SEGMENT REPORTING (Tables)

9 Months Ended

Sep. 30, 2019

Segment Reporting [Abstract]

Summarized financial information showing reconciliation of segment net income loss and assets to consolidated results

The Holding Company, CFS, and CRM column below includes amounts to eliminate transactions between segments (in thousands).

	Three months ended September 30, 2019
	Core Banking		WMG		Holding Company, CFS, and CRM			Consolidated Totals
Interest and dividend income	$	16,787	$	—	$	21		$	16,808
Interest expense	1,666		—		—			1,666
Net interest income	15,121		—		21			15,142
Provision for loan losses	4,441		—		—			4,441
Net interest income after provision for loan losses	10,680		—		21			10,701
Other non-interest income	2,564		2,315		77			4,956
Other non-interest expenses	11,704		1,559		262			13,525
Income (loss) before income tax expense (benefit)	1,540		756		(164		)	2,132
Income tax expense (benefit)	17		193		(34		)	176
Segment net income (loss)	$	1,523	$	563	$	(130	)	$	1,956

	Three months ended September 30, 2018
	Core Banking		WMG		Holding Company, CFS, and CRM			Consolidated Totals
Interest and dividend income	$	16,122	$	—	$	14		$	16,136
Interest expense	1,057		—		—			1,057
Net interest income	15,065		—		14			15,079
Provision for loan losses	300		—		—			300
Net interest income after provision for loan losses	14,765		—		14			14,779
Other non-interest income	4,987		2,406		(12		)	7,381
Other non-interest expenses	11,871		1,307		250			13,428
Income (loss) before income tax expense (benefit)	7,881		1,099		(248		)	8,732
Income tax expense (benefit)	1,555		281		(34		)	1,802
Segment net income (loss)	$	6,326	$	818	$	(214	)	$	6,930

	Nine months ended September 30, 2019
	Core Banking		WMG		Holding Company, CFS, and CRM			Consolidated Totals
Interest and dividend income	$	50,108	$	—	$	47		$	50,155
Interest expense	4,745		—		—			4,745
Net interest income	45,363		—		47			45,410
Provision for loan losses	5,684		—		—			5,684
Net interest income after provision for loan losses	39,679		—		47			39,726
Other non-interest income	7,544		7,115		308			14,967
Other non-interest expenses	35,253		4,705		887			40,845
Income (loss) before income tax expense (benefit)	11,970		2,410		(532		)	13,848
Income tax expense (benefit)	1,934		615		(106		)	2,443
Segment net income (loss)	$	10,036	$	1,795	$	(426	)	$	11,405
Segment assets	$	1,784,692	$	3,410	$	5,541		$	1,793,643

	Nine months ended September 30, 2018
	Core Banking		WMG		Holding Company, CFS, and CRM			Consolidated Totals
Interest and dividend income	$	47,645	$	—	$	29		$	47,674
Interest expense	2,678		—		—			2,678
Net interest income	44,967		—		29			44,996
Provision for loan losses	3,371		—		—			3,371
Net interest income after provision for loan losses	41,596		—		29			41,625
Other non-interest income	10,992		7,095		94			18,181
Legal accruals and settlements	989		—		—			989
Other non-interest expenses	36,300		4,414		858			41,572
Income (loss) before income tax expense (benefit)	15,299		2,681		(735		)	17,245
Income tax expense (benefit)	2,791		684		(126		)	3,349
Segment net income (loss)	$	12,508	$	1,997	$	(609	)	$	13,896
Segment assets	$	1,740,311	$	3,800	$	9,753		$	1,753,864