.94       350.66  
13587226
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     2,398.49       15.99       22.00       527.67       -27.00       -28.76       498.90  
14386595
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     2,026.17       19.20       22.00       445.76       -3.00       -3.24       442.52  
14934815
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     2,555.27       11.99       22.00       562.16       -8.00       -6.81       555.35  
15023461
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     1,510.04       13.99       22.00       332.21       -4.00       -2.35       329.86  
15028718
    8/1/2008       7/5/2008     Fund   Consumer Non Mortgage     5863.65       7.99       22.00       1,290.00       26.00       33.84       1,323.84  

 


 

     
                                                                                         
            Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
15240151
    8/1/2008       2/5/2009     Fund   Consumer Non Mortgage     247.07       9.99       22.00       54.36       -184.00       -12.62       41.74  
16388859
    8/1/2008       9/25/2008     Fund   Consumer Non Mortgage     5,955.38       8.99       22.00       1,310.18       -54.00       -80.31       1,229.88  
16859612
    8/1/2008       9/5/2008     Fund   Consumer Non Mortgage     5,470.12       9.99       22.00       1,203.43       -34.00       -51.61       1,151.82  
16897302
    8/1/2008       9/5/2008     Fund   Consumer Non Mortgage     5,649.00       11.99       22.00       1,242.78       -34.00       -63.97       1,178.81  
17991617
    8/1/2008       9/6/2008     Fund   Consumer Non Mortgage     3,839.57       11.99       22.00       844.71       -35.00       -44.76       799.95  
18651972
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     2,404.57       16.99       22.00       529.01       -10.00       -11.35       517.66  
639194
    8/1/2008       9/3/2008     Fund   Consumer Non Mortgage     5,326.90       7.99       22.00       1,171.92       -32.00       -37.83       1,134.09  
19098875
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     2,965.86       13.99       22.00       652.49       -7.00       -8.07       644.42  
19141735
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     4,518.69       11.99       22.00       994.11       -13.00       -19.56       974.55  
19104433
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     4,988.98       9.99       22.00       1,097.58       -7.00       -9.69       1,087.88  
19110944
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     5,002.80       9.99       22.00       1,100.62       -7.00       -9.72       1,090.90  
694709
    8/1/2008       4/6/2009     Fund   Consumer Non Mortgage     638.66       18.89       22.00       140.51       -245.00       -82.10       58.40  
19136933
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     3,277.50       13.99       22.00       721.05       -7.00       -8.92       712.13  
19149078
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     5,005.09       9.99       22.00       1,101.12       -7.00       -9.72       1,091.40  
19209010
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     5,301.02       11.99       22.00       1,166.22       -10.00       -17.66       1,148.57  
717085
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     2,733.12       13.99       22.00       601.29       -26.00       -27.62       573.67  
19791700
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     1,853.21       23.00       22.00       407.71       29.00       34.34       442.04  
20558967
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     7,286.18       9.99       22.00       1,602.96       -10.00       -20.22       1,582.74  
21721470
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     4,144.29       13.99       22.00       911.74       -8.00       -12.88       898.86  
21809737
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     521.84       15.00       22.00       114.80       0.00       0.00       114.80  
21880146
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     5,796.67       7.99       22.00       1,275.27       -8.00       -10.29       1,264.98  
21441998
    8/1/2008       11/15/2008     Fund   Consumer Non Mortgage     2,548.61       6.00       22.00       560.69       -104.00       -44.18       516.52  
22304778
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     1,879.54       13.99       22.00       413.50       -8.00       -5.84       407.66  
22367329
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     2,062.42       6.00       22.00       453.73       -29.00       -9.97       443.76  
21933006
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     5,013.45       9.99       22.00       1,102.96       -8.00       -11.13       1,091.83  
21956314
    8/1/2008       2/9/2009     Fund   Consumer Non Mortgage     1,449.62       13.99       22.00       318.92       -188.00       -105.91       213.01  
22370169
    8/1/2008       5/14/2009     Fund   Consumer Non Mortgage     3,512.04       7.99       22.00       772.65       -283.00       -220.59       552.06  
22379690
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     7,808.59       13.99       22.00       1,717.89       -14.00       -42.48       1,675.41  
22665774
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     969.59       15.99       22.00       213.31       -15.00       -6.46       206.85  
22670359
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     4,522.56       11.99       22.00       994.96       -15.00       -22.59       972.37  
23397212
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     7,989.54       7.99       22.00       1,757.70       -18.00       -31.92       1,725.78  
24672636
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     958.60       9.99       22.00       210.89       -28.00       -7.45       203.44  
24821142
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     1516.52       17.23       22.00       333.63       20.00       14.52       348.15  
25544641
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     9195.13       9.99       22.00       2,022.93       1.00       2.55       2,025.48  
26090270
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     2,810.73       13.99       22.00       618.36       -16.00       -17.48       600.88  
25980300
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     6,777.22       11.99       22.00       1,490.99       -16.00       -36.12       1,454.87  
25980491
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     898.98       17.99       22.00       197.78       -16.00       -7.19       190.59  
26021904
    8/1/2008       1/24/2009     Fund   Consumer Non Mortgage     3,012.38       11.99       22.00       662.72       -173.00       -173.57       489.15  
26085398
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     4,509.95       11.99       22.00       992.19       -16.00       -24.03       968.16  
26769974
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     1869.71       0.01       22.00       411.34       2.00       0.00       411.34  
27095030
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     1,473.28       15.99       22.00       324.12       -10.00       -6.54       317.58  
27098950
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     3,300.49       13.99       22.00       726.11       -10.00       -12.83       713.28  
27149825
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     1,411.93       13.99       22.00       310.62       -10.00       -5.49       305.14  
27130086
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     3,278.32       13.99       22.00       721.23       -10.00       -12.74       708.49  
27191917
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     213.04       17.65       22,00       46.87       0.00       0.00       46.87  
27198053
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     864.40       17.65       22.00       190.17       -1.00       -0.42       189.74  
27711422
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     257.18       15.99       22.00       56.58       -11.00       -1.26       55.32  
27979471
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     1,228.64       19.71       22.00       270.30       -6.00       -4.04       266.26  
27751186
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     6,337.18       8.99       22.00       1,394.18       -29.00       -45.89       1,348.29  
27770469
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     7,687.16       7.99       22.00       1,691.18       -29.00       -49.48       1,641.70  
28681727
    8/1/2008       6/25/2008     Fund   Consumer Non Mortgage     2721.84       17.50       22.00       598.80       0.00       0.00       598.80  
28805656
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     374.41       24.00       22.00       82.37       29.00       7.24       89.61  
29527913
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     216.50       15.99       22.00       47.63       -12.00       -1.15       46.48  
29132259
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,949.85       13.99       22.00       428.97       -12.00       -9.09       419.87  

 


 

     
                                                                                         
            Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
30096727
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     4,414.97       9.99       22.00       971.29       -20.00       -24.50       946.79  
29569515
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,165.18       17.99       22.00       256.34       -12.00       -6.99       249.35  
30441199
    8/1/2008       10/16/2008     Fund   Consumer Non Mortgage     305.18       9.99       22.00       67.14       -75.00       -6.35       60.79  
30056950
    8/1/2008       7/12/2008     Fund   Consumer Non Mortgage     1392.23       15.99       22.00       306.29       19.00       11.75       318.04  
30058898
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     3,267.41       13.99       22.00       718.83       -11.00       -13.97       704.86  
30116903
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     1,407.95       8.99       22.00       309.75       -20.00       -7.03       302.72  
30128443
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     4670.01       8.99       22.00       1,027.40       9.00       10.50       1,037.90  
30160181
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     3,055.57       9.99       22.00       672.23       -11.00       -9.33       662.90  
30447131
    8/1/2008       11/12/2008     Fund   Consumer Non Mortgage     297.45       19.58       22.00       65.44       -101.00       -16.34       49.10  
30544077
    8/1/2008       6/9/2008     Fund   Consumer Non Mortgage     3165.1       19.31       22.00       696.32       0.00       0.00       696.32  
31928784
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     8013.59       7.99       22.00       1,762.99       1.00       1.78       1,764.77  
31934497
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     4,495.22       9.99       22.00       988.95       -29.00       -36.18       952.77  
32345297
    8/1/2008       5/1/2010     Fund   Consumer Non Mortgage     2,627.39       7.99       22.00       578.03       -630.00       -367.37       210.65  
32384050
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     3777.55       13.99       22.00       831.06       1.00       1.47       832.53  
31850623
    8/1/2008       12/1/2008     Fund   Consumer Non Mortgage     2,680.25       13.99       22.00       589.66       -120.00       -124.99       464.67  
33099042
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     6,269.16       8.99       22.00       1,379.22       -29.00       -45.40       1,333.81  
33126618
    8/1/2008       6/17/2008     Fund   Consumer Non Mortgage     1527.2       22.99       22.00       335.98       0.00       0.00       335.98  
32175946
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     2,529.93       13.99       22.00       556.58       -17.00       -16.71       539.87  
32177691
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     798.62       15.99       22.00       175.70       -17.00       -6.03       169.67  
33618168
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     4671.73       11.99       22.00       1,027.78       10.00       15.56       1,043.34  
33411685
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     328.58       20.49       22.00       72.29       23.00       4.30       76.59  
33536903
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     6,332.67       8.99       22.00       1,393.19       -29.00       -45.86       1,347.33  
33565424
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     2,562.17       11.99       22.00       563.68       -20.00       -17.07       546.61  
33897975
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     1,459.03       8.99       22.00       320.99       -21.00       -7.65       313.34  
33908686
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     3,409.87       7.99       22.00       750.17       -21.00       -15.89       734.28  
35266017
    8/1/2008       6/25/2008     Fund   Consumer Non Mortgage     2285.78       17.50       22.00       502.87       0.00       0.00       502.87  
35714530
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     796.88       16.00       22.00       175.31       -21.00       -7.44       167.88  
35733686
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     6,766.23       11.99       22.00       1,488.57       -21.00       -47.32       1,441.25  
880072
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     2,372.42       11.99       22.00       521.93       -8.00       -6.32       515.61  
35683929
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     4,525.40       11.99       22.00       995.59       -21.00       -31.65       963.94  
35730073
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     6,779.90       11.99       22.00       1,491.58       -21.00       -47.42       1,444.16  
35745570
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     675.15       20.96       22.00       143.53       -15.00       -5.90       142.64  
36532272
    8/1/2008       4/2/2009     Fund   Consumer Non Mortgage     747.22       22.03       22.00       164.39       -241.00       -110.20       54.19  
36766512
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     254.16       17.99       22.00       55.92       -16.00       -2.03       53.88  
36881407
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     804.64       11.99       22.00       177.02       -22.00       -5.90       171.13  
36886220
    8/1/2008       7/23/2008     Fund   Consumer Non Mortgage     2972.95       13.99       22.00       654.05       8.00       9.24       663.29  
36880288
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     760.06       11.99       22.00       167.21       -22.00       -5.57       161.64  
36887644
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     1,199.80       15.99       22.00       263.96       -22.00       -11.72       252.23  
37835997
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     3247.43       20.99       22.00       714.43       10.00       18.93       733.37  
37882185
    8/1/2008       11/19/2008     Fund   Consumer Non Mortgage     4,679.55       9.99       22.00       1,029.50       -108.00       -140.25       889.25  
38192696
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     2,758.49       13.99       22.00       606.87       -23.00       -24.66       582.21  
38428181
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     844.59       16.99       22.00       185.81       -23.00       -9.17       176.64  
38749720
    8/1/2008       12/2/2011     Fund   Consumer Non Mortgage     5,794.39       10.00       22.00       1,274.77       -1,201.00       -1,933.07       -658.31  
38198887
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     1528.93       17.99       22.00       336.36       1.00       0.76       337.13  
38219771
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     4,084.87       11.99       22.00       898.67       -23.00       -31.29       867.38  
39902562
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     5,559.50       7.99       22.00       1,223.09       -18.00       -22.21       1,200.88  
39906984
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     5,770.84       7.99       22.00       1,269.58       -15.00       -19.21       1,250.37  
39368892
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     2,589.02       13.99       22.00       569.58       -19.00       -19.12       550.47  
39905355
    8/1/2008       10/16/2008     Fund   Consumer Non Mortgage     2,628.99       13.99       22.00       578.38       -75.00       -76.62       501.75  
39941459
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     4,979.05       9.99       22.00       1,095.39       -16.00       -22.11       1,073.28  
41570926
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     4,890.76       9.99       22.00       1,075.97       -17.00       -23.07       1,052.90  
41613987
    8/1/2008       12/20/2008     Fund   Consumer Non Mortgage     963.81       7.99       22.00       212.04       -139.00       -29.73       182.30  
1273047
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     5,547.04       11.99       22.00       1,220.35       -2.00       -3.69       1,216.65  
1273742
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,697.01       8.99       22.00       373.34       -3.00       -1.27       372.07  

 


 

     
                                                                                            
            Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
41046657
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     830.93       21.99       22.00       182.80       29.00       14.72       197.52  
41822182
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     2034.41       17.50       22.00       447.57       9.00       8.90       456.47  
42409982
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     565.01       9.25       22.00       124.30       -6.00       -0.87       123.43  
43061649
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     916.99       15.99       22.00       201.74       -26.00       -10.59       191.15  
43020118
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     6,700.50       11.99       22.00       1,474.11       -26.00       -58.02       1,416.09  
43417742
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     1,198.91       7.99       22.00       263.76       -17.00       -4.52       259.24  
44572794
    8/1/2008       7/23/2008     Fund   Consumer Non Mortgage     142.25       17.99       22.00       31.30       8.00       0.57       31.86  
44458445
    8/1/2008       7/23/2008     Fund   Consumer Non Mortgage     2259.48       15.99       22.00       497.09       8.00       8.03       505.11  
44849801
    8/1/2008       6/19/2009     Fund   Consumer Non Mortgage     3,327.35       7.99       22.00       732.02       -318.00       -234.84       497.18  
44533759
    8/1/2008       7/23/2008     Fund   Consumer Non Mortgage     378.76       15.99       22.00       83.33       8.00       1.35       84.67  
44535185
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     5,755.59       9.99       22.00       1,266.23       -22.00       -35.14       1,231.09  
44827938
    8/1/2008       9/19/2008     Fund   Consumer Non Mortgage     4,703.53       9.99       22.00       1,034.78       -48.00       -62.65       972.13  
45468176
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     5468.15       11.99       22.00       1,202.99       2.00       3.64       1,206.64  
45526830
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     7,247.34       7.99       22.00       1,594.41       -17.00       -27.34       1,567.07  
45532485
    8/1/2008       6/24/2008     Fund   Consumer Non Mortgage     3080.78       11.99       22.00       677.77       0.00       0.00       677.77  
45713561
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     1,964.04       13.99       22.00       432.09       -23.00       -17.55       414.53  
45403789
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     934.81       15.99       22.00       205.66       -27.00       -11.21       194.45  
46111963
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     2,081.60       13.99       22.00       457.95       -23.00       -18.61       439.35  
46147123
    8/1/2008       7/24/2008     Fund   Consumer Non Mortgage     4385.52       6.00       22.00       964.81       7.00       5.12       969.93  
46528270
    8/1/2008       4/10/2009     Fund   Consumer Non Mortgage     678.71       17.50       22.00       149.32       -249.00       -82.15       67.16  
46709219
    8/1/2008       12/16/2008     Fund   Consumer Non Mortgage     433.43       19.10       22.00       95.35       -135.00       -31.04       64.31  
46858543
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     1740.99       15.00       22.00       383.02       11.00       7.98       391.00  
47606153
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     2,511.93       13.99       22.00       552.62       -24.00       -23.43       529.20  
47756398
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     953.93       15.99       22.00       209.86       -28.00       -11.86       198.00  
47708798
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     700.39       17.99       22.00       154.09       -29.00       -10.15       143.94  
47752454
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     752.97       15.99       22.00       165.65       -28.00       -9.36       156.29  
47764315
    8/1/2008       1/29/2009     Fund   Consumer Non Mortgage     17.73       13.99       22.00       3.90       -178.00       -1.23       2.67  
48749139
    8/1/2008       6/27/2008     Fund   Consumer Non Mortgage     486.57       15.99       22.00       107.05       0.00       0.00       107.05  
48745422
    8/1/2008       3/26/2010     Fund   Consumer Non Mortgage     269.48       7.99       22.00       59.29       -595.00       -35.59       23.70  
1745724
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     1,989.30       21.00       22.00       437.65       -10.00       -11.60       426.04  
49444436
    8/1/2008       7/19/2009     Fund   Consumer Non Mortgage     3,000.45       9.99       22.00       660.10       -348.00       -289.75       370.35  
49451427
    8/1/2008       1/19/2009     Fund   Consumer Non Mortgage     4,224.09       7.99       22.00       929.30       -168.00       -157.50       771.80  
49927515
    8/1/2008       12/30/2008     Fund   Consumer Non Mortgage     45.33       13.99       22.00       9.97       -149.00       -2.62       7.35  
2283085
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     4,555.41       11.99       22.00       1,002.19       -8.00       -12.14       990.05  
2316125
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     2,783.56       13.99       22.00       612.38       -8.00       -8.65       603.73  
49933785
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     4,486.99       11.99       22.00       987.14       -29.00       -43.34       943.80  
49935565
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     989.43       17.99       22.00       217.67       -29.00       -14.34       203.34  
50633910
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     5,655.04       7.99       22.00       1,244.11       -19.00       -23.85       1,220.26  
50793714
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     5,643.84       7.99       22.00       1,241.64       -19.00       -23.80       1,217.85  
52274286
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     224.34       20.99       22.00       49.35       -7.00       -0.92       48.44  
52912165
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     6,002.59       11.99       22.00       1,320.57       -18.00       -35.99       1,284.58  
4026901
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     5,005.42       13.99       22.00       1,101.19       -9.00       -17.51       1,083.69  
52468441
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     836.16       24.00       22.00       183.96       29.00       16.17       200.12  
52908765
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     12,324.98       7.99       22.00       2,711.50       -19.00       -51.97       2,659.52  
54198741
    8/1/2008       11/21/2008     Fund   Consumer Non Mortgage     4,147.46       7.99       22.00       912.44       -110.00       -101.26       811.19  
54891120
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     2,873.65       15.99       22.00       632.20       -21.00       -26.80       605.40  
53985687
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     4,793.24       9.99       22.00       1,054.51       -29.00       -38.57       1,015.94  
54987345
    8/1/2008       12/30/2008     Fund   Consumer Non Mortgage     791.54       6.00       22.00       174.14       -149.00       -19.66       154.48  
55446271
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     641.49       11.99       22.00       141.13       -29.00       -6.20       134.93  
54314870
    8/1/2008       11/3/2008     Fund   Consumer Non Mortgage     2,413.92       17.50       22.00       531.06       -92.00       -107.96       423.11  
54440920
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     242.39       15.99       22.00       53.33       -29.00       -3.12       50.20  
2335738
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     4,019.89       0.00       22.00       884.38       -8.00       0.00       884.38  
2352445
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     4,541.04       11.99       22.00       999.03       -8.00       -12.10       986.93  
6181660
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     968.48       18.70       22.00       213.07       -10.00       -5.03       208.03  

 


 

     
                                                                                            
            Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
56141707
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     4,986.87       9.99       22.00       1,097.11       -22.00       -30.44       1,066.67  
56173090
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     8,091.93       15.99       22.00       1,780.22       -23.00       -82.67       1,697.56  
56391363
    8/1/2008       6/19/2008     Fund   Consumer Non Mortgage     1349.26       21.00       22.00       296.84       0.00       0.00       296.84  
6527901
    8/1/2008       2/13/2009     Fund   Consumer Non Mortgage     5,159.56       8.99       22.00       1,135.10       -192.00       -247.38       887.72  
6530444
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     3,788.08       13.99       22.00       833.38       -12.00       -17.67       815.71  
56928393
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     5,640.86       7.99       22.00       1,240.99       -21.00       -26.29       1,214.70  
56997262
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     1,338.14       15.99       22.00       294.39       -21.00       -12.48       281.91  
7603775
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     6,495.45       8.99       22.00       1,429.00       -12.00       -19.46       1,409.53  
59269679
    8/1/2008       9/6/2008     Fund   Consumer Non Mortgage     6,330.91       8.99       22.00       1,392.80       -35.00       -55.33       1,337.47  
59429452
    8/1/2008       9/6/2008     Fund   Consumer Non Mortgage     1,780.68       9.99       22.00       391.75       -35.00       -17.29       374.45  
59461986
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     2,021.64       9.99       22.00       444.76       -4.00       -2.24       442.52  
7771006
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     2,196.80       11.99       22.00       483.30       -4.00       -2.93       480.37  
7771767
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     7,296.55       9.99       22.00       1,605.24       -4.00       -8.10       1,597.14  
60323695
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     4,850.87       9.99       22.00       1,067.19       -24.00       -32.31       1,034.88  
60333710
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     3,141.45       13.99       22.00       691.12       -24.00       -29.30       661.82  
60338555
    8/1/2008       5/25/2010     Fund   Consumer Non Mortgage     1,136.69       9.99       22.00       250.07       -654.00       -206.29       43.78  
60370920
    8/1/2008       12/25/2009     Fund   Consumer Non Mortgage     168.71       13.99       22.00       37.12       -504.00       -33.04       4.07  
60801803
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     2501.17       19.81       22.00       550.26       0.00       0.00       550.26  
4499803
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     7,315.28       9.99       22.00       1,609.36       -3.00       -6.09       1,603.27  
8715891
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     8,967.77       8.99       22.00       1,972.91       -7.00       -15.68       1,957.23  
62249245
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     4,783.57       9.99       22.00       1,052.39       -25.00       -33.19       1,019.20  
8913560
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     5,800.38       7.99       22.00       1,276.08       -1.00       -1.29       1,274.80  
8916148
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     4,947.57       7.99       22.00       1,088.47       -31.00       -34.04       1.054.42  
62405298
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     5,653.37       7.99       22.00       1,243.74       -25.00       -31.37       1,212.37  
62405960
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     4,830.90       9.99       22.00       1,062.80       -25.00       -33.51       1.029.28  
62409906
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     4,854.39       9.99       22.00       1,067.97       -25.00       -33.68       1,034.29  
62413794
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     5,588.22       7.99       22.00       1,229.41       -25.00       -31.01       1,198.40  
62441347
    8/1/2008       10/27/2009     Fund   Consumer Non Mortgage     685.98       13.99       22.00       150.92       -446.00       -118.89       32.02  
62774723
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     150.12       18.25       22.00       33.03       -17.00       -1.29       31.73  
63146884
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     4,463.53       9.99       22.00       981.98       -6.00       -7.43       974.54  
63495757
    8/1/2008       10/7/2008     Fund   Consumer Non Mortgage     3,092.26       9.99       22.00       680.30       -66.00       -56.63       623.66  
9307311
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     4,463.04       9.99       22.00       981.87       -13.00       -16.10       965.77  
63761942
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     4,855.39       9.99       22.00       1,068.19       -26.00       -35.03       1,033.15  
64011375
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     5,746.04       7.99       22.00       1,264.13       -2.00       -2.55       1,261.58  
64630992
    8/1/2008       6/11/2008     Fund   Consumer Non Mortgage     510.9       20.99       22.00       112.40       0.00       0.00       112.40  
65001709
    8/1/2008       6/19/2008     Fund   Consumer Non Mortgage     4262.21       20.99       22.00       937.69       0.00       0.00       937.69  
65199441
    8/1/2008       1/28/2010     Fund   Consumer Non Mortgage     1,283.82       9.99       22.00       282.44       -537.00       -191.31       91.13  
65219058
    8/1/2008       7/17/2008     Fund   Consumer Non Mortgage     624.3       18.92       22.00       137.35       14.00       4.59       141.94  
65748231
    8/1/2008       11/5/2008     Fund   Consumer Non Mortgage     1,641.25       21.00       22.00       361.08       -94.00       -90.00       271.08  
56835428
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     4,413.14       13.99       22.00       970.89       -29.00       -49.73       921.16  
56842362
    8/1/2008       9/6/2008     Fund   Consumer Non Mortgage     6,317.16       8.99       22.00       1,389.78       -35.00       -55.21       1,334.56  
56907775
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     5,659.18       7.99       22.00       1,245.02       -21.00       -26.38       1,218.64  
56934746
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     4,859.49       9.99       22.00       1,069.09       -21.00       -28.32       1,040.77  
56974374
    8/1/2008       9/22/2008     Fund   Consumer Non Mortgage     4,622.43       9.99       22.00       1,016.93       -51.00       -65.42       951.52  
56981913
    8/1/2008       11/22/2008     Fund   Consumer Non Mortgage     4,940.54       7.99       22.00       1,086.92       -111.00       -121.71       965.20  
57023018
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     5,643.33       7.99       22.00       1,241.53       -21.00       -26.30       1,215.23  
66909727
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     6,526.75       8.99       22.00       1,435.89       -15.00       -24.45       1,411.44  
57270041
    8/1/2008       12/31/2008     Fund   Consumer Non Mortgage     105.05       11.99       22.00       23.11       -149.00       -5.21       17.90  
57274942
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     4,373.29       11.99       22.00       962.12       -29.00       -42.24       919.88  
57505821
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     1066.31       17.99       22.00       234.59       15.00       7.99       242.58  
67220467
    8/1/2008       7/19/2008     Fund   Consumer Non Mortgage     231.71       20.99       22.00       50.98       12.00       1.62       52.60  
67284580
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     5818.95       7.99       22.00       1,280.17       2.00       2.58       1,282.75  
67359802
    8/1/2008       6/30/2011     Fund   Consumer Non Mortgage     357.41       0.00       22.00       78.63       -1,049.00       0.00       78.63  
67468458
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     4,887.49       9.99       22.00       1,075.25       -31.00       -42.04       1,033.20  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  59355587       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    921.72       13.99       22.00       202.78       1.00       0.36       203.14  
  59390622       8/1/2008       7/28/2008     Fund  
Consumer Non Mortgage
    1998.21       19.48       22.00       439.61       3.00       3.24       442.85  
  68892182       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    2548.5       18.25       22.00       560.67       25.00       32.30       592.97  
  69321925       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    2,401.66       17.50       22.00       528.37       -1.00       -1.17       527.20  
  70421442       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    8,000.17       7.99       22.00       1,760.04       -8.00       -14.20       1,745.83  
  61177533       8/1/2008       9/1/2008     Fund  
Consumer Non Mortgage
    6,561.72       11.99       22.00       1,443.58       -30.00       -65.56       1,378.02  
  61196291       8/1/2008       9/1/2008     Fund  
Consumer Non Mortgage
    244.27       9.99       22.00       53.74       -30.00       -2.03       51.71  
  10207767       8/1/2008       6/3/2008     Fund  
Consumer Non Mortgage
    1648.85       15.99       22.00       362.75       0.00       0.00       362.75  
  62204918       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    5,662.60       7.99       22.00       1,245.77       -25.00       -31.42       1,214.35  
  73025285       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    645.50       20.49       22.00       142.01       -24.00       -8.82       133.19  
  73066124       8/1/2008       1/16/2009     Fund  
Consumer Non Mortgage
    1,770.99       17.50       22.00       389.62       -165.00       -142.05       247.57  
  62399333       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    3,079.46       13.99       22.00       677.48       -25.00       -29.92       647.56  
  73600407       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    1,437.11       18.25       22.00       316.16       -21.00       -15.30       300.86  
  63420722       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    1,985.71       21.00       22.00       436.86       -6.00       -6.95       429.91  
  63497003       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    1,149.53       13.99       22.00       252.90       -7.00       -3.13       249.77  
  63707465       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    4,861.62       9.99       22.00       1,069.56       -26.00       -35.08       1,034.48  
  63711685       8/1/2008       11/27/2008     Fund  
Consumer Non Mortgage
    4,660.99       7.99       22.00       1,025.42       -116.00       -120.00       905.42  
  63880157       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    4,862.29       9.99       22.00       1,069.70       -26.00       -35.08       1,034.62  
  75734901       8/1/2008       7/29/2008     Fund  
Consumer Non Mortgage
    764.64       15.50       22.00       168.22       2.00       0.66       168.88  
  64943215       8/1/2008       12/6/2008     Fund  
Consumer Non Mortgage
    603.66       22.50       22.00       132.81       -125.00       -47.16       85.64  
  65026966       8/1/2008       4/2/2009     Fund  
Consumer Non Mortgage
    252.15       24.00       22.00       55.47       -241.00       -40.51       14.96  
  65352952       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    6,306.30       15.99       22.00       1,387.39       -17.00       -47.62       1,339.77  
  65743920       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    5,654.49       7.99       22.00       1,243.99       -27.00       -33.88       1,210.10  
  65885283       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    5,638.83       7.99       22.00       1,240.54       -27.00       -33.79       1,206.75  
  66260446       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    1,208.42       19.55       22.00       265.85       -10.00       -6.56       259.29  
  77546272       8/1/2008       9/15/2008     Fund  
Consumer Non Mortgage
    5,477.82       7.99       22.00       1,205.12       -44.00       -53.49       1,151.63  
  67174838       8/1/2008       6/19/2008     Fund  
Consumer Non Mortgage
    210.27       20.99       22.00       46.26       0.00       0.00       46.26  
  78212525       8/1/2008       7/7/2008     Fund  
Consumer Non Mortgage
    2940.95       13.99       22.00       647.01       24.00       27.43       674.44  
  78214199       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    2,809.33       13.99       22.00       618.05       -6.00       -6.55       611.50  
  67466178       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    5,645.25       7.99       22.00       1,241.96       -28.00       -35.08       1,206.87  
  78675040       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    710.22       23.49       22.00       156.25       -27.00       -12.51       143.74  
  79196764       8/1/2008       3/9/2009     Fund  
Consumer Non Mortgage
    210.01       20.97       22.00       46.20       -218.00       -26.67       19.53  
  79795241       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    762.82       18.25       22.00       167.82       4.00       1.55       169.37  
  79846833       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    974.25       20.49       22.00       214.34       -6.00       -3.33       211.01  
  80275674       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    608.08       18.25       22.00       133.78       -28.00       -8.63       125.15  
  80315556       8/1/2008       6/29/2008     Fund  
Consumer Non Mortgage
    826.47       18.25       22.00       181.82       0.00       0.00       181.82  
  80622087       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    2,128.33       16.40       22.00       468.23       -9.00       -8.73       459.51  
  70424873       8/1/2008       3/9/2010     Fund  
Consumer Non Mortgage
    159.10       9.99       22.00       35.00       -578.00       -25.52       9.48  
  70425934       8/1/2008       9/9/2008     Fund  
Consumer Non Mortgage
    4,242.86       9.99       22.00       933.43       -38.00       -44.74       888.69  
  81101197       8/1/2008       7/9/2008     Fund  
Consumer Non Mortgage
    1794.74       15.00       22.00       394.84       22.00       16.45       411.29  
  81109191       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    853.21       18.25       22.00       187.71       -8.00       -3.46       184.25  
  71172642       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    1723.75       15.99       22.00       379.23       27.00       20.67       399.90  
  71302683       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    668.28       16.00       22.00       147.02       -2.00       -0.59       146.43  
  71596279       8/1/2008       6/3/2008     Fund  
Consumer Non Mortgage
    2993.51       13.99       22.00       658.57       0.00       0.00       658.57  
  72010981       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    6,000.99       9.99       22.00       1,320.22       -16.00       -26.64       1,293.57  
  72035615       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    971.34       20.99       22.00       213.69       -10.00       -5.66       208.03  
  82798649       8/1/2008       1/14/2009     Fund  
Consumer Non Mortgage
    485.89       15.00       22.00       106.90       -163.00       -33.00       73.90  
  72360631       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    2,329.49       17.50       22.00       512.49       -4.00       -4.53       507.96  
  82901131       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    8,693.66       7.99       22.00       1,912.61       -3.00       -5.79       1,906.82  
  82908416       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    883.87       18.25       22.00       194.45       -12.00       -5.38       189.07  
  83004485       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    912.02       18.25       22.00       200.64       -12.00       -5.55       195.10  
  83436482       8/1/2008       6/14/2008     Fund  
Consumer Non Mortgage
    1096.49       18.25       22.00       241.23       0.00       0.00       241.23  
  73137627       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    660.58       20.49       22.00       145.33       -21.00       -7.90       137.43  
  83997530       8/1/2008       3/15/2009     Fund  
Consumer Non Mortgage
    33.33       18.25       22.00       7.33       -224.00       -3.78       3.55  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  84000921       8/1/2008       1/15/2009     Fund  
Consumer Non Mortgage
    118.04       18.25       22.00       25.97       -164.00       -9.81       16.16  
  73746639       8/1/2008       7/25/2008     Fund  
Consumer Non Mortgage
    771.59       18.25       22.00       169.75       6.00       2.35       172.10  
  74048779       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    693.40       18.25       22.00       152.55       -21.00       -7.38       145.17  
  84848492       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    432.96       17.65       22.00       95.25       -15.00       -3.18       92.07  
  74941982       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    4,542.99       11.99       22.00       999.46       -5.00       -7.57       991.89  
  75315026       8/1/2008       6/8/2008     Fund  
Consumer Non Mortgage
    2868.06       19.50       22.00       630.97       0.00       0.00       630.97  
  75861393       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    3212.71       7.75       22.00       706.80       29.00       20.06       726.85  
  76038730       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    4,678.39       13.99       22.00       1,029.25       -5.00       -9.09       1,020.16  
  86567388       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    2,241.41       20.99       22.00       493.11       -2.00       -2.61       490.50  
  86759504       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    1,055.52       17.50       22.00       232.21       -20.00       -10.26       221.95  
  86819147       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    975.24       20.99       22.00       214.55       -20.00       -11.37       203.18  
  86845499       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    540.05       18.25       22.00       118.81       8.00       2.19       121.00  
  86890887       8/1/2008       7/16/2008     Fund  
Consumer Non Mortgage
    1032.68       18.25       22.00       227.19       15.00       7.85       235.04  
  87056923       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    3,966.67       13.99       22.00       872.67       -9.00       -13.87       858.79  
  76848818       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    1066.21       18.25       22.00       234.57       5.00       2.70       237.27  
  87370068       8/1/2008       9/25/2008     Fund  
Consumer Non Mortgage
    270.34       20.49       22.00       59.47       -54.00       -8.31       51.17  
  87393797       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    595.3       18.25       22.00       130.97       4.00       1.21       132.17  
  87774489       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    502.3       20.49       22.00       110.51       4.00       1.14       111.65  
  88100743       8/1/2008       5/12/2011     Fund  
Consumer Non Mortgage
    265.69       9.99       22.00       58.45       -1,001.00       -73.80       -15.35  
  88523322       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    5,237.26       11.99       22.00       1,152.20       -26.00       -45.35       1,106.85  
  88611986       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    2,344.46       13.99       22.00       515.78       -11.00       -10.02       505.76  
  88614417       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    7,084.68       9.99       22.00       1,558.63       -14.00       -27.52       1,531.11  
  88728423       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    1,462.14       23.50       22.00       321.67       -25.00       -23.86       297.81  
  78168274       8/1/2008       6/26/2008     Fund  
Consumer Non Mortgage
    877.76       17.65       22.00       193.11       0.00       0.00       193.11  
  89344154       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    1,917.84       19.58       22.00       421.92       -29.00       -30.25       391.68  
  89768863       8/1/2008       6/12/2008     Fund  
Consumer Non Mortgage
    970.64       17.65       22.00       213.54       0.00       0.00       213.54  
  78604288       8/1/2008       7/10/2008     Fund  
Consumer Non Mortgage
    3802.2       18.99       22.00       836.48       21.00       42.12       878.60  
  78608111       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    108.24       17.65       22.00       23.81       -24.00       -1.27       22.54  
  78624177       8/1/2008       2/7/2009     Fund  
Consumer Non Mortgage
    4,546.85       11.99       22.00       1,000.31       -186.00       -281.67       718.64  
  90160347       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    541.04       13.99       22.00       119.03       -15.00       -3.15       115.87  
  90377515       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    692.46       18.25       22.00       152.34       -15.00       -5.27       147.08  
  90529680       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    1,882.10       11.99       22.00       414.06       -16.00       -10.03       404.03  
  90530434       8/1/2008       9/17/2008     Fund  
Consumer Non Mortgage
    2,309.39       7.99       22.00       508.07       -46.00       -23.58       484.49  
  90530979       8/1/2008       10/17/2008     Fund  
Consumer Non Mortgage
    1,564.50       13.99       22.00       344.19       -76.00       -46.21       297.98  
  79756240       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    647.87       18.25       22.00       142.53       -27.00       -8.87       133.66  
  92144081       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    558.61       20.49       22.00       122.89       -7.00       -2.23       120.67  
  93608436       8/1/2008       10/24/2008     Fund  
Consumer Non Mortgage
    1,931.61       9.99       22.00       424.95       -83.00       -44.49       380.46  
  93609941       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    7,128.16       9.99       22.00       1,568.20       -23.00       -45.50       1,522.70  
  93904862       8/1/2008       7/9/2008     Fund  
Consumer Non Mortgage
    1451.23       18.25       22.00       319.27       22.00       16.19       335.46  
  94058614       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    1,979.79       15.99       22.00       435.55       -24.00       -21.10       414.45  
  94227725       8/1/2008       11/10/2008     Fund  
Consumer Non Mortgage
    223.81       20.49       22.00       49.24       -99.00       -12.61       36.63  
  83005832       8/1/2008       9/14/2008     Fund  
Consumer Non Mortgage
    727.37       18.25       22.00       160.02       -43.00       -15.86       144.17  
  83261614       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    946.63       18.25       22.00       208.26       -11.00       -5.28       202.98  
  83345295       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    874.72       18.25       22.00       192.44       -13.00       -5.76       186.67  
  83394435       8/1/2008       7/14/2008     Fund  
Consumer Non Mortgage
    1004.38       18.25       22.00       220.96       17.00       8.66       229.62  
  98423967       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    1,888.51       19.57       22.00       415.47       -20.00       -20.53       394.94  
  83881675       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    377.56       18.25       22.00       83.06       -12.00       -2.30       80.77  
  99681373       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    7,092.23       9.99       22.00       1,560.29       -31.00       -61.01       1,499.28  
  99682560       8/1/2008       3/2/2011     Fund  
Consumer Non Mortgage
    1,135.24       9.99       22.00       249.75       -931.00       -293.29       -43.54  
  83982102       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    974.16       17.65       22.00       214.32       -13.00       -6.21       208.11  
  83989125       8/1/2008       10/15/2008     Fund  
Consumer Non Mortgage
    695.36       17.65       22.00       152.98       -74.00       -25.23       127.75  
  900013335       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    1,123.93       19.04       22.00       247.26       -9.00       -5.35       241.91  
  900016393       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    3,042.19       11.99       22.00       669.28       -23.00       -23.30       645.98  
  900016683       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    3,806.01       9.99       22.00       837.32       -13.00       -13.73       823.59  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900016695       8/1/2008       7/11/2008     Fund  
Consumer Non Mortgage
    35.32       20.99       22.00       7.77       20.00       0.41       8.18  
  84582323       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    757.75       20.49       22.00       166.71       -3.00       -1.29       165.41  
  84703082       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    437.61       20.49       22.00       96.27       -17.00       -4.23       92.04  
  900019844       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    1,106.53       24.99       22.00       243.44       -13.00       -9.99       233.45  
  900020074       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    7,546.57       9.99       22.00       1,660.25       -24.00       -50.26       1,609.99  
  900020220       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    1,448.81       15.99       22.00       318.74       -20.00       -12.87       305.87  
  900020230       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    2,532.13       9.99       22.00       557.07       -20.00       -14.05       543.02  
  900021384       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    2,725.64       15.99       22.00       599.64       -24.00       -29.06       570.59  
  84788392       8/1/2008       7/18/2008     Fund  
Consumer Non Mortgage
    537.88       18.25       22.00       118.33       13.00       3.54       121.88  
  84840205       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    356.46       18.25       22.00       78.42       -17.00       -3.07       75.35  
  84850661       8/1/2008       7/17/2008     Fund  
Consumer Non Mortgage
    541.2       17.65       22.00       119.06       14.00       3.71       122.78  
  900023819       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    4,354.98       9.99       22.00       958.10       -25.00       -30.21       927.88  
  85004517       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    2,219.44       9.99       22.00       488.28       -4.00       -2.46       485.81  
  85005075       8/1/2008       9/4/2008     Fund  
Consumer Non Mortgage
    8,917.33       8.99       22.00       1,961.81       -33.00       -73.49       1,888.33  
  900026492       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    7,940.27       15.99       22.00       1,746.86       -3.00       -10.58       1,736.28  
  900026696       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    2,647.18       9.99       22.00       582.38       -23.00       -16.90       565.48  
  900026790       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    2,841.75       15.00       22.00       625.19       -3.00       -3.55       621.63  
  900027455       8/1/2008       9/9/2008     Fund  
Consumer Non Mortgage
    7,551.34       9.99       22.00       1,661.29       -38.00       -79.63       1,581.67  
  900028230       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    3,830.73       22.49       22.00       842.76       -11.00       -26.33       816.43  
  85263091       8/1/2008       6/18/2008     Fund  
Consumer Non Mortgage
    650.43       18.25       22.00       143.09       0.00       0.00       143.09  
  85490750       8/1/2008       9/18/2008     Fund  
Consumer Non Mortgage
    169.44       17.65       22.00       37.28       -47.00       -3.90       33.37  
  85491935       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    441.20       17.65       22.00       97.06       -17.00       -3.68       93.39  
  900030755       8/1/2008       9/18/2009     Fund  
Consumer Non Mortgage
    4,834.06       8.99       22.00       1,063.49       -407.00       -491.32       572.17  
  900030958       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    5,739.50       11.99       22.00       1,262.69       -17.00       -32.50       1,230.19  
  85570330       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    433.00       20.49       22.00       95.26       -18.00       -4.44       90.82  
  85670161       8/1/2008       6/20/2008     Fund  
Consumer Non Mortgage
    327.81       18.25       22.00       72.12       0.00       0.00       72.12  
  85674711       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    419.26       18.25       22.00       92.24       -19.00       -4.04       88.20  
  86191113       8/1/2008       6/15/2008     Fund  
Consumer Non Mortgage
    1094.61       18.25       22.00       240.81       0.00       0.00       240.81  
  86658996       8/1/2008       7/20/2008     Fund  
Consumer Non Mortgage
    1006.59       19.99       22.00       221.45       11.00       6.15       227.60  
  86792927       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    866.30       18.25       22.00       190.59       -15.00       -6.59       184.00  
  900039803       8/1/2008       11/14/2009     Fund  
Consumer Non Mortgage
    144.90       20.99       22.00       31.88       -463.00       -39.12       -7.24  
  86842467       8/1/2008       7/24/2008     Fund  
Consumer Non Mortgage
    551.05       18.25       22.00       121.23       7.00       1.96       123.19  
  86858364       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    420.81       18.25       22.00       92.58       -23.00       -4.91       87.67  
  900040579       8/1/2008       6/29/2008     Fund  
Consumer Non Mortgage
    9999.35       9.99       22.00       2,199.86       0.00       0.00       2,199.86  
  86933962       8/1/2008       2/21/2009     Fund  
Consumer Non Mortgage
    423.55       15.00       22.00       93.18       -200.00       -35.30       57.89  
  900040843       8/1/2008       12/15/2008     Fund  
Consumer Non Mortgage
    555.26       18.25       22.00       122.16       -134.00       -37.72       84.44  
  900046491       8/1/2008       9/29/2009     Fund  
Consumer Non Mortgage
    344.04       15.00       22.00       75.69       -418.00       -59.92       15.77  
  900051192       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    1,087.03       18.25       22.00       239.15       -24.00       -13.23       225.92  
  88099747       8/1/2008       2/16/2009     Fund  
Consumer Non Mortgage
    2,541.45       13.99       22.00       559.12       -195.00       -192.59       366.53  
  88603151       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    546.09       18.25       22.00       120.14       -11.00       -3.05       117.09  
  900053309       8/1/2008       9/30/2008     Fund  
Consumer Non Mortgage
    1,609.22       20.28       22.00       354.03       -59.00       -53.48       300.55  
  900053418       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    1,081.85       18.25       22.00       238.01       -29.00       -15.90       222.10  
  900054184       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    1,191.53       18.25       22.00       262.14       -1.00       -0.60       261.53  
  89471069       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    521.87       18.25       22.00       114.81       1.00       0.26       115.08  
  89568825       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    507.52       18.25       22.00       111.65       1.00       0.26       111.91  
  900056369       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    1,183.75       20.28       22.00       260.43       -31.00       -20.67       239.75  
  89840357       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    758.00       20.49       22.00       166.76       -14.00       -6.04       160.72  
  900058164       8/1/2008       6/7/2009     Fund  
Consumer Non Mortgage
    15.80       18.25       22.00       3.48       -306.00       -2.45       1.03  
  900058293       8/1/2008       7/7/2008     Fund  
Consumer Non Mortgage
    1397.25       20.28       22.00       307.40       24.00       18.89       326.28  
  90160121       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    2,204.75       9.99       22.00       485.05       -16.00       -9.79       475.26  
  90160611       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    3,969.20       13.99       22.00       873.22       -15.00       -23.14       850.09  
  90160768       8/1/2008       11/16/2008     Fund  
Consumer Non Mortgage
    7,875.43       8.99       22.00       1,732.59       -105.00       -206.50       1,526.09  
  900058444       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    1,248.25       20.28       22.00       274.62       -6.00       -4.22       270.40  
  900060101       8/1/2008       9/8/2008     Fund  
Consumer Non Mortgage
    1,190.64       17.65       22.00       261.94       -37.00       -21.60       240.34  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  90529760       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    3,702.04       8.99       22.00       814.45       -16.00       -14.79       799.66  
  90530731       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    680.78       9.99       22.00       149.77       -16.00       -3.02       146.75  
  900061640       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    1,178.33       18.25       22.00       259.23       -8.00       -4.78       254.45  
  900062042       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    1,907.40       17.65       22.00       419.63       -11.00       -10.29       409.34  
  900062283       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    4,537.83       13.99       22.00       998.32       -12.00       -21.16       977.16  
  900062624       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    1,167.41       18.25       22.00       256.83       -11.00       -6.51       250.32  
  900062705       8/1/2008       9/12/2008     Fund  
Consumer Non Mortgage
    980.78       15.00       22.00       215.77       -41.00       -16.75       199.02  
  91270412       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    3,972.28       13.99       22.00       873.90       -23.00       -35.50       838.40  
  91323599       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    3886.3       22.50       22.00       854.99       29.00       70.44       925.43  
  900071927       8/1/2008       9/26/2008     Fund  
Consumer Non Mortgage
    1,030.13       18.25       22.00       226.63       -55.00       -28.72       197.91  
  900072603       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    136.09       19.01       22.00       29.94       10.00       0.72       30.66  
  900073232       8/1/2008       6/29/2008     Fund  
Consumer Non Mortgage
    2411.1       23.50       22.00       530.44       0.00       0.00       530.44  
  93535165       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    2,177.76       8.99       22.00       479.11       -23.00       -12.51       466.60  
  93535633       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    3,987.82       9.99       22.00       877.32       -23.00       -25.45       851.87  
  93607411       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    4,146.61       13.99       22.00       912.25       -5.00       -8.06       904.20  
  93610887       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    5,154.67       11.99       22.00       1,134.03       -23.00       -39.49       1,094.54  
  93682130       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    8,801.75       8.99       22.00       1,936.39       -24.00       -52.75       1,883.63  
  93683736       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    7,133.47       9.99       22.00       1,569.36       -24.00       -47.51       1,521.85  
  900076818       8/1/2008       6/5/2008     Fund  
Consumer Non Mortgage
    904.99       21.00       22.00       199.10       0.00       0.00       199.10  
  93977436       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    551.20       17.65       22.00       121.26       -8.00       -2.16       119.10  
  94581902       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    677.54       18.25       22.00       149.06       -9.00       -3.09       145.97  
  94591106       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    7281.58       9.99       22.00       1,601.95       5.00       10.10       1,612.05  
  94591491       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    7,154.25       9.99       22.00       1,573.94       -25.00       -49.63       1,524.30  
  94601154       8/1/2008       9/26/2008     Fund  
Consumer Non Mortgage
    3,280.55       8.99       22.00       721.72       -55.00       -45.06       676.66  
  94779293       8/1/2008       7/16/2008     Fund  
Consumer Non Mortgage
    929.8       18.25       22.00       204.56       15.00       7.07       211.63  
  94863105       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    2,535.89       8.99       22.00       557.90       -8.00       -5.07       552.83  
  95673025       8/1/2008       7/14/2008     Fund  
Consumer Non Mortgage
    661.2       17.65       22.00       145.46       17.00       5.51       150.97  
  900082225       8/1/2008       7/16/2008     Fund  
Consumer Non Mortgage
    809.42       17.49       22.00       178.07       15.00       5.90       183.97  
  95852956       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    7,127.59       9.99       22.00       1,568.07       -28.00       -55.38       1,512.69  
  900083091       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    685.98       18.16       22.00       150.92       -11.00       -3.81       147.11  
  900083104       8/1/2008       7/25/2009     Fund  
Consumer Non Mortgage
    67.72       21.00       22.00       14.90       -354.00       -13.98       0.91  
  96999707       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    514.45       18.25       22.00       113.18       -13.00       -3.39       109.79  
  900084618       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    1,332.11       17.50       22.00       293.06       -15.00       -9.71       283.35  
  98820284       8/1/2008       10/22/2008     Fund  
Consumer Non Mortgage
    1,286.27       17.50       22.00       282.98       -81.00       -50.65       232.33  
  900089322       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    3581.16       20.97       22.00       787.86       8.00       16.69       804.54  
  99630752       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    1,875.74       15.99       22.00       412.66       -31.00       -25.83       386.84  
  900089901       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    186.4       19.01       22.00       41.01       8.00       0.79       41.80  
  900090223       8/1/2008       6/23/2008     Fund  
Consumer Non Mortgage
    1623.75       20.28       22.00       357.23       0.00       0.00       357.23  
  900090738       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    213.22       16.77       22.00       46.91       8.00       0.79       47.70  
  900091513       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    1,407.12       17.65       22.00       309.57       -23.00       -15.87       293.70  
  900092327       8/1/2008       7/25/2008     Fund  
Consumer Non Mortgage
    183.12       19.01       22.00       40.29       6.00       0.58       40.87  
  900092422       8/1/2008       6/15/2008     Fund  
Consumer Non Mortgage
    4247.27       24.00       22.00       934.40       0.00       0.00       934.40  
  900092713       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    1,211.22       18.25       22.00       266.47       -25.00       -15.35       251.12  
  900093290       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    1675.7       20.99       22.00       368.65       4.00       3.91       372.56  
  900093418       8/1/2008       6/27/2008     Fund  
Consumer Non Mortgage
    1871.49       15.00       22.00       411.73       0.00       0.00       411.73  
  900017553       8/1/2008       3/19/2010     Fund  
Consumer Non Mortgage
    594.96       11.99       22.00       130.89       -588.00       -116.51       14.38  
  900094200       8/1/2008       7/30/2008     Fund  
Consumer Non Mortgage
    1535.25       20.28       22.00       337.76       1.00       0.86       338.62  
  900019335       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    3,381.57       9.99       22.00       743.95       -25.00       -23.46       720.49  
  900095552       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    1519.75       20.28       22.00       334.35       1.00       0.86       335.20  
  900095848       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    1520.91       20.28       22.00       334.60       1.00       0.86       335.46  
  900096189       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    1259.69       18.25       22.00       277.13       1.00       0.64       277.77  
  900096651       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    55.47       16.77       22.00       12.20       -31.00       -0.80       11.40  
  900096667       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    920.06       18.25       22.00       202.41       -31.00       -14.46       187.95  
  900096684       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    2,099.51       15.99       22.00       461.89       -7.00       -6.53       455.36  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900096721       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    1520.77       17.65       22.00       334.57       1.00       0.75       335.31  
  900096743       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    4,767.58       13.99       22.00       1,048.87       -14.00       -25.94       1,022.93  
  900096903       8/1/2008       9/7/2008     Fund  
Consumer Non Mortgage
    764.91       23.49       22.00       168.28       -36.00       -17.97       150.31  
  900097548       8/1/2008       1/14/2009     Fund  
Consumer Non Mortgage
    17.77       16.11       22.00       3.91       -163.00       -1.30       2.61  
  900024961       8/1/2008       7/18/2008     Fund  
Consumer Non Mortgage
    5632.12       11.99       22.00       1,239.07       13.00       24.39       1,263.45  
  900098277       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    7,720.38       7.99       22.00       1,698.48       -13.00       -22.28       1,676.21  
  900098458       8/1/2008       10/10/2009     Fund  
Consumer Non Mortgage
    3,513.75       11.99       22.00       773.03       -429.00       -502.05       270.98  
  900099512       8/1/2008       7/7/2008     Fund  
Consumer Non Mortgage
    2079.29       17.65       22.00       457.44       24.00       24.47       481.91  
  900026908       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    4,973.97       8.99       22.00       1,094.27       -9.00       -11.18       1,083.09  
  900099926       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    6,413.08       11.99       22.00       1,410.88       -13.00       -27.77       1,383.11  
  900100135       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    6,621.93       9.99       22.00       1,456.82       -21.00       -38.59       1,418.24  
  900100161       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    284.99       16.77       22.00       62.70       16.00       2.12       64.82  
  900100976       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    9,769.82       11.98       22.00       2,149.36       -14.00       -45.52       2,103.84  
  900101001       8/1/2008       11/14/2010     Fund  
Consumer Non Mortgage
    1,271.25       11.99       22.00       279.68       -823.00       -348.46       -68.78  
  900101767       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    7,719.17       7.99       22.00       1,698.22       -15.00       -25.70       1,672.52  
  900101798       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    6,604.57       9.99       22.00       1,453.01       -14.00       -25.66       1,427.35  
  900103171       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    195.74       22.66       22.00       43.06       -13.00       -1.60       41.46  
  900103336       8/1/2008       9/14/2008     Fund  
Consumer Non Mortgage
    73.47       16.77       22.00       16.16       -43.00       -1.47       14.69  
  900103968       8/1/2008       11/15/2008     Fund  
Consumer Non Mortgage
    978.60       18.25       22.00       215.29       -104.00       -51.59       163.70  
  900034166       8/1/2008       7/24/2008     Fund  
Consumer Non Mortgage
    2952.84       15.99       22.00       649.62       7.00       9.18       658.81  
  900034651       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    1,305.70       18.87       22.00       287.25       -8.00       -5.48       281.78  
  900104845       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    184.98       16.77       22.00       40.70       -15.00       -1.29       39.40  
  900105765       8/1/2008       11/21/2008     Fund  
Consumer Non Mortgage
    6,806.58       7.99       22.00       1,497.45       -110.00       -166.18       1,331.27  
  900106208       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    4,070.12       13.99       22.00       895.43       -20.00       -31.63       863.79  
  900037380       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    2,477.88       16.15       22.00       545.13       -13.00       -14.45       530.68  
  900106232       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    6732.7       9.99       22.00       1,481.19       10.00       18.68       1,499.88  
  900106903       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    5,483.62       13.99       22.00       1,206.40       -21.00       -44.75       1,161.65  
  900038022       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    2,681.34       21.00       22.00       589.89       -24.00       -37.54       552.36  
  900040276       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    5,734.75       11.99       22.00       1,261.65       -28.00       -53.48       1,208.17  
  900040465       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    1,746.68       22.49       22.00       384.27       -23.00       -25.10       359.17  
  900042308       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    2,475.38       19.46       22.00       544.58       -16.00       -21.41       523.17  
  900111243       8/1/2008       6/12/2008     Fund  
Consumer Non Mortgage
    1715.92       20.99       22.00       377.50       0.00       0.00       377.50  
  900042776       8/1/2008       6/16/2008     Fund  
Consumer Non Mortgage
    106.52       16.77       22.00       23.43       0.00       0.00       23.43  
  900043375       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    1165.84       18.25       22.00       256.48       1.00       0.59       257.08  
  900046517       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    6,194.16       17.99       22.00       1,362.72       -27.00       -83.57       1,279.14  
  900115334       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    3,287.03       20.99       22.00       723.15       -4.00       -7.67       715.48  
  900117843       8/1/2008       9/11/2008     Fund  
Consumer Non Mortgage
    670.15       19.99       22.00       147.43       -40.00       -14.88       132.55  
  900118018       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    1,351.36       19.99       22.00       297.30       -10.00     -7.50       289.80  
  900118561       8/1/2008       7/18/2008     Fund  
Consumer Non Mortgage
    3058.94       20.99       22.00       672.97       13.00       23.19       696.15  
  900120955       8/1/2008       7/16/2008     Fund  
Consumer Non Mortgage
    3924.72       20.99       22.00       863.44       15.00       34.32       897.76  
  900121230       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    1,394.75       19.99       22.00       306.85       -13.00       -10.07       296.78  
  900121299       8/1/2008       7/14/2008     Fund  
Consumer Non Mortgage
    1534.12       19.99       22.00       337.51       17.00       14.48       351.99  
  900121478       8/1/2008       9/14/2008     Fund  
Consumer Non Mortgage
    318.10       19.99       22.00       69.98       -43.00       -7.60       62.39  
  900121521       8/1/2008       9/14/2008     Fund  
Consumer Non Mortgage
    1,322.87       19.99       22.00       291.03       -43.00       -31.59       259.45  
  900121526       8/1/2008       2/13/2009     Fund  
Consumer Non Mortgage
    174.05       19.85       22.00       38.29       -192.00       -18.43       19.86  
  900121569       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    1,401.32       18.25       22.00       308.29       -12.00       -8.52       299.77  
  900121594       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    1,424.12       18.25       22.00       313.31       -12.00       -8.66       304.64  
  900121798       8/1/2008       7/13/2008     Fund  
Consumer Non Mortgage
    350.36       22.66       22.00       77.08       18.00       3.97       81.05  
  900053812       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    1,190.75       20.28       22.00       261.97       -31.00       -20.79       241.17  
  900054129       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    1,077.56       18.25       22.00       237.06       -29.00       -15.84       221.22  
  900122443       8/1/2008       7/22/2008     Fund  
Consumer Non Mortgage
    1513.38       21.00       22.00       332.94       9.00       7.95       340.89  
  900122615       8/1/2008       4/15/2009     Fund  
Consumer Non Mortgage
    13.34       19.99       22.00       2.93       -254.00       -1.88       1.05  
  900122664       8/1/2008       1/15/2009     Fund  
Consumer Non Mortgage
    32.80       19.99       22.00       7.22       -164.00       -2.99       4.23  
  900122789       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    1,385.14       19.99       22.00       304.73       -14.00       -10.77       293.96  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900123198       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    1,623.75       20.28       22.00       357.23       -14.00       -12.81       344.42  
  900056289       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    1,308.75       20.28       22.00       287.93       -1.00       -0.74       287.19  
  900056645       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    910.96       18.25       22.00       200.41       -5.00       -2.31       198.10  
  900056816       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    1,287.75       20.28       22.00       283.31       -5.00       -3.63       279.68  
  900056827       8/1/2008       7/7/2008     Fund  
Consumer Non Mortgage
    1324.24       18.25       22.00       291.33       24.00       16.11       307.44  
  900056893       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    1381.73       20.28       22.00       303.98       25.00       19.46       323.44  
  900057172       8/1/2008       7/23/2009     Fund  
Consumer Non Mortgage
    434.28       21.49       22.00       95.54       -352.00       -91.26       4.28  
  900124560       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    1536.18       18.25       22.00       337.96       16.00       12.46       350.42  
  900058182       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    1,299.00       20.28       22.00       285.78       -6.00       -4.39       281.39  
  900124992       8/1/2008       7/22/2008     Fund  
Consumer Non Mortgage
    5002.86       17.99       22.00       1,100.63       9.00       22.50       1,123.13  
  900125249       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    1,392.26       19.99       22.00       306.30       -18.00       -13.92       292.38  
  900060747       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    1,304.66       20.28       22.00       287.03       -8.00       -5.88       281.15  
  900127436       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    1,402.97       19.99       22.00       308.65       -20.00       -15.58       293.07  
  900127444       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    1520.39       19.99       22.00       334.49       10.00       8.44       342.93  
  900062054       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    1,506.94       17.65       22.00       331.53       -11.00       -8.13       323.40  
  900062072       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    1,164.99       18.25       22.00       256.30       -11.00       -6.50       249.80  
  900128038       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    1,405.42       19.99       22.00       309.19       -21.00       -16.39       292.80  
  900128084       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    1,390.96       19.99       22.00       306.01       -21.00       -16.22       289.79  
  900129041       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    3,382.78       22.49       22.00       744.21       -24.00       -50.73       693.49  
  900064236       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    2,859.80       17.50       22.00       629.16       -15.00       -20.85       608.30  
  900129972       8/1/2008       6/26/2008     Fund  
Consumer Non Mortgage
    2228.81       19.99       22.00       490.34       0.00       0.00       490.34  
  900130266       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    2,909.27       19.55       22.00       640.04       -27.00       -42.66       597.38  
  900130562       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    1,623.75       20.28       22.00       357.23       -25.00       -22.87       334.36  
  900130719       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    3,530.68       16.50       22.00       776.75       -27.00       -43.69       733.06  
  900067222       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    1,453.94       17.50       22.00       319.87       -27.00       -19.08       300.78  
  900132425       8/1/2008       10/28/2008     Fund  
Consumer Non Mortgage
    1,405.50       20.28       22.00       309.21       -87.00       -68.88       240.33  
  900132427       8/1/2008       10/29/2008     Fund  
Consumer Non Mortgage
    1,052.93       19.99       22.00       231.64       -88.00       -51.45       180.19  
  900133471       8/1/2008       5/11/2009     Fund  
Consumer Non Mortgage
    11.45       18.64       22.00       2.52       -280.00       -1.66       0.86  
  900133788       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    142.10       20.99       22.00       31.26       -2.00       -0.17       31.10  
  900134056       8/1/2008       6/3/2008     Fund  
Consumer Non Mortgage
    151.27       20.99       22.00       33.28       0.00       0.00       33.28  
  900134127       8/1/2008       10/2/2008     Fund  
Consumer Non Mortgage
    1,444.50       20.28       22.00       317.79       -61.00       -49.64       268.15  
  900134940       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    2032.84       15.00       22.00       447.22       28.00       23.72       470.94  
  900069566       8/1/2008       6/22/2008     Fund  
Consumer Non Mortgage
    1526.32       20.28       22.00       335.79       0.00       0.00       335.79  
  900069629       8/1/2008       12/22/2008     Fund  
Consumer Non Mortgage
    703.87       18.25       22.00       154.85       -141.00       -50.31       104.54  
  900069796       8/1/2008       2/23/2009     Fund  
Consumer Non Mortgage
    75.13       18.25       22.00       16.53       -202.00       -7.69       8.84  
  900136022       8/1/2008       10/4/2008     Fund  
Consumer Non Mortgage
    1,026.82       19.99       22.00       225.90       -63.00       -35.92       189.98  
  900136054       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    1625.36       18.25       22.00       357.58       28.00       23.07       380.65  
  900071674       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    1,506.70       17.65       22.00       331.47       -15.00       -11.08       320.39  
  900137075       8/1/2008       7/5/2008     Fund  
Consumer Non Mortgage
    1597.64       19.99       22.00       351.48       26.00       23.07       374.55  
  900072463       8/1/2008       9/27/2008     Fund  
Consumer Non Mortgage
    1,220.26       20.28       22.00       268.46     -56.00       -38.49       229.96  
  900073291       8/1/2008       9/29/2009     Fund  
Consumer Non Mortgage
    183.86       15.00       22.00       40.45       -418.00       -32.02       8.43  
  900073785       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    1,178.81       18.25       22.00       259.34       -28.00       -16.73       242.61  
  900139075       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    884.31       16.77       22.00       194.55       -4.00       -1.65       192.90  
  900139271       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    1,404.17       19.99       22.00       308.92       -8.00       -6.24       302.68  
  900078351       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    3,348.32       17.99       22.00       736.63       -11.00       -18.41       718.22  
  900078984       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    1724.48       20.98       22.00       379.39       25.00       25.12       404.51  
  900141714       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    4,190.47       19.90       22.00       921.90       -11.00       -25.48       896.42  
  900079534       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    1912.04       19.30       22.00       420.65       1.00       1.03       421.67  
  900080807       8/1/2008       7/10/2008     Fund  
Consumer Non Mortgage
    1660.53       8.75       22.00       365.32       21.00       8.48       373.79  
  900142345       8/1/2008       7/12/2008     Fund  
Consumer Non Mortgage
    1619.51       18.25       22.00       356.29       19.00       15.60       371.89  
  900081214       8/1/2008       6/16/2008     Fund  
Consumer Non Mortgage
    2646.74       18.88       22.00       582.28       0.00       0.00       582.28  
  900143105       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    2607.26       21.00       22.00       573.60       1.00       1.52       575.12  
  900146181       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    3,048.83       20.99       22.00       670.74       -5.00       -8.89       661.85  
  900087854       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    105.26       16.77       22.00       23.16       -19.00       -0.93       22.23  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900088394       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    134.51       18.25       22.00       29.59       -23.00       -1.57       28.02  
  900088697       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    1,407.25       20.28       22.00       309.60       -22.00       -17.44       292.16  
  900089464       8/1/2008       6/10/2008     Fund  
Consumer Non Mortgage
    4978.64       24.99       22.00       1,095.30       0.00       0.00       1,095.30  
  900089660       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    1,407.12       17.65       22.00       309.57       -19.00       -13.11       296.46  
  900089711       8/1/2008       6/20/2008     Fund  
Consumer Non Mortgage
    1629.01       17.65       22.00       358.38       0.00       0.00       358.38  
  900148124       8/1/2008       7/18/2008     Fund  
Consumer Non Mortgage
    1628.9       18.25       22.00       358.36       13.00       10.73       369.09  
  900090714       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    1,401.25       20.28       22.00       308.28       -23.00       -18.15       290.12  
  900148411       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    2932.68       20.99       22.00       645.19       28.00       47.88       693.07  
  900090979       8/1/2008       7/24/2008     Fund  
Consumer Non Mortgage
    1515.36       17.65       22.00       333.38       7.00       5.20       338.58  
  900090981       8/1/2008       6/24/2008     Fund  
Consumer Non Mortgage
    1629.01       17.65       22.00       358.38       0.00       0.00       358.38  
  900091228       8/1/2008       7/24/2008     Fund  
Consumer Non Mortgage
    195.74       22.66       22.00       43.06       7.00       0.86       43.93  
  900149452       8/1/2008       7/7/2008     Fund  
Consumer Non Mortgage
    1086.54       17.50       22.00       239.04       24.00       12.68       251.72  
  900091867       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    1,246.71       18.25       22.00       274.28       -23.00       -14.54       259.74  
  900092628       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    1369.94       18.25       22.00       301.39       5.00       3.47       304.86  
  900150744       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    635.37       17.50       22.00       139.78       8.00       2.47       142.25  
  900093123       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    1,355.50       20.28       22.00       298.21       -25.00       -19.09       279.12  
  900094161       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    6,552.41       11.99       22.00       1,441.53       -1.00       -2.18       1,439.35  
  900094682       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    6,201.31       9.99       22.00       1,364.29       -8.00       -13.77       1,350.52  
  900094837       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    13,232.15       7.99       22.00       2,911.07       -7.00       -20.56       2,890.52  
  900153220       8/1/2008       6/29/2008     Fund  
Consumer Non Mortgage
    1472.34       18.81       22.00       323.91       0.00       0.00       323.91  
  900096081       8/1/2008       10/1/2008     Fund  
Consumer Non Mortgage
    2,460.70       19.50       22.00       541.35       -60.00       -79.97       461.38  
  900096675       8/1/2008       6/15/2008     Fund  
Consumer Non Mortgage
    2893.1       15.99       22.00       636.48       0.00       0.00       636.48  
  900096697       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    3,197.70       15.98       22.00       703.49       -8.00       -11.36       692.14  
  900154415       8/1/2008       7/29/2008     Fund  
Consumer Non Mortgage
    498.98       22.66       22.00       109.78       2.00       0.63       110.40  
  900154457       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    1,742.25       20.28       22.00       383.30       -28.00       -27.48       355.82  
  900097159       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    2,008.51       19.15       22.00       441.87       -6.00       -6.41       435.46  
  900154684       8/1/2008       8/30/2008     Fund  
Consumer Non Mortgage
    351.75       16.77       22.00       77.39       -29.00       -4.75       72.63  
  900098409       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    7,716.68       7.99       22.00       1,697.67       -9.00       -15.41       1,682.26  
  900099171       8/1/2008       7/8/2008     Fund  
Consumer Non Mortgage
    4372.71       17.49       22.00       962.00       23.00       48.87       1,010.86  
  900099185       8/1/2008       7/8/2008     Fund  
Consumer Non Mortgage
    1285.9       21.00       22.00       282.90       23.00       17.25       300.15  
  900099717       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    2,557.52       17.49       22.00       562.65       -20.00       -24.85       537.80  
  900100439       8/1/2008       7/9/2008     Fund  
Consumer Non Mortgage
    1410.59       18.25       22.00       310.33       22.00       15.73       326.06  
  900156544       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    1,506.81       18.25       22.00       331.50       -29.00       -22.15       309.35  
  900101005       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    4,471.44       23.49       22.00       983.72       -9.00       -26.26       957.46  
  900101293       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    1,326.56       18.25       22.00       291.84       -9.00       -6.05       285.79  
  900101360       8/1/2008       1/9/2009     Fund  
Consumer Non Mortgage
    2,409.70       15.00       22.00       530.13       -158.00       -158.64       371.50  
  900101754       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    6,935.00       11.99       22.00       1,525.70       -15.00       -34.65       1,491.05  
  900102238       8/1/2008       7/13/2008     Fund  
Consumer Non Mortgage
    208.8       14.49       22.00       45.94       18.00       1.51       47.45  
  900157924       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    1932.36       20.99       22.00       425.12       29.00       32.67       457.79  
  900102880       8/1/2008       7/17/2008     Fund  
Consumer Non Mortgage
    3612.49       15.99       22.00       794.75       14.00       22.46       817.21  
  900102911       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    7,448.77       7.99       22.00       1,638.73       -15.00       -24.80       1,613.93  
  900102985       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    2,738.77       17.98       22.00       602.53       -20.00       -27.36       575.17  
  900103037       8/1/2008       7/13/2008     Fund  
Consumer Non Mortgage
    1623.76       20.28       22.00       357.23       18.00       16.46       373.69  
  900103044       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    7,661.58       7.99       22.00       1,685.55       -26.00       -44.21       1,641.34  
  900103497       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    6,611.26       9.99       22.00       1,454.48       -21.00       -38.53       1,415.95  
  900159526       8/1/2008       9/3/2008     Fund  
Consumer Non Mortgage
    1,526.74       18.25       22.00       335.88       -32.00       -24.77       311.12  
  900104311       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    6,588,32       9.99       22.00       1,449.43       -19.00       -34.74       1,414.69  
  900104313       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    4,657.57       11.99       22.00       1,024.67       -20.00       -31.02       993.64  
  900104340       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    8,554.39       9.99       22.00       1,881.97       -20.00       -47.48       1,834.49  
  900105008       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    1510.68       24.00       22.00       332.35       1.00       1.01       333.36  
  900160912       8/1/2008       2/16/2010     Fund  
Consumer Non Mortgage
    527.91       19.81       22.00       116.14       -555.00       -161.23       -45.09  
  900105745       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    6,402.38       9.99       22.00       1,408.52       -21.00       -37.31       1,371.21  
  900107039       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    1,308.83       18.50       22.00       287.94       -27.00       -18.16       269.78  
  900162259       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    1,615.32       18.25       22.00       355.37       -6.00       -4.91       350.46  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900162338       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    2,308.20       18.25       22.00       507.80       -6.00       -7.02       500.78  
  900164580       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    407.01       16.28       22.00       89.54       -8.00       -1.47       88.07  
  900109882       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    178.00       17.50       22.00       39.16       -27.00       -2.34       36.82  
  900110573       8/1/2008       8/30/2008     Fund  
Consumer Non Mortgage
    5,795.24       9.99       22.00       1,274.95       -29.00       -46.64       1,228.32  
  900111522       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    1,597.58       17.50       22.00       351.47       -29.00       -22.52       328.95  
  900111793       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    6,606.18       11.99       22.00       1,453.36       -29.00       -63.81       1,389.55  
  900112762       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    2,276.82       22.99       22.00       500.90       -3.00       -4.36       496.54  
  900112993       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    4,135.00       17.50       22.00       909.70       -8.00       -16.08       893.62  
  900114588       8/1/2008       7/8/2008     Fund  
Consumer Non Mortgage
    1811.51       17.99       22.00       398.53       23.00       20.82       419.35  
  900114860       8/1/2008       6/14/2008     Fund  
Consumer Non Mortgage
    2328.8       22.99       22.00       512.34       0.00       0.00       512.34  
  900168109       8/1/2008       8/16/2009     Fund  
Consumer Non Mortgage
    241.88       18.38       22.00       53.21       -375.00       -46.31       6.90  
  900114996       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    2,403.30       23.99       22.00       528.73       -11.00       -17.62       511.11  
  900169092       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    2,148.61       15.98       22.00       472.69       -15.00       -14.31       458.39  
  900169167       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    2,209.32       23.49       22.00       486.05       -22.00       -31.72       454.33  
  900169183       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    1,591.75       18.25       22.00       350.19       -15.00       -12.10       338.08  
  900169803       8/1/2008       2/17/2009     Fund  
Consumer Non Mortgage
    2,680.07       12.99       22.00       589.62       -196.00       -189.49       400.13  
  900117800       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    1,434.69       19.99       22.00       315.63       -10.00       -7.97       307.67  
  900117922       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    1,276.44       19.99       22.00       280.82       -10.00       -7.09       273.73  
  900118004       8/1/2008       9/11/2008     Fund  
Consumer Non Mortgage
    1,447.25       15.00       22.00       318.40       -40.00       -24.12       294.27  
  900118023       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    1,436.69       19.99       22.00       316.07       -10.00       -7.98       308.09  
  900170696       8/1/2008       9/20/2008     Fund  
Consumer Non Mortgage
    165.78       17.94       22.00       36.47       -49.00       -4.05       32.42  
  900170713       8/1/2008       7/20/2008     Fund  
Consumer Non Mortgage
    554.59       16.77       22.00       122.01       11.00       2.84       124.85  
  900119841       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    1,386.41       19.99       22.00       305.01       -12.00       -9.24       295.77  
  900120069       8/1/2008       9/13/2008     Fund  
Consumer Non Mortgage
    1,307.46       19.99       22.00       287.64       -42.00       -30.49       257.15  
  900172228       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    3,923.26       12.99       22.00       863.12       -21.00       -29.72       833.40  
  900172343       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    454.72       16.77       22.00       100.04       -21.00       -4.45       95.59  
  900172896       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    3,899.85       12.99       22.00       857.97       -22.00       -30.95       827.02  
  900121619       8/1/2008       6/29/2009     Fund  
Consumer Non Mortgage
    44.04       19.99       22.00       9.69       -328.00       -8.02       1.67  
  900121741       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    3275.16       23.49       22.00       720.54       16.00       34.20       754.73  
  900122575       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    1,623.75       20.28       22.00       357.23       -13.00       -11.89       345.33  
  900124402       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    2,266.71       18.25       22.00       498.68       -14.00       -16.09       482.59  
  900124501       8/1/2008       7/18/2008     Fund  
Consumer Non Mortgage
    1733.76       20.99       22.00       381.43       13.00       13.14       394.57  
  900124644       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    315.97       22.66       22.00       69.51       -17.00       -3.38       66.13  
  900124729       8/1/2008       2/19/2009     Fund  
Consumer Non Mortgage
    647.14       18.81       22.00       142.37       -198.00       -66.95       75.42  
  900124848       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    344.70       24.00       22.00       75.83       -17.00       -3.91       71.93  
  900125299       8/1/2008       10/19/2008     Fund  
Consumer Non Mortgage
    1,120.00       19.99       22.00       246.40       -78.00       -48.51       197.89  
  900125396       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    791.68       19.99       22.00       174.17       -18.00       -7.91       166.26  
  900180384       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    4,059.71       12.99       22.00       893.14       -9.00       -13.18       879.96  
  900180483       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    6,740.01       9.99       22.00       1,482.80       -11.00       -20.57       1,462.23  
  900126065       8/1/2008       7/20/2008     Fund  
Consumer Non Mortgage
    3191.66       20.99       22.00       702.17       11.00       20.47       722.64  
  900181617       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    2,231.80       18.50       22.00       491.00       -3.00       -3.44       487.56  
  900182174       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    8,606.54       9.99       22.00       1,893.44       -12.00       -28.66       1,864.78  
  900127418       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    1,392.53       19.99       22.00       306.36       -20.00       -15.46       290.89  
  900182852       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    4,192.66       19.50       22.00       922.39       -27.00       -61.32       861.07  
  900127998       8/1/2008       7/28/2008     Fund  
Consumer Non Mortgage
    461.24       21.50       22.00       101.47       3.00       0.83       102.30  
  900184016       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    8,308.59       8.99       22.00       1,827.89       -18.00       -37.35       1,790.54  
  900184998       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    3,028.19       13.99       22.00       666.20       -19.00       -22.36       643.84  
  900129925       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    1488.16       19.99       22.00       327.40       5.00       4.13       331.53  
  900130280       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    1149.53       19.99       22.00       252.90       5.00       3.19       256.09  
  900130300       8/1/2008       2/25/2009     Fund  
Consumer Non Mortgage
    48.61       18.25       22.00       10.69       -204.00       -5.03       5.67  
  900130939       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    5196.61       24.99       22.00       1,143.25       29.00       104.61       1,247.87  
  900187188       8/1/2008       1/26/2009     Fund  
Consumer Non Mortgage
    8,831.26       7.99       22.00       1,942.88       -175.00       -343.01       1,599.87  
  900187210       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    4,940.04       13.99       22.00       1,086.81       -26.00       -49.91       1,036.90  
  900131550       8/1/2008       7/28/2008     Fund  
Consumer Non Mortgage
    333.26       22.66       22.00       73.32       3.00       0.63       73.95  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900132436       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    1,368.60       19.99       22.00       301.09       -28.00       -21.28       279.81  
  900134198       8/1/2008       10/31/2008     Fund  
Consumer Non Mortgage
    1,151.99       18.25       22.00       253.44       -89.00       -51.98       201.46  
  900193994       8/1/2008       9/16/2008     Fund  
Consumer Non Mortgage
    7,477.73       9.97       22.00       1,645.10       -45.00       -93.19       1,551.91  
  900138206       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    560.06       29.99       22.00       123.21       -7.00       -3.27       119.95  
  900199555       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    2,274.21       13.96       22.00       500.33       -26.00       -22.93       477.40  
  900142600       8/1/2008       6/12/2009     Fund  
Consumer Non Mortgage
    2,494.30       20.99       22.00       548.75       -311.00       -452.29       96.45  
  900204059       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    1905.16       24.99       22.00       419.14       5.00       6.61       425.75  
  900205681       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    1,719.67       20.42       22.00       378.33       -25.00       -24.38       353.94  
  900206323       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    2169.32       20.28       22.00       477.25       5.00       6.11       483.36  
  900145748       8/1/2008       7/30/2008     Fund  
Consumer Non Mortgage
    2300.25       20.28       22.00       506.06       1.00       1.30       507.35  
  900206884       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    2,165.00       20.28       22.00       476.30       -1.00       -1.22       475.08  
  900208998       8/1/2008       8/30/2008     Fund  
Consumer Non Mortgage
    2,055.76       17.65       22.00       452.27       -29.00       -29.23       423.04  
  900147808       8/1/2008       7/11/2008     Fund  
Consumer Non Mortgage
    1532.48       18.25       22.00       337.15       20.00       15.54       352.68  
  900147923       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    5006.72       18.99       22.00       1,101.48       29.00       76.59       1,178.07  
  900210070       8/1/2008       7/9/2008     Fund  
Consumer Non Mortgage
    3616.61       23.99       22.00       795.65       22.00       53.02       848.68  
  900148520       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    3,529.93       20.99       22.00       776.58       -2.00       -4.12       772.47  
  900149104       8/1/2008       3/1/2010     Fund  
Consumer Non Mortgage
    92.42       13.99       22.00       20.33       -570.00       -20.47       -0.14  
  900149937       8/1/2008       6/10/2008     Fund  
Consumer Non Mortgage
    2029.25       20.99       22.00       446.44       0.00       0.00       446.44  
  900150053       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    2,448.00       29.99       22.00       538.56       -6.00       -12.24       526.32  
  900212521       8/1/2008       7/25/2008     Fund  
Consumer Non Mortgage
    2957.72       19.99       22.00       650.70       6.00       9.85       660.55  
  900151355       8/1/2008       4/14/2009     Fund  
Consumer Non Mortgage
    2,326.36       19.80       22.00       511.80       -253.00       -323.71       188.09  
  900153111       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    1,519.95       18.25       22.00       334.39       -25.00       -19.26       315.13  
  900153194       8/1/2008       7/13/2008     Fund  
Consumer Non Mortgage
    526.37       20.99       22.00       115.80       18.00       5.52       121.33  
  900217814       8/1/2008       6/28/2008     Fund  
Consumer Non Mortgage
    3670.48       19.99       22.00       807.51       0.00       0.00       807.51  
  900218338       8/1/2008       7/28/2008     Fund  
Consumer Non Mortgage
    2923.13       19.99       22.00       643.09       3.00       4.87       647.96  
  900156574       8/1/2008       8/30/2008     Fund  
Consumer Non Mortgage
    1,460.80       18.25       22.00       321.38     -29.00     -21.48       299.90  
  900221003       8/1/2008       6/15/2008     Fund  
Consumer Non Mortgage
    2957.52       17.65       22.00       650.65       0.00       0.00       650.65  
  900221539       8/1/2008       7/17/2008     Fund  
Consumer Non Mortgage
    2273.04       17.65       22.00       500.07       14.00       15.60       515.67  
  900222125       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    3789.24       22.49       22.00       833.63       10.00       23.68       857.31  
  900223008       8/1/2008       7/19/2008     Fund  
Consumer Non Mortgage
    2088.07       19.99       22.00       459.38       12.00       13.91       473.29  
  900158473       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    480.83       22.66       22.00       105.78       -1.00       -0.30       105.48  
  900159226       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    619.64       24.99       22.00       136.32       -5.00       -2.15       134.17  
  900224235       8/1/2008       6/7/2008     Fund  
Consumer Non Mortgage
    1935.2       18.25       22.00       425.74       0.00       0.00       425.74  
  900160733       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    1735.31       18.25       22.00       381.77       28.00       24.63       406.40  
  900162175       8/1/2008       6/23/2008     Fund  
Consumer Non Mortgage
    12.42       22.50       22.00       2.73       0.00       0.00       2.73  
  900162327       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    1,602.36       18.25       22.00       352.52       -6.00       -4.87       347.65  
  900162485       8/1/2008       4/2/2009     Fund  
Consumer Non Mortgage
    398.87       18.25       22.00       87.75       -241.00       -48.73       39.02  
  900228525       8/1/2008       7/8/2008     Fund  
Consumer Non Mortgage
    3112.19       18.99       22.00       684.68       23.00       37.76       722.44  
  900162892       8/1/2008       9/10/2008     Fund  
Consumer Non Mortgage
    2,878.97     19.60     22.00       633.37       -39.00       -60.82       572.56  
  900164671       8/1/2008       11/20/2008     Fund  
Consumer Non Mortgage
    434.17       19.08       22.00       95.52       -109.00       -25.08       70.44  
  900164898       8/1/2008       7/16/2008     Fund  
Consumer Non Mortgage
    3903.93       19.80       22.00       858.86       15.00       32.21       891.07  
  900165577       8/1/2008       7/10/2008     Fund  
Consumer Non Mortgage
    1732.57       18.25       22.00       381.17       21.00       18.44       399.61  
  900234775       8/1/2008       9/15/2008     Fund  
Consumer Non Mortgage
    116.11       19.99       22.00       25.54       -44.00       -2.84       22.71  
  900166843       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    1,532.10       18.25       22.00       337.06       -9.00       -6.99       330.07  
  900167216       8/1/2008       6/26/2008     Fund  
Consumer Non Mortgage
    1634.55       15.00       22.00       359.60       0.00       0.00       359.60  
  900167386       8/1/2008       10/13/2008     Fund  
Consumer Non Mortgage
    226.90       16.77       22.00       49.92       -72.00       -7.61       42.31  
  900167617       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    1,840.25       20.28       22.00       404.86       -13.00       -13.48       391.38  
  900167913       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    1,608.59       18.25       22.00       353.89       -13.00       -10.60       343.29  
  900169303       8/1/2008       6/17/2008     Fund  
Consumer Non Mortgage
    1145.8       24.00       22.00       252.08       0.00       0.00       252.08  
  900169800       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    1,840.25       20.28       22.00       404.86       -15.00       -15.55       389.31  
  900169852       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    1,840.25       20.28       22.00       404.86       -16.00       -16.59       388.27  
  900170004       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    1,914.61       20.99       22.00       421.21       -20.00       -22.33       398.89  
  900171606       8/1/2008       9/21/2008     Fund  
Consumer Non Mortgage
    3,257.75       13.98       22.00       716.71       -50.00       -63.27       653.43  
  900171621       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    1344.03       20.99       22.00       295.69       10.00       7.84       303.52  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900242509       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    4,740.24       7.99       22.00       1,042.85       -28.00       -29.46       1,013.39  
  900242765       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    1,380.00       24.00       22.00       303.60       -24.00       -22.08       281.52  
  900173247       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    5649.21       18.99       22.00       1,242.83       8.00       23.84       1,266.67  
  900173805       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    3,199.14       20.99       22.00       703.81       -20.00       -37.31       666.51  
  900174105       8/1/2008       8/11/2009     Fund  
Consumer Non Mortgage
    981.60       19.57       22.00       215.95       -370.00       -197.44       18.52  
  900174181       8/1/2008       8/1/2008     Fund  
Consumer Non Mortgage
    6240.49       18.99       22.00       1,372.91       0.00       0.00       1,372.91  
  900245626       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    2,251.52       17.65       22.00       495.33       -21.00       -23.18       472.15  
  900245773       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    2381.5       20.28       22.00       523.93       10.00       13.42       537.35  
  900245865       8/1/2008       3/21/2009     Fund  
Consumer Non Mortgage
    1,432.00       20.28       22.00       315.04       -230.00       -185.53       129.51  
  900246623       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    2548.16       15.00       22.00     560.60       27.00       28.67       589.26  
  900246761       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    2,278.45       17.65       22.00       501.26       -21.00       -23.46       477.80  
  900176868       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    3245.99       19.58       22.00       714.12       25.00       44.14       758.25  
  900247140       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    5,479.18       27.99       22.00       1,205.42       -31.00       -132.06       1,073.36  
  900248660       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    2381.5       20.28       22.00       523.93       4.00       5.37       529.30  
  900180372       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    1,815.85       16.99       22.00       399.49       -9.00       -7.71       391.78  
  900180812       8/1/2008       4/14/2010     Fund  
Consumer Non Mortgage
    1,747.15       8.99       22.00       384.37       -613.00       -267.45       116.92  
  900250078       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    1,305.27       17.49       22.00       287.16       -27.00       -17.12       270.03  
  900182186       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    6,700.58       9.98       22.00       1,474.13       -24.00       -44.58       1,429.55  
  900251215       8/1/2008       7/28/2008     Fund  
Consumer Non Mortgage
    2381.28       17.65       22.00       523.88       3.00       3.50       527.38  
  900184654       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    6,671.02       9.99       22.00       1,467.62       -19.00       -35.17       1,432.45  
  900253917       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    2,384.25       20.28       22.00       524.54       -2.00       -2.69       521.85  
  900187556       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    3,823.78       21.49       22.00       841.23       -17.00       -38.81       802.42  
  900256604       8/1/2008       11/18/2008     Fund  
Consumer Non Mortgage
    4,436.81       13.99       22.00       976.10       -107.00       -184.49       791.61  
  900257341       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    2,561.89       19.89       22.00       563.62       -19.00       -26.89       536.72  
  900189737       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    1540.16       23.99       22.00       338.84       16.00       16.42       355.26  
  900261351       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    3,844.77       19.99       22.00       845.85       -19.00       -40.56       805.29  
  900194890       8/1/2008       6/9/2008     Fund  
Consumer Non Mortgage
    1705.23       24.99       22.00       375.15       0.00       0.00       375.15  
  900196531       8/1/2008       6/16/2008     Fund  
Consumer Non Mortgage
    2057.72       22.50       22.00       452.70       0.00       0.00       452.70  
  900197120       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    3052.58       19.99       22.00       671.57       4.00       6.78       678.35  
  900263719       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    994.34       16.75       22.00       218.75       1.00       0.46       219.22  
  900201801       8/1/2008       7/10/2008     Fund  
Consumer Non Mortgage
    2987.09       20.99       22.00       657.16       21.00       36.57       693.73  
  900202240       8/1/2008       6/25/2008     Fund  
Consumer Non Mortgage
    2897.46       19.99       22.00       637.44       0.00       0.00       637.44  
  900203509       8/1/2008       10/22/2008     Fund  
Consumer Non Mortgage
    5,067.58       9.99       22.00       1,114.87       -81.00       -113.91       1,000.96  
  900203622       8/1/2008       7/25/2008     Fund  
Consumer Non Mortgage
    4205.5       17.49       22.00       925.21       6.00       12.26       937.47  
  900204431       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    3948.09       15.98       22.00       868.58       10.00       17.53       886.10  
  900267176       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    636.92       22.50       22.00       140.12       -2.00       -0.80       139.33  
  900205419       8/1/2008       7/24/2008     Fund  
Consumer Non Mortgage
    2161.16       17.65       22.00       475.46       7.00       7.42       482.87  
  900205420       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    2,052.92       17.65       22.00       451.64       -26.00       -26.17       425.47  
  900268207       8/1/2008       7/20/2008     Fund  
Consumer Non Mortgage
    2489.52       17.65       22.00       547.69       11.00       13.43       561.12  
  900268545       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    967.03       22.99       22.00       212.75       8.00       4.94       217.69  
  900207137       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    2161.16       17.65       22.00       475.46       5.00       5.30       480.75  
  900269701       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    2489.75       20.28       22.00       547.75       8.00       11.22       558.96  
  900270305       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    7781.55       23.99       22.00       1,711.94       4.00       20.74       1,732.68  
  900207636       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    1,086.74       19.99       22.00       239.08       -27.00       -16.29       222.79  
  900207692       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    2,155.25       20.28       22.00       474.16       -1.00       -1.21       472.94  
  900271000       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    1711.52       18.99       22.00       376.53       1.00       0.90       377.44  
  900271104       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    7,708.70       9.99       22.00       1,695.91       -15.00       -32.09       1,663.83  
  900208273       8/1/2008       6/30/2009     Fund  
Consumer Non Mortgage
    12.08       20.45       22.00       2.66       -329.00       -2.26       0.40  
  900271661       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    891.61       19.99       22.00       196.15       4.00       1.98       198.13  
  900211638       8/1/2008       7/1/2008     Fund  
Consumer Non Mortgage
    2919.04       17.65       22.00       642.19       30.00       42.93       685.12  
  900212981       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    4,095.81       13.73       22.00       901.08       -10.00       -15.62       885.46  
  900279056       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    1,101.65       22.50       22.00       242.36       -9.00       -6.20       236.17  
  900217585       8/1/2008       12/8/2008     Fund  
Consumer Non Mortgage
    1,695.52       17.65       22.00       373.01       -127.00       -105.57       267.44  
  900280744       8/1/2008       7/10/2008     Fund  
Consumer Non Mortgage
    5958.72       24.00       22.00       1,310.92       21.00       83.42       1,394.34  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900218984       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    2,164.80       17.65       22.00       476.26       -13.00       -13.80       462.46  
  900282962       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    15,470.52       9.99       22.00       3,403.51       -23.00       -98.74       3,304.77  
  900220981       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    2,164.80       17.65       22.00       476.26       -14.00       -14.86       461.40  
  900221960       8/1/2008       6/16/2008     Fund  
Consumer Non Mortgage
    6273.32       19.99       22.00       1,380.13       0.00       0.00       1,380.13  
  900225655       8/1/2008       10/28/2009     Fund  
Consumer Non Mortgage
    1,567.26       15.99       22.00       344.80       -447.00       -311.17       33.63  
  900232891       8/1/2008       9/6/2008     Fund  
Consumer Non Mortgage
    6,111.94       9.99       22.00       1,344.63       -35.00       -59.36       1,285.26  
  900234765       8/1/2008       9/7/2008     Fund  
Consumer Non Mortgage
    1,059.92       23.50       22.00       233.18       -36.00       -24.90       208.28  
  900291983       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    2,489.75       20.28       22.00       547.75       -26.00       -36.46       511.28  
  900292482       8/1/2008       7/29/2008     Fund  
Consumer Non Mortgage
    492.34       24.00       22.00       108.31       2.00       0.66       108.97  
  900292707       8/1/2008       2/27/2010     Fund  
Consumer Non Mortgage
    484.13       17.65       22.00       106.51       -566.00       -134.34       -27.84  
  900293012       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    1,076.57       22.66       22.00       236.85       -27.00       -18.29       218.55  
  900294961       8/1/2008       6/30/2008     Fund  
Consumer Non Mortgage
    2706.25       20.28       22.00       595.38       0.00       0.00     595.38  
  900241775       8/1/2008       6/29/2008     Fund  
Consumer Non Mortgage
    2588.78       19.99       22.00       569.53       0.00       0.00       569.53  
  900295601       8/1/2008       3/30/2009     Fund  
Consumer Non Mortgage
    342.40       19.01       22.00       75.33       -239.00       -43.21       32.12  
  900242874       8/1/2008       7/13/2008     Fund  
Consumer Non Mortgage
    3652.22       19.99       22.00       803.49       18.00       36.50       839.99  
  900244270       8/1/2008       10/20/2008     Fund  
Consumer Non Mortgage
    669.53       22.66       22.00       147.30       -79.00       -33.29       114.01  
  900245193       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    2,215.57       19.99       22.00       487.43       -18.00       -22.14       465.28  
  900245547       8/1/2008       7/29/2008     Fund  
Consumer Non Mortgage
    1048.65     19.99     22.00       230.70       2.00       1.16       231.87  
  900245923       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    2381.28       17.65       22.00       523.88       10.00       11.67       535.56  
  900246213       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    2.271.28       17.65       22.00       499.68       -21.00       -23.38       476.30  
  900300415       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    5,353.77       15.99       22.00       1,177.83       -24.00       -57.07       1,120.76  
  900300425       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    5,658.97       13.99       22.00       1,244.97       -21.00       -46.18       1,198.79  
  900302337       8/1/2008       7/13/2008     Fund  
Consumer Non Mortgage
    4067.16       23.99       22.00       894.78       18.00       48.79       943.56  
  900249369       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    967.6       19.01       22.00       212.87       5.00       2.55       215.43  
  900249543       8/1/2008       7/28/2008     Fund  
Consumer Non Mortgage
    832.4       24.99       22.00       183.13       3.00       1.73       184.86  
  900249636       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    10,973.37       19.99       22.00       2,414.14       -19.00       -115.77       2,298.37  
  900306105       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    1,179.49       22.66       22.00       259.49       -17.00       -12.62       246.87  
  900306948       8/1/2008       7/19/2008     Fund  
Consumer Non Mortgage
    2706.25       20.28       22.00       595.38       12.00       18.29       613.67  
  900252606       8/1/2008       7/30/2008     Fund  
Consumer Non Mortgage
    2381.28       17.65       22.00       523.88       1.00       1.17       525.05  
  900253625       8/1/2008       1/2/2010     Fund  
Consumer Non Mortgage
    534.50       20.28       22.00       117.59       -511.00       -153.86       -36.27  
  900310075       8/1/2008       6/10/2010     Fund  
Consumer Non Mortgage
    3,941.02       9.99       22.00       867.02       -669.00       -731.64       135.38  
  900255388       8/1/2008       7/16/2008     Fund  
Consumer Non Mortgage
    6265.97       19.99       22.00       1,378.51       15.00       52.19       1,430.70  
  900257398       8/1/2008       8/1/2008     Fund  
Consumer Non Mortgage
    4201.81       19.99       22.00       924.40       0.00       0.00       924.40  
  900257790       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    2,367.20       17.65       22.00       520.78       -15.00       -17.41       503.38  
  900259265       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    3,869.26       13.99       22.00       851.24       -22.00       -33.08       818.16  
  900261374       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    4822       23.50       22.00       1,060.84       29.00       91.27       1,152.11  
  900266580       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    2,381.50       20.28       22.00       523.93       -17.00       -22.81       501.12  
  900268415       8/1/2008       6/20/2008     Fund  
Consumer Non Mortgage
    2606.25       20.28       22.00       573.38       0.00       0.00       573.38  
  900270050       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    2,509.60       17.49       22.00       552.11       -26.00       -31.70       520.41  
  900270250       8/1/2008       7/20/2008     Fund  
Consumer Non Mortgage
    9785.57       12.74       22.00       2,152.83       11.00       38.09       2,190.92  
  900270364       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    2,489.24       20.28       22.00       547.63       -6.00       -8.41       539.22  
  900278831       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    2,169.75       19.99       22.00       477.35       -16.00       -19.28       458.07  
  900283466       8/1/2008       6/15/2008     Fund  
Consumer Non Mortgage
    1267.56       19.01       22.00       278.86       0.00       0.00       278.86  
  900283514       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    7,683.70       9.99       22.00       1,690.41       -22.00       -46.91       1,643.51  
  900283918       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    3,317.20       22.28       22.00       729.78       -16.00       -32.85       696.94  
  900285933       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    5514.48       23.99       22.00       1,213.19       10.00       36.75       1,249.93  
  900286177       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    8614.91       9.99       22.00       1,895.28       1.00       2.39       1,897.67  
  900288129       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    2598       20.28       22.00       571.56       8.00       11.71       583.27  
  900289134       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    1,076.57       22.66       22.00       236.85       -22.00       -14.91       221.94  
  900289251       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    2,489.75       20.28       22.00       547.75       -22.00       -30.85       516.89  
  900346071       8/1/2008       6/28/2008     Fund  
Consumer Non Mortgage
    2768.83       29.99       22.00       609.14       0.00       0.00       609.14  
  900347141       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    7,248.56       11.99       22.00       1,594.68       -4.00       -9.66       1,585.03  
  900348436       8/1/2008       7/18/2008     Fund  
Consumer Non Mortgage
    3610.97       26.00       22.00       794.41       13.00       33.90       828.32  
  900290966       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    4,163.83       19.93       22.00       916.04       -7.00       -16.14       899.91  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900291363       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    1,035.70       19.01       22.00       227.85       -23.00       -12.58       215.28  
  900350452       8/1/2008       2/17/2009     Fund  
Consumer Non Mortgage
    1,918.00       13.99       22.00       421.96       -196.00       -146.09       275.87  
  900291836       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    2,489.75       20.28       22.00       547.75       -26.00       -36.46       511.28  
  900292077       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    2,489.75       20.28       22.00       547.75       -26.00       -36.46       511.28  
  900292731       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    1161.12       19.01       22.00       255.45       4.00       2.45       257.90  
  900295381       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    4,839.84       17.49       22.00       1,064.76       -3.00       -7.06       1,057.71  
  900297047       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    2696.25       20.28       22.00       593.18       27.00       41.01       634.18  
  900297748       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    2,598.00       20.28       22.00       571.56       -5.00       -7.32       564.24  
  900299480       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    4,159.52       18.99       22.00       915.09       -11.00       -24.14       890.96  
  900301180       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    2,588.84       17.65       22.00       569.54       -10.00       -12.69       556.85  
  900301673       8/1/2008       7/14/2008     Fund  
Consumer Non Mortgage
    3787.25       23.99       22.00       833.20       17.00       42.90       876.10  
  900303823       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    2,596.00       17.65       22.00       571.12       -13.00       -16.55       554.57  
  900303838       8/1/2008       10/21/2009     Fund  
Consumer Non Mortgage
    1,732.60       23.49       22.00       381.17       -440.00       -497.45       -116.28  
  900306141       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    2,598.00       20.28       22.00       571.56       -17.00       -24.88       546.68  
  900306957       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    2,598.25       20.28       22.00       571.62       -18.00       -26.34       545.27  
  900310226       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    1,238.66       18.25       22.00       272.51       -25.00       -15.70       256.81  
  900372638       8/1/2008       1/26/2009     Fund  
Consumer Non Mortgage
    4,212.54       23.99       22.00       926.76       -175.00       -491.26       435.50  
  900329210       8/1/2008       9/9/2008     Fund  
Consumer Non Mortgage
    5,091.73       7.99       22.00       1,120.18       -38.00       -42.94       1,077.24  
  900330247       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    9,848.69       13.99       22.00       2,166.71       -19.00       -72.72       2,093.99  
  900384241       8/1/2008       2/2/2009     Fund  
Consumer Non Mortgage
    1,305.00       19.99       22.00       287.10       -181.00       -131.16       155.94  
  900387122       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    2,370.76       20.96       22.00       521.57       -28.00       -38.65       482.92  
  900341410       8/1/2008       7/19/2008     Fund  
Consumer Non Mortgage
    2022.48       23.99       22.00       444.95       12.00       16.17       461.12  
  900393159       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    1,858.42       20.99       22.00       408.85       -7.00       -7.58       401.27  
  900394028       8/1/2008       7/9/2008     Fund  
Consumer Non Mortgage
    2587.3       15.00       22.00       569.21       22.00       23.72       592.92  
  900397545       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    6,720.85       23.99       22.00       1,478.59       -15.00       -67.18       1,411.41  
  900401257       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    3466.44       26.99       22.00       762.62       10.00       25.99       788.61  
  900404624       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    13,252.24       9.99       22.00       2,915.49       -11.00       -40.45       2,875.04  
  900409432       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    4766.61       23.99       22.00       1,048.65       10.00       31.76       1,080.42  
  900416509       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    8,042.06       19.99       22.00       1,769.25       -13.00       -58.05       1,711.20  
  900370590       8/1/2008       8/30/2008     Fund  
Consumer Non Mortgage
    9,807.30       9.99       22.00       2,157.61       -29.00       -78.92       2,078.68  
  900384021       8/1/2008       10/3/2008     Fund  
Consumer Non Mortgage
    954.76       27.99       22.00       210.05       -62.00       -46.02       164.02  
  900391865       8/1/2008       2/9/2009     Fund  
Consumer Non Mortgage
    1,910.20       26.99       22.00       420.24       -188.00       -269.24       151.01  
  900402730       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    1,279.84       29.99       22.00       281.56       -22.00       -23.46       258.11  
  8752852       8/1/2008       12/2/2009     Fund  
Consumer Non Mortgage
    1,928.92       7.26       22.00       424.36       -481.00       -187.11       237.25  
  900443760       8/1/2008       7/25/2010     Fund  
Consumer Non Mortgage
    356.82       23.99       22.00       78.50       -714.00       -169.78       -91.28  
  900501470       8/1/2008       1/8/2009     Fund  
Consumer Non Mortgage
    10.78       29.99       22.00       2.37       -157.00       -1.41       0.96  
  900511236       8/1/2008       9/6/2008     Fund  
Consumer Non Mortgage
    6,005.94       20.65       22.00       1,321.31       -35.00       -120.59       1,200.72  
  900589408       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    10,701.76       27.99       22.00       2,354.39       -1.00       -8.32       2,346.07  
  900592251       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    2676.91       23.92       22.00       588.92       25.00       44.47       633.39  
  900594237       8/1/2008       6/6/2008     Fund  
Consumer Non Mortgage
    2866.2       23.66       22.00       630.56       0.00       0.00       630.56  
  900595773       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    8775.73       19.99       22.00       1,930.66       25.00       121.82       2,052.48  
  900595852       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    5,108.57       29.99       22.00       1,123.89       -5.00       -21.28       1,102.61  
  900597253       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    4997.73       26.99       22.00       1,099.50       0.00       0.00       1,099.50  
  900598245       8/1/2008       6/11/2008     Fund  
Consumer Non Mortgage
    2058.18       39.00       22.00       452.80       0.00       0.00       452.80  
  900598823       8/1/2008       7/10/2008     Fund  
Consumer Non Mortgage
    9647.44       23.99       22.00       2,122.44       21.00       135.01       2,257.44  
  900598900       8/1/2008       6/5/2008     Fund  
Consumer Non Mortgage
    9708.41       24.00       22.00       2,135.85       0.00       0.00       2,135.85  
  900599697       8/1/2008       6/13/2008     Fund  
Consumer Non Mortgage
    5152.62       18.00       22.00       1,133.58       0.00       0.00       1,133.58  
  900599772       8/1/2008       8/1/2008     Fund  
Consumer Non Mortgage
    3122.87       23.00       22.00       687.03       0.00       0.00       687.03  
  900599895       8/1/2008       6/6/2008     Fund  
Consumer Non Mortgage
    2489.18       24.43       22.00       547.62       0.00       0.00       547.62  
  900600180       8/1/2008       6/9/2008     Fund  
Consumer Non Mortgage
    4805.26       19.44       22.00       1,057.16       0.00       0.00       1,057.16  
  900602149       8/1/2008       6/5/2008     Fund  
Consumer Non Mortgage
    3139.65       23.22       22.00       690.72       0.00       0.00       690.72  
  900602767       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    4063.97       29.99       22.00       894.07       0.00       0.00       894.07  
  900604396       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    7255.4       21.11       22.00       1,596.19       16.00       68.06       1,664.25  
  900604501       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    1,765.40       26.22       22.00       388.39       -3.00       -3.86       384.53  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900604964       8/1/2008       6/15/2008     Fund  
Consumer Non Mortgage
    5438.64       23.99       22.00       1,196.50       0.00       0.00       1,196.50  
  900605432       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    4,486.40       22.99       22.00       987.01       -15.00       -42.98       944.03  
  900605697       8/1/2008       6/17/2008     Fund  
Consumer Non Mortgage
    3484.72       22.76       22.00       766.64       0.00       0.00       766.64  
  900606197       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    979.52       29.33       22.00       215.49       -15.00       -11.97       203.52  
  900607269       8/1/2008       7/5/2008     Fund  
Consumer Non Mortgage
    5803.26       25.99       22.00       1,276.72       26.00       108.93       1,385.65  
  900607678       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    3066.57       23.27       22.00       674.65       29.00       57.47       732.12  
  900608505       8/1/2008       6/5/2008     Fund  
Consumer Non Mortgage
    2012.87       26.95       22.00       442.83       0.00       0.00       442.83  
  900608990       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    10680.57       23.99       22.00       2,349.73       29.00       206.40       2,556.13  
  900609626       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    4,556.18       19.44       22.00       1,002.36       -20.00       -49.21       953.15  
  900610146       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    4704.1       21.05       22.00       1,034.90       29.00       79.77       1,114.67  
  900610574       8/1/2008       7/22/2008     Fund  
Consumer Non Mortgage
    4728.84       21.39       22.00       1,040.34       9.00       25.29       1,065.63  
  900610874       8/1/2008       6/13/2008     Fund  
Consumer Non Mortgage
    7967.85       22.66       22.00       1,752.93       0.00       0.00       1,752.93  
  900611141       8/1/2008       7/24/2008     Fund  
Consumer Non Mortgage
    3246.44       22.41       22.00       714.22       7.00       14.15       728.36  
  900611509       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    1,621.82       26.99       22.00       356.80       -12.00       -14.59       342.21  
  900611564       8/1/2008       6/11/2008     Fund  
Consumer Non Mortgage
    2146.87       26.88       22.00       472.31       0.00       0.00       472.31  
  900611572       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    4724.46       21.10       22.00       1,039.38       4.00       11.08       1,050.46  
  900612759       8/1/2008       5/2/2009     Fund  
Consumer Non Mortgage
    3,573.55       24.99       22.00       786.18       -271.00       -672.25       113.93  
  900614221       8/1/2008       6/29/2008     Fund  
Consumer Non Mortgage
    4924.23       20.54       22.00       1,083.33       0.00       0.00       1,083.33  
  900614763       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    3241.03       23.10       22.00       713.03       28.00       58.22       771.24  
  900615341       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    5,710.32       18.00       22.00       1,256.27       -18.00       -51.38       1,204.89  
  900615524       8/1/2008       6/8/2008     Fund  
Consumer Non Mortgage
    7017.59       25.70       22.00       1,543.87       0.00       0.00       1,543.87  
  900615568       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    4,604.17       22.99       22.00       1,012.92       -3.00       -8.82       1,004.10  
  900616280       8/1/2008       6/9/2008     Fund  
Consumer Non Mortgage
    7995.09       23.99       22.00       1,758.92       0.00       0.00       1,758.92  
  900616734       8/1/2008       6/16/2008     Fund  
Consumer Non Mortgage
    6560.51       23.99       22.00       1,443.31       0.00       0.00       1,443.31  
  900617072       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    5040.64       26.99       22.00       1,108.94       4.00       15.12       1,124.06  
  900617155       8/1/2008       6/5/2008     Fund  
Consumer Non Mortgage
    4918.13       20.07       22.00       1,081.99       0.00       0.00       1,081.99  
  900617630       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    4,758.36       21.45       22.00       1,046.84       -5.00       -14.17       1,032.67  
  900619246       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    1,474.99       23.99       22.00       324.50       -6.00       -5.90       318.60  
  900620250       8/1/2008       6/15/2008     Fund  
Consumer Non Mortgage
    4896.44       22.12       22.00       1,077.22       0.00       0.00       1,077.22  
  900620296       8/1/2008       6/8/2008     Fund  
Consumer Non Mortgage
    2489.82       22.50       22.00       547.76       0.00       0.00       547.76  
  900621596       8/1/2008       6/12/2008     Fund  
Consumer Non Mortgage
    1924.97       18.65       22.00       423.49       0.00       0.00       423.49  
  900622041       8/1/2008       9/15/2008     Fund  
Consumer Non Mortgage
    5,309.18       21.00       22.00       1,168.02       -44.00       -136.25       1,031.77  
  900622565       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    7,219.00       21.11       22.00       1,588.18       -11.00       -46.56       1,541.62  
  900623185       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    7,192.42       20.28       22.00       1,582.33       -13.00       -52.68       1,529.65  
  900623261       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    6554.22       26.99       22.00       1,441.93       16.00       78.62       1,520.55  
  900624335       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    11,490.70       23.99       22.00       2,527.95       -1.00       -7.66       2,520.30  
  900625802       8/1/2008       6/25/2008     Fund  
Consumer Non Mortgage
    2708.1       26.99       22.00       595.78       0.00       0.00       595.78  
  900626723       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    15625.12       27.99       22.00       3,437.53       0.00       0.00       3,437.53  
  900558777       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    5,009.03       21.31       22.00       1,101.99       -5.00       -14.82       1,087.16  
  900626995       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    3585.62       25.80       22.00       788.84       28.00       71.94       860.77  
  900627375       8/1/2008       6/8/2008     Fund  
Consumer Non Mortgage
    9209.5       22.28       22.00       2,026.09       0.00       0.00       2,026.09  
  900628528       8/1/2008       7/29/2008     Fund  
Consumer Non Mortgage
    4707.72       21.54       22.00       1,035.70       2.00       5.63       1,041.33  
  900629407       8/1/2008       6/15/2008     Fund  
Consumer Non Mortgage
    1697.74       29.99       22.00       373.50       0.00       0.00       373.50  
  900629441       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    2,276.14       26.81       22.00       500.75       -14.00       -23.73       477.02  
  900630501       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    3607.16       20.24       22.00       793.58       27.00       54.75       848.33  
  900633308       8/1/2008       6/8/2008     Fund  
Consumer Non Mortgage
    2605.2       24.99       22.00       573.14       0.00       0.00       573.14  
  900634710       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    4508.44       23.99       22.00       991.86       28.00       84.14       1,075.99  
  900634945       8/1/2008       7/14/2008     Fund  
Consumer Non Mortgage
    5212.12       24.99       22.00       1,146.67       17.00       61.51       1,208.17  
  900635072       8/1/2008       6/16/2008     Fund  
Consumer Non Mortgage
    6785.03       23.99       22.00       1,492.71       0.00       0.00       1,492.71  
  900635118       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    4913.04       23.99       22.00       1,080.87       27.00       88.41       1,169.28  
  900635885       8/1/2008       7/16/2008     Fund  
Consumer Non Mortgage
    4864.82       23.99       22.00       1,070.26       15.00       48.63       1,118.89  
  900636442       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    6472.48       21.99       22.00       1,423.95       29.00       114.65       1,538.60  
  900637852       8/1/2008       6/10/2008     Fund  
Consumer Non Mortgage
    5758.38       22.28       22.00       1,266.84       0.00       0.00       1,266.84  
  900638754       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    7480.11       20.35       22.00       1,645.62       25.00       105.71       1,751.33  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900639000       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    9,254.85       23.99       22.00       2,036.07       -15.00       -92.51       1,943.56  
  900639286       8/1/2008       6/8/2008     Fund  
Consumer Non Mortgage
    4586.8       23.99       22.00       1,009.10       0.00       0.00       1,009.10  
  900639826       8/1/2008       6/22/2008     Fund  
Consumer Non Mortgage
    3218.69       24.99       22.00       708.11       0.00       0.00       708.11  
  900640692       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    6,628.72       23.99       22.00       1,458.32       -1.00       -4.42       1,453.90  
  900640851       8/1/2008       7/16/2008     Fund  
Consumer Non Mortgage
    7526.96       22.99       22.00       1,655.93       15.00       72.10       1,728.03  
  900641066       8/1/2008       6/13/2008     Fund  
Consumer Non Mortgage
    7858.56       22.28       22.00       1,728.88       0.00       0.00       1,728.88  
  900641404       8/1/2008       6/12/2008     Fund  
Consumer Non Mortgage
    4528.34       21.74       22.00       996.23       0.00       0.00       996.23  
  900642185       8/1/2008       7/21/2008     Fund  
Consumer Non Mortgage
    7980.56       23.99       22.00       1,755.72       10.00       53.18       1,808.90  
  900587257       8/1/2008       5/18/2009     Fund  
Consumer Non Mortgage
    24.78       29.99       22.00       5.45       -287.00       -5.92       -0.47  
  10972274       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    2,781.43       13.99       22.00       611.91       -9.00       -9.73       602.19  
  900591418       8/1/2008       6/28/2008     Fund  
Consumer Non Mortgage
    8938.68       26.99       22.00       1,966.51       0.00       0.00       1,966.51  
  900594582       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    3,234.28       23.98       22.00       711.54       -6.00       -12.93       698.61  
  900595924       8/1/2008       6/6/2008     Fund  
Consumer Non Mortgage
    4254       23.27       22.00       935.88       0.00       0.00       935.88  
  900596376       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    14637.1       22.50       22.00       3,220.16       25.00       228.70       3,448.87  
  900597480       8/1/2008       6/6/2008     Fund  
Consumer Non Mortgage
    5108.59       23.98       22.00       1,123.89       0.00       0.00       1,123.89  
  900598536       8/1/2008       7/10/2008     Fund  
Consumer Non Mortgage
    3265.14       26.99       22.00       718.33       21.00       51.41       769.74  
  900599252       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    4348.99       38.99       22.00       956.78       0.00       0.00       956.78  
  900599519       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    7269.62       23.98       22.00       1,599.32       0.00       0.00       1,599.32  
  900600231       8/1/2008       3/2/2011     Fund  
Consumer Non Mortgage
    532.79       21.16       22.00       117.21       -931.00       -291.49       -174.27  
  900601764       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    2656.42       23.78       22.00       584.41       27.00       47.38       631.79  
  900602365       8/1/2008       6/10/2008     Fund  
Consumer Non Mortgage
    4801.37       20.54       22.00       1,056.30       0.00       0.00       1,056.30  
  900603494       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    9629.37       25.70       22.00       2,118.46       16.00       109.98       2,228.44  
  900603666       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    9491.37       23.99       22.00       2,088.10       0.00       0.00       2,088.10  
  900604229       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    2999.76       26.99       22.00       659.95       25.00       56.22       716.17  
  900604883       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    4734.26       20.54       22.00       1,041.54       16.00       43.22       1,084.76  
  900604899       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    7,506.95       25.70       22.00       1,651.53       -4.00       -21.43       1,630.09  
  11114895       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    509.75       18.25       22.00       112.15       -29.00       -7.49       104.65  
  900605769       8/1/2008       6/6/2008     Fund  
Consumer Non Mortgage
    2971.94       23.49       22.00       653.83       0.00       0.00       653.83  
  900606045       8/1/2008       7/8/2008     Fund  
Consumer Non Mortgage
    3172.42       23.07       22.00       697.93       23.00       46.76       744.69  
  900606297       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    6654.17       20.55       22.00       1,463.92       27.00       102.54       1,566.45  
  900606450       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    2871.04       26.53       22.00       631.63       0.00       0.00       631.63  
  900606571       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    395.03       29.99       22.00       86.91       28.00       9.21       96.12  
  900608382       8/1/2008       7/8/2008     Fund  
Consumer Non Mortgage
    3260.7       20.38       22.00       717.35       23.00       42.46       759.81  
  900608908       8/1/2008       6/20/2008     Fund  
Consumer Non Mortgage
    7378.16       20.07       22.00       1,623.20       0.00       0.00       1,623.20  
  900608921       8/1/2008       6/20/2008     Fund  
Consumer Non Mortgage
    4794.19       20.54       22.00       1,054.72       0.00       0.00       1,054.72  
  900609056       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    8073.56       25.70       22.00       1,776.18       29.00       167.13       1,943.32  
  900609075       8/1/2008       6/29/2008     Fund  
Consumer Non Mortgage
    7663.35       21.00       22.00       1,685.94       0.00       0.00       1,685.94  
  900609867       8/1/2008       6/11/2008     Fund  
Consumer Non Mortgage
    4744.09       21.63       22.00       1,043.70       0.00       0.00       1,043.70  
  900610412       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    7,105.80       21.49       22.00       1,563.28       -21.00       -89.08       1,474.20  
  900610591       8/1/2008       6/12/2008     Fund  
Consumer Non Mortgage
    3018.78       26.35       22.00       664.13       0.00       0.00       664.13  
  900610981       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    1803.24       24.00       22.00       396.71       16.00       19.23       415.95  
  900611827       8/1/2008       6/5/2008     Fund  
Consumer Non Mortgage
    5474.47       21.14       22.00       1,204.38       0.00       0.00       1,204.38  
  10178709       8/1/2008       6/3/2008     Fund  
Consumer Non Mortgage
    29.51       15.99       22.00       6.49       0.00       0.00       6.49  
  10179746       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    3,308.39       13.99       22.00       727.85       -2.00       -2.57       725.27  
  10194856       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    7,277.56       7.99       22.00       1,601.06       -2.00       -3.23       1,597.83  
  900613589       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    2881.59       23.99       22.00       633.95       1.00       1.92       635.87  
  900614556       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    289.3       18.86       22.00       63.65       27.00       4.09       67.74  
  900614838       8/1/2008       6/6/2008     Fund  
Consumer Non Mortgage
    4241.5       23.99       22.00       933.13       0.00       0.00       933.13  
  900615076       8/1/2008       7/30/2008     Fund  
Consumer Non Mortgage
    7252.4       21.49       22.00       1,595.53       1.00       4.33       1,599.86  
  900616240       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    4843.32       20.54       22.00       1,065.53       0.00       0.00       1,065.53  
  900616382       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    5,778.33       23.99       22.00       1,271.23       -4.00       -15.40       1,255.83  
  900616924       8/1/2008       6/5/2008     Fund  
Consumer Non Mortgage
    869.31       29.74       22.00       191.25       0.00       0.00       191.25  
  900617578       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    3,125.26       21.27       22.00       687.56       -4.00       -7.39       680.17  
  900618336       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    1,977.81       17.38       22.00       435.12       -10.00       -9.55       425.57  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  900618505       8/1/2008       6/7/2008     Fund  
Consumer Non Mortgage
    14051.4       26.99       22.00       3,091.31       0.00       0.00       3,091.31  
  900619201       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    2,141.21       23.98       22.00       471.07       -6.00       -8.56       462.51  
  900621864       8/1/2008       6/11/2008     Fund  
Consumer Non Mortgage
    7684.52       22.80       22.00       1,690.59       0.00       0.00       1,690.59  
  900622296       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    4978.27       23.99       22.00       1,095.22       16.00       53.08       1,148.30  
  900622344       8/1/2008       7/14/2008     Fund  
Consumer Non Mortgage
    10817.28       25.99       22.00       2,379.80       17.00       132.76       2,512.56  
  11291783       8/1/2008       3/23/2010     Fund  
Consumer Non Mortgage
    2,432.74       8.99       22.00       535.20       -592.00       -359.65       175.56  
  900622601       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    4,002.05       22.02       22.00       880.45     -12.00       -29.38       851.07  
  900624621       8/1/2008       6/3/2008     Fund  
Consumer Non Mortgage
    2976.41       26.99       22.00       654.81       0.00       0.00       654.81  
  900624814       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    863.00       26.45       22.00       189.86       -17.00       -10.78       179.08  
  900625668       8/1/2008       7/20/2008     Fund  
Consumer Non Mortgage
    8218.67       26.99       22.00       1,808.11       11.00       67.78       1,875.89  
  900625774       8/1/2008       11/3/2009     Fund  
Consumer Non Mortgage
    1,575.17       22.85       22.00       346.54       -452.00       -451.91       -105.37  
  900625943       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    5939.31     22.99     22.00       1,306.65       28.00       106.20       1,412.85  
  900626258       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    2,846.06       18.00       22.00       626.13       -19.00       -27.03       599.10  
  900626750       8/1/2008       7/22/2008     Fund  
Consumer Non Mortgage
    6492.38       25.70       22.00       1,428.32       9.00       41.71       1,470.03  
  900627093       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    3786.96       26.99       22.00       833.13       29.00       82.34       915.47  
  900627493       8/1/2008       6/10/2008     Fund  
Consumer Non Mortgage
    4175.61       24.99       22.00       918.63       0.00       0.00       918.63  
  900627561       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    536.08       39.00       22.00       117.94       -24.00       -13.94       104.00  
  900627596       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    3,528.29       22.54       22.00       776.22       -24.00       -53.02       723.21  
  900627685       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    2410.34       24.49       22.00       530.27       25.00       41.00       571.27  
  900628319       8/1/2008       7/11/2008     Fund  
Consumer Non Mortgage
    9689.09       23.99       22.00       2,131.60       20.00       129.13       2,260.73  
  900628343       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    462.10       29.95       22.00       101.66       -27.00       -10.38       91.28  
  900630411       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    2,286.91       24.62       22.00       503.12       -4.00       -6.26       496.86  
  900631382       8/1/2008       6/4/2008     Fund  
Consumer Non Mortgage
    758.07       30.01       22.00       166.78       0.00       0.00       166.78  
  900631855       8/1/2008       9/9/2008     Fund  
Consumer Non Mortgage
    3,049.00       25.23       22.00       670.78       -38.00       -81.21       589.57  
  900632175       8/1/2008       6/10/2008     Fund  
Consumer Non Mortgage
    3336.94       26.99       22.00       734.13       0.00       0.00       734.13  
  900635102       8/1/2008       6/16/2008     Fund  
Consumer Non Mortgage
    787.09       24.99       22.00       173.16       0.00       0.00       173.16  
  900635457       8/1/2008       6/3/2008     Fund  
Consumer Non Mortgage
    2390.16       24.79       22.00       525.84       0.00       0.00       525.84  
  900637212       8/1/2008       6/24/2008     Fund  
Consumer Non Mortgage
    4992.8       21.35       22.00       1,098.42       0.00       0.00       1,098.42  
  900638475       8/1/2008       7/11/2008     Fund  
Consumer Non Mortgage
    4902.41       21.45       22.00       1,078.53       20.00       58.41       1,136.94  
  900639409       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    5060.79       21.40       22.00       1,113.37       29.00       87.25       1,200.63  
  900639556       8/1/2008       6/3/2008     Fund  
Consumer Non Mortgage
    2981.26       23.99       22.00       655.88       0.00       0.00       655.88  
  900639738       8/1/2008       6/16/2008     Fund  
Consumer Non Mortgage
    4975.38       30.00       22.00       1,094.58       0.00       0.00       1,094.58  
  900640183       8/1/2008       6/9/2008     Fund  
Consumer Non Mortgage
    6524.68       20.66       22.00       1,435.43       0.00       0.00       1,435.43  
  900641802       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    4,862.34       22.11       22.00       1,069.71       -31.00       -92.57       977.15  
  10704770       8/1/2008       4/30/2009     Fund  
Consumer Non Mortgage
    173.94       20.49       22.00       38.27       -269.00       -26.63       11.64  
  10849156       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    2285.34       21.00       22.00       502.77       16.00       21.33       524.10  
  12235931       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    150.48       0.00       22.00       33.11       -10.00       0.00       33.11  
  12292335       8/1/2008       9/8/2008     Fund  
Consumer Non Mortgage
    5,642.48       7.99       22.00       1,241.35       -37.00       -46.34       1,195.01  
  12302964       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    5,800.80       7.99       22.00       1,276.18       -3.00       -3.86       1,272.31  
  11002896       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    5,004.06       9.99       22.00       1,100.89       -31.00       -43.05       1,057.85  
  12384332       8/1/2008       12/4/2008     Fund  
Consumer Non Mortgage
    489.78       7.99       22.00       107.75       -123.00       -13.37       94.38  
  13122168       8/1/2008       11/16/2009     Fund  
Consumer Non Mortgage
    1,177.71       9.99       22.00       259.10       -465.00       -151.97       107.13  
  11174196       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    6,149.70       8.99       22.00       1,352.93       -22.00       -33.79       1,319.15  
  12014328       8/1/2008       7/9/2008     Fund  
Consumer Non Mortgage
    567.5       18.40       22.00       124.85       22.00       6.38       131.23  
  12297443       8/1/2008       9/4/2008     Fund  
Consumer Non Mortgage
    1,219.82       9.99       22.00       268.36       -33.00       -11.17       257.19  
  12301701       8/1/2008       8/4/2008     Fund  
Consumer Non Mortgage
    3,302.16       13.99       22.00       726.48       -3.00       -3.85       722.63  
  12304551       8/1/2008       9/4/2008     Fund  
Consumer Non Mortgage
    5,624.09       7.99       22.00       1,237.30       -33.00       -41.19       1,196.11  
  12306170       8/1/2008       9/4/2008     Fund  
Consumer Non Mortgage
    4,558.37       7.99       22.00       1,002.84       -33.00       -33.39       969.46  
  12369040       8/1/2008       6/28/2008     Fund  
Consumer Non Mortgage
    548.74       16.99       22.00       120.72       0.00       0.00       120.72  
  12376213       8/1/2008       9/4/2008     Fund  
Consumer Non Mortgage
    1,018.52       13.99       22.00       224.07       -33.00       -13.06       211.01  
  14721606       8/1/2008       7/6/2008     Fund  
Consumer Non Mortgage
    2270.29       20.99       22.00       499.46       25.00       33.09       532.56  
  12720834       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    944.29       15.99       22.00       207.74       -10.00       -4.19       203.55  
  13196316       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    5,754.53       9.99       22.00       1,266.00       -2.00       -3.19       1,262.80  
  16065998       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    2,768.08       13.99       22.00       608.98       -17.00       -18.29       590.69  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  14554579       8/1/2008       9/6/2008     Fund  
Consumer Non Mortgage
  523.86       18.25       22.00       115.25       -35.00       -9.29       105.95  
  15017348       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    1,047.85       9.99       22.00       230.53       -4.00       -1.16       229.36  
  18219575       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    790.71       18.25       22.00       173.96       -8.00       -3.21       170.75  
  15378489       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    6,511.55       8.99       22.00       1,432.54       -15.00       -24.39       1,408.15  
  18334836       8/1/2008       12/6/2008     Fund  
Consumer Non Mortgage
    3,044.39       13.99       22.00       669.77       -125.00       -147.89       521.88  
  15939879       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    866.16       17.65       22.00       190.56       -7.00       -2.97       187.58  
  19148678       8/1/2008       6/14/2008     Fund  
Consumer Non Mortgage
    904.66       15.99       22.00       199.03       0.00       0.00       199.03  
  19150982       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    1,231.54       17.99       22.00       270.94       -14.00       -8.62       262.32  
  19204958       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    7,333.47       9.99       22.00       1,613.36       -9.00       -18.32       1,595.05  
  16419915       8/1/2008       10/5/2008     Fund  
Consumer Non Mortgage
    1,765.70       17.99       22.00       388.45       -64.00       -56.47       331.98  
  16471110       8/1/2008       9/25/2008     Fund  
Consumer Non Mortgage
    4,735.26       9.99       22.00       1,041.76       -54.00       -70.96       970.80  
  21039107       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    812.84       17.99       22.00       178.82       -14.00       -5.69       173.14  
  21535641       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    5,466.52       13.99       22.00       1,202.63       -7.00       -14.87       1,187.76  
  21756296       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    725.56       7.50       22.00       159.62       -1.00       -0.15       159.47  
  21875479       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    5,767.88       7.99       22.00       1,268.93       -8.00       -10.24       1,258.69  
  17451678       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    8,935.50       8.99       22.00       1,965.81       -8.00       -17.85       1,947.96  
  17457380       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    4,096.71       13.99       22.00       901.28       -9.00       -14.33       886.95  
  21946084       8/1/2008       1/9/2009     Fund  
Consumer Non Mortgage
    4,647.67       7.99       22.00       1,022.49       -158.00       -162.98       859.51  
  17630246       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    2,920.96       13.99       22.00       642.61       -13.00       -14.76       627.85  
  22306843       8/1/2008       7/26/2008     Fund  
Consumer Non Mortgage
    5235.06       0.01       22.00       1,151.71       5.00       0.01       1,151.72  
  22334997       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    5,837.67       9.99       22.00       1,284.29       -23.00       -37.26       1,247.03  
  17993247       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    2,458.19       17.50       22.00       540.80       -8.00       -9.56       531.24  
  23408467       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    3,494.70       8.99       22.00       768.83       -18.00       -15.71       753.13  
  23409994       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    573.39       9.99       22.00       126.15       -18.00       -2.86       123.28  
  18289663       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    317.16       25.99       22.00       69.78       -8.00       -1.83       67.94  
  24669636       8/1/2008       6/10/2008     Fund  
Consumer Non Mortgage
    3494.13       13.99       22.00       768.71       0.00       0.00       768.71  
  24675737       8/1/2008       9/10/2008     Fund  
Consumer Non Mortgage
    4,812.25       9.99       22.00       1,058.70       -39.00       -52.08       1,006.61  
  24710863       8/1/2008       10/10/2008     Fund  
Consumer Non Mortgage
    4,104.91       7.99       22.00       903.08       -69.00       -62.86       840.22  
  25337438       8/1/2008       7/13/2008     Fund  
Consumer Non Mortgage
    360.6       19.01       22.00       79.33       18.00       3.43       82.76  
  25728532       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    1,746.19       17.50       22.00       384.16       -9.00       -7.64       376.52  
  19108561       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    5,004.62       9.99       22.00       1,101.02       -7.00       -9.72       1,091.29  
  19116613       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    3,230.59       13.99       22.00       710.73       -8.00       -10.04       700.69  
  19124162       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    2,802.07       13.99       22.00       616.46       -13.00       -14.16       602.30  
  19191375       8/1/2008       7/11/2008     Fund  
Consumer Non Mortgage
    5534.57       11.99       22.00       1,217.61       20.00       36.87       1,254.47  
  19203864       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    759.71       11.99       22.00       167.14       -9.00       -2.28       164.86  
  25983150       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    4,540.64       11.99       22.00       998.94       -16.00       -24.20       974.74  
  26009336       8/1/2008       11/17/2008     Fund  
Consumer Non Mortgage
    3,524.28       11.99       22.00       775.34       -106.00       -124.42       650.92  
  19600498       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    706.79       21.00       22.00       155.49       -16.00       -6.60       148.90  
  26610550       8/1/2008       1/22/2009     Fund  
Consumer Non Mortgage
    3,482.27       19.60       22.00       766.10       -171.00       -324.20       441.90  
  26717940       8/1/2008       11/20/2008     Fund  
Consumer Non Mortgage
    1,292.52       9.99       22.00       284.35       -109.00       -39.10       245.26  
  27090319       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    1,252.77       7.99       22.00       275.61       -10.00       -2.78       272.83  
  20873993       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    2,680.42       8.99       22.00       589.69       -14.00       -9.37       580.32  
  27720603       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    892.08       15.00       22.00       196.26       -11.00       -4.09       192.17  
  27736372       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    4,441.24       0.00       22.00       977.07       -20.00       0.00       977.07  
  21027304       8/1/2008       12/15/2008     Fund  
Consumer Non Mortgage
    1,448.74       11.99       22.00       318.72       -134.00       -64.66       254.07  
  27767664       8/1/2008       7/30/2008     Fund  
Consumer Non Mortgage
    3774.73       13.99       22.00       830.44       1.00       1.47       831.91  
  27969971       8/1/2008       12/24/2008     Fund  
Consumer Non Mortgage
    1,352.10       21.99       22.00       297.46       -143.00       -118.10       179.36  
  21708652       8/1/2008       9/9/2008     Fund  
Consumer Non Mortgage
    3,672.90       11.99       22.00       808.04       -38.00       -46.48       761.55  
  21871923       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    4,989.16       9.99       22.00       1,097.62       -8.00       -11.08       1,086.54  
  21873769       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    5,288.91       13.99       22.00       1,163.56       -20.00       -41.11       1,122.45  
  21937565       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    1,408.34       15.99       22.00       309.83       -8.00       -5.00       304.83  
  21944567       8/1/2008       10/9/2008     Fund  
Consumer Non Mortgage
    5,352.14       13.99       22.00       1,177.47       -68.00       -141.43       1,036.04  
  21959379       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    5,802.57       7.99       22.00       1,276.57       -8.00       -10.30       1,266.26  
  22425309       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    2,027.83       15.99       22.00       446.12       -10.00       -9.01       437.12  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  30040494       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    3,335.34       13.99       22.00       733.77       -25.00       -32.40       701.37  
  30728128       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    7,231.63       9.99       22.00       1,590.96       -21.00       -42.14       1,548.82  
  23377481       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    4,422.54       9.99       22.00       972.96       -18.00       -22.09       950.87  
  23390676       8/1/2008       9/19/2008     Fund  
Consumer Non Mortgage
    1,645.43       15.99       22.00       361.99       -48.00       -35.08       326.91  
  31128516       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    3,285.36       13.99       22.00       722.78       -11.00       -14.04       708.74  
  32172311       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
  825.61       15.99       22.00       181.63       -17.00       -6.23       175.40  
  32181159       8/1/2008       9/18/2008     Fund  
Consumer Non Mortgage
    4,060.39       11.99       22.00       893.29       -47.00       -63.56       829.73  
  32184502       8/1/2008       9/1/2008     Fund  
Consumer Non Mortgage
    4,435.05       11.99       22.00       975.71       -30.00       -44.31       931.40  
  24453858       8/1/2008       9/10/2008     Fund  
Consumer Non Mortgage
    1,765.13       13.99       22.00       388.33       -39.00       -26.75       361.58  
  32379522       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    7,784.13       7.99       22.00       1,712.51       -29.00       -50.10       1,662.41  
  24665963       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    4,840.08       9.99       22.00       1,064.82       -9.00       -12.09       1,052.73  
  24706278       8/1/2008       9/10/2008     Fund  
Consumer Non Mortgage
    5,430.45       7.99       22.00       1,194.70       -39.00       -47.01       1,147.69  
  33446865       8/1/2008       8/10/2008     Fund  
Consumer Non Mortgage
    1,414.40       17.50       22.00       311.17       -9.00       -6.19       304.98  
  33578195       8/1/2008       9/21/2008     Fund  
Consumer Non Mortgage
    4,217.81       11.99       22.00       927.92       -50.00       -70.24       857.68  
  33600653       8/1/2008       10/31/2008     Fund  
Consumer Non Mortgage
    2,218.08       13.99       22.00       487.98       -89.00       -76.72       411.26  
  33604586       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    4,506.58       11.99       22.00       991.45       -20.00       -30.02       961.43  
  33793049       8/1/2008       8/13/2008     Fund  
Consumer Non Mortgage
    4,000.91       16.99       22.00       880.20       -12.00       -22.66       857.54  
  34159010       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    574.47       22.50       22.00       126.38       -15.00       -5.39       121.00  
  25982874       8/1/2008       9/17/2008     Fund  
Consumer Non Mortgage
    2,890.49       15.99       22.00       635.91       -46.00       -59.06       576.85  
  25989045       8/1/2008       7/17/2008     Fund  
Consumer Non Mortgage
    4598.66       11.99       22.00       1,011.71       14.00       21.44       1,033.15  
  26018595       8/1/2008       11/17/2009     Fund  
Consumer Non Mortgage
    38.94       13.99       22.00       8.57       -466.00       -7.05       1.52  
  26087602       8/1/2008       2/17/2009     Fund  
Consumer Non Mortgage
    3,084.05       11.99       22.00       678.49       -196.00       -201.32       477.17  
  35155863       8/1/2008       6/3/2008     Fund  
Consumer Non Mortgage
    477.96       17.65       22.00       105.15       0.00       0.00       105.15  
  26751116       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    3,423.50       11.99       22.00       753.17       -10.00       -11.40       741.77  
  26772985       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    4,108.48       13.99       22.00       903.87       -10.00       -15.97       887.90  
  35707219       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    4,518.76       11.99       22.00       994.13       -2100       -31.60       962.52  
  35740951       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    6,782.41       11.99       22.00       1,492.13       -2100       -47.44       1,444.69  
  26779134       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    1,946.74       13.99       22.00       428.28       -11.00       -8.32       419.96  
  27155879       8/1/2008       8/11/2009     Fund  
Consumer Non Mortgage
    2,423.67       9.99       22.00       533.21       -370.00       -248.85       284.36  
  36811386       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    5,779.82       9.99       22.00       1,271.56       -16.00       -25.66       1,245,90  
  36859954       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    6,562.29       11.99       22.00       1,443.70       -22.00       -48.08       1,395.62  
  36881021       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    4,495.65       11.99       22.00       989.04       -22.00       -32.94       956.10  
  37838736       8/1/2008       7/18/2008     Fund  
Consumer Non Mortgage
    5984.95       9.99       22.00       1,316.69       13.00       21.59       1,338.28  
  38252217       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    4,505.08       11.99       22.00       991.12       -23.00       -34.51       956.61  
  38736800       8/1/2008       11/19/2009     Fund  
Consumer Non Mortgage
    3,970.17       24.00       22.00       873.44       -468.00       -1,238.69       -365.26  
  39365085       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    2,410.43       11.99       22.00       530.29       -19.00       -15.25       515.04  
  30029718       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    5,000.61       9.99       22.00       1,100.13       -11.00       -15.26       1,084.87  
  30045683       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    5,795.00       7.99       22.00       1,274.90       -11.00       -14.15       1,260.75  
  30104848       8/1/2008       7/22/2009     Fund  
Consumer Non Mortgage
    4,148.14       7.99       22.00       912.59       -351.00       -323.15       589.44  
  30125809       8/1/2008       6/12/2008     Fund  
Consumer Non Mortgage
    5274.74       9.99       22.00       1,160.44       0.00       0.00       1,160.44  
  30150271       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    5,802.63       7.99       22.00       1,276.58       -11.00       -14.17       1,262.41  
  39936442       8/1/2008       7/16/2010     Fund  
Consumer Non Mortgage
    66.74       9.99       22.00       14.68       -705.00       -13.06       1.63  
  31177563       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    3,287.37       13.99       22.00       723.22       -15.00       -19.16       704.06  
  31733913       8/1/2008       10/31/2008     Fund  
Consumer Non Mortgage
    3,452.56       8.99       22.00       759.56       -89.00       -76.73       682.83  
  32007419       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    6,379.98       13.99       22.00       1,403.60       -6.00       -14.88       1,388.72  
  32176789       8/1/2008       6/18/2008     Fund  
Consumer Non Mortgage
    1753.24       15.99       22.00       385.71       0.00       0.00       385.71  
  42079388       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    2,386.96       19.55       22.00       525.13       -6.00       -7.78       517.35  
  42509235       8/1/2008       9/24/2008     Fund  
Consumer Non Mortgage
    777.48       17.65       22.00       171.05       -53.00       -20.20       150.84  
  42605576       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    847.08       21.00       22.00       186.36       27.00       13.34       199.70  
  33036684       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    3781.43       13.99       22.00       831.91       1.00       1.47       833.38  
  43453960       8/1/2008       11/15/2008     Fund  
Consumer Non Mortgage
    97.17       20.83       22.00       21.38       -104.00       -5.85       15.53  
  34624353       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    5,756.95       9.99       22.00       1,266.53       -15.00       -23.96       1,242.57  
  44393226       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    622.36       17.99       22.00       136.92       -8.00       -2.49       134.43  
  44784897       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    111.52       6.00       22.00       24.53       -8.00       -0.15       24.39  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  44851294       8/1/2008       8/8/2008     Fund  
Consumer Non Mortgage
    222.10       18.25       22.00       48.86       -7.00       -0.79       48.07  
  35710333       8/1/2008       8/19/2009     Fund  
Consumer Non Mortgage
    1,815.97       11.99       22.00       399.61       -378.00       -228.62       170.89  
  35725794       8/1/2008       8/22/2008     Fund  
Consumer Non Mortgage
    4,472.68       11.99       22.00       983.99       -21.00       -31.28       952.71  
  45556445       8/1/2008       6/18/2009     Fund  
Consumer Non Mortgage
    34.96       7.99       22.00       7.69       -317.00       -2.46       5.23  
  45875111       8/1/2008       6/24/2008     Fund  
Consumer Non Mortgage
    7494.6       11.99       22.00       1,648.81       0.00       0.00       1,648.81  
  45881472       8/1/2008       7/24/2008     Fund  
Consumer Non Mortgage
    226.05       15.99       22.00       49.73       7.00       0.70       50.43  
  36811989       8/1/2008       8/17/2008     Fund  
Consumer Non Mortgage
    5,748.21       9.99       22.00       1,264.61       -16.00       -25.52       1,239.08  
  47765078       8/1/2008       12/29/2008     Fund  
Consumer Non Mortgage
    3,666.08       11.99       22.00       806.54       -148.00       -180.71       625.83  
  48145668       8/1/2008       10/27/2008     Fund  
Consumer Non Mortgage
    1,503.79       13.99       22.00       330.83       -86.00       -50.26       280.58  
  38213272       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    4,529.25       11.99       22.00       996.44       -23.00       -34.70       961.74  
  38255114       8/1/2008       1/24/2009     Fund  
Consumer Non Mortgage
    98.28       13.99       22.00       21.62       -173.00       -6.61       15.01  
  49169164       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    3,008.82       20.99       22.00       661.94       -17.00       -29.82       632.12  
  38675499       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    7,563.38       11.99       22.00       1,663.94       -24.00       -60.46       1,603.49  
  38796189       8/1/2008       7/11/2008     Fund  
Consumer Non Mortgage
    136.01       27.99       22.00       29.92       20.00       2.11       32.04  
  39916257       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    5,002.50       9.99       22.00       1,100.55       -15.00       -20.82       1,079.73  
  41762663       8/1/2008       7/23/2008     Fund  
Consumer Non Mortgage
    2067.97       14.99       22.00       454.95       8.00       6.89       461.84  
  55458483       8/1/2008       11/30/2009     Fund  
Consumer Non Mortgage
    1,683.13       11.99       22.00       370.29       -479.00       -268.52       101.77  
  56411414       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    5,738.72       9.99       22.00       1,262.52       -29.00       -46.18       1,216.34  
  56828380       8/1/2008       9/5/2008     Fund  
Consumer Non Mortgage
    4,261.30       9.99       22.00       937.49       -34.00       -40.21       897.28  
  56924983       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    5,329.61       9.99       22.00       1,172.51       -27.00       -39.93       1,132.58  
  57054991       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    6648.61       11.99       22.00       1,462.69       1.00       2.21       1,464.91  
  57279139       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    4566.68       11.99       22.00       1,004.67       1.00       1.52       1,006.19  
  57322384       8/1/2008       3/1/2009     Fund  
Consumer Non Mortgage
    2,541.54       11.99       22.00       559.14       -210.00       -177.76       381.38  
  57915671       8/1/2008       9/8/2008     Fund  
Consumer Non Mortgage
    15.80       20.99       22.00       3.48       -37.00       -0.34       3.14  
  44313239       8/1/2008       7/8/2008     Fund  
Consumer Non Mortgage
    2018.25       15.00       22.00       444.02       23.00       19.34       463.36  
  44748372       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    3,019.09       16.99       22.00       664.20       -20.00       -28.50       635.70  
  44903139       8/1/2008       12/19/2008     Fund  
Consumer Non Mortgage
    3,760.03       9.99       22.00       831.61       -138.00       -144.76       686.85  
  45382511       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    945.27       15.99       22.00       207.96       -27.00       -11.34       196.62  
  60316660       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    5197.12       9.99       22.00       1,143.37       1.00       1.44       1,144.81  
  60538140       8/1/2008       9/25/2008     Fund  
Consumer Non Mortgage
    4,700.19       9.99       22.00       1,034.04       -54.00       -70.43       963.61  
  60547433       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    5,655.87       7.99       22.00       1,244.29       -24.00       -30.13       1,214.16  
  60554969       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    4,925.61       7.99       22.00       1,083.63       -24.00       -26.24       1,057.40  
  60600032       8/1/2008       11/1/2008     Fund  
Consumer Non Mortgage
    1,828.56       13.99       22.00       402.28       -90.00       -63.95       338.33  
  48108473       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    1,957.90       13.99       22.00       430.74       .23.00       -17.50       413.24  
  61187670       8/1/2008       8/1/2008     Fund  
Consumer Non Mortgage
    2821.8       13.99       22.00       620.80       0.00       0.00       620.80  
  46654273       8/1/2008       10/25/2008     Fund  
Consumer Non Mortgage
    3,032.81       9.99       22.00       667.22       -84.00       -70.69       596.52  
  47109674       8/1/2008       6/8/2008     Fund  
Consumer Non Mortgage
    3294.66       15.00       22.00       724.83       0.00       0.00       724.33  
  47603289       8/1/2008       7/25/2008     Fund  
Consumer Non Mortgage
    4721.46       11.99       22.00       1,038.72       6.00       9.44       1,048.16  
  47606563       8/1/2008       7/25/2008     Fund  
Consumer Non Mortgage
  805.94       13.99       22.00       177.31       6.00       1.88       179.19  
  62264981       8/1/2008       1/19/2009     Fund  
Consumer Non Mortgage
    424.35       18.60       22.00       93.36       -168.00       -36.83       56.52  
  62393643       8/1/2008       9/26/2008     Fund  
Consumer Non Mortgage
    5,355.18       7.99       22.00       1,178.14       -55.00       -65.37       1,112.77  
  63183925       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    6,249.10       11.99       22.00       1,374.80       -1.00       -2.08       1,372.72  
  63720160       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    5,666.58       7.99       22.00       1,246.65       -26.00       -32.70       1,213.95  
  63744596       8/1/2008       12/27/2008     Fund  
Consumer Non Mortgage
    2,101.88       13.99       22.00       462.41       -146.00       -119.25       343.16  
  63947544       8/1/2008       6/20/2008     Fund  
Consumer Non Mortgage
    120.36       21.99       22.00       26.48       0.00       0.00       26.48  
  64246480       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    108.25       20.49       22.00       23.82       -18.00       -1.11       22.71  
  64676164       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    89.84       18.25       22.00       19.76       -19.00       -0.87       18.90  
  64882806       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    108.48       17.65       22.00       23.87       -17.00       -0.90       22.96  
  64900245       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    65.31       18.25       22.00       14.37       -18.00       -0.60       13.77  
  65166494       8/1/2008       9/28/2008     Fund  
Consumer Non Mortgage
    2,694.57       13.99       22.00       592.81       -57.00       -59.69       533.12  
  65351130       8/1/2008       1/2/2009     Fund  
Consumer Non Mortgage
    5,031.08       7.99       22.00       1,106.84       -151.00       -168.61       938.23  
  65794917       8/1/2008       10/28/2008     Fund  
Consumer Non Mortgage
    4,189.95       7.99       22.00       921.79       -87.00       -80.90       840.88  
  49399423       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    6,033.21       6.00       22.00       1,327.31       -18.00       -18.10       1,309.21  
  66380736       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    24.05       18.99       22.00       5.29       -25.00       -0.32       4.97  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  66816317       8/1/2008       7/9/2008     Fund  
Consumer Non Mortgage
    2127.6       19.56       22.00       468.07       22.00       25.43       493.50  
  67297158       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    5,460.13       7.99       22.00       1,201.23       -28.00       -33.93       1,167.30  
  67310220       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    1,462.21       15.99       22.00       321.69       -28.00       -18.19       303.50  
  67379791       8/1/2008       7/29/2008     Fund  
Consumer Non Mortgage
    1491.21       15.99       22.00       328.07       2.00       1.32       329.39  
  67578032       8/1/2008       8/1/2008     Fund  
Consumer Non Mortgage
    497       17.50       22.00       109.34       0.00       0.00       109.34  
  67791630       8/1/2008       12/2/2008     Fund  
Consumer Non Mortgage
    1,678.79       7.75       22.00       369.33       -121.00       -43.73       325.60  
  50681624       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    1,698.58       20.99       22.00       373.69       -2.00       -1.98       371.71  
  50785047       8/1/2008       9/20/2008     Fund  
Consumer Non Mortgage
    3,145.18       13.99       22.00       691.94       -49.00       -59.89       632.05  
  51554701       8/1/2008       7/13/2008     Fund  
Consumer Non Mortgage
    185.92       17.65       22.00       40.90       18.00       1.64       42.54  
  69354961       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    2,289.84       19.56       22.00       503.76       -24.00       -29.86       473.91  
  70454240       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    5,953.34       9.99       22.00       1,309.73       -8.00       -13.22       1,296.52  
  71168525       8/1/2008       3/12/2009     Fund  
Consumer Non Mortgage
    16.51       13.99       22.00       3.63       -221.00       -1.42       2.21  
  71312582       8/1/2008       9/3/2008     Fund  
Consumer Non Mortgage
    778.98       15.99       22.00       171.38       -32.00       -11.07       160.30  
  53958035       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    4,872.74       9.99       22.00       1,072.00       -20.00       -27.04       1,044.96  
  55435120       8/1/2008       8/21/2008     Fund  
Consumer Non Mortgage
    3,830.92       12.99       22.00       842.80       -20.00       -27.65       815.16  
  55436624       8/1/2008       11/30/2009     Fund  
Consumer Non Mortgage
    736.81       11.99       22.00       162.10       -479.00       -117.55       44.55  
  74236936       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    664.96       17.50       22.00       146.29       -31.00       -10.02       136.27  
  74601210       8/1/2008       7/28/2008     Fund  
Consumer Non Mortgage
    1535.98       19.58       22.00       337.92       3.00       2.51       340.42  
  74609782       8/1/2008       10/6/2008     Fund  
Consumer Non Mortgage
    1,047.28       0.01       22.00       230.40       -65.00       -0.02       230.38  
  74771765       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    1,993.13       21.00       22.00       438.49       -6.00       -6.98       431.51  
  56397817       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    5,531.18       7.99       22.00       1,216.86       -29.00       -35.60       1,181.26  
  56432716       8/1/2008       7/29/2008     Fund  
Consumer Non Mortgage
    2928.94       20.99       22.00       644.37       2.00       3.42       647.78  
  56847367       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    5,208.23       8.99       22.00       1,145.81       -4.00       -5.20       1,140.61  
  56961966       8/1/2008       1/22/2009     Fund  
Consumer Non Mortgage
    4,287.16       7.99       22.00       943.18       -171.00       -162.71       780.47  
  76066862       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    2,082.97       17.50       22.00       458.25       -27.00       -27.34       430.91  
  57335556       8/1/2008       7/31/2008     Fund  
Consumer Non Mortgage
    4597.44       11.99       22.00       1,011.44       1.00       1.53       1,012.97  
  76237888       8/1/2008       6/26/2008     Fund  
Consumer Non Mortgage
    779.97       18.25       22.00       171.59       0.00       0.00       171.59  
  76326557       8/1/2008       7/4/2008     Fund  
Consumer Non Mortgage
    222.08       21.99       22.00       48.86       27.00       3.66       52.52  
  76397660       8/1/2008       6/5/2008     Fund  
Consumer Non Mortgage
    2856.9       17.50       22.00       628.52       0.00       0.00       628.52  
  58008935       8/1/2008       9/12/2008     Fund  
Consumer Non Mortgage
    398.68       8.00       22.00       87.71       -41.00       -3.63       84.08  
  76734436       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    127.99       18.25       22.00       28.16       -25.00       -1.62       26.54  
  77932197       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    2,625.36       13.99       22.00       577.58       -6.00       -6.12       571.46  
  77940762       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    4,544.63       11.99       22.00       999.82       -6.00       -9.08       990.74  
  78767412       8/1/2008       8/6/2008     Fund  
Consumer Non Mortgage
    5,560.35       11.99       22.00       1,223.28       -5.00       -9.26       1,214.02  
  79777256       8/1/2008       1/28/2009     Fund  
Consumer Non Mortgage
    12.37       18.25       22.00       2.72       -177.00       -1.11       1.61  
  80245396       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    3,525.42       7.99       22.00       775.59       -8.00       -6.26       769.33  
  60365866       8/1/2008       9/25/2008     Fund  
Consumer Non Mortgage
    4,648.22       9.99       22.00       1,022.61       -54.00       -69.65       952.95  
  60384887       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    3,795.53       10.00       22.00       835.02       -24.00       -25.30       809.71  
  60598658       8/1/2008       9/1/2008     Fund  
Consumer Non Mortgage
    1,191.63       17.99       22.00       262.16       -30.00       -17.86       244.29  
  60600087       8/1/2008       9/1/2008     Fund  
Consumer Non Mortgage
    669.99       17.99       22.00       147.40       -30.00       -10.04       137.35  
  60607146       8/1/2008       9/1/2008     Fund  
Consumer Non Mortgage
    4,381.70       11.99       22.00       963.97       -30.00       -43.78       920.19  
  60607523       8/1/2008       8/1/2008     Fund  
Consumer Non Mortgage
    853.83       17.99       22.00       187.84       0.00       0.00       187.84  
  82132163       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    974.25       20.49       22.00       214.34       -15.00       -8.32       206.02  
  82871476       8/1/2008       8/14/2008     Fund  
Consumer Non Mortgage
    974.25       20.49       22.00       214.34       -13.00       -7.21       207.13  
  61162230       8/1/2008       9/3/2008     Fund  
Consumer Non Mortgage
    4,408.54       7.99       22.00       969.88       -32.00       -31.31       938.57  
  83797570       8/1/2008       7/15/2008     Fund  
Consumer Non Mortgage
    1087.1       20.49       22.00       239.16       16.00       9.90       249.06  
  84073858       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    892.05       18.25       22.00       196.25       -14.00       -6.33       189.92  
  84166051       8/1/2008       8/2/2008     Fund  
Consumer Non Mortgage
    736.85       18.25       22.00       162.11       -1.00       -0.37       161.73  
  84173257       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    605.27       18.25       22.00       133.16       -31.00       -9.51       123.65  
  84545976       8/1/2008       7/3/2008     Fund  
Consumer Non Mortgage
    8854.27       7.99       22.00       1,947.94       28.00       55.02       2,002.96  
  84593087       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    974.25       20.49       22.00       214.34       -15.00       -8.32       206.02  
  84602840       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    880.95       18.25       22.00       193.81     -15.00       -6.70       187.11  
  84700492       8/1/2008       7/2/2008     Fund  
Consumer Non Mortgage
    1811.41       17.50       22.00       398.51       29.00       25.54       424.05  
  62398216       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    4,791.35       9.99       22.00       1,054.10       -25.00       -33.24       1,020.86  

 


 

     
                                                                                         
                Paid Thru   Funding       Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
  84823634       8/1/2008       8/16/2008     Fund  
Consumer Non Mortgage
    389.48       18.25       22.00       85.69       -15.00       -2.96       82.72  
  84850956       8/1/2008       11/17/2008     Fund  
Consumer Non Mortgage
    68.53       20.92       22.00       15.08       -106.00       -4.22       10.86  
  85169337       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    457.65       18.25       22.00       100.68       -17.00       -3.94       96.74  
  85676125       8/1/2008       8/5/2008     Fund  
Consumer Non Mortgage
    2,322.59       17.50       22.00       510.97       -4.00       -4.52       506.45  
  86486033       8/1/2008       9/8/2008     Fund  
Consumer Non Mortgage
    3,900.40       9.99       22.00       858.09       -37.00       -40.05       818.04  
  86790501       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    1,822.93       22.50       22.00       401.04       -11.00       -12.53       388.51  
  63137432       8/1/2008       7/7/2008     Fund  
Consumer Non Mortgage
    2139.57       7.99       22.00       470.71       24.00       11.40       482.10  
  63264289       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    1,218.73       18.82       22.00       268.12       -31.00       -19.75       248.37  
  86929231       8/1/2008       11/20/2008     Fund  
Consumer Non Mortgage
    1,583.61       19.58       22.00       348.39       -109.00       -93.88       254.51  
  87054961       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    6,380.46       9.99       22.00       1,403.70       -8.00       -14.16       1,389.54  
  87056262       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    4,378.88       11.99       22.00       963.35       -8.00       -11.67       951.69  
  63494366       8/1/2008       8/7/2008     Fund  
Consumer Non Mortgage
    7,988.51       7.99       22.00       1,757.47       -6.00       -10.64       1,746.83  
  87172583       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    2,186.57       19.57       22.00       481.05       -8.00       -9.51       471.54  
  63705130       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    5,387.95       7.99       22.00       1,185.35       -26.00       -31.09       1,154.26  
  63710227       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    4,882.69       9.99       22.00       1,074.19       -26.00       -35.23       1,038.96  
  63720934       8/1/2008       12/27/2008     Fund  
Consumer Non Mortgage
    4,549.51       7.99       22.00       1,000.89       -146.00       -147.42       853.47  
  63757040       8/1/2008       10/28/2008     Fund  
Consumer Non Mortgage
    4,333.79       9.99       22.00       953.43       -87.00       -104.63       848.81  
  87427567       8/1/2008       8/20/2008     Fund  
Consumer Non Mortgage
    830.96       6.00       22.00       182.81       -19.00       -2.63       180.18  
  87594216       8/1/2008       8/11/2008     Fund  
Consumer Non Mortgage
    7,140.54       9.99       22.00       1,570.92       -10.00       -19.81       1,551.10  
  63862549       8/1/2008       8/31/2008     Fund  
Consumer Non Mortgage
    3,407.01       13.99       22.00       749.54       -29.00       -38.40       711.15  
  63863176       8/1/2008       8/27/2008     Fund  
Consumer Non Mortgage
    5,533.15       7.99       22.00       1,217.29       -26.00       -31.93       1,185.36  
  63882814       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    5832.2       7.99       22.00       1,283.08       4.00       5.18       1,288.26  
  87769622       8/1/2008       7/27/2008     Fund  
Consumer Non Mortgage
    354.78       20.49       22.00       78.05       4.00       0.81       78.86  
  64280475       8/1/2008       6/20/2008     Fund  
Consumer Non Mortgage
    318.26       20.49       22.00       70.02       0.00       0.00       70.02  
  88613788       8/1/2008       8/12/2008     Fund  
Consumer Non Mortgage
    2,197.19       9.99       22.00       483.38       -11.00       -6.71       476.67  
  64858630       8/1/2008       7/22/2008     Fund  
Consumer Non Mortgage
    3852.49       16.40       22.00       847.55       9.00       15.80       863.34  
  64866327       8/1/2008       6/18/2008     Fund  
Consumer Non Mortgage
    354.72       17.65       22.00       78.04       0.00       0.00       78.04  
  89714935       8/1/2008       8/15/2008     Fund  
Consumer Non Mortgage
    4,878.01       7.99       22.00       1,073.16       -14.00       -15.16       1,058.01  
  90044266       8/1/2008       7/18/2008     Fund  
Consumer Non Mortgage
    1270.89       18.25       22.00       279.60       13.00       8.38       287.97  
  65235058       8/1/2008       9/28/2008     Fund  
Consumer Non Mortgage
    2,701.86       13.99       22.00       594.41       -57.00       -59.85       534.56  
  90493061       8/1/2008       8/23/2008     Fund  
Consumer Non Mortgage
    865.49       18.25       22.00       190.41       -22.00       -9.65       180.76  
  90841979       8/1/2008       8/18/2008     Fund  
Consumer Non Mortgage
    2,219.39       9.99       22.00       488.27       -17.00       -10.47       477.80  
  65750476       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    4,863.10       9.99       22.00       1,069.88       -27.00       -36.44       1,033.45  
  65791974       8/1/2008       8/28/2008     Fund  
Consumer Non Mortgage
    3,141.08       13.99       22.00       691.04       -27.00       -32.96       658.08  
  65934130       8/1/2008       7/14/2008     Fund  
Consumer Non Mortgage
    305.29       18.25       22.00       67.16       17.00       2.63       69.79  
  92111249       8/1/2008       10/7/2008     Fund  
Consumer Non Mortgage
    689.84       15.00       22.00       151.76       -66.00       -18.97       132.79  
  92174552       8/1/2008       8/3/2008     Fund  
Consumer Non Mortgage
    500.00       17.65       22.00       110.00       -2.00       -0.49       109.51  
  93475202       8/1/2008       8/9/2008     Fund  
Consumer Non Mortgage
    497.48       18.25       22.00       109.45       -8.00       -2.02       107.43  
  93606463       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    2,955.76       9.99       22.00       650.27       -23.00       -18.87       631.40  
  93610182       8/1/2008       8/24/2008     Fund  
Consumer Non Mortgage
    612.78       9.99       22.00       134.81       -23.00       -3.91       130.90  
  94055740       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    5,122.00       11.99       22.00       1,126.84       -24.00       -40.94       1,085.90  
  94062354       8/1/2008       8/25/2008     Fund  
Consumer Non Mortgage
    7,032.72       9.99       22.00       1,547.20       -24.00       -46.84       1,500.36  
  66910561       8/1/2008       3/8/2010     Fund  
Consumer Non Mortgage
    1,583.88       8.99       22.00       348.45       -577.00       -228.22       120.23  
  94325594       8/1/2008       9/9/2008     Fund  
Consumer Non Mortgage
    443.00       17.65       22.00       97.46       -38.00       -8.25       89.21  
  94603105       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    7,098.79       9.99       22.00       1,561.73       -25.00       -49.25       1,512.49  
  94606228       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    7,115.55       9.99       22.00       1,565.42       -25.00       -49.36       1,516.06  
  94606810       8/1/2008       8/26/2008     Fund  
Consumer Non Mortgage
    7,121.32       9.99       22.00       1,566.69       -25.00       -49.40       1,517.29  
  94630837       8/1/2008       6/14/2008     Fund  
Consumer Non Mortgage
    757.75       20.49       22.00       166.71       0.00       0.00       166.71  
  67270703       8/1/2008       11/29/2008     Fund  
Consumer Non Mortgage
    4,139.30       9.99       22.00       910.65       -118.00       -135.54       775.10  
  67285845       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    4,871.09       9.99       22.00       1,071.64       -28.00       -37.85       1,033.79  
  67319660       8/1/2008       10/29/2009     Fund  
Consumer Non Mortgage
    123.98       9.99       22.00       27.28       -448.00       -15.41       11.86  
  67368354       8/1/2008       8/29/2008     Fund  
Consumer Non Mortgage
    3,144.17       13.99       22.00       691.72       -28.00       -34.21       657.51  
  97125123       8/1/2008       8/19/2008     Fund  
Consumer Non Mortgage
    3,214.00       16.74       22.00       707.08       -18.00       -26.90       680.18  
  99680575       8/1/2008       9/2/2008     Fund  
Consumer Non Mortgage
    8,570.18       8.99       22.00       1,885.44       -31.00       -66.35       1,819.09  

 


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
99682822
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     7,315.13       9.99       22.00       1,609.33       -1.00       -2.03       1,607.30  
900016441
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     4,344.42       13.99       22.00       955.77       -21.00       -35.45       920.32  
900020539
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     4,328.30       13.99       22.00       952.23       -24.00       -40.37       911.86  
900021377
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     5807.46       11.99       22.00       1,277.64       6.00       11.61       1,289.25  
900022075
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     5,736.13       11.99       22.00       1,261.95       -3.00       -5.73       1,256.22  
900024697
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     2,578.45       11.99       22.00       567.26       -27.00       -23.19       544.07  
900024704
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     7,712.82       9.99       22.00       1,696.82       -6.00       -12.84       1,683.98  
900024724
    8/1/2008       9/21/2008     Fund   Consumer Non Mortgage     5,415.10       11.99       22.00       1,191.32       -50.00       -90.18       1,101.15  
900024748
    8/1/2008       9/18/2009     Fund   Consumer Non Mortgage     150.63       9.99       22.00       33.14       -407.00       -17.01       16.13  
900024956
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     4,465.43       9.99       22.00       982.39       -21.00       -26.02       956.37  
900025000
    8/1/2008       1/28/2011     Fund   Consumer Non Mortgage     1,033.91       8.99       22.00       227.46       -897.00       -231.60       -4.14  
900026194
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     3966.59       17.50       22.00       872.65       1.00       1.93       874.58  
900026583
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     2,321.88       13.99       22.00       510.81       -17.00       -15.34       495.47  
900028354
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     3,219.02       9.99       22.00       708.18       -6.00       -5.36       702.82  
900028373
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     2,818.21       12.99       22.00       620.01       -8.00       -8.14       611.87  
900030365
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     2932.98       15.99       22.00       645.26       1.00       1.30       646.56  
900030894
    8/1/2008       11/21/2008     Fund   Consumer Non Mortgage     7,069.60       9.99       22.00       1,555.31       -110.00       -215.80       1,339.51  
900030971
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     7,699.43       9.99       22.00       1,693.87       -21.00       -44.87       1,649.01  
900031752
    8/1/2008       9/22/2008     Fund   Consumer Non Mortgage     4,257.80       9.99       22.00       936.72       -51.00       -60.26       876.46  
900034744
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     1063.94       15.99       22.00       234.07       2.00       0.95       235.01  
900036151
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     1,699.94       17.50       22.00       373.99       -13.00       -10.74       363.24  
900039519
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     4,250.49       20.10       22.00       935.11       -14.00       -33.22       901.88  
900040687
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,301.51       23.99       22.00       286.33       -14.00       -12.14       274.19  
71581013
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     2,810.31       13.99       22.00       618.27       -5.00       -5.46       612.81  
71594422
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     956.02       15.99       22.00       210.32       -5.00       -2.12       208.20  
900046848
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     1,230.89       21.00       22.00       270.80       -6.00       -4.31       266.49  
72117939
    8/1/2008       11/2/2008     Fund   Consumer Non Mortgage     5,221.05       7.99       22.00       1,148.63       -91.00       -105.45       1,043.18  
900048630
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     4,453.04       9.99       22.00       979.67       -29.00       -35.84       943.83  
900050160
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     2335.46       16.00       22.00       513.80       2.00       2.08       515.88  
72396712
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     5,790.89       7.99       22.00       1,274.00       -29.00       -37.27       1,236.72  
900051496
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     1177.39       18.25       22.00       259.03       1.00       0.60       259.62  
900053354
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     1,085.87       18.25       22.00       238.89       -29.00       -15.96       222.93  
900053758
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     1,188.84       20.99       22.00       261.54       -31.00       -21.49       240.06  
72969390
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     938.25       16.99       22.00       206.42       -2.00       -0.89       205.53  
72985254
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     618.09       18.25       22.00       135.98       -21.00       -6.58       129.40  
73105138
    8/1/2008       12/25/2008     Fund   Consumer Non Mortgage     156.63       18.25       22.00       34.46       -144.00       -11.43       23.02  
900056269
    8/1/2008       7/6/2008     Fund   Consumer Non Mortgage     1322.64       18.25       22.00       290.98       25.00       16.76       307.74  
900057571
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     2524.34       22.99       22.00       555.35       10.00       16.12       571.48  
900057753
    8/1/2008       6/7/2008     Fund   Consumer Non Mortgage     1395.89       18.25       22.00       307.10       0.00       0.00       307.10  
900058207
    8/1/2008       9/8/2008     Fund   Consumer Non Mortgage     1,085.52       18.25       22.00       238.81       -37.00       -20.36       218.45  
900058435
    8/1/2008     8/9/2008     Fund   Consumer Non Mortgage     1,098.96       18.25       22.00       241.77       -8.00       -4.46       237.31  
900060855
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     1371.12       18.25       22.00       301.65       0.00       0.00       301.65  
900060875
    8/1/2008     8/9/2008     Fund   Consumer Non Mortgage     1,298.88       17.65       22.00       285.75       -8.00       -5.09       280.66  
900061016
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     227.47       16.77       22.00       50.04       0.00       0.00       50.04  
900062849
    8/1/2008       9/12/2008     Fund   Consumer Non Mortgage     1,023.88       18.25       22.00       225.25       -41.00       -21.28       203.97  
900063054
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     1383.41       17.65       22.00       304.35       18.00       12.21       316.56  
900063820
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     1,565.94       17.99       22.00       344.51       -15.00       -11.74       332.77  
900064231
    8/1/2008       6/15/2008     Fund   Consumer Non Mortgage     117.96       16.77       22.00       25.95       0.00       0.00       25.95  
900068004
    8/1/2008       3/20/2009     Fund   Consumer Non Mortgage     39.31       18.25       22.00       8.65       -229.00       -4.56       4.08  
900071512
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     1,296.38       20.28       22.00       285.20       -26.00       -18.99       266.22  
900071650
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     1614.94       17.65       22.00       355.29       15.00       11.88       367.16  
900073231
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     1412.66       20.28       22.00       310.79       3.00       2.39       313.17  
900076946
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     593.68       15.35       22.00       130.61       27.00       6.83       137.44  
900081377
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     4,277.38       17.49       22.00       941.02       -23.00       -47.80       893.22  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
76592762
    8/1/2008       9/3/2008     Fund   Consumer Non Mortgage     452.53       0.00       22.00       99.56       -32.00       0.00       99.56  
76757175
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     137.34       20.49       22.00       30.21       6.00       0.47       30.68  
76757482
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     116.50       20.49       22.00       25.63       -25.00       -1.66       23.97  
900087031
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     2,472.48       19.25       22.00       543.95       -22.00       -29.09       514.86  
900090729
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     1,219.11       18.25       22.00       268.20       -22.00       -13.60       254.61  
900091170
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     1,406.08       17.65       22.00       309.34       -23.00       -15.86       293.48  
77930794
    8/1/2008       7/7/2008     Fund   Consumer Non Mortgage     1705.28       15.00       22.00       375.16       24.00       17.05       392.21  
900092042
    8/1/2008       7/24/2008     Fund   Consumer Non Mortgage     1569.86       18.25       22.00       345.37       7.00       5.57       350.94  
900092406
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     1,252.96       18.25       22.00       275.65       -25.00       -15.88       259.77  
78140212
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     111.04       21.99       22.00       24.43       -25.00       -1.70       22.73  
78185346
    8/1/2008       6/26/2008     Fund   Consumer Non Mortgage     338.67       21.99       22.00       74.51       0.00       0.00       74.51  
900093447
    8/1/2008       7/27/2008     Fund   Consumer Non Mortgage     1352.38       18.25       22.00       297.52       4.00       2.74       300.27  
900094115
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     2,842.17       15.00       22.00       625.28       -8.00       -9.47       615.80  
900094271
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     1281.78       18.25       22.00       281.99       1.00       0.65       282.64  
900094677
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     2,539.01       15.99       22.00       558.58       -7.00       -7.89       550.69  
900095454
    8/1/2008       6/9/2011     Fund   Consumer Non Mortgage     976.29       7.99       22.00       214.78       -1,028.00       -222.75       -7.97  
900095462
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     2,963.72       15.99       22.00       652.02       -7.00       -9.21       642.80  
78569675
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     108.24       17.65       22.00       23.81       -23.00       -1.22       22.59  
900096022
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     1,262.89       18.25       22.00       277.84       -29.00       -18.57       259.27  
900096196
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     3,442.72       20.99       22.00       757.40       -20.00       -40.15       717.25  
900096662
    8/1/2008       9/27/2008     Fund   Consumer Non Mortgage     12,118.05       7.99       22.00       2,665.97       -56.00       -150.61       2,515.36  
900096681
    8/1/2008       7/1/2008     Fund   Consumer Non Mortgage     309.92       19.01       22.00       68.18       30.00       4.91       73.09  
900096722
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     3,261.94       13.98       22.00       717.63       -8.00       -10.13       707.49  
79107449
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     2,694.79       20.99       22.00       592.85       -6.00       -9.43       583.43  
900098288
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     4,323.11       13.99       22.00       951.08       -9.00       -15.12       935.96  
900098648
    8/1/2008       2/7/2009     Fund   Consumer Non Mortgage     647.80       18.25       22.00       142.52       -186.00       -61.08       81.43  
900099971
    8/1/2008       10/10/2008     Fund   Consumer Non Mortgage     6,024.73       9.99       22.00       1,325.44       -69.00       -115.36       1,210.08  
900100121
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     4,738.32       13.99       22.00       1,042.43       -12.00       -22.10       1,020.33  
900100134
    8/1/2008       10/10/2010     Fund   Consumer Non Mortgage     56.87       13.99       22.00       12.51       -789.00       -17.44       -4.93  
900100140
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     7,526.50       7.99       22.00       1,655.83       -13.00       -21.72       1,634.11  
900100142
    8/1/2008       7/13/2011     Fund   Consumer Non Mortgage     1,030.38       7.99       22.00       226.68       -1,062.00       -242.87       -16.18  
900100997
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     7,709.28       7.99       22.00       1,696.04       -13.00       -22.24       1,673.80  
900101014
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     1,515.50       20.28       22.00       333.41       -7.00       -5.98       327.43  
900101801
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     7,049.98       7.99       22.00       1,551.00       -14.00       -21.91       1,529.09  
80152784
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     651.67       20.49       22.00       143.37       -28.00       -10.39       132.98  
900102884
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     6,336.93       11.99       22.00       1,394.12       -19.00       -40.10       1,354.02  
900102887
    8/1/2008       9/27/2008     Fund   Consumer Non Mortgage     6,284.26       9.99       22.00       1,382.54       -56.00       -97.66       1,284.88  
900102936
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     7,498.73       7.99       22.00       1,649.72       -15.00       -24.96       1,624.76  
900102963
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     6,529.49       9.99       22.00       1,436.49       -16.00       -28.99       1,407.50  
900102996
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     2,822.10       17.99       22.00       620.86       -15.00       -21.15       599.71  
900103373
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     1,369.82       18.25       22.00       301.36       -13.00       -9.03       292.33  
900103402
    8/1/2008       7/24/2008     Fund   Consumer Non Mortgage     662.1       16.77       22.00       145.66       7.00       2.16       147.82  
900103421
    8/1/2008       8/14/2009     Fund   Consumer Non Mortgage     26.39       18.25       22.00       5.81       -373.00       -4.99       0.82  
900104343
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     4,764.13       13.99       22.00       1,048.11       -19.00       -35.18       1,012.93  
900105187
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     6,658.90       13.98       22.00       1,464.96       -19.00       -49.13       1,415.83  
80636569
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     524.80       19.00       22.00       115.46       -15.00       -4.15       111.30  
900105785
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     6,565.46       9.99       22.00       1,444.40       -21.00       -38.26       1,406.14  
900107451
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     1,415.88       20.99       22.00       311.49       -20.00       -16.51       294.98  
82710293
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     2,307.55       21.00       22.00       507.66       -4.00       -5.38       502.28  
82825656
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     905.21       18.25       22.00       199.15       -20.00       -9.18       189.97  
83100327
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     426.76       17.65       22.00       93.89       -12.00       -2.51       91.38  
83309475
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     974.19       20.49       22.00       214.32       -12.00       -6.65       207.67  
900117846
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     1533.47       19.99       22.00       337.36       20.00       17.03       354.39  
900117966
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     1495.32       19.99       22.00       328.97       20.00       16.61       345.58  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900117989
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     1,410.55       19.99       22.00       310.32       -10.00       -7.83       302.49  
900118767
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     400.59       22.66       22.00       88.13       20.00       5.04       93.17  
900119762
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     1502.6       19.99       22.00       330.57       18.00       15.02       345.59  
900119778
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,394.14       19.99       22.00       306.71       -12.00       -9.29       297.42  
900119871
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,406.02       19.99       22.00       309.32       -12.00       -9.37       299.96  
900119991
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     2,197.13       15.00       22.00       483.37       -12.00       -10.99       472.38  
900120045
    8/1/2008       1/13/2009     Fund   Consumer Non Mortgage     201.13       19.99       22.00       44.25       -162.00       -18.09       26.16  
900120086
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     3,534.55       20.99       22.00       777.60       -14.00       -28.85       748.75  
84025757
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     757.75       20.49       22.00       166.71       -1.00       -0.43       166.27  
900120860
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,426.05       18.25       22.00       313.73       -12.00       -8.68       305.06  
900121238
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     1,420.12       19.99       22.00       312.43       -13.00       -10.25       302.18  
900121629
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     1,414.56       19.99       22.00       311.20       -13.00       -10.21       300.99  
900121639
    8/1/2008       9/29/2008     Fund   Consumer Non Mortgage     1,901.47       15.00       22.00       418.32       -58.00       -45.95       372.37  
900121803
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1561.91       18.25       22.00       343.62       17.00       13.46       357.08  
84336893
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     433.00       20.49       22.00       95.26       -15.00       -3.70       91.56  
84384701
    8/1/2008       7/18/2008     Fund   Consumer Non Mortgage     541.25       20.49       22.00       119.08       13.00       4.00       123.08  
84422994
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     491.20       17.65       22.00       108.06       -15.00       -3.61       104.45  
900122913
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,407.94       19.99       22.00       309.75       -14.00       -10.95       298.80  
900124544
    8/1/2008       9/18/2008     Fund   Consumer Non Mortgage     1,502.84       20.99       22.00       330.62       -47.00       -41.18       289.44  
900125216
    8/1/2008       7/18/2008     Fund   Consumer Non Mortgage     332.98       16.77       22.00       73.26       13.00       2.02       75.27  
900125486
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     254.98       16.77       22.00       56.10       -17.00       -2.02       54.08  
84808396
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     2,967.40       0.00       22.00       652.83       -17.00       0.00       652.83  
84823213
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     133.73       6.00       22.00       29.42       -16.00       -0.36       29.06  
900127016
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     3,465.63       19.79       22.00       762.44       -20.00       -38.10       724.34  
900127288
    8/1/2008       3/21/2009     Fund   Consumer Non Mortgage     253.88       19.99       22.00       55.85       -230.00       -32.42       23.43  
84833613
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     403.79       18.25       22.00       88.83       -18.00       -3.68       85.15  
900128126
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     1,404.73       19.99       22.00       309.04       -21.00       -16.38       292.66  
900128337
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     533.44       21.00       22.00       117.36       29.00       9.02       126.38  
900128926
    8/1/2008       9/25/2008     Fund   Consumer Non Mortgage     1,297.40       19.99       22.00       285.43       -54.00       -38.90       246.53  
900129050
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     1,431.00       18.25       22.00       314.82       -21.00       -15.23       299.59  
900129052
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     1,388.83       19.99       22.00       305.54       -24.00       -18.51       287.03  
85177537
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     63.83       18.25       22.00       14.04       -17.00       -0.55       13.49  
85283071
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     409.99       18.25       22.00       90.20       -17.00       -3.53       86.66  
900129936
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     1,393.68       19.99       22.00       306.61       -25.00       -19.35       287.26  
85575244
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     466.02       20.49       22.00       102.52       -19.00       -5.04       97.48  
900130748
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     8,675.02       13.99       22.00       1,908.50       -8.00       -26.97       1,881.53  
900130815
    8/1/2008       7/27/2008     Fund   Consumer Non Mortgage     1495.23       19.99       22.00       328.95       4.00       3.32       332.27  
900130833
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     1,359.93       19.99       22.00       299.18       -26.00       -19.63       279.55  
900131557
    8/1/2008       6/28/2008     Fund   Consumer Non Mortgage     1483       19.99       22.00       326.26       0.00       0.00       326.26  
900131590
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     2,128.52       19.99       22.00       468.27       -27.00       -31.91       436.36  
85669269
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     395.52       18.25       22.00       87.01       -19.00       -3.81       83.20  
85932728
    8/1/2008       10/19/2008     Fund   Consumer Non Mortgage     681.10       20.49       22.00       149.84       -78.00       -30.24       119.60  
900132464
    8/1/2008       3/1/2009     Fund   Consumer Non Mortgage     611.33       19.99       22.00       134.49       -210.00       -71.29       63.21  
900132934
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     3508.68       20.99       22.00       771.91       15.00       30.69       802.60  
86499077
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     8,725.69       7.99       22.00       1,919.65       -7.00       -13.56       1,906.10  
86500542
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     7,117.72       9.99       22.00       1,565.90       -7.00       -13.83       1,552.07  
86576843
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     1,817.15       8.99       22.00       399.77       -8.00       -3.63       396.14  
86584564
    8/1/2008       9/9/2008     Fund   Consumer Non Mortgage     6,954.79       9.99       22.00       1,530.05       -38.00       -73.34       1,456.72  
900133785
    8/1/2008       9/5/2008     Fund   Consumer Non Mortgage     3,362.02       24.99       22.00       739.64       -34.00       -79.35       660.30  
900134343
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     5,243.24       13.99       22.00       1,153.51       -25.00       -50.94       1,102.57  
86835864
    8/1/2008       9/19/2008     Fund   Consumer Non Mortgage     63.80       16.77       22.00       14.04       -48.00       -1.43       12.61  
900134889
    8/1/2008       7/6/2008     Fund   Consumer Non Mortgage     2248.44       24.04       22.00       494.66       25.00       37.54       532.19  
86874046
    8/1/2008       11/20/2008     Fund   Consumer Non Mortgage     263.59       18.25       22.00       57.99       -109.00       -14.57       43.42  
900136042
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,471.68       19.99       22.00       323.77       -3.00       -2.45       321.32  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900136051
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     1616.47       19.99       22.00       355.62       27.00       24.23       379.86  
900136073
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,502.17       19.99       22.00       330.48       -3.00       -2.50       327.98  
87208768
    8/1/2008       7/9/2008     Fund   Consumer Non Mortgage     291.04       18.25       22.00       64.03       22.00       3.25       67.27  
900137293
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     1,432.32       18.99       22.00       315.11       -4.00       -3.02       312.09  
900138249
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     3,248.41       18.99       22.00       714.65       -8.00       -13.71       700.94  
900138694
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     1,518.89       18.25       22.00       334.16       -7.00       -5.39       328.77  
900139282
    8/1/2008       7/9/2008     Fund   Consumer Non Mortgage     1717.81       15.99       22.00       377.92       22.00       16.79       394.70  
900141279
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     398.85       16.77       22.00       87.75       -9.00       -1.67       86.07  
900142368
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     488.25       17.50       22.00       107.42       -15.00       -3.56       103.85  
87428105
    8/1/2008       6/20/2008     Fund   Consumer Non Mortgage     1485.32       18.25       22.00       326.77       0.00       0.00       326.77  
87591525
    8/1/2008       5/10/2010     Fund   Consumer Non Mortgage     579.66       9.99       22.00       127.53       -639.00       -102.79       24.74  
900143106
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     422.64       16.77       22.00       92.98       20.00       3.94       96.92  
87940605
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     453.44       17.65       22.00       99.76       -23.00       -5.11       94.64  
900145227
    8/1/2008       12/3/2009     Fund   Consumer Non Mortgage     151.58       21.00       22.00       33.35       -482.00       -42.62       -9.27  
900146246
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     3092.28       20.99       22.00       680.30       0.00       0.00       680.30  
87946260
    8/1/2008       9/30/2008     Fund   Consumer Non Mortgage     89.23       18.25       22.00       19.63       -59.00       -2.67       16.96  
88053017
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     7,028.00       8.99       22.00       1,546.16       -10.00       -17.55       1,528.61  
88053916
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     5,173.09       11.99       22.00       1,138.08       -10.00       -17.23       1,120.85  
88054189
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     1,942.29       13.99       22.00       427.30       -10.00       -7.55       419.76  
900146560
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     2671.51       23.00       22.00       587.73       29.00       49.50       637.23  
88612887
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     1,758.01       9.99       22.00       386.76       -11.00       -5.37       381.40  
88724944
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     1,223.82       17.50       22.00       269.24       -22.00       -13.09       256.15  
900148478
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     3,242.00       20.99       22.00       713.24       -2.00       -3.78       709.46  
900148538
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     1,999.75       18.99       22.00       439.95       -2.00       -2.11       437.84  
900148583
    8/1/2008       9/3/2008     Fund   Consumer Non Mortgage     464.20       17.99       22.00       102.12       -32.00       -7.42       94.70  
89144662
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     541.20       17.65       22.00       119.06       -8.00       -2.12       116.94  
900151436
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     2,718.52       15.99       22.00       598.07       -8.00       -9.66       588.41  
900151953
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     3093.6       19.55       22.00       680.59       5.00       8.40       688.99  
900153282
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     1,705.86       20.99       22.00       375.29       -13.00       -12.93       362.36  
89873690
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     917.53       18.25       22.00       201.86       -22.00       -10.23       191.62  
89883964
    8/1/2008       10/26/2008     Fund   Consumer Non Mortgage     477.52       18.25       22.00       105.05       -85.00       -20.58       84.48  
900153673
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     4512.18       15.00       22.00       992.68       0.00       0.00       992.68  
900155593
    8/1/2008       6/14/2008     Fund   Consumer Non Mortgage     3691.41       19.50       22.00       812.11       0.00       0.00       812.11  
900155909
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     1,501.03       18.25       22.00       330.23       -29.00       -22.07       308.16  
900156209
    8/1/2008       10/31/2008     Fund   Consumer Non Mortgage     815.90       18.25       22.00       179.50       -89.00       -36.81       142.69  
90842084
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     7,141.04       9.99       22.00       1,571.03       -18.00       -35.67       1,535.36  
900156760
    8/1/2008       9/15/2011     Fund   Consumer Non Mortgage     1,375.71       23.99       22.00       302.66       -1,124.00       -1,030.56       -727.91  
900157787
    8/1/2008       9/13/2008     Fund   Consumer Non Mortgage     2,989.03       19.58       22.00       657.59       -42.00       -68.28       589.31  
900157869
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     931.78       16.77       22.00       204.99       0.00       0.00       204.99  
900158523
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     1,732.00       20.28       22.00       381.04       -31.00       -30.25       350.79  
900158530
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     1,840.25       20.28       22.00       404.86       -1.00       -1.04       403.82  
91267957
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     499.8       17.65       22.00       109.96       1.00       0.25       110.20  
900159380
    8/1/2008       9/3/2008     Fund   Consumer Non Mortgage     383.97       17.00       22.00       84.47       -32.00       -5.80       78.67  
900160858
    8/1/2008       12/6/2009     Fund   Consumer Non Mortgage     401.21       19.80       22.00       88.27       -485.00       -107.02       -18.76  
900161069
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     1,808.00       20.28       22.00       397.76       -5.00       -5.09       392.67  
900161892
    8/1/2008       1/7/2009     Fund   Consumer Non Mortgage     715.48       18.25       22.00       157.41       -156.00       -56.58       100.82  
900163208
    8/1/2008       6/13/2008     Fund   Consumer Non Mortgage     127.33       23.99       22.00       28.01       0.00       0.00       28.01  
93171351
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     1,296.35       22.50       22.00       285.20       -22.00       -17.82       267.37  
900163692
    8/1/2008       9/7/2008     Fund   Consumer Non Mortgage     1,732.00       20.28       22.00       381.04       -36.00       -35.12       345.92  
900164176
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     758.93       18.01       22.00       166.96       -6.00       -2.28       164.69  
93534344
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     4,602.47       11.99       22.00       1,012.54       -23.00       -35.26       977.29  
93534801
    8/1/2008       7/24/2008     Fund   Consumer Non Mortgage     5149.7       11.99       22.00       1,132.93       7.00       12.01       1,144.94  
93608722
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     8,231.97       8.99       22.00       1,811.03       -23.00       -47.28       1,763.75  
93608971
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     5,007.48       9.99       22.00       1,101.65       -23.00       -31.96       1,069.69  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
93611857
    8/1/2008       1/24/2010     Fund   Consumer Non Mortgage     1,339.54       9.99       22.00       294.70       -533.00       -198.13       96.57  
93613056
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     6,940.11       7.99       22.00       1,526.82       -23.00       -35.43       1,491.40  
900165155
    8/1/2008       9/24/2008     Fund   Consumer Non Mortgage     2,982.94       19.57       22.00       656.25       -53.00       -85.94       570.30  
900165157
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     2,948.34       19.58       22.00       648.63       -21.00       -33.67       614.96  
900165348
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     430.97       16.77       22.00       94.81       -8.00       -1.61       93.21  
94059877
    8/1/2008       11/25/2008     Fund   Consumer Non Mortgage     1,683.24       9.99       22.00       370.31       -114.00       -53.25       317.06  
900166659
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     467.80       16.77       22.00       102.92       -9.00       -1.96       100.95  
900168383
    8/1/2008       10/14/2008     Fund   Consumer Non Mortgage     1,342.30       18.25       22.00       295.31       -73.00       -49.67       245.63  
95853118
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     8,684.20       7.99       22.00       1,910.52       -28.00       -53.97       1,856.56  
900170626
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     801.46       20.99       22.00       176.32       5.00       2.34       178.66  
900171557
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     2,147.94       23.50       22.00       472.55       -1.00       -1.40       471.14  
900171705
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     1,595.69       18.25       22.00       351.05       -19.00       -15.37       335.68  
900173620
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     3,393.43       13.98       22.00       746.55       -23.00       -30.32       716.24  
900173771
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     4,524.58       19.94       22.00       995.41       -5.00       -12.53       982.88  
900176495
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     3,194.05       21.00       22.00       702.69       -18.00       -33.54       669.15  
900177892
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     3,524.96       13.98       22.00       775.49       -4.00       -5.48       770.01  
900180623
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     3,179.33       19.57       22.00       699.45       -10.00       -17.28       682.17  
900181644
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     3,486.03       21.00       22.00       766.93       -13.00       -26.44       740.49  
900181731
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     3,503.01       13.98       22.00       770.66       -11.00       -14.97       755.69  
900012378
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     5,575.58       11.99       22.00       1,226.63       -13.00       -24.14       1,202.49  
900183873
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     8483.07       8.99       22.00       1,866.28       5.00       10.59       1,876.87  
900183945
    8/1/2008       7/20/2009     Fund   Consumer Non Mortgage     4,241.78       9.50       22.00       933.19       -349.00       -390.66       542.54  
900183965
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     3,088.08       15.98       22.00       679.38       -18.00       -24.67       654.70  
900183995
    8/1/2008       9/20/2008     Fund   Consumer Non Mortgage     5,928.03       9.99       22.00       1,304.17       -49.00       -80.61       1,223.56  
900184024
    8/1/2008       4/26/2009     Fund   Consumer Non Mortgage     6,434.47       8.99       22.00       1,415.58       -265.00       -425.81       989.77  
900014447
    8/1/2008       10/18/2008     Fund   Consumer Non Mortgage     4,944.50       11.99       22.00       1,087.79       -77.00       -126.80       960.99  
900185396
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     4175.3       23.99       22.00       918.57       10.00       27.82       946.39  
900187167
    8/1/2008       9/6/2008     Fund   Consumer Non Mortgage     5,006.95       13.96       22.00       1,101.53       -35.00       -67.96       1,033.57  
900016474
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     3,319.84       15.00       22.00       730.36       -20.00       -27.67       702.70  
900016933
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     2,520.52       9.99       22.00       554.51       -13.00       -9.09       545.42  
900017404
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     2,467.40       11.99       22.00       542.83       -24.00       -19.72       523.11  
900017431
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     3,038.67       11.99       22.00       668.51       -17.00       -17.20       651.30  
900017570
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     2,464.47       9.99       22.00       542.18       -25.00       -17.10       525.09  
900019322
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     5,720.39       11.99       22.00       1,258.49       -17.00       -32.39       1,226.10  
900021360
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     3,027.04       11.99       22.00       665.95       -24.00       -24.20       641.75  
900021682
    8/1/2008       5/24/2010     Fund   Consumer Non Mortgage     2,997.87       9.99       22.00       659.53       -653.00       -543.24       116.29  
900023869
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     2859.9       15.99       22.00       629.18       3.00       3.81       632.99  
900023906
    8/1/2008       9/4/2008     Fund   Consumer Non Mortgage     5,320.08       8.99       22.00       1,170.42       -33.00       -43.84       1,126.58  
900023936
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     4374.04       12.99       22.00       962.29       1.00       1.58       963.87  
900024603
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     7,542.58       9.99       22.00       1,659.37       -27.00       -56.51       1,602.85  
900024928
    8/1/2008       5/18/2009     Fund   Consumer Non Mortgage     678.82       9.99       22.00       149.34       -287.00       -54.06       95.28  
900026521
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     3080.31       8.99       22.00       677.67       2.00       1.54       679.21  
900028337
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     3,044.49       8.99       22.00       669.79       -7.00       -5.32       664.47  
900028365
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     5,743.97       11.99       22.00       1,263.67       -17.00       -32.52       1,231.15  
900029011
    8/1/2008       10/3/2008     Fund   Consumer Non Mortgage     9,066.85       8.99       22.00       1,994.71       -62.00       -140.38       1,854.33  
900030721
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     9,347.09       7.99       22.00       2,056.36       -20.00       -41.49       2,014.87  
900030735
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     4,567.82       9.99       22.00       1,004.92       -6.00       -7.61       997.31  
900030848
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     9,488.93       8.99       22.00       2,087.56       -20.00       -47.39       2,040.17  
900030966
    8/1/2008       9/29/2009     Fund   Consumer Non Mortgage     3,182.23       11.99       22.00       700.09       -418.00       -443.02       257.07  
900032657
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     2,283.17       24.00       22.00       502.30       -18.00       -27.39       474.91  
900034232
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     5,501.63       8.99       22.00       1,210.36       -20.00       -27.48       1,182.88  
900035429
    8/1/2008       9/21/2008     Fund   Consumer Non Mortgage     7,416.32       9.99       22.00       1,631.59       -50.00       -102.90       1,528.69  
900197671
    8/1/2008       4/14/2010     Fund   Consumer Non Mortgage     888.32       24.99       22.00       195.43       -613.00       -378.00       -182.57  
900204207
    8/1/2008       1/25/2009     Fund   Consumer Non Mortgage     283.86       19.99       22.00       62.45       -174.00       -27.43       35.02  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900205372
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     2161.32       20.28       22.00       475.49       6.00       7.30       482.80  
900205374
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     2,062.82       20.28       22.00       453.82       -24.00       -27.89       425.93  
900205427
    8/1/2008       6/24/2008     Fund   Consumer Non Mortgage     2263.64       17.65       22.00       498.00       0.00       0.00       498.00  
900205558
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     2161.16       17.65       22.00       475.46       6.00       6.36       481.81  
900039814
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     2,476.50       16.20       22.00       544.83       -14.00       -15.60       529.23  
900207043
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     2142.97       17.65       22.00       471.45       5.00       5.25       476.71  
900042309
    8/1/2008       7/1/2008     Fund   Consumer Non Mortgage     2145.42       24.03       22.00       471.99       30.00       42.96       514.96  
900044334
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     3,225.35       17.99       22.00       709.58       -5.00       -8.06       701.52  
900048047
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     5,269.48       11.99       22.00       1,159.29       -6.00       -10.53       1,148.76  
900052504
    8/1/2008       9/30/2008     Fund   Consumer Non Mortgage     923.97       18.25       22.00       203.27       -59.00       -27.64       175.64  
900213270
    8/1/2008       8/17/2009     Fund   Consumer Non Mortgage     2,839.28       19.99       22.00       624.64       -226.00       -356.31       268.33  
900055224
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     1,201.25       20.28       22.00       264.28       -31.00       -20.98       243.30  
900056234
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     1138.86       18.25       22.00       250.55       9.00       5.20       255.75  
900056788
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     1,191.11       18.25       22.00       262.04       -6.00       -3.62       258.42  
900057257
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     1,186.92       18.25       22.00       261.12       -6.00       .3.61       257.51  
900059069
    8/1/2008       2/8/2009     Fund   Consumer Non Mortgage     566.70       17.65       22.00       124.67       -187.00       -51.96       72.72  
900059497
    8/1/2008       6/9/2009     Fund   Consumer Non Mortgage     101.85       18.25       22.00       22.41       -308.00       -15.90       6.50  
900061404
    8/1/2008       10/9/2008     Fund   Consumer Non Mortgage     888.07       18.25       22.00       195.38       -68.00       -30.61       164.76  
900061893
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     1679.59       17.65       22.00       369.51       0.00       0.00       369.51  
900062388
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,268.50       20.28       22.00       279.07       -12.00       -8.57       270.50  
900062463
    8/1/2008       2/13/2009     Fund   Consumer Non Mortgage     163.30       18.25       22.00       35.93       -192.00       -15.89       20.03  
900217780
    8/1/2008       10/28/2008     Fund   Consumer Non Mortgage     1,569.25       19.99       22.00       345.24       -87.00       -75.81       269.43  
900063623
    8/1/2008       6/14/2008     Fund   Consumer Non Mortgage     166       14.28       22.00       36.52       0.00       0.00       36.52  
900064147
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     967.32       18.25       22.00       212.81       -14.00       -6.87       205.95  
900064149
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,216.16       17.99       22.00       267.56       -14.00       -8.51       259.05  
900064182
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     1,282.12       17.65       22.00       282.07       -13.00       -8.17       273.89  
900221014
    8/1/2008       11/16/2008     Fund   Consumer Non Mortgage     1,808.17       17.65       22.00       397.80       -105.00       -93.08       304.71  
900071044
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     4,590.65       7.99       22.00       1,009.94       -23.00       -23.43       986.51  
900071693
    8/1/2008       6/30/2008     Fund   Consumer Non Mortgage     24644.11       13.99       22.00       5,421.70       0.00       0.00       5,421.70  
900221940
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     1,456.25       16.77       22.00       320.38       -1.00       -0.68       319.70  
900077962
    8/1/2008       9/17/2008     Fund   Consumer Non Mortgage     2,458.23       20.99       22.00       540.81       -46.00       -65.93       474.88  
900229654
    8/1/2008       6/8/2008     Fund   Consumer Non Mortgage     2698.87       19.99       22.00       593.75       0.00       0.00       593.75  
900230475
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     3,081.12       17.49       22.00       677.85       -5.00       -7.49       670.36  
900082585
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     1,622.06       20.99       22.00       356.85       -11.00       -10.40       346.45  
900240943
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     1,397.88       22.49       22.00       307.53       -18.00       -15.72       291.81  
900241200
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     4,109.28       21.49       22.00       904.04       -18.00       -44.16       859.88  
900241592
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     2662.09       17.50       22.00       585.66       2.00       2.59       588.25  
900244292
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     2381.28       17.65       22.00       523.88       11.00       12.84       536.72  
900245558
    8/1/2008       6/29/2008     Fund   Consumer Non Mortgage     200.89       19.99       22.00       442.16       0.00       0.00       442.16  
900245631
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     1,466.31       19.99       22.00       322.59       -5.00       -4.07       318.52  
900245705
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     2,274.50       20.28       22.00       500.39       -20.00       -25.62       474.77  
900246570
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     2,054.03       16.35       22.00       451.89       -5.00       -4.66       447.22  
900247443
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     2,268.00       20.28       22.00       498.96       -24.00       -30.66       468.30  
900091802
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     7,440.63       7.99       22.00       1,636.94       -31.00       -51.19       1,585.74  
900091817
    8/1/2008       7/24/2008     Fund   Consumer Non Mortgage     1220.78       18.25       22.00       268.57       7.00       4.33       272.90  
900247585
    8/1/2008       7/25/2009     Fund   Consumer Non Mortgage     1,000.00       20.28       22.00       220.00       -354.00       -199.41       20.59  
900248309
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     426.81       18.25       22.00       93.90       2.00       0.43       94.33  
900249178
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     1044.64       19.99       22.00       229.82       27.00       15.66       245.48  
900092846
    8/1/2008       7/7/2008     Fund   Consumer Non Mortgage     2003.83       17.50       22.00       440.84       24.00       23.38       464.22  
900251234
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     2,273.04       17.65       22.00       500.07       -27.00       -30.09       469.98  
900093707
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     1,229.74       18.25       22.00       270.54       -25.00       -15.59       254.96  
900094095
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     3,102.77       15.99       22.00       682.61       -16.00       -22.05       660.56  
900094528
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     2054.36       23.49       22.00       451.96       1.00       1.34       453.30  
900253543
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     2,272.92       17.65       22.00       500.04       -31.00       -34.55       465.50  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900255359
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     1,152.16       19.99       22.00       253.48       -15.00       -9.60       243.88  
900256083
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     2,381.28       17.65       22.00       523.88       -3.00       -3.50       520.38  
900257089
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     1410.42       23.49       22.00       310.29       0.00       0.00       310.29  
900257373
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     2,075.01       19.99       22.00       456.50       -19.00       -21.89       434.61  
900257573
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     3,163.85       19.99       22.00       696.05       -19.00       -33.38       662.67  
900258171
    8/1/2008       2/6/2009     Fund   Consumer Non Mortgage     1,695.52       17.65       22.00       373.01       -185.00       -153.79       219.23  
900258174
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     2,386.69       17.65       22.00       525.07       -8.00       -9.36       515.71  
900259233
    8/1/2008       6/9/2008     Fund   Consumer Non Mortgage     2603.57       17.65       22.00       572.79       0.00       0.00       572.79  
900261461
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,873.20       22.50       22.00       852.10       -1.00       -2.42       849.68  
900095466
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     3,048.45       13.99       22.00       670.66       -20.00       -23.69       646.97  
900096715
    8/1/2008       9/8/2008     Fund   Consumer Non Mortgage     4,317.03       9.99       22.00       949.75       -37.00       -44.33       905.42  
900097828
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     3,428.90       17.55       22.00       754.36       -2.00       -3.34       751.01  
900265347
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     2,381.50       20.28       22.00       523.93       -16.00       -21.46       502.47  
900099211
    8/1/2008       7/10/2008     Fund   Consumer Non Mortgage     379.89       17.50       22.00       83.53       21.00       3.88       87.45  
900099539
    8/1/2008       9/7/2008     Fund   Consumer Non Mortgage     1,390.56       17.65       22.00       305.92       -36.00       -24.54       281.38  
900099922
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     6,280.63       11.99       22.00       1,381.74       -21.00       -43.93       1,337.81  
900099973
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     7,597.98       7.99       22.00       1,671.56       -9.00       -15.18       1,656.38  
900100136
    8/1/2008       11/10/2008     Fund   Consumer Non Mortgage     7,002.78       7.99       22.00       1,540.61       -99.00       -153.87       1,386.74  
900100979
    8/1/2008       9/13/2008     Fund   Consumer Non Mortgage     1,989.43       13.99       22.00       437.67       -42.00       -32.47       405.20  
900102883
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     7,708.57       7.99       22.00       1,695.89       -15.00       -25.66       1,670.22  
900103056
    8/1/2008       1/27/2009     Fund   Consumer Non Mortgage     8,992.67       9.98       22.00       1,978.39       -176.00       -438.76       1,539.63  
900267717
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     6194.07       18.25       22.00       1,362.70       6.00       18.84       1,381.54  
900104114
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     9,574.83       9.99       22.00       2,106.46       -19.00       -50.48       2,055.98  
900268356
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     1049.22       22.66       22.00       230.83       11.00       7.26       238.09  
900104235
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,352.04       18.25       22.00       297.45       -14.00       -9.60       287.85  
900104406
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     203.90       17.40       22.00       44.86       -16.00       -1.58       43.28  
900104821
    8/1/2008       5/21/2009     Fund   Consumer Non Mortgage     737.44       17.49       22.00       162.24       -290.00       -103.92       58.32  
900105036
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     1,298.69       20.99       22.00       285.71       -16.00       -12.12       273.60  
900269224
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     4,826.30       19.99       22.00       1,061.79       -2.00       -5.36       1,056.43  
900269730
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     2,376.00       20.28       22.00       522.72       -22.00       -29.45       493.27  
900269758
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     2,373.70       17.65       22.00       522.21       -22.00       -25.60       496.61  
900270413
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     2,381.50       20.28       22.00       523.93       -23.00       -30.85       493.08  
900107763
    8/1/2008       10/23/2009     Fund   Consumer Non Mortgage     5,923.49       11.99       22.00       1,303.17       -442.00       -872.00       431.17  
900110478
    8/1/2008       8/31/2009     Fund   Consumer Non Mortgage     96.56       20.99       22.00       21.24       -389.00       -21.90       -0.66  
900274217
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     2,381.28       17.65       22.00       523.88       -29.00       -33.86       490.02  
900112576
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     4,135.00       17.50       22.00       909.70       -8.00       -16.08       893.62  
900115219
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     1,551.15       20.99       22.00       341.25       -5.00       -4.52       336.73  
900117816
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     2052.52       15.00       22.00       451.55       20.00       17.10       468.66  
900120032
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,712.38       19.99       22.00       376.72       -12.00       -11.41       365.31  
900120071
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     1,623.75       20.28       22.00       357.23       -11.00       -10.06       347.16  
900121249
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     2274.69       15.00       22.00       500.43       17.00       16.11       516.54  
900121464
    8/1/2008       1/14/2009     Fund   Consumer Non Mortgage     256.20       19.99       22.00       56.36       -163.00       -23.19       33.18  
900121525
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     8,449.01       9.99       22.00       1,858.78       -21.00       -49.24       1,809.55  
900121529
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1549.59       19.99       22.00       340.91       17.00       14.63       355.54  
900121544
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1409.73       19.99       22.00       310.14       17.00       13.31       323.45  
900283130
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     2,489.75       20.28       22.00       547.75       -13.00       -18.23       529.51  
900122463
    8/1/2008       2/14/2009     Fund   Consumer Non Mortgage     914.16       17.65       22.00       201.12       -193.00       -86.50       114.61  
900122697
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1742       20.28       22.00       383.24       17.00       16.68       399.92  
900123025
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,374.19       19.99       22.00       302.32       -14.00       -10.68       291.64  
900123286
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     1735.66       20.28       22.00       381.85       16.00       15.64       397.49  
900284463
    8/1/2008       7/27/2008     Fund   Consumer Non Mortgage     2799.6       18.25       22.00       615.91       4.00       5.68       621.59  
900124139
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     1,438.93       19.99       22.00       316.56       -29.00       -23.17       293.39  
900124203
    8/1/2008       10/18/2008     Fund   Consumer Non Mortgage     921.68       19.99       22.00       202.77       -77.00       -39.41       163.36  
900124277
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,600.00       20.28       22.00       352.00       -14.00       -12.62       339.38  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900124487
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     380.22       16.77       22.00       83.65       16.00       2.83       86.48  
900124535
    8/1/2008       9/15/2008     Fund   Consumer Non Mortgage     146.98       16.77       22.00       32.34       -44.00       -3.01       29.32  
900125007
    8/1/2008       7/18/2009     Fund   Consumer Non Mortgage     146.74       18.25       22.00       32.28       -347.00       -25.81       6.47  
900125196
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     280.56       19.01       22.00       61.72       -17.00       -2.52       59.20  
900125352
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     1,427.21       19.99       22.00       313.99       -18.00       -14.26       299.72  
900126203
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     1,322.01       19.99       22.00       290.84       -19.00       -13.95       276.89  
900126460
    8/1/2008       3/19/2009     Fund   Consumer Non Mortgage     85.04       18.25       22.00       18.71       -228.00       -9.83       8.88  
900126472
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     5129.14       23.49       22.00       1,128.41       11.00       36.82       1,165.23  
900127253
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     2283.86       17.65       22.00       502.45       10.00       11.20       513.65  
900127772
    8/1/2008       6/20/2008     Fund   Consumer Non Mortgage     1850.9       17.65       22.00       407.20       0.00       0.00       407.20  
900129002
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     1491.76       19.99       22.00       328.19       6.00       4.97       333.16  
900289380
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     2,489.75       20.28       22.00       547.75       -22.00       -30.85       516.89  
900129993
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     1,379.63       19.99       22.00       303.52       -25.00       -19.15       284.37  
900130728
    8/1/2008       9/21/2008     Fund   Consumer Non Mortgage     1,795.38       17.65       22.00       394.98       -50.00       -44.01       350.97  
900130730
    8/1/2008       11/29/2009     Fund   Consumer Non Mortgage     58.07       26.99       22.00       12.78       -478.00       -20.81       -8.03  
900131354
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     1,689.02       15.99       22.00       371.58       -29.00       -21.76       349.83  
900290438
    8/1/2008       10/24/2008     Fund   Consumer Non Mortgage     2,222.75       20.28       22.00       489.01       -83.00       -103.92       385.08  
900292445
    8/1/2008       11/27/2008     Fund   Consumer Non Mortgage     720.58       22.66       22.00       158.53       -116.00       -52.61       105.92  
900133406
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     401.56       19.01       22.00       88.34       2.00       0.42       88.77  
900134292
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     1557.57       18.25       22.00       342.67       1.00       0.79       343.46  
900293036
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     2,489.75       20.28       22.00       547.75       -27.00       -37.87       509.88  
900293053
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     1,064.36       19.01       22.00       234.16       -28.00       -15.74       218.42  
900134586
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     1705.15       17.65       22.00       375.13       1.00       0.84       375.97  
900136029
    8/1/2008       9/3/2008     Fund   Consumer Non Mortgage     1,407.05       18.25       22.00       309.55       -32.00       -22.83       286.73  
900293574
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     230.97       19.25       22.00       50.81       1.00       0.12       50.94  
900293621
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     2056.15       19.99       22.00       452.35       17.00       19.41       471.76  
900293944
    8/1/2008       11/2/2008     Fund   Consumer Non Mortgage     1,464.11     8.00     22.00       322.10       -91.00       -29.61       292.50  
900294217
    8/1/2008       3/29/2009     Fund   Consumer Non Mortgage     1,696.00       20.28       22.00       373.12       -238.00       -227.38       145.74  
900294335
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     6,329.00       24.00       22.00       1,392.38       -5.00       -21.10       1,371.28  
900136143
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,490.94       18.25       22.00       328.01       -3.00       -2.27       325.74  
900137799
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     3,515.81       21.00       22.00       773.48       -7.00       -14.36       759.12  
900294688
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     2,489.52       17.65       22.00       547.69       -28.00       -34.18       513.52  
900140391
    8/1/2008       7/9/2008     Fund   Consumer Non Mortgage     1840.25       20.28       22.00       404.86       22.00       22.81       427.66  
900297272
    8/1/2008       6/23/2008     Fund   Consumer Non Mortgage     6816.7       15.99       22.00       1,499.67       0.00       0.00       1,499.67  
900143095
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     3770.9       21.49       22.00       829.60       5.00       11.26       840.85  
900143563
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     2634.96       23.99       22.00       579.69       29.00       50.92       630.61  
900298054
    8/1/2008       2/20/2009     Fund   Consumer Non Mortgage     5,715.57       13.99       22.00       1,257.43       -199.00       -442.01       815.42  
900298087
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     7,866.00       18.99       22.00       1,730.52       -6.00       -24.90       1,705.62  
900298448
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     2,489.75       20.28       22.00       547.75       -23.00       -32.26       515.49  
900143933
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,406.04       18.25       22.00       309.33       -14.00       -9.98       299.35  
900144236
    8/1/2008       6/30/2008     Fund   Consumer Non Mortgage     2180.02       20.99       22.00       479.60       0.00       0.00       479.60  
900144335
    8/1/2008       1/13/2009     Fund   Consumer Non Mortgage     1,101.06       18.99       22.00       242.23       -162.00       -94.09       148.14  
900145587
    8/1/2008       9/1/2008     Fund   Consumer Non Mortgage     2,917.82       18.99       22.00       641.92       -30.00       -46.17       595.75  
900147834
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1631.11       23.99       22.00       358.84       17.00       18.48       377.32  
900148755
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     1584.27       18.25       22.00       348.54       15.00       12.05       360.59  
900151931
    8/1/2008       7/10/2008     Fund   Consumer Non Mortgage     2167.15       23.32       22.00       476.77       21.00       29.48       506.25  
900153798
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     2,482.07       20.99       22.00       546.06       -12.00       -17.37       528.69  
900153950
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1985.07       20.99       22.00       436.72       17.00       19.68       456.39  
900154206
    8/1/2008       3/14/2010     Fund   Consumer Non Mortgage     70.25       17.50       22.00       15.46       -583.00       -19.91       -4.45  
900154455
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     1578.71       18.25       22.00       347.32       1.00       0.80       348.12  
900154701
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     2233.51       29.99       22.00       491.37       29.00       53.96       545.33  
900155210
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     3501.16       19.50       22.00       770.26       1.00       1.90       772.15  
900155542
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1486.35       20.99       22.00       327.00       17.00       14.73       341.73  
900156212
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     1,732.00       20.28       22.00       381.04       -29.00       -28.29       352.75  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900157112
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     1,854.71       18.87       22.00       408.04       -2.00       -1.94       406.09  
900305647
    8/1/2008       7/19/2008     Fund   Consumer Non Mortgage     134.38       22.50       22.00       29.56       12.00       1.01       30.57  
900158400
    8/1/2008       10/31/2008     Fund   Consumer Non Mortgage     737.06       18.25       22.00       162.15       -89.00       -33.25       128.90  
900158852
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     1691.85       18.25       22.00       372.21       29.00       24.87       397.08  
900159534
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     500.00       16.77       22.00       110.00       -2.00       -0.47       109.53  
900160582
    8/1/2008       9/7/2008     Fund   Consumer Non Mortgage     1,751.70       22.49       22.00       385.37       -36.00       -39.40       345.97  
900307478
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     3794.72       17.49       22.00       834.84       29.00       53.48       888.32  
900163579
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     3905.7       22.49       22.00       859.25       16.00       39.04       898.30  
900164700
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     1,449.91       20.99       22.00       318.98       -8.00       -6.76       312.22  
900310410
    8/1/2008       9/7/2008     Fund   Consumer Non Mortgage     9,453.92       9.99       22.00       2,079.86       -36.00       -94.44       1,985.42  
900165158
    8/1/2008       1/9/2009     Fund   Consumer Non Mortgage     165.18       18.25       22.00       36.34       -158.00       -13.23       23.11  
900167598
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     496.44       22.66       22.00       109.22       -13.00       -4.06       105.15  
900168041
    8/1/2008       6/15/2008     Fund   Consumer Non Mortgage     74.84       23.50       22.00       16.46       0.00       0.00       16.46  
900168088
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     2759.65       19.25       22.00       607.12       16.00       23.61       630.73  
900168221
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     3,944.34       12.98       22.00       867.75       -14.00       -19.91       847.84  
900313500
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     4,413.51       24.00       22.00       970.97       -1.00       -2.94       968.03  
900168841
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     448.69       20.99       22.00       98.71       -12.00       -3.14       95.57  
900168888
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     593.56       16.95       22.00       130.58       15.00       4.19       134.78  
900169015
    8/1/2008       8/16/2009     Fund   Consumer Non Mortgage     1,339.09       12.98       22.00       294.60       -375.00       -181.06       113.54  
900169385
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     2485.55       20.99       22.00       546.82       27.00       39.13       585.95  
900314550
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     2,763.38       15.99       22.00       607.94       -22.00       -27.00       580.94  
900172109
    8/1/2008       10/7/2010     Fund   Consumer Non Mortgage     1,377.92       15.99       22.00       303.14       -786.00       -481.05       -177.91  
900172187
    8/1/2008       6/21/2009     Fund   Consumer Non Mortgage     665.00       20.28       22.00       146.30       -320.00       -119.87       26.43  
900172633
    8/1/2008       6/6/2008     Fund   Consumer Non Mortgage     8069.79       17.49       22.00       1,775.35       0.00       0.00       1,775.35  
900172930
    8/1/2008       11/23/2008     Fund   Consumer Non Mortgage     2,927.13       13.98       22.00       643.97       -112.00       -127.35       516.62  
900172977
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     1,614.20       18.25       22.00       355.12       -22.00       -18.00       337.12  
900173024
    8/1/2008       7/23/2008     Fund   Consumer Non Mortgage     1715.58       18.25       22.00       377.43       8.00       6.96       384.39  
900320161
    8/1/2008       9/12/2008     Fund   Consumer Non Mortgage     1,927.04       20.99       22.00       423.95       -41.00       -46.07       377.88  
900322892
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     1,618.96       20.99       22.00       356.17       -1.00       -0.94       355.23  
900179943
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     1,733.55       20.99       22.00       381.38       -9.00       -9.10       372.28  
900180220
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     4523.77       17.49       22.00       995.23       20.00       43.96       1,039.19  
900180516
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     6,734.90       9.98       22.00       1,481.68       -11.00       -20.54       1,461.14  
900182674
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     6,443.19       11.99       22.00       1,417.50       -18.00       -38.63       1,378.87  
900182814
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,201.09       20.99       22.00       264.24       -12.00       -8.40       255.84  
900183853
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     3,229.35       9.98       22.00       710.46       -23.00       -20.59       689.87  
900184043
    8/1/2008       9/19/2008     Fund   Consumer Non Mortgage     6,410.03       11.99       22.00       1,410.21       -48.00       -102.48       1,307.73  
900185097
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     2,941.84       15.99       22.00       647.20       -23.00       -30.05       617.15  
900329256
    8/1/2008       10/25/2008     Fund   Consumer Non Mortgage     3,819.38       20.05       22.00       840.26       -84.00       -178.67       661.60  
900187040
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     1457.44       17.49       22.00       320.64       6.00       4.25       324.89  
900187157
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     6,692.91       9.99       22.00       1,472.44       -24.00       -44.57       1,427.87  
900187218
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     7,937.43       7.99       22.00       1,746.23       -24.00       -42.28       1,703.95  
900188554
    8/1/2008       7/27/2008     Fund   Consumer Non Mortgage     3034.8       23.49       22.00       667.66       4.00       7.92       675.58  
900189093
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     4,455.87       11.98       22.00       980.29       -27.00       -40.04       940.26  
900191668
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     4,520.65       24.99       22.00       994.54       -3.00       -9.41       985.13  
900195164
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     2,900.74       17.49       22.00       638.16       -10.00       -14.09       624.07  
900199346
    8/1/2008       7/27/2008     Fund   Consumer Non Mortgage     549.91       19.99       22.00       120.98       4.00       1.22       122.20  
900205295
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     2161.07       20.28       22.00       475.44       6.00       7.30       482.74  
900206348
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     2164.26       17.65       22.00       476.14       6.00       6.37       482.50  
900207190
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     2,052.92       17.65       22.00       451.64       -25.00       -25.16       426.48  
900366879
    8/1/2008       8/7/2009     Fund   Consumer Non Mortgage     136.32       4.00       22.00       29.99       -366.00       -5.54       24.45  
900211971
    8/1/2008       6/18/2008     Fund   Consumer Non Mortgage     3781.21       19.90       22.00       831.87       0.00       0.00       831.87  
900214182
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     1,116.64       22.50       22.00       245.66       -9.00       -6.28       239.38  
900215544
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     5,357.92       13.74       22.00       1,178.74       -9.00       -18.40       1,160.34  
900216506
    8/1/2008       7/10/2008     Fund   Consumer Non Mortgage     2273.25       20.28       22.00       500.12       21.00       26.89       527.01  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900220501
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     1,703.07       19.99       22.00       374.68       -27.00       -25.53       349.14  
900224725
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     5647.79       11.99       22.00       1,242.51       6.00       11.29       1,253.80  
900232960
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     3,306.83       11.98       22.00       727.50       -17.00       -18.71       708.80  
900233680
    8/1/2008       7/17/2008     Fund   Consumer Non Mortgage     3975.97       20.99       22.00       874.71       14.00       32.45       907.17  
900242453
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     2,273.04       17.65       22.00       500.07       -20.00       -22.29       477.78  
900242659
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     1346.68       18.25       22.00       296.27       2.00       1.37       297.63  
900242935
    8/1/2008       10/29/2008     Fund   Consumer Non Mortgage     35.41       19.99       22.00       7.79       -88.00       -1.73       6.06  
900246697
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     2,239.52       17.65       22.00       492.69       -21.00       -23.06       469.64  
900247728
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     4970.54       23.99       22.00       1,093.52       2.00       6.62       1,100.14  
900248291
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     2859.56       23.99       22.00       629.10       3.00       5.72       634.82  
900248574
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     2,539.99       22.49       22.00       558.80       -28.00       -44.43       514.36  
900249161
    8/1/2008       10/3/2008     Fund   Consumer Non Mortgage     1,645.00       18.25       22.00       361.90       -62.00       -51.70       310.20  
900249386
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     875.68       19.01       22.00       192.65       -26.00       -12.02       180.63  
900250120
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     3,368.57       19.99       22.00       741.09       -28.00       -52.37       688.71  
900250912
    8/1/2008       3/29/2009     Fund   Consumer Non Mortgage     1,065.03       15.00       22.00       234.31       -238.00       -105.62       128.69  
900255661
    8/1/2008       7/6/2008     Fund   Consumer Non Mortgage     2316.9       17.49       22.00       509.72       25.00       28.14       537.86  
900259056
    8/1/2008       6/20/2008     Fund   Consumer Non Mortgage     90.11       19.99       22.00       200.22       0.00       0.00       200.22  
900260246
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,743.70       19.99       22.00       383.61       -3.00       -2.90       380.71  
900261870
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     1849.63       19.85       22.00       406.92       0.00       0.00       406.92  
900264312
    8/1/2008       9/17/2008     Fund   Consumer Non Mortgage     872.84       19.01       22.00       192.02       -46.00       -21.20       170.82  
900264355
    8/1/2008       6/3/2008     Fund   Consumer Non Mortgage     3529.35       24.00       22.00       776.46       0.00       0.00       776.46  
900266127
    8/1/2008       9/3/2008     Fund   Consumer Non Mortgage     2,606.78       22.49       22.00       573.49       -32.00       -52.12       521.37  
900268209
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     4,250.66       17.99       22.00       935.15       -18.00       -38.23       896.91  
900270230
    8/1/2008       6/3/2008     Fund   Consumer Non Mortgage     3354.26       19.99       22.00       737.94       0.00       0.00       737.94  
900272139
    8/1/2008       6/7/2008     Fund   Consumer Non Mortgage     3327.31       19.99       22.00       732.01       0.00       0.00       732.01  
900272160
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     1,127.20       17.49       22.00       247.98       -26.00       -14.24       233.74  
900275681
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     9,102.91       7.99       22.00       2,002.64       -23.00       -46.47       1,956.17  
900398899
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     12548.14       8.99       22.00       2,760.59       2.00       6.27       2,766.86  
900400348
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     3,664.08       22.12       22.00       806.10       -29.00       -65.28       740.82  
900401162
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     3694.31       19.99       22.00       812.75       0.00       0.00       812.75  
900403120
    8/1/2008       6/23/2008     Fund   Consumer Non Mortgage     6623.7       19.99       22.00       1,457.21       0.00       0.00       1,457.21  
900287387
    8/1/2008       4/21/2009     Fund   Consumer Non Mortgage     1,538.00       20.28       22.00       338.36       -260.00       -225.25       113.11  
900289166
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     6,243.40       24.00       22.00       1,373.55       -26.00       -108.22       1,265.33  
900292875
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     2598       20.28       22.00       571.56       3.00       4.39       575.95  
900293208
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     3810.5       23.49       22.00       838.31       23.00       57.20       895.51  
900293671
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     2,489.52       17.65       22.00       547.69       -27.00       -32.96       514.74  
900294986
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     2568       20.28       22.00       564.96       1.00       1.45       566.41  
900299046
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     6,143.12       9.99       22.00       1,351.49       -25.00       -42.62       1,308.87  
900300445
    8/1/2008       9/8/2008     Fund   Consumer Non Mortgage     2,501.37       17.65       22.00       550.30       -37.00       -45.38       504.93  
900300636
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1894.7       23.99       22.00       416.83       17.00       21.46       438.30  
900302424
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     1,174.44       22.66       22.00       258.38       -11.00       -8.13       250.25  
900302723
    8/1/2008       11/13/2008     Fund   Consumer Non Mortgage     2,263.00       20.28       22.00       497.86       -102.00       -130.03       367.83  
900303269
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     1,263.58       18.25       22.00       277.99       -26.00       -16.65       261.33  
900304025
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     1,616.04       17.49       22.00       355.53       -17.00       -13.35       342.18  
900307389
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     2706.25       20.28       22.00       595.38       11.00       16.77       612.14  
900317619
    8/1/2008       1/23/2009     Fund   Consumer Non Mortgage     6,480.62       8.99       22.00       1,425.74       -172.00       -278.36       1,147.38  
900324134
    8/1/2008       7/31/2010     Fund   Consumer Non Mortgage     3,759.99       7.99       22.00       827.20       -719.00       -600.01       227.19  
900325423
    8/1/2008       10/31/2009     Fund   Consumer Non Mortgage     1,617.57       15.99       22.00       355.87       -449.00       -322.59       33.27  
900326690
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     9,946.88       13.99       22.00       2,188.31       -20.00       -77.31       2,111.00  
900332569
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     9,600.65       9.99       22.00       2,112.14       -18.00       -47.96       2,064.19  
900334675
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     4,341.03       15.99       22.00       955.03       -12.00       -23.14       931.89  
900335100
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     5,017.46       23.99       22.00       1,103.84       -6.00       -20.06       1,083.78  
900339565
    8/1/2008       9/1/2008     Fund   Consumer Non Mortgage     4,292.58       13.99       22.00       944.37       -30.00       -50.04       894.32  
900342365
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     5054.04       23.99       22.00       1,111.89       9.00       30.31       1,142.20  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900342448
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     6394.11       15.99       22.00       1,406.70       2.00       5.68       1,412.38  
900363013
    8/1/2008       9/13/2008     Fund   Consumer Non Mortgage     7,565.32       9.99       22.00       1,664.37       -42.00       -88.17       1,576.20  
900370607
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     3547.45       21.18       22.00       780.44       0.00       0.00       780.44  
900478821
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     7302.96       20.99       22.00       1,606.65       18.00       76.64       1,683.30  
900388719
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     6491.42       20.99       22.00       1,428.11       11.00       41.63       1,469.75  
900393909
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     1873.32       20.99       22.00       412.13       5.00       5.46       417.59  
900408234
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     5611.68       10.99       22.00       1,234.57       18.00       30.83       1,265.40  
900418973
    8/1/2008       6/17/2009     Fund   Consumer Non Mortgage     59.08       29.99       22.00       13.00       -316.00       -15.55       -2.55  
900593348
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     5,005.76       19.99       22.00       1,101.27       -2.00       -5.56       1,095.71  
900594693
    8/1/2008       9/3/2008     Fund   Consumer Non Mortgage     5,545.97       23.99       22.00       1,220.11       -32.00       -118.26       1,101.85  
900594765
    8/1/2008       7/3/2008     Fund   Consumer Non Mortgage     7288.26       20.37       22.00       1,603.42       28.00       115.44       1,718.86  
900595738
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     5,211.73       19.99       22.00       1,146.58       -4.00       -11.58       1,135.00  
900595838
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     3,360.57       22.71       22.00       739.33       -6.00       -12.72       726.61  
900597132
    8/1/2008       6/19/2008     Fund   Consumer Non Mortgage     6553.41       21.00       22.00       1,441.75       0.00       0.00       1,441.75  
900598227
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     4913.46       21.41       22.00       1,080.96       0.00       0.00       1,080.96  
900599168
    8/1/2008       7/10/2008     Fund   Consumer Non Mortgage     1304.65       20.30       22.00       287.02       21.00       15.45       302.47  
900599453
    8/1/2008       7/9/2008     Fund   Consumer Non Mortgage     7228.79       21.49       22.00       1,590.33       22.00       94.93       1,685.27  
900600507
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     3962.45       25.79       22.00       871.74       18.00       51.10       922.84  
900600678
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     1667.55       32.99       22.00       366.86       0.00       0.00       366.86  
900600793
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     7034.03       20.41       22.00       1,547.49       29.00       115.67       1,663.16  
900600969
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     4210.41       22.11       22.00       926.29       0.00       0.00       926.29  
900601147
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     2403.75       26.99       22.00       528.83       0.00       0.00       528.83  
900601691
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     3,202.12       22.94       22.00       704.47       -3.00       -6.12       698.34  
900601828
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     3303.64       30.00       22.00       726.80       0.00       0.00       726.80  
900602247
    8/1/2008       7/9/2008     Fund   Consumer Non Mortgage     3258.71       20.84       22.00       716.92       22.00       41.50       758.42  
900603185
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     3171.17       26.22       22.00       697.66       0.00       0.00       697.66  
900604165
    8/1/2008       6/11/2008     Fund   Consumer Non Mortgage     1771.48       24.00       22.00       389.73       0.00       0.00       389.73  
900604300
    8/1/2008       7/6/2008     Fund   Consumer Non Mortgage     5560.48       29.99       22.00       1,223.31       25.00       115.80       1,339.11  
900604601
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     4,530.90       19.44       22.00       996.80       -13.00       -31.81       964.99  
900604657
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     1782.18       29.99       22.00       392.08       0.00       0.00       392.08  
900604817
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     1517.87       27.35       22.00       333.93       0.00       0.00       333.93  
900605029
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     14593.04       19.99       22.00       3,210.47       0.00       0.00       3,210.47  
900605565
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     6129.48       20.99       22.00       1,348.49       29.00       103.64       1,452.13  
900605912
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     4666.79       21.52       22.00       1,026.69       29.00       80.89       1,107.59  
900606648
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     3,520.60       22.55       22.00       774.53       -4.00       -8.82       765.71  
900606712
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     4920.61       23.99       22.00       1,082.53       27.00       88.53       1,171.07  
900606799
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     3703.1       25.80       22.00       814.68       27.00       71.65       886.34  
900608033
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     4161.3       24.00       22.00       915.49       20.00       55.47       970.96  
900608062
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     4154.4       21.98       22.00       913.97       29.00       73.56       987.53  
900608080
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     5792.77       26.99       22.00       1,274.41       0.00       0.00       1,274.41  
900608460
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,098.37       19.99       22.00       681.64       -1.00       -1.72       679.92  
900609050
    8/1/2008       6/6/2008     Fund   Consumer Non Mortgage     3409.45       22.82       22.00       750.08       0.00       0.00       750.08  
900609129
    8/1/2008       12/11/2010     Fund   Consumer Non Mortgage     158.23       25.96       22.00       34.81       -850.00       -96.97       -62.16  
900609521
    8/1/2008       6/6/2008     Fund   Consumer Non Mortgage     9065.63       19.99       22.00       1,994.44       0.00       0.00       1,994.44  
900609733
    8/1/2008       6/6/2008     Fund   Consumer Non Mortgage     3583.3       22.62       22.00       788.33       0.00       0.00       788.33  
900609832
    8/1/2008       9/6/2009     Fund   Consumer Non Mortgage     103.56       28.74       22.00       22.78       -395.00       -32.66       -9.87  
900609893
    8/1/2008       6/13/2008     Fund   Consumer Non Mortgage     10345.76       22.00       22.00       2,276.07       0.00       0.00       2,276.07  
900609906
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     7204.38       20.07       22.00       1,584.96       10.00       40.17       1,625.13  
900610244
    8/1/2008       6/11/2008     Fund   Consumer Non Mortgage     1816.59       24.00       22.00       399.65       0.00       0.00       399.65  
900610402
    8/1/2008       6/24/2008     Fund   Consumer Non Mortgage     7352.71       18.64       22.00       1,617.60       0.00       0.00       1,617.60  
900611676
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     6708.24       24.99       22.00       1,475.81       0.00       0.00       1,475.81  
900612448
    8/1/2008       6/22/2008     Fund   Consumer Non Mortgage     4754.82       21.10       22.00       1,046.06       0.00       0.00       1,046.06  
900612656
    8/1/2008       6/27/2008     Fund   Consumer Non Mortgage     7379.1       21.49       22.00       1,623.40       0.00       0.00       1,623.40  
900612915
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     956.27       28.12       22.00       210.38       0.00       0.00       210.38  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900613296
    8/1/2008       6/14/2008     Fund   Consumer Non Mortgage     5467.77       22.12       22.00       1,202.91       0.00       0.00       1,202.91  
900614470
    8/1/2008       7/1/2008     Fund   Consumer Non Mortgage     4163.31       25.80       22.00       915.93       30.00       89.49       1,005.42  
900614704
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     4,943.15       23.10       22.00       1,087.49       -14.00       -44.41       1,043.09  
900618285
    8/1/2008       6/7/2008     Fund   Consumer Non Mortgage     9702.48       25.70       22.00       2,134.55       0.00       0.00       2,134.55  
900619010
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     7,145.67       18.64       22.00       1,572.05       -6.00       -22.20       1,549.85  
900619059
    8/1/2008       6/3/2008     Fund   Consumer Non Mortgage     2663.24       22.99       22.00       585.91       0.00       0.00       585.91  
900619798
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     3119.9       22.50       22.00       686.38       0.00       0.00       686.38  
900622213
    8/1/2008       7/18/2008     Fund   Consumer Non Mortgage     10407.05       23.99       22.00       2,289.55       13.00       90.16       2,379.71  
900622843
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     7,487.21       19.48       22.00       1,647.19       -12.00       -48.62       1,598.57  
900623736
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     2,633.95       30.00       22.00       579.47       -14.00       -30.73       548.74  
900623997
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     461.24       14.99       22.00       101.47       16.00       3.07       104.55  
900624147
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     3884.45       24.99       22.00       854.58       10.00       26.96       881.54  
900624176
    8/1/2008       5/5/2009     Fund   Consumer Non Mortgage     5,946.19       21.49       22.00       1,308.16       -274.00       -972.58       335.59  
900627063
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     4,990.06       21.99       22.00       1,097.81       -21.00       -64.01       1,033.80  
900627661
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,373.39       26.99       22.00       742.15       -1.00       -2.53       739.62  
900628017
    8/1/2008       6/10/2008     Fund   Consumer Non Mortgage     2380.92       24.74       22.00       523.80       0.00       0.00       523.80  
900628890
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     3045.31       30.00       22.00       669.97       0.00       0.00       669.97  
900629034
    8/1/2008       4/15/2009     Fund   Consumer Non Mortgage     4,718.52       23.99       22.00       1,038.07       -254.00       -798.67       239.40  
900629359
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     8987.16       25.70       22.00       1,977.18       0.00       0.00       1,977.18  
900630312
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     4550.83       21.61       22.00       1,001.18       27.00       73.75       1,074.93  
900630759
    8/1/2008       7/5/2008     Fund   Consumer Non Mortgage     1476.35       29.99       22.00       324.80       26.00       31.98       356.77  
900630980
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     5217.9       23.99       22.00       1,147.94       0.00       0.00       1,147.94  
900632792
    8/1/2008       7/12/2008     Fund   Consumer Non Mortgage     10566.8       33.99       22.00       2,324.70       19.00       189.56       2,514.26  
900633249
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     5922.43       20.90       22.00       1,302.93       16.00       55.01       1,357.95  
900634149
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     4,741.76       21.50       22.00       1,043.19       -11.00       -31.15       1,012.04  
900634951
    8/1/2008       7/19/2008     Fund   Consumer Non Mortgage     3936.77       30.00       22.00       866.09       12.00       39.37       905.46  
900635110
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     2781.35       23.27       22.00       611.90       0.00       0.00       611.90  
900635163
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     3116.88       23.99       22.00       685.71       0.00       0.00       685.71  
900635983
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     4,543.21       18.00       22.00       999.51       -8.00       -18.17       981.34  
900636228
    8/1/2008       7/3/2008     Fund   Consumer Non Mortgage     2948.29       26.99       22.00       648.62       28.00       61.89       710.51  
900636463
    8/1/2008       8/4/2010     Fund   Consumer Non Mortgage     3,083.42       25.70       22.00       678.35       -723.00       -1,591.30       -912.94  
900637109
    8/1/2008       6/8/2008     Fund   Consumer Non Mortgage     9172.05       23.99       22.00       2,017.85       0.00       0.00       2,017.85  
900638728
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     11,278.03       23.99       22.00       2,481.17       -14.00       -105.23       2,375.94  
900638733
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     4,559.39       24.99       22.00       1,003.07       -1.00       -3.16       999.90  
900639057
    8/1/2008       9/15/2008     Fund   Consumer Non Mortgage     7,421.77       23.99       22.00       1,632.79       -44.00       -217.65       1,415.14  
900639189
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     6868.96       23.99       22.00       1,511.17       23.00       105.28       1,616.45  
900639416
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     4060.2       22.50       22.00       893.24       0.00       0.00       893.24  
900639550
    8/1/2008       6/3/2008     Fund   Consumer Non Mortgage     10538.73       23.99       22.00       2,318.52       0.00       0.00       2,318.52  
900639756
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     4,491.66       21.75       22.00       988.17       -16.00       -43.43       944.74  
900641085
    8/1/2008       8/9/2009     Fund   Consumer Non Mortgage     345.97       26.99       22.00       76.11       -368.00       -95.45       -19.34  
900594281
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     8228.08       23.99       22.00       1,810.18       0.00       0.00       1,810.18  
900594387
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     4995.13       21.39       22.00       1,098.93       27.00       80.15       1,179.07  
900596672
    8/1/2008       6/6/2011     Fund   Consumer Non Mortgage     149.13       20.15       22.00       32.81       -1,025.00       -85.56       -52.75  
900596799
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     1400.78       28.00       22.00       308.17       27.00       29.41       337.59  
900597189
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     5258.35       24.99       22.00       1,156.84       0.00       0.00       1,156.84  
900597618
    8/1/2008       7/5/2008     Fund   Consumer Non Mortgage     4723.55       21.62       22.00       1,039.18       26.00       73.75       1,112.93  
900597843
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     9,019.54       23.99       22.00       1,984.30       -5.00       -30.05       1,954.25  
900598458
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     4582.41       21.67       22.00       1,008.13       27.00       74.46       1,082.59  
900598589
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     7,003.65       23.99       22.00       1,540.80       -5.00       -23.34       1,517.47  
900600381
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,900.16       25.00       22.00       418.04       -3.00       -3.96       414.08  
900600701
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     3,480.63       25.61       22.00       765.74       -3.00       -7.43       758.31  
900601752
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     902.77       26.99       22.00       198.61       -1.00       -0.68       197.93  
900601919
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     6604.33       19.99       22.00       1,452.95       17.00       62.34       1,515.30  
900602495
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     4363.15       24.99       22.00       959.89       27.00       81.78       1,041.67  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900604150
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     3245.86       23.15       22.00       714.09       0.00       0.00       714.09  
900604339
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     5,803.14       26.99       22.00       1,276.69       -4.00       -17.40       1,259.29  
900604846
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     5,369.29       23.13       22.00       1,181.24       -7.00       -24.15       1,157.09  
900604853
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     8092.91       22.28       22.00       1,780.44       29.00       145.24       1,925.68  
900605315
    8/1/2008       7/7/2008     Fund   Consumer Non Mortgage     8675.76       23.00       22.00       1,908.67       24.00       133.03       2,041.70  
900605923
    8/1/2008       6/6/2008     Fund   Consumer Non Mortgage     3367.55       22.95       22.00       740.86       0.00       0.00       740.86  
900606565
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     12,730.64       20.99       22.00       2,800.74       -3.00       -22.27       2,778.47  
900606706
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     4,575.92       23.99       22.00       1,006.70       -1.00       -3.05       1,003.65  
900607026
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     2917.54       24.99       22.00       641.86       20.00       40.51       682.36  
900607028
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,245.81       18.00       22.00       714.08       -1.00       -1.62       712.46  
900607283
    8/1/2008       3/4/2010     Fund   Consumer Non Mortgage     64.16       28.25       22.00       14.12       -573.00       -28.85       -14.74  
900607583
    8/1/2008       7/5/2008     Fund   Consumer Non Mortgage     2520.61       26.99       22.00       554.53       26.00       49.13       603.67  
900607826
    8/1/2008       7/6/2008     Fund   Consumer Non Mortgage     4233.94       21.87       22.00       931.47       25.00       64.31       995.77  
900608607
    8/1/2008       6/20/2008     Fund   Consumer Non Mortgage     7375.28       20.07       22.00       1,622.56       0.00       0.00       1,622.56  
900608636
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     4439       26.99       22.00       976.58       0.00       0.00       976.58  
900608765
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     2537.4       23.27       22.00       558.23       20.00       32.80       591.03  
900608768
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     7272.6       23.99       22.00       1,599.97       0.00       0.00       1,599.97  
900609192
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     1428.14       18.00       22.00       314.19       29.00       20.71       334.90  
900609512
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     7242.45       21.11       22.00       1,593.34       11.00       46.71       1,640.05  
900609718
    8/1/2008       6/21/2008     Fund   Consumer Non Mortgage     3322.14       19.98       22.00       730.87       0.00       0.00       730.87  
900612077
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     3,182.78       20.84       22.00       700.21       -26.00       -47.90       652.31  
900613551
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     392.48       24.00       22.00       86.35       -13.00       -3.40       82.94  
900613630
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     10562.41       22.98       22.00       2,323.73       16.00       107.88       2,431.61  
900613804
    8/1/2008       6/8/2008     Fund   Consumer Non Mortgage     885.97       29.16       22.00       194.91       0.00       0.00       194.91  
900613827
    8/1/2008       6/29/2008     Fund   Consumer Non Mortgage     4764.85       20.54       22.00       1,048.27       0.00       0.00       1,048.27  
900613963
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     2720.01       23.69       22.00       598.40       16.00       28.63       627.04  
900614177
    8/1/2008       6/11/2008     Fund   Consumer Non Mortgage     3043.37       23.27       22.00       669.54       0.00       0.00       669.54  
900615513
    8/1/2008       10/5/2009     Fund   Consumer Non Mortgage     4,157.07       19.99       22.00       914.56       -424.00       -978.73       -64.18  
900616359
    8/1/2008       7/1/2008     Fund   Consumer Non Mortgage     7352.4       21.49       22.00       1,617.53       30.00       131.67       1,749.20  
900616943
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     4316.11       24.99       22.00       949.54       0.00       0.00       949.54  
900617473
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     1,964.35       25.60       22.00       432.16       -7.00       -9.78       422.38  
900617515
    8/1/2008       6/11/2008     Fund   Consumer Non Mortgage     5177.15       21.32       22.00       1,138.97       0.00       0.00       1,138.97  
900618367
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     1182.08       28.19       22.00       260.06       20.00       18.51       278.57  
900619439
    8/1/2008       10/7/2008     Fund   Consumer Non Mortgage     2,911.07       21.84       22.00       640.44       -66.00       -116.56       523.88  
900619785
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     8,469.93       23.99       22.00       1,863.38       -10.00       -56.44       1,806.94  
900621210
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     7,242.45       21.49       22.00       1,593.34       -7.00       -30.26       1,563.08  
900621392
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     5372.24       23.98       22.00       1,181.89       5.00       17.89       1,199.79  
900621570
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     3,131.91       23.99       22.00       689.02       -2.00       -4.17       684.85  
900622005
    8/1/2008       6/21/2008     Fund   Consumer Non Mortgage     5055.37       21.35       22.00       1,112.18       0.00       0.00       1,112.18  
900622085
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     2503.36       20.30       22.00       550.74       10.00       14.12       564.86  
900622791
    8/1/2008       5/13/2011     Fund   Consumer Non Mortgage     97.70       19.44       22.00       21.49       -1,002.00       -52.86       -31.37  
900624651
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     9520.5       26.99       22.00       2,094.51       27.00       192.72       2,287.23  
900624892
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     2724.42       26.99       22.00       599.37       10.00       20.43       619.80  
900626435
    8/1/2008       7/3/2008     Fund   Consumer Non Mortgage     3040.17       23.99       22.00       668.84       28.00       56.73       725.56  
900627794
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     4,756.61       30.00       22.00       1,046.45       -23.00       -91.17       955.29  
900628306
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     4649.91       19.99       22.00       1,022.98       0.00       0.00       1,022.98  
900628407
    8/1/2008       6/6/2008     Fund   Consumer Non Mortgage     1327.32       27.89       22.00       292.01       0.00       0.00       292.01  
900630600
    8/1/2008       6/8/2008     Fund   Consumer Non Mortgage     2394.44       19.99       22.00       526.78       0.00       0.00       526.78  
900631111
    8/1/2008       6/22/2008     Fund   Consumer Non Mortgage     5095.37       23.99       22.00       1,120.98       0.00       0.00       1,120.98  
900631507
    8/1/2008       6/8/2008     Fund   Consumer Non Mortgage     5097.76       21.44       22.00       1,121.51       0.00       0.00       1,121.51  
900632778
    8/1/2008       6/11/2008     Fund   Consumer Non Mortgage     5111.97       21.33       22.00       1,124.63       0.00       0.00       1,124.63  
900633528
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     8,262.00       23.99       22.00       1,817.64       -10.00       -55.06       1,762.58  
900633923
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     8186.29       29.99       22.00       1,800.98       0.00       0.00       1,800.98  
900634660
    8/1/2008       7/17/2008     Fund   Consumer Non Mortgage     3746.46       23.98       22.00       824.22       14.00       34.94       859.16  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900634775
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     12464.95       23.99       22.00       2,742.29       15.00       124.60       2,866.89  
900634880
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     4037.44       26.99       22.00       888.24       15.00       45.40       933.64  
900635419
    8/1/2008       7/18/2008     Fund   Consumer Non Mortgage     10797.25       26.99       22.00       2,375.40       13.00       105.23       2,480.63  
900636449
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     9381.49       23.99       22.00       2,063.93       29.00       181.30       2,245.23  
900636450
    8/1/2008       6/14/2008     Fund   Consumer Non Mortgage     2909.33       24.00       22.00       640.05       0.00       0.00       640.05  
900636794
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     5,552.58       22.98       22.00       1,221.57       -24.00       -85.05       1,136.52  
900638668
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     2388.46       26.99       22.00       525.46       0.00       0.00       525.46  
900638951
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     3305.6       23.99       22.00       727.23       29.00       63.88       791.11  
900639234
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     1,874.54       25.96       22.00       412.40       -10.00       -13.52       398.88  
900639618
    8/1/2008       7/3/2008     Fund   Consumer Non Mortgage     1519.41       21.11       22.00       334.27       28.00       24.95       359.22  
900640380
    8/1/2008       6/8/2008     Fund   Consumer Non Mortgage     9584.4       26.99       22.00       2,108.57       0.00       0.00       2,108.57  
900640843
    8/1/2008       7/12/2008     Fund   Consumer Non Mortgage     1353       23.99       22.00       297.66       19.00       17.13       314.79  
900640918
    8/1/2008       7/1/2008     Fund   Consumer Non Mortgage     4745.49       29.99       22.00       1,044.01       30.00       118.60       1,162.61  
900640996
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     8168.21       22.28       22.00       1,797.01       23.00       116.25       1,913.26  
900641834
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     6,608.19       19.99       22.00       1,453.80       -16.00       -58.70       1,395.10  
900641920
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     7956.83       24.99       22.00       1,750.50       0.00       0.00       1,750.50  
311534
    8/1/2008       6/21/2008     Fund   Consumer Non Mortgage     6152.78       15.59       22.00       1,353.61       0.00       0.00       1,353.61  
1890602
    8/1/2008       12/3/2008     Fund   Consumer Non Mortgage     3,441.82       12.99       22.00       757.20       -122.00       -151.51       605.69  
3238077
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     898.5       12.99       22.00       197.67       0.00       0.00       197.67  
334318
    8/1/2008       7/6/2008     Fund   Consumer Non Mortgage     10081.66       14.99       22.00       2,217.97       25.00       104.95       2,322.91  
4041101
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     3,594.80       12.99       22.00       790.86       -6.00       -7.78       783.07  
4068581
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     2,976.12       13.99       22.00       654.75       -22.00       -25.44       629.30  
5868148
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     1,157.96       13.99       22.00       254.75       -9.00       -4.05       250.70  
6817699
    8/1/2008       6/14/2008     Fund   Consumer Non Mortgage     782.5       17.99       22.00       172.15       0.00       0.00       172.15  
7430262
    8/1/2008       9/26/2008     Fund   Consumer Non Mortgage     1,169.52       9.39       22.00       257.29       -55.00       -16.78       240.52  
8826443
    8/1/2008       4/25/2009     Fund   Consumer Non Mortgage     14.97       14.50       22.00       3.29       -264.00       -1.59       1.70  
8549313
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     9072.31       13.99       22.00       1,995.91       27.00       95.19       2,091.10  
8952140
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     1170.05       14.99       22.00       257.41       18.00       8.77       266.18  
10002882
    8/1/2008       7/17/2008     Fund   Consumer Non Mortgage     1505.66       12.99       22.00       331.25       14.00       7.61       338.85  
10246859
    8/1/2008       12/30/2008     Fund   Consumer Non Mortgage     5,476.80       12.90       22.00       1,204.90       -149.00       -292.42       912.48  
10326951
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     737.28       13.99       22.00       162.20       17.00       4.87       167.07  
10060724
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     4678.83       13.99       22.00       1,029.34       9.00       16.36       1,045.71  
10310075
    8/1/2008       11/5/2008     Fund   Consumer Non Mortgage     1,499.64       13.99       22.00       329.92       -94.00       -54.78       275.14  
11036083
    8/1/2008       10/28/2008     Fund   Consumer Non Mortgage     5,760.42       14.50       22.00       1,267.29       -87.00       -201.85       1,065.44  
11273106
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     7,696.92       12.97       22.00       1,693.32       -10.00       -27.73       1,665.59  
11364554
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     5790.12       11.99       22.00       1,273.83       1.00       1.93       1,275.75  
13327338
    8/1/2008       9/24/2008     Fund   Consumer Non Mortgage     3,292.76       12.99       22.00       724.41       -53.00       -62.97       661.44  
14289079
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     319.56       13.99       22.00       70.30       -15.00       -1.86       68.44  
15352800
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     1,588.90       12.99       22.00       349.56       -11.00       -6.31       343.25  
15463043
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     11,243.22       11.99       22.00       2,473.51       -4.00       -14.98       2,458.53  
16980847
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     831.74       11.98       22.00       182.98       -25.00       -6.92       176.06  
17312595
    8/1/2008       11/8/2008     Fund   Consumer Non Mortgage     1,587.40       12.99       22.00       349.23       -97.00       -55.56       293.67  
17462115
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     9544.65       15.50       22.00       2,099.82       10.00       41.10       2,140.92  
18413617
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     255.60       14.99       22.00       56.23       -10.00       -1.06       55.17  
19602143
    8/1/2008       6/5/2008     Fund   Consumer Non Mortgage     173.36       17.99       22.00       38.14       0.00       0.00       38.14  
20448451
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     1,407.97       13.99       22.00       309.75       -11.00       -6.02       303.73  
23289362
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     2,516.80       17.99       22.00       553.70       -15.00       -18.87       534.83  
24459106
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     531.83       8.25       22.00       117.00       -8.00       -0.98       116.03  
24881320
    8/1/2008       6/19/2008     Fund   Consumer Non Mortgage     926.52       13.99       22.00       203.83       0.00       0.00       203.83  
25131050
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,377.84       18.00       22.00       743.12       -1.00       -1.69       741.44  
26687810
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     1,741.96       12.99       22.00       383.23       -2.00       -1.26       381.97  
26560611
    8/1/2008       1/29/2009     Fund   Consumer Non Mortgage     2,118.76       18.00       22.00       466.13       -178.00       -188.57       277.56  
27794305
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     187.32       13.99       22.00       41.21       -17.00       -1.24       39.97  
30958660
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     17,830.00       11.94       22.00       3,922.60       -14.00       -82.79       3,839.81  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
32419458
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     1668.85       12.99       22.00       367.15       1.00       0.60       367.75  
32818078
    8/1/2008       3/27/2008     Fund   Consumer Non Mortgage     1,088.20       12.99       22.00       239.40       -26.00       -10.21       229.19  
33005939
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     9223.74       13.99       22.00       2,029.22       23.00       82.44       2,111.67  
34620534
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     4,257.85       10.90       22.00       936.73       -15.00       -19.34       917.39  
35487210
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     566.99       13.99       22.00       124.74       -19.00       -4.19       120.55  
35881734
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     14797.94       16.99       22.00       3,255.55       0.00       0.00       3,255.55  
36664989
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     1055.71       12.90       22.00       232.26       5.00       1.89       234.15  
38157243
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     359.40       12.99       22.00       79.07       -4.00       -0.52       78.55  
38443827
    8/1/2008       10/7/2008     Fund   Consumer Non Mortgage     2,031.60       12.99       22.00       446.95       -66.00       -48.38       398.57  
39053311
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     13,726.94       15.25       22.00       3,019.93       -23.00       -133.74       2,886.18  
40138515
    8/1/2008       7/19/2008     Fund   Consumer Non Mortgage     2252.82       18.00       22.00       495.62       12.00       13.52       509.14  
42499355
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     1,859.26       12.99       22.00       409.04       -15.00       -10.06       398.97  
43291964
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     453.00       17.56       22.00       99.66       -12.00       -2.65       97.01  
43382968
    8/1/2008       10/23/2008     Fund   Consumer Non Mortgage     138.80       13.99       22.00       30.54       -82.00       -4.42       26.11  
44940997
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     9,520.04       12.99       22.00       2,094.41       -22.00       -75.57       2,018.84  
46096511
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     11,658.92       12.99       22.00       2,564.96       -11.00       -46.28       2,518.69  
47168449
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     12565.4       10.99       22.00       2,764.39       0.00       0.00       2,764.39  
48666458
    8/1/2008       12/24/2008     Fund   Consumer Non Mortgage     2,375.01       13.99       22.00       522.50       -143.00       -131.98       390.52  
1936731
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     2,142.36       13.99       22.00       471.32       -25.00       -20.81       450.51  
49659368
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     4,365.37       14.99       22.00       960.38       -19.00       -34.54       925.85  
50748360
    8/1/2008       9/26/2008     Fund   Consumer Non Mortgage     4,602.90       15.99       22.00       1,012.64       -55.00       -112.45       900.19  
51023839
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     100       13.99       22.00       22.00       20.00       0.78       22.78  
54812502
    8/1/2008       9/26/2008     Fund   Consumer Non Mortgage     2,641.90       15.99       22.00       581.22       -55.00       -64.54       516.68  
3393138
    8/1/2008       7/9/2008     Fund   Consumer Non Mortgage     1058.76       14.50       22.00       232.93       22.00       9.38       242.31  
59011073
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     10,491.81       9.00       22.00       2,308.20       -8.00       -20.98       2,287.21  
59115830
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     276.55       17.99       22.00       60.84       -5.00       -0.69       60.15  
8025842
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     1446.74       13.99       22.00       318.28       23.00       12.93       331.21  
8148732
    8/1/2008       6/23/2008     Fund   Consumer Non Mortgage     962.06       10.26       22.00       211.65       0.00       0.00       211.65  
8218241
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     816.96       18.00       22.00       179.73       -5.00       -2.04       177.69  
8280051
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     715.11       13.99       22.00       157.32       -4.00       -1.11       156.21  
8445933
    8/1/2008       7/5/2008     Fund   Consumer Non Mortgage     5538.6       11.99       22.00       1,218.49       26.00       47.96       1,266.45  
8563987
    8/1/2008       6/28/2008     Fund   Consumer Non Mortgage     3178.51       15.00       22.00       699.27       0.00       0.00       699.27  
63840552
    8/1/2008       9/3/2008     Fund   Consumer Non Mortgage     4,570.58       13.99       22.00       1,005.53       -32.00       -56.84       948.69  
66022796
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     224.63       13.99       22.00       49.42       -2.00       -0.17       49.24  
10058830
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     2791.28       13.99       22.00       614.08       15.00       16.27       630.35  
57046996
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     180.24       13.99       22.00       39.65       -29.00       -2.03       37.62  
57178269
    8/1/2008       7/27/2008     Fund   Consumer Non Mortgage     1128.64       13.99       22.00       248.30       4.00       1.75       250.06  
57436469
    8/1/2008       11/12/2008     Fund   Consumer Non Mortgage     2,173.00       11.99       22.00       478.06       -101.00       -73.10       404.96  
57617432
    8/1/2008       6/26/2008     Fund   Consumer Non Mortgage     1976.7       12.99       22.00       434.87       0.00       0.00       434.87  
58429266
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     1,025.50       12.99       22.00       225.61       -22.00       -8.14       217.47  
58735240
    8/1/2008       6/19/2008     Fund   Consumer Non Mortgage     962.36       15.99       22.00       211.72       0.00       0.00       211.72  
68019484
    8/1/2008       6/21/2008     Fund   Consumer Non Mortgage     294.56       17.99       22.00       64.80       0.00       0.00       64.80  
59448224
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     142.01       13.99       22.00       31.24       -15.00       -0.83       30.41  
59732460
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     4,771.35       13.98       22.00       1,049.70       -6.00       -11.12       1,038.58  
69294907
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     2,597.46       13.87       22.00       571.44       -14.00       -14.01       557.43  
60418010
    8/1/2008       11/26/2008     Fund   Consumer Non Mortgage     2,409.05       14.00       22.00       529.99       -115.00       -107.74       422.25  
61065658
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     953.72       17.97       22.00       209.82       -27.00       -12.85       196.96  
71491681
    8/1/2008       6/9/2008     Fund   Consumer Non Mortgage     3236.16       12.99       22.00       711.96       0.00       0.00       711.96  
71546036
    8/1/2008       4/26/2010     Fund   Consumer Non Mortgage     359.31       11.99       22.00       79.05       -625.00       -74.79       4.25  
71559478
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     12283.75       16.99       22.00       2,702.43       1.00       5.80       2,708.22  
61208052
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     2,706.40       14.99       22.00       595.41       -28.00       -31.55       563.85  
61405785
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     2,298.10       12.99       22.00       505.58       -18.00       -14.93       490.66  
75927322
    8/1/2008       4/28/2009     Fund   Consumer Non Mortgage     1,069.37       14.99       22.00       235.26       -267.00       -118.89       116.37  
76024500
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     2,686.17       14.99       22.00       590.96       -14.00       -15.66       575.30  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
76276641
    8/1/2008       12/7/2008     Fund   Consumer Non Mortgage     2,085.92       11.99       22.00       458.90       -126.00       -87.54       371.37  
66170058
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     5,081.44       11.99       22.00       1,117.92       -14.00       -23.69       1,094.22  
66539880
    8/1/2008       2/3/2009     Fund   Consumer Non Mortgage     1,456.01       12.99       22.00       320.32       -182.00       -95.62       224.70  
78062150
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,504.09       13.07       22.00       770.90       -1.00       -1.27       769.63  
78914370
    8/1/2008       4/30/2021     Fund   Consumer Non Mortgage     7,027.80       15.25       22.00       1,546.12       -4,589.00       -13,661.70       -12,115.59  
79352125
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     3891.63       12.99       22.00       856.16       16.00       22.47       878.63  
69012419
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     3,885.00       11.99       22.00       854.70       -21.00       -27.17       827.53  
69555981
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     1,019.24       10.90       22.00       224.23       -10.00       -3.09       221.15  
69998345
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     5,259.40       15.00       22.00       1,157.07       -28.00       -61.36       1,095.71  
80464311
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     3,494.62       13.99       22.00       768.82       -5.00       -6.79       762.03  
82132301
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     956.43       12.99       22.00       210.41       -10.00       -3.45       206.96  
82818313
    8/1/2008       10/9/2008     Fund   Consumer Non Mortgage     1,835.00       15.99       22.00       403.70       -68.00       -55.42       348.28  
83329898
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     4,153.22       13.99       22.00       913.71       -13.00       -20.98       892.73  
83425741
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     2,317.14       8.99       22.00       509.77       -12.00       -6.94       502.83  
84108073
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     15633.27       9.93       22.00       3,439.32       20.00       86.24       3,525.56  
74700754
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     5,965.94       14.50       22.00       1,312.51       -17.00       -40.85       1,271.66  
84872135
    8/1/2008       9/4/2008     Fund   Consumer Non Mortgage     2,946.60       14.99       22.00       648.25       -33.00       -40.49       607.76  
86118708
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     1,470.96       17.99       22.00       323.61       -18.00       -13.23       310.38  
86151869
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,887.25       12.99       22.00       415.20       -14.00       -9.53       405.66  
86527943
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     1,497.16       13.99       22.00       329.38       -5.00       -2.91       326.47  
76092022
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     11461.18       12.99       22.00       2,521.46       15.00       62.03       2,583.49  
77512961
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     1,331.60       13.95       22.00       292.95       -16.00       -8.26       284.70  
88583658
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     2803.95       13.99       22.00       616.87       9.00       9.81       626.68  
88707315
    8/1/2008       10/11/2008     Fund   Consumer Non Mortgage     613.05       16.99       22.00       134.87       -70.00       -20.25       114.62  
88723031
    8/1/2008       2/26/2009     Fund   Consumer Non Mortgage     1,705.20       11.99       22.00       375.14       -205.00       -116.42       258.72  
89898631
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     1,106.34       13.99       22.00       243.39       -23.00       -9.89       233.51  
80431503
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     2,080.72       12.81       22.00       457.76       -7.00       -5.18       452.58  
93620047
    8/1/2008       11/25/2008     Fund   Consumer Non Mortgage     2,696.17       12.99       22.00       593.16       -114.00       -110.91       482.25  
94590911
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     2,986.48       11.99       22.00       657.03       -23.00       -22.88       634.15  
94803724
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     5,873.57       13.99       22.00       1,292.19       -15.00       -34.24       1,257.95  
900011932
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     1,976.70       12.99       22.00       434.87       -7.00       -4.99       429.88  
900012669
    8/1/2008       7/3/2008     Fund   Consumer Non Mortgage     2136.01       7.30       22.00       469.92       28.00       12.12       482.05  
900016368
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     1117.45       14.99       22.00       245.84       20.00       9.31       255.14  
900017009
    8/1/2008       9/4/2008     Fund   Consumer Non Mortgage     461.28       7.19       22.00       101.48       -33.00       -3.04       98.44  
900017138
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     10,933.59       9.99       22.00       2,405.39       -16.00       -48.55       2,356.84  
900018391
    8/1/2008       7/1/2008     Fund   Consumer Non Mortgage     43943.38       13.99       22.00       9,667.54       30.00       512.31       10,179.85  
900020032
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     2,608.40       14.99       22.00       573.85       -17.00       -18.46       555.38  
900020049
    8/1/2008       1/21/2009     Fund   Consumer Non Mortgage     1,963.05       13.99       22.00       431.87       -170.00       -129.69       302.18  
900020245
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     24,274.00       11.99       22.00       5,340.28       -19.00       -153.61       5,186.67  
900026848
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     3,103.85       14.99       22.00       682.85       -25.00       -32.31       650.54  
900029084
    8/1/2008       9/7/2008     Fund   Consumer Non Mortgage     2,783.00       13.99       22.00       612.26       -36.00       -38.93       573.33  
7750170
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     1,046.79       13.99       22.00       230.29       -25.00       -10.17       220.12  
86535016
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     1,473.76       13.99       22.00       324.23       23.00       13.17       337.40  
86846539
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     1,417.95       12.99       22.00       311.95       -20.00       -10.23       301.72  
900045367
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     15431.86       11.99       22.00       3,395.01       0.00       0.00       3,395.01  
900047737
    8/1/2008       7/24/2008     Fund   Consumer Non Mortgage     1344.72       16.99       22.00       295.84       7.00       4.44       300.28  
900048346
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     16,879.63       12.99       22.00       3,713.52       -5.00       -30.45       3,683.06  
900051713
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     3,425.24       11.99       22.00       753.55       -19.00       -21.68       731.88  
88173044
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     7,659.75       11.99       22.00       1,685.15       -14.00       -35.72       1,649.43  
900052140
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     10128.69       9.99       22.00       2,228.31       15.00       42.16       2,270.47  
88528134
    8/1/2008       9/16/2008     Fund   Consumer Non Mortgage     1,771.45       12.99       22.00       389.72       -45.00       -28.76       360.96  
88843832
    8/1/2008       9/17/2008     Fund   Consumer Non Mortgage     4,832.40       17.99       22.00       1,063.13       -46.00       -111.08       952.04  
900054578
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     2,735.75       14.99       22.00       601.87       -4.00       -4.56       597.31  
900054750
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     2,669.18       13.99       22.00       587.22       -12.00       -12.45       574.77  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900057203
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     9,276.68       17.99       22.00       2,040.87       -27.00       -125.17       1,915.70  
900063461
    8/1/2008       7/27/2008     Fund   Consumer Non Mortgage     8985.28       12.99       22.00       1,976.76       4.00       12.97       1,989.73  
900064986
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     5,581.80       11.99       22.00       1,228.00       -16.00       -29.74       1,198.25  
900066765
    8/1/2008       11/26/2008     Fund   Consumer Non Mortgage     2,138.25       17.99       22.00       470.42       -115.00       -122.88       347.53  
92011054
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     2,308.56       13.99       22.00       507.88       -19.00       -17.05       490.84  
900071040
    8/1/2008       9/6/2008     Fund   Consumer Non Mortgage     4,742.76       9.99       22.00       1,043.41       -35.00       -46.06       997.34  
93004088
    8/1/2008       6/18/2008     Fund   Consumer Non Mortgage     880.02       13.99       22.00       193.60       0.00       0.00       193.60  
900074979
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     78.20       13.99       22.00       17.20       -2.00       -0.06       17.14  
900075780
    8/1/2008       7/3/2008     Fund   Consumer Non Mortgage     2641.66       16.99       22.00       581.17       28.00       34.91       616.07  
900076631
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     1,643.50       12.99     22.00     361.57       -2.00       -1.19       360.38  
900077447
    8/1/2008       9/4/2008     Fund   Consumer Non Mortgage     4,425.17       11.99       22.00       973.54       -33.00       -48.64       924.90  
94044917
    8/1/2008       9/2/2011     Fund   Consumer Non Mortgage     13,293.83       12.99       22.00       2,924.64       -1,111.00       -5,329.31       -2,404.67  
900083602
    8/1/2008       7/9/2008     Fund   Consumer Non Mortgage     5782.51       13.99       22.00       1,272.15       22.00       49.44       1,321.59  
97265322
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     2,904.93       12.99       22.00       639.08       -19.00       -19.92       619.17  
98298464
    8/1/2008       7/21/2008     Fund   Consumer Non Mortgage     2,670.21       15.99       22.00       587.45       10.00       11.86       599.31  
900089159
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     164.10       18.00       22.00       36.10       -1.00       -0.08       36.02  
99576499
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     822.91       16.99       22.00       181.04       -18.00       -6.99       174.05  
900010482
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     13,029.04       13.99       22.00       2,866.39       -14.00       -70.89       2,795.50  
900010778
    8/1/2008       6/10/2008     Fund   Consumer Non Mortgage     3628.05       13.99       22.00       798.17       0.00       0.00       798.17  
900090953
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     155.00       8.99       22.00       34.10       -15.00       -0.58       33.52  
900010886
    8/1/2008       7/14/2009     Fund   Consumer Non Mortgage     3,134.36       12.99       22.00       689.56       -343.00       -387.93       301.63  
900091838
    8/1/2008       8/7/2009     Fund   Consumer Non Mortgage     3,224.00       13.99       22.00       709.28       -366.00       -458.55       250.73  
900012458
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     3646.88       16.99       22.00       802.31       1.00       1.72       804.03  
900013005
    8/1/2008       11/7/2009     Fund   Consumer Non Mortgage     4,355.90       12.99       22.00       958.30       -456.00       -716.72       241.58  
900016107
    8/1/2008       7/12/2008     Fund   Consumer Non Mortgage     4372.52       12.99       22.00       961.95       19.00       29.98       991.93  
900018050
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     4,389.33       12.99       22.00       965.65       -16.00       -25.34       940.31  
900019452
    8/1/2008       1/12/2009     Fund   Consumer Non Mortgage     1,366.36       17.99       22.00       300.60       -161.00       -109.93       190.67  
900021519
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     14,594.89       14.99       22.00       3,210.88       -22.00       -133.70       3,077.18  
900096438
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     10,054.02       9.99       22.00       2,211.88       -29.00       -80.91       2,130.97  
900023648
    8/1/2008       3/25/2009     Fund   Consumer Non Mortgage     2,132.10       11.99       22.00       469.06       -234.00       -166.17       302.90  
900100405
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     5,075.68       8.99       22.00       1,116.65       -11.00       -13.94       1,102.71  
900030247
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     969.43       13.99       22.00       213.27       -28.00       -10.55       202.73  
900033064
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     7,899.29       10.99       22.00       1,737.84       -13.00       -31.35       1,706.49  
900035976
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     15,806.26       12.99       22.00       3,477.38       -23.00       -131.18       3,346.20  
900036565
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     2,629.59       11.99       22.00       578.51       -10.00       -8.76       569.75  
900109187
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     1,430.00       8.99       22.00       314.60       -29.00       -10.36       304.24  
900041166
    8/1/2008       10/17/2008     Fund   Consumer Non Mortgage     288.62       12.99       22.00       63.50       -76.00       -7.91       55.58  
900110220
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     1,389.80       12.99       22.00       305.76       -25.00       -12.54       293.22  
900110698
    8/1/2008       10/7/2012     Fund   Consumer Non Mortgage     1,393.50       16.49       22.00       306.57       -1,506.00       -961.28       -654.71  
900110811
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     440.88       14.99       22.00       96.99       -18.00       -3.30       93.69  
900044901
    8/1/2008       7/27/2009     Fund   Consumer Non Mortgage     1,862.75       14.99       22.00       409.81       -356.00       -276.12       133.68  
900046793
    8/1/2008       9/23/2008     Fund   Consumer Non Mortgage     1,224.12       10.99       22.00       269.31       -52.00       -19.43       249.87  
900115970
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     1,652.00       8.99       22.00       363.44       -23.00       -9.49       353.95  
900117241
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     178.28       13.99       22.00       39.22       -7.00       -0.48       38.74  
900117542
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     517.68       12.99       22.00       113.89       -14.00       -2.62       111.27  
900050257
    8/1/2008       7/10/2008     Fund   Consumer Non Mortgage     1711.64       12.99       22.00       376.56       21.00       12.97       389.53  
900050735
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     3,906.39       13.99       22.00       859.41       -28.00       -42.51       816.90  
900122171
    8/1/2008       9/25/2008     Fund   Consumer Non Mortgage     927.64       12.99       22.00       204.08       -54.00       -18.08       186.01  
900054782
    8/1/2008       6/20/2008     Fund   Consumer Non Mortgage     2171.26       14.99       22.00       477.68       0.00       0.00       477.68  
900126988
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     10,866.01       11.99       22.00       2,390.52       -19.00       -68.76       2,321.76  
900129496
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     1,627.97       9.99       22.00       358.15       -11.00       -4.97       353.18  
900133173
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     2,517.75       9.99       22.00       553.91       -31.00       -21.66       532.25  
900135426
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     3,563.10       12.99       22.00       783.88       -7.00       -9.00       774.88  
900073952
    8/1/2008       7/10/2008     Fund   Consumer Non Mortgage     2239.12       12.99       22.00       492.61       21.00       16.97       509.57  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900142317
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     318.40       11.99       22.00       70.05       -11.00       -1.17       68.88  
900144210
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     3042.85       9.99       22.00       669.43       11.00       9.29       678.72  
900084863
    8/1/2008       6/27/2008     Fund   Consumer Non Mortgage     2801.21       16.99       22.00       616.27       0.00       0.00       616.27  
900145142
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     7099.54       9.99       22.00       1,561.90       18.00       35.46       1,597.36  
900087177
    8/1/2008       6/7/2008     Fund   Consumer Non Mortgage     336.88       14.99       22.00       74.11       0.00       0.00       74.11  
900087432
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     4,314.11       13.99       22.00       949.10       -1.00       -1.68       947.43  
900088784
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     260.35       17.99       22.00       57.28       1.00       0.13       57.41  
900088816
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     1,883.18       12.99       22.00       414.30       -23.00       -15.63       398.67  
900152543
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     441.55       20.99       22.00       97.14       -19.00       -4.89       92.25  
900095673
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     5,900.70       13.99       22.00       1,298.15       -6.00       -13.76       1,284.40  
900098562
    8/1/2008       9/9/2008     Fund   Consumer Non Mortgage     2,389.11       16.99       22.00       525.60       -38.00       -42.85       482.76  
900100131
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     4,332.63       16.99       22.00       953.18       -9.00       -18.40       934.78  
900102948
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     2,286.28       12.99       22.00       502.98       -15.00       -12.37       490.61  
900104342
    8/1/2008       7/7/2009     Fund   Consumer Non Mortgage     2,692.80       12.99       22.00       592.42       -336.00       -326.48       265.94  
900163143
    8/1/2008       6/12/2008     Fund   Consumer Non Mortgage     23490.74       11.99       22.00       5,167.96       0.00       0.00       5,167.96  
900108567
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     557.33       11.99       22.00       122.61       -29.00       -5.38       117.23  
900163621
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     598.65       14.99       22.00       131.70       9.00       2.24       133.95  
900109251
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     4808.07       11.99       22.00       1,057.78       0.00       0.00       1,057.78  
900110236
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     13,012.54       14.99       22.00       2,862.76       -20.00       -108.37       2,754.39  
900165637
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     1,623.16       12.99       22.00       357.10       -14.00       -8.20       348.90  
900113498
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     1,879.47       12.99       22.00       413.48       -5.00       -3.39       410.09  
900168053
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     4,896.72       14.99       22.00       1,077.28       -3.00       -6.12       1,071.16  
900169312
    8/1/2008       6/23/2008     Fund   Consumer Non Mortgage     1,807.66       17.99       22.00       397.69       0.00       0.00       397.69  
900170281
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     11,100.08       8.99       22.00       2,442.02       -22.00       -60.98       2,381.03  
900119465
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     5,427.43       13.99       22.00       1,194.03       -13.00       -27.42       1,166.62  
900124502
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     3,278.08       12.99       22.00       721.18       -12.00       -14.19       706.98  
900126025
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     28,188.97       8.99       22.00       6,201.57       -1.00       -7.04       6,194.53  
900129452
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     290       17.99       22.00       63.80       2.00       0.29       64.09  
900185742
    8/1/2008       12/17/2008     Fund   Consumer Non Mortgage     787.16       14.99       22.00       173.18       -136.00       -44.58       128.60  
900130168
    8/1/2008       7/24/2008     Fund   Consumer Non Mortgage     8639.54       14.99       22.00       1,900.70       7.00       25.18       1,925.88  
900186543
    8/1/2008       7/10/2008     Fund   Consumer Non Mortgage     889.69       18.99       22.00       195.73       21.00       9.86       205.59  
900139913
    8/1/2008       6/29/2008     Fund   Consumer Non Mortgage     12120.81       11.99       22.00       2,666.58       0.00       0.00       2,666.58  
900143273
    8/1/2008       6/19/2008     Fund   Consumer Non Mortgage     9669.21       11.99       22.00       2,127.23       0.00       0.00       2,127.23  
900144536
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     2,342.41       9.99       22.00       515.33       -15.00       -9.75       505.58  
900146636
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     5,869.60       10.99       22.00       1,291.31       -17.00       -30.46       1,260.85  
900153903
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     6,746.76       11.99       22.00       1,484.29       -3.00       -6.74       1,477.55  
900154930
    8/1/2008       6/3/2008     Fund   Consumer Non Mortgage     507.6       12.99       22.00       111.67       0.00       0.00       111.67  
900156181
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     449       11.99       22.00       98.78       29.00       4.34       103.12  
900220889
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     7,371.18       9.99       22.00       1,621.66       -4.00       -8.18       1,613.48  
900221991
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     4,772.41       14.50       22.00       1,049.93       -22.00       -42.29       1,007.64  
900222113
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     642.31       17.99       22.00       141.31       1.00       0.32       141.63  
900226566
    8/1/2008       10/2/2008     Fund   Consumer Non Mortgage     488.16       16.00       22.00       107.40       -61.00       -13.23       94.16  
900165118
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     3,946.32       8.99       22.00       868.19       -9.00       -8.87       859.32  
900236719
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     4,726.68       17.99       22.00       1,039.87       -10.00       -23.62       1,016.25  
900168080
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     5,690.21       12.99       22.00       1,251.85       -16.00       -32.85       1,218.99  
900238936
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     883.80       10.99       22.00       194.44       -28.00       -7.55       186.88  
900173218
    8/1/2008       5/27/2009     Fund   Consumer Non Mortgage     2,092.43       8.99       22.00       460.33       -296.00       -154.67       305.67  
900175781
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     7624.49       8.99       22.00       1,677.39       3.00       5.71       1,683.10  
900177117
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,026.12       8.99       22.00       225.75       -3.00       -0.77       224.98  
900179926
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     10,783.80       16.99       22.00       2,372.44       -9.00       -45.80       2,326.63  
900184564
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     1,615.64       8.99       22.00       355.44       -18.00       -7.26       348.18  
900252968
    8/1/2008       10/24/2008     Fund   Consumer Non Mortgage     1,000.00       0.01       22.00       220.00       -83.00       -0.03       219.97  
900253473
    8/1/2008       9/6/2008     Fund   Consumer Non Mortgage     29,070.88       11.99       22.00       6,395.59       -35.00       -338.88       6,056.72  
900186472
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     917.19       18.99       22.00       201.78       -7.00       -3.39       198.40  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900189480
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,745.61       9.99       22.00       384.03       -12.00       -5.81       378.22  
900194514
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     8,936.95       11.99       22.00       1,966.13       -29.00       -86.32       1,879.81  
900274932
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     1,974.09       12.99       22.00       434.30       -22.00       -15.67       418.63  
900214372
    8/1/2008       7/18/2008     Fund   Consumer Non Mortgage     3517.99       19.50       22.00       773.96       13.00       24.77       798.73  
900279625
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     3,495.10       12.99       22.00       768.92       -13.00       -16.39       752.53  
900283311
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     3,390.14       12.99       22.00       745.83       -14.00       -17.13       728.70  
900283326
    8/1/2008       9/14/2008     Fund   Consumer Non Mortgage     14,646.21       13.99       22.00       3,222.17       -43.00       -244.74       2,977.42  
900283368
    8/1/2008       10/16/2008     Fund   Consumer Non Mortgage     24,299.64       14.99       22.00       5,345.92       -75.00       -758.86       4,587.06  
900222117
    8/1/2008       9/29/2008     Fund   Consumer Non Mortgage     4,350.60       14.50       22.00       957.13       -58.00       -101.63       855.50  
900294063
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     2522.29       12.99       22.00       554.90       9.00       8.19       563.09  
900242476
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     17,330.55       9.99       22.00       3,812.72       -20.00       -96.18       3,716.54  
900303862
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     2,500.48       14.99       22.00       550.11       -13.00       -13.54       536.57  
900252953
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,260.28       0.01       22.00       277.26       -3.00       0.00       277.26  
900261624
    8/1/2008       10/12/2008     Fund   Consumer Non Mortgage     487.20       18.00       22.00       107.18       -71.00       -17.30       89.89  
900261802
    8/1/2008       7/6/2008     Fund   Consumer Non Mortgage     1354.05       17.99       22.00       297.89       25.00       16.92       314.81  
900264092
    8/1/2008       2/9/2010     Fund   Consumer Non Mortgage     2,611.90       14.13       22.00       574.62       -548.00       -561.59       13.02  
900268048
    8/1/2008       9/20/2008     Fund   Consumer Non Mortgage     5,808.66       12.99       22.00       1,277.91       -49.00       -102.70       1,175.20  
900269325
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     456.74       17.99       22.00       100.48       -31.00       -7.08       93.41  
900272707
    8/1/2008       6/18/2008     Fund   Consumer Non Mortgage     8609.66       12.99       22.00       1,894.13       0.00       0.00       1,894.13  
900275008
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     3,289.20       12.99       22.00       723.62       -18.00       -21.36       702.26  
900276452
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,226.83       12.99       22.00       269.90       -3.00       -1.33       268.57  
900285245
    8/1/2008       10/14/2008     Fund   Consumer Non Mortgage     2,645.43       14.99       22.00       581.99       -73.00       -80.41       501.58  
900287751
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     3,291.50       12.99       22.00       724.13       -22.00       -26.13       698.00  
900347403
    8/1/2008       6/30/2010     Fund   Consumer Non Mortgage     2,674.25       14.99       22.00       588.34       -689.00       -767.22       -178.89  
900290566
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     1,398.72       14.99       22.00       307.72       -27.00       -15.73       291.99  
900330603
    8/1/2008       10/20/2010     Fund   Consumer Non Mortgage     59.01       10.99       22.00       12.98       -799.00       -14.39       -1.41  
900335429
    8/1/2008       3/10/2009     Fund   Consumer Non Mortgage     459.28       17.99       22.00       101.04       -219.00       -50.26       50.78  
900351199
    8/1/2008       6/14/2008     Fund   Consumer Non Mortgage     2075.9       14.13       22.00       456.70       0.00       0.00       456.70  
900401622
    8/1/2008       10/3/2008     Fund   Consumer Non Mortgage     349.64       14.67       22.00       76.92       -62.00       -8.83       68.09  
900413087
    8/1/2008       7/16/2010     Fund   Consumer Non Mortgage     87.06       17.99       22.00       19.15       -705.00       -30.67       -11.52  
900417046
    8/1/2008       10/24/2008     Fund   Consumer Non Mortgage     232.37       18.00       22.00       51.12       -83.00       -9.64       41.48  
900425731
    8/1/2008       7/14/2009     Fund   Consumer Non Mortgage     871.20       16.99       22.00       191.66       -343.00       -141.03       50.64  
900444358
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     1516.75       14.99       22.00       333.69       5.00       3.16       336.84  
900501654
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     807.22       14.99       22.00       177.59       -20.00       -6.72       170.87  
900550245
    a/1/2008       1/21/2010     Fund   Consumer Non Mortgage     619.04       8.26       22.00       136.19       -530.00       -75.28       60.91  
900498471
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     8,078.07       13.99       22.00       1,777.18       -5.00       -15.70       1,761.48  
900565247
    8/1/2008       7/24/2009     Fund   Consumer Non Mortgage     332.72       14.67       22.00       73.20       -353.00       -47.87       25.32  
900573202
    8/1/2008       1/23/2010     Fund   Consumer Non Mortgage     778.85       17.99       22.00       171.35       -532.00       -207.06       -35.71  
900589896
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     14451.92       14.99       22.00       3,179.42       0.00       0.00       3,179.42  
900601554
    8/1/2008       10/17/2008     Fund   Consumer Non Mortgage     71.21       24.00       22.00       15.67       -76.00       -3.61       12.06  
900631264
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     33,349.14       12.99       22.00       7,336.81       -15.00       -180.50       7,156.31  
900637257
    8/1/2008       7/23/2008     Fund   Consumer Non Mortgage     7586.2       14.99       22.00       1,668.96       8.00       25.27       1,694.23  
900638113
    8/1/2008       6/21/2008     Fund   Consumer Non Mortgage     1770.99       11.99       22.00       389.62       0.00       0.00       389.62  
900585484
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     16134.59       11.99       22.00       3,549.61       2.00       10.75       3,560.36  
900596627
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     24231.88       7.34       22.00       5,331.01       18.00       88.87       5,419.88  
900598481
    8/1/2008       11/9/2008     Fund   Consumer Non Mortgage     670.12       21.00       22.00       147.43       -98.00       -38.31       109.12  
900600947
    8/1/2008       6/13/2008     Fund   Consumer Non Mortgage     265.04       0.01       22.00       58.31       0.00       0.00       58.31  
900612097
    8/1/2008       3/27/2010     Fund   Consumer Non Mortgage     821.33       18.00       22.00       180.69       -596.00       -244.76       -64.06  
900619547
    8/1/2008       11/11/2008     Fund   Consumer Non Mortgage     80.70       24.00       22.00       17.75       -100.00       -5.38       12.37  
11278895
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     9911.85       15.99       22.00       2,180.61       15.00       66.04       2,246.64  
900636045
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     8,315.14       11.99       22.00       1,829.33       -19.00       -52.62       1,776.71  
900641065
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     1258.79       24.00       22.00       276.93       16.00       13.43       290.36  
10873366
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     7,985.03       13.90       22.00       1,756.71       -23.00       -70.91       1,685.80  
11919773
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     3179.39       12.99       22.00       699.47       3.00       3.44       702.91  


 

     
                                                                                         
            Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Loan Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
10923329
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     1,650.00       13.99       22.00       363.00       -17.00       -10.90       352.10  
13834353
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     3127.57       11.99       22.00       688.07       0.00       0.00       688.07  
14004312
    8/1/2008       3/8/2009     Fund   Consumer Non Mortgage     195.86       12.99       22.00       43.09       -217.00       -15.34       27.75  
18641414
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,319.60       12.99       22.00       290.31       -12.00       -5.71       284.60  
19036839
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     2,825.44       13.99       22.00       621.60       -9.00       -9.88       611.71  
20335789
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     4,486.68       16.00       22.00       987.07       -31.00       -61.82       925.25  
23348027
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     1,275.96       13.99       22.00       280.71       -3.00       -1.49       279.22  
27506887
    8/1/2008       9/10/2008     Fund   Consumer Non Mortgage     3,573.21       11.99       22.00       786.11       -39.00       -46.41       739.69  
27916283
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     14,323.75       12.99       22.00       3,151.23       -18.00       -93.03       3,058.19  
22175024
    8/1/2008       3/1/2009     Fund   Consumer Non Mortgage     1,703.26       12.99       22.00       374.72       -210.00       -129.06       245.65  
30373653
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     766.27       13.99       22.00       168.58       -19.00       -5.66       162.92  
24163626
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     8684.48       10.99       22.00       1,910.59       18.00       47.72       1,958.31  
24306246
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     12,338.98       12.99       22.00       2,714.58       -27.00       -120.21       2,594.36  
32770524
    8/1/2008       8/28/2008     Fund   Consumer Non Mortgage     671.19       13.08       22.00       147.66       -27.00       -6.58       141.08  
32855379
    8/1/2008       9/7/2008     Fund   Consumer Non Mortgage     1,238.76       9.99       22.00       272.53       -36.00       -12.38       260.15  
25244030
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     6647.26       14.99       22.00       1,462.40       15.00       41.52       1,503.91  
25291274
    8/1/2008       1/21/2009     Fund   Consumer Non Mortgage     2,500.00       14.99       22.00       550.00       -170.00       -176.97       373.03  
34462948
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     326.85       12.99       22.00       71.91       -4.00       -0.47       71.44  
34506798
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     13,285.66       11.99       22.00       2,922.85       -8.00       -35.40       2,887.45  
27936855
    8/1/2008       9/9/2008     Fund   Consumer Non Mortgage     3,378.76       16.99       22.00       743.33       -38.00       -60.59       682.73  
28025593
    8/1/2008       11/15/2008     Fund   Consumer Non Mortgage     1,425.76       13.99       22.00       313.67       -104.00       -57.62       256.04  
37889460
    8/1/2008       7/23/2008     Fund   Consumer Non Mortgage     2762.25       14.50       22.00       607.70       8.00       8.90       616.60  
28818952
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     1,978.57       13.99       22.00       435.29       -18.00       -13.84       421.45  
28893808
    8/1/2008       4/18/2009     Fund   Consumer Non Mortgage     779.59       15.99       22.00       171.51       -257.00       -88.99       82.52  
40625297
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     782.20       12.99       22.00       172.08       -14.00       -3.95       168.13  
32594432
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     754.11       18.00       22.00       165.90       11.00       4.15       170.05  
42940957
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     7819.09       11.50       22.00       1,720.20       0.00       0.00       1,720.20  
43200449
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     2237.9       16.99       22.00       492.34       0.00       0.00       492.34  
43282831
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     98.15       15.00       22.00       21.59       -2.00       -0.08       21.51  
43819439
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     9,040.89       13.24       22.00       1,989.00       -18.00       -59.85       1,929.15  
34344984
    8/1/2008       6/14/2008     Fund   Consumer Non Mortgage     13800       13.99       22.00       3,036.00       0.00       0.00       3,036.00  
34800785
    8/1/2008       7/15/2008     Fund   Consumer Non Mortgage     610.52       13.99       22.00       134.31       16.00       3.80       138.11  
45207845
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     16131.54       14.25       22.00       3,548.94       15.00       95.78       3,644.72  
46988548
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     295.74       13.99       22.00       65.06       5.00       0.57       65.64  
38762253
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     2,284.74       17.99       22.00       502.64       -4.00       -4.57       498.08  
39408616
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     2161.7       16.99       22.00       475.57       6.00       6.12       481.70  
50993796
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     9,231.60       15.00       22.00       2,030.95       -31.00       -119.24       1,911.71  
53305595
    8/1/2008       7/18/2008     Fund   Consumer Non Mortgage     3481.53       17.99       22.00       765.94       13.00       22.62       788.55  
54679936
    8/1/2008       7/20/2008     Fund   Consumer Non Mortgage     50718.16       11.99       22.00       11,158.00       11.00       185.81       11,343.81  
42330167
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     2,143.88       8.99       22.00       471.65       -18.00       -9.64       462.02  
42467470
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     2,921.00       12.99       22.00       642.62       -21.00       -22.13       620.49  
43166942
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     4,327.75       14.98       22.00       952.11       -13.00       -23.41       928.69  
43932409
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     3,540.00       13.99       22.00       778.80       -10.00       -13.76       765.04  
59376412
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     199.7       16.99       22.00       43.93       18.00       1.70       45.63  
60080947
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     2,459.53       13.99       22.00       541.10       -7.00       -6.69       534.41  
60471618
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     6578.35       16.00       22.00       1,447.24       0.00       0.00       1,447.24  
62197300
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     2,615.34       16.25       22.00       575.37       -17.00       -20.07       555.31  
62964715
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     1490.91       13.99       22.00       328.00       6.00       3.48       331.48  
63718517
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     2,000.00       12.99       22.00       440.00       -22.00       -15.88       424.12  
66325314
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     1,943.80       13.99       22.00       427.64       -22.00       -16.62       411.02  
50233831
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     5376.66       15.74       22.00       1,182.87       5.00       11.75       1,194.62  
67155463
    8/1/2008       9/4/2008     Fund   Consumer Non Mortgage     1,469.97       13.99       22.00       323.39       -33.00       -18.85       304.54  
67411009
    8/1/2008       3/24/2009     Fund   Consumer Non Mortgage     2,018.76       17.99       22.00       444.13       -233.00       -235.05       209.07  
68377037
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     761.60       17.92       22.00       167.55       -28.00       -10.62       156.94  


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
51070539
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     7318.08       11.99       22.00       1,609.98       5.00       12.19       1,622.16  
69182566
    8/1/2008       9/10/2008     Fund   Consumer Non Mortgage     1,901.39       12.99       22.00       418.31       -39.00       -26.76       391.55  
69414969
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     2,595.23       9.99       22.00       570.95       -28.00       -20.16       550.79  
70332650
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     2,162.37       14.99       22.00       475.72       -23.00       -20.71       455.01  
52572711
    8/1/2008       7/19/2008     Fund   Consumer Non Mortgage     15958.38       16.99       22.00       3,510.84       12.00       90.38       3,601.22  
70656719
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     2,581.34       13.99       22.00       567.89       -20.00       -20.06       547.83  
71594558
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     697.85       13.99       22.00       153.53       -23.00       -6.24       147.29  
72137839
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     3046.97       12.99       22.00       670.33       0.00       0.00       670.33  
74702874
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     12,403.74       11.99       22.00       2,728.82       -19.00       -78.49       2,650.33  
76447348
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     1061.76       13.99       22.00       233.59       1.00       0.41       234.00  
76567003
    8/1/2008       6/30/2009     Fund   Consumer Non Mortgage     221.60       13.99       22.00       48.75       -329.00       -28.33       20.42  
57811826
    8/1/2008       6/29/2008     Fund   Consumer Non Mortgage     1437.6       12.99       22.00       316.27       0.00       0.00       316.27  
57965836
    8/1/2008       6/20/2008     Fund   Consumer Non Mortgage     2762.38       13.99       22.00       607.72       0.00       0.00       607.72  
76641265
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     4395.15       10.49       22.00       966.93       5.00       6.40       973.34  
58527081
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     4,626.34       8.99       22.00       1,017.79       -13.00       -15.02       1,002.78  
58547802
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     15893.32       16.25       22.00       3,496.53       20.00       143.48       3,640.01  
77254691
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     847.54       10.18       22.00       186.46       -28.00       -6.71       179.75  
77851296
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     4,646.89       12.98       22.00       1,022.32       -1.00       -1.68       1,020.64  
79316043
    8/1/2008       6/15/2008     Fund   Consumer Non Mortgage     2061.93       14.49       22.00       453.62       0.00       0.00       453.62  
60415317
    8/1/2008       7/8/2008     Fund   Consumer Non Mortgage     2671.51       12.34       22.00       587.73       23.00       21.06       608.79  
60454626
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     1,421.34       16.99       22.00       312.69       -24.00       -16.10       296.60  
81340034
    8/1/2008       5/29/2009     Fund   Consumer Non Mortgage     1,363.87       12.99       22.00       300.05       -298.00       -146.65       153.40  
82335133
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     361.96       18.00       22.00       79.63       -10.00       -1.81       77.82  
82899586
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     7290.96       17.99       22.00       1,604.01       18.00       65.58       1,669.59  
83440679
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     2,097.06       12.91       22.00       461.35       -13.00       -9.78       451.58  
61848607
    8/1/2008       8/1/2008     Fund   Consumer Non Mortgage     2627.1       18.00       22.00       577.96       0.00       0.00       577.96  
61965635
    8/1/2008       7/14/2008     Fund   Consumer Non Mortgage     1711.88       10.18       22.00       376.61       17.00       8.23       384.84  
62045283
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     659.32       15.99       22.00       145.05       -24.00       -7.03       138.02  
84584524
    8/1/2008       10/4/2008     Fund   Consumer Non Mortgage     2,767.05       14.13       22.00       608.75       -63.00       -68.42       540.33  
62574990
    8/1/2008       11/27/2008     Fund   Consumer Non Mortgage     744.38       16.99       22.00       163.76       -116.00       -40.75       123.01  
85290302
    8/1/2008       6/19/2008     Fund   Consumer Non Mortgage     11837.92       11.99       22.00       2,604.34       0.00       0.00       2,604.34  
85296333
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     2172.33       16.99       22.00       477.91       15.00       15.38       493.29  
85892152
    8/1/2008       6/19/2008     Fund   Consumer Non Mortgage     13030.69       11.99       22.00       2,866.75       0.00       0.00       2,866.75  
86406707
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     3,701.61       12.11       22.00       814.35       -18.00       -22.41       791.94  
86590712
    8/1/2008       10/9/2008     Fund   Consumer Non Mortgage     2,377.60       14.12       22.00       523.07       -68.00       -63.41       459.66  
90229126
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     3,927.98       13.99       22.00       864.16       -12.00       -18.32       845.84  
90562763
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     9518.91       11.99       22.00       2,094.16       0.00       0.00       2,094.16  
91471055
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     5,082.30       8.99       22.00       1,118.11       -26.00       -33.00       1,085.11  
66002306
    8/1/2008       4/14/2009     Fund   Consumer Non Mortgage     173.59       17.99       22.00       38.19       -253.00       -21.95       16.24  
66005964
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     1,122.10       14.50       22.00       246.86       -28.00       -12.65       234.21  
91514916
    8/1/2008       11/16/2008     Fund   Consumer Non Mortgage     3,108.35       18.00       22.00       683.84       -105.00       -163.19       520.65  
66117304
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     2173.66       8.00       22.00       478.21       3.00       1.45       479.65  
66823503
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     3,001.31       13.99       22.00       660.29       -19.00       -22.16       638.13  
66900014
    8/1/2008       6/21/2008     Fund   Consumer Non Mortgage     1228.68       15.99       22.00       270.31       0.00       0.00       270.31  
94193820
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     2,834.26       16.99       22.00       623.54       -24.00       -32.10       591.43  
900010956
    8/1/2008       9/14/2008     Fund   Consumer Non Mortgage     5,439.58       12.99       22.00       1,196.71       -43.00       -84.40       1,112.31  
900011164
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     1,695.12       9.90       22.00       372.93       -29.00       -13.52       359.41  
900011881
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     17,406.08       17.99       22.00       3,829.34       -3.00       -26.09       3,803.24  
900012267
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     4,457.86       12.99       22.00       980.73       -19.00       -30.56       950.17  
900013058
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     4457.4       12.99       22.00       980.63       20.00       32.17       1,012.80  
900013066
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     1375.83       12.99       22.00       302.68       1.00       0.50       303.18  
900013151
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     10,750.20       12.99       22.00       2,365.04       -5.00       -19.40       2,345.65  
900013607
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     3,817.28       9.99       22.00       839.80       -13.00       -13.77       826.03  
900015258
    8/1/2008       7/4/2008     Fund   Consumer Non Mortgage     2595.79       12.99       22.00       571.07       27.00       25.28       596.36  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900017557
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     20,912.65       12.99       22.00       4,600.78       -3.00       -22.64       4,578.15  
900018952
    8/1/2008       6/24/2010     Fund   Consumer Non Mortgage     4,172.00       11.99       22.00       917.84       -683.00       -949.03       -31.19  
900020043
    8/1/2008       9/1/2008     Fund   Consumer Non Mortgage     1,169.14       11.99       22.00       257.21       -30.00       -11.68       245.53  
900021083
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     2,487.91       12.99       22.00       547.34       -4.00       -3.59       543.75  
900021524
    8/1/2008       8/14/2008     Fund   Consumer Non Mortgage     3,828.40       13.99       22.00       842.25       -13.00       -19.34       822.91  
900023124
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     1,057.60       12.99       22.00       232.67       -19.00       -7.25       225.42  
900030176
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     8,781.48       13.99       22.00       1,931.93       -7.00       -23.89       1,908.04  
900031340
    8/1/2008       7/7/2008     Fund   Consumer Non Mortgage     8513.17       12.99       22.00       1,872.90       24.00       73.72       1,946.62  
900031664
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     1,325.35       11.99       22.00       291.58       -29.00       -12.80       278.78  
69412213
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     3,905.60       11.99       22.00       859.23       -14.00       -18.21       841.02  
70584690
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     13,123.60       13.99       22.00       2,887.19       -4.00       -20.40       2,866.79  
70711767
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     452.90       13.99       22.00       99.64       -7.00       -123       98.41  
71062729
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     10,070.91       12.99       22.00       2,215.60       -2.00       -7.27       2,208.33  
900047858
    8/1/2008       12/31/2008     Fund   Consumer Non Mortgage     2,331.65       15.99       22.00       512.96       -149.00       -154.31       358.65  
900050192
    8/1/2008       7/13/2008     Fund   Consumer Non Mortgage     19541.48       8.99       22.00       4,299.13       18.00       87.84       4,386.96  
900055855
    8/1/2008       10/26/2008     Fund   Consumer Non Mortgage     4,049.55       13.99       22.00       690.90       -85.00       -133.76       757.14  
900056139
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     2119.43       12.99       22.00       466.27       6.00       4.59       470.86  
900059079
    8/1/2008       1/4/2010     Fund   Consumer Non Mortgage     1,094.00       11.99       22.00       240.68       -513.00       -186.92       53.76  
900064866
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     4,700.00       14.99       22.00       1,034.00       -26.00       -50.88       983.12  
900068913
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     27572.94       12.99       22.00       6,066.05       0.00       0.00       6,066.05  
900071164
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     3,109.72       13.99       22.00       684.14       -20.00       -24.17       659.97  
900081962
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     2,256.05       12.99       22.00       496.33       -15.00       -12.21       484.12  
900082363
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     6002.84       9.99       22.00       1,320.62       20.00       33.32       1,353.94  
76649327
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     1257.9       12.99       22.00       276.74       5.00       2.27       279.01  
900086489
    8/1/2008       6/27/2008     Fund   Consumer Non Mortgage     26615.88       13.99       22.00       5,855.49       0.00       0.00       5,855.49  
900086556
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     1,957.67       16.99       22.00       430.69       -17.00       -15.71       414.98  
76969041
    8/1/2008       6/29/2008     Fund   Consumer Non Mortgage     855.12       17.99       22.00       188.13       0.00       0.00       188.13  
77322273
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     1,423.60       18.00       22.00       313.19       -6.00       -4.27       308.92  
77451721
    8/1/2008       8/18/2008     Fund   Consumer Non Mortgage     2,415.54       12.99       22.00       531.42       -17.00       -14.82       516.60  
77567643
    8/1/2008       7/11/2008     Fund   Consumer Non Mortgage     6026.02       17.99       22.00       1,325.72       20.00       60.23       1,385.95  
78271312
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     501.90       16.51       22.00       110.42       -21.00       -4.83       105.58  
900097539
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     3,400.18       8.99       22.00       748.04       -9.00       -7.64       740.40  
79888229
    8/1/2008       9/8/2008     Fund   Consumer Non Mortgage     13,922.72       6.00       22.00       3,063.00       -37.00       -85.86       2,977.14  
900102772
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     18,834.64       8.99       22.00       4,143.62       -15.00       -70.55       4,073.07  
900103156
    8/1/2008       11/30/2008     Fund   Consumer Non Mortgage     3,799.50       12.99       22.00       835.89       -119.00       -163.15       672.74  
900106666
    8/1/2008       3/21/2010     Fund   Consumer Non Mortgage     800.00       13.99       22.00       176.00       -590.00       -183.42       -7.42  
81030377
    8/1/2008       7/31/2008     Fund   Consumer Non Mortgage     1886.85       12.99       22.00       415.11       1.00       0.68       415.79  
81428846
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     1,813.19       14.50       22.00       398.90       -7.00       -5.11       393.79  
900110211
    8/1/2008       7/31/2009     Fund   Consumer Non Mortgage     1,705.20       11.99       22.00       375.14       -359.00       -203.89       171.26  
900111796
    8/1/2008       6/30/2008     Fund   Consumer Non Mortgage     804.52       14.99       22.00       176.99       0.00       0.00       176.99  
900111831
    8/1/2008       9/7/2008     Fund   Consumer Non Mortgage     2,631.88       8.99       22.00       579.01       -36.00       -23.66       555.35  
82596741
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     5,115.76       11.99       22.00       1,125.47       -9.00       -15.33       1,110.13  
82785547
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,256.49       13.99       22.00       716.43       -1.00       -1.27       715.16  
900114432
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     5,621.84       11.99       22.00       1,236.80       -8.00       -14.98       1,221.83  
900115499
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     2,423.25       12.99       22.00       533.12       -5.00       -4.37       528.74  
900115605
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     3,303.72       13.99       22.00       726.82       -5.00       -6.42       720.40  
900117541
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     4,344.42       13.99       22.00       955.77       -12.00       -20.26       935.51  
84483492
    8/1/2008       9/1/2008     Fund   Consumer Non Mortgage     4,620.16       17.99       22.00       1,016.44       -30.00       -69.26       947.17  
900129640
    8/1/2008       3/15/2009     Fund   Consumer Non Mortgage     4,172.54       17.99       22.00       917.96       -224.00       -467.06       450.89  
900130694
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     1,675.60       8.99       22.00       368.63       -2.00       -0.84       367.80  
900132679
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     305.24       8.99       22.00       67.15       -18.00       -1.37       65.78  
86730162
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     12,285.12       13.91       22.00       2,702.73       -19.00       -90.19       2,612.54  
900135193
    8/1/2008       6/26/2008     Fund   Consumer Non Mortgage     12529.02       14.50       22.00       2,756.38       0.00       0.00       2,756.38  
900135557
    8/1/2008       8/29/2009     Fund   Consumer Non Mortgage     440.32       13.99       22.00       96.87       -388.00       -66.39       30.48  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
87840783
    8/1/2008       6/20/2008     Fund   Consumer Non Mortgage     3190.33       14.99       22.00       701.87       0.00       0.00       701.87  
900149886
    8/1/2008       8/23/2008     Fund   Consumer Non Mortgage     2,167.34       12.99       22.00       476.81       -22.00       -17.21       459.61  
900151237
    8/1/2008       12/29/2008     Fund   Consumer Non Mortgage     744.27       14.50       22.00       163.74       -148.00       -44.37       119.37  
900152349
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     4,412.26       11.99       22.00       970.70       -1.00       -1.47       969.23  
90854708
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     870.1       14.99       22.00       191.42       3.00       1.09       192.51  
90856452
    8/1/2008       10/27/2008     Fund   Consumer Non Mortgage     3,297.25       15.99       22.00       725.40       -86.00       -125.95       599.45  
90956999
    8/1/2008       2/19/2009     Fund   Consumer Non Mortgage     146.20       13.99       22.00       32.16       -198.00       -11.25       20.91  
900158404
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     456.04       21.99       22.00       100.33       -31.00       -8.64       91.69  
91424060
    8/1/2008       7/29/2008     Fund   Consumer Non Mortgage     3233.12       13.99       22.00       711.29       2.00       2.51       713.80  
900161459
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     6.94       10.99       22.00       1.53       0.00       0.00       1.53  
93590417
    8/1/2008       8/19/2008     Fund   Consumer Non Mortgage     2,591.50       12.99       22.00       570.13       -18.00       -16.83       553.30  
900165994
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     32522.72       14.99       22.00       7,155.00       9.00       121.88       7,276.88  
900168108
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     272.55       13.99       22.00       59.96       -14.00       -1.48       58.48  
900169379
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     5238       13.99       22.00       1,152.36       1.00       2.04       1,154.40  
900173008
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     3,845.69       11.99       22.00       846.05       -23.00       -29.46       816.59  
98310670
    8/1/2008       10/15/2010     Fund   Consumer Non Mortgage     654.47       8.50       22.00       143.98       -794.00       -122.69       21.29  
900173674
    8/1/2008       7/24/2008     Fund   Consumer Non Mortgage     3791.71       16.99       22.00       834.18       7.00       12.53       846.70  
98415461
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     5166.31       11.99       22.00       1,136.59       15.00       25.81       1,162.40  
900175564
    8/1/2008       8/31/2008     Fund   Consumer Non Mortgage     4,077.60       11.99       22.00       897.07       -29.00       -39.38       857.69  
900176859
    8/1/2008       6/7/2009     Fund   Consumer Non Mortgage     2,050.00       8.99       22.00       451.00       -306.00       -156.65       294.35  
900010750
    8/1/2008       10/2/2008     Fund   Consumer Non Mortgage     856.92       13.99       22.00       188.52       -61.00       -20.31       168.21  
900012385
    8/1/2008       3/17/2010     Fund   Consumer Non Mortgage     513.43       8.50       22.00       112.95       -586.00       -71.04       41.92  
900012834
    8/1/2008       7/18/2008     Fund   Consumer Non Mortgage     26970.48       11.99       22.00       5,933.51       13.00       116.77       6,050.28  
900183774
    8/1/2008       6/16/2009     Fund   Consumer Non Mortgage     2,453.20       17.99       22.00       539.70       -315.00       -386.16       153.54  
900012930
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     682.40       12.99       22.00       150.13       -5.00       -1.23       148.90  
900013413
    8/1/2008       6/3/2008     Fund   Consumer Non Mortgage     225.18       12.99       22.00       49.54       0.00       0.00       49.54  
900013806
    8/1/2008       8/5/2008     Fund   Consumer Non Mortgage     1,174.70       13.99       22.00       258.43       -4.00       -1.83       256.61  
900186516
    8/1/2008       4/26/2009     Fund   Consumer Non Mortgage     2,396.66       18.99       22.00       527.27       -265.00       -335.02       192.24  
900186526
    8/1/2008       9/7/2008     Fund   Consumer Non Mortgage     891.10       18.99       22.00       196.04       -36.00       -16.92       179.12  
900015178
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     2,804.45       14.99       22.00       616.98       -11.00       -12.85       604.13  
900015293
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     2,262.52       13.99       22.00       497.75       -26.00       -22.86       474.89  
900017007
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     2,221.88       12.99       22.00       488.81       -3.00       -2.41       486.41  
900017475
    8/1/2008       10/11/2008     Fund   Consumer Non Mortgage     5,353.78       11.99       22.00       1,177.83       -70.00       -124.82       1,053.01  
900188814
    8/1/2008       12/8/2009     Fund   Consumer Non Mortgage     1,942.10       12.99       22.00       427.26       -487.00       -341.28       85.98  
900020860
    8/1/2008       7/26/2008     Fund   Consumer Non Mortgage     8463.84       16.99       22.00       1,862.04       5.00       19.97       1,882.02  
900022510
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     3,098.70       17.99       22.00       681.71       -23.00       -35.62       646.10  
900023152
    8/1/2008       6/29/2008     Fund   Consumer Non Mortgage     3336.25       13.99       22.00       733.98       0.00       0.00       733.98  
900024550
    8/1/2008       1/26/2009     Fund   Consumer Non Mortgage     1,780.80       13.99       22.00       391.78       -175.00       -121.11       270.67  
900024800
    8/1/2008       8/15/2008     Fund   Consumer Non Mortgage     5,640.72       11.99       22.00       1,240.96       -14.00       -26.30       1,214.66  
900029620
    8/1/2008       6/3/2008     Fund   Consumer Non Mortgage     12745.95       12.99       22.00       2,804.11       0.00       0.00       2,804.11  
900034400
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     1,032.02       12.99       22.00       227.04       -6.00       -2.23       224.81  
900198987
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     628.72       14.99       22.00       138.32       -16.00       -4.19       134.13  
900200223
    8/1/2008       9/14/2008     Fund   Consumer Non Mortgage     538.80       8.99       22.00       118.54       -43.00       -5.79       112.75  
900041080
    8/1/2008       6/30/2008     Fund   Consumer Non Mortgage     980.77       12.99       22.00       215.77       0.00       0.00       215.77  
900042381
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     1,583.38       12.99       22.00       348.34       -10.00       -5.71       342.63  
900054399
    8/1/2008       7/6/2012     Fund   Consumer Non Mortgage     1,067.46       15.99       22.00       234.84       -1,415.00       -670.89       -436.05  
900054858
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     2,595.60       17.99       22.00       571.03       -19.00       -24.64       546.39  
900063759
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     1580.4       9.99       22.00       347.69       15.00       6.58       354.27  
900219545
    8/1/2008       3/29/2009     Fund   Consumer Non Mortgage     689.82       17.99       22.00       151.76       -238.00       -82.04       69.72  
900068313
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     3,619.58       16.99       22.00       796.31       -20.00       -34.16       762.14  
900069038
    8/1/2008       3/5/2009     Fund   Consumer Non Mortgage     3,229.72       15.98       22.00       710.54       -214.00       -306.80       403.74  
900223671
    8/1/2008       6/26/2008     Fund   Consumer Non Mortgage     1647.14       14.99       22.00       362.37       0.00       0.00       362.37  
900072652
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,515.75       8.99       22.00       773.47       -1.00       -0.88       772.59  
900075653
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     6,441.00       9.99       22.00       1,417.02       -9.00       -16.09       1,400.93  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900076722
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     21,607.05       12.99       22.00       4,753.55       -26.00       -202.71       4,550.84  
900080504
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     3,025.15       9.99       22.00       665.53       -24.00       -20.15       645.39  
900232882
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     2,139.94       12.99       22.00       470.79       -10.00       -7.72       463.07  
900083926
    8/1/2008       8/17/2008     Fund   Consumer Non Mortgage     6,395.08       14.99       22.00       1,406.92       -16.00       -42.61       1,364.31  
900088339
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     2,208.20       12.99       22.00       485.80       -20.00       -15.94       469.87  
900089718
    8/1/2008       3/12/2009     Fund   Consumer Non Mortgage     8,354.80       12.99       22.00       1,838.06       -221.00       -666.25       1,171.81  
900246328
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     4,021.86       12.99       22.00       884.81       -5.00       -7.26       877.55  
900250567
    8/1/2008       8/29/2008     Fund   Consumer Non Mortgage     3,571.05       17.99       22.00       785.63       -28.00       -49.97       735.66  
900254658
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     2,449.04       14.99       22.00       538.79       -15.00       -15.30       523.49  
900256695
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     3,088.90       12.99       22.00       679.56       -26.00       -28.98       650.58  
900097171
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     3,814.32       16.99       22.00       839.15       -2.00       -3.60       835.55  
900098548
    8/1/2008       9/6/2008     Fund   Consumer Non Mortgage     3,964.95       13.99       22.00       872.29       -35.00       -53.93       818.36  
900266014
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     4,324.67       17.99       22.00       951.43       -19.00       -41.06       910.37  
900099078
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     5,911.00       8.99       22.00       1,300.42       -15.00       -22.14       1,278.28  
900103562
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     13,683.36       8.99       22.00       3,010.34       -20.00       -68.34       2,942.00  
900104771
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     5,556.02       11.99       22.00       1,222.32       -19.00       -35.16       1,187.17  
900270464
    8/1/2008       8/8/2008     Fund   Consumer Non Mortgage     4,446.05       9.99       22.00       978.13       -7.00       -8.64       969.49  
900271031
    8/1/2008       6/6/2008     Fund   Consumer Non Mortgage     11752.5       15.99       22.00       2,585.55       0.00       0.00       2,585.55  
900107357
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,810.50       12.99       22.00       398.31       -12.00       -7.84       390.47  
900107587
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     5,070.60       14.99       22.00       1,115.53       -19.00       -40.12       1,075.42  
900272482
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     24,327.17       11.99       22.00       5,351.98       -10.00       -81.02       5,270.95  
900272729
    8/1/2008       7/25/2008     Fund   Consumer Non Mortgage     10       14.99       22.00       2.20       6.00       0.02       2.22  
900272741
    8/1/2008       6/16/2008     Fund   Consumer Non Mortgage     1067.69       12.99       22.00       234.89       0.00       0.00       234.89  
900273887
    8/1/2008       7/16/2008     Fund   Consumer Non Mortgage     5246.74       12.99       22.00       1,154.28       15.00       28.40       1,182.68  
900274876
    8/1/2008       8/3/2008     Fund   Consumer Non Mortgage     22,348.75       11.99       22.00       4,916.73       -2.00       -14.89       4,901.84  
900115280
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     3,886.59       8.99       22.00       855.05       -1.00       -0.97       854.08  
900118278
    8/1/2008       8/12/2008     Fund   Consumer Non Mortgage     2,412.00       12.99       22.00       530.64       -11.00       -9.57       521.07  
900277249
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     1,007.93       16.99       22.00       221.74       -5.00       -2.38       219.37  
900277327
    8/1/2008       7/30/2008     Fund   Consumer Non Mortgage     2905.79       12.99       22.00       639.27       1.00       1.05       640.32  
900277815
    8/1/2008       2/16/2010     Fund   Consumer Non Mortgage     329.69       12.99       22.00       72.53       -555.00       -66.02       6.51  
900285287
    8/1/2008       11/14/2008     Fund   Consumer Non Mortgage     602.80       18.00       22.00       132.62       -103.00       -31.04       101.57  
900127019
    8/1/2008       7/23/2008     Fund   Consumer Non Mortgage     3645.43       14.99       22.00       801.99       8.00       12.14       814.14  
900291099
    8/1/2008       5/8/2010     Fund   Consumer Non Mortgage     2,369.00       12.99       22.00       521.18       -637.00       -544.52       -23.34  
900132430
    8/1/2008       9/2/2008     Fund   Consumer Non Mortgage     2,517.75       9.99       22.00       553.91       -31.00       -21.66       532.25  
900133507
    8/1/2008       7/10/2008     Fund   Consumer Non Mortgage     11378.04       9.99       22.00       2,503.17       21.00       66.31       2,569.47  
900135468
    8/1/2008       6/26/2008     Fund   Consumer Non Mortgage     26295.5       11.99       22.00       5,785.01       0.00       0.00       5,785.01  
900295806
    8/1/2008       9/29/2008     Fund   Consumer Non Mortgage     7,385.24       12.99       22.00       1,624.75       -58.00       -154.56       1,470.19  
900297554
    8/1/2008       8/24/2008     Fund   Consumer Non Mortgage     4,591.80       14.99       22.00       1,010.20       -23.00       -43.98       966.22  
900143669
    8/1/2008       9/17/2008     Fund   Consumer Non Mortgage     351.78       16.99       22.00       77.39       -46.00       -7.64       69.75  
900299534
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     887.04       18.00       22.00       195.15       -8.00       -3.55       191.60  
900150135
    8/1/2008       4/6/2009     Fund   Consumer Non Mortgage     691.85       12.98       22.00       152.21       -245.00       -61.12       91.09  
900150645
    8/1/2008       8/21/2008     Fund   Consumer Non Mortgage     15,673.00       8.99       22.00       3,448.06       -20.00       -78.28       3,369.78  
900151608
    8/1/2008       7/24/2009     Fund   Consumer Non Mortgage     2,234.46       14.99       22.00       491.58       -353.00       -328.43       163.15  
900165780
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     3,165.64       8.99       22.00       696.44       -15.00       -11.86       684.58  
900166388
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     1,915.92       12.99       22.00       421.50       -9.00       -6.22       415.28  
900166866
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     1,064.20       12.99       22.00       234.12       -26.00       -9.98       224.14  
900169085
    8/1/2008       9/22/2008     Fund   Consumer Non Mortgage     3,413.68       13.99       22.00       751.01       -51.00       -67.66       683.35  
900169165
    8/1/2008       6/4/2008     Fund   Consumer Non Mortgage     4547.35       14.99       22.00       1,000.42       0.00       0.00       1,000.42  
900170951
    8/1/2008       7/28/2008     Fund   Consumer Non Mortgage     461.58       9.99       22.00       101.55       3.00       0.38       101.93  
900171380
    8/1/2008       8/7/2008     Fund   Consumer Non Mortgage     702.38       20.99       22.00       154.52       -6.00       -2.46       152.07  
900176786
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     3,332.70       11.99       22.00       733.19       -5.00       -5.55       727.64  
900177381
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     2,805.82       8.99       22.00       617.28       -25.00       -17.52       599.76  
900181614
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     6,495.66       8.99       22.00       1,429.05       -10.00       -16.22       1,412.82  
900184559
    8/1/2008       8/10/2008     Fund   Consumer Non Mortgage     2,842.59       14.99       22.00       625.37       -9.00       -10.65       614.72  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
900335149
    8/1/2008       8/13/2008     Fund   Consumer Non Mortgage     1,923.26       17.99       22.00       423.12       -12.00       -11.53       411.58  
900193883
    8/1/2008       11/16/2009     Fund   Consumer Non Mortgage     1,158.40       12.98       22.00       254.85       -465.00       -194.22       60.63  
900195750
    8/1/2008       7/2/2008     Fund   Consumer Non Mortgage     1528.67       11.99       22.00       336.31       29.00       14.76       351.07  
900196076
    8/1/2008       8/2/2008     Fund   Consumer Non Mortgage     6,475.15       11.99       22.00       1,424.53       -1.00       -2.16       1,422.38  
900206786
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     2,344.70       12.99       22.00       515.83       -15.00       -12.69       503.14  
900211262
    8/1/2008       6/17/2008     Fund   Consumer Non Mortgage     1572.84       17.99       22.00       346.02       0.00       0.00       346.02  
900219007
    8/1/2008       11/6/2009     Fund   Consumer Non Mortgage     2,182.35       14.99       22.00       480.12       -455.00       -413.46       66.66  
900220346
    8/1/2008       11/21/2008     Fund   Consumer Non Mortgage     5,880.00       8.99       22.00       1,293.60       -110.00       -161.52       1,132.08  
900223173
    8/1/2008       6/25/2008     Fund   Consumer Non Mortgage     14272.75       16.99       22.00       3,140.01       0.00       0.00       3,140.01  
900231831
    8/1/2008       8/4/2008     Fund   Consumer Non Mortgage     4,079.80       13.99       22.00       897.56       -3.00       -4.76       892.80  
900232671
    8/1/2008       5/12/2009     Fund   Consumer Non Mortgage     2,309.60       12.99       22.00       508.11       -281.00       -234.13       273.99  
900382183
    8/1/2008       6/20/2009     Fund   Consumer Non Mortgage     840.16       14.54       22.00       184.84       -319.00       -108.25       76.59  
900251493
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     18,191.73       11.99       22.00       4,002.18       -29.00       -175.71       3,826.47  
900253596
    8/1/2008       8/6/2008     Fund   Consumer Non Mortgage     28,284.30       9.99       22.00       6,222.55       -5.00       -39.24       6,183.30  
900263394
    8/1/2008       8/20/2008     Fund   Consumer Non Mortgage     19,067.90       14.99       22.00       4,194.94       -19.00       -150.85       4,044.08  
900276577
    8/1/2008       8/26/2008     Fund   Consumer Non Mortgage     3,297.70       12.99       22.00       725.49       -25.00       -29.75       695.75  
900400716
    8/1/2008       8/9/2008     Fund   Consumer Non Mortgage     8,817.59       11.99       22.00       1,939.87       -8.00       -23.49       1,916.38  
900281139
    8/1/2008       8/11/2008     Fund   Consumer Non Mortgage     3,330.90       12.99       22.00       732.80       -10.00       -12.02       720.78  
900294893
    8/1/2008       8/25/2008     Fund   Consumer Non Mortgage     2,955.32       12.99       22.00       650.17       -24.00       -25.59       624.58  
900296365
    8/1/2008       8/27/2008     Fund   Consumer Non Mortgage     2,689.68       14.99       22.00       591.73       -26.00       -29.12       562.61  
900311362
    8/1/2008       8/22/2008     Fund   Consumer Non Mortgage     4,321.44       9.99       22.00       950.72       -21.00       -25.18       925.53  
900430980
    8/1/2008       4/14/2010     Fund   Consumer Non Mortgage     1,311.04       14.35       22.00       288.43       -613.00       -320.35       -31.92  
900440163
    8/1/2008       6/7/2009     Fund   Consumer Non Mortgage     799.96       21.99       22.00       175.99       -306.00       -149.52       26.47  
900335247
    8/1/2008       1/5/2009     Fund   Consumer Non Mortgage     572.84       18.00       22.00       126.02       -154.00       -44.11       81.92  
900359138
    8/1/2008       7/22/2008     Fund   Consumer Non Mortgage     158.56       18.00       22.00       34.88       9.00       0.71       35.60  
900493251
    8/1/2008       8/29/2009     Fund   Consumer Non Mortgage     801.14       21.99       22.00       176.25       -388.00       -189.87       -13.62  
900429288
    8/1/2008       11/14/2008     Fund   Consumer Non Mortgage     51.14       21.00       22.00       11.25       -103.00       -3.07       8.18  
900573998
    8/1/2008       10/19/2010     Fund   Consumer Non Mortgage     1,000.00       14.99       22.00       220.00       -798.00       -332.28       -112.28  
900532592
    8/1/2008       1/28/2011     Fund   Consumer Non Mortgage     170.93       15.99       22.00       37.60       -897.00       -68.10       -30.50  
900541360
    8/1/2008       9/17/2010     Fund   Consumer Non Mortgage     960.00       14.34       22.00       211.20       -766.00       -292.92       -81.72  
900631056
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     9,950.46       14.13       22.00       2,189.10       -15.00       -58.58       2,130.52  
900635151
    8/1/2008       8/16/2008     Fund   Consumer Non Mortgage     4,283.70       12.99       22.00       942.41       -15.00       -23.19       919.23  
900589680
    8/1/2008       8/30/2008     Fund   Consumer Non Mortgage     17,330.88       13.99       22.00       3,812.79       -29.00       -195.31       3,617.48  
900626094
    8/1/2008       6/20/2008     Fund   Consumer Non Mortgage     5475.44       16.99       22.00       1,204.60       0.00       0.00       1,204.60  
900641791
    8/1/2008       7/17/2008     Fund   Consumer Non Mortgage     414.35       18.00       22.00       91.16       14.00       2.90       94.06  
142989669
    8/1/2008       7/18/2008     Fund   Auto     9,328.30       8.34       24.00       2,238.79       13.00       28.09       2,266.89  
144601790
    8/1/2008       7/18/2008     Fund   Auto     12,068.06       12.23       24.00       2,896.33       13.00       53.30       2,949.63  
146145611
    8/1/2008       5/18/2008     Fund   Auto     12,596.85       8.29       24.00       3,023.24       0.00       0.00       3,023.24  
146756967
    8/1/2008       5/18/2008     Fund   Auto     12,288.93       9.15       24.00       2,949.34       0.00       0.00       2,949.34  
146790078
    8/1/2008       6/18/2008     Fund   Auto     15,483.73       11.23       24.00       3,716.10       0.00       0.00       3,716.10  
147168363
    8/1/2008       6/18/2008     Fund   Auto     2,383.26       9.74       24.00       571.98       0.00       0.00       571.98  
144113497
    8/1/2008       6/19/2008     Fund   Auto     10,300.00       7.49       24.00       2,472.00       0.00       0.00       2,472.00  
144216088
    8/1/2008       6/19/2008     Fund   Auto     6,251.65       10.88       24.00       1,500.40       0.00       0.00       1,500.40  
145784141
    8/1/2008       6/19/2008     Fund   Auto     21,763.47       10.29       24.00       5,223.23       0.00       0.00       5,223.23  
150176251
    8/1/2008       5/19/2008     Fund   Auto     20,506.02       11.24       24.00       4,921.44       0.00       0.00       4,921.44  
144561389
    8/1/2008       5/20/2008     Fund   Auto     12,468.33       9       24.00       2,992.40       0.00       0.00       2,992.40  
145079800
    8/1/2008       5/20/2008     Fund   Auto     17,304.15       9.6       24.00       4,153.00       0.00       0.00       4,153.00  
144994418
    8/1/2008       6/20/2008     Fund   Auto     1,003.64       9.4       24.00       240.87       0.00       0.00       240.87  
145939474
    8/1/2008       5/20/2008     Fund   Auto     10,093.11       10.41       24.00       2,422.35       0.00       0.00       2,422.35  
146931507
    8/1/2008       6/20/2008     Fund   Auto     10,840.03       12.55       24.00       2,601.61       0.00       0.00       2,601.61  
151177812
    8/1/2008       5/20/2008     Fund   Auto     12,462.79       11.24       24.00       2,991.07       0.00       0.00       2,991.07  
143780128
    8/1/2008       6/21/2008     Fund   Auto     2,757.05       11.24       24.00       661.69       0.00       0.00       661.69  
145093187
    8/1/2008       5/21/2008     Fund   Auto     15,248.61       8.09       24.00       3,659.67       0.00       0.00       3,659.67  
144633505
    8/1/2008       5/21/2008     Fund   Auto     2,256.54       8.9       24.00       541.57       0.00       0.00       541.57  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
147399773
    8/1/2008       5/21/2008     Fund   Auto     8,690.30       13.4       24.00       2,085.67       0.00       0.00       2,085.67  
149164404
    8/1/2008       7/21/2008     Fund   Auto     7,301.31       8.99       24.00       1,752.31       10.00       18.23       1,770.55  
149608854
    8/1/2008       5/21/2008     Fund   Auto     12,627.74       11.54       24.00       3,030.66       0.00       0.00       3,030.66  
150647178
    8/1/2008       6/21/2008     Fund   Auto     12,556.78       11.64       24.00       3,013.63       0.00       0.00       3,013.63  
143249861
    8/1/2008       5/22/2008     Fund   Auto     5,903.75       9.5       24.00       1,416.90       0.00       0.00       1,416.90  
143829086
    8/1/2008       6/22/2008     Fund   Auto     7,428.80       9.9       24.00       1,782.91       0.00       0.00       1,782.91  
144536454
    8/1/2008       6/22/2008     Fund   Auto     6,294.20       9.65       24.00       1,510.61       0.00       0.00       1,510.61  
145423010
    8/1/2008       6/22/2008     Fund   Auto     7,003.27       10.29       24.00       1,680.78       0.00       0.00       1,680.78  
147540700
    8/1/2008       6/22/2008     Fund   Auto     14,196.17       9.14       24.00       3,407.08       0.00       0.00       3,407.08  
147613716
    8/1/2008       5/22/2008     Fund   Auto     23,771.56       10.94       24.00       5,705.17       0.00       0.00       5,705.17  
151478317
    8/1/2008       6/22/2008     Fund   Auto     13,472.03       9.59       24.00       3,233.29       0.00       0.00       3,233.29  
146485642
    8/1/2008       5/23/2008     Fund   Auto     3,192.09       12.16       24.00       766.10       0.00       0.00       766.10  
147385826
    8/1/2008       6/23/2008     Fund   Auto     6,117.43       12.65       24.00       1,468.18       0.00       0.00       1,468.18  
147949591
    8/1/2008       6/23/2008     Fund   Auto     3,700.87       8.99       24.00       888.21       0.00       0.00       888.21  
148346283
    8/1/2008       6/23/2008     Fund   Auto     2,755.25       9.99       24.00       661.26       0.00       0.00       661.26  
142388445
    8/1/2008       6/24/2008     Fund   Auto     2,259.44       7.54       24.00       542.27       0.00       0.00       542.27  
142692270
    8/1/2008       6/24/2008     Fund   Auto     8,862.86       10.93       24.00       2,127.09       0.00       0.00       2,127.09  
144125573
    8/1/2008       6/24/2008     Fund   Auto     545.61       8.94       24.00       130.95       0.00       0.00       130.95  
146821567
    8/1/2008       5/24/2008     Fund   Auto     8,713.92       11.93       24.00       2,091.34       0.00       0.00       2,091.34  
150559787
    8/1/2008       5/24/2008     Fund   Auto     53,258.29       9.29       24.00       12,781.99       0.00       0.00       12,781.99  
142811434
    8/1/2008       6/25/2008     Fund   Auto     11,491.91       9.86       24.00       2,758.06       0.00       0.00       2,758.06  
144364603
    8/1/2008       5/25/2008     Fund   Auto     6,824.22       10.41       24.00       1,637.81       0.00       0.00       1,637.81  
144589032
    8/1/2008       6/25/2008     Fund   Auto     4,923.47       9.4       24.00       1,181.63       0.00       0.00       1,181.63  
144496894
    8/1/2008       5/25/2008     Fund   Auto     3,584.31       9       24.00       860.23       0.00       0.00       860.23  
144762594
    8/1/2008       6/25/2008     Fund   Auto     2,280.18       9.36       24.00       547.24       0.00       0.00       547.24  
144828592
    8/1/2008       5/25/2008     Fund   Auto     6,285.52       7.89       24.00       1,508.52       0.00       0.00       1,508.52  
145347976
    8/1/2008       6/25/2008     Fund   Auto     8,851.89       10.79       24.00       2,124.45       0.00       0.00       2,124.45  
147271747
    8/1/2008       7/25/2008     Fund   Auto     3,681.53       9.38       24.00       883.57       6.00       5.76       889.32  
147746123
    8/1/2008       6/25/2008     Fund   Auto     12,344.30       14.09       24.00       2,962.63       0.00       0.00       2,962.63  
151066718
    8/1/2008       5/25/2008     Fund   Auto     23,521.89       11.69       24.00       5,645.25       0.00       0.00       5,645.25  
143772857
    8/1/2008       6/26/2008     Fund   Auto     25,962.52       5.49       24.00       6,231.00       0.00       0.00       6,231.00  
145367629
    8/1/2008       6/26/2008     Fund   Auto     13,714.83       12.41       24.00       3,291.56       0.00       0.00       3,291.56  
145790652
    8/1/2008       6/26/2008     Fund   Auto     15,742.07       7.67       24.00       3,778.10       0.00       0.00       3,778.10  
146449380
    8/1/2008       6/26/2008     Fund   Auto     13,656.53       10.06       24.00       3,277.57       0.00       0.00       3,277.57  
149728276
    8/1/2008       5/26/2008     Fund   Auto     14,253.65       12.29       24.00       3,420.88       0.00       0.00       3,420.88  
150418902
    8/1/2008       5/27/2008     Fund   Auto     24,504.81       11.29       24.00       5,881.15       0.00       0.00       5,881.15  
142392353
    8/1/2008       6/28/2008     Fund   Auto     7,153.44       9.45       24.00       1,716.83       0.00       0.00       1,716.83  
143826015
    8/1/2008       6/28/2008     Fund   Auto     3,253.93       11.24       24.00       780.94       0.00       0.00       780.94  
146251987
    8/1/2008       6/28/2008     Fund   Auto     5,257.99       10.06       24.00       1,261.92       0.00       0.00       1,261.92  
146362968
    8/1/2008       6/28/2008     Fund   Auto     4,638.66       9.84       24.00       1,113.28       0.00       0.00       1,113.28  
146475722
    8/1/2008       6/28/2008     Fund   Auto     10,780.81       8.44       24.00       2,587.39       0.00       0.00       2,587.39  
149874803
    8/1/2008       7/28/2008     Fund   Auto     6,248.57       13.35       24.00       1,499.66       3.00       6.95       1,506.61  
151157064
    8/1/2008       6/28/2008     Fund   Auto     4,682.60       9.79       24.00       1,123.82       0.00       0.00       1,123.82  
146425444
    8/1/2008       5/29/2008     Fund   Auto     4,110.06       12.72       24.00       986.41       0.00       0.00       986.41  
150202793
    8/1/2008       6/29/2008     Fund   Auto     25,151.60       11.79       24.00       6,036.38       0.00       0.00       6,036.38  
144843602
    8/1/2008       7/30/2008     Fund   Auto     113.87       8.69       24.00       27.33       1.00       0.03       27.36  
150364546
    8/1/2008       6/30/2008     Fund   Auto     3,312.51       11.85       24.00       795.00       0.00       0.00       795.00  
143399736
    8/1/2008       6/1/2008     Fund   Auto     5,631.00       11.7       24.00       1,351.44       0.00       0.00       1,351.44  
146680057
    8/1/2008       7/1/2008     Fund   Auto     2,252.28       10.98       24.00       540.55       30.00       20.61       561.16  
147003360
    8/1/2008       8/1/2008     Fund   Auto     7,989.20       12.78       24.00       1,917.41       0.00       0.00       1,917.41  
149441304
    8/1/2008       6/1/2008     Fund   Auto     15,895.35       10.15       24.00       3,814.88       0.00       0.00       3,814.88  
151627479
    8/1/2008       7/1/2008     Fund   Auto     20,551.78       10.49       24.00       4,932.43       30.00       179.66       5,112.08  
142507929
    8/1/2008       6/2/2008     Fund   Auto     4,989.63       10.93       24.00       1,197.51       0.00       0.00       1,197.51  
143853284
    8/1/2008       7/2/2008     Fund   Auto     7,829.70       10.98       24.00       1,879.13       29.00       69.25       1,948.38  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
145102278
    8/1/2008       6/3/2008     Fund   Auto     496.01       9.83       24.00       119.04       0.00       0.00       119.04  
146292974
    8/1/2008       5/4/2008     Fund   Auto     11,301.96       10.06       24.00       2,712.47       0.00       0.00       2,712.47  
146621762
    8/1/2008       6/4/2008     Fund   Auto     6,472.06       13.64       24.00       1,553.29       0.00       0.00       1,553.29  
146669615
    8/1/2008       6/4/2008     Fund   Auto     2,387.61       10.68       24.00       573.03       0.00       0.00       573.03  
144709356
    8/1/2008       6/5/2008     Fund   Auto     5,418.71       9.15       24.00       1,300.49       0.00       0.00       1,300.49  
149130537
    8/1/2008       7/5/2008     Fund   Auto     19,538.90       11.5       24.00       4,689.34       26.00       162.28       4,851.62  
150344631
    8/1/2008       7/5/2008     Fund   Auto     6,221.83       9.89       24.00       1,493.24       26.00       44.44       1,537.68  
148031401
    8/1/2008       7/6/2008     Fund   Auto     12,188.26       9.49       24.00       2,925.18       25.00       80.32       3,005.51  
146638466
    8/1/2008       5/7/2008     Fund   Auto     5,190.67       10.88       24.00       1,245.76       0.00       0.00       1,245.76  
146685549
    8/1/2008       7/7/2008     Fund   Auto     4,786.04       11.08       24.00       1,148.65       24.00       35.35       1,184.00  
147299807
    8/1/2008       6/7/2008     Fund   Auto     10,333.02       7.7       24.00       2,479.92       0.00       0.00       2,479.92  
143394982
    8/1/2008       7/8/2008     Fund   Auto     7,177.40       9.5       24.00       1,722.58       23.00       43.56       1,766.14  
147171292
    8/1/2008       6/8/2008     Fund   Auto     2,128.26       9.39       24.00       510.78       0.00       0.00       510.78  
147218435
    8/1/2008       6/8/2008     Fund   Auto     3,373.84       12.31       24.00       809.72       0.00       0.00       809.72  
149598368
    8/1/2008       7/8/2008     Fund   Auto     3,265.24       12.35       24.00       783.66       23.00       25.76       809.42  
142196195
    8/1/2008       7/9/2008     Fund   Auto     8,221.05       11.48       24.00       1,973.05       22.00       57.68       2,030.73  
143069447
    8/1/2008       6/9/2008     Fund   Auto     7,549.65       10.1       24.00       1,811.92       0.00       0.00       1,811.92  
145939136
    8/1/2008       7/9/2008     Fund   Auto     4,149.83       11.36       24.00       995.96       22.00       28.81       1,024.77  
146195054
    8/1/2008       7/9/2008     Fund   Auto     338.44       11.29       24.00       81.23       22.00       2.34       83.56  
148884996
    8/1/2008       5/9/2008     Fund   Auto     4,686.68       13.45       24.00       1,124.80       0.00       0.00       1,124.80  
150307049
    8/1/2008       6/9/2008     Fund   Auto     12,561.15       11.49       24.00       3,014.68       0.00       0.00       3,014.68  
142212251
    8/1/2008       7/10/2008     Fund   Auto     4,137.23       7.5       24.00       992.94       21.00       18.10       1,011.04  
145442796
    8/1/2008       7/10/2008     Fund   Auto     10,523.65       9       24.00       2,525.68       21.00       55.25       2,580.93  
147296032
    8/1/2008       6/10/2008     Fund   Auto     11,399.46       10.93       24.00       2,735.87       0.00       0.00       2,735,87  
143082666
    8/1/2008       6/11/2008     Fund   Auto     9,510.33       10.34       24.00       2,282.48       0.00       0.00       2,282.48  
145297193
    8/1/2008       7/11/2008     Fund   Auto     27,705.47       8.79       24.00       6,649.31       20.00       135.30       6,784.61  
148438041
    8/1/2008       6/11/2008     Fund   Auto     10,393.93       8.89       24.00       2,494.54       0.00       0.00       2,494.54  
144878031
    8/1/2008       7/12/2008     Fund   Auto     6,312.98       9.6       24.00       1,515.12       19.00       31.99       1,547.10  
145403000
    8/1/2008       5/12/2008     Fund   Auto     5,962.18       10.29       24.00       1,430.92       0.00       0.00       1,430.92  
146004080
    8/1/2008       7/12/2008     Fund   Auto     2,288.57       9.83       24.00       549.26       19.00       11.87       561.13  
146772410
    8/1/2008       7/12/2008     Fund   Auto     7,879.42       10.49       24.00       1,891.06       19.00       43.62       1,934.68  
148709940
    8/1/2008       5/12/2008     Fund   Auto     22,438.99       8.69       24.00       5,385.36       0.00       0.00       5,385.36  
150720976
    8/1/2008       7/12/2008     Fund   Auto     15,640.72       9.74       24.00       3,753.77       19.00       80.40       3,834.17  
144050412
    8/1/2008       5/13/2008     Fund   Auto     9,861.74       10.33       24.00       2,366.82       0.00       0.00       2,366.82  
146226462
    8/1/2008       7/13/2008     Fund   Auto     5,862.95       11.04       24.00       1,407.11       18.00       32.36       1,439.47  
146330856
    8/1/2008       6/13/2008     Fund   Auto     2,963.71       9.72       24.00       711.29       0.00       0.00       711.29  
146846391
    8/1/2008       6/13/2008     Fund   Auto     14,035.48       9.19       24.00       3,368.52       0.00       0.00       3,368.52  
149610826
    8/1/2008       5/13/2008     Fund   Auto     8,796.81       11.59       24.00       2,111.23       0.00       0.00       2,111.23  
150866030
    8/1/2008       7/13/2008     Fund   Auto     18,414.66       10.24       24.00       4,419.52       18.00       94.28       4,513.80  
151048504
    8/1/2008       6/13/2008     Fund   Auto     22,011.56       10.49       24.00       5,282.77       0.00       0.00       5,282.77  
21220178
    8/1/2008       5/14/2008     Fund   Auto     3,817.84       11.45       24.00       916.28       0.00       0.00       916.28  
142701970
    8/1/2008       6/14/2008     Fund   Auto     15,622.35       10.07       24.00       3,749.36       0.00       0.00       3,749.36  
144467195
    8/1/2008       7/14/2008     Fund   Auto     2,139.31       9.5       24.00       513.43       17.00       9.60       523.03  
144715208
    8/1/2008       6/14/2008     Fund   Auto     7,682.35       9.25       24.00       1,843.76       0.00       0.00       1,843.76  
146124179
    8/1/2008       6/14/2008     Fund   Auto     8,029.98       9.5       24.00       1,927.20       0.00       0.00       1,927.20  
146232217
    8/1/2008       7/14/2008     Fund   Auto     17,794.87       11.09       24.00       4,270.77       17.00       93.19       4,363.96  
146788665
    8/1/2008       5/14/2008     Fund   Auto     6,888.03       13.04       24.00       1,653.13       0.00       0.00       1,653.13  
147756717
    8/1/2008       5/14/2008     Fund   Auto     15,578.68       10.29       24.00       3,738.88       0.00       0.00       3,738.88  
148904148
    8/1/2008       7/14/2008     Fund   Auto     9,730.47       10.56       24.00       2,335.31       17.00       48.52       2,383.84  
149567338
    8/1/2008       7/14/2008     Fund   Auto     6,200.16       11.85       24.00       1,488.04       17.00       34.70       1,522.73  
11889953
    8/1/2008       5/15/2008     Fund   Auto     4,916.18       5.49       24.00       1,179.88       0.00       0.00       1,179.88  
141425212
    8/1/2008       7/15/2008     Fund   Auto     2,311.40       12.18       24.00       554.74       16.00       12.51       567.25  
141705308
    8/1/2008       6/15/2008     Fund   Auto     6,150.35       8.23       24.00       1,476.08       0.00       0.00       1,476.08  
147891145
    8/1/2008       6/15/2008     Fund   Auto     9,004.71       10.06       24.00       2,161.13       0.00       0.00       2,161.13  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
147611899
    8/1/2008       6/15/2008     Fund   Auto     6,559.61       10.69       24.00       1,574.31       0.00       0.00       1,574.31  
149896137
    8/1/2008       6/15/2008     Fund   Auto     10,462.21       12.19       24.00       2,510.93       0.00       0.00       2,510.93  
151469573
    8/1/2008       6/15/2008     Fund   Auto     28,600.52       11.89       24.00       6,864.12       0.00       0.00       6,864.12  
141326214
    8/1/2008       7/14/2008     Fund   Auto     5,772.19       12.18       24.00       1,385.33       17.00       33.20       1,418.53  
141474438
    8/1/2008       6/21/2008     Fund   Auto     6,737.31       10.95       24.00       1,616.95       0.00       0.00       1,616.95  
142112820
    8/1/2008       7/3/2008     Fund   Auto     20,785.54       10.83       24.00       4,988.53       28.00       175.08       5,163.61  
141753733
    8/1/2008       7/7/2008     Fund   Auto     52.44       9.57       24.00       12.59       24.00       0.33       12.92  
142031636
    8/1/2008       7/7/2008     Fund   Auto     8,215.39       10.12       24.00       1,971.69       24.00       55.43       2,027.12  
142226500
    8/1/2008       7/10/2008     Fund   Auto     20,720.19       5.2       24.00       4,972.85       21.00       62.85       5,035.70  
142136609
    8/1/2008       7/10/2008     Fund   Auto     12,731.11       5.54       24.00       3,055.47       21.00       41.14       3,096.61  
142179238
    8/1/2008       7/10/2008     Fund   Auto     2,136.13       10.54       24.00       512.67       21.00       13.13       525.80  
141976663
    8/1/2008       7/14/2008     Fund   Auto     24,661.05       10.07       24.00       5,918.65       17.00       117.27       6,035.92  
142074559
    8/1/2008       7/16/2008     Fund   Auto     7,504.37       5.75       24.00       1,801.05       15.00       17.98       1,819.03  
142084373
    8/1/2008       7/16/2008     Fund   Auto     565.53       11.24       24.00       135.73       15.00       2.65       138.38  
142199340
    8/1/2008       6/16/2008     Fund   Auto     4,517.33       12.4       24.00       1,084.16       0.00       0.00       1,084.16  
142301910
    8/1/2008       7/24/2008     Fund   Auto     4,316.85       6.53       24.00       1,036.04       7.00       5.48       1,041.53  
142311935
    8/1/2008       7/24/2008     Fund   Auto     3,387.97       6.33       24.00       813.11       7.00       4.17       817.28  
142571277
    8/1/2008       7/23/2008     Fund   Auto     4,125.72       10.93       24.00       990.17       8.00       10.02       1,000.19  
142036011
    8/1/2008       6/20/2008     Fund   Auto     7,920.48       10.36       24.00       1,900.92       0.00       0.00       1,900.92  
142509010
    8/1/2008       7/6/2008     Fund   Auto     4,115.87       9.91       24.00       987.81       25.00       28.33       1,016.13  
142669715
    8/1/2008       7/11/2008     Fund   Auto     36.77       9.35       24.00       8.82       20.00       0.19       9.02  
142679965
    8/1/2008       6/11/2008     Fund   Auto     4,593.04       11.31       24.00       1,102.33       0.00       0.00       1,102.33  
142541261
    8/1/2008       8/14/2008     Fund   Auto     3,731.14       9.5       24.00       895.47       -13.00       -12.80       882.67  
142690699
    8/1/2008       7/14/2008     Fund   Auto     47.82       7.04       24.00       11.48       17.00       0.16       11.64  
142634302
    8/1/2008       7/17/2008     Fund   Auto     11,414.49       9.35       24.00       2,739.48       14.00       41.50       2,780.98  
142634897
    8/1/2008       5/17/2008     Fund   Auto     5,803.70       9.6       24.00       1,392.89       0.00       0.00       1,392.89  
142701913
    8/1/2008       7/18/2008     Fund   Auto     4,176.30       12.59       24.00       1,002.31       13.00       18.99       1,021.30  
142658475
    8/1/2008       7/19/2008     Fund   Auto     5,113.97       10.98       24.00       1,227.35       12.00       18.72       1,246.07  
142897735
    8/1/2008       8/16/2008     Fund   Auto     0.01       9.39       24.00       0.00       -15.00       0.00       0.00  
143062308
    8/1/2008       7/4/2008     Fund   Auto     82.18       11.84       24.00       19.72       27.00       0.73       20.45  
143130139
    8/1/2008       6/21/2008     Fund   Auto     5,319.33       11.65       24.00       1,276.64       0.00       0.00       1,276.64  
143041598
    8/1/2008       8/11/2008     Fund   Auto     80.13       9.11       24.00       19.23       -10.00       -0.20       19.03  
143076834
    8/1/2008       7/11/2008     Fund   Auto     127.50       10.59       24.00       30.60       20.00       0.75       31.35  
143227890
    8/1/2008       7/14/2008     Fund   Auto     5,521.63       5.9       24.00       1,325.19       17.00       15.38       1,340.58  
142782926
    8/1/2008       7/15/2008     Fund   Auto     32.29       12.14       24.00       7.75       16.00       0.17       7.92  
143146109
    8/1/2008       7/15/2008     Fund   Auto     8,700.48       11.13       24.00       2,088.12       16.00       43.04       2,131.15  
143103389
    8/1/2008       7/22/2008     Fund   Auto     3.50       7.58       24.00       0.84       9.00       0.01       0.85  
143355409
    8/1/2008       7/23/2008     Fund   Auto     16,003.28       10.39       24.00       3,840.79       8.00       36.95       3,877.74  
143326373
    8/1/2008       6/23/2008     Fund   Auto     7,147.51       10.05       24.00       1,715.40       0.00       0.00       1,715.40  
142987114
    8/1/2008       7/13/2008     Fund   Auto     4,562.69       9.35       24.00       1,095.05       18.00       21.33       1,116.38  
143387497
    8/1/2008       7/25/2008     Fund   Auto     90.72       9.6       24.00       21.77       6.00       0.15       21.92  
142941809
    8/1/2008       6/29/2008     Fund   Auto     20,689.82       8.33       24.00       4,965.56       0.00       0.00       4,965.56  
143422812
    8/1/2008       8/1/2008     Fund   Auto     6,734.52       5.35       24.00       1,616.28       0.00       0.00       1,616.28  
143231337
    8/1/2008       7/1/2008     Fund   Auto     4,873.97       8.37       24.00       1,169.75       30.00       34.00       1,203.75  
142976843
    8/1/2008       7/1/2008     Fund   Auto     225.77       6.42       24.00       54.18       30.00       1.21       55.39  
143547573
    8/1/2008       7/7/2008     Fund   Auto     462.63       7.64       24.00       111.03       24.00       2.36       113.39  
143706106
    8/1/2008       7/15/2008     Fund   Auto     42.09       11.23       24.00       10.10       16.00       0.21       10.31  
143683346
    8/1/2008       8/16/2008     Fund   Auto     72.42       6.22       24.00       17.38       -15.00       -0.19       17.19  
143608843
    8/1/2008       7/20/2008     Fund   Auto     10,353.88       11.16       24.00       2,484.93       11.00       35.31       2,520.24  
143815010
    8/1/2008       7/20/2008     Fund   Auto     679.98       11.36       24.00       163.20       11.00       2.36       165.56  
143772179
    8/1/2008       7/21/2008     Fund   Auto     8,703.74       8.37       24.00       2,088.90       10.00       20.24       2,109.13  
143762522
    8/1/2008       7/22/2008     Fund   Auto     180.78       10.9       24.00       43.39       9.00       0.49       43.88  
143871955
    8/1/2008       7/28/2008     Fund   Auto     11,277.74       6.86       24.00       2,706.66       3.00       6.45       2,713.10  
143895159
    8/1/2008       7/18/2008     Fund   Auto     10,838.05       12.64       24.00       2,601.13       13.00       49.47       2,650.60  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
144050068
    8/1/2008       8/4/2008     Fund   Auto     199.14       8.29       24.00       47.79       -3.00       -0.14       47.66  
143795923
    8/1/2008       7/10/2008     Fund   Auto     2,496.00       9.65       24.00       599.04       21.00       14.05       613.09  
144180610
    8/1/2008       7/23/2008     Fund   Auto     249.34       12.14       24.00       59.84       8.00       0.67       60.51  
144133462
    8/1/2008       7/20/2008     Fund   Auto     2,889.51       8.9       24.00       693.48       11.00       7.86       701.34  
143755283
    8/1/2008       7/20/2008     Fund   Auto     6,318.51       8.99       24.00       1,516.44       11.00       17.36       1,533.80  
144201268
    8/1/2008       7/23/2008     Fund   Auto     75.12       9.15       24.00       18.03       8.00       0.15       18.18  
144218749
    8/1/2008       5/16/2008     Fund   Auto     3,634.57       10.15       24.00       872.30       0.00       0.00       872.30  
144463759
    8/1/2008       7/4/2008     Fund   Auto     319.92       10.9       24.00       76.78       27.00       2.62       79.40  
144353081
    8/1/2008       7/8/2008     Fund   Auto     5,077.41       8.34       24.00       1,218.58       23.00       27.05       1,245.63  
144529606
    8/1/2008       6/23/2008     Fund   Auto     2,127.63       9.33       24.00       510.63       0.00       0.00       510.63  
144489173
    8/1/2008       7/16/2008     Fund   Auto     16,615.90       10.83       24.00       3,987.82       15.00       74.98       4,062.80  
144543597
    8/1/2008       7/18/2008     Fund   Auto     8,706.81       9       24.00       2,089.63       13.00       28.30       2,117.93  
144433497
    8/1/2008       7/17/2008     Fund   Auto     5,820.22       9.91       24.00       1,396.85       14.00       22.43       1,419.28  
144506942
    8/1/2008       7/17/2008     Fund   Auto     3,940.54       9.33       24.00       945.73       14.00       14.30       960.03  
144537366
    8/1/2008       7/17/2008     Fund   Auto     366.38       6.47       24.00       87.93       14.00       0.92       88.85  
144623908
    8/1/2008       5/25/2008     Fund   Auto     9,343.46       9.91       24.00       2,242.43       0.00       0.00       2,242.43  
144576042
    8/1/2008       7/25/2008     Fund   Auto     337.00       8.94       24.00       80.88       6.00       0.50       81.38  
144746482
    8/1/2008       7/23/2008     Fund   Auto     19,661.06       8.29       24.00       4,718.65       8.00       36.22       4,754.87  
144562399
    8/1/2008       6/20/2008     Fund   Auto     2,604.75       10.41       24.00       625.14       0.00       0.00       625.14  
144835348
    8/1/2008       7/6/2008     Fund   Auto     336.95       8.09       24.00       80.87       25.00       1.89       82.76  
144733279
    8/1/2008       7/16/2008     Fund   Auto     1,323.97       10.4       24.00       317.75       15.00       5.74       323.49  
144536520
    8/1/2008       8/11/2008     Fund   Auto     113.12       9.5       24.00       27.15       -10.00       -0.30       26.85  
144878751
    8/1/2008       6/21/2008     Fund   Auto     2,659.67       10.49       24.00       638.32       0.00       0.00       638.32  
145126882
    8/1/2008       6/26/2008     Fund   Auto     13,578.65       10.41       24.00       3,258.88       0.00       0.00       3,258.88  
145116796
    8/1/2008       5/27/2008     Fund   Auto     4,671.04       9.79       24.00       1,121.05       0.00       0.00       1,121.05  
144723681
    8/1/2008       7/10/2008     Fund   Auto     33.66       13.14       24.00       8.08       21.00       0.26       8.34  
144440656
    8/1/2008       7/8/2008     Fund   Auto     6,231.45       9.91       24.00       1,495.55       23.00       39.45       1,535.00  
145101082
    8/1/2008       7/10/2008     Fund   Auto     471.20       10.4       24.00       113.09       21.00       2.86       115.95  
144714733
    8/1/2008       7/10/2008     Fund   Auto     462.99       8.84       24.00       111.12       21.00       2.39       113.51  
145188510
    8/1/2008       7/11/2008     Fund   Auto     16,091.72       11.49       24.00       3,862.01       20.00       102.72       3,964.73  
145216537
    8/1/2008       7/12/2008     Fund   Auto     31,228.55       11.29       24.00       7,494.85       19.00       186.08       7,680.93  
145401900
    8/1/2008       5/17/2008     Fund   Auto     14,894.25       9.91       24.00       3,574.62       0.00       0.00       3,574.62  
145324805
    8/1/2008       7/25/2008     Fund   Auto     9,609.54       9       24.00       2,306.29       6.00       14.41       2,320.70  
145307264
    8/1/2008       8/19/2008     Fund   Auto     362.84       7.64       24.00       87.08       -18.00       -1.39       85.70  
145185867
    8/1/2008       7/22/2008     Fund   Auto     13,726.69       5.75       24.00       3,294.41       9.00       19.73       3,314.14  
145496289
    8/1/2008       6/24/2008     Fund   Auto     2,297.78       8.29       24.00       551.47       0.00       0.00       551.47  
145438012
    8/1/2008       6/16/2008     Fund   Auto     17,612.24       9.91       24.00       4,226.94       0.00       0.00       4,226.94  
145133119
    8/1/2008       7/1/2008     Fund   Auto     7,735.51       10.4       24.00       1,856.52       30.00       67.04       1,923.56  
145400840
    8/1/2008       7/20/2008     Fund   Auto     4,852.81       8.92       24.00       1,164.67       11.00       13.23       1,177.90  
145364072
    8/1/2008       7/8/2008     Fund   Auto     4.18       9.91       24.00       1.00       23.00       0.03       1.03  
145753533
    8/1/2008       7/10/2008     Fund   Auto     18,934.01       8.74       24.00       4,544.16       21.00       96.53       4,640.69  
145671213
    8/1/2008       7/12/2008     Fund   Auto     15,405.64       7.42       24.00       3,697.35       19.00       60.33       3,757.68  
145299978
    8/1/2008       7/17/2008     Fund   Auto     11,373.96       8.37       24.00       2,729.75       14.00       37.02       2,766.77  
145879222
    8/1/2008       7/17/2008     Fund   Auto     4,728.39       7.99       24.00       1,134.81       14.00       14.69       1,149.51  
145730065
    8/1/2008       7/18/2008     Fund   Auto     8,441.01       12.05       24.00       2,025.84       13.00       36.73       2,062.57  
145821781
    8/1/2008       7/19/2008     Fund   Auto     6,299.61       8.69       24.00       1,511.91       12.00       18.25       1,530.15  
145952185
    8/1/2008       7/23/2008     Fund   Auto     9,887.10       10.29       24.00       2,372.90       8.00       22.61       2,395.51  
146024332
    8/1/2008       7/25/2008     Fund   Auto     6,615.28       6.85       24.00       1,587.67       6.00       7.55       1,595.22  
145973574
    8/1/2008       6/29/2008     Fund   Auto     19,798.81       9       24.00       4,751.71       0.00       0.00       4,751.71  
146126057
    8/1/2008       6/30/2008     Fund   Auto     6,196.68       9.1       24.00       1,487.20       0.00       0.00       1,487.20  
146139846
    8/1/2008       5/30/2008     Fund   Auto     5,955.88       10.79       24.00       1,429.41       0.00       0.00       1,429.41  
146066051
    8/1/2008       7/1/2008     Fund   Auto     7,458.77       9.74       24.00       1,790.10       30.00       60.54       1,850.65  
146094369
    8/1/2008       7/1/2008     Fund   Auto     7,346.59       5.94       24.00       1,763.18       30.00       36.37       1,799.55  
146134918
    8/1/2008       7/13/2008     Fund   Auto     4,754.63       9.79       24.00       1,141.11       18.00       23.27       1,164.39  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
146351748
    8/1/2008       7/13/2008     Fund   Auto     3,654.77       13.06       24.00       877.14       18.00       23.87       901.01  
145901153
    8/1/2008       8/15/2008     Fund   Auto     2,885.47       12.3       24.00       692.51       -14.00       -13.80       678.71  
146363935
    8/1/2008       5/16/2008     Fund   Auto     2,007.23       8.75       24.00       481.74       0.00       0.00       481.74  
146339803
    8/1/2008       5/19/2008     Fund   Auto     13,352.58       10.68       24.00       3,204.62       0.00       0.00       3,204.62  
146339132
    8/1/2008       6/21/2008     Fund   Auto     5,101.77       9.15       24.00       1,224.42       0.00       0.00       1,224.42  
146528011
    8/1/2008       7/21/2008     Fund   Auto     15,160.44       11.13       24.00       3,638.51       10.00       46.87       3,685.38  
146359231
    8/1/2008       7/22/2008     Fund   Auto     4,146.04       12.66       24.00       995.05       9.00       13.12       1,008.17  
146469594
    8/1/2008       6/22/2008     Fund   Auto     1,424.53       9.15       24.00       341.89       0.00       0.00       341.89  
146473551
    8/1/2008       6/23/2008     Fund   Auto     4,301.66       10.33       24.00       1,032.40       0.00       0.00       1,032.40  
146565277
    8/1/2008       6/23/2008     Fund   Auto     5,724.47       12.39       24.00       1,373.87       0.00       0.00       1,373.87  
146280883
    8/1/2008       6/29/2008     Fund   Auto     16,575.88       9.5       24.00       3,978.21       0.00       0.00       3,978.21  
146705764
    8/1/2008       7/4/2008     Fund   Auto     6,016.79       9.93       24.00       1,444.03       27.00       44.81       1,488.84  
146699878
    8/1/2008       8/5/2008     Fund   Auto     2,389.89       11.7       24.00       573.57       -4.00       -3.11       570.47  
146779340
    8/1/2008       6/16/2008     Fund   Auto     9,494.08       11.88       24.00       2,278.58       0.00       0.00       2,278.58  
146829649
    8/1/2008       6/11/2008     Fund   Auto     9,153.75       8.38       24.00       2,196.90       0.00       0.00       2,196.90  
146831544
    8/1/2008       7/21/2008     Fund   Auto     0.04       11.48       24.00       0.01       10.00       0.00       0.01  
146854870
    8/1/2008       7/12/2008     Fund   Auto     11,972.74       8.38       24.00       2,873.46       19.00       52.95       2,926.41  
146886269
    8/1/2008       8/12/2008     Fund   Auto     1,960.97       6       24.00       470.63       -11.00       -3.60       467.04  
146635027
    8/1/2008       8/13/2008     Fund   Auto     1,178.98       7.93       24.00       282.96       -12.00       -3.12       279.84  
146630505
    8/1/2008       7/22/2008     Fund   Auto     8,717.25       9.29       24.00       2,092.14       9.00       20.25       2,112.39  
146810976
    8/1/2008       7/14/2008     Fund   Auto     6,510.98       7.25       24.00       1,562.64       17.00       22.29       1,584.93  
146875217
    8/1/2008       7/14/2008     Fund   Auto     4,755.91       8.78       24.00       1,141.42       17.00       19.72       1,161.14  
146880437
    8/1/2008       6/17/2008     Fund   Auto     17,076.36       9.48       24.00       4,098.33       0.00       0.00       4,098.33  
146923437
    8/1/2008       6/18/2008     Fund   Auto     7,851.63       9.99       24.00       1,884.39       0.00       0.00       1,884.39  
146668110
    8/1/2008       6/18/2008     Fund   Auto     3,624.05       9.58       24.00       869.77       0.00       0.00       869.77  
146749653
    8/1/2008       6/20/2008     Fund   Auto     5,841.25       9.49       24.00       1,401.90       0.00       0.00       1,401.90  
146341737
    8/1/2008       6/21/2008     Fund   Auto     1,779.08       11.76       24.00       426.98       0.00       0.00       426.98  
146953926
    8/1/2008       7/21/2008     Fund   Auto     818.94       12.39       24.00       196.55       10.00       2.82       199.36  
146842502
    8/1/2008       7/26/2008     Fund   Auto     149.03       11.98       24.00       35.77       5.00       0.25       36.02  
147098896
    8/1/2008       8/26/2008     Fund   Auto     63.03       7.39       24.00       15.13       -25.00       -0.32       14.80  
146470634
    8/1/2008       7/31/2008     Fund   Auto     159.51       6.99       24.00       38.28       1.00       0.03       38.31  
146874298
    8/1/2008       7/4/2008     Fund   Auto     3,953.19       8.88       24.00       948.77       27.00       26.33       975.09  
147097164
    8/1/2008       7/4/2008     Fund   Auto     12,973.25       9.43       24.00       3,113.58       27.00       91.75       3,205.33  
147161291
    8/1/2008       8/8/2008     Fund   Auto     3,403.42       10.99       24.00       816.82       -7.00       -7.27       809.55  
147500172
    8/1/2008       7/14/2008     Fund   Auto     18,143.07       11.09       24.00       4,354.34       17.00       95.01       4,449.35  
147228092
    8/1/2008       5/15/2008     Fund   Auto     6,393.48       10.93       24.00       1,534.44       0.00       0.00       1,534.44  
147304580
    8/1/2008       7/25/2008     Fund   Auto     3,323.62       9.24       24.00       797.67       6.00       5.12       802.79  
147390599
    8/1/2008       7/15/2008     Fund   Auto     12,059.85       10.06       24.00       2,894.36       16.00       53.92       2,948.28  
147510887
    8/1/2008       6/16/2008     Fund   Auto     11,825.30       10.85       24.00       2,838.07       0.00       0.00       2,838.07  
147469676
    8/1/2008       6/17/2008     Fund   Auto     10,048.17       9.43       24.00       2,411.56       0.00       0.00       2,411.56  
146887926
    8/1/2008       6/18/2008     Fund   Auto     14,989.46       12.89       24.00       3,597.47       0.00       0.00       3,597.47  
147312024
    8/1/2008       7/18/2008     Fund   Auto     2,194.26       12.81       24.00       526.62       13.00       10.15       536.77  
147514478
    8/1/2008       7/21/2008     Fund   Auto     16,289.11       10.06       24.00       3,909.39       10.00       45.52       3,954.91  
147465812
    8/1/2008       8/21/2008     Fund   Auto     355.08       9.58       24.00       85.22       -20.00       -1.89       83.33  
147470845
    8/1/2008       6/21/2008     Fund   Auto     12,477.96       11.18       24.00       2,994.71       0.00       0.00       2,994.71  
147501449
    8/1/2008       6/22/2008     Fund   Auto     9,608.14       9.15       24.00       2,305.95       0.00       0.00       2,305.95  
147472386
    8/1/2008       6/23/2008     Fund   Auto     10,361.58       10.84       24.00       2,486.78       0.00       0.00       2,486.78  
147480613
    8/1/2008       5/23/2008     Fund   Auto     1,915.35       13       24.00       459.68       0.00       0.00       459.68  
147479898
    8/1/2008       6/24/2008     Fund   Auto     4,791.09       9.15       24.00       1,149.86       0.00       0.00       1,149.86  
147643125
    8/1/2008       7/25/2008     Fund   Auto     6,976.89       10.69       24.00       1,674.45       6.00       12.43       1,686.88  
147725700
    8/1/2008       6/21/2008     Fund   Auto     12,948.27       9.69       24.00       3,107.58       0.00       0.00       3,107.58  
147750300
    8/1/2008       7/24/2008     Fund   Auto     15,873.05       9.54       24.00       3,809.53       7.00       29.44       3,838.98  
147802700
    8/1/2008       6/10/2008     Fund   Auto     15,378.63       9.75       24.00       3,690.87       0.00       0.00       3,690.87  
147919342
    8/1/2008       8/7/2008     Fund   Auto     243.09       9.89       24.00       58.34       -6.00       -0.40       57.94  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
147827972
    8/1/2008       7/8/2008     Fund   Auto     4,526.96       9.74       24.00       1,086.47       23.00       28.17       1,114.64  
147898573
    8/1/2008       7/8/2008     Fund   Auto     1,374.27       12.09       24.00       329.82       23.00       10.62       340.44  
147943307
    8/1/2008       7/9/2008     Fund   Auto     16,585.46       9.09       24.00       3,980.51       22.00       92.13       4,072.64  
147917411
    8/1/2008       7/13/2008     Fund   Auto     11,444.38       10.81       24.00       2,746.65       18.00       61.86       2,808.51  
147998972
    8/1/2008       7/14/2008     Fund   Auto     3,486.04       12.81       24.00       836.65       17.00       21.09       857.74  
147943306
    8/1/2008       8/19/2008     Fund   Auto     249.86       8.89       24.00       59.97       -18.00       -1.11       58.86  
147903659
    8/1/2008       7/23/2008     Fund   Auto     5,970.93       12.75       24.00       1,433.02       8.00       16.92       1,449.94  
148155286
    8/1/2008       7/26/2008     Fund   Auto     6,409.27       11.14       24.00       1,538.22       5.00       9.92       1,548.14  
148105736
    8/1/2008       6/29/2008     Fund   Auto     8,017.42       10.09       24.00       1,924.18       0.00       0.00       1,924.18  
147786570
    8/1/2008       6/30/2008     Fund   Auto     4,305.46       12.25       24.00       1,033.31       0.00       0.00       1,033.31  
148396869
    8/1/2008       8/14/2008     Fund   Auto     1,465.32       9.19       24.00       351.68       -13.00       -4.86       346.81  
148502759
    8/1/2008       7/12/2008     Fund   Auto     5,695.96       9.93       24.00       1,367.03       19.00       29.85       1,396.88  
148153320
    8/1/2008       7/16/2008     Fund   Auto     0.01       12.19       24.00       0.00       15.00       0.00       0.00  
148434727
    8/1/2008       7/16/2008     Fund   Auto     5,427.92       7.99       24.00       1,302.70       15.00       18.07       1,320.77  
148595375
    8/1/2008       5/16/2008     Fund   Auto     454.94       9.59       24.00       109.19       0.00       0.00       109.19  
148226530
    8/1/2008       6/17/2008     Fund   Auto     5,060.36       11.7       24.00       1,214.49       0.00       0.00       1,214.49  
148453265
    8/1/2008       7/17/2008     Fund   Auto     15,853.07       12.04       24.00       3,804.74       14.00       74.23       3,878.96  
148506921
    8/1/2008       7/17/2008     Fund   Auto     6,229.95       12.19       24.00       1,495.19       14.00       29.53       1,524.72  
148494752
    8/1/2008       7/20/2008     Fund   Auto     15,991.11       12.65       24.00       3,837.87       11.00       61.81       3,899.68  
148549680
    8/1/2008       7/23/2008     Fund   Auto     3,859.35       10.45       24.00       926.24       8.00       8.96       935.21  
148646045
    8/1/2008       7/24/2008     Fund   Auto     5,016.96       11.14       24.00       1,204.07       7.00       10.87       1,214.94  
148642999
    8/1/2008       5/27/2008     Fund   Auto     4,406.08       13.45       24.00       1,057.46       0.00       0.00       1,057.46  
148279068
    8/1/2008       6/30/2008     Fund   Auto     3,152.07       13.85       24.00       756.50       0.00       0.00       756.50  
148813301
    8/1/2008       7/31/2008     Fund   Auto     7,381.74       11.51       24.00       1,771.62       1.00       2.36       1,773.98  
148730993
    8/1/2008       6/21/2008     Fund   Auto     16,855.63       9.15       24.00       4,045.35       0.00       0.00       4,045.35  
148908148
    8/1/2008       8/3/2008     Fund   Auto     8,784.45       9.59       24.00       2,108.27       -2.00       -4.68       2,103.59  
148791017
    8/1/2008       7/22/2008     Fund   Auto     6,820.77       8.25       24.00       1,636.98       9.00       14.07       1,651.05  
148335950
    8/1/2008       7/9/2008     Fund   Auto     1,950.12       10.89       24.00       468.03       22.00       12.98       481.01  
149005513
    8/1/2008       7/10/2008     Fund   Auto     2,046.17       12.35       24.00       491.08       21.00       14.74       505.82  
148976359
    8/1/2008       7/16/2008     Fund   Auto     3,902.24       11.49       24.00       936.54       15.00       18.68       955.22  
148983351
    8/1/2008       6/16/2008     Fund   Auto     4,418.37       12.44       24.00       1,060.41       0.00       0.00       1,060.41  
149015533
    8/1/2008       6/16/2008     Fund   Auto     6,364.64       11.54       24.00       1,527.51       0.00       0.00       1,527.51  
148871302
    8/1/2008       7/20/2008     Fund   Auto     30,534.58       10.45       24.00       7,328.30       11.00       97.50       7,425.80  
149111080
    8/1/2008       6/2/2008     Fund   Auto     17,071.29       11       24.00       4,097.11       0.00       0.00       4,097.11  
149244962
    8/1/2008       7/23/2008     Fund   Auto     0.01       9.09       24.00       0.00       8.00       0.00       0.00  
148243349
    8/1/2008       6/24/2008     Fund   Auto     11,703.44       12.04       24.00       2,808.83       0.00       0.00       2,808.83  
149221547
    8/1/2008       6/30/2008     Fund   Auto     4,371.08       9.89       24.00       1,049.06       0.00       0.00       1,049.06  
149333706
    8/1/2008       5/30/2008     Fund   Auto     4,466.67       10.96       24.00       1,072.00       0.00       0.00       1,072.00  
149444451
    8/1/2008       6/6/2008     Fund   Auto     14,238.73       13.44       24.00       3,417.30       0.00       0.00       3,417.30  
149470938
    8/1/2008       7/20/2008     Fund   Auto     11,417.73       11.34       24.00       2,740.26       11.00       39.56       2,779.82  
149514463
    8/1/2008       7/8/2008     Fund   Auto     3,503.19       12.05       24.00       840.77       23.00       26.97       867.74  
149461186
    8/1/2008       7/11/2008     Fund   Auto     10,623.40       12.19       24.00       2,549.62       20.00       71.94       2,621.56  
148745621
    8/1/2008       7/15/2008     Fund   Auto     2,012.85       7.79       24.00       483.08       16.00       6.97       490.05  
149505919
    8/1/2008       7/19/2008     Fund   Auto     57.47       10.55       24.00       13.79       12.00       0.20       13.99  
149733021
    8/1/2008       7/2/2008     Fund   Auto     6,957.37       7.95       24.00       1,669.77       29.00       44.56       1,714.32  
149275341
    8/1/2008       7/20/2008     Fund   Auto     107.56       8.45       24.00       25.81       11.00       0.28       26.09  
149708598
    8/1/2008       6/20/2008     Fund   Auto     11,375.99       10.49       24.00       2,730.24       0.00       0.00       2,730.24  
149864779
    8/1/2008       7/27/2008     Fund   Auto     7,266.53       11.24       24.00       1,743.97       4.00       9.08       1,753.04  
149825238
    8/1/2008       6/28/2008     Fund   Auto     14,716.89       11.74       24.00       3,532.05       0.00       0.00       3,532.05  
149912809
    8/1/2008       7/2/2008     Fund   Auto     57.08       11.59       24.00       13.70       29.00       0.53       14.23  
149310110
    8/1/2008       6/17/2008     Fund   Auto     11,687.87       11.74       24.00       2,805.09       0.00       0.00       2,805.09  
149749870
    8/1/2008       5/16/2008     Fund   Auto     18,521.52       12.09       24.00       4,445.16       0.00       0.00       4,445.16  
149648893
    8/1/2008       9/5/2008     Fund   Auto     1,661.13       8.35       24.00       398.67       -34.00       -13.10       385.57  
150023303
    8/1/2008       7/5/2008     Fund   Auto     3,479.94       14.2       24.00       835.19       26.00       35.69       870.87  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
150006890
    8/1/2008       7/12/2008     Fund   Auto     4,274.05       12.85       24.00       1,025.77       19.00       28.99       1,054.76  
150158929
    8/1/2008       7/16/2008     Fund   Auto     3,191.95       7.79       24.00       766.07       15.00       10.36       776.43  
149576555
    8/1/2008       6/19/2008     Fund   Auto     9,150.11       13.45       24.00       2,196.03       0.00       0.00       2,196.03  
150203559
    8/1/2008       5/22/2008     Fund   Auto     10,409.59       10.74       24.00       2,498.30       0.00       0.00       2,498.30  
150312974
    8/1/2008       7/3/2008     Fund   Auto     4,672.33       13.95       24.00       1,121.36       28.00       50.69       1,172.05  
150324609
    8/1/2008       6/29/2008     Fund   Auto     8,248.47       10.89       24.00       1,979.63       0.00       0.00       1,979.63  
150474277
    8/1/2008       6/16/2008     Fund   Auto     21,079.58       6.69       24.00       5,059.10       0.00       0.00       5,059.10  
150379960
    8/1/2008       7/9/2008     Fund   Auto     13,290.08       11.74       24.00       3,189.62       22.00       95.35       3,284.97  
150474159
    8/1/2008       6/22/2008     Fund   Auto     18,542.98       9.99       24.00       4,450.32       0.00       0.00       4,450.32  
150651053
    8/1/2008       7/2/2008     Fund   Auto     25,159.67       10.99       24.00       6,038.32       29.00       222.74       6,261.06  
150627679
    8/1/2008       7/27/2008     Fund   Auto     12,133.18       12.29       24.00       2,911.96       4.00       16.57       2,928.53  
150631545
    8/1/2008       6/27/2008     Fund   Auto     4,166.81       13.95       24.00       1,000.03       0.00       0.00       1,000.03  
150692267
    8/1/2008       6/27/2008     Fund   Auto     1,076.51       9.24       24.00       258.36       0.00       0.00       258.36  
150705319
    8/1/2008       7/27/2008     Fund   Auto     1,170.72       6.42       24.00       280.97       4.00       0.84       281.81  
150276025
    8/1/2008       6/10/2008     Fund   Auto     13,408.83       10.46       24.00       3,218.12       0.00       0.00       3,218.12  
150746152
    8/1/2008       6/30/2008     Fund   Auto     24,115.10       8.79       24.00       5,787.62       0.00       0.00       5,787.62  
150832027
    8/1/2008       5/30/2008     Fund   Auto     15,015.66       12.14       24.00       3,603.76       0.00       0.00       3,603.76  
150453467
    8/1/2008       7/12/2008     Fund   Auto     3,074.76       10.24       24.00       737.94       19.00       16.62       754.56  
150177298
    8/1/2008       6/16/2008     Fund   Auto     30,136.78       10.89       24.00       7,232.83       0.00       0.00       7,232.83  
150605637
    8/1/2008       7/4/2008     Fund   Auto     13,572.47       8.49       24.00       3,257.39       27.00       86.42       3,343.82  
150954156
    8/1/2008       7/7/2008     Fund   Auto     10,670.66       7.89       24.00       2,560.96       24.00       56.13       2,617.09  
150961865
    8/1/2008       6/18/2008     Fund   Auto     16,433.31       9.59       24.00       3,943.99       0.00       0.00       3,943.99  
151117504
    8/1/2008       7/17/2008     Fund   Auto     7,466.73       8.69       24.00       1,792.02       14.00       25.23       1,817.25  
150565417
    8/1/2008       7/19/2008     Fund   Auto     6,759.77       12.85       24.00       1,622.34       12.00       28.95       1,651.30  
150977540
    8/1/2008       6/28/2008     Fund   Auto     14,339.86       11.54       24.00       3,441.57       0.00       0.00       3,441.57  
151085848
    8/1/2008       11/28/2008     Fund   Auto     21,843.04       8.89       24.00       5,242.33       -117.00       -631.10       4,611.23  
151253487
    8/1/2008       7/3/2008     Fund   Auto     14,469.10       12.05       24.00       3,472.58       28.00       135.61       3,608.19  
151279388
    8/1/2008       7/3/2008     Fund   Auto     15,611.87       9.14       24.00       3,746.85       28.00       110.98       3,857.83  
151185335
    8/1/2008       7/10/2008     Fund   Auto     1,701.05       9.09       24.00       408.25       21.00       9.02       417.27  
151163063
    8/1/2008       7/18/2008     Fund   Auto     14,157.86       11.19       24.00       3,397.89       13.00       57.21       3,455.10  
151219345
    8/1/2008       5/21/2008     Fund   Auto     12,712.45       12.35       24.00       3,050.99       0.00       0.00       3,050.99  
151152947
    8/1/2008       6/23/2008     Fund   Auto     14,482.68       9.59       24.00       3,475.84       0.00       0.00       3,475.84  
151604681
    8/1/2008       8/2/2008     Fund   Auto     19,730.25       11.49       24.00       4,735.26       -1.00       -6.30       4,728.96  
143790848
    8/1/2008       5/29/2008     Fund   Auto     2,648.96       9.18       24.00       635.75       0.00       0.00       635.75  
142326489
    8/1/2008       6/2/2008     Fund   Auto     9,268.72       10.78       24.00       2,224.49       0.00       0.00       2,224.49  
147754538
    8/1/2008       7/6/2008     Fund   Auto     14,754.80       9.79       24.00       3,541.15       25.00       100.31       3,641.46  
147390695
    8/1/2008       7/10/2008     Fund   Auto     4,178.21       10.06       24.00       1,002.77       21.00       24.52       1,027.29  
146922725
    8/1/2008       6/10/2008     Fund   Auto     6,385.12       13.14       24.00       1,532.43       0.00       0.00       1,532,43  
142533682
    8/1/2008       6/12/2008     Fund   Auto     3,948.75       7.54       24.00       947.70       0.00       0.00       947.70  
143839486
    8/1/2008       5/12/2008     Fund   Auto     7,738.08       9.6       24.00       1,857.14       0.00       0.00       1,857.14  
149006859
    8/1/2008       7/12/2008     Fund   Auto     6,987.04       10.74       24.00       1,676.89       19.00       39.60       1,716.49  
144381065
    8/1/2008       5/14/2008     Fund   Auto     1,583.27       9.4       24.00       379.98       0.00       0.00       379.98  
143448940
    8/1/2008       5/15/2008     Fund   Auto     3,866.92       9.5       24.00       928.06       0.00       0.00       928.06  
151050267
    8/1/2008       7/17/2008     Fund   Auto     8,661.52       11.04       24.00       2,078.76       14.00       37.19       2,115.95  
142649266
    8/1/2008       5/18/2008     Fund   Auto     9,893.45       11.43       24.00       2,374.43       0.00       0.00       2,374.43  
148558536
    8/1/2008       6/18/2008     Fund   Auto     6,776.33       9.49       24.00       1,626.32       0.00       0.00       1,626.32  
150646054
    8/1/2008       6/18/2008     Fund   Auto     9,699.82       13.35       24.00       2,327.96       0.00       0.00       2,327.96  
144790323
    8/1/2008       5/19/2008     Fund   Auto     7,478.70       9.5       24.00       1,794.89       0.00       0.00       1,794.89  
145476092
    8/1/2008       6/19/2008     Fund   Auto     14,571.56       11.49       24.00       3,497.17       0.00       0.00       3,497.17  
146353019
    8/1/2008       6/19/2008     Fund   Auto     12,817.77       12.06       24.00       3,076.26       0.00       0.00       3,076.26  
148214311
    8/1/2008       6/19/2008     Fund   Auto     30,811.03       10.64       24.00       7,394.65       0.00       0.00       7,394.65  
149713830
    8/1/2008       6/19/2008     Fund   Auto     18,449.78       12.76       24.00       4,427.95       0.00       0.00       4,427.95  
148508605
    8/1/2008       6/20/2008     Fund   Auto     4,567.61       12.55       24.00       1,096.23       0.00       0.00       1,096.23  
142100566
    8/1/2008       7/21/2008     Fund   Auto     8,448.29       8.87       24.00       2,027.59       10.00       20.82       2,048.41  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
143036357
    8/1/2008       6/21/2008     Fund   Auto     1,155.68       9.09       24.00       277.36       0.00       0.00       277.36  
143581235
    8/1/2008       5/21/2008     Fund   Auto     10,740.34       10.1       24.00       2,577.68       0.00       0.00       2,577.68  
146348466
    8/1/2008       5/21/2008     Fund   Auto     9,932.44       10.29       24.00       2,383.79       0.00       0.00       2,383.79  
147533631
    8/1/2008       5/21/2008     Fund   Auto     4,764.24       10.81       24.00       1,143.42       0.00       0.00       1,143.42  
141862810
    8/1/2008       5/22/2008     Fund   Auto     3,742.30       11.48       24.00       898.15       0.00       0.00       898.15  
141800586
    8/1/2008       7/22/2008     Fund   Auto     2,021.04       11.65       24.00       485.05       9.00       5.89       490.94  
146287790
    8/1/2008       5/23/2008     Fund   Auto     3,490.70       9.15       24.00       837.77       0.00       0.00       837.77  
149263467
    8/1/2008       6/23/2008     Fund   Auto     11,474.74       7.89       24.00       2,753.94       0.00       0.00       2,753.94  
11968352
    8/1/2008       6/25/2008     Fund   Auto     3,907.08       8.49       24.00       937.70       0.00       0.00       937.70  
142916897
    8/1/2008       5/25/2008     Fund   Auto     2,666.84       8.39       24.00       640.04       0.00       0.00       640.04  
146430588
    8/1/2008       5/26/2008     Fund   Auto     11,252.15       9.68       24.00       2,700.52       0.00       0.00       2,700.52  
147997450
    8/1/2008       5/27/2008     Fund   Auto     4,645.38       10.29       24.00       1,114.89       0.00       0.00       1,114.89  
148039319
    8/1/2008       6/27/2008     Fund   Auto     10,012.47       12.29       24.00       2,402.99       0.00       0.00       2,402.99  
149048730
    8/1/2008       6/27/2008     Fund   Auto     2,628.36       13.61       24.00       630.81       0.00       0.00       630.81  
150571079
    8/1/2008       6/27/2008     Fund   Auto     10,780.27       9.49       24.00       2,587.26       0.00       0.00       2,587.26  
151051420
    8/1/2008       5/27/2008     Fund   Auto     13,289.23       7.69       24.00       3,189.42       0.00       0.00       3,189.42  
144721394
    8/1/2008       5/28/2008     Fund   Auto     12,161,93       7.49       24.00       2,918.86       0.00       0.00       2,918.86  
144996266
    8/1/2008       5/28/2008     Fund   Auto     16,578.72       9.49       24.00       3,978.89       0.00       0.00       3,978.89  
146153509
    8/1/2008       6/28/2008     Fund   Auto     16,775.66       10.99       24.00       4,026.16       0.00       0.00       4,026.16  
146493795
    8/1/2008       6/28/2008     Fund   Auto     7,543.70       10.93       24.00       1,810.49       0.00       0.00       1,810.49  
149842539
    8/1/2008       7/28/2008     Fund   Auto     17,912.23       10.49       24.00       4,298.94       3.00       15.66       4,314.59  
145132146
    8/1/2008       5/29/2008     Fund   Auto     15,498.97       9.62       24.00       3,719.75       0.00       0.00       3,719.75  
148929347
    8/1/2008       6/29/2008     Fund   Auto     4,754.45       13.45       24.00       1,141.07       0.00       0.00       1,141.07  
144641045
    8/1/2008       5/30/2008     Fund   Auto     5,436.55       9.91       24.00       1,304.77       0.00       0.00       1,304.77  
145991243
    8/1/2008       5/30/2008     Fund   Auto     8,816.16       8.89       24.00       2,115.88       0.00       0.00       2,115.88  
143818607
    8/1/2008       7/2/2008     Fund   Auto     3,172.79       8.29       24.00       761.47       29.00       21.19       782.66  
147176363
    8/1/2008       7/2/2008     Fund   Auto     8,172.36       9.43       24.00       1,961.37       29.00       62.08       2,023.45  
143983819
    8/1/2008       6/3/2008     Fund   Auto     12,782.09       9.89       24.00       3,067.70       0.00       0.00       3,067.70  
144094161
    8/1/2008       7/3/2008     Fund   Auto     6,216.32       7.49       24.00       1,491.92       28.00       36.21       1,528.13  
146618532
    8/1/2008       6/3/2008     Fund   Auto     1,192.21       14.64       24.00       286.13       0.00       0.00       286.13  
146658200
    8/1/2008       6/3/2008     Fund   Auto     17,149.69       9.78       24.00       4,115.93       0.00       0.00       4,115.93  
143922492
    8/1/2008       7/4/2008     Fund   Auto     5,201.38       10.1       24.00       1,248.33       27.00       39.40       1,287.73  
144668019
    8/1/2008       6/4/2008     Fund   Auto     18,458.92       7.77       24.00       4,430.14       0.00       0.00       4,430.14  
145660527
    8/1/2008       5/4/2008     Fund   Auto     4,896.12       11.3       24.00       1,175.07       0.00       0.00       1,175.07  
143921858
    8/1/2008       6/5/2008     Fund   Auto     700.43       9.4       24.00       168.10       0.00       0.00       168.10  
148216778
    8/1/2008       6/6/2008     Fund   Auto     7,084.37       11.14       24.00       1,700.25       0.00       0.00       1,700.25  
148893904
    8/1/2008       6/6/2008     Fund   Auto     10,888.18       11.59       24.00       2,613.16       0.00       0.00       2,613.16  
149437884
    8/1/2008       5/6/2008     Fund   Auto     12,807.32       10.24       24.00       3,073.76       0.00       0.00       3,073.76  
147903526
    8/1/2008       7/7/2008     Fund   Auto     6,790.59       9.14       24.00       1,629.74       24.00       41.38       1,671.12  
150057144
    8/1/2008       5/7/2008     Fund   Auto     16,553.86       9.94       24.00       3,972.93       0.00       0.00       3,972.93  
141948863
    8/1/2008       7/8/2008     Fund   Auto     8,950.96       8.49       24.00       2,148.23       23.00       48.55       2,196.78  
146144002
    8/1/2008       6/8/2008     Fund   Auto     10,054.84       8.99       24.00       2,413.16       0.00       0.00       2,413.16  
145259741
    8/1/2008       6/9/2008     Fund   Auto     1,640.75       10.29       24.00       393.78       0.00       0.00       393.78  
146325522
    8/1/2008       5/9/2008     Fund   Auto     19,065.26       9.15       24.00       4,575.66       0.00       0.00       4,575.66  
149746769
    8/1/2008       7/9/2008     Fund   Auto     4,175.76       11.24       24.00       1,002.18       22.00       28.68       1,030.87  
147312360
    8/1/2008       6/10/2008     Fund   Auto     1,561.80       10.35       24.00       374.83       0.00       0.00       374.83  
150403083
    8/1/2008       6/10/2008     Fund   Auto     15,167.65       13.79       24.00       3,640.24       0.00       0.00       3,640.24  
145233486
    8/1/2008       6/11/2008     Fund   Auto     10,490.97       8.09       24.00       2,517.83       0.00       0.00       2,517.83  
145213304
    8/1/2008       6/11/2008     Fund   Auto     5,184.28       8.76       24.00       1,244.23       0.00       0.00       1,244.23  
145540951
    8/1/2008       7/11/2008     Fund   Auto     1,409.43       8.49       24.00       338.26       20.00       6.65       344.91  
151540537
    8/1/2008       6/11/2008     Fund   Auto     24,466.07       11.64       24.00       5,871.86       0.00       0.00       5,871.86  
143942322
    8/1/2008       7/12/2008     Fund   Auto     4,109.28       11.36       24.00       986.23       19.00       24.64       1,010.86  
145627360
    8/1/2008       6/12/2008     Fund   Auto     7,482.70       9.91       24.00       1,795.85       0.00       0.00       1,795.85  
149600689
    8/1/2008       5/12/2008     Fund   Auto     8,239.14       10.64       24.00       1,977.39       0.00       0.00       1,977.39  

 


 

     
                                                                                         
Loan           Paid Thru   Funding           Principal           Purchase   Proceeds Before   Days   Accrued   Total Purchase
Number   As Of Date   Date   Status   Pool   Balance   Rate   Price   Accrual   Accrued   Interest   Proceeds
150399732
    8/1/2008       6/12/2008     Fund   Auto     27,988.92       10.79       24.00       6,717.34       0.00       0.00       6,717.34  
144809795
    8/1/2008       7/13/2008     Fund   Auto     10,981.30       9.5       24.00       2,635.51       18.00       52.16       2,687.67  
146161256
    8/1/2008       5/13/2008     Fund   Auto     9,353.27       11.04       24.00       2,244.78       0.00       0.00       2,244.78  
147878536
    8/1/2008       6/13/2008     Fund   Auto     12,059.73       9.15       24.00       2,894.34       0.00       0.00       2,894.34  
150230700
    8/1/2008       5/13/2008     Fund   Auto     8,104.99       11.24       24.00       1,945.20       0.00       0.00       1,945.20  
150704834
    8/1/2008       6/13/2008     Fund   Auto     13,339.55       9.59       24.00       3,201.49       0.00       0.00       3.201.49  
144760653
    8/1/2008       5/14/2008     Fund   Auto     10,894.66       10.83       24.00       2,614.72       0.00       0.00       2,614.72  
144963207
    8/1/2008       6/14/2008     Fund   Auto     3,854.52       10.86       24.00       925.08       0.00       0.00       925.08  
146248150
    8/1/2008       5/14/2008     Fund   Auto     9,277.33       10.06       24.00       2,226.56       0.00       0.00       2,226.56  
146743854
    8/1/2008       7/14/2008     Fund   Auto     9,625.25       11.13       24.00       2,310.06       17.00       50.59       2,360.65  
148988909
    8/1/2008       6/14/2008     Fund   Auto     16,391.85       9       24.00       3,934.04       0.00       0.00       3,934.04  
149151516
    8/1/2008       6/15/2008     Fund   Auto     14,600.66       7.59       24.00       3,504.16       0.00       0.00       3,504.16  
149928153
    8/1/2008       6/15/2008     Fund   Auto     12,340.68       8.45       24.00       2,961.76       0.00       0.00       2,961.76  
150287171
    8/1/2008       6/15/2008     Fund   Auto     15,052.37       11.05       24.00       3,612.57       0.00       0.00       3,612.57  
142307907
    8/1/2008       5/16/2008     Fund   Auto     6,885.77       8.9       24.00       1,652.58       0.00       0.00       1,652.58  
145814517
    8/1/2008       5/16/2008     Fund   Auto     24,766.50       9.91       24.00       5,943.96       0.00       0.00       5,943.96  
147015551
    8/1/2008       6/16/2008     Fund   Auto     13,633.52       11.13       24.00       3,272.04       0.00       0.00       3.272.04  
148854292
    8/1/2008       7/16/2008     Fund   Auto     29,872.17       6.89       24.00       7,169.32       15.00       85.76       7,255.08  
149423188
    8/1/2008       5/16/2008     Fund   Auto     14,700.42       11.64       24.00       3,528.10       0.00       0.00       3,528.10  
150037230
    8/1/2008       6/16/2008     Fund   Auto     18,111.01       10.74       24.00       4,346.64       0.00       0.00       4,346.64  
150555462
    8/1/2008       7/16/2008     Fund   Auto     7,096.28       13.85       24.00       1,703.11       15.00       40.95       1,744.06  
147373621
    8/1/2008       5/17/2008     Fund   Auto     9,888.74       13.4       24.00       2,373.30       0.00       0.00       2,373.30  
148505301
    8/1/2008       5/17/2008     Fund   Auto     10,984.33       8.99       24.00       2,636.24       0.00       0.00       2,636.24  
149042805
    8/1/2008       7/17/2008     Fund   Auto     7,036.28       12.64       24.00       1,688.71       14.00       34.59       1,723.29  
149788791
    8/1/2008       5/17/2008     Fund   Auto     6,840.94       11       24.00       1,641.83       0.00       0.00       1,641.83  
151310370
    8/1/2008       6/17/2008     Fund   Auto     14,438.75       10.19       24.00       3,465.30       0.00       0.00       3,465.30  
151414306
    8/1/2008       6/17/2008     Fund   Auto     9,033.25       11.69       24.00       2,167.98       0.00       0.00       2,167.98  

 


 

Schedule 1.1 (A) — Mortgage Loans

 


 

Schedule 1.1 (A) — Mortgage Loans
P X Grid/ Pooling

 


 

         
POOLING   PRICE
1ST LIEN - CURRENT - Clean History
    67.00  
1ST LIEN - CURRENT - Delq History or 30 DAYS
    55.00  
1ST LIEN - 60-90
    35.00  
1ST LIEN - > 90
    25.00  
1ST LIEN - REO
    23.00  
 
       
HELOC - 2ND - CURRENT - Clean History
    39.00  
HELOC - 2ND - CURRENT - Delq History or 30 DAYS
    16.00  
HELOC - 2ND - 60+ DAYS
    1.00  
 
       
2ND LIEN - CURRENT - Clean History
    35.00  
2ND LIEN - CURRENT - Delq History or 30 DAYS
    16.00  
2ND LIEN - 60+ DAYS
    1.00  
 
       
SMALL BALANCE COMMERCIAL - CURRENT - Clean History
    58.00  
SMALL BALANCE COMMERCIAL - CURRENT - Delq History or 30 DAYS
    50.00  
SMALL BALANCE COMMERCIAL - 60+ DAYS
    30.00  
 
       
HELOC - 1ST - CURRENT - Clean History
    60.00  
HELOC - 1ST - CURRENT - Delq History or 30 DAYS
    50.00  
HELOC - 1ST - 60+ DAYS
    25.00  

 


 

Schedule 1.1 (A) — Mortgage Loans
Purchase Schedule
List of Loans

 


 

SCHEDULE 1.1(b)
SELLERS’ KNOWLEDGE
Ronald Anthony
Doug Battin
John Cooke
Brian Doran
Cesar Medina
John Oeser
Alberto Paracchini

2


 

SCHEDULE 1.1(c)
SERVICING AGREEMENTS, REO PROPERTY AND ADVANCES
Servicing Agreements
Equity One
1.   Pooling and Servicing Agreement, dated as of November 30,1998 (as amended, supplemented or otherwise modified from time to time in accordance with its terms), by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One Mortgage Company, Equity One Mortgage, Inc. (DE), Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One of West Virginia, Inc., Equity One Mortgage, Inc. (NY) and The Chase Manhattan Bank.
 
2.   Pooling and Servicing Agreement, dated as of July 31,1999 (as amended, supplemented or otherwise modified from time to time in accordance with its terms), by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One Mortgage Company, Equity One Mortgage, Inc. (DE), Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One of West Virginia, Inc., Equity One Mortgage, Inc. (NY) and The Chase Manhattan Bank.
 
3.   Pooling and Servicing Agreement, dated as of October 31, 2001, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
4.   Pooling and Servicing Agreement, dated as of January 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
5.   Pooling and Servicing Agreement, dated as of March 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
6.   Pooling and Servicing Agreement, dated as of April 30, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
7.   Pooling and Servicing Agreement, dated as of July 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
8.   Pooling and Servicing Agreement, dated as of September 30, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity

3


 

    One Consumer Loan Company, Inc., Popular Financial Services, LLC, Federal Home Loan Mortgage Corporation and JPMorgan Chase Bank.
 
9.   Pooling and Servicing Agreement, dated as of January 31, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
10.   Pooling and Servicing Agreement, dated as of March 31, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
11.   Pooling and Servicing Agreement, dated as of June 30, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
12.   Pooling and Servicing Agreement, dated as of September 30, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
13.   Pooling and Servicing Agreement, dated as of December 31, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
14.   Pooling and Servicing Agreement, dated as of March 31, 2004, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
15.   Pooling and Servicing Agreement, dated as of June 30, 2004, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
16.   Pooling and Servicing Agreement, dated as of August 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
17.   Pooling and Servicing Agreement, dated as of October 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
18.   Pooling and Servicing Agreement, dated as of December 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.

4


 

19.   Pooling and Servicing Agreement, dated as of March 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
20.   Pooling and Servicing Agreement, dated as of June 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
21.   Pooling and Servicing Agreement, dated as of August 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
22.   Pooling and Servicing Agreement, dated as of October 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
23.   Pooling and Servicing Agreement, dated as of December 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
24.   Pooling and Servicing Agreement, dated as of May 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
25.   Pooling and Servicing Agreement, dated as of July 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
26.   Pooling and Servicing Agreement, dated as of September 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
27.   Pooling and Servicing Agreement, dated as of November 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
28.   Pooling and Servicing Agreement, dated as of January 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
29.   Pooling and Servicing Agreement, dated as of March 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc. (MN), Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.

5


 

30.   Pooling and Servicing Agreement, dated as of June 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
31.   Pooling and Servicing Agreement, dated as of September 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
32.   Pooling and Servicing Agreement, dated as of November 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and The Bank of New York.
 
33.   Pooling and Servicing Agreement, dated as of May 1, 2007, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and Deutsche Bank National Trust Company.
People’s Choice
34.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing, Inc., People’s Choice Home Loan Securities Trust Series 2005-2 and HSBC Bank USA National Association.
 
35.   Sale and Servicing Agreement, dated April 1, 2005 among People’s Choice Home Loan Securities Corp., as Depositor, People’s Choice Home Loan Securities Trust Series 2005-2, as Issuer, People’s Choice Funding, Inc., as Seller, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, EMC Mortgage Corporation, as Servicer, People’s Choice Home Loan, Inc., as Subservicer and HSBC Bank USA National Association, as Indenture Trustee (as amended by the First Amendment to the Sale and Servicing Agreement, dated June 28, 2007).
 
36.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing, Inc., People’s Choice Home Loan Securities Trust Series 2005-3 and HSBC Bank USA National Association.
 
37.   Sale and Servicing Agreement, dated June 1, 2005 among People’s Choice Home Loan Securities Corp., as Depositor, People’s Choice Home Loan Securities Trust Series 2005-3, as Issuer, People’s Choice Funding, Inc., as Seller, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, EMC Mortgage Corporation, as Servicer, People’s Choice Home Loan, Inc., as Subservicer and HSBC Bank USA National Association, as Indenture Trustee (as amended by the First Amendment to the Sale and Servicing Agreement, dated June 28, 2007).
 
38.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing,

6


 

    Inc., People’s Choice Home Loan Securities Trust Series 2005-4 and HSBC Bank USA National Association.
 
39.   Sale and Servicing Agreement, dated October 1, 2005 among People’s Choice Home Loan Securities Corp., as Depositor, People’s Choice Home Loan Securities Trust Series 2005-4, as Issuer, People’s Choice Funding, Inc., as Seller, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, EMC Mortgage Corporation, as Servicer, People’s Choice Home Loan, Inc., as Subservicer and HSBC Bank USA National Association, as Indenture Trustee (as amended by the First Amendment to the Sale and Servicing Agreement, dated June 28, 2007).
 
40.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, N.A., Popular Mortgage Servicing, Inc. and HSBC Bank USA National Association. [Series 2006-1]
 
41.   Pooling and Servicing Agreement, dated July 1, 2006, among People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Seller and Subservicer (as amended by the First Amendment to the Pooling and Servicing Agreement, dated June 28, 2007). [Series 2006-1]
Nomura
42.   Pooling and Servicing Agreement, dated January 1, 2006, among Nomura Home Equity Loan, Inc., as Depositor, Nomura Credit & Capital, Inc., as Sponsor, Equity One, Inc., as Servicer, Wells Fargo Bank, National Association, as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee and Portfolio Surveillance Analytics, LLC, as Credit Risk Manager (with respect to Sections 3.33 and 3.34 thereof). [Series 2006-FM1]
 
43.   Pooling and Servicing Agreement, dated October 1, 2006, among Nomura Home Equity Loan, Inc., as Depositor, Nomura Credit & Capital, Inc., as Sponsor, Equity One, Inc., as Servicer, Wells Fargo Bank, National Association, as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee and Wells Fargo Bank, National Association, as Credit Risk Manager (with respect to Sections 3.33 thru 3.36 thereof). [Series 2006-FM2]
 
44.   Pooling and Servicing Agreement, dated January 1, 2007, among Nomura Home Equity Loan, Inc., as Depositor, Nomura Credit & Capital, Inc., as Sponsor, Ocwen Loan Servicing, LLC, Equity One, Inc., Select Portfolio Servicing, Inc. as Servicers, Wells Fargo Bank, National Association, as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee and Wells Fargo Bank, National Association, as Credit Risk Manager (with respect to Sections 3.33 thru 3.36 thereof). [Series 2007-2]
 
45.   Pooling and Servicing Agreement, dated April 1, 2007, among Nomura Home Equity Loan, Inc., as Depositor, Nomura Credit & Capital, Inc., as Sponsor, Ocwen Loan Servicing, LLC, Equity One, Inc., as Servicers, Wells Fargo Bank, National Association,

7


 

    as Master Servicer and Securities Administrator, HSBC Bank USA, National Association, as Trustee and Wells Fargo Bank, National Association, as Credit Risk Manager (with respect to Sections 3.33 thru 3.36 thereof). [Series 2007-3]
 
46.   Pooling and Servicing Agreement, dated July 1, 2007, among Nomura Asset Acceptance Corporation, as Depositor, Nomura Credit & Capital, Inc., as Seller, GMAC Mortgage, LLC, as Servicer, Ocwen Loan Servicing, LLC as Servicer, Equity One, Inc., as Servicer, HSBC Bank USA, National Association, as Trustee, Wells Fargo Bank, National Association, as Securities Administrator, Master Servicer and Custodian and OfficerTiger Global Real Estate Services, as Credit Risk Manager. [Series 2007-S2]
 
47.   Flow Servicing Rights Purchase, Sale and Servicing Agreement, dated as of January 1, 2006, between Equity One, Inc., as Servicer and Nomura Credit & Capital, Inc., as Seller.
Related Agreements
Equity One
48.   Insurance and Indemnity Agreement, dated as of December 9, 1998, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and The Chase Manhattan Bank.
 
49.   Insurance and Indemnity Agreement, dated as of August 19, 1999, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and The Chase Manhattan Bank.
 
50.   Insurance and Indemnity Agreement, dated as of November 16, 2001, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
 
51.   Insurance and Indemnity Agreement, dated as of February 27, 2002, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
 
52.   Insurance and Indemnity Agreement, dated as of April 30, 2002, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
 
53.   Letter Agreement, dated as of June 10, 2002, by and among Mortgage Guaranty Insurance Corporation, Equity One, Inc., Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One, Incorporated, Popular Financial Services, LLC and J.P. Morgan Trust Company, National Association.
 
54.   Letter Agreement, dated as of August 22, 2004, by and among Financial Security Assurance, Inc., Equity One ABS, Inc. and Equity One, Inc.
 
55.   Letter Agreement, dated as of July 23, 2003, by and among Mortgage Guaranty Insurance Corporation, Equity One, Inc., Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One, Incorporated, Popular Financial Services, LLC and J.P. Morgan Trust Company, National Association.

8


 

56.   Letter Agreement, dated as of October 28, 2003, by and among Mortgage Guaranty Insurance Corporation, Equity One, Inc., Equity One, Inc. (MN), Equity One Consumer Loan Company, Inc., Equity One, Incorporated, Popular Financial Services, LLC and J.P. Morgan Trust Company, National Association.
People’s Choice
57.   Custodial Agreement, dated April 28, 2005, among HSBC Bank USA, National Association, as Indenture Trustee, People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, Wells Fargo Bank, N.A., as Custodian, People’s Choice Home Loan Securities Trust 2005-2, as Issuer, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Subservicer.
 
58.   Custodial Agreement, dated July 1, 2005, among HSBC Bank USA, National Association, as Indenture Trustee, People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, Wells Fargo Bank, N.A., as Custodian, People’s Choice Home Loan Securities Trust 2005-3, as Issuer, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Subservicer.
 
59.   Custodial Agreement, dated October 26, 2005, among HSBC Bank USA, National Association, as Indenture Trustee, People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, Wells Fargo Bank, N.A., as Custodian, People’s Choice Home Loan Securities Trust 2005-4, as Issuer, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Subservicer.
 
60.   Custodial Agreement, dated July 1, 2006, among HSBC Bank USA, National Association, as Trustee, People’s Choice Home Loan Securities Corp., as Depositor, Wells Fargo Bank, N.A., as Master Servicer, Securities Administrator and Custodian, EMC Mortgage Corporation, as Servicer and People’s Choice Home Loan, Inc., as Subservicer.
Nomura
61.   Custodial Agreement, dated January 1, 2006, among HSBC Bank USA, National Association, as Trustee for the Nomura Home Equity Loan, Inc. Home Equity Loan Trust, Series 2006-FM1, Wells Fargo Bank, N.A., as Custodian and Equity One, Inc., as Servicer.
 
62.   Custodial Agreement, dated October 1, 2006, among HSBC Bank USA, National Association, as Trustee for the Nomura Home Equity Loan, Inc. Home Equity Loan Trust, Series 2006-FM2, Wells Fargo Bank, N.A., as Custodian and Equity One, Inc., as Servicer.
 
63.   Custodial Agreement, dated January 1, 2007, among HSBC Bank USA, National Association, as Trustee for the Nomura Home Equity Loan, Inc. Home Equity Loan Trust, Series 2007-2, Wells Fargo Bank, N.A., as Custodian, Equity One, Inc., as a Servicer, Ocwen Loan Servicing, LLC, as a Servicer, Select Portfolio Servicing, Inc., as a Servicer, and Wells Fargo Bank, N.A., as a Servicer.

9


 

64.   Custodial Agreement, dated April 1, 2007 among HSBC Bank USA, National Association, as Trustee for the Nomura Home Equity Loan, Inc. Home Equity Loan Trust, Series 2007-3, Wells Fargo Bank, N.A., as Custodian, Equity One, Inc., as a Servicer, Ocwen Loan Servicing, LLC, as a Servicer, and Wells Fargo Bank, N.A., as a Servicer.
 
65.   Credit Risk Management Agreement, dated January 30, 2006, between Equity One, Inc., as Servicer and Portfolio Surveillance Analytics, LLC, as Credit Risk Manager. [Series 2006-FM1]
 
66.   Confidentiality Agreement, dated January 30, 2006, between Equity One, Inc., as Servicer and Portfolio Surveillance Analytics, LLC, as Credit Risk Manager. [Series 2006-FM1]
 
67.   Insurance and Indemnity Agreement, dated August 10, 2007, among XL Capital Assurance Inc., as Insurer, Nomura Credit & Capital, Inc., as Seller, Nomura Asset Acceptance Corporation, as Depositor, Wells Fargo Bank, N.A., as Securities Administrator and Master Servicer, HSBC Bank USA, National Association, as Trustee, and Ocwen Loan Servicing, LLC, GMAC Mortgage, LLC, and Equity One, Inc., as Servicers. [Series 2007-S2]
REO Property
Exhibit 1.1(c)(i) will be delivered to Purchasers within five Business Days of the date of the Agreement.
Advances
Attached as Exhibit 1.1(c)(ii). Note: Principal and interest Advances are advanced at the securitization trust level (on an aggregated pool basis rather than at the individual loan level); corporate and escrow Advances are advanced at the individual loan level.

10


 

SCHEDULE 1.1(d)
SERVICING FILE
Attached as Exhibit 1.1(d).

11


 

Exhibit 1.1 (D) (i)( ii)
Advances (2)

 


 

Prin-Int, Corporate and Escrow Advances
as of 7-31-08
                                             
        Servicing Advances 07/31/08                    
                UPB 07/31/08 per     P&I Advance     T/B Corp     T/B Escrow  
Ownership   Investor   Deal Name / Vintage Year   T/B     Spreadsheet     Advance     Advance  
Owned
  5   Equity One Inc.         278,263,323.75       N/A       2,952,256.56       4,277,260.75  
Owned
  4   Equity One Inc.   Mix Use     8,215,078.24       N/A       39,609.96       450,695.02  
Owned
  8   Equity One Inc.   1-4 Family     9,517,095.49       N/A       83,786.93       28,996.34  
Owned
  465   Equity One - Pledged         440,106,780.50       N/A       763,901.16       1,638,332.98  
Owned
  466   Equity One - Pledged         79,649,790.29       N/A       86,760.27       140,441.61  
Owned
  470   Equity One - Pledged         93,964,153.41       N/A       15,394.00       633,967.50  
Owned
  471   Equity One - Pledged         20,836,505.62       N/A       452.86       97,120.90  
Owned
  45   HELOCS         152,040,610.93       N/A       56,223.55       0.00  
Owned
  46   HELOCS Post 2007         1,456,071.05       N/A       3,164.40       0.00  
Owned
  20   PSF, LLC         35,020,057.36       N/A       72,881.74       125,100.31  
Owned
  150   Popular Financial Services         5,665,679,69       N/A       27,588.86       112,856.82  
Owned
  Various             0.00       N/A       5,953.69       0.00  
Owned
          Total     1,125,735,146.33       0.00       4,107,973.98       7,504,772.23  
 
                                           
E-Loan
  10   E-Loan Warehouse         68,663,513.99       N/A       53,091.74       3,710.77  
E-Loan
  11   E-Loan Warehouse - Sold         0.00       N/A       8,981.70       0.00  
E-Loan
  40   Whole Loan Portfolio         352,290,238.65       N/A       42,963.78       144,841.96  
E-Loan
  41   HELOC Portfolio         474,236,869.16       N/A       55,954.65       0.00  
 
                895,190,621.80       0.00       160,991.87       148,552.73  
   
BPNA
  Various   Portfolio         91,329,662.13       N/A       28,509.25       213,146.73  
   
TPS
  Various   Whole Loan Servicing         5,161,430.08       N/A       204,425.37       16,734.16  
 
Owned in Trust
  93   Equity One, Inc   2001-3     17,656,057.21       592,558.66       230,505.72       359,342.35  
Owned in Trust
  94   Equity One, Inc   2002-1     17,888,887.07       471,542.59       177,681.98       359,104.07  
Owned in Trust
  95   Equity One, Inc   2002-2     23,756,797.09       517,603.05       125,585.38       299,884.33  
Owned in Trust
  96   Equity One, Inc   2002-3     23,146,391.92       122,234.43       136,556.43       189,086.30  
Owned in Trust
  521   Popular Financial Services   2006-C     165,065,313.17       2,848,051.81       341,805.33       972,039.44  
 
          Total     247,513,446.46       4,551,990.54       1,012,094.84       2,179,436.49  
 
                                           
Gain on Sale
  55   Equity One, Inc   1999-1     10,496,003.51       409,771.63       202,034.22       323,868.54  
Gain on Sale
  88   Equity One, Inc   1998-1     4,795,655.33       20,819.49       35,756.35       83,857.12  
Gain on Sale
  97   Equity One, Inc   2002-4     28,966,024.52       339,734.91       156,451.06       366,514.77  
Gain on Sale
  98   Equity One, Inc   2002-5     43,190,586.72       385,434.28       259,826.53       385,501.96  
Gain on Sale
  500   Equity One, Inc   2003-1     49,811,032.63       1,480,743.73       318,170.58       630,551.35  
Gain on Sale
  501   Equity One, Inc   2003-2     60,010,030.76       312,847.31       249,180.04       406,782.88  
Gain on Sale
  502   Equity One, Inc   2003-3     89,313,306.33       1,318,982.22       297,212.15       622,216.18  
Gain on Sale
  503   Equity One, Inc   2003-4     185,620,639.04       0.00       378,738.54       627,914.13  
Gain on Sale
  504   Equity One, Inc   2004-1     214,477,990.30       774,372.67       467,748.15       798,428.68  
Gain on Sale
  505   Equity One, Inc   2004-2     152,273,260.32       0.00       278,556.76       523,613.65  
Gain on Sale
  506   Equity One, Inc   2004-3     188,857,541.83       1,345,278.39       282,282.56       647,394.15  
Gain on Sale
  507   Equity One, Inc   2004-4     244,000,218.95       1,048,880.63       279,884.92       684,705.10  
Gain on Sale
  508   Equity One, Inc   2004-5     213,433,335.45       1,565,319.39       269,661.61       607,740.08  
Gain on Sale
  509   Equity One, Inc   2005-1     212,495,262.74       1,859,426.68       363,197.92       731,486.29  
Gain on Sale
  510   Equity One, Inc   2005-2     220,175,147.60       710,407.66       295,658.58       747,472.80  
Gain on Sale
  511   Equity One, Inc   2005-A     79,061,749.58       556,941.10       161,230.92       394,855.66  
Gain on Sale
  512   Equity One, Inc   2005-3     278,360,010.33       768,107.61       329,053.27       816,433.90  
Gain on Sale
  513   Equity One, Inc   2005-B     109,654,631.13       2,314,842.99       301,319.36       848,430.13  
Gain on Sale
  514   Equity One, Inc   2005-4     206,453,794.14       2,431,692.31       533,498.42       1,332,462.05  
Gain on Sale
  515   Equity One, Inc   2005-C     97,512,357.14       1,584,044.19       236,474.49       568,040.19  
Gain on Sale
  516   Equity One, Inc   2005-5     388,434,699.80       5,586,482.71       756,804.10       2,430,925.58  
Gain on Sale
  517   Equity One, Inc   2005-D     129,410,520.33       1,948,684.02       265,029.94       649,479.50  
Gain on Sale
  518   Equity One, Inc   2005-6     290,903,845.81       5,838,864.13       552,019.96       1,778,557.82  
Gain on Sale
  519   Equity One, Inc   2006-A     157,436,476.57       3,006,978.73       390,267.39       793,305.07  
Gain on Sale
  520   Equity One, Inc   2006-B     143,683,616,65       3,833,735.40       342,472.95       1,210,478.15  
Gain on Sale
  522   Popular Financial Services   2006-D     243,447,609.72       1,328,494.19       414,248.74       1,188,575.08  
Gain on Sale
  523   Popular Financial Services   2006-E     190,768,615,39       1,842,110.66       383,881.83       694,020.92  
Gain on Sale
  524   Popular Financial Services   2007-A     401,124,080.24       3,372,844.50       600,476.05       1,287,702.03  
 
          Total     4,634,168,042.84       46,986,841.63       9,402,137.39       22,182,313.76  
 
                                           
Third Party Svc
  310   Nomura Assets   2006-FM1     407,783,667.09       15,689,396.50       2,271,582.97       6,784,779.41  
Third Party Svc
  311   Nomura Assets   2006-FM2     806,541,193.97       23,505,872.65       3,786,682.60       11,660,527.81  
Third Party Svc
  312   Nomura Assets   2007-3     760,048,619.63       15,268,843.71       2,102,535.57       7,934,069.55  
Third Party Svc
  313   Nomura Assets   2007-2     41,266,029.37       1,501,618.58       219,388.37       434,800.75  
Third Party Svc
  314   Nomura Assets   2007-52     25,443,847.08       404,394.03       25,304.75       512.22  
Third Party Svc
  600   People’s Choice   PCHL 2005-2     229,897,976.50       10,452,218.04       2,200,068.13       6,375,641.25  
Third Party Svc
  601   People’s Choice   PCHL 2005-3     312,010,912.03       12,937,726.78       1,805,106.06       7,047,396.49  
Third Party Svc
  602   People’s Choice   PCHL 2005-4     448,116,294.64       16,592,268.24       2,739,324.26       9,395,234.70  
Third Party Svc
  603   People’s Choice   PCHL 2006-1     700,967,080.38       23,509,745.61       2,847,790.17       10,759,185.31  
 
          Total     3,732,075,620.69       119,862,084.14       17,997,782.88       60,392,147.49  
 
                                           
REO
  905   Inv 5 REO’s   Equity One, Inc.     44,141,510.48       N/A       1,540,890.91       1,816,802.15  
REO
  910       Consumer Loan REO     5,388,347.37       N/A       188.01       14,337.06  
REO
  920       PSF- LLC     493,137.56       N/A       18,387.60       16,147.15  
REO
  950       Popular Fin Services     1,131,968.32       N/A       25,811.09       20,680.26  
REO
  955   1999-1   Equity One, Inc.     36,180.11       N/A       4,320.80       3,045.59  
REO
  988   1998-1   Equity One, Inc.     67,609.10       N/A       14,815.96       7,983.34  
REO
  991   2001-1   Equity One, Inc. (Called)     0.00       N/A       150.00       0.00  
REO
  993   2001-3   Equity One, Inc.     1,476,860.04       N/A       178,303.89       242,408.24  
REO
  994   2002-1   Equity One, Inc.     1,027,874.93       N/A       61,370.67       75,245.90  
REO
  995   2002-2   Equity One, Inc.     1,039,499.59       N/A       71,618.20       67,195.39  
REO
  996   2002-3   Equity One, Inc.     114,014.30       N/A       18,108.06       11,675.40  
REO
  997   2002-4   Equity One, Inc.     1,006,952.27       N/A       87,992.55       61,151.44  
REO
  998   2002-5   Equity One, Inc.     1,829,490.61       N/A       157,172.19       152,938.88  
REO
  800   2003-1   Equity One, Inc.     2,412,623.95       N/A       167,840.31       262,039.76  
REO
  801   2003-2   Equity One, Inc.     2,637,299.92       N/A       146,183.09       211,184.95  
REO
  802   2003-3   Equity One, Inc.     3,293,267.53       N/A       164,700.42       190,803.40  
REO
  803   2003-4   Equity One, Inc.     5,879,877.15       N/A       235,903.52       326,496.28  
REO
  804   2004-1   Equity One, Inc,     5,652,187.15       N/A       310,330.24       262,935.25  
REO
  805   2004-2   Equity One, Inc.     4,636,914.84       N/A       212,917.38       208,987.19  
REO
  806   2004-3   Equity One, Inc.     4,594,370.01       N/A       184,939.25       202,679.95  
REO
  807   2004-4   Equity One, Inc.     5,175,568.35       N/A       204,734.04       245,291.42  
REO
  808   2004-5   Equity One, Inc.     7,364,570.98       N/A       285,292.20       258,463.46  
REO
  809   2005-1   Equity One, Inc.     7,596,324.05       N/A       294,744.49       339,707.22  
REO
  810   2005-2   Equity One, Inc.     5,453,780.74       N/A       179,477.25       207,413.96  
REO
  811   2005-A   Equity One, Inc.     2,653,507.32       N/A       74,972.96       77,079.43  
REO
  812   2005-3   Equity One, Inc.     11,400,441.56       N/A       288,444.18       340,609.67  
REO
  813   2005-B   Equity One, Inc.     5,076,126.25       N/A       169,811.68       179,485.50  
REO
  814   2005-4   Equity One, Inc.     15,384,841.00       N/A       388,585.04       444,166.91  
REO
  815   2005-C   Equity One, Inc.     5,650,575.39       N/A       104,591.59       130,937.80  
REO
  816   2005-5   Equity One, Inc.     24,884,678.42       N/A       597,829.31       689,618.19  
REO
  817   2005-D   Equity One, Inc.     7,745,309.47       N/A       186,452.30       147,291.20  
REO
  818   2005-6   Equity One, Inc.     28,212,102.75       N/A       591,703.71       759,367.35  
REO
  819   2006-A   Equity One, Inc.     10,951,546.43       N/A       303,630.70       322,362.55  
REO
  820   2006-B   Equity One, Inc.     13,490,051.02       N/A       294,347.65       436,323.43  
REO
  821   2006-C   Popular Financial Services     11,383,921.02       N/A       252,239.59       291,766.99  
REO
  822   2006-E   Popular Financial Services     17,249,613.38       N/A       352,543.96       317,516.08  
REO
  823   2007-A   Popular Financial Services     9,399,129.82       N/A       203,170.48       150,741.77  
 
          Total     275,932,073.18       0.00       8,374,515.27       9,492,880.51  
 
                                           
 
          Grand Total     11,007,106,043.51       170,399,916.21       41,288,430.85       102,129,984.10  

 


 

Exhibit 1.1 (E)
Servicing File

 


 

Exhibit 1.1 (E)
Underwriting Closing File

 


 

PMSI/Loan Servicing File
PMSI LOAN FILE
         
APPRAISAL
       
 
  Appraisal    
 
       
 
  Appraisal Miscellaneous  
Survey
 
      Survey Affidavit
 
      Appraisal Assignment Letter
 
      Termite Inspection
 
      Automated Valuation Report/DISSCO
 
      Certificate of Occupancy
 
       
CREDIT
       
 
  Credit Documents  
Credit Explanation Letter
 
      Credit Reference Letter
 
      Credit Report
 
      Credit Reverification
 
      Verification of Mortgage/Loan/Rent
 
      Mortgage History Letter
 
      Payoff Statements
 
       
INCOME
       
 
  Income Documents  
Bank Statements
 
      Verification of Employment
 
      Income Worksheet
 
      Gift Letters
 
      Gift Reverification
 
      Verification of Deposits
 
      Verification of Income
 
      Asset Reverification
 
      Explanation Letter (Income/Employment)
 
      Business Licenses
 
       
APPLICATION
       
 
  Application Documents  
Initial 1003/ Loan Application
 
      Divorce Decree/Separation Agreement
 
       
LEGAL
       
 
  Legal Documents  
Good Faith Estimate
 
      Disclosure Certification
 
      Privacy Policy
 
      RESPA Third Party Disclosure
 
      US Patriot Act Disclosure
 
      Existing Mortgage/Note (Open Lion)
 
      Prior Bankruptcy Filed/Discharge Papers
 
      Proof of Prior Loan Satisfaction
 
      Proof of Sale of Prior Property (HUD1)
 
      Property Deed
 
      Sales/Lease Agreement
 
      Broker Disclosures
 
      Initial Truth-In-Lending
 
      Initial Servicing Disclosure Statement
 
      Initial State Disclosures
 
       
 
  IRS W9    
 
       
 
  4506 Authorization    
 
      IRS Form 4506-T
 
       
 
  Miscellaneous Documents  
Post Closing Checklist
 
      Servicing Loan Input Information
 
      Audit Checklist
 
      Broker Agreement
 
      Broker Fee Sheet
 
      Broker’s Price Opinion
 
      Closing Instructions
 
      Deficiency Notice
 
      Existing Loan Payoff Statements
 
      Interest Rate Lock-in Agreement
 
      Loan Approval Sheets
 
      Loan Commitment
 
      LSAMS Correction Notice
 
      Miscellaneous/Unassigned Documents
 
      Pre-Closing Checklists
 
      Wiring Instructions
 
      Request for Wire Transfer
 
      Underwriting Worksheet - Form 1008/MU DSC
 
       
COLLATERAL DOCUMENTS
       
 
  Note    
 
      Prepayment Rider
 
      Note Addendum
 
      Balloon Note Rider
 
      Loan Modification
 
       
 
  NY CEMA Documents    
 
       
 
  Title Policy    
 
      Title Commitment/Search
 
      Closing Protection Letter
 
      Name Affidavit

 


 

         
 
  Mortgage/Deed of Trust    
 
      Balloon Mortgage Rider
 
      PUD Rider
 
      CONDO Rider
ARM Rider
 
      Second Home Rider
 
      1 to 4 Family Rider
 
      Legal Description
 
       
 
  Business Entity Loans    
 
      Borrowing Resolution
 
      Business Entity Officers List
 
      Business Loan Agreement
 
      Certificate of Good Standing
 
      Certificate of Incorporation/Formation for Business Entity
 
      Guarantee of Payment/Personal Guarantee
 
      Corporate By-Laws
 
      Security Agreement and Assignment of Permits and Approvals
 
      Hold Harmless Agreement
 
      Environmental Responsibility Agreement
 
       
COMPLIANCE DOCUMENTS
       
 
  Right to Cancel    
 
  Final Truth-In-Lending    
 
  Final 1003/Loan App    
 
  Power of Attorney    
 
  HUD-1 Settlement Statement    
 
  Section 32 Worksheet    
 
  High Cost Testing    
 
      State High Cost Worksheet
 
      Borrower’s Certificate of Reasonable Tangible Net Benefit
 
      Federal High Cost Testing
 
      FHLMC/FNMA High Cost Testing
 
       
ADDITIONAL CLOSING
DOCUMENTS
       
 
  Additional Closing Documents    
 
      HMDA Worksheet
 
      Copy of ID/Certification
 
      Owner Occupancy Affidavit
 
      Errors and Omissions Agreement
 
      First Payment Letter
 
      Important Application Notices
 
      NC Notice of Information/Am
 
      Affidavit of Title
 
      Automatic Payment Authorization Form
 
      Borrower’s Certification and Authorization
 
      Joint Credit Acknowledgement
 
      Notice of Assignment, Sale or Transfer of Servicing Rights
 
      Notice of Information/Amortization (NC only)
 
      Notice of Negative Information
Notice of Right to Counsel
 
      Notice to Applicant of Right to Receive Appraisal
Repair Escrow Agreement
 
      Draw Schedule
 
      Bank Power of Attorney
 
      Bank W-9
 
      Affiliated Business Arrangement Disclosure
State Specific Disclosures
 
      Mortgage Servicing Transfer Disclosure
 
      Assignment of Leases/Rents
 
       
ESCROW
       
 
  Escrow Documents    
 
      Escrow Account Disclosure Statement
 
      Escrow Waiver
 
      Flood Notification
 
      Homeowners Insurance Verification and Authorization
 
      Insurance Policy/Declaration Page
 
      LOL Flood Certification
 
      Tax Information Sheet
 
      Tax Authorization
 
      PMI Certificate

 


 

Exhibit 1.1 (E)
Servicing Correspondence

 


 

         
BORROWER CORRESPONDENCE
       
 
       
 
  Borrower Correspondence
Trailing Doc
   
 
       
 
      Third Party Authorization
 
      Death Certificate
 
      Marriage License/Divorce Decree
 
       
 
  Service Members Relief Act    
 
      Request for Relief/Service Orders
 
      Approval/Denial Letter
 
       
 
  Account Corrections    
 
      Payment Change Notice
 
      Credit Correction
 
       
 
  Written Correspondence    
 
      Name Change
 
      Address Change
 
      Deferment Request/Payment Arrangement
 
      Prepayment Penalty Waiver Request
 
      Request for File Documents
 
       
 
  Escrow Correspondence    
 
      Request for Escrow Set Up
 
      Request for Escrow Waiver
 
      Escrow Shortage Hardship Request
 
       
 
  Customer Disputes    
 
      Late Charge Waiver
 
      Credit Dispute
 
      Payment Application Research
 
      Escrow Processing Dispute
 
      Prepayment Penalty Dispute
 
       
 
  Legal/Compliance/QC Complaints    
 
      Fraud Notification
 
      Attorney Correspondence
 
      Notice to Appear
 
      Official Notice of Complaint

 


 

         
HAZARD LOSS
       
 
  Hazard Loss Signed Suspense Agreement   Hazard Loss Signed Suspense Agreement
 
  Hazard Loss Claim Check   Hazard Loss Claim Check
 
  Hazard Loss Claim Information   Hazard Loss Claim Information
 
  Hazard Loss Contractor Information   Hazard Loss Contractor Information
 
  Fire Marshall’s Report   Fire Marshall’s Report
 
  Hazard Loss Draw Checks   Hazard Loss Draw Checks
 
  Hazard Loss Correspondence   Hazard Loss Correspondence
 
  Hazard Loss Inspection Results   Hazard Loss Inspection Results
 
  Miscellaneous Hazard Loss Correspondence   Miscellaneous Hazard Loss Correspondence
 
       
PARTIAL RELEASE
       
 
  Request for Partial Release   Request for Partial Release
 
  Partial Release Agreement of Sale   Partial Release Agreement of Sale
 
  Letter of Intent for Partial Release   Letter of Intent for Partial Release
 
  Partial Release Document   Partial Release Document
 
  Partial Release Correspondence Receipts   Partial Release Correspondence Receipts

 


 

Exhibit 1.1 (E)
Default Correspondence

 


 

DEFAULT
             
LOSS MITIGATION DOCUMENTS
           
 
      RBO Documents    
 
          Financial Package
 
          RBO Proposal
 
          RBO Acceptance Letter
 
          RBO Proposed Amortization
 
           
 
      Short Sale/Deed-In-Lieu Documents    
 
          Net Sheet/HUD 1
 
          Purchase Offer Agreement
 
          Financial Package
 
          Borrower Credit Report Update
 
          Investor Short Sale Approval
 
          Short Sale Analysis
 
          Current Loan Payoff Statement
 
          Posting Sheet/Charge Off
 
          Broker’s Price Opinion
 
          Stipulation/Forbearance Plan
 
          Second Lien Equity Analysis
 
           
 
      Borrower Correspondence Loss Mitigation    
 
           
FORECLOSURE
           
 
  ATTORNEY REFERRAL DOCUMENTS        
 
      Note    
 
          Prepayment Rider
 
          Note Addendum
 
          Balloon Note Rider
 
          Loan Modification
   
 
      Mortgage/Deed of Trust    
 
          Balloon Mortgage Rider
 
          PUD Rider
 
          CONDO Rider
 
          ARM Rider
 
          Second Home Rider
 
          1 to 4 Family Rider
 
          Legal Description
   
 
      Title Policy    
 
          Title Commitment/Search
 
          Closing Protection Letter
 
          Name Affidavit
 
      Power of Attorney    
   
 
      HUD-1 Settlement Statement    
   
 
      Appraisal    
   
 
      NY CEMA Documents    
   
 
      Application Documents    
 
          Initial 1003/ Loan Application
 
          Divorce Decree/Separation Agreement
 
  MISCELLANEOUS REFERRAL DOCS        
 
      Referral Documents    
 
 
      Business Entity Loans    
 
          Borrowing Resolution
 
          Business Entity Officers List
 
          Business Loan Agreement
 
          Certificate of Good Standing
 
          Certificate of Incorporation/Formation for Business Entity
Guarantee of Payment/Personal Guarantee
 
          Corporate By-Laws
 
          Security Agreement and Assignment of Permits and Approvals
 
          Hold Harmless Agreement
 
          Environmental Responsibility Agreement
 
  TRAILING FORECLOSURE DOCS        
 
      Trailing Foreclosure Documents    
 
           
 
  BIDDING INSTRUCTIONS        
 
      Bidding instructions    
 
           
 
  332 LIQUIDATION        
 
      332 Liquidation    
 
           
 
  FC - VENDOR UPLOAD        
 
      Vendor Upload - FC - AL    
 
      Vendor Upload - FC - AK    
 
      Vendor Upload - FC - AZ    
 
      Vendor Upload - FC - AR    
 
      Vendor Upload - FC - CA    
 
      Vendor Upload - FC - CO    
 
      Vendor Upload - FC - CT    
 
      Vendor Upload - FC - DE    
 
      Vendor Upload - FC - DC    
 
      Vendor Upload - FC - FL    
 
      Vendor Upload - FC - GA    
 
      Vendor Upload - FC - HI    
 
      Vendor Upload - FC - ID    
 
      Vendor Upload - FC - IL    
 
      Vendor Upload - FC - IN    
 
      Vendor Upload - FC - IA    
 
      Vendor Upload - FC - KS    
 
      Vendor Upload - FC - KY    
 
      Vendor Upload - FC - LA    
 
      Vendor Upload - FC - ME    
 
      Vendor Upload - FC - MD    
 
      Vendor Upload - FC - MA    
 
      Vendor Upload - FC - MI    
 
      Vendor Upload - FC - MN    
 
      Vendor Upload - FC - MS    
 
      Vendor Upload - FC - MO    
 
      Vendor Upload - FC - MT    
 
      Vendor Upload - FC - NE    
 
      Vendor Upload - FC - NV    

 


 

             
 
      Vendor Upload - FC - NH    
 
      Vendor Upload - FC - NJ    
 
      Vendor Upload - FC - NM    
 
      Vendor Upload - FC - NY    
 
      Vendor Upload - FC - NC    
 
      Vendor Upload - FC - ND    
 
      Vendor Upload - FC - OH    
 
      Vendor Upload - FC - OK    
 
      Vendor Upload - FC - OR    
 
      Vendor Upload - FC - PA    
 
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      Vendor Upload - FC - WI    
 
      Vendor Upload - FC - WY    
   
REO TRAILING DOCUMENTS
           
 
      REO Documents    
 
          Broker’s Price Opinion
 
          Risk/Offer Analysis
 
          Market Analysis
 
          Liquidations
 
          Referral Form
 
          Insurance Claims
 
          Property Preservation
   
BANKRUPTCY DOCUMENTS
           
 
  CHAPTER 7        
 
      Chapter 7    
 
          Statement of Intention
 
          Discharge
 
          Miscellaneous Documents
 
          Notices
 
          Correspondence
   
 
  CHAPTER 11        
 
      Chapter 11    
 
          Disclosure Statement
 
          Proof of Claim
 
          Plan
 
          Miscellaneous Documents
 
          Notices
 
          Correspondence
   
 
  CHAPTER 13        
 
      Chapter 13    
 
          Proof of Claim
 
          Proof of Claim Objection
 
          Plan
 
          Plan Objection
 
          Stips
 
          Contested Matter
 
          Discharge
 
          Motion for Relief
 
          Relief Order
 
          Dismissal
 
          Miscellaneous Documents
 
          Correspondence
 
          Notices
   
 
  BK - VENDOR UPLOAD        
 
      Vendor Upload - BK - AL    
 
      Vendor Upload - BK - AK    
 
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      Vendor Upload - BK - FL    
 
      Vendor Upload - BK - GA    
 
      Vendor Upload - BK - HI    
 
      Vendor Upload - BK - ID    
 
      Vendor Upload - BK - IL    
 
      Vendor Upload - BK - IN    
 
      Vendor Upload - BK - IA    
 
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      Vendor Upload - BK - LA    
 
      Vendor Upload - BK - ME    
 
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      Vendor Upload - BK - MI    
 
      Vendor Upload - BK - MN    
 
      Vendor Upload - BK - MS    
 
      Vendor Upload - BK - MO    
 
      Vendor Upload - BK - MT    
 
      Vendor Upload - BK - NE    
 
      Vendor Upload - BK - NV    
 
      Vendor Upload - BK - NH    
 
      Vendor Upload - BK - NJ    
 
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      Vendor Upload - BK - OK    

 


 

             
 
      Vendor Upload - BK - OR    
 
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      Vendor Upload - BK - WV    
 
      Vendor Upload - BK - WI    
 
      Vendor Upload - BK - WY    
   
QC TRAILING DOCUMENTS
           
 
      QC Residual Documents    
 
          QC Ordered Automated Valuation Report/DISSCO
 
          QC Ordered Broker’s Price Opinion
 
          QC ordered Field Review
 
          QC Pulled Credit Report
 
          BOSS Loan Summary
 
          Brooks TILA Testing
 
          Conversation Log
 
          Employment/Income Reverification
 
          Field Review
 
          File Variation Letter
 
          Internet Search
 
          Miscellaneous QC Documents
 
          Purchase Reverification
 
          Rent Roll
 
          Residual File Log Sheet
 
          Resolution Form
 
          Suspect Documents
 
          System Certifications
 
          System Comments
Application Reverification
 
          HUD1 Reverification
 
          Affiliated Business Arrangement Disclosure
 
          State Specific Disclosures

 


 

SCHEDULE 2.1(a)(ii)*
RMBS ASSETS
The economic residual interests in each of the following trusts:
                     
Inv #  
Depositor
  Security Issue #   Tranche   CUSIP  
55  
Equity One ABS, Inc.
  Series 1999-1            
 
88  
Equity One ABS, Inc.
  Series 1998-1            
 
93  
Equity One ABS, Inc.
  Series 2001-3            
 
94  
Equity One ABS, Inc.
  Series 2002-1            
 
95  
Equity One ABS, Inc.
  Series 2002-2            
 
96  
Equity One ABS, Inc.
  Series 2002-3            
 
97  
Equity One ABS, Inc.
  Series 2002-4            
 
98  
Equity One ABS, Inc.
  Series 2002-5            
 
500  
Equity One ABS, Inc.
  Series 2003-1            
 
501  
Equity One ABS, Inc.
  Series 2003-2            
 
502  
Equity One ABS, Inc.
  Series 2003-3            
 
503  
Equity One ABS, Inc.
  Series 2003-4            
 
504  
Equity One ABS, Inc.
  Series 2004-1            
 
505  
Equity One ABS, Inc.
  Series 2004-2            
 
506  
Equity One ABS, Inc.
  Series 2004-3            
 
507  
Equity One ABS, Inc.
  Series 2004-4            
 
508  
Popular ABS, Inc.
  Series 2004-5            
 
509  
Popular ABS, Inc.
  Series 2005-1            
 
510  
Popular ABS, Inc.
  Series 2005-2            
 
511  
Popular ABS, Inc.
  Series 2005-A            
 
512  
Popular ABS, Inc.
  Series 2005-3            

12


 

                     
Inv #  
Depositor
  Security Issue #   Tranche   CUSIP  
513  
Popular ABS, Inc.
  Series 2005-B            
   
514  
Popular ABS, Inc.
  Series 2005-4            
   
515  
Popular ABS, Inc.
  Series 2005-C            
   
516  
Popular ABS, Inc.
  Series 2005-5            
   
517  
Popular ABS, Inc.
  Series 2005-D            
   
518  
Popular ABS, Inc.
  Series 2005-6            
   
519  
Popular ABS, Inc.
  Series 2006-A            
   
520  
Popular ABS, Inc.
  Series 2006-B            
   
521  
Popular ABS, Inc.
  Series 2006-C            
   
522  
Popular ABS, Inc.
  Series 2006-D            
   
523  
Popular ABS, Inc.
  Series 2006-E            
   
524  
Popular ABS, Inc.
  Series 2007-A            
 
*   A revised Schedule 2.1(a)(ii), which will include the names of the relevant tranche and CUSIP number for each RMBS Asset, will be delivered to Purchasers within five Business Days of the date of the Agreement.

13


 

SCHEDULE 4.3
NON-CONTRAVENTION
Absent Consent in accordance with the terms thereof, the performance of this Agreement may result in violation or breach of, or result in a default under, the following agreements:
1.   Amended and Restated Master Repurchase Agreement, dated as of November 21, 2007, by and among DB Structured Products, Inc., Equity One, Incorporated, Equity One, Inc., Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and E-Loan, Inc.
 
2.   Master Repurchase Agreement, dated as of November 30, 2007, by and among Citigroup Global Markets Realty Corp., Equity One, Incorporated, Equity One, Inc., Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC, Popular, Inc. and Popular North America, Inc.

14


 

SCHEDULE 4.4(b)
SELLER CONSENTS
Pooling and Servicing Agreements
Equity One
3.   Pooling and Servicing Agreement, dated as of November 30, 1998, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One Mortgage Company, Equity One Mortgage, Inc., Equity One, Inc., Equity One Consumer Loan Company, Inc., Equity One of West Virginia, Inc., Equity One Mortgage, Inc. and The Chase Manhattan Bank.
 
4.   Pooling and Servicing Agreement, dated as of July 31, 1999, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One Mortgage Company, Equity One Mortgage, Inc., Equity One, Inc., Equity One Consumer Loan Company, Inc., Equity One of West Virginia, Inc., Equity One Mortgage, Inc. and The Chase Manhattan Bank.
 
5.   Pooling and Servicing Agreement, dated as of October 31, 2001, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
6.   Pooling and Servicing Agreement, dated as of January 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
7.   Pooling and Servicing Agreement, dated as of March 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
8.   Pooling and Servicing Agreement, dated as of April 30, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
9.   Pooling and Servicing Agreement, dated as of July 31, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
10.   Pooling and Servicing Agreement, dated as of September 30, 2002, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC, Federal Home Loan Mortgage Corporation and JPMorgan Chase Bank.

15


 

11.   Pooling and Servicing Agreement, dated as of January 1, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
12.   Pooling and Servicing Agreement, dated as of March 31, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
13.   Pooling and Servicing Agreement, dated as of June 30, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
14.   Pooling and Servicing Agreement, dated as of September 30, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank.
 
15.   Pooling and Servicing Agreement, dated as of December 31, 2003, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
16.   Pooling and Servicing Agreement, dated as of March 31, 2004, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
17.   Pooling and Servicing Agreement, dated as of January 30, 2004, by and among Equity One ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
18.   Pooling and Servicing Agreement, dated as of August 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank.
 
19.   Pooling and Servicing Agreement, dated as of October 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
20.   Pooling and Servicing Agreement, dated as of December 31, 2004, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
21.   Pooling and Servicing Agreement, dated as of March 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.

16


 

22.   Pooling and Servicing Agreement, dated as of June 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
23.   Pooling and Servicing Agreement, dated as of August 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
24.   Pooling and Servicing Agreement, dated as of October 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
25.   Pooling and Servicing Agreement, dated as of December 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
26.   Pooling and Servicing Agreement, dated as of May 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
27.   Pooling and Servicing Agreement, dated as of July 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
28.   Pooling and Servicing Agreement, dated as of September 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
29.   Pooling and Servicing Agreement, dated as of November 1, 2005, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
30.   Pooling and Servicing Agreement, dated as of January 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
31.   Pooling and Servicing Agreement, dated as of March 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Popular Financial Funding, LLC, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
 
32.   Pooling and Servicing Agreement, dated as of June 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.

17


 

33.   Pooling and Servicing Agreement, dated as of September 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and JPMorgan Chase Bank, N.A.
34.   Pooling and Servicing Agreement, dated as of November 1, 2006, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and The Bank of New York.
35.   Pooling and Servicing Agreement, dated as of May 1, 2007, by and among Popular ABS, Inc., Equity One, Inc., Equity One, Incorporated, Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and Deutsche Bank National Trust Company.
People’s Choice
36.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing, Inc., People’s Choice Home Loan Securities Trust Series 2005-2 and HSBC Bank USA National Association.
37.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing, Inc., People’s Choice Home Loan Securities Trust Series 2005-3 and HSBC Bank USA National Association.
38.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, National Association, Popular Mortgage Servicing, Inc., People’s Choice Home Loan Securities Trust Series 2005-4 and HSBC Bank USA National Association.
39.   Amended and Restated Servicing Agreement, dated as of June 28, 2007, by and among Equity One, Inc., Wells Fargo Bank, N.A., Popular Mortgage Servicing, Inc. and HSBC Bank USA National Association.
40.   Pooling and Servicing Agreement, dated as of July 1, 2006, by and among People’s Choice Home Loan Securities Crop., Wells Fargo Bank, N.A., EMC Mortgage Corporation, People’s Choice Home Loan, Inc. and HSBC Bank USA National Association (as amended by the First Amendment to the Pooling and Servicing Agreement, dated as of June 28, 2007).
Nomura
41.   Pooling and Servicing Agreement, dated as of January 1, 2006, by and among Nomura Home Equity Loan, Inc., Nomura Credit & Capital, Inc., Equity One, Inc., Wells Fargo Bank, National Association and HSBC Bank USA, National Association.
42.   Pooling and Servicing Agreement, dated as of October 1, 2006, by and among Nomura Home Equity Loan, Inc., Nomura Credit & Capital, Inc., Equity One, Inc., Wells Fargo

18


 

    Bank, National Association and HSBC Bank USA, National Association.
 
43.   Pooling and Servicing Agreement, dated as of January 1, 2007, by and among Nomura Home Equity Loan, Inc., Nomura Credit & Capital, Inc., Ocwen Loan Servicing, LLC, Equity One, Inc., Select Portfolio Servicing, Inc., Wells Fargo Bank, National Association and HSBC Bank USA, National Association.
 
44.   Pooling and Servicing Agreement, dated as of April 1, 2007, by and among Nomura Home Equity Loan, Inc., Nomura Credit & Capital, Inc., Ocwen Loan Servicing, LLC, Equity One, Inc., Wells Fargo Bank, National Association and HSBC Bank USA, National Association.
 
45.   Pooling and Servicing Agreement, dated as of July 1, 2007, by and among Nomura Asset Acceptance Corporation, Nomura Credit & Capital, Inc., GMAC Mortgage, LLC, Ocwen Loan Servicing, LLC, Equity One, Inc., HSBC Bank USA, National Association, Wells Fargo Bank, National Association and Officetiger Global Real Estate Services.
 
46.   Flow Servicing Rights Purchase, Sale and Servicing Agreement, dated as of January 1, 2006, between Equity One, Inc., as Servicer and Nomura Credit & Capital, Inc., as Seller.
Insurance Agreements and Policies
Equity One
47.   Insurance and Indemnity Agreement, dated as of December 9, 1998, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and The Chase Manhattan Bank.
48.   Insurance and Indemnity Agreement, dated as of August 19, 1999, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and The Chase Manhattan Bank.
49.   Insurance and Indemnity Agreement, dated as of November 16, 2001, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
50.   Insurance and Indemnity Agreement, dated as of February 27, 2002, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
51.   Insurance and Indemnity Agreement, dated as of April 30, 2002, by and among Ambac Assurance Corporation, Equity One, Inc., Equity One ABS, Inc. and JPMorgan Chase Bank.
52.   Mortgage Guaranty Master Policy by Mortgage Guaranty Insurance Corporation (Master Policy Number 04-645-4-6352, Effective Date May 1, 2002).
53.   Letter Agreement, dated as of August 22, 2004, by and among Financial Security Assurance, Inc., Equity One ABS, Inc. and Equity One, Inc.

19


 

54.   Mortgage Guaranty Master Policy by Mortgage Guaranty Insurance Corporation (Master Policy Number 04-645-4-8053, Effective Date July 1, 2003).
55.   Mortgage Guaranty Master Policy by Mortgage Guaranty Insurance Corporation (Master Policy Number 04-645-4-8349, Effective Date October 1, 2003).
Nomura
56.   Insurance and Indemnity Agreement, dated as of August 10, 2007, by and among XL Capital Assurance Inc., Nomura Credit & Capital, Inc., Nomura Asset Acceptance Corporation, Wells Fargo Bank, N.A., HSBC Bank USA, National Association, Ocwen Loan Servicing, LLC and Equity One, Inc.
Credit Risk Management Agreement
Nomura
57.   Credit Risk Management Agreement, dated as of January 30, 2006, between Equity One, Inc. and Portfolio Surveillance Analytics, LLC.
58.   Confidentiality Agreement, dated as of January 30, 2006, between Equity One, Inc. and Portfolio Surveillance Analytics, LLC.
Custodial Agreements
Nomura
59.   Custodial Agreement, dated as of January 1, 2006, by and among HSBC Bank USA, National Association, Wells Fargo Bank, N.A. and Equity One, Inc.
60.   Custodial Agreement, dated as of October 1, 2006, by and among HSBC Bank USA, National Association, Wells Fargo Bank, N.A. and Equity One, Inc.
61.   Custodial Agreement, dated as of January 1, 2007, by and among HSBC Bank USA, National Association, Wells Fargo Bank, N.A., Equity One, Inc., Ocwen Loan Servicing, LLC, Select Portfolio Servicing, Inc. and Wells Fargo Bank, N.A.
62.   Custodial Agreement, dated as of April 1, 2007, by and among HSBC Bank USA, National Association, Wells Fargo Bank, N.A., Equity One, Inc., Ocwen Loan Servicing, LLC and Wells Fargo Bank, N.A.
Repurchase Agreements
63.   Amended and Restated Master Repurchase Agreement, dated as of November 21, 2007, by and among DB Structured Products, Inc., Equity One, Incorporated, Equity One, Inc., Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC and E-Loan, Inc.
64.   Master Repurchase Agreement, dated as of November 30, 2007, by and among Citigroup Global Markets Realty Corp., Equity One, Incorporated, Equity One, Inc., Equity One, Inc., Equity One Consumer Loan Company, Inc., Popular Financial Services, LLC, Popular, Inc. and Popular North America, Inc.

20


 

SCHEDULE 4.5
CERTAIN MATTERS WITH RESPECT TO PURCHASED LOANS
Exhibit H
1.   Section H-2(g) Modified Accounts - Attached as Exhibit 4.5(A)
 
2.   Section H-2(g), (k) and (r) Forbearance - Attached as Exhibit 4.5(B)
 
3.   Section H-2(l) Option ARMS - Attached as Exhibit 4.5(C)
 
4.   Section H-2(f) Delinquent Accounts - Attached as Exhibit 4.5(D)
 
5.   Section H-2(s) 360+ Mo Term - Attached as Exhibit 4.5(E)
 
6.   Section H-2(v) Non-Owner Occupied - Attached as Exhibit 4.5(F)
 
7.   Section H-2(x) Bankruptcy Accounts - Attached as Exhibit 4.5(G)
 
8.   Section H-2(cc) Service Members Civil Relief Act of 2003 - Attached as Exhibit 4.5(H)
 
9.   Section H-2(pp) HELOC 360-Day Loans - Attached as Exhibit 4.5(I)
Exhibit I
None.
Exhibit J
None.
Exhibit K
Section K-2(b) Exceptions to Single Family Detached Property – Exhibit 4.5(J) to be delivered to Purchasers within five Business Days of the date of the Agreement.

21


 

Exhibit 4.5 (A) 12(g)
Modified Accounts
List of Modified Accounts

 


 

SCHEDULE 4.7
SERVICING ASSETS
Exhibit L
Section I (b) Exceptions to Servicing Agreements
On Equity One securitizations, PMSI generally discontinues advancing principal and interest payments on delinquent borrowers once the related loan has completed the foreclosure process and become an REO Property. Equity One has agreed to promptly review and consult with The Bank of New York Mellon regarding this practice and, if necessary, use commercially reasonable efforts to take corrective action with respect to this practice.
Section I (c)(i) Subservicer Rights.
PMSI is the subservicer for all the Servicing Transactions. As subservicer, PMSI is entitled to a Servicing Fee of 50 bps as well as ancillary fees as specified in the agreements.
Section I (c)(iv) Servicing Agreement Amendments
Amendment of People’s Choice 2005-2 Securitization Transaction
Amendment of People’s Choice 2005-3 Securitization Transaction
Amendment of People’s Choice 2005-4 Securitization Transaction
Amendment of People’s Choice 2006-1 Securitization Transaction
Section I (c)(vi) Compliance with Servicing Agreements
The matter set forth under Section I(b) of this Schedule 4.7.
Section I (d) Compliance with Applicable Requirements
1. The matter set forth under Section I(b) of this Schedule 4.7.
2. A number of late fees were collected in certain states where PMSI did not follow the installment rule. Notwithstanding Section 13.11 of the Agreement or the preamble to these Schedules, the information in this Item 2 shall not be deemed to apply to any other Section or subsection of the Schedules delivered by Sellers pursuant to the Agreement.
Section I (e) Notice of Noncompliance
1.   On June 6, 2008, Popular Financial received written notice from the State of Washington Department of Financial Institutions (“WADFI”) of the filing of Statement of Charges, Notice of Opportunity to Defend and Opportunity for Hearing and Application for Adjudicative Hearing (the “Action”). The Action alleges that Popular Financial violated certain provisions of the Washington Consumer Loan Act (the “Act”). In particular, the

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    Action alleges that Popular Financial (i) failed to fully pay examination fees owed to the WADFI; (ii) failed to fully pay annual assessment fees to the WADFI, (iii) failed to maintain a sufficient bond pursuant to the Act, (iv) imposed improper prepayment fees, (v) failed to provide timely Good Faith Estimate and Truth in Lending Act disclosures, and (vi) failed to properly disclose finance charges. Popular Financial is defending the Action and has exercised its right to a hearing with the WADFI. Popular Financial believes that many of the allegations in the Action are inaccurate.
2.   On January 24, 2008, PMSI received written notice from PC Asset Acquisition, Inc. (“PC Asset”), an affiliate of Hegemon Capital LLC and a certificate holder under People’s Choice Series 2005-2, 2005-3, 2005-4 and 2006-1 (collectively, the “Trusts”), that PMSI, in its capacity as subservicer, had in error (i) charged off certain Mortgage Loans on which the Trusts held second liens and (ii) failed to make required Advances with respect to such Mortgage Loans. PMSI reversed the second lien charge offs and wired funds to the Trustee for the reversals and required Advances. In August 2008, PMSI and the Trustee agreed upon a final accounting reconciliation and PMSI agreed to wire an additional $106.26 to the Trustee for the final reconciliation. Upon wiring such amount, PMSI believes the matter to be resolved.
Notwithstanding Section 13.11 of the Agreement or the preamble to these Schedules, the information set forth in this Section I(e) shall not be deemed to apply to any other Section or subsection of the Schedules delivered by Sellers pursuant to the Agreement.
Section I (f) Exceptions to Advances
The matter set forth under Section l(b) of this Schedule 4.7. Notwithstanding Section 13.11 of the Agreement or the preamble to these Schedules, the information set forth on this Item 1 shall not be deemed to apply to any other Section or subsection of the Schedules delivered by Sellers pursuant to the Agreement (unless expressly set forth therein or thereon).
Section I (g) Repurchase Obligations
As a result of assuming the Servicing Agreements, Purchasers may become obligated to reimburse, indemnify and hold harmless other Persons as a result of actions or omissions of Purchasers and their Affiliates in their capacity as master servicer, servicer or subservicer and may become subject to other Liabilities (including the obligation to make Advances); provided that such obligations and Liabilities shall arise solely as a result of Purchasers’ assumption of the obligations of master servicer, servicer or subservicer under such agreements and not as a result of a breach due to the transfer thereof or as a result of any actions or omissions of Sellers (and shall not include any Retained Liabilities).

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SCHEDULE 4.8
TAX MATTERS
The Internal Revenue Service is currently conducting an audit of PNA for the year 2006.

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SCHEDULE 4.9
LITIGATION
None

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SCHEDULE 6.4
OPERATION OF BUSINESS PRIOR TO CLOSING
None

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SCHEDULE 6.13(a)(iii)
SERVICING FILES EXCEPTIONS

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SCHEDULE 6.21
SERVICED REO PROPERTIES

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