CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from financial institutions	$ 29,467	$ 25,203
Interest-earning deposits in other financial institutions	79,071	96,701
Total cash and cash equivalents	108,538	121,904
Equity investments, at fair value	2,542	2,174
Securities available for sale, at estimated fair value	554,611	284,090
Securities held to maturity	2,469	3,115
FHLBNY and FRBNY Stock, at cost	3,150	3,099
Loans, net of deferred loan fees	1,536,463	1,309,219
Allowance for loan losses	(20,924)	(23,478)
Total ending loans balance	1,515,539	1,285,741
Loans held for sale	170	1,185
Premises and equipment, net	20,119	22,417
Operating lease right-of-use assets	7,145	8,001
Goodwill	21,824	21,824
Other intangible assets, net	258	742
Bank owned life insurance	3,059	3,111
Accrued interest and other assets	40,027	30,424
Total assets	2,279,451	1,787,827
Deposits:
Non-interest-bearing	620,423	468,238
Interest-bearing	1,417,351	1,103,900
Total deposits	2,037,774	1,572,138
Capital lease obligation	3,849	4,085
Operating lease liabilities	7,264	8,084
Dividends payable	1,214	1,263
Accrued interest payable and other liabilities	29,651	19,630
Total liabilities	2,079,752	1,605,200
Shareholders' equity:
Common stock, value	53	53
Additional-paid-in capital	46,764	46,382
Retained earnings	168,006	153,701
Treasury stock, value	(17,525)	(11,710)
Accumulated other comprehensive loss	2,401	(5,799)
Total shareholders' equity	199,699	182,627
Total liabilities and shareholders' equity	$ 2,279,451	$ 1,787,827