LEASES (Tables)

12 Months Ended

Dec. 31, 2022

Leases [Abstract]

Assets and Liabilities, Lessee

Leased branch properties at December 31, 2022 and December 31, 2021 consist of the following (in thousands):

	December 31, 2022		December 31, 2021
Operating lease right-of-use asset	$	7,234	$	7,145
Less: accumulated amortization	(785)		(759)
Less: lease termination	—		(313)
Add: new lease agreement and modifications	$	—	$	1,161
Operating lease right-of-use-assets, net	$	6,449	$	7,234

Lessee, Operating Lease, Liability, Maturity

The following is a schedule by year of the undiscounted cash flows of the operating lease liabilities, excluding CAM charges, as of December 31, 2022 (in thousands):

Year	Amount
2023	$	992
2024	924
2025	841
2026	845
2027	854
2028 and thereafter	3,167
Total minimum lease payments	7,623
Less: amount representing interest	(1,003)
Present value of net minimum lease payments	$	6,620

Finance Lease, Liability, Maturity

The following is a schedule by year of future minimum lease payments under the capitalized lease, together with the present value of net minimum lease payments as of December 31, 2022 (in thousands):

Year	Amount
2023	$	391
2024	391
2025	409
2026	425
2027	428
2028 and thereafter	1,988
Total minimum lease payments	4,032
Less: amount representing interest	(705)
Present value of net minimum lease payments	$	3,327