COMMITMENTS AND CONTINGENCIES (Tables)

9 Months Ended

Sep. 30, 2019

Commitments and Contingencies Disclosure [Abstract]

Contractual amounts of financial instruments with off-balance sheet risk

The following table lists the contractual amounts of financial instruments with off-balance sheet risk at September 30, 2019 and December 31, 2018 (in thousands):

	September 30, 2019				December 31, 2018
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Commitments to make loans	$	17,021	$	28,797	$	9,137	$	18,033
Unused lines of credit	1,431		218,517		848		212,601
Standby letters of credit	—		15,583		—		16,161