CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income		$ 21,198,000	$ 21,344,000
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of right-of-use assets		599,000	588,000
Amortization of intangible assets		0	15,000
Provision for credit losses	[1]	962,000	(1,634,000)
Loss on disposal of fixed assets		3,000	20,000
Depreciation and amortization of fixed assets		1,533,000	1,691,000
Amortization of premiums on securities, net		1,880,000	3,143,000
Gain on sales of loans held for sale, net		(90,000)	(106,000)
Proceeds from sales of loans held for sale		3,064,000	342,000
Loans originated and held for sale		(2,974,000)	160,000
Net gains on sale of other real estate owned		(14,000)	(68,000)
Fair value adjustment on other real estate owned		(3,000)	0
Net change in fair value of equity investments		99,000	448,000
Proceeds from sales of trading assets		39,000	36,000
Purchase of equity investments		(119,000)	(197,000)
Increase in other assets and accrued interest receivable		(1,350,000)	(19,518,000)
Increase in accrued interest payable		3,225,000	133,000
Expense related to restricted stock units for directors' deferred compensation plan		15,000	195,000
Expense related to employee restricted stock awards		837,000	486,000
Payments on operating leases		(592,000)	(568,000)
Net gain on interest rate swaps		(55,000)	(225,000)
(Decrease) increase in other liabilities		(964,000)	26,434,000
Income from bank owned life insurance		(32,000)	(34,000)
Net cash provided by operating activities		27,261,000	32,685,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, calls, and principal paydowns on securities available for sale		46,687,000	72,611,000
Proceeds from maturities and principal collected on securities held to maturity		619,000	1,306,000
Purchases of securities available for sale		(3,207,000)	(23,502,000)
Purchases of securities held to maturity		0	(735,000)
Purchase of FHLBNY and FRBNY stock		(42,878,000)	(3,175,000)
Redemption of FHLBNY and FRBNY stock		47,022,000	3,521,000
Proceeds from sales of fixed assets		0	125,000
Purchases of premises and equipment		(459,000)	(448,000)
Proceeds from sale of other real estate owned		154,000	279,000
Net increase in loans		(101,780,000)	(225,558,000)
Net cash used in investing activities		(53,842,000)	(175,576,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts		(42,532,000)	23,600,000
Increase in time deposits		188,804,000	153,507,000
Net change in FHLB overnight advances		(95,810,000)	(13,860,000)
Payments made on finance leases		(207,000)	(200,000)
Purchase of treasury stock		(98,000)	(695,000)
Sale of treasury stock		512,000	328,000
Cash dividends paid		(4,377,000)	(4,347,000)
Net cash provided by financing activities		46,292,000	158,333,000
Net increase in cash and cash equivalents		19,711,000	15,442,000
Cash and cash equivalents, beginning of period		55,869,000	26,981,000
Cash and cash equivalents, end of period		75,580,000	42,423,000
Cash paid for:
Interest		23,257,000	3,554,000
Income taxes		6,038,000	4,305,000
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned		171,000	292,000
Dividends declared, not yet paid		$ 1,463,000	$ 1,450,000

[1] Effective January 1, 2023, the allowance calculation is based upon Current Expected Credit loss methodology. Prior to January 1, 2023, the allowance calculation was based upon incurred loss methodology. Refer to Note 1 for further discussion.