CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 28,783	$ 26,425
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of right-of-use assets	785	759
Amortization of intangible assets	15	243
Deferred income tax (benefit) expense	1,722	570
Provision for loan losses	(554)	17
Loss on disposal of fixed assets	56	16
Depreciation and amortization of fixed assets	2,226	2,501
Amortization of premiums on securities, net	3,761	5,373
Gains on sales of loans held for sale, net	(107)	(1,073)
Proceeds from sales of loans held for sale	5,819	38,157
Loans originated and held for sale	(5,316)	(37,310)
Net (gains) losses on sale of other real estate owned	(60)	16
Net change in fair value of equity investments	349	(246)
Proceeds from sales of trading assets	142	161
Purchase of equity investments	(357)	(337)
Net (gains) losses on interest rate swaps	(173)	(126)
(Increase) in other assets	(27,636)	(7,386)
Increase (decrease) in accrued interest payable	654	(53)
Expense related to restricted stock units for directors' deferred compensation plan	290	19
Expense related to employee stock compensation	0	132
Expense related to employee restricted stock awards	795	535
Payments on operating leases	(1,195)	(1,202)
Increase (decrease) in other liabilities	25,094	8,322
Income from bank owned life insurance	(46)	(52)
Net cash provided by operating activities	35,047	35,461
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, calls, and principal paydowns on securities available for sale	86,206	143,193
Proceeds from maturities and principal collected on securities held to maturity	2,335	937
Purchases of securities available for sale	(23,743)	(401,594)
Purchases of securities held to maturity	(980)	(2,277)
Purchase of FHLBNY and FRBNY stock	(36,214)	(3,467)
Redemption of FHLBNY and FRBNY stock	32,235	2,399
Purchases of premises and equipment	(426)	(367)
Proceeds from sale of other real estate owned	326	210
Proceeds from bank owned life insurance	0	286
Net (increase) decrease in loans	(312,359)	18,196
Net cash (used by) provided by investing activities	(252,620)	(242,484)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	(34,233)	207,033
Net increase (decrease) in time deposits	206,027	(89,374)
Net change in FHLBNY overnight advances	81,240	14,570
Principal payments made on capital lease	(267)	(255)
Purchase of treasury stock	(933)	(1,616)
Sale of treasury stock	424	426
Cash dividends paid	(5,797)	(5,318)
Net cash (used in) provided by financing activities	246,461	125,466
Net increase (decrease) in cash and cash equivalents	28,888	(81,557)
Cash and cash equivalents, beginning of period	26,981	108,538
Cash and cash equivalents, end of period	55,869	26,981
Cash paid during the year for:
Interest	6,642	3,472
Income Taxes	5,625	5,675
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned	348	102
Dividends declared, not yet paid	$ 1,455	$ 1,450