SEGMENT REPORTING (Tables)

9 Months Ended

Sep. 30, 2023

Segment Reporting [Abstract]

Schedule of Summarized Financial Information Showing Reconciliation of Segment Net Income Loss and Assets to Consolidated Results

The Holding Company, CFS, and CRM columns below include amounts to eliminate transactions between segments (in thousands).

	Three months ended September 30, 2023
	Core Banking		WMG		Holding Company, CFS, and CRM		Consolidated Totals
Interest and dividend income	$	28,979	$	—	$	36	$	29,015
Interest expense	10,998		—		—		10,998
Net interest income	17,981		—		36		18,017
Provision for credit losses	449		—		—		449
Net interest income after provision for credit losses	17,532		—		36		17,568
Other non-interest income	5,002		2,533		273		7,808
Other non-interest expenses	13,597		1,796		275		15,668
Income (loss) before income tax expense (benefit)	8,937		737		34		9,708
Income tax expense (benefit)	1,908		161		(9)		2,060
Segment net income (loss)	$	7,029	$	576	$	43	$	7,648

	Three months ended September 30, 2022
	Core Banking		WMG		Holding Company, CFS, and CRM		Consolidated Totals
Interest and dividend income	$	20,983	$	—	$	16	$	20,999
Interest expense	2,009		—		—		2,009
Net interest income	18,974		—		16		18,990
Provision for credit losses	1,255		—		—		1,255
Net interest income after provision for credit losses	17,719		—		16		17,735
Other non-interest income	2,417		2,403		216		5,036
Legal accruals and settlements	—		—		—		—
Other non-interest expenses	12,559		1,715		303		14,577
Income (loss) before income tax expense (benefit)	7,577		688		(71)		8,194
Income tax expense (benefit)	1,590		167		(16)		1,741
Segment net income (loss)	$	5,987	$	521	$	(55)	$	6,453

	Nine months ended September 30, 2023
	Core Banking		WMG		Holding Company, CFS, and CRM		Consolidated Totals
Interest and dividend income	$	82,939	$	—	$	102	$	83,041
Interest expense	26,482		—		—		26,482
Net interest income	56,457		—		102		56,559
Provision for credit losses	962		—		—		962
Net interest income after provision for credit losses	55,495		—		102		55,597
Other non-interest income	10,354		7,716		608		18,678
Other non-interest expenses	41,187		5,293		937		47,417
Income (loss) before income tax expense (benefit)	24,662		2,423		(227)		26,858
Income tax expense (benefit)	5,215		536		(91)		5,660
Segment net income (loss)	$	19,447	$	1,887	$	(136)	$	21,198
Segment assets	$	2,701,959	$	2,596	$	3,279	$	2,707,834

	Nine months ended September 30, 2022
	Core Banking		WMG		Holding Company, CFS, and CRM		Consolidated Totals
Interest and dividend income	$	56,965	$	—	$	30	$	56,995
Interest expense	3,687		—		—		3,687
Net interest income	53,278		—		30		53,308
Provision for credit losses	(1,634)		—		—		(1,634)
Net interest income after provision for credit losses	54,912		—		30		54,942
Other non-interest income	7,552		7,788		678		16,018
Legal accruals and settlements	—		—		—		—
Other non-interest expenses	37,316		5,180		1,091		43,587
Income (loss) before income tax expense (benefit)	25,148		2,608		(383)		27,373
Income tax expense (benefit)	5,523		605		(99)		6,029
Segment net income (loss)	$	19,625	$	2,003	$	(284)	$	21,344
Segment assets	$	2,544,528	$	2,804	$	4,090	$	2,551,422