LEASES (Tables)

12 Months Ended

Dec. 31, 2020

Leases [Abstract]

Assets and Liabilities, Lessee

Leased branch properties at December 31, 2020 and December 31, 2019 consist of the following (in thousands):

	December 31, 2020		December 31, 2019
Operating lease right-of-use asset	$	8,001	$	8,713
Less: accumulated amortization	(705)		(712)
Less: Lease termination	(151)		—
Operating lease right-of-use-assets, net	$	7,145	$	8,001

Lessee, Operating Lease, Liability, Maturity

The following is a schedule by year of the undiscounted cash flows of the operating lease liabilities, excluding CAM charges, as of December 31, 2020 (in thousands):

Year	Amount
2021	$	907
2022	846
2023	866
2024	857
2025	841
2026 and thereafter	4,349
Total minimum lease payments	8,666
Less: amount representing interest	(1,402)
Present value of net minimum lease payments	$	7,264

Finance Lease, Liability, Maturity

The following is a schedule by year of future minimum lease payments under the capitalized lease, together with the present value of net minimum lease payments as of December 31, 2020 (in thousands):

Year	Amount
2021	$	388
2022	391
2023	391
2024	391
2025	409
2026 and thereafter	2,839
Total minimum lease payments	4,809
Less: amount representing interest	(960)
Present value of net minimum lease payments	$	3,849