CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 19,971	$ 14,029
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of right-of-use assets	559	527
Amortization of intangible assets	232	371
Provision (credit) for loan losses	(53)	3,989
(Gains) Loss on disposal of fixed assets	(61)	7
Depreciation and amortization of fixed assets	1,896	2,215
Amortization of premiums on securities, net	4,020	1,003
Gain on sales of loans held for sale, net	(884)	(916)
Proceeds from sales of loans held for sale	29,840	17,216
Loans originated and held for sale	(29,010)	(17,174)
Net losses on sale of other real estate owned	18	71
Write-downs on other real estate owned	0	38
Net change in fair value of equity investments	(203)	33
Proceeds from sales of trading assets	41	24
Purchase of equity investments	(229)	(174)
Decrease (Increase) in other assets and accrued interest receivable	1,279	(10,264)
Increase (decrease) in accrued interest payable	27	(38)
Expense related to restricted stock units for directors' deferred compensation plan	14	25
Expense related to employee stock compensation	132	102
Expense related to employee restricted stock awards	307	431
Payments on operating leases	(37)	(500)
(Decrease) increase in other liabilities	(1,242)	9,119
Income from bank owned life insurance	(39)	(147)
Net cash provided by operating activities	26,578	19,987
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, calls, and principal paydowns on securities available for sale	109,736	39,508
Proceeds from maturities and principal collected on securities held to maturity	558	1,349
Purchases of securities available for sale	(333,376)	(142,797)
Purchases of securities held to maturity	(1,287)	(1,286)
Purchase of FHLBNY and FRBNY stock	(412)	(51)
Proceeds from sales of fixed assets	451	0
Purchases of premises and equipment	(537)	(696)
Proceeds from sale of other real estate owned	128	253
Proceeds from bank owned life insurance	286	213
Net (increase) decrease in loans	19,784	(232,582)
Net cash used in investing activities	(204,669)	(336,089)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	191,360	307,723
(Decrease) increase in time deposits	(55,312)	44,327
Payments made on finance leases	(190)	(175)
Purchase of treasury stock	(1,050)	(5,137)
Sale of treasury stock	315	894
Cash dividends paid	(3,873)	(3,777)
Net cash provided by financing activities	131,250	344,100
Net (decrease) increase in cash and cash equivalents	(46,841)	27,998
Cash and cash equivalents, beginning of period	108,538	121,904
Cash and cash equivalents, end of period	61,697	149,902
Cash paid for:
Interest	2,594	3,086
Income taxes	4,375	3,785
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned	80	431
Dividends declared, not yet paid	1,445	1,229
Repurchase of common stock in lieu of employee payroll taxes	80	54
Operating lease right-of-use assets	(498)	0
Distribution of treasury stock for directors' compensation	317	350
Distribution of treasury stock for deferred directors' compensation	4	(12)
Forfeiture of shares of restricted stock awards	$ 0	$ (5)