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REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)
6 Months Ended
Jun. 30, 2024
Revenue from Contract with Customer [Abstract]  
Schedule of Disaggregation of Revenue The following tables present the Corporation's non-interest income by revenue stream and reportable segment for the three and six month periods ended June 30, 2024 and 2023 (in thousands). Items outside the scope of ASC 606 are noted as such.
Three Months Ended June 30, 2024
Revenue by Operating Segment: Non-interest incomeCore BankingWMG
Holding Company and CFS(b)
Total
Service charges on deposit accounts
         Overdraft fees$718 $— $— $718 
         Other246 — — 246 
Interchange revenue from debit card transactions1,141 — — 1,141 
WMG fee income— 2,860 — 2,860 
CFS fee and commission income— — 253 253 
Net gains (losses) on sales of OREO(3)— — (3)
Net gains on sales of loans(a)
39 — — 39 
Loan servicing fees(a)
36 — — 36 
Changes in fair value of equity investments(a)
23 — (9)14 
Income from bank-owned life insurance(a)
10 — — 10 
Other(a)
284 — — 284 
Total non-interest income (loss)$2,494 $2,860 $244 $5,598 
(a) Not within scope of ASC 606.
(b) The Holding Company and CFS column above includes amounts to eliminate transactions between segments.

Three Months Ended June 30, 2023
Revenue by Operating Segment: Non-interest incomeCore BankingWMG
Holding Company, CFS, and CRM(b)(c)
Total
Service charges on deposit accounts
         Overdraft fees$777 $— $— $777 
         Other182 — — 182 
Interchange revenue from debit card transactions1,194 — — 1,194 
WMG fee income— 2,603 — 2,603 
CFS fee and commission income— — 265 265 
Net gains (losses) on sales of OREO14 — — 14 
Net gains on sales of loans(a)
18 — — 18 
Loan servicing fees(a)
36 — — 36 
Changes in fair value of equity investments(a)
71 — (174)(103)
Income from bank-owned life insurance(a)
11 — — 11 
Other(a)
398 — 52 450 
Total non-interest income$2,701 $2,603 $143 $5,447 
(a) Not within scope of ASC 606.
(b) The Holding Company, CFS, and CRM column above includes amounts to eliminate transactions between segments.
(c) Chemung Risk Management, Inc. (CRM) was dissolved December 6, 2023.
Six Months Ended June 30, 2024
Revenue by Operating Segment:Core BankingWMG
Holding Company and CFS(b)
Total
Non-interest income
Service charges on deposit accounts
         Overdraft fees$1,428 $— $— $1,428 
         Other485 — — 485 
Interchange revenue from debit card transactions2,204 — — 2,204 
WMG fee income— 5,563 — 5,563 
CFS fee and commission income— — 481 481 
Net gains (losses) on sales of OREO(3)— — (3)
Net gains on sales of loans(a)
71 — — 71 
Loan servicing fees(a)
72 — — 72 
Changes in fair value of equity investments(a)
140 — (25)115 
Income from bank-owned life insurance(a)
19 — — 19 
Other(a)
820 — — 820 
Total non-interest income$5,236 $5,563 $456 $11,255 
(a) Not within scope of ASC 606.
(b) The Holding Company and CFS column above includes amounts to eliminate transactions between segments.
Six Months Ended June 30, 2023
Revenue by Operating Segment:Core BankingWMG
Holding Company, CFS, and CRM(b)(c)
Total
Non-interest income
Service charges on deposit accounts
         Overdraft fees$1,491 $— $— $1,491 
         Other409 — — 409 
Interchange revenue from debit card transactions2,327 — — 2,327 
WMG fee income— 5,183 — 5,183 
CFS fee and commission income— — 506 506 
Net gains on sales of OREO14 — — 14 
Net gains on sales of loans(a)
23 — — 23 
Loan servicing fees(a)
72 — — 72 
Change in fair value of equity securities(a)
149 — (180)(31)
Income from bank-owned life insurance(a)
21 — — 21 
Other(a)
846 — 855 
Total non-interest income$5,352 $5,183 $335 $10,870 
(a) Not within scope of ASC 606.
(b) The Holding Company, CFS, and CRM column above includes amounts to eliminate transactions between segments.
(c) Chemung Risk Management, Inc. (CRM) was dissolved December 6, 2023.