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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]  
Contractual Amounts of Financial Instruments with Off-Balance Sheet Risk
The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows (in thousands):
 20222021
 Fixed RateVariable RateFixed RateVariable Rate
Commitments to make loans$44,481 $75,028 $20,772 $46,558 
Unused lines of credit$2,887 $326,188 $4,745 $288,368 
Standby letters of credit$— $17,211 $— $7,974