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INCOME TAXES (Details) - USD ($)
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Components of income tax expense attributable to income from operations [Abstract]      
Federal $ 4,413,000 $ 4,603,000 $ 1,732,000
State 280,000 395,000 124,000
Total current 4,693,000 4,998,000 1,856,000
Deferred expense/(benefit):      
Federal (136,000) (1,126,000) 2,253,000
State 50,000 (438,000) 345,000
Remeasurement of deferred tax assets 0 0 (445,000)
Total deferred (86,000) (1,564,000) 2,153,000
Income tax expense $ 4,607,000 $ 3,434,000 $ 4,009,000
Reconciliation of income tax expense [Abstract]      
Statutory federal tax rate 21.00% 21.00% 21.00%
Tax computed at statutory rate $ 5,013,000 $ 3,999,000 $ 4,963,000
Tax-exempt income (395,000) (424,000) (430,000)
831(b) premium adjustment (296,000) (189,000) (167,000)
Dividend exclusion (5,000) (7,000) (7,000)
State taxes, net of Federal impact 118,000 (86,000) 262,000
Nondeductible interest expense 5,000 9,000 7,000
Remeasurement of deferred tax assets 0 0 (445,000)
Other items, net 167,000 132,000 (174,000)
Income tax expense $ 4,607,000 $ 3,434,000 $ 4,009,000
Effective tax rate 19.30% 18.00% 17.00%
Deferred tax assets:      
Allowance for loan losses $ 5,393,000 $ 6,046,000  
Accrual for employee benefit plans 47,000 92,000  
Depreciation 681,000 379,000  
Deferred compensation and directors' fees 1,045,000 765,000  
Operating lease liabilities 1,831,000 2,050,000  
Purchase accounting adjustment – loans 1,000 1,000  
Purchase accounting adjustment – fixed assets 149,000 149,000  
Gain on deemed sale of securities 54,000 71,000  
Accounting for defined benefit pension and other benefit plans 2,302,000 2,448,000  
Nonaccrued interest 687,000 695,000  
Accrued expense 158,000 179,000  
Other items, net 48,000 38,000  
Total gross deferred tax assets 12,396,000 12,913,000  
Deferred tax liabilities:      
Deferred loan fees and costs 274,000 592,000  
Prepaid pension 3,344,000 3,189,000  
Net unrealized gains on securities available for sale 3,124,000 468,000  
Discount accretion 50,000 24,000  
Core deposit intangible 1,353,000 1,213,000  
REIT dividend 616,000 922,000  
Operating lease right-of-use assets 1,831,000 2,050,000  
Other 168,000 103,000  
Total gross deferred tax liabilities 10,760,000 8,561,000  
Net deferred tax asset 1,636,000 4,352,000  
Unrecognized tax benefits 0 0 $ 0
Accrued interest or penalties related to uncertain tax positions $ 0 $ 0 $ 0