COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2020

Commitments and Contingencies Disclosure [Abstract]

Contractual Amounts of Financial Instruments with Off-Balance Sheet Risk

The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows (in thousands):

	2020				2019
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Commitments to make loans	$	28,459	$	39,056	$	15,560	$	25,233
Unused lines of credit	$	1,300	$	268,075	$	1,062	$	229,137
Standby letters of credit	$	—	$	16,094	$	—	$	16,272