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REGULATORY CAPITAL REQUIREMENTS (Tables)
 12 Months Ended
Dec. 31, 2019
Regulatory Capital Requirements [Abstract]  
Actual Capital Amounts and Ratios of Corporation and Bank
The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (in thousands):
 
 
Actual
 
Minimal Capital Adequacy
 
Minimal Capital Adequacy with Capital Buffer
 
To Be Well
Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2019
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
182,239

 
13.98
%
 
N/A

 
N/A

 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
175,062

 
13.45
%
 
$
104,136

 
8.00
%
 
$
136,679

 
10.500
%
 
$
130,170

 
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
165,859

 
12.73
%
 
N/A

 
N/A

 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
158,702

 
12.19
%
 
$
78,102

 
6.00
%
 
$
110,645

 
8.50
%
 
$
104,136

 
8.00
%
Common Equity Tier 1 Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
165,859

 
12.73
%
 
N/A

 
N/A

 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
158,702

 
12.19
%
 
$
58,577

 
4.50
%
 
$
91,119

 
7.00
%
 
$
84,611

 
6.50
%
Tier 1 Capital (to Average Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
165,859

 
9.35
%
 
N/A

 
N/A

 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
158,702

 
8.98
%
 
$
70,719

 
4.00
%
 
N/A

 
N/A

 
$
88,399

 
5.00
%
 
 
Actual
 
Minimum Capital Adequacy
 
Minimal Capital Adequacy with Capital Buffer
 
To Be Well Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2018
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
169,416

 
13.14
%
 
N/A

 
N/A

 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
162,536

 
12.62
%
 
$
103,039

 
8.00
%
 
$
127,189

 
9.875
%
 
$
128,799

 
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
153,263

 
11.89
%
 
N/A

 
N/A

 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
146,401

 
11.37
%
 
$
77,280

 
6.00
%
 
$
101,429

 
7.875
%
 
$
103,039

 
8.00
%
Common Equity Tier 1 Capital (to Risk Weighted Assets):
 
 
Consolidated
 
$
153,263

 
11.89
%
 
N/A

 
N/A

 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
146,401

 
11.37
%
 
$
57,960

 
4.50
%
 
$
82,110

 
6.375
%
 
$
83,720

 
6.50
%
Tier 1 Capital (to Average Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
153,263

 
8.79
%
 
N/A

 
N/A

 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
146,401

 
8.41
%
 
$
69,598

 
4.00
%
 
N/A

 
N/A

 
$
86,998

 
5.00
%