CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from financial institutions		$ 25,499	$ 29,309
Interest-earning deposits in other financial institutions		28,727	26,560
Total cash and cash equivalents		54,226	55,869
Equity investments, at estimated fair value		2,841	2,830
Securities available for sale, at estimated fair value (amortized cost of $700,253, net of allowance for credit losses of $0 at June 30, 2023; and amortized cost of $729,198, net of allowance for credit losses on securities of $0 at December 31, 2022)		604,313	632,589
Securities held to maturity, estimated fair value of $1,778 at June 30, 2023 and $2,402 at December 31, 2022 (net of allowance for credit losses of $0 at June 30, 2023)		1,804	2,424
FHLBNY and FRBNY Stock, at cost		6,328	8,197
Loans, net of deferred loan fees		1,893,906	1,829,448
Allowance for credit losses	[1]	(20,172)	(19,659)
Loans, net		1,873,734	1,809,789
Loans held for sale		785	0
Premises and equipment, net		15,496	16,113
Operating lease right-of-use assets		6,050	6,449
Goodwill		21,824	21,824
Bank-owned life insurance		2,892	2,871
Interest rate swap assets		26,450	27,141
Accrued interest receivable and other assets		57,930	59,457
Total assets		2,674,673	2,645,553
Deposits:
Non-interest-bearing		671,643	733,329
Interest-bearing		1,718,551	1,593,898
Total deposits		2,390,194	2,327,227
FHLBNY overnight advances		50,760	95,810
Long term finance lease obligation		3,189	3,327
Operating lease liabilities		6,228	6,620
Dividends payable		1,462	1,455
Interest rate swap liabilities		26,450	27,196
Accrued interest payable and other liabilities		18,964	17,530
Total liabilities		2,497,247	2,479,165
Shareholders' equity:
Common stock, $0.01 par value per share, 10,000,000 shares authorized;   5,310,076 issued at June 30, 2023 and December 31, 2022		53	53
Additional paid-in capital		47,740	47,331
Retained earnings		221,412	211,859
Treasury stock, at cost; 594,344 shares at June 30, 2023 and 615,448   shares at December 31, 2022		(17,033)	(17,598)
Accumulated other comprehensive loss		(74,746)	(75,257)
Total shareholders' equity		177,426	166,388
Total liabilities and shareholders' equity		$ 2,674,673	$ 2,645,553

[1] Effective January 1, 2023, the allowance calculation is based upon Current Expected Credit loss methodology. Prior to January 1, 2023, the allowance calculation was based upon incurred loss methodology. Refer to Note 1 for further discussion.