XML 63 R48.htm IDEA: XBRL DOCUMENT v3.23.1
REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Actual Capital Amounts and Ratios of Corporation and Bank
The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (in thousands):
 ActualMinimal Capital AdequacyMinimal Capital Adequacy with Capital BufferTo Be Well
Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2022AmountRatioAmountRatioAmountRatioAmountRatio
Total Capital (to Risk Weighted Assets):
Consolidated$239,478 12.57 %N/AN/AN/AN/A N/AN/A
Bank$230,560 12.10 %$152,414 8.00 %$200,044 10.50 %$190,518 10.00 %
Tier 1 Capital (to Risk Weighted Assets):
Consolidated$219,820 11.54 %N/AN/AN/AN/A N/AN/A
Bank$210,901 11.07 %$114,311 6.00 %$161,940 8.50 %$152,414 8.00 %
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated$219,820 11.54 %N/AN/AN/AN/A N/AN/A
Bank$210,901 11.07 %$85,733 4.50 %$133,363 7.00 %$123,837 6.50 %
Tier 1 Capital (to Average Assets):
Consolidated$219,820 8.23 %N/AN/AN/AN/A N/AN/A
Bank$210,901 7.91 %$106,616 4.00 %N/AN/A$133,270 5.00 %
ActualMinimum Capital AdequacyMinimal Capital Adequacy with Capital BufferTo Be Well Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2021AmountRatioAmountRatioAmountRatioAmountRatio
Total Capital (to Risk Weighted Assets):
Consolidated$215,091 14.21 %N/AN/AN/AN/A N/AN/A
Bank$206,988 13.69 %$120,950 8.00 %$158,746 10.50 %$151,187 10.00 %
Tier 1 Capital (to Risk Weighted Assets):
Consolidated$196,147 12.96 %N/AN/AN/AN/A N/AN/A
Bank$188,063 12.44 %$90,712 6.00 %$128,509 8.50 %$120,950 8.00 %
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated$196,147 12.96 %N/AN/AN/AN/A N/AN/A
Bank$188,063 12.44 %$68,034 4.50 %$105,831 7.00 %$98,272 6.50 %
Tier 1 Capital (to Average Assets):
Consolidated$196,147 8.06 %N/AN/AN/AN/A N/AN/A
Bank$188,063 7.74 %$97,151 4.00 %N/AN/A$121,439 5.00 %