SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2019

Segment Reporting [Abstract]

Summarized Financial Information Concerning Reportable Segments And Reconciliation To Consolidated Results

The Holding Company, CFS, and CRM column below includes amounts to eliminate transactions between segments (in thousands).

Year ended December 31, 2019	Core Banking		WMG		Holding Company, CFS and CRM			Consolidated Totals
Interest and dividend income	$	66,868	$	—	$	64		$	66,932
Interest expense	6,321		—		—			6,321
Net interest income	60,547		—		64			60,611
Provision for loan losses	5,945		—		—			5,945
Net interest income after provision for loan losses	54,602		—		64			54,666
Non-interest income	10,356		9,503		214			20,073
Non-interest expenses	48,213		6,326		1,157			55,696
Income (loss) before income tax expense	16,745		3,177		(879		)	19,043
Income tax expense (benefit)	2,778		810		(154		)	3,434
Segment net income (loss)	$	13,967	$	2,367	$	(725	)	$	15,609
Segment assets	$	1,780,401	$	3,345	$	4,082		$	1,787,827

Year ended December 31, 2018	Core Banking		WMG		Holding Company, CFS and CRM			Consolidated Totals
Interest and dividend income	$	64,511	$	—	$	42		$	64,553
Interest expense	4,073		—		—			4,073
Net interest income	60,438		—		42			60,480
Provision for loan losses	3,153		—		—			3,153
Net interest income after provision for loan losses	57,285		—		42			57,327
Non-interest income	13,597		9,317		160			23,074
Non-interest expenses	49,650		5,997		1,119			56,766
Income (loss) before income tax expense	21,232		3,320		(917		)	23,635
Income tax expense (benefit)	3,329		847		(167		)	4,009
Segment net income (loss)	$	17,903	$	2,473	$	(750	)	$	19,626
Segment assets	$	1,747,208	$	3,606	$	4,529		$	1,755,343

Year ended December 31, 2017	Core Banking		WMG		Holding Company and CFS			Consolidated Totals
Interest and dividend income	$	60,031	$	—	$	24		$	60,055
Interest expense	3,068		—		—			3,068
Net interest income	56,963		—		24			56,987
Provision for loan losses	9,022		—		—			9,022
Net interest income after provision for loan losses	47,941		—		24			47,965
Non-interest income	11,225		8,804		462			20,491
Non-interest expenses	46,931		5,664		1,169			53,764
Income (loss) before income tax expense	12,235		3,140		(683		)	14,692
Income tax expense (benefit)	6,283		1,191		(212		)	7,262
Segment net income (loss)	$	5,952	$	1,949	$	(471	)	$	7,430
Segment assets	$	1,700,196	$	4,061	$	3,363		$	1,707,620