CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income		$ 13,550,000	$ 14,891,000
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization (increase in) of right-of-use assets		399,000	393,000
Amortization of intangible assets		0	15,000
Provision for credit losses	[1]	513,000	(2,889,000)
Loss on disposal of fixed assets		3,000	20,000
Depreciation and amortization of fixed assets		1,060,000	1,147,000
Amortization of premiums on securities, net		1,270,000	2,172,000
Gain on sales of loans held for sale, net		(23,000)	(99,000)
Proceeds from sales of loans held for sale		1,318,000	5,575,000
Loans originated and held for sale		(2,080,000)	(5,080,000)
Net gains on sale of other real estate owned		(14,000)	(46,000)
Write-downs on other real estate owned		(3,000)	0
Net change in fair value of equity investments		31,000	355,000
Proceeds from sales of trading assets		39,000	37,000
Purchase of equity investments		(81,000)	(178,000)
Decrease (Increase) in other assets and accrued interest receivable		1,317,000	(8,656,000)
Increase in accrued interest payable		1,964,000	25,000
Expense related to restricted stock units for directors' deferred compensation plan		10,000	100,000
Expense related to employee restricted stock awards		548,000	333,000
Increases in (payments on) operating leases		(392,000)	(380,000)
Net (gain) loss on interest rate swaps		(55,000)	(199,000)
(Decrease) increase in other liabilities		(1,488,000)	10,371,000
Income from bank owned life insurance		(21,000)	(22,000)
Net cash provided by operating activities		17,865,000	17,885,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, calls, and principal paydowns on securities available for sale		30,883,000	53,412,000
Proceeds from maturities and principal collected on securities held to maturity		619,000	842,000
Purchases of securities available for sale		(3,207,000)	(22,713,000)
Purchase of FHLBNY and FRBNY stock		(29,969,000)	(13,096,000)
Redemption of FHLBNY and FRBNY stock		31,838,000	11,417,000
Proceeds from sales of fixed assets		0	125,000
Purchases of premises and equipment		(446,000)	(135,000)
Proceeds from sale of other real estate owned		154,000	159,000
Net increase in loans		(64,566,000)	(100,256,000)
Net cash used in investing activities		(34,694,000)	(70,245,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts		(80,135,000)	(59,925,000)
Increase in time deposits		143,102,000	87,283,000
Net change in FHLB overnight advances		(45,050,000)
Net change in FHLB overnight advances			31,300,000
Payments made on finance leases		(138,000)	(133,000)
Purchase of treasury stock		(98,000)	(695,000)
Sale of treasury stock		419,000	216,000
Cash dividends paid		(2,914,000)	(2,899,000)
Net cash provided by financing activities		15,186,000	55,147,000
Net (decrease) increase in cash and cash equivalents		(1,643,000)	2,787,000
Cash and cash equivalents, beginning of period		55,869,000	26,981,000
Cash and cash equivalents, end of period		54,226,000	29,768,000
Cash paid for:
Interest		13,520,000	1,653,000
Income taxes		4,056,000	2,545,000
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned		108,000	292,000
Dividends declared, not yet paid		$ 1,462,000	$ 1,449,000

[1] Effective January 1, 2023, the allowance calculation is based upon Current Expected Credit loss methodology. Prior to January 1, 2023, the allowance calculation was based upon incurred loss methodology. Refer to Note 1 for further discussion.