REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Dec. 31, 2020

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Actual Capital Amounts and Ratios of Corporation and Bank

The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (in thousands):

	Actual				Minimal Capital Adequacy				Minimal Capital Adequacy with Capital Buffer				To Be Well Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2020	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital (to Risk Weighted Assets):
Consolidated	$	192,960	13.62	%	N/A		N/A		N/A		N/A		N/A		N/A
Bank	$	185,606	13.12	%	$	113,182	8.00	%	$	148,551	10.50	%	$	141,478	10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	175,216	12.37	%	N/A		N/A		N/A		N/A		N/A		N/A
Bank	$	167,881	11.87	%	$	84,887	6.00	%	$	120,256	8.50	%	$	113,182	8.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	175,216	12.37	%	N/A		N/A		N/A		N/A		N/A		N/A
Bank	$	167,881	11.87	%	$	63,665	4.50	%	$	99,034	7.00	%	$	91,960	6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	175,216	7.90	%	N/A		N/A		N/A		N/A		N/A		N/A
Bank	$	167,881	7.59	%	$	88,474	4.00	%	N/A		N/A		$	110,592	5.00	%

	Actual				Minimum Capital Adequacy				Minimal Capital Adequacy with Capital Buffer				To Be Well Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2019	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital (to Risk Weighted Assets):
Consolidated	$	182,239	13.98	%	N/A		N/A		N/A		N/A		N/A		N/A
Bank	$	175,062	13.45	%	$	104,136	8.00	%	$	136,679	10.50	%	$	130,170	10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	165,859	12.73	%	N/A		N/A		N/A		N/A		N/A		N/A
Bank	$	158,702	12.19	%	$	78,102	6.00	%	$	110,645	8.50	%	$	104,136	8.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	165,859	12.73	%	N/A		N/A		N/A		N/A		N/A		N/A
Bank	$	158,702	12.19	%	$	58,577	4.50	%	$	91,119	7.00	%	$	84,611	6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	165,859	9.35	%	N/A		N/A		N/A		N/A		N/A		N/A
Bank	$	158,702	8.98	%	$	70,719	4.00	%	N/A		N/A		$	88,399	5.00	%